Home > Lake State Bank > Income and Expense
Lake State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 9,164 |
| Total interest expense | $746,000 | 10,136 |
| Net interest income | $1,618,000 | 8,222 |
| Provision for loan and lease losses | $11,000 | 8,279 |
| Total noninterest income | $226,000 | 8,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,015,000 | 8,884 |
| Salaries and employee benefits | $485,000 | 9,244 |
| Premises and equipment expense | $103,000 | 9,537 |
| Additional noninterest expense | $427,000 | 7,930 |
| Pre-tax net operating income | $818,000 | 6,760 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $306,000 | 5,929 |
| Income before extraordinary items | $512,000 | 7,154 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $512,000 | 7,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,160 |
| Cash dividends | $173,000 | 5,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $512,000 | 7,131 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 10,098 |
| Total interest expense | $529,000 | 10,968 |
| Net interest income | $1,306,000 | 9,446 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $180,000 | 9,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $1,006,000 | 9,321 |
| Salaries and employee benefits | $444,000 | 9,877 |
| Premises and equipment expense | $106,000 | 9,833 |
| Additional noninterest expense | $456,000 | 8,269 |
| Pre-tax net operating income | $450,000 | 8,995 |
| Securities gains (losses) | $40,000 | 1,289 |
| Applicable income taxes | $44,000 | 10,609 |
| Income before extraordinary items | $446,000 | 7,758 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $446,000 | 7,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $127,000 | 6,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $409,600 | 8,159 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 10,815 |
| Total interest expense | $573,000 | 11,303 |
| Net interest income | $1,124,000 | 10,318 |
| Provision for loan and lease losses | $28,000 | 8,567 |
| Total noninterest income | $209,000 | 9,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $947,000 | 9,990 |
| Salaries and employee benefits | $422,000 | 10,423 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $418,000 | 9,057 |
| Pre-tax net operating income | $358,000 | 9,746 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $380,000 | 8,636 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $380,000 | 8,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $358,000 | 8,596 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 11,555 |
| Total interest expense | $747,000 | 11,595 |
| Net interest income | $933,000 | 11,374 |
| Provision for loan and lease losses | $43,000 | 9,374 |
| Total noninterest income | $218,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 7,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $987,000 | 10,037 |
| Salaries and employee benefits | $374,000 | 11,165 |
| Premises and equipment expense | $106,000 | 10,520 |
| Additional noninterest expense | $507,000 | 8,391 |
| Pre-tax net operating income | $121,000 | 11,796 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $38,000 | 11,577 |
| Income before extraordinary items | $102,000 | 11,907 |
| Extraordinary gains, net | $38,000 | 1,075 |
| Net income | $140,000 | 11,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 8,614 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $88,130 | 11,800 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.