Home > Lake Region Bank > Income and Expense
Lake Region Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,339,000 | 3,404 |
| Total interest expense | $441,000 | 4,163 |
| Net interest income | $5,898,000 | 3,135 |
| Provision for loan and lease losses | $170,000 | 2,128 |
| Total noninterest income | $2,253,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $235,000 | 2,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,018,000 | 1,615 |
| Total noninterest expense | $5,414,000 | 2,941 |
| Salaries and employee benefits | $3,112,000 | 2,888 |
| Premises and equipment expense | $462,000 | 3,063 |
| Additional noninterest expense | $2,018,000 | 1,615 |
| Pre-tax net operating income | $2,567,000 | 2,682 |
| Securities gains (losses) | $-239,000 | 4,005 |
| Applicable income taxes | $-92,000 | 4,420 |
| Income before extraordinary items | $2,420,000 | 2,578 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,420,000 | 2,604 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,420,000 | 2,580 |
| Net charge-offs | $283,000 | 996 |
| Cash dividends | $1,021,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,659,000 | 2,494 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,550,000 | 3,444 |
| Total interest expense | $271,000 | 4,200 |
| Net interest income | $4,279,000 | 3,196 |
| Provision for loan and lease losses | $135,000 | 1,936 |
| Total noninterest income | $1,496,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $181,000 | 2,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,315,000 | 1,738 |
| Total noninterest expense | $3,955,000 | 2,965 |
| Salaries and employee benefits | $2,211,000 | 2,948 |
| Premises and equipment expense | $347,000 | 3,075 |
| Additional noninterest expense | $1,315,000 | 1,738 |
| Pre-tax net operating income | $1,685,000 | 2,892 |
| Securities gains (losses) | $16,000 | 507 |
| Applicable income taxes | $-94,000 | 4,494 |
| Income before extraordinary items | $1,795,000 | 2,633 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,795,000 | 2,662 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,795,000 | 2,634 |
| Net charge-offs | $288,000 | 745 |
| Cash dividends | $521,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,779,000 | 2,670 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 3,422 |
| Total interest expense | $119,000 | 4,310 |
| Net interest income | $2,905,000 | 3,189 |
| Provision for loan and lease losses | $80,000 | 1,948 |
| Total noninterest income | $976,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $138,000 | 2,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $838,000 | 1,710 |
| Total noninterest expense | $2,593,000 | 2,982 |
| Salaries and employee benefits | $1,439,000 | 2,977 |
| Premises and equipment expense | $231,000 | 3,086 |
| Additional noninterest expense | $838,000 | 1,708 |
| Pre-tax net operating income | $1,208,000 | 2,835 |
| Securities gains (losses) | $13,000 | 568 |
| Applicable income taxes | $-2,000 | 4,452 |
| Income before extraordinary items | $1,223,000 | 2,630 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,223,000 | 2,660 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,223,000 | 2,630 |
| Net charge-offs | $307,000 | 549 |
| Cash dividends | $521,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,210,000 | 2,656 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 3,419 |
| Total interest expense | $35,000 | 4,432 |
| Net interest income | $1,473,000 | 3,184 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $441,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $73,000 | 2,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 1,827 |
| Total noninterest expense | $1,290,000 | 3,020 |
| Salaries and employee benefits | $708,000 | 3,050 |
| Premises and equipment expense | $116,000 | 3,112 |
| Additional noninterest expense | $368,000 | 1,827 |
| Pre-tax net operating income | $624,000 | 2,843 |
| Securities gains (losses) | $9,000 | 612 |
| Applicable income taxes | $-4,000 | 4,480 |
| Income before extraordinary items | $637,000 | 2,642 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $637,000 | 2,643 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $637,000 | 2,642 |
| Net charge-offs | $-25,000 | 4,279 |
| Cash dividends | $521,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $628,000 | 2,685 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,828,000 | 3,503 |
| Total interest expense | $116,000 | 4,339 |
| Net interest income | $4,712,000 | 3,414 |
| Provision for loan and lease losses | $-23,000 | 4,283 |
| Total noninterest income | $2,590,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $247,000 | 2,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,343,000 | 1,482 |
| Total noninterest expense | $5,210,000 | 2,971 |
| Salaries and employee benefits | $3,002,000 | 2,939 |
| Premises and equipment expense | $401,000 | 3,296 |
| Additional noninterest expense | $2,343,000 | 1,482 |
| Pre-tax net operating income | $2,115,000 | 3,066 |
| Securities gains (losses) | $-615,000 | 4,363 |
| Applicable income taxes | $167,000 | 2,725 |
| Income before extraordinary items | $1,333,000 | 3,382 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,333,000 | 3,378 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,333,000 | 3,381 |
| Net charge-offs | $-14,000 | 3,721 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,880,350 | 3,043 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 3,539 |
| Total interest expense | $83,000 | 4,327 |
| Net interest income | $3,350,000 | 3,473 |
| Provision for loan and lease losses | $-23,000 | 4,380 |
| Total noninterest income | $2,001,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $185,000 | 2,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,816,000 | 1,469 |
| Total noninterest expense | $3,822,000 | 3,001 |
| Salaries and employee benefits | $2,172,000 | 2,984 |
| Premises and equipment expense | $292,000 | 3,344 |
| Additional noninterest expense | $1,816,000 | 1,469 |
| Pre-tax net operating income | $1,552,000 | 3,069 |
| Securities gains (losses) | $-5,000 | 3,659 |
| Applicable income taxes | $121,000 | 2,761 |
| Income before extraordinary items | $1,426,000 | 2,978 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,426,000 | 2,976 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,426,000 | 2,977 |
| Net charge-offs | $-34,000 | 3,959 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,430,600 | 3,003 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 3,597 |
| Total interest expense | $57,000 | 4,332 |
| Net interest income | $2,111,000 | 3,532 |
| Provision for loan and lease losses | $-23,000 | 4,395 |
| Total noninterest income | $1,447,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $124,000 | 2,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,323,000 | 1,423 |
| Total noninterest expense | $2,478,000 | 3,031 |
| Salaries and employee benefits | $1,445,000 | 2,991 |
| Premises and equipment expense | $182,000 | 3,458 |
| Additional noninterest expense | $851,000 | 2,880 |
| Pre-tax net operating income | $1,103,000 | 2,898 |
| Securities gains (losses) | $-6,000 | 3,865 |
| Applicable income taxes | $75,000 | 2,720 |
| Income before extraordinary items | $1,022,000 | 2,803 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,022,000 | 2,801 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,022,000 | 2,803 |
| Net charge-offs | $-31,000 | 4,028 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,027,580 | 2,827 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 3,625 |
| Total interest expense | $29,000 | 4,325 |
| Net interest income | $1,002,000 | 3,545 |
| Provision for loan and lease losses | $-23,000 | 4,443 |
| Total noninterest income | $533,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $66,000 | 2,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 1,740 |
| Total noninterest expense | $1,196,000 | 3,083 |
| Salaries and employee benefits | $712,000 | 3,010 |
| Premises and equipment expense | $95,000 | 3,418 |
| Additional noninterest expense | $389,000 | 3,019 |
| Pre-tax net operating income | $362,000 | 3,236 |
| Securities gains (losses) | $1,000 | 563 |
| Applicable income taxes | $30,000 | 2,761 |
| Income before extraordinary items | $333,000 | 3,167 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $333,000 | 3,165 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $333,000 | 3,167 |
| Net charge-offs | $-26,000 | 4,237 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $332,080 | 3,188 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,846,000 | 3,532 |
| Total interest expense | $127,000 | 4,409 |
| Net interest income | $4,719,000 | 3,423 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $2,904,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $215,000 | 2,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,689,000 | 1,594 |
| Total noninterest expense | $5,148,000 | 2,973 |
| Salaries and employee benefits | $2,995,000 | 2,934 |
| Premises and equipment expense | $355,000 | 3,524 |
| Additional noninterest expense | $1,798,000 | 2,774 |
| Pre-tax net operating income | $2,475,000 | 2,902 |
| Securities gains (losses) | $36,000 | 1,268 |
| Applicable income taxes | $137,000 | 2,915 |
| Income before extraordinary items | $2,374,000 | 2,809 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,374,000 | 2,810 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,374,000 | 2,810 |
| Net charge-offs | $-15,000 | 3,759 |
| Cash dividends | $630,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,339,800 | 2,805 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 3,579 |
| Total interest expense | $96,000 | 4,492 |
| Net interest income | $3,608,000 | 3,445 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,999,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $160,000 | 2,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,839,000 | 1,758 |
| Total noninterest expense | $3,814,000 | 3,006 |
| Salaries and employee benefits | $2,182,000 | 2,989 |
| Premises and equipment expense | $271,000 | 3,532 |
| Additional noninterest expense | $1,361,000 | 2,767 |
| Pre-tax net operating income | $1,793,000 | 3,060 |
| Securities gains (losses) | $28,000 | 1,285 |
| Applicable income taxes | $2,000 | 3,639 |
| Income before extraordinary items | $1,819,000 | 2,901 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,819,000 | 2,901 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,819,000 | 2,901 |
| Net charge-offs | $-16,000 | 3,803 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,791,000 | 2,902 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 3,663 |
| Total interest expense | $64,000 | 4,535 |
| Net interest income | $2,279,000 | 3,552 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,339,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $106,000 | 2,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,233,000 | 1,708 |
| Total noninterest expense | $2,513,000 | 3,016 |
| Salaries and employee benefits | $1,442,000 | 3,005 |
| Premises and equipment expense | $180,000 | 3,548 |
| Additional noninterest expense | $891,000 | 2,788 |
| Pre-tax net operating income | $1,105,000 | 3,142 |
| Securities gains (losses) | $22,000 | 1,150 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,127,000 | 2,996 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,127,000 | 2,995 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,127,000 | 2,996 |
| Net charge-offs | $-15,000 | 3,945 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,105,000 | 2,992 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 3,677 |
| Total interest expense | $33,000 | 4,571 |
| Net interest income | $1,130,000 | 3,545 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $725,000 | 1,837 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $58,000 | 2,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $667,000 | 1,628 |
| Total noninterest expense | $1,223,000 | 3,053 |
| Salaries and employee benefits | $701,000 | 3,035 |
| Premises and equipment expense | $90,000 | 3,559 |
| Additional noninterest expense | $432,000 | 2,792 |
| Pre-tax net operating income | $632,000 | 2,978 |
| Securities gains (losses) | $12,000 | 1,012 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $644,000 | 2,814 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $644,000 | 2,812 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $644,000 | 2,814 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $632,000 | 2,794 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,548,000 | 3,722 |
| Total interest expense | $214,000 | 4,517 |
| Net interest income | $4,334,000 | 3,571 |
| Provision for loan and lease losses | $250,000 | 2,838 |
| Total noninterest income | $2,302,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $235,000 | 2,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,067,000 | 1,757 |
| Total noninterest expense | $4,926,000 | 3,037 |
| Salaries and employee benefits | $2,898,000 | 2,996 |
| Premises and equipment expense | $330,000 | 3,691 |
| Additional noninterest expense | $1,698,000 | 2,820 |
| Pre-tax net operating income | $1,460,000 | 3,305 |
| Securities gains (losses) | $63,000 | 1,614 |
| Applicable income taxes | $2,000 | 3,614 |
| Income before extraordinary items | $1,521,000 | 3,177 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,521,000 | 3,176 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,521,000 | 3,177 |
| Net charge-offs | $-7,000 | 4,184 |
| Cash dividends | $650,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,458,000 | 3,154 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 3,777 |
| Total interest expense | $178,000 | 4,520 |
| Net interest income | $3,180,000 | 3,628 |
| Provision for loan and lease losses | $170,000 | 2,915 |
| Total noninterest income | $1,672,000 | 1,958 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $179,000 | 2,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,493,000 | 1,742 |
| Total noninterest expense | $3,649,000 | 3,038 |
| Salaries and employee benefits | $2,118,000 | 3,012 |
| Premises and equipment expense | $246,000 | 3,713 |
| Additional noninterest expense | $1,285,000 | 2,792 |
| Pre-tax net operating income | $1,033,000 | 3,419 |
| Securities gains (losses) | $58,000 | 1,477 |
| Applicable income taxes | $2,000 | 3,613 |
| Income before extraordinary items | $1,089,000 | 3,244 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,089,000 | 3,244 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,089,000 | 3,244 |
| Net charge-offs | $10,000 | 2,745 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,031,000 | 3,261 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 3,813 |
| Total interest expense | $97,000 | 4,679 |
| Net interest income | $2,151,000 | 3,631 |
| Provision for loan and lease losses | $110,000 | 2,887 |
| Total noninterest income | $1,034,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $127,000 | 2,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $907,000 | 1,762 |
| Total noninterest expense | $2,402,000 | 3,069 |
| Salaries and employee benefits | $1,379,000 | 3,059 |
| Premises and equipment expense | $160,000 | 3,748 |
| Additional noninterest expense | $863,000 | 2,771 |
| Pre-tax net operating income | $673,000 | 3,435 |
| Securities gains (losses) | $59,000 | 1,229 |
| Applicable income taxes | $2,000 | 3,555 |
| Income before extraordinary items | $730,000 | 3,221 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $730,000 | 3,220 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $730,000 | 3,221 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $671,000 | 3,283 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 3,832 |
| Total interest expense | $49,000 | 4,754 |
| Net interest income | $1,081,000 | 3,610 |
| Provision for loan and lease losses | $35,000 | 2,766 |
| Total noninterest income | $444,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $80,000 | 2,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 1,822 |
| Total noninterest expense | $1,224,000 | 3,067 |
| Salaries and employee benefits | $682,000 | 3,103 |
| Premises and equipment expense | $82,000 | 3,735 |
| Additional noninterest expense | $460,000 | 2,676 |
| Pre-tax net operating income | $266,000 | 3,527 |
| Securities gains (losses) | $55,000 | 812 |
| Applicable income taxes | $2,000 | 3,392 |
| Income before extraordinary items | $319,000 | 3,207 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $319,000 | 3,207 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $319,000 | 3,208 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $264,550 | 3,409 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,626,000 | 3,870 |
| Total interest expense | $191,000 | 4,817 |
| Net interest income | $4,435,000 | 3,627 |
| Provision for loan and lease losses | $60,000 | 3,246 |
| Total noninterest income | $1,987,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $346,000 | 2,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,641,000 | 1,725 |
| Total noninterest expense | $5,103,000 | 2,969 |
| Salaries and employee benefits | $2,975,000 | 2,953 |
| Premises and equipment expense | $345,000 | 3,705 |
| Additional noninterest expense | $1,783,000 | 2,760 |
| Pre-tax net operating income | $1,259,000 | 3,612 |
| Securities gains (losses) | $114,000 | 865 |
| Applicable income taxes | $2,000 | 3,780 |
| Income before extraordinary items | $1,371,000 | 3,373 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,371,000 | 3,374 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,371,000 | 3,374 |
| Net charge-offs | $31,000 | 2,913 |
| Cash dividends | $1,060,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,257,000 | 3,468 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 3,930 |
| Total interest expense | $143,000 | 4,880 |
| Net interest income | $3,288,000 | 3,702 |
| Provision for loan and lease losses | $45,000 | 3,145 |
| Total noninterest income | $1,454,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $262,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,192,000 | 1,740 |
| Total noninterest expense | $3,779,000 | 3,015 |
| Salaries and employee benefits | $2,181,000 | 3,002 |
| Premises and equipment expense | $255,000 | 3,768 |
| Additional noninterest expense | $1,343,000 | 2,763 |
| Pre-tax net operating income | $918,000 | 3,745 |
| Securities gains (losses) | $120,000 | 710 |
| Applicable income taxes | $2,000 | 3,820 |
| Income before extraordinary items | $1,036,000 | 3,440 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,036,000 | 3,440 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,036,000 | 3,440 |
| Net charge-offs | $-20,000 | 4,606 |
| Cash dividends | $1,060,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $916,000 | 3,591 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 3,951 |
| Total interest expense | $96,000 | 4,907 |
| Net interest income | $2,188,000 | 3,722 |
| Provision for loan and lease losses | $10,000 | 3,472 |
| Total noninterest income | $961,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $180,000 | 2,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $781,000 | 1,736 |
| Total noninterest expense | $2,521,000 | 3,039 |
| Salaries and employee benefits | $1,466,000 | 3,004 |
| Premises and equipment expense | $175,000 | 3,746 |
| Additional noninterest expense | $880,000 | 2,809 |
| Pre-tax net operating income | $618,000 | 3,736 |
| Securities gains (losses) | $120,000 | 489 |
| Applicable income taxes | $2,000 | 3,806 |
| Income before extraordinary items | $736,000 | 3,370 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $736,000 | 3,368 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $736,000 | 3,369 |
| Net charge-offs | $-16,000 | 4,614 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $616,000 | 3,582 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 3,994 |
| Total interest expense | $48,000 | 4,936 |
| Net interest income | $1,083,000 | 3,766 |
| Provision for loan and lease losses | $10,000 | 3,068 |
| Total noninterest income | $451,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $100,000 | 2,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 1,800 |
| Total noninterest expense | $1,198,000 | 3,149 |
| Salaries and employee benefits | $667,000 | 3,201 |
| Premises and equipment expense | $95,000 | 3,636 |
| Additional noninterest expense | $436,000 | 2,831 |
| Pre-tax net operating income | $326,000 | 3,662 |
| Securities gains (losses) | $-1,000 | 4,848 |
| Applicable income taxes | $2,000 | 3,681 |
| Income before extraordinary items | $323,000 | 3,521 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $323,000 | 3,520 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $323,000 | 3,520 |
| Net charge-offs | $-14,000 | 4,769 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $323,990 | 3,510 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,435,000 | 3,963 |
| Total interest expense | $181,000 | 4,885 |
| Net interest income | $4,254,000 | 3,785 |
| Provision for loan and lease losses | $230,000 | 2,245 |
| Total noninterest income | $1,954,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $377,000 | 2,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,577,000 | 1,740 |
| Total noninterest expense | $4,852,000 | 3,105 |
| Salaries and employee benefits | $2,745,000 | 3,114 |
| Premises and equipment expense | $324,000 | 3,896 |
| Additional noninterest expense | $1,783,000 | 2,807 |
| Pre-tax net operating income | $1,126,000 | 3,894 |
| Securities gains (losses) | $-4,000 | 4,208 |
| Applicable income taxes | $2,000 | 3,892 |
| Income before extraordinary items | $1,120,000 | 3,753 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,120,000 | 3,751 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,120,000 | 3,752 |
| Net charge-offs | $24,000 | 3,022 |
| Cash dividends | $575,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,124,000 | 3,758 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 4,022 |
| Total interest expense | $132,000 | 4,934 |
| Net interest income | $3,117,000 | 3,859 |
| Provision for loan and lease losses | $170,000 | 2,166 |
| Total noninterest income | $1,467,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $286,000 | 2,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,181,000 | 1,761 |
| Total noninterest expense | $3,587,000 | 3,144 |
| Salaries and employee benefits | $1,998,000 | 3,170 |
| Premises and equipment expense | $241,000 | 3,951 |
| Additional noninterest expense | $1,348,000 | 2,797 |
| Pre-tax net operating income | $827,000 | 3,997 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $2,000 | 3,934 |
| Income before extraordinary items | $824,000 | 3,847 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $824,000 | 3,845 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $824,000 | 3,846 |
| Net charge-offs | $5,000 | 3,200 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $825,000 | 3,847 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 4,021 |
| Total interest expense | $87,000 | 4,961 |
| Net interest income | $2,087,000 | 3,857 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $940,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $196,000 | 2,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $744,000 | 1,810 |
| Total noninterest expense | $2,371,000 | 3,182 |
| Salaries and employee benefits | $1,319,000 | 3,213 |
| Premises and equipment expense | $166,000 | 3,924 |
| Additional noninterest expense | $886,000 | 2,836 |
| Pre-tax net operating income | $536,000 | 4,024 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $2,000 | 3,899 |
| Income before extraordinary items | $534,000 | 3,877 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $534,000 | 3,875 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $534,000 | 3,876 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $534,000 | 3,875 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 4,068 |
| Total interest expense | $41,000 | 5,022 |
| Net interest income | $1,027,000 | 3,908 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $433,000 | 2,153 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $105,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 1,918 |
| Total noninterest expense | $1,174,000 | 3,241 |
| Salaries and employee benefits | $649,000 | 3,260 |
| Premises and equipment expense | $86,000 | 3,893 |
| Additional noninterest expense | $439,000 | 2,885 |
| Pre-tax net operating income | $226,000 | 4,211 |
| Securities gains (losses) | $4,000 | 555 |
| Applicable income taxes | $2,000 | 3,795 |
| Income before extraordinary items | $228,000 | 4,036 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $228,000 | 4,036 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $228,000 | 4,036 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $224,040 | 4,072 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 4,107 |
| Total interest expense | $164,000 | 5,022 |
| Net interest income | $3,936,000 | 3,967 |
| Provision for loan and lease losses | $248,000 | 2,163 |
| Total noninterest income | $1,881,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $400,000 | 2,392 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,481,000 | 1,831 |
| Total noninterest expense | $4,666,000 | 3,235 |
| Salaries and employee benefits | $2,603,000 | 3,252 |
| Premises and equipment expense | $335,000 | 3,983 |
| Additional noninterest expense | $1,728,000 | 2,925 |
| Pre-tax net operating income | $903,000 | 4,187 |
| Securities gains (losses) | $-32,000 | 5,239 |
| Applicable income taxes | $2,000 | 4,034 |
| Income before extraordinary items | $869,000 | 3,895 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $869,000 | 3,894 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $869,000 | 3,895 |
| Net charge-offs | $343,000 | 1,371 |
| Cash dividends | $254,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $901,000 | 3,831 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 4,161 |
| Total interest expense | $121,000 | 5,079 |
| Net interest income | $2,910,000 | 4,024 |
| Provision for loan and lease losses | $188,000 | 2,081 |
| Total noninterest income | $1,375,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $300,000 | 2,401 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,075,000 | 1,897 |
| Total noninterest expense | $3,475,000 | 3,272 |
| Salaries and employee benefits | $1,912,000 | 3,310 |
| Premises and equipment expense | $256,000 | 3,992 |
| Additional noninterest expense | $1,307,000 | 2,919 |
| Pre-tax net operating income | $622,000 | 4,359 |
| Securities gains (losses) | $-28,000 | 5,529 |
| Applicable income taxes | $2,000 | 4,064 |
| Income before extraordinary items | $592,000 | 4,226 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $592,000 | 4,225 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $592,000 | 4,226 |
| Net charge-offs | $343,000 | 1,038 |
| Cash dividends | $254,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $620,000 | 4,135 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 4,219 |
| Total interest expense | $81,000 | 5,091 |
| Net interest income | $1,892,000 | 4,078 |
| Provision for loan and lease losses | $113,000 | 2,158 |
| Total noninterest income | $871,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $202,000 | 2,382 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $669,000 | 1,979 |
| Total noninterest expense | $2,316,000 | 3,290 |
| Salaries and employee benefits | $1,260,000 | 3,348 |
| Premises and equipment expense | $177,000 | 3,929 |
| Additional noninterest expense | $879,000 | 2,912 |
| Pre-tax net operating income | $334,000 | 4,574 |
| Securities gains (losses) | $-28,000 | 5,614 |
| Applicable income taxes | $2,000 | 4,063 |
| Income before extraordinary items | $304,000 | 4,495 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $304,000 | 4,494 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $304,000 | 4,495 |
| Net charge-offs | $342,000 | 755 |
| Cash dividends | $253,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $331,720 | 4,390 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 4,255 |
| Total interest expense | $41,000 | 5,111 |
| Net interest income | $934,000 | 4,117 |
| Provision for loan and lease losses | $80,000 | 1,645 |
| Total noninterest income | $419,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $100,000 | 2,381 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $319,000 | 2,018 |
| Total noninterest expense | $1,139,000 | 3,358 |
| Salaries and employee benefits | $623,000 | 3,415 |
| Premises and equipment expense | $93,000 | 3,877 |
| Additional noninterest expense | $423,000 | 3,003 |
| Pre-tax net operating income | $134,000 | 4,752 |
| Securities gains (losses) | $-30,000 | 5,740 |
| Applicable income taxes | $2,000 | 3,937 |
| Income before extraordinary items | $102,000 | 4,856 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $102,000 | 4,856 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $102,000 | 4,856 |
| Net charge-offs | $97,000 | 948 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $131,400 | 4,610 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 4,267 |
| Total interest expense | $388,000 | 4,067 |
| Net interest income | $3,472,000 | 4,261 |
| Provision for loan and lease losses | $38,000 | 3,805 |
| Total noninterest income | $1,757,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $373,000 | 2,577 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,384,000 | 1,986 |
| Total noninterest expense | $4,629,000 | 3,344 |
| Salaries and employee benefits | $2,516,000 | 3,391 |
| Premises and equipment expense | $347,000 | 4,052 |
| Additional noninterest expense | $1,766,000 | 3,001 |
| Pre-tax net operating income | $562,000 | 4,721 |
| Securities gains (losses) | $85,000 | 1,459 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $645,000 | 4,464 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $645,000 | 4,462 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $645,000 | 4,463 |
| Net charge-offs | $11,000 | 3,842 |
| Cash dividends | $176,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $560,000 | 4,566 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 4,297 |
| Total interest expense | $348,000 | 3,801 |
| Net interest income | $2,561,000 | 4,321 |
| Provision for loan and lease losses | $38,000 | 3,556 |
| Total noninterest income | $1,273,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $277,000 | 2,599 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $996,000 | 2,051 |
| Total noninterest expense | $3,425,000 | 3,386 |
| Salaries and employee benefits | $1,858,000 | 3,409 |
| Premises and equipment expense | $252,000 | 4,125 |
| Additional noninterest expense | $1,315,000 | 3,013 |
| Pre-tax net operating income | $371,000 | 4,907 |
| Securities gains (losses) | $86,000 | 1,363 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $455,000 | 4,609 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $455,000 | 4,609 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $455,000 | 4,609 |
| Net charge-offs | $12,000 | 3,364 |
| Cash dividends | $176,000 | 3,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $369,000 | 4,765 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 4,322 |
| Total interest expense | $159,000 | 4,440 |
| Net interest income | $1,779,000 | 4,268 |
| Provision for loan and lease losses | $26,000 | 3,403 |
| Total noninterest income | $848,000 | 2,309 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $176,000 | 2,658 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $672,000 | 2,004 |
| Total noninterest expense | $2,277,000 | 3,413 |
| Salaries and employee benefits | $1,232,000 | 3,440 |
| Premises and equipment expense | $169,000 | 4,137 |
| Additional noninterest expense | $876,000 | 3,031 |
| Pre-tax net operating income | $324,000 | 4,686 |
| Securities gains (losses) | $86,000 | 1,061 |
| Applicable income taxes | $2,000 | 4,190 |
| Income before extraordinary items | $408,000 | 4,238 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $408,000 | 4,234 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $408,000 | 4,236 |
| Net charge-offs | $11,000 | 3,048 |
| Cash dividends | $117,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $322,000 | 4,487 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 4,396 |
| Total interest expense | $80,000 | 4,464 |
| Net interest income | $867,000 | 4,342 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $399,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $85,000 | 2,699 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $314,000 | 2,042 |
| Total noninterest expense | $1,114,000 | 3,469 |
| Salaries and employee benefits | $599,000 | 3,531 |
| Premises and equipment expense | $87,000 | 4,126 |
| Additional noninterest expense | $428,000 | 3,085 |
| Pre-tax net operating income | $152,000 | 4,733 |
| Securities gains (losses) | $79,000 | 633 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $229,000 | 4,060 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $229,000 | 4,057 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $229,000 | 4,058 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $150,790 | 4,562 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,836,000 | 4,391 |
| Total interest expense | $331,000 | 4,464 |
| Net interest income | $3,505,000 | 4,335 |
| Provision for loan and lease losses | $-120,000 | 5,756 |
| Total noninterest income | $2,192,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $397,000 | 2,530 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,795,000 | 1,649 |
| Total noninterest expense | $5,091,000 | 3,172 |
| Salaries and employee benefits | $2,880,000 | 3,110 |
| Premises and equipment expense | $399,000 | 3,905 |
| Additional noninterest expense | $1,812,000 | 2,994 |
| Pre-tax net operating income | $726,000 | 4,533 |
| Securities gains (losses) | $28,000 | 2,030 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $752,000 | 4,324 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $752,000 | 4,322 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $752,000 | 4,324 |
| Net charge-offs | $33,000 | 3,516 |
| Cash dividends | $153,000 | 3,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $724,000 | 4,327 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 4,429 |
| Total interest expense | $249,000 | 4,513 |
| Net interest income | $2,640,000 | 4,369 |
| Provision for loan and lease losses | $-121,000 | 5,936 |
| Total noninterest income | $1,798,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $288,000 | 2,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,510,000 | 1,528 |
| Total noninterest expense | $3,949,000 | 3,134 |
| Salaries and employee benefits | $2,234,000 | 3,076 |
| Premises and equipment expense | $344,000 | 3,699 |
| Additional noninterest expense | $1,371,000 | 2,991 |
| Pre-tax net operating income | $610,000 | 4,480 |
| Securities gains (losses) | $28,000 | 1,833 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $636,000 | 4,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $636,000 | 4,239 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $636,000 | 4,241 |
| Net charge-offs | $45,000 | 2,852 |
| Cash dividends | $105,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $608,000 | 4,260 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 4,467 |
| Total interest expense | $170,000 | 4,516 |
| Net interest income | $1,748,000 | 4,407 |
| Provision for loan and lease losses | $-73,000 | 6,026 |
| Total noninterest income | $1,228,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $181,000 | 2,691 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,047,000 | 1,503 |
| Total noninterest expense | $2,633,000 | 3,157 |
| Salaries and employee benefits | $1,504,000 | 3,076 |
| Premises and equipment expense | $228,000 | 3,745 |
| Additional noninterest expense | $901,000 | 3,043 |
| Pre-tax net operating income | $416,000 | 4,436 |
| Securities gains (losses) | $27,000 | 1,561 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $441,000 | 4,167 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $441,000 | 4,169 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $441,000 | 4,170 |
| Net charge-offs | $24,000 | 2,829 |
| Cash dividends | $69,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $414,000 | 4,193 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 4,529 |
| Total interest expense | $86,000 | 4,551 |
| Net interest income | $855,000 | 4,474 |
| Provision for loan and lease losses | $-39,000 | 6,144 |
| Total noninterest income | $651,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $86,000 | 2,760 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $565,000 | 1,377 |
| Total noninterest expense | $1,314,000 | 3,174 |
| Salaries and employee benefits | $766,000 | 3,061 |
| Premises and equipment expense | $114,000 | 3,775 |
| Additional noninterest expense | $434,000 | 3,114 |
| Pre-tax net operating income | $231,000 | 4,248 |
| Securities gains (losses) | $18,000 | 1,268 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $247,000 | 3,965 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $247,000 | 3,970 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $247,000 | 3,969 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $229,180 | 4,008 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,774,000 | 4,590 |
| Total interest expense | $396,000 | 4,468 |
| Net interest income | $3,378,000 | 4,558 |
| Provision for loan and lease losses | $-25,000 | 5,914 |
| Total noninterest income | $2,443,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $428,000 | 2,560 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,015,000 | 1,451 |
| Total noninterest expense | $5,137,000 | 3,255 |
| Salaries and employee benefits | $2,921,000 | 3,137 |
| Premises and equipment expense | $414,000 | 4,019 |
| Additional noninterest expense | $1,802,000 | 3,117 |
| Pre-tax net operating income | $709,000 | 4,642 |
| Securities gains (losses) | $20,000 | 2,325 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $727,000 | 4,434 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $727,000 | 4,434 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $727,000 | 4,435 |
| Net charge-offs | $-107,000 | 6,137 |
| Cash dividends | $270,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $707,000 | 4,427 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 4,648 |
| Total interest expense | $305,000 | 4,482 |
| Net interest income | $2,519,000 | 4,610 |
| Provision for loan and lease losses | $-24,000 | 6,099 |
| Total noninterest income | $1,793,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $313,000 | 2,631 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,480,000 | 1,473 |
| Total noninterest expense | $3,828,000 | 3,288 |
| Salaries and employee benefits | $2,161,000 | 3,187 |
| Premises and equipment expense | $309,000 | 4,073 |
| Additional noninterest expense | $1,358,000 | 3,108 |
| Pre-tax net operating income | $508,000 | 4,771 |
| Securities gains (losses) | $5,000 | 2,558 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $511,000 | 4,574 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $511,000 | 4,574 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $511,000 | 4,575 |
| Net charge-offs | $-24,000 | 5,837 |
| Cash dividends | $245,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $506,000 | 4,538 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 4,677 |
| Total interest expense | $206,000 | 4,500 |
| Net interest income | $1,663,000 | 4,646 |
| Provision for loan and lease losses | $-25,000 | 6,249 |
| Total noninterest income | $1,224,000 | 1,814 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $205,000 | 2,652 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,019,000 | 1,428 |
| Total noninterest expense | $2,555,000 | 3,300 |
| Salaries and employee benefits | $1,441,000 | 3,206 |
| Premises and equipment expense | $210,000 | 4,076 |
| Additional noninterest expense | $904,000 | 3,127 |
| Pre-tax net operating income | $357,000 | 4,675 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $360,000 | 4,464 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $360,000 | 4,467 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $360,000 | 4,468 |
| Net charge-offs | $-20,000 | 5,885 |
| Cash dividends | $245,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $355,050 | 4,432 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 4,763 |
| Total interest expense | $104,000 | 4,553 |
| Net interest income | $812,000 | 4,735 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $581,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $98,000 | 2,708 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $483,000 | 1,452 |
| Total noninterest expense | $1,256,000 | 3,365 |
| Salaries and employee benefits | $707,000 | 3,262 |
| Premises and equipment expense | $113,000 | 3,961 |
| Additional noninterest expense | $436,000 | 3,207 |
| Pre-tax net operating income | $137,000 | 4,969 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $135,000 | 4,821 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 4,823 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $135,000 | 4,822 |
| Net charge-offs | $34,000 | 2,143 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $135,000 | 4,775 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 4,761 |
| Total interest expense | $445,000 | 4,704 |
| Net interest income | $3,332,000 | 4,701 |
| Provision for loan and lease losses | $-74,000 | 6,351 |
| Total noninterest income | $2,457,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $479,000 | 2,473 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,978,000 | 1,523 |
| Total noninterest expense | $5,286,000 | 3,277 |
| Salaries and employee benefits | $2,852,000 | 3,215 |
| Premises and equipment expense | $412,000 | 4,149 |
| Additional noninterest expense | $2,022,000 | 2,943 |
| Pre-tax net operating income | $577,000 | 4,843 |
| Securities gains (losses) | $28,000 | 2,166 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $603,000 | 4,656 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $603,000 | 4,660 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $603,000 | 4,660 |
| Net charge-offs | $164,000 | 3,237 |
| Cash dividends | $140,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $575,000 | 4,645 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 4,811 |
| Total interest expense | $338,000 | 4,769 |
| Net interest income | $2,493,000 | 4,751 |
| Provision for loan and lease losses | $-74,000 | 6,534 |
| Total noninterest income | $1,837,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $360,000 | 2,474 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,477,000 | 1,569 |
| Total noninterest expense | $3,923,000 | 3,305 |
| Salaries and employee benefits | $2,120,000 | 3,257 |
| Premises and equipment expense | $329,000 | 4,067 |
| Additional noninterest expense | $1,474,000 | 3,013 |
| Pre-tax net operating income | $481,000 | 4,817 |
| Securities gains (losses) | $23,000 | 2,149 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $502,000 | 4,594 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $502,000 | 4,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $502,000 | 4,599 |
| Net charge-offs | $113,000 | 3,135 |
| Cash dividends | $140,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $479,000 | 4,571 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 4,840 |
| Total interest expense | $232,000 | 4,770 |
| Net interest income | $1,646,000 | 4,778 |
| Provision for loan and lease losses | $-28,000 | 6,603 |
| Total noninterest income | $1,229,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $241,000 | 2,432 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $988,000 | 1,591 |
| Total noninterest expense | $2,592,000 | 3,339 |
| Salaries and employee benefits | $1,398,000 | 3,298 |
| Premises and equipment expense | $220,000 | 4,087 |
| Additional noninterest expense | $974,000 | 3,029 |
| Pre-tax net operating income | $311,000 | 4,820 |
| Securities gains (losses) | $23,000 | 1,940 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $332,000 | 4,588 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $332,000 | 4,590 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $332,000 | 4,591 |
| Net charge-offs | $103,000 | 2,731 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $309,230 | 4,590 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 4,916 |
| Total interest expense | $116,000 | 4,854 |
| Net interest income | $804,000 | 4,863 |
| Provision for loan and lease losses | $8,000 | 4,080 |
| Total noninterest income | $589,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $126,000 | 2,338 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $463,000 | 1,655 |
| Total noninterest expense | $1,298,000 | 3,350 |
| Salaries and employee benefits | $688,000 | 3,359 |
| Premises and equipment expense | $111,000 | 4,078 |
| Additional noninterest expense | $499,000 | 2,991 |
| Pre-tax net operating income | $87,000 | 5,437 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $85,000 | 5,420 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $85,000 | 5,422 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $85,000 | 5,422 |
| Net charge-offs | $102,000 | 1,879 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $85,000 | 5,318 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 4,837 |
| Total interest expense | $556,000 | 4,920 |
| Net interest income | $3,493,000 | 4,755 |
| Provision for loan and lease losses | $80,000 | 4,862 |
| Total noninterest income | $2,300,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $419,000 | 2,837 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,881,000 | 1,588 |
| Total noninterest expense | $4,783,000 | 3,585 |
| Salaries and employee benefits | $2,474,000 | 3,600 |
| Premises and equipment expense | $630,000 | 3,274 |
| Additional noninterest expense | $1,679,000 | 3,517 |
| Pre-tax net operating income | $930,000 | 4,113 |
| Securities gains (losses) | $212,000 | 1,646 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $1,140,000 | 3,662 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,140,000 | 3,664 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,140,000 | 3,665 |
| Net charge-offs | $75,000 | 4,652 |
| Cash dividends | $108,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $928,000 | 3,856 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 4,895 |
| Total interest expense | $433,000 | 4,970 |
| Net interest income | $2,650,000 | 4,808 |
| Provision for loan and lease losses | $12,000 | 5,544 |
| Total noninterest income | $1,641,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $317,000 | 2,850 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,324,000 | 1,656 |
| Total noninterest expense | $3,570,000 | 3,627 |
| Salaries and employee benefits | $1,834,000 | 3,645 |
| Premises and equipment expense | $472,000 | 3,309 |
| Additional noninterest expense | $1,264,000 | 3,507 |
| Pre-tax net operating income | $709,000 | 4,206 |
| Securities gains (losses) | $38,000 | 2,590 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $745,000 | 3,981 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $745,000 | 3,981 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $745,000 | 3,983 |
| Net charge-offs | $50,000 | 4,507 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $707,000 | 3,914 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 4,880 |
| Total interest expense | $305,000 | 4,947 |
| Net interest income | $1,789,000 | 4,789 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,090,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $209,000 | 2,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $881,000 | 1,645 |
| Total noninterest expense | $2,383,000 | 3,635 |
| Salaries and employee benefits | $1,213,000 | 3,679 |
| Premises and equipment expense | $317,000 | 3,300 |
| Additional noninterest expense | $853,000 | 3,516 |
| Pre-tax net operating income | $496,000 | 4,131 |
| Securities gains (losses) | $38,000 | 2,209 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $532,000 | 3,872 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $532,000 | 3,874 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $532,000 | 3,875 |
| Net charge-offs | $45,000 | 4,124 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $494,000 | 3,821 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 4,870 |
| Total interest expense | $156,000 | 5,009 |
| Net interest income | $913,000 | 4,769 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $503,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $98,000 | 2,962 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $405,000 | 1,742 |
| Total noninterest expense | $1,159,000 | 3,731 |
| Salaries and employee benefits | $600,000 | 3,737 |
| Premises and equipment expense | $162,000 | 3,266 |
| Additional noninterest expense | $397,000 | 3,655 |
| Pre-tax net operating income | $257,000 | 4,120 |
| Securities gains (losses) | $33,000 | 1,408 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $290,000 | 3,713 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $290,000 | 3,715 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $290,000 | 3,716 |
| Net charge-offs | $33,000 | 3,357 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $257,000 | 3,764 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,311,000 | 4,964 |
| Total interest expense | $754,000 | 5,054 |
| Net interest income | $3,557,000 | 4,852 |
| Provision for loan and lease losses | $138,000 | 5,033 |
| Total noninterest income | $1,816,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $444,000 | 2,819 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,372,000 | 1,745 |
| Total noninterest expense | $4,857,000 | 3,618 |
| Salaries and employee benefits | $2,420,000 | 3,651 |
| Premises and equipment expense | $626,000 | 3,472 |
| Additional noninterest expense | $1,811,000 | 3,388 |
| Pre-tax net operating income | $378,000 | 5,031 |
| Securities gains (losses) | $420,000 | 896 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $796,000 | 3,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $796,000 | 3,958 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $796,000 | 3,957 |
| Net charge-offs | $78,000 | 5,184 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $376,000 | 4,884 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 5,004 |
| Total interest expense | $585,000 | 5,104 |
| Net interest income | $2,658,000 | 4,892 |
| Provision for loan and lease losses | $135,000 | 4,615 |
| Total noninterest income | $1,445,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $336,000 | 2,806 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,109,000 | 1,639 |
| Total noninterest expense | $3,672,000 | 3,605 |
| Salaries and employee benefits | $1,829,000 | 3,629 |
| Premises and equipment expense | $453,000 | 3,602 |
| Additional noninterest expense | $1,390,000 | 3,338 |
| Pre-tax net operating income | $296,000 | 5,128 |
| Securities gains (losses) | $399,000 | 754 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $693,000 | 3,769 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $693,000 | 3,771 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $693,000 | 3,771 |
| Net charge-offs | $70,000 | 4,732 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $294,000 | 4,965 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 5,011 |
| Total interest expense | $406,000 | 5,111 |
| Net interest income | $1,782,000 | 4,896 |
| Provision for loan and lease losses | $106,000 | 4,329 |
| Total noninterest income | $946,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $226,000 | 2,777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $720,000 | 1,689 |
| Total noninterest expense | $2,461,000 | 3,618 |
| Salaries and employee benefits | $1,185,000 | 3,748 |
| Premises and equipment expense | $309,000 | 3,575 |
| Additional noninterest expense | $967,000 | 3,283 |
| Pre-tax net operating income | $161,000 | 5,340 |
| Securities gains (losses) | $237,000 | 654 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $396,000 | 3,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $396,000 | 4,000 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $396,000 | 4,001 |
| Net charge-offs | $50,000 | 4,446 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $161,370 | 5,195 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 5,032 |
| Total interest expense | $204,000 | 5,208 |
| Net interest income | $888,000 | 4,907 |
| Provision for loan and lease losses | $106,000 | 3,271 |
| Total noninterest income | $454,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $105,000 | 2,881 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $349,000 | 1,735 |
| Total noninterest expense | $1,256,000 | 3,568 |
| Salaries and employee benefits | $592,000 | 3,762 |
| Premises and equipment expense | $165,000 | 3,456 |
| Additional noninterest expense | $499,000 | 3,189 |
| Pre-tax net operating income | $-20,000 | 6,454 |
| Securities gains (losses) | $147,000 | 421 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $125,000 | 4,715 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $125,000 | 4,713 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $125,000 | 4,715 |
| Net charge-offs | $59,000 | 3,213 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-19,060 | 6,472 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 4,956 |
| Total interest expense | $1,008,000 | 5,206 |
| Net interest income | $3,756,000 | 4,758 |
| Provision for loan and lease losses | $1,546,000 | 2,417 |
| Total noninterest income | $1,336,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $550,000 | 2,471 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $786,000 | 2,523 |
| Total noninterest expense | $4,845,000 | 3,704 |
| Salaries and employee benefits | $2,583,000 | 3,499 |
| Premises and equipment expense | $621,000 | 3,634 |
| Additional noninterest expense | $1,641,000 | 3,763 |
| Pre-tax net operating income | $-1,299,000 | 6,598 |
| Securities gains (losses) | $8,000 | 3,363 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $-1,294,000 | 6,688 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,294,000 | 6,688 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,294,000 | 6,689 |
| Net charge-offs | $1,909,000 | 1,915 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,302,000 | 6,671 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 5,038 |
| Total interest expense | $782,000 | 5,275 |
| Net interest income | $2,799,000 | 4,838 |
| Provision for loan and lease losses | $1,546,000 | 1,934 |
| Total noninterest income | $1,484,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $419,000 | 2,495 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,065,000 | 1,740 |
| Total noninterest expense | $3,984,000 | 3,431 |
| Salaries and employee benefits | $1,960,000 | 3,491 |
| Premises and equipment expense | $461,000 | 3,717 |
| Additional noninterest expense | $1,563,000 | 3,099 |
| Pre-tax net operating income | $-1,247,000 | 6,864 |
| Securities gains (losses) | $8,000 | 3,163 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $-1,242,000 | 6,971 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,242,000 | 6,970 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,242,000 | 6,971 |
| Net charge-offs | $1,726,000 | 1,650 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,250,000 | 6,935 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,320,000 | 5,150 |
| Total interest expense | $547,000 | 5,274 |
| Net interest income | $1,773,000 | 4,987 |
| Provision for loan and lease losses | $1,091,000 | 1,857 |
| Total noninterest income | $1,010,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $292,000 | 2,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $718,000 | 1,642 |
| Total noninterest expense | $2,426,000 | 3,713 |
| Salaries and employee benefits | $1,292,000 | 3,553 |
| Premises and equipment expense | $319,000 | 3,640 |
| Additional noninterest expense | $815,000 | 3,749 |
| Pre-tax net operating income | $-734,000 | 6,882 |
| Securities gains (losses) | $7,000 | 2,699 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $-730,000 | 6,978 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-730,000 | 6,978 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-730,000 | 6,978 |
| Net charge-offs | $818,000 | 1,918 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-737,000 | 6,948 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 5,184 |
| Total interest expense | $289,000 | 5,272 |
| Net interest income | $893,000 | 4,994 |
| Provision for loan and lease losses | $535,000 | 1,756 |
| Total noninterest income | $480,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $139,000 | 2,481 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $341,000 | 1,691 |
| Total noninterest expense | $1,212,000 | 3,732 |
| Salaries and employee benefits | $616,000 | 3,740 |
| Premises and equipment expense | $162,000 | 3,682 |
| Additional noninterest expense | $434,000 | 3,589 |
| Pre-tax net operating income | $-374,000 | 7,067 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $-377,000 | 7,158 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-377,000 | 7,160 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-377,000 | 7,159 |
| Net charge-offs | $766,000 | 1,247 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-377,000 | 7,130 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 4,973 |
| Total interest expense | $1,433,000 | 5,260 |
| Net interest income | $3,855,000 | 4,664 |
| Provision for loan and lease losses | $1,631,000 | 2,761 |
| Total noninterest income | $2,241,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $637,000 | 2,435 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,604,000 | 1,591 |
| Total noninterest expense | $4,719,000 | 3,863 |
| Salaries and employee benefits | $2,720,000 | 3,453 |
| Premises and equipment expense | $646,000 | 3,686 |
| Additional noninterest expense | $1,353,000 | 4,376 |
| Pre-tax net operating income | $-254,000 | 5,766 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-254,000 | 5,874 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-254,000 | 5,873 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-254,000 | 5,873 |
| Net charge-offs | $1,642,000 | 2,267 |
| Cash dividends | $225,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-254,000 | 5,880 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,042,000 | 4,983 |
| Total interest expense | $1,113,000 | 5,312 |
| Net interest income | $2,929,000 | 4,654 |
| Provision for loan and lease losses | $1,080,000 | 2,670 |
| Total noninterest income | $1,678,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $470,000 | 2,480 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,208,000 | 1,613 |
| Total noninterest expense | $3,472,000 | 3,926 |
| Salaries and employee benefits | $2,055,000 | 3,467 |
| Premises and equipment expense | $493,000 | 3,653 |
| Additional noninterest expense | $924,000 | 4,647 |
| Pre-tax net operating income | $55,000 | 5,464 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $55,000 | 5,534 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $55,000 | 5,534 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $55,000 | 5,534 |
| Net charge-offs | $1,100,000 | 2,099 |
| Cash dividends | $225,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $55,000 | 5,475 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 4,993 |
| Total interest expense | $771,000 | 5,358 |
| Net interest income | $1,952,000 | 4,655 |
| Provision for loan and lease losses | $535,000 | 2,886 |
| Total noninterest income | $1,137,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $300,000 | 2,538 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $837,000 | 1,591 |
| Total noninterest expense | $2,327,000 | 3,936 |
| Salaries and employee benefits | $1,398,000 | 3,443 |
| Premises and equipment expense | $340,000 | 3,602 |
| Additional noninterest expense | $589,000 | 4,775 |
| Pre-tax net operating income | $227,000 | 4,490 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $227,000 | 4,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 4,378 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $227,000 | 4,378 |
| Net charge-offs | $163,000 | 3,680 |
| Cash dividends | $225,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $227,000 | 4,270 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 5,024 |
| Total interest expense | $401,000 | 5,384 |
| Net interest income | $959,000 | 4,691 |
| Provision for loan and lease losses | $229,000 | 2,668 |
| Total noninterest income | $602,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $145,000 | 2,536 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $457,000 | 1,475 |
| Total noninterest expense | $1,176,000 | 3,826 |
| Salaries and employee benefits | $707,000 | 3,433 |
| Premises and equipment expense | $170,000 | 3,643 |
| Additional noninterest expense | $299,000 | 4,423 |
| Pre-tax net operating income | $156,000 | 4,440 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $156,000 | 4,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $156,000 | 4,278 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $156,000 | 4,279 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $18,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $156,000 | 4,115 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,192,000 | 4,853 |
| Total interest expense | $2,041,000 | 5,246 |
| Net interest income | $4,151,000 | 4,470 |
| Provision for loan and lease losses | $730,000 | 3,176 |
| Total noninterest income | $2,027,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $692,000 | 2,367 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,335,000 | 1,740 |
| Total noninterest expense | $4,725,000 | 3,733 |
| Salaries and employee benefits | $2,730,000 | 3,522 |
| Premises and equipment expense | $714,000 | 3,462 |
| Additional noninterest expense | $1,281,000 | 4,070 |
| Pre-tax net operating income | $723,000 | 4,345 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $723,000 | 3,893 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $723,000 | 3,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 2,617 |
| Cash dividends | $273,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $723,000 | 4,025 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,731,000 | 4,873 |
| Total interest expense | $1,585,000 | 5,294 |
| Net interest income | $3,146,000 | 4,475 |
| Provision for loan and lease losses | $626,000 | 2,412 |
| Total noninterest income | $1,520,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $527,000 | 2,357 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $993,000 | 1,826 |
| Total noninterest expense | $3,523,000 | 3,737 |
| Salaries and employee benefits | $2,043,000 | 3,551 |
| Premises and equipment expense | $510,000 | 3,585 |
| Additional noninterest expense | $970,000 | 3,953 |
| Pre-tax net operating income | $517,000 | 4,897 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $517,000 | 4,383 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $517,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 2,213 |
| Cash dividends | $273,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $517,000 | 4,525 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 4,904 |
| Total interest expense | $1,108,000 | 5,329 |
| Net interest income | $2,074,000 | 4,485 |
| Provision for loan and lease losses | $544,000 | 1,828 |
| Total noninterest income | $876,000 | 2,459 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $350,000 | 2,353 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $526,000 | 2,165 |
| Total noninterest expense | $2,228,000 | 3,916 |
| Salaries and employee benefits | $1,265,000 | 3,812 |
| Premises and equipment expense | $348,000 | 3,566 |
| Additional noninterest expense | $615,000 | 4,110 |
| Pre-tax net operating income | $178,000 | 5,957 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $178,000 | 5,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,020 |
| Cash dividends | $195,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $178,000 | 5,708 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 4,918 |
| Total interest expense | $602,000 | 5,280 |
| Net interest income | $1,026,000 | 4,539 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $444,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $177,000 | 2,295 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $267,000 | 2,115 |
| Total noninterest expense | $1,130,000 | 3,878 |
| Salaries and employee benefits | $629,000 | 3,833 |
| Premises and equipment expense | $178,000 | 3,523 |
| Additional noninterest expense | $323,000 | 3,901 |
| Pre-tax net operating income | $310,000 | 4,074 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $310,000 | 3,728 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $310,000 | 3,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $64,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $310,000 | 3,643 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 4,881 |
| Total interest expense | $2,402,000 | 5,374 |
| Net interest income | $4,252,000 | 4,454 |
| Provision for loan and lease losses | $312,000 | 3,118 |
| Total noninterest income | $1,946,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $881,000 | 1,957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,065,000 | 2,134 |
| Total noninterest expense | $4,702,000 | 3,618 |
| Salaries and employee benefits | $2,492,000 | 3,727 |
| Premises and equipment expense | $637,000 | 3,683 |
| Additional noninterest expense | $1,573,000 | 3,284 |
| Pre-tax net operating income | $1,184,000 | 4,394 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,184,000 | 3,963 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,184,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,136 |
| Cash dividends | $437,000 | 3,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,184,000 | 3,960 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 4,933 |
| Total interest expense | $1,727,000 | 5,494 |
| Net interest income | $3,209,000 | 4,464 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $1,423,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $644,000 | 1,999 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $779,000 | 2,156 |
| Total noninterest expense | $3,471,000 | 3,658 |
| Salaries and employee benefits | $1,866,000 | 3,731 |
| Premises and equipment expense | $474,000 | 3,697 |
| Additional noninterest expense | $1,131,000 | 3,342 |
| Pre-tax net operating income | $1,026,000 | 4,296 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $1,024,000 | 3,837 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,024,000 | 3,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $452,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,024,000 | 3,823 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 5,003 |
| Total interest expense | $1,094,000 | 5,651 |
| Net interest income | $2,146,000 | 4,484 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $918,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $410,000 | 2,068 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $508,000 | 2,221 |
| Total noninterest expense | $2,347,000 | 3,634 |
| Salaries and employee benefits | $1,240,000 | 3,776 |
| Premises and equipment expense | $314,000 | 3,728 |
| Additional noninterest expense | $793,000 | 3,217 |
| Pre-tax net operating income | $627,000 | 4,549 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $625,000 | 4,075 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $625,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $247,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $625,000 | 4,065 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 5,069 |
| Total interest expense | $507,000 | 5,825 |
| Net interest income | $1,074,000 | 4,490 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $411,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $190,000 | 2,146 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $221,000 | 2,400 |
| Total noninterest expense | $1,168,000 | 3,647 |
| Salaries and employee benefits | $601,000 | 3,887 |
| Premises and equipment expense | $157,000 | 3,744 |
| Additional noninterest expense | $410,000 | 3,102 |
| Pre-tax net operating income | $272,000 | 4,878 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $271,000 | 4,379 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $271,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,557 |
| Cash dividends | $14,000 | 3,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $271,000 | 4,364 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,593,000 | 5,225 |
| Total interest expense | $1,638,000 | 5,910 |
| Net interest income | $3,955,000 | 4,687 |
| Provision for loan and lease losses | $272,000 | 2,958 |
| Total noninterest income | $1,613,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $835,000 | 2,046 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $778,000 | 2,621 |
| Total noninterest expense | $4,219,000 | 3,828 |
| Salaries and employee benefits | $2,256,000 | 3,904 |
| Premises and equipment expense | $627,000 | 3,636 |
| Additional noninterest expense | $1,336,000 | 3,620 |
| Pre-tax net operating income | $1,077,000 | 5,028 |
| Securities gains (losses) | $-23,000 | 7,610 |
| Applicable income taxes | $6,000 | 6,282 |
| Income before extraordinary items | $1,048,000 | 4,607 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,048,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,344 |
| Cash dividends | $1,102,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,070,770 | 4,545 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 5,337 |
| Total interest expense | $1,135,000 | 6,040 |
| Net interest income | $2,904,000 | 4,781 |
| Provision for loan and lease losses | $126,000 | 3,745 |
| Total noninterest income | $1,211,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $638,000 | 2,009 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $573,000 | 2,657 |
| Total noninterest expense | $3,025,000 | 3,954 |
| Salaries and employee benefits | $1,610,000 | 4,037 |
| Premises and equipment expense | $446,000 | 3,804 |
| Additional noninterest expense | $969,000 | 3,697 |
| Pre-tax net operating income | $964,000 | 4,791 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,000 | 6,438 |
| Income before extraordinary items | $960,000 | 4,268 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $960,000 | 4,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,886 |
| Cash dividends | $1,102,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $960,000 | 4,253 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 5,426 |
| Total interest expense | $689,000 | 6,167 |
| Net interest income | $1,893,000 | 4,875 |
| Provision for loan and lease losses | $81,000 | 3,704 |
| Total noninterest income | $811,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $413,000 | 2,048 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $398,000 | 2,566 |
| Total noninterest expense | $1,983,000 | 4,026 |
| Salaries and employee benefits | $1,056,000 | 4,102 |
| Premises and equipment expense | $295,000 | 3,818 |
| Additional noninterest expense | $632,000 | 3,761 |
| Pre-tax net operating income | $640,000 | 4,834 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,000 | 6,457 |
| Income before extraordinary items | $637,000 | 4,300 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $637,000 | 4,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,216 |
| Cash dividends | $276,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $637,000 | 4,289 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 5,452 |
| Total interest expense | $313,000 | 6,296 |
| Net interest income | $945,000 | 4,880 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $358,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $172,000 | 2,312 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $186,000 | 2,618 |
| Total noninterest expense | $956,000 | 4,136 |
| Salaries and employee benefits | $515,000 | 4,197 |
| Premises and equipment expense | $151,000 | 3,771 |
| Additional noninterest expense | $290,000 | 4,009 |
| Pre-tax net operating income | $327,000 | 4,752 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $325,000 | 4,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $325,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $325,000 | 4,197 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 5,376 |
| Total interest expense | $1,059,000 | 6,137 |
| Net interest income | $3,611,000 | 4,924 |
| Provision for loan and lease losses | $90,000 | 4,964 |
| Total noninterest income | $1,380,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $562,000 | 2,804 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $818,000 | 2,499 |
| Total noninterest expense | $3,958,000 | 3,893 |
| Salaries and employee benefits | $2,194,000 | 3,849 |
| Premises and equipment expense | $615,000 | 3,586 |
| Additional noninterest expense | $1,149,000 | 3,993 |
| Pre-tax net operating income | $943,000 | 5,516 |
| Securities gains (losses) | $-14,000 | 7,671 |
| Applicable income taxes | $4,000 | 6,709 |
| Income before extraordinary items | $925,000 | 5,013 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $925,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,477 |
| Cash dividends | $556,000 | 3,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $939,000 | 4,954 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 5,416 |
| Total interest expense | $756,000 | 6,156 |
| Net interest income | $2,657,000 | 4,997 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $1,044,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $426,000 | 2,776 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $618,000 | 2,511 |
| Total noninterest expense | $2,942,000 | 3,886 |
| Salaries and employee benefits | $1,652,000 | 3,823 |
| Premises and equipment expense | $451,000 | 3,648 |
| Additional noninterest expense | $839,000 | 4,037 |
| Pre-tax net operating income | $699,000 | 5,645 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $4,000 | 6,719 |
| Income before extraordinary items | $693,000 | 5,113 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $693,000 | 5,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-143,000 | 8,696 |
| Cash dividends | $389,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $694,980 | 5,066 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 5,411 |
| Total interest expense | $478,000 | 6,151 |
| Net interest income | $1,752,000 | 5,026 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $681,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $272,000 | 2,814 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $409,000 | 2,502 |
| Total noninterest expense | $1,951,000 | 3,886 |
| Salaries and employee benefits | $1,097,000 | 3,820 |
| Premises and equipment expense | $307,000 | 3,552 |
| Additional noninterest expense | $547,000 | 4,081 |
| Pre-tax net operating income | $442,000 | 5,736 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $436,000 | 5,230 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $436,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 8,721 |
| Cash dividends | $281,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $437,980 | 5,179 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 5,486 |
| Total interest expense | $227,000 | 6,211 |
| Net interest income | $860,000 | 5,104 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $318,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $122,000 | 3,000 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $196,000 | 2,504 |
| Total noninterest expense | $931,000 | 4,053 |
| Salaries and employee benefits | $520,000 | 3,977 |
| Premises and equipment expense | $156,000 | 3,539 |
| Additional noninterest expense | $255,000 | 4,301 |
| Pre-tax net operating income | $227,000 | 5,670 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $221,000 | 5,165 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $221,000 | 5,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,655 |
| Cash dividends | $106,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $222,960 | 5,124 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 5,305 |
| Total interest expense | $946,000 | 5,811 |
| Net interest income | $3,397,000 | 5,006 |
| Provision for loan and lease losses | $45,000 | 6,047 |
| Total noninterest income | $1,351,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $508,000 | 3,112 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $843,000 | 2,408 |
| Total noninterest expense | $3,666,000 | 4,010 |
| Salaries and employee benefits | $2,159,000 | 3,744 |
| Premises and equipment expense | $596,000 | 3,549 |
| Additional noninterest expense | $911,000 | 4,647 |
| Pre-tax net operating income | $1,037,000 | 5,149 |
| Securities gains (losses) | $37,000 | 1,965 |
| Applicable income taxes | $3,000 | 7,000 |
| Income before extraordinary items | $1,071,000 | 4,514 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,071,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,075 |
| Cash dividends | $645,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,034,000 | 4,532 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 5,284 |
| Total interest expense | $713,000 | 5,776 |
| Net interest income | $2,529,000 | 5,023 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $1,023,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $392,000 | 3,058 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $631,000 | 2,432 |
| Total noninterest expense | $2,747,000 | 3,985 |
| Salaries and employee benefits | $1,645,000 | 3,691 |
| Premises and equipment expense | $446,000 | 3,568 |
| Additional noninterest expense | $656,000 | 4,747 |
| Pre-tax net operating income | $795,000 | 5,198 |
| Securities gains (losses) | $37,000 | 1,884 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $829,000 | 4,519 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $829,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,094 |
| Cash dividends | $345,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $792,000 | 4,564 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 5,323 |
| Total interest expense | $472,000 | 5,817 |
| Net interest income | $1,675,000 | 5,044 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $686,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $253,000 | 3,116 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $433,000 | 2,403 |
| Total noninterest expense | $1,836,000 | 4,010 |
| Salaries and employee benefits | $1,108,000 | 3,679 |
| Premises and equipment expense | $300,000 | 3,547 |
| Additional noninterest expense | $428,000 | 4,837 |
| Pre-tax net operating income | $525,000 | 5,173 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $522,000 | 4,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $522,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,375 |
| Cash dividends | $206,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $522,000 | 4,537 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 5,417 |
| Total interest expense | $240,000 | 5,816 |
| Net interest income | $809,000 | 5,169 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $323,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $209,000 | 2,406 |
| Total noninterest expense | $903,000 | 4,080 |
| Salaries and employee benefits | $542,000 | 3,768 |
| Premises and equipment expense | $153,000 | 3,536 |
| Additional noninterest expense | $208,000 | 4,925 |
| Pre-tax net operating income | $229,000 | 5,501 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $227,000 | 5,011 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $227,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $227,000 | 4,878 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 5,440 |
| Total interest expense | $1,108,000 | 5,821 |
| Net interest income | $3,127,000 | 5,174 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $1,391,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $575,000 | 2,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $816,000 | 2,712 |
| Total noninterest expense | $3,670,000 | 3,959 |
| Salaries and employee benefits | $2,115,000 | 3,751 |
| Premises and equipment expense | $640,000 | 3,343 |
| Additional noninterest expense | $915,000 | 4,563 |
| Pre-tax net operating income | $788,000 | 5,734 |
| Securities gains (losses) | $33,000 | 2,848 |
| Applicable income taxes | $-17,000 | 8,794 |
| Income before extraordinary items | $838,000 | 5,131 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $838,000 | 5,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $981,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $805,000 | 5,060 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 5,496 |
| Total interest expense | $853,000 | 5,891 |
| Net interest income | $2,325,000 | 5,228 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $1,046,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $429,000 | 2,808 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $617,000 | 2,797 |
| Total noninterest expense | $2,694,000 | 4,009 |
| Salaries and employee benefits | $1,574,000 | 3,763 |
| Premises and equipment expense | $460,000 | 3,462 |
| Additional noninterest expense | $660,000 | 4,678 |
| Pre-tax net operating income | $617,000 | 5,804 |
| Securities gains (losses) | $26,000 | 2,803 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $641,000 | 5,219 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $641,000 | 5,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $673,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $615,000 | 5,151 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 5,523 |
| Total interest expense | $578,000 | 5,957 |
| Net interest income | $1,555,000 | 5,225 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $670,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $285,000 | 2,762 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $385,000 | 2,854 |
| Total noninterest expense | $1,786,000 | 4,029 |
| Salaries and employee benefits | $1,039,000 | 3,795 |
| Premises and equipment expense | $303,000 | 3,453 |
| Additional noninterest expense | $444,000 | 4,638 |
| Pre-tax net operating income | $414,000 | 5,778 |
| Securities gains (losses) | $26,000 | 2,455 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $438,000 | 5,162 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $438,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $490,000 | 2,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $412,000 | 5,116 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,530 |
| Total interest expense | $292,000 | 6,017 |
| Net interest income | $782,000 | 5,174 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $339,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $151,000 | 2,574 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $188,000 | 2,829 |
| Total noninterest expense | $861,000 | 4,132 |
| Salaries and employee benefits | $502,000 | 3,887 |
| Premises and equipment expense | $147,000 | 3,538 |
| Additional noninterest expense | $212,000 | 4,752 |
| Pre-tax net operating income | $245,000 | 5,336 |
| Securities gains (losses) | $26,000 | 1,771 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $267,000 | 4,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $286,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $241,260 | 4,617 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 5,481 |
| Total interest expense | $1,268,000 | 6,261 |
| Net interest income | $3,309,000 | 4,951 |
| Provision for loan and lease losses | $135,000 | 5,121 |
| Total noninterest income | $1,400,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $539,000 | 2,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $861,000 | 2,386 |
| Total noninterest expense | $3,443,000 | 4,023 |
| Salaries and employee benefits | $2,032,000 | 3,681 |
| Premises and equipment expense | $498,000 | 3,942 |
| Additional noninterest expense | $913,000 | 4,495 |
| Pre-tax net operating income | $1,131,000 | 4,871 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $19,000 | 7,067 |
| Income before extraordinary items | $1,115,000 | 4,286 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,115,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 3,043 |
| Cash dividends | $717,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,112,060 | 4,186 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,345,000 | 5,392 |
| Total interest expense | $2,136,000 | 5,901 |
| Net interest income | $3,209,000 | 4,836 |
| Provision for loan and lease losses | $175,000 | 4,458 |
| Total noninterest income | $1,140,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $443,000 | 3,136 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $697,000 | 2,579 |
| Total noninterest expense | $3,159,000 | 4,163 |
| Salaries and employee benefits | $1,948,000 | 3,666 |
| Premises and equipment expense | $490,000 | 3,943 |
| Additional noninterest expense | $721,000 | 5,175 |
| Pre-tax net operating income | $1,015,000 | 4,860 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $5,000 | 7,734 |
| Income before extraordinary items | $1,010,000 | 4,262 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,010,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 2,059 |
| Cash dividends | $710,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,010,000 | 4,149 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,093,000 | 5,668 |
| Total interest expense | $2,441,000 | 5,638 |
| Net interest income | $2,652,000 | 5,600 |
| Provision for loan and lease losses | $306,000 | 2,785 |
| Total noninterest income | $1,200,000 | 2,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $777,000 | 2,189 |
| Total noninterest expense | $2,989,000 | 4,246 |
| Salaries and employee benefits | $1,839,000 | 3,704 |
| Premises and equipment expense | $449,000 | 4,139 |
| Additional noninterest expense | $701,000 | 5,169 |
| Pre-tax net operating income | $557,000 | 6,755 |
| Securities gains (losses) | $-17,000 | 8,651 |
| Applicable income taxes | $50,000 | 7,236 |
| Income before extraordinary items | $490,000 | 6,378 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $490,000 | 6,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,368 |
| Cash dividends | $311,000 | 4,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $505,470 | 6,307 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,785,000 | 5,721 |
| Total interest expense | $2,142,000 | 5,745 |
| Net interest income | $2,643,000 | 5,611 |
| Provision for loan and lease losses | $503,000 | 1,754 |
| Total noninterest income | $1,134,000 | 2,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $470,000 | 2,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $664,000 | 2,459 |
| Total noninterest expense | $2,723,000 | 4,568 |
| Salaries and employee benefits | $1,678,000 | 3,968 |
| Premises and equipment expense | $452,000 | 4,105 |
| Additional noninterest expense | $593,000 | 5,874 |
| Pre-tax net operating income | $551,000 | 6,902 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $48,000 | 7,664 |
| Income before extraordinary items | $506,000 | 6,396 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $506,000 | 6,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $526,000 | 1,169 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $503,270 | 6,396 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,042,000 | 5,649 |
| Total interest expense | $2,244,000 | 5,760 |
| Net interest income | $2,798,000 | 5,413 |
| Provision for loan and lease losses | $518,000 | 1,678 |
| Total noninterest income | $905,000 | 3,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $458,000 | 2,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 3,208 |
| Total noninterest expense | $2,584,000 | 4,660 |
| Salaries and employee benefits | $1,564,000 | 4,112 |
| Premises and equipment expense | $512,000 | 3,623 |
| Additional noninterest expense | $508,000 | 6,372 |
| Pre-tax net operating income | $601,000 | 6,909 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $198,000 | 6,217 |
| Income before extraordinary items | $403,000 | 7,192 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $403,000 | 7,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,492 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $403,000 | 7,101 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 6,194 |
| Total interest expense | $2,013,000 | 6,245 |
| Net interest income | $2,520,000 | 6,024 |
| Provision for loan and lease losses | $91,000 | 5,357 |
| Total noninterest income | $1,090,000 | 2,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 2,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $649,000 | 2,342 |
| Total noninterest expense | $2,528,000 | 4,746 |
| Salaries and employee benefits | $1,454,000 | 4,357 |
| Premises and equipment expense | $499,000 | 3,703 |
| Additional noninterest expense | $575,000 | 5,961 |
| Pre-tax net operating income | $991,000 | 5,855 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $375,000 | 5,087 |
| Income before extraordinary items | $609,000 | 6,310 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $609,000 | 6,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $613,480 | 6,231 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 6,868 |
| Total interest expense | $1,716,000 | 7,041 |
| Net interest income | $2,288,000 | 6,577 |
| Provision for loan and lease losses | $52,000 | 6,510 |
| Total noninterest income | $835,000 | 3,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 3,369 |
| Total noninterest expense | $2,088,000 | 5,754 |
| Salaries and employee benefits | $1,242,000 | 5,056 |
| Premises and equipment expense | $351,000 | 5,008 |
| Additional noninterest expense | $495,000 | 7,095 |
| Pre-tax net operating income | $983,000 | 5,804 |
| Securities gains (losses) | $-13,000 | 10,409 |
| Applicable income taxes | $365,000 | 5,187 |
| Income before extraordinary items | $605,000 | 6,239 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $605,000 | 6,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,201 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $613,320 | 6,133 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 7,506 |
| Total interest expense | $1,497,000 | 7,718 |
| Net interest income | $2,039,000 | 7,218 |
| Provision for loan and lease losses | $133,000 | 3,890 |
| Total noninterest income | $854,000 | 3,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $493,000 | 2,904 |
| Total noninterest expense | $1,985,000 | 6,017 |
| Salaries and employee benefits | $1,156,000 | 5,387 |
| Premises and equipment expense | $313,000 | 5,451 |
| Additional noninterest expense | $516,000 | 7,128 |
| Pre-tax net operating income | $775,000 | 6,936 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $230,000 | 6,962 |
| Income before extraordinary items | $546,000 | 6,925 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $546,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,213 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $545,300 | 6,907 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 8,230 |
| Total interest expense | $1,141,000 | 8,139 |
| Net interest income | $1,758,000 | 8,156 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $638,000 | 4,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 4,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,929 |
| Total noninterest expense | $1,951,000 | 6,338 |
| Salaries and employee benefits | $1,134,000 | 5,509 |
| Premises and equipment expense | $298,000 | 5,748 |
| Additional noninterest expense | $519,000 | 7,674 |
| Pre-tax net operating income | $419,000 | 9,213 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $105,000 | 9,245 |
| Income before extraordinary items | $314,000 | 8,991 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $314,000 | 8,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $314,000 | 9,056 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 8,887 |
| Total interest expense | $1,094,000 | 8,713 |
| Net interest income | $1,566,000 | 8,906 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $763,000 | 4,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 4,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 3,464 |
| Total noninterest expense | $1,945,000 | 6,484 |
| Salaries and employee benefits | $1,122,000 | 5,548 |
| Premises and equipment expense | $237,000 | 6,945 |
| Additional noninterest expense | $586,000 | 7,465 |
| Pre-tax net operating income | $370,000 | 9,659 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $100,000 | 9,745 |
| Income before extraordinary items | $273,000 | 9,778 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $273,000 | 9,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $55,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $270,810 | 9,552 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 9,351 |
| Total interest expense | $1,199,000 | 9,604 |
| Net interest income | $1,590,000 | 8,979 |
| Provision for loan and lease losses | $78,000 | 7,978 |
| Total noninterest income | $692,000 | 4,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 3,867 |
| Total noninterest expense | $1,788,000 | 6,983 |
| Salaries and employee benefits | $998,000 | 6,036 |
| Premises and equipment expense | $236,000 | 7,050 |
| Additional noninterest expense | $554,000 | 7,945 |
| Pre-tax net operating income | $416,000 | 9,100 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $134,000 | 9,024 |
| Income before extraordinary items | $282,000 | 9,517 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $282,000 | 9,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $135,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $282,000 | 9,146 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.