Home > Lake Sunapee Bank, FSB > Net charge- offs to loans
Lake Sunapee Bank, FSB, Net charge- offs to loans
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 3,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0743% | 937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 2,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0801% | 601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 2,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 4,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9560% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9496% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5240% | 1,629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0852% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 1,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1099% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 1,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0308% | 4,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6492% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8488% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6021% | 1,278 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0553% | 2,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1674% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 1,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1893% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 1,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 4,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8445% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2899% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7445% | 984 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0992% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1059% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3361% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2802% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 4,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0568% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3905% | 1,559 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6540% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0786% | 4,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1256% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2094% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3276% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 1,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2926% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0743% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0546% | 4,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4659% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6337% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2717% | 2,235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1164% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1296% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2576% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4346% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0811% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2705% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 1,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0460% | 4,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4780% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5545% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3076% | 1,886 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1195% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1302% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3096% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1570% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0695% | 1,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4091% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 2,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0356% | 4,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7802% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3415% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5401% | 1,188 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1241% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1295% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3177% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4877% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 1,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1170% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2529% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2899% | 1,629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1120% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0839% | 2,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1218% | 1,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1418% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0718% | 2,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0758% | 968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0713% | 2,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5537% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5495% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7640% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2542% | 2,480 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 2,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0820% | 2,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1567% | 1,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 2,549 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 4,377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0676% | 2,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3905% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6893% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1563% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3650% | 1,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 2,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2143% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 2,567 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 4,392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 2,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5671% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6498% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2556% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4407% | 1,525 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 4,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 5,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1979% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0994% | 6,257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 4,424 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1097% | 6,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0585% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5520% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6415% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2871% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 3,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 3,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0752% | 2,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9702% | 286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 3,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2317% | 997 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 3,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2187% | 2,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2997% | 2,742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3088% | 2,553 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0048% | 5,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1328% | 3,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1081% | 2,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1137% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3680% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 3,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0098% | 1,252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0833% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5680% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4107% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4107% | 1,951 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0068% | 5,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2060% | 2,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1713% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3169% | 1,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2325% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0911% | 2,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 1,065 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1012% | 2,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8395% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6072% | 1,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6072% | 1,440 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0051% | 5,513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2405% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2087% | 1,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6348% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0572% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 2,404 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1387% | 4,883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 2,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8026% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0629% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0629% | 871 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0107% | 5,621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2294% | 3,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2154% | 3,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.4204% | 1,866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2238% | 2,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2978% | 641 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2042% | 2,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2122% | 1,400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2030% | 2,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6145% | 1,901 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0414% | 6,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0414% | 5,966 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0034% | 1,656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2657% | 3,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2432% | 2,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.6295% | 1,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2883% | 1,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3472% | 547 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2155% | 2,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2617% | 1,181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2082% | 2,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7636% | 1,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1843% | 3,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1843% | 3,082 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0146% | 5,895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3167% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2567% | 2,636 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 5,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4647% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5161% | 409 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1957% | 2,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3337% | 979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1730% | 2,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3258% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1624% | 3,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1624% | 2,937 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0245% | 5,942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 3,329 |
| Percentage Net Loans Charged-off:Construction & development | -0.0271% | 6,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3023% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 6,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1121% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0462% | 6,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6286% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2612% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3095% | 3,354 |
| Percentage Net Loans Charged-off:Construction & development | 1.9074% | 1,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3563% | 2,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2484% | 3,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1610% | 1,683 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2652% | 3,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1297% | 6,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3648% | 3,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3412% | 3,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1853% | 4,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2349% | 3,418 |
| Percentage Net Loans Charged-off:Construction & development | 1.7075% | 1,617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3878% | 1,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1415% | 3,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1667% | 1,465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1366% | 3,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2085% | 6,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3053% | 3,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2804% | 3,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1369% | 4,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1871% | 3,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.6358% | 1,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4163% | 1,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1036% | 3,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2490% | 1,186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 3,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2707% | 6,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4051% | 2,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3614% | 2,527 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1834% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2524% | 2,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7002% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1313% | 2,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7326% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4278% | 6,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8054% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6785% | 1,460 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2889% | 4,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3153% | 3,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.2298% | 3,098 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6065% | 1,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2382% | 3,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0977% | 1,799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2687% | 3,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0352% | 4,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3782% | 3,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4362% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4604% | 2,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.3091% | 2,724 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0766% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2885% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0697% | 1,618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3366% | 2,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2064% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4551% | 3,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5622% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5941% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5426% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3447% | 2,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0268% | 1,388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4150% | 1,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2613% | 3,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5616% | 2,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5900% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6452% | 1,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5656% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 2,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1250% | 2,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0147% | 2,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6155% | 2,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2946% | 4,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2712% | 3,765 |
| Percentage Net Loans Charged-off:Construction & development | -0.4980% | 7,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7277% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8574% | 601 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1465% | 3,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1110% | 1,734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1539% | 3,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4845% | 3,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6322% | 3,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2131% | 4,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1675% | 3,803 |
| Percentage Net Loans Charged-off:Construction & development | -0.6620% | 7,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1587% | 2,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1521% | 404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1818% | 2,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2422% | 1,303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1694% | 2,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6442% | 2,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5255% | 3,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2260% | 4,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1773% | 3,273 |
| Percentage Net Loans Charged-off:Construction & development | -0.5315% | 7,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7735% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2212% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3672% | 946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1917% | 2,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7066% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4416% | 3,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2284% | 3,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1115% | 2,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1569% | 1,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3544% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1176% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4846% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5263% | 2,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 5,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 4,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0677% | 1,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0814% | 3,061 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0316% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 2,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3544% | 3,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5226% | 3,622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0595% | 5,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 3,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0904% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 3,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 2,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1485% | 3,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4008% | 3,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 5,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 7,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 7,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2253% | 2,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3712% | 3,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 4,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 7,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 7,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 7,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4734% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1897% | 3,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 5,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 3,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 2,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1073% | 704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 2,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0571% | 7,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2062% | 4,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 4,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 2,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1479% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 1,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1031% | 7,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2131% | 4,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0202% | 4,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 2,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2322% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 1,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1670% | 7,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1367% | 4,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 3,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4739% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4103% | 7,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2398% | 2,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 5,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2284% | 2,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1189% | 4,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 5,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1251% | 4,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 5,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1100% | 4,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 6,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1935% | 5,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 5,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2443% | 4,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 5,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2299% | 4,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 4,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 7,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5600% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 8,103 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 8,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0453% | 8,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1616% | 7,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1053% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 7,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2157% | 7,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1027% | 5,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 5,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1364% | 4,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 6,785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0166% | 767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 8,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 8,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2282% | 3,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1590% | 6,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 6,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,965 |
| Percentage Net Loans Charged-off:Construction & development | -0.0370% | 8,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2799% | 2,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0988% | 6,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 5,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4492% | 2,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1690% | 5,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0595% | 3,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9295% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3417% | 3,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 4,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 3,024 |
| Percentage Net Loans Charged-off:Construction & development | -0.0950% | 8,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1967% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 8,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 8,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4087% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2101% | 5,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 5,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0977% | 1,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0466% | 688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2590% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0663% | 1,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 1,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1251% | 8,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0989% | 6,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0365% | 9,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0300% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 812 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4370% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0216% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 5,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0623% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1913% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0163% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 5,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 0.5709% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0998% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3090% | 2,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1832% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 3.9520% | 11 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3243% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0786% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2135% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9992% | 75 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0667% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6164% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9536% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 4,605 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3750% | 3,524 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2684% | 6,363 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |