Home > Lake Shore National Bank > Assets and Liabilities
Lake Shore National Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 349 | 614 |
| Assets and Liabilities | ||
| Total Assets: | $1,071,130,000 | 534 |
| Cash and due from depository institutions | $53,448,000 | 614 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $208,708,000 | 695 |
| Federal funds sold & reverse repurchase agreements | $49,000,000 | 319 |
| Net loans & leases | $722,044,000 | 470 |
| Loan loss allowance | $11,097,000 | 547 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $12,143,000 | 596 |
| Other real estate owned | $0 | 614 |
| Goodwill and other intangibles | $202,000 | 1,826 |
| All other assets | $25,585,000 | 503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,071,130,000 | 534 |
| Total liabilities | $966,113,000 | 541 |
| Total deposits | $891,642,000 | 504 |
| Interest-bearing deposits | $706,649,000 | 541 |
| Deposits held in domestic offices | $891,642,000 | 496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,256,000 | 554 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,532,000 | 1,033 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $26,683,000 | 342 |
| Total equity capital | $105,017,000 | 450 |
| Total bank equity capital | $105,017,000 | 450 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $13,339,000 | 310 |
| Surplus | $13,339,000 | 1,130 |
| Undivided profits | $78,339,000 | 319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,284,000 | 823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,584,000 | 711 |
| Earning assets | $979,752,000 | 529 |
| Long-term assets (5+ years) | $92,523,000 | 718 |
| Average Assets, year-to-date | $1,015,996,400 | 538 |
| Average Assets, quarterly | $1,048,390,000 | 538 |
| Volatile liabilities | $263,513,000 | 424 |
| Insider loans | $21,058,000 | 235 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $290,329,000 | 352 |
| Tier 1 (core) risk-based capital | $104,815,000 | 435 |
| Tier 2 risk-based capital | $9,911,370 | 448 |
| Total risk weighted assets | $791,723,770 | 449 |
| Total unused commitments | $290,329,000 | 359 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 375 | 594 |
| Assets and Liabilities | ||
| Total Assets: | $980,426,000 | 587 |
| Cash and due from depository institutions | $61,230,000 | 594 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $179,846,000 | 767 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,360 |
| Net loans & leases | $696,922,000 | 499 |
| Loan loss allowance | $10,574,000 | 597 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $11,771,000 | 624 |
| Other real estate owned | $0 | 594 |
| Goodwill and other intangibles | $504,000 | 1,353 |
| All other assets | $23,153,000 | 570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $980,426,000 | 587 |
| Total liabilities | $882,275,000 | 597 |
| Total deposits | $828,277,000 | 563 |
| Interest-bearing deposits | $652,417,000 | 610 |
| Deposits held in domestic offices | $828,277,000 | 557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,592,000 | 687 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,759,000 | 1,022 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $24,647,000 | 363 |
| Total equity capital | $98,151,000 | 449 |
| Total bank equity capital | $98,151,000 | 449 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $13,339,000 | 300 |
| Surplus | $13,339,000 | 1,100 |
| Undivided profits | $71,473,000 | 309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,082,000 | 985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,527,000 | 785 |
| Earning assets | $883,768,000 | 587 |
| Long-term assets (5+ years) | $76,099,000 | 809 |
| Average Assets, year-to-date | $954,149,200 | 586 |
| Average Assets, quarterly | $973,892,000 | 584 |
| Volatile liabilities | $219,347,000 | 456 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $360,942,000 | 291 |
| Tier 1 (core) risk-based capital | $97,647,000 | 435 |
| Tier 2 risk-based capital | $9,845,530 | 460 |
| Total risk weighted assets | $786,914,130 | 468 |
| Total unused commitments | $360,942,000 | 293 |
| Derivatives | $0 | 651 |