Home > Lake Forest Bank & Trust Company > Income and Expense

Lake Forest Bank & Trust Company, Income and Expense

2020-09-30 (YTD Data)Rank
Total interest income$121,766,000258
Total interest expense$22,260,000217
Net interest income$99,506,000262
Provision for loan and lease losses$15,835,000237
Total noninterest income$87,454,000145
Gross Fiduciary activities income$9,717,000118
Service charges on deposit accounts$3,232,000272
Trading account gains and fees$1,855,00072
Additional Noninterest Income$72,650,000134
Total noninterest expense$84,408,000256
Salaries and employee benefits$53,526,000225
Premises and equipment expense$4,680,000436
Additional noninterest expense$26,202,000270
Pre-tax net operating income$86,717,000137
Securities gains (losses)$62,0001,443
Applicable income taxes$24,089,000112
Income before extraordinary items$62,690,000149
Extraordinary gains, net$04
Net income$62,690,000149
Minority interest net income$065
Net income of bank and minority interests.$62,690,000149
Net charge-offs$3,262,000230
Cash dividends$43,000,000129
Sale, conversion, retirement of capital stock, net$-124,0004,984
Net operating income$62,641,020148
2020-06-30 (YTD Data)Rank
Total interest income$83,661,000254
Total interest expense$16,311,000222
Net interest income$67,350,000259
Provision for loan and lease losses$17,275,000204
Total noninterest income$57,125,000136
Gross Fiduciary activities income$6,630,000118
Service charges on deposit accounts$2,093,000281
Trading account gains and fees$153,000114
Additional Noninterest Income$48,249,000126
Total noninterest expense$55,528,000255
Salaries and employee benefits$35,245,000225
Premises and equipment expense$3,124,000434
Additional noninterest expense$17,159,000266
Pre-tax net operating income$51,672,000130
Securities gains (losses)$42,0001,369
Applicable income taxes$14,860,000100
Income before extraordinary items$36,854,000151
Extraordinary gains, net$04
Net income$36,854,000150
Minority interest net income$065
Net income of bank and minority interests.$36,854,000150
Net charge-offs$2,776,000209
Cash dividends$43,000,000110
Sale, conversion, retirement of capital stock, net$-236,0005,036
Net operating income$36,820,820148
2020-03-31 (YTD Data)Rank
Total interest income$43,474,000253
Total interest expense$9,343,000224
Net interest income$34,131,000257
Provision for loan and lease losses$4,727,000264
Total noninterest income$29,114,000127
Gross Fiduciary activities income$3,421,000121
Service charges on deposit accounts$1,034,000327
Trading account gains and fees$1,067,00060
Additional Noninterest Income$23,592,000109
Total noninterest expense$27,020,000261
Salaries and employee benefits$17,048,000231
Premises and equipment expense$1,553,000440
Additional noninterest expense$8,419,000266
Pre-tax net operating income$31,498,000110
Securities gains (losses)$43,000895
Applicable income taxes$8,989,00083
Income before extraordinary items$22,552,000124
Extraordinary gains, net$04
Net income$22,552,000124
Minority interest net income$056
Net income of bank and minority interests.$22,552,000124
Net charge-offs$439,000405
Cash dividends$43,000,00077
Sale, conversion, retirement of capital stock, net$-269,0005,095
Net operating income$22,518,030118
2019-12-31 (YTD Data)Rank
Total interest income$176,096,000252
Total interest expense$35,387,000256
Net interest income$140,709,000246
Provision for loan and lease losses$18,872,000117
Total noninterest income$106,983,000137
Gross Fiduciary activities income$12,679,000122
Service charges on deposit accounts$3,753,000353
Trading account gains and fees$2,472,00072
Additional Noninterest Income$88,079,000117
Total noninterest expense$105,742,000261
Salaries and employee benefits$68,162,000226
Premises and equipment expense$6,663,000398
Additional noninterest expense$30,917,000282
Pre-tax net operating income$123,078,000164
Securities gains (losses)$21,0001,630
Applicable income taxes$33,487,000151
Income before extraordinary items$89,612,000176
Extraordinary gains, net$011
Net income$89,612,000177
Minority interest net income$076
Net income of bank and minority interests.$89,612,000177
Net charge-offs$20,648,00097
Cash dividends$57,000,000162
Sale, conversion, retirement of capital stock, net$1,008,000215
Net operating income$89,595,410173
2019-09-30 (YTD Data)Rank
Total interest income$132,461,000256
Total interest expense$25,905,000269
Net interest income$106,556,000246
Provision for loan and lease losses$15,912,000110
Total noninterest income$80,252,000136
Gross Fiduciary activities income$9,690,000123
Service charges on deposit accounts$2,717,000359
Trading account gains and fees$2,046,00070
Additional Noninterest Income$65,799,000118
Total noninterest expense$78,856,000262
Salaries and employee benefits$50,629,000228
Premises and equipment expense$4,976,000401
Additional noninterest expense$23,251,000279
Pre-tax net operating income$92,040,000165
Securities gains (losses)$21,0001,403
Applicable income taxes$24,953,000151
Income before extraordinary items$67,108,000175
Extraordinary gains, net$011
Net income$67,108,000176
Minority interest net income$072
Net income of bank and minority interests.$67,108,000176
Net charge-offs$13,499,000107
Cash dividends$57,000,000136
Sale, conversion, retirement of capital stock, net$769,000192
Net operating income$67,091,410174
2019-06-30 (YTD Data)Rank
Total interest income$87,802,000254
Total interest expense$16,336,000276
Net interest income$71,466,000246
Provision for loan and lease losses$12,056,000101
Total noninterest income$52,665,000134
Gross Fiduciary activities income$6,653,000122
Service charges on deposit accounts$1,756,000370
Trading account gains and fees$1,224,00072
Additional Noninterest Income$43,032,000118
Total noninterest expense$52,480,000265
Salaries and employee benefits$33,343,000232
Premises and equipment expense$3,321,000405
Additional noninterest expense$15,816,000276
Pre-tax net operating income$59,595,000171
Securities gains (losses)$20,0001,043
Applicable income taxes$16,086,000157
Income before extraordinary items$43,529,000178
Extraordinary gains, net$011
Net income$43,529,000180
Minority interest net income$069
Net income of bank and minority interests.$43,529,000179
Net charge-offs$11,161,00090
Cash dividends$57,000,000106
Sale, conversion, retirement of capital stock, net$566,000163
Net operating income$43,513,200177
2019-03-31 (YTD Data)Rank
Total interest income$42,523,000260
Total interest expense$7,744,000274
Net interest income$34,779,000250
Provision for loan and lease losses$4,933,000110
Total noninterest income$25,469,000132
Gross Fiduciary activities income$3,328,000119
Service charges on deposit accounts$848,000372
Trading account gains and fees$274,00089
Additional Noninterest Income$21,019,000114
Total noninterest expense$25,352,000275
Salaries and employee benefits$16,246,000238
Premises and equipment expense$1,549,000440
Additional noninterest expense$7,557,000285
Pre-tax net operating income$29,963,000169
Securities gains (losses)$3,000920
Applicable income taxes$7,951,000154
Income before extraordinary items$22,015,000182
Extraordinary gains, net$05
Net income$22,015,000182
Minority interest net income$052
Net income of bank and minority interests.$22,015,000182
Net charge-offs$559,000305
Cash dividends$45,000,00074
Sale, conversion, retirement of capital stock, net$315,000131
Net operating income$22,012,630179
2018-12-31 (YTD Data)Rank
Total interest income$149,208,000277
Total interest expense$23,639,000278
Net interest income$125,569,000270
Provision for loan and lease losses$9,753,000163
Total noninterest income$93,759,000151
Gross Fiduciary activities income$12,633,000125
Service charges on deposit accounts$3,463,000385
Trading account gains and fees$2,940,00064
Additional Noninterest Income$74,723,000127
Total noninterest expense$94,036,000285
Salaries and employee benefits$61,970,000243
Premises and equipment expense$5,162,000503
Additional noninterest expense$26,904,000310
Pre-tax net operating income$115,539,000174
Securities gains (losses)$-142,0005,094
Applicable income taxes$30,690,000153
Income before extraordinary items$84,707,000184
Extraordinary gains, net$06
Net income$84,707,000184
Minority interest net income$072
Net income of bank and minority interests.$84,707,000184
Net charge-offs$5,462,000189
Cash dividends$44,000,000167
Sale, conversion, retirement of capital stock, net$1,226,000208
Net operating income$84,819,180186
2018-09-30 (YTD Data)Rank
Total interest income$109,556,000277
Total interest expense$16,470,000276
Net interest income$93,086,000269
Provision for loan and lease losses$7,177,000159
Total noninterest income$71,701,000150
Gross Fiduciary activities income$9,646,000123
Service charges on deposit accounts$2,617,000386
Trading account gains and fees$2,506,00059
Additional Noninterest Income$56,932,000131
Total noninterest expense$68,898,000289
Salaries and employee benefits$45,505,000246
Premises and equipment expense$3,598,000535
Additional noninterest expense$19,795,000307
Pre-tax net operating income$88,712,000175
Securities gains (losses)$-142,0005,299
Applicable income taxes$23,512,000161
Income before extraordinary items$65,058,000183
Extraordinary gains, net$05
Net income$65,058,000183
Minority interest net income$066
Net income of bank and minority interests.$65,058,000183
Net charge-offs$5,336,000155
Cash dividends$44,000,000128
Sale, conversion, retirement of capital stock, net$893,000192
Net operating income$65,170,180184
2018-06-30 (YTD Data)Rank
Total interest income$71,997,000273
Total interest expense$10,215,000268
Net interest income$61,782,000268
Provision for loan and lease losses$5,264,000155
Total noninterest income$46,520,000149
Gross Fiduciary activities income$6,643,000115
Service charges on deposit accounts$1,725,000386
Trading account gains and fees$1,856,00060
Additional Noninterest Income$36,296,000134
Total noninterest expense$45,642,000290
Salaries and employee benefits$29,941,000246
Premises and equipment expense$2,463,000530
Additional noninterest expense$13,238,000306
Pre-tax net operating income$57,396,000173
Securities gains (losses)$-142,0005,388
Applicable income taxes$15,506,000155
Income before extraordinary items$41,748,000184
Extraordinary gains, net$06
Net income$41,748,000184
Minority interest net income$065
Net income of bank and minority interests.$41,748,000184
Net charge-offs$4,889,000130
Cash dividends$25,000,000132
Sale, conversion, retirement of capital stock, net$630,000165
Net operating income$41,860,180185
2018-03-31 (YTD Data)Rank
Total interest income$34,339,000281
Total interest expense$4,597,000279
Net interest income$29,742,000272
Provision for loan and lease losses$3,518,000129
Total noninterest income$22,176,000153
Gross Fiduciary activities income$3,416,000116
Service charges on deposit accounts$850,000393
Trading account gains and fees$366,00069
Additional Noninterest Income$17,544,000135
Total noninterest expense$22,371,000293
Salaries and employee benefits$14,727,000248
Premises and equipment expense$1,238,000525
Additional noninterest expense$6,406,000309
Pre-tax net operating income$26,029,000181
Securities gains (losses)$-142,0005,507
Applicable income taxes$6,935,000160
Income before extraordinary items$18,952,000189
Extraordinary gains, net$07
Net income$18,952,000189
Minority interest net income$052
Net income of bank and minority interests.$18,952,000189
Net charge-offs$3,334,000114
Cash dividends$5,000,000206
Sale, conversion, retirement of capital stock, net$315,000152
Net operating income$19,064,180189
2017-12-31 (YTD Data)Rank
Total interest income$120,711,000288
Total interest expense$13,829,000301
Net interest income$106,882,000284
Provision for loan and lease losses$5,206,000243
Total noninterest income$75,325,000163
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,292,000406
Trading account gains and fees$1,899,00062
Additional Noninterest Income$70,134,000134
Total noninterest expense$76,792,000319
Salaries and employee benefits$51,757,000259
Premises and equipment expense$4,633,000536
Additional noninterest expense$20,402,000372
Pre-tax net operating income$100,209,000175
Securities gains (losses)$33,0001,098
Applicable income taxes$42,215,000163
Income before extraordinary items$58,027,000195
Extraordinary gains, net$09
Net income$58,027,000195
Minority interest net income$076
Net income of bank and minority interests.$58,027,000195
Net charge-offs$2,945,000300
Cash dividends$52,000,000125
Sale, conversion, retirement of capital stock, net$1,132,000209
Net operating income$58,005,880194
2017-09-30 (YTD Data)Rank
Total interest income$88,567,000292
Total interest expense$9,696,000309
Net interest income$78,871,000289
Provision for loan and lease losses$3,229,000271
Total noninterest income$56,663,000161
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,433,000415
Trading account gains and fees$1,336,00067
Additional Noninterest Income$52,894,000132
Total noninterest expense$56,088,000327
Salaries and employee benefits$37,626,000268
Premises and equipment expense$3,378,000556
Additional noninterest expense$15,084,000373
Pre-tax net operating income$76,217,000172
Securities gains (losses)$21,0001,300
Applicable income taxes$28,543,000155
Income before extraordinary items$47,695,000188
Extraordinary gains, net$09
Net income$47,695,000188
Minority interest net income$071
Net income of bank and minority interests.$47,695,000188
Net charge-offs$2,102,000289
Cash dividends$35,000,000122
Sale, conversion, retirement of capital stock, net$710,000217
Net operating income$47,681,560190
2017-06-30 (YTD Data)Rank
Total interest income$56,600,000304
Total interest expense$5,860,000317
Net interest income$50,740,000298
Provision for loan and lease losses$2,295,000255
Total noninterest income$36,645,000162
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,615,000413
Trading account gains and fees$562,00078
Additional Noninterest Income$34,468,000134
Total noninterest expense$36,955,000335
Salaries and employee benefits$24,597,000271
Premises and equipment expense$2,241,000556
Additional noninterest expense$10,117,000376
Pre-tax net operating income$48,135,000180
Securities gains (losses)$8,0001,330
Applicable income taxes$17,874,000162
Income before extraordinary items$30,269,000203
Extraordinary gains, net$011
Net income$30,269,000203
Minority interest net income$071
Net income of bank and minority interests.$30,269,000203
Net charge-offs$1,270,000306
Cash dividends$25,000,000112
Sale, conversion, retirement of capital stock, net$490,000200
Net operating income$30,263,880199
2017-03-31 (YTD Data)Rank
Total interest income$28,005,000304
Total interest expense$2,710,000319
Net interest income$25,295,000299
Provision for loan and lease losses$2,042,000171
Total noninterest income$19,759,000159
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$788,000423
Trading account gains and fees$2,173,00047
Additional Noninterest Income$16,798,000135
Total noninterest expense$18,026,000348
Salaries and employee benefits$11,829,000287
Premises and equipment expense$1,115,000573
Additional noninterest expense$5,082,000376
Pre-tax net operating income$24,986,000183
Securities gains (losses)$01,153
Applicable income taxes$9,217,000157
Income before extraordinary items$15,769,000196
Extraordinary gains, net$08
Net income$15,769,000196
Minority interest net income$055
Net income of bank and minority interests.$15,769,000196
Net charge-offs$285,000480
Cash dividends$15,000,00091
Sale, conversion, retirement of capital stock, net$248,000170
Net operating income$15,769,000193
2016-12-31 (YTD Data)Rank
Total interest income$101,129,000307
Total interest expense$9,146,000334
Net interest income$91,983,000306
Provision for loan and lease losses$5,193,000254
Total noninterest income$68,662,000169
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,072,000441
Trading account gains and fees$1,435,00072
Additional Noninterest Income$64,155,000136
Total noninterest expense$71,608,000345
Salaries and employee benefits$46,485,000288
Premises and equipment expense$5,094,000490
Additional noninterest expense$20,029,000374
Pre-tax net operating income$83,844,000183
Securities gains (losses)$937,000254
Applicable income taxes$31,879,000166
Income before extraordinary items$52,902,000209
Extraordinary gains, net$05
Net income$52,902,000209
Minority interest net income$082
Net income of bank and minority interests.$52,902,000208
Net charge-offs$5,506,000196
Cash dividends$13,000,000296
Sale, conversion, retirement of capital stock, net$892,000216
Net operating income$52,302,320207
2016-09-30 (YTD Data)Rank
Total interest income$72,196,000317
Total interest expense$6,452,000346
Net interest income$65,744,000312
Provision for loan and lease losses$1,842,000435
Total noninterest income$52,053,000164
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,283,000444
Trading account gains and fees$788,00081
Additional Noninterest Income$48,982,000137
Total noninterest expense$52,518,000344
Salaries and employee benefits$33,858,000291
Premises and equipment expense$3,858,000493
Additional noninterest expense$14,802,000377
Pre-tax net operating income$63,437,000185
Securities gains (losses)$789,000259
Applicable income taxes$24,046,000162
Income before extraordinary items$40,180,000203
Extraordinary gains, net$05
Net income$40,180,000203
Minority interest net income$071
Net income of bank and minority interests.$40,180,000203
Net charge-offs$3,801,000189
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$571,000213
Net operating income$39,675,040201
2016-06-30 (YTD Data)Rank
Total interest income$45,233,000335
Total interest expense$4,018,000367
Net interest income$41,215,000330
Provision for loan and lease losses$2,718,000228
Total noninterest income$34,769,000164
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,498,000446
Trading account gains and fees$172,000101
Additional Noninterest Income$33,099,000132
Total noninterest expense$34,043,000352
Salaries and employee benefits$22,037,000299
Premises and equipment expense$2,580,000496
Additional noninterest expense$9,426,000387
Pre-tax net operating income$39,223,000196
Securities gains (losses)$318,000414
Applicable income taxes$14,688,000171
Income before extraordinary items$24,853,000215
Extraordinary gains, net$016
Net income$24,853,000214
Minority interest net income$071
Net income of bank and minority interests.$24,853,000214
Net charge-offs$2,071,000214
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$399,000195
Net operating income$24,649,480212
2016-03-31 (YTD Data)Rank
Total interest income$21,885,000344
Total interest expense$1,967,000375
Net interest income$19,918,000336
Provision for loan and lease losses$1,464,000219
Total noninterest income$16,167,000170
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$740,000448
Trading account gains and fees$-887,0006,117
Additional Noninterest Income$16,314,000125
Total noninterest expense$16,546,000358
Salaries and employee benefits$10,863,000301
Premises and equipment expense$1,337,000487
Additional noninterest expense$4,346,000403
Pre-tax net operating income$18,075,000198
Securities gains (losses)$196,000302
Applicable income taxes$6,681,000182
Income before extraordinary items$11,590,000220
Extraordinary gains, net$012
Net income$11,590,000220
Minority interest net income$062
Net income of bank and minority interests.$11,590,000220
Net charge-offs$528,000326
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$211,000168
Net operating income$11,464,560218
2015-12-31 (YTD Data)Rank
Total interest income$84,588,000330
Total interest expense$7,389,000372
Net interest income$77,199,000331
Provision for loan and lease losses$5,801,000192
Total noninterest income$62,918,000179
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,875,000462
Trading account gains and fees$954,00077
Additional Noninterest Income$59,089,000144
Total noninterest expense$65,430,000352
Salaries and employee benefits$41,182,000297
Premises and equipment expense$5,360,000476
Additional noninterest expense$18,888,000387
Pre-tax net operating income$68,886,000199
Securities gains (losses)$91,0001,229
Applicable income taxes$25,673,000180
Income before extraordinary items$43,304,000229
Extraordinary gains, net$023
Net income$43,304,000229
Minority interest net income$081
Net income of bank and minority interests.$43,304,000229
Net charge-offs$2,665,000297
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$929,000233
Net operating income$43,245,760229
2015-09-30 (YTD Data)Rank
Total interest income$62,953,000334
Total interest expense$5,511,000369
Net interest income$57,442,000339
Provision for loan and lease losses$4,648,000174
Total noninterest income$47,431,000180
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,135,000467
Trading account gains and fees$570,00082
Additional Noninterest Income$44,726,000142
Total noninterest expense$48,667,000359
Salaries and employee benefits$30,826,000304
Premises and equipment expense$3,958,000493
Additional noninterest expense$13,883,000396
Pre-tax net operating income$51,558,000206
Securities gains (losses)$91,0001,091
Applicable income taxes$19,043,000188
Income before extraordinary items$32,606,000235
Extraordinary gains, net$021
Net income$32,606,000235
Minority interest net income$078
Net income of bank and minority interests.$32,606,000235
Net charge-offs$1,854,000296
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$756,000203
Net operating income$32,547,760230
2015-06-30 (YTD Data)Rank
Total interest income$41,210,000339
Total interest expense$3,709,000367
Net interest income$37,501,000343
Provision for loan and lease losses$3,090,000178
Total noninterest income$32,618,000179
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,380,000473
Trading account gains and fees$524,00082
Additional Noninterest Income$30,714,000137
Total noninterest expense$31,932,000365
Salaries and employee benefits$20,141,000310
Premises and equipment expense$2,608,000499
Additional noninterest expense$9,183,000397
Pre-tax net operating income$35,097,000210
Securities gains (losses)$84,000922
Applicable income taxes$12,782,000193
Income before extraordinary items$22,399,000226
Extraordinary gains, net$022
Net income$22,399,000226
Minority interest net income$075
Net income of bank and minority interests.$22,399,000226
Net charge-offs$668,000502
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$529,000189
Net operating income$22,345,240225
2015-03-31 (YTD Data)Rank
Total interest income$20,381,000349
Total interest expense$1,921,000358
Net interest income$18,460,000349
Provision for loan and lease losses$639,000322
Total noninterest income$13,716,000202
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$668,000479
Trading account gains and fees$-92,0006,408
Additional Noninterest Income$13,140,000151
Total noninterest expense$15,779,000372
Salaries and employee benefits$10,026,000318
Premises and equipment expense$1,417,000475
Additional noninterest expense$4,336,000402
Pre-tax net operating income$15,758,000218
Securities gains (losses)$84,000645
Applicable income taxes$5,988,000194
Income before extraordinary items$9,854,000239
Extraordinary gains, net$013
Net income$9,854,000238
Minority interest net income$064
Net income of bank and minority interests.$9,854,000239
Net charge-offs$518,000345
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$226,000175
Net operating income$9,800,240239
2014-12-31 (YTD Data)Rank
Total interest income$80,469,000335
Total interest expense$6,402,000440
Net interest income$74,067,000331
Provision for loan and lease losses$4,034,000250
Total noninterest income$56,281,000185
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,599,000525
Trading account gains and fees$803,00079
Additional Noninterest Income$52,879,000138
Total noninterest expense$64,986,000350
Salaries and employee benefits$40,765,000295
Premises and equipment expense$6,208,000419
Additional noninterest expense$18,013,000404
Pre-tax net operating income$61,328,000208
Securities gains (losses)$-158,0006,376
Applicable income taxes$23,759,000180
Income before extraordinary items$37,411,000237
Extraordinary gains, net$017
Net income$37,411,000236
Minority interest net income$084
Net income of bank and minority interests.$37,411,000236
Net charge-offs$3,668,000302
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$971,000217
Net operating income$37,512,120235
2014-09-30 (YTD Data)Rank
Total interest income$59,297,000337
Total interest expense$4,721,000449
Net interest income$54,576,000330
Provision for loan and lease losses$2,512,000284
Total noninterest income$42,744,000180
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,936,000528
Trading account gains and fees$815,00073
Additional Noninterest Income$39,993,000138
Total noninterest expense$48,879,000345
Salaries and employee benefits$30,506,000295
Premises and equipment expense$4,694,000414
Additional noninterest expense$13,679,000390
Pre-tax net operating income$45,929,000204
Securities gains (losses)$-163,0006,476
Applicable income taxes$17,830,000180
Income before extraordinary items$27,936,000230
Extraordinary gains, net$015
Net income$27,936,000231
Minority interest net income$081
Net income of bank and minority interests.$27,936,000231
Net charge-offs$2,253,000340
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$713,000187
Net operating income$28,040,320230
2014-06-30 (YTD Data)Rank
Total interest income$38,278,000343
Total interest expense$3,104,000456
Net interest income$35,174,000340
Provision for loan and lease losses$1,187,000399
Total noninterest income$28,119,000182
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,250,000542
Trading account gains and fees$91,000119
Additional Noninterest Income$26,778,000131
Total noninterest expense$32,510,000351
Salaries and employee benefits$20,476,000288
Premises and equipment expense$3,141,000412
Additional noninterest expense$8,893,000395
Pre-tax net operating income$29,596,000209
Securities gains (losses)$-167,0006,574
Applicable income taxes$11,538,000183
Income before extraordinary items$17,891,000237
Extraordinary gains, net$020
Net income$17,891,000237
Minority interest net income$080
Net income of bank and minority interests.$17,891,000237
Net charge-offs$1,861,000305
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$460,000178
Net operating income$17,997,880237
2014-03-31 (YTD Data)Rank
Total interest income$18,711,000354
Total interest expense$1,557,000453
Net interest income$17,154,000349
Provision for loan and lease losses$-646,0006,641
Total noninterest income$12,761,000192
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$589,000559
Trading account gains and fees$-121,0006,720
Additional Noninterest Income$12,293,000138
Total noninterest expense$16,685,000342
Salaries and employee benefits$10,654,000269
Premises and equipment expense$1,624,000418
Additional noninterest expense$4,407,000402
Pre-tax net operating income$13,876,000214
Securities gains (losses)$4,0001,399
Applicable income taxes$5,413,000187
Income before extraordinary items$8,467,000243
Extraordinary gains, net$016
Net income$8,467,000243
Minority interest net income$066
Net income of bank and minority interests.$8,467,000243
Net charge-offs$867,000334
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$198,000183
Net operating income$8,464,440240
2013-12-31 (YTD Data)Rank
Total interest income$76,515,000341
Total interest expense$6,611,000476
Net interest income$69,904,000332
Provision for loan and lease losses$3,222,000409
Total noninterest income$56,875,000190
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,150,000640
Trading account gains and fees$1,576,00068
Additional Noninterest Income$53,149,000144
Total noninterest expense$61,875,000356
Salaries and employee benefits$39,414,000292
Premises and equipment expense$5,756,000439
Additional noninterest expense$16,705,000431
Pre-tax net operating income$61,682,000202
Securities gains (losses)$-410,0006,695
Applicable income taxes$23,926,000170
Income before extraordinary items$37,346,000236
Extraordinary gains, net$029
Net income$37,346,000236
Minority interest net income$090
Net income of bank and minority interests.$37,346,000236
Net charge-offs$6,156,000282
Cash dividends$27,000,000158
Sale, conversion, retirement of capital stock, net$846,000229
Net operating income$37,608,400231
2013-09-30 (YTD Data)Rank
Total interest income$57,762,000342
Total interest expense$4,995,000483
Net interest income$52,767,000333
Provision for loan and lease losses$1,853,000528
Total noninterest income$43,310,000193
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,590,000654
Trading account gains and fees$1,244,00069
Additional Noninterest Income$40,476,000144
Total noninterest expense$47,306,000360
Salaries and employee benefits$30,408,000285
Premises and equipment expense$4,181,000455
Additional noninterest expense$12,717,000424
Pre-tax net operating income$46,918,000200
Securities gains (losses)$245,000731
Applicable income taxes$18,471,000167
Income before extraordinary items$28,692,000233
Extraordinary gains, net$025
Net income$28,692,000233
Minority interest net income$084
Net income of bank and minority interests.$28,692,000233
Net charge-offs$4,211,000310
Cash dividends$22,000,000142
Sale, conversion, retirement of capital stock, net$914,000166
Net operating income$28,535,200232
2013-06-30 (YTD Data)Rank
Total interest income$38,448,000337
Total interest expense$3,439,000481
Net interest income$35,009,000330
Provision for loan and lease losses$770,000820
Total noninterest income$29,222,000192
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,064,000636
Trading account gains and fees$0157
Additional Noninterest Income$28,158,000144
Total noninterest expense$31,647,000361
Salaries and employee benefits$20,444,000285
Premises and equipment expense$2,713,000458
Additional noninterest expense$8,490,000421
Pre-tax net operating income$31,814,000192
Securities gains (losses)$143,000905
Applicable income taxes$12,645,000160
Income before extraordinary items$19,312,000228
Extraordinary gains, net$022
Net income$19,312,000229
Minority interest net income$082
Net income of bank and minority interests.$19,312,000229
Net charge-offs$3,355,000294
Cash dividends$10,000,000170
Sale, conversion, retirement of capital stock, net$639,000150
Net operating income$19,220,480223
2013-03-31 (YTD Data)Rank
Total interest income$19,320,000342
Total interest expense$1,751,000491
Net interest income$17,569,000332
Provision for loan and lease losses$452,000733
Total noninterest income$14,258,000196
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$503,000658
Trading account gains and fees$0148
Additional Noninterest Income$13,755,000149
Total noninterest expense$15,801,000366
Salaries and employee benefits$10,118,000292
Premises and equipment expense$1,453,000444
Additional noninterest expense$4,230,000434
Pre-tax net operating income$15,574,000200
Securities gains (losses)$143,000570
Applicable income taxes$6,264,000169
Income before extraordinary items$9,453,000229
Extraordinary gains, net$010
Net income$9,453,000229
Minority interest net income$076
Net income of bank and minority interests.$9,453,000230
Net charge-offs$2,393,000225
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$332,000119
Net operating income$9,361,480223
2012-12-31 (YTD Data)Rank
Total interest income$83,497,000332
Total interest expense$13,854,000295
Net interest income$69,643,000333
Provision for loan and lease losses$7,714,000349
Total noninterest income$51,695,000209
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,936,000739
Trading account gains and fees$0166
Additional Noninterest Income$49,759,000156
Total noninterest expense$61,001,000371
Salaries and employee benefits$37,534,000296
Premises and equipment expense$5,112,000471
Additional noninterest expense$18,355,000423
Pre-tax net operating income$52,623,000210
Securities gains (losses)$880,000600
Applicable income taxes$20,008,000173
Income before extraordinary items$33,495,000242
Extraordinary gains, net$029
Net income$33,495,000241
Minority interest net income$093
Net income of bank and minority interests.$33,495,000242
Net charge-offs$9,312,000341
Cash dividends$11,000,000296
Sale, conversion, retirement of capital stock, net$879,000234
Net operating income$32,931,800237
2012-09-30 (YTD Data)Rank
Total interest income$63,022,000334
Total interest expense$11,908,000270
Net interest income$51,114,000344
Provision for loan and lease losses$4,095,000481
Total noninterest income$37,518,000219
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,446,000744
Trading account gains and fees$0157
Additional Noninterest Income$36,072,000160
Total noninterest expense$46,066,000369
Salaries and employee benefits$28,226,000293
Premises and equipment expense$3,751,000483
Additional noninterest expense$14,089,000415
Pre-tax net operating income$38,471,000217
Securities gains (losses)$874,000462
Applicable income taxes$15,193,000173
Income before extraordinary items$24,152,000244
Extraordinary gains, net$020
Net income$24,152,000243
Minority interest net income$086
Net income of bank and minority interests.$24,152,000244
Net charge-offs$6,652,000360
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$467,000249
Net operating income$23,592,640240
2012-06-30 (YTD Data)Rank
Total interest income$41,807,000338
Total interest expense$9,012,000247
Net interest income$32,795,000361
Provision for loan and lease losses$2,287,000579
Total noninterest income$24,635,000217
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$946,000752
Trading account gains and fees$0153
Additional Noninterest Income$23,689,000158
Total noninterest expense$30,026,000370
Salaries and employee benefits$18,354,000301
Premises and equipment expense$2,433,000491
Additional noninterest expense$9,239,000414
Pre-tax net operating income$25,117,000220
Securities gains (losses)$860,000325
Applicable income taxes$10,050,000180
Income before extraordinary items$15,927,000246
Extraordinary gains, net$019
Net income$15,927,000245
Minority interest net income$084
Net income of bank and minority interests.$15,927,000246
Net charge-offs$4,523,000360
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$285,000228
Net operating income$15,376,600240
2012-03-31 (YTD Data)Rank
Total interest income$21,994,000322
Total interest expense$5,183,000222
Net interest income$16,811,000352
Provision for loan and lease losses$316,0001,448
Total noninterest income$12,859,000204
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$448,000779
Trading account gains and fees$0148
Additional Noninterest Income$12,411,000146
Total noninterest expense$15,542,000357
Salaries and employee benefits$9,283,000294
Premises and equipment expense$1,207,000495
Additional noninterest expense$5,052,000375
Pre-tax net operating income$13,812,000196
Securities gains (losses)$808,000169
Applicable income taxes$5,749,000157
Income before extraordinary items$8,871,000219
Extraordinary gains, net$019
Net income$8,871,000220
Minority interest net income$078
Net income of bank and minority interests.$8,871,000220
Net charge-offs$1,570,000481
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$140,000192
Net operating income$8,353,880221
2011-12-31 (YTD Data)Rank
Total interest income$112,318,000263
Total interest expense$25,887,000221
Net interest income$86,431,000279
Provision for loan and lease losses$8,961,000459
Total noninterest income$25,326,000310
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,885,000773
Trading account gains and fees$0146
Additional Noninterest Income$23,441,000239
Total noninterest expense$54,286,000394
Salaries and employee benefits$33,629,000296
Premises and equipment expense$4,495,000562
Additional noninterest expense$16,162,000474
Pre-tax net operating income$48,510,000193
Securities gains (losses)$149,0001,717
Applicable income taxes$19,127,000164
Income before extraordinary items$29,532,000235
Extraordinary gains, net$029
Net income$29,532,000235
Minority interest net income$096
Net income of bank and minority interests.$29,532,000236
Net charge-offs$11,409,000400
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$674,000379
Net operating income$29,436,640228
2011-09-30 (YTD Data)Rank
Total interest income$85,823,000259
Total interest expense$19,747,000222
Net interest income$66,076,000270
Provision for loan and lease losses$3,990,000742
Total noninterest income$18,190,000317
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,393,000789
Trading account gains and fees$0145
Additional Noninterest Income$16,797,000244
Total noninterest expense$40,056,000396
Salaries and employee benefits$24,769,000296
Premises and equipment expense$3,292,000582
Additional noninterest expense$11,995,000468
Pre-tax net operating income$40,220,000181
Securities gains (losses)$140,0001,484
Applicable income taxes$15,918,000157
Income before extraordinary items$24,442,000212
Extraordinary gains, net$021
Net income$24,442,000213
Minority interest net income$087
Net income of bank and minority interests.$24,442,000213
Net charge-offs$6,268,000520
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$328,000395
Net operating income$24,352,400204
2011-06-30 (YTD Data)Rank
Total interest income$57,812,000262
Total interest expense$13,314,000231
Net interest income$44,498,000274
Provision for loan and lease losses$2,929,000700
Total noninterest income$12,495,000316
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$914,000801
Trading account gains and fees$0153
Additional Noninterest Income$11,581,000250
Total noninterest expense$26,820,000397
Salaries and employee benefits$16,370,000305
Premises and equipment expense$2,198,000589
Additional noninterest expense$8,252,000463
Pre-tax net operating income$27,244,000173
Securities gains (losses)$127,000975
Applicable income taxes$10,818,000155
Income before extraordinary items$16,553,000206
Extraordinary gains, net$015
Net income$16,553,000206
Minority interest net income$089
Net income of bank and minority interests.$16,553,000206
Net charge-offs$3,776,000581
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$179,000326
Net operating income$16,471,720202
2011-03-31 (YTD Data)Rank
Total interest income$29,438,000261
Total interest expense$6,776,000237
Net interest income$22,662,000268
Provision for loan and lease losses$2,524,000423
Total noninterest income$6,125,000327
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$434,000829
Trading account gains and fees$0158
Additional Noninterest Income$5,691,000255
Total noninterest expense$12,982,000407
Salaries and employee benefits$8,254,000309
Premises and equipment expense$1,097,000608
Additional noninterest expense$3,631,000513
Pre-tax net operating income$13,281,000180
Securities gains (losses)$01,772
Applicable income taxes$5,243,000155
Income before extraordinary items$8,038,000206
Extraordinary gains, net$09
Net income$8,038,000206
Minority interest net income$086
Net income of bank and minority interests.$8,038,000206
Net charge-offs$3,741,000338
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$111,000260
Net operating income$8,038,000202
2010-12-31 (YTD Data)Rank
Total interest income$120,457,000258
Total interest expense$33,499,000235
Net interest income$86,958,000272
Provision for loan and lease losses$32,514,000246
Total noninterest income$37,418,000246
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,936,000780
Trading account gains and fees$0175
Additional Noninterest Income$35,482,000193
Total noninterest expense$52,606,000414
Salaries and employee benefits$30,673,000320
Premises and equipment expense$4,592,000563
Additional noninterest expense$17,341,000463
Pre-tax net operating income$39,256,000183
Securities gains (losses)$1,294,000393
Applicable income taxes$15,086,000165
Income before extraordinary items$25,464,000214
Extraordinary gains, net$029
Net income$25,464,000215
Minority interest net income$0111
Net income of bank and minority interests.$25,464,000215
Net charge-offs$27,223,000264
Cash dividends$8,000,000209
Sale, conversion, retirement of capital stock, net$556,000448
Net operating income$24,635,840210
2010-09-30 (YTD Data)Rank
Total interest income$91,685,000256
Total interest expense$25,646,000239
Net interest income$66,039,000267
Provision for loan and lease losses$28,990,000216
Total noninterest income$28,772,000241
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,456,000796
Trading account gains and fees$0165
Additional Noninterest Income$27,316,000185
Total noninterest expense$38,054,000410
Salaries and employee benefits$22,560,000322
Premises and equipment expense$3,455,000554
Additional noninterest expense$12,039,000465
Pre-tax net operating income$27,767,000188
Securities gains (losses)$1,291,000333
Applicable income taxes$11,146,000159
Income before extraordinary items$17,912,000216
Extraordinary gains, net$023
Net income$17,912,000217
Minority interest net income$0110
Net income of bank and minority interests.$17,912,000218
Net charge-offs$25,715,000217
Cash dividends$8,000,000138
Sale, conversion, retirement of capital stock, net$300,000438
Net operating income$17,085,760218
2010-06-30 (YTD Data)Rank
Total interest income$61,029,000262
Total interest expense$17,189,000241
Net interest income$43,840,000268
Provision for loan and lease losses$24,330,000184
Total noninterest income$21,642,000217
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$967,000797
Trading account gains and fees$0152
Additional Noninterest Income$20,675,000169
Total noninterest expense$23,950,000428
Salaries and employee benefits$14,761,000329
Premises and equipment expense$2,319,000555
Additional noninterest expense$6,870,000538
Pre-tax net operating income$17,202,000194
Securities gains (losses)$3,0002,902
Applicable income taxes$6,608,000162
Income before extraordinary items$10,597,000226
Extraordinary gains, net$019
Net income$10,597,000226
Minority interest net income$0105
Net income of bank and minority interests.$10,597,000226
Net charge-offs$23,884,000177
Cash dividends$8,000,00087
Sale, conversion, retirement of capital stock, net$207,000369
Net operating income$10,595,080222
2010-03-31 (YTD Data)Rank
Total interest income$30,839,000269
Total interest expense$8,559,000262
Net interest income$22,280,000269
Provision for loan and lease losses$5,249,000359
Total noninterest income$16,679,000160
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$472,000826
Trading account gains and fees$0175
Additional Noninterest Income$16,207,000130
Total noninterest expense$12,346,000420
Salaries and employee benefits$7,515,000332
Premises and equipment expense$1,193,000556
Additional noninterest expense$3,638,000505
Pre-tax net operating income$21,364,000105
Securities gains (losses)$3,0001,999
Applicable income taxes$8,217,00091
Income before extraordinary items$13,150,000122
Extraordinary gains, net$016
Net income$13,150,000123
Minority interest net income$091
Net income of bank and minority interests.$13,150,000123
Net charge-offs$3,119,000477
Cash dividends$8,000,00041
Sale, conversion, retirement of capital stock, net$108,000304
Net operating income$13,148,080115
2009-12-31 (YTD Data)Rank
Total interest income$72,952,000455
Total interest expense$26,041,000429
Net interest income$46,911,000452
Provision for loan and lease losses$18,373,000528
Total noninterest income$197,277,00098
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,860,000935
Trading account gains and fees$0211
Additional Noninterest Income$195,417,00074
Total noninterest expense$46,903,000459
Salaries and employee benefits$26,494,000367
Premises and equipment expense$4,421,000603
Additional noninterest expense$15,988,000525
Pre-tax net operating income$178,912,00053
Securities gains (losses)$-369,0007,535
Applicable income taxes$68,731,00046
Income before extraordinary items$109,812,00055
Extraordinary gains, net$034
Net income$109,812,00053
Minority interest net income$0115
Net income of bank and minority interests.$109,812,00053
Net charge-offs$15,425,000493
Cash dividends$95,000,00031
Sale, conversion, retirement of capital stock, net$605,000504
Net operating income$110,048,16055
2009-09-30 (YTD Data)Rank
Total interest income$51,243,000495
Total interest expense$19,817,000455
Net interest income$31,426,000521
Provision for loan and lease losses$12,969,000504
Total noninterest income$142,693,00096
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,346,000962
Trading account gains and fees$0212
Additional Noninterest Income$141,347,00075
Total noninterest expense$34,080,000472
Salaries and employee benefits$19,556,000383
Premises and equipment expense$3,263,000624
Additional noninterest expense$11,261,000531
Pre-tax net operating income$127,070,00059
Securities gains (losses)$-369,0007,695
Applicable income taxes$50,390,00055
Income before extraordinary items$76,311,00066
Extraordinary gains, net$027
Net income$76,311,00066
Minority interest net income$0118
Net income of bank and minority interests.$76,311,00066
Net charge-offs$11,368,000463
Cash dividends$45,000,00039
Sale, conversion, retirement of capital stock, net$313,000505
Net operating income$76,547,16063
2009-06-30 (YTD Data)Rank
Total interest income$32,153,000546
Total interest expense$13,401,000481
Net interest income$18,752,000587
Provision for loan and lease losses$3,510,000978
Total noninterest income$20,705,000231
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$824,0001,042
Trading account gains and fees$0193
Additional Noninterest Income$19,881,000186
Total noninterest expense$21,682,000509
Salaries and employee benefits$12,135,000416
Premises and equipment expense$2,162,000647
Additional noninterest expense$7,385,000547
Pre-tax net operating income$14,265,000177
Securities gains (losses)$104,0001,465
Applicable income taxes$5,487,000160
Income before extraordinary items$8,882,000209
Extraordinary gains, net$021
Net income$8,882,000208
Minority interest net income$0112
Net income of bank and minority interests.$8,882,000209
Net charge-offs$4,047,000677
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$204,000466
Net operating income$8,815,440200
2009-03-31 (YTD Data)Rank
Total interest income$15,886,000559
Total interest expense$6,938,000480
Net interest income$8,948,000606
Provision for loan and lease losses$22,0005,819
Total noninterest income$9,267,000234
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$376,0001,109
Trading account gains and fees$0171
Additional Noninterest Income$8,891,000185
Total noninterest expense$10,715,000490
Salaries and employee benefits$6,175,000405
Premises and equipment expense$1,210,000582
Additional noninterest expense$3,330,000528
Pre-tax net operating income$7,478,000186
Securities gains (losses)$-53,0007,948
Applicable income taxes$2,845,000161
Income before extraordinary items$4,580,000230
Extraordinary gains, net$015
Net income$4,580,000229
Minority interest net income$0102
Net income of bank and minority interests.$4,580,000231
Net charge-offs$1,689,000678
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$105,000353
Net operating income$4,613,920211
2008-12-31 (YTD Data)Rank
Total interest income$85,817,000458
Total interest expense$37,473,000434
Net interest income$48,344,000461
Provision for loan and lease losses$8,248,000688
Total noninterest income$33,751,000239
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,163,0001,538
Trading account gains and fees$0154
Additional Noninterest Income$32,588,000171
Total noninterest expense$39,240,000518
Salaries and employee benefits$23,519,000409
Premises and equipment expense$4,365,000639
Additional noninterest expense$11,356,000611
Pre-tax net operating income$34,607,000187
Securities gains (losses)$-328,0007,437
Applicable income taxes$13,254,000150
Income before extraordinary items$21,025,000188
Extraordinary gains, net$039
Net income$21,025,000188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,696,000732
Cash dividends$18,750,000180
Sale, conversion, retirement of capital stock, net$1,157,000406
Net operating income$21,234,920205
2008-09-30 (YTD Data)Rank
Total interest income$65,929,000462
Total interest expense$29,659,000425
Net interest income$36,270,000472
Provision for loan and lease losses$4,858,000655
Total noninterest income$24,900,000258
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$832,0001,615
Trading account gains and fees$185,00094
Additional Noninterest Income$23,883,000190
Total noninterest expense$28,969,000518
Salaries and employee benefits$17,305,000428
Premises and equipment expense$3,303,000635
Additional noninterest expense$8,361,000588
Pre-tax net operating income$27,343,000218
Securities gains (losses)$-180,0007,588
Applicable income taxes$10,548,000174
Income before extraordinary items$16,615,000230
Extraordinary gains, net$031
Net income$16,615,000230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,919,000654
Cash dividends$10,000,000230
Sale, conversion, retirement of capital stock, net$768,000330
Net operating income$16,730,200246
2008-06-30 (YTD Data)Rank
Total interest income$45,583,000454
Total interest expense$20,418,000431
Net interest income$25,165,000459
Provision for loan and lease losses$1,265,0001,055
Total noninterest income$16,720,000265
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$526,0001,675
Trading account gains and fees$0149
Additional Noninterest Income$16,194,000196
Total noninterest expense$19,234,000522
Salaries and employee benefits$11,575,000438
Premises and equipment expense$2,184,000636
Additional noninterest expense$5,475,000574
Pre-tax net operating income$21,386,000206
Securities gains (losses)$-63,0008,240
Applicable income taxes$8,261,000178
Income before extraordinary items$13,062,000238
Extraordinary gains, net$021
Net income$13,062,000237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,418,000691
Cash dividends$5,750,000299
Sale, conversion, retirement of capital stock, net$475,000267
Net operating income$13,102,320230
2008-03-31 (YTD Data)Rank
Total interest income$24,065,000441
Total interest expense$10,967,000434
Net interest income$13,098,000444
Provision for loan and lease losses$1,113,000582
Total noninterest income$7,763,000284
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$248,0001,737
Trading account gains and fees$0158
Additional Noninterest Income$7,515,000208
Total noninterest expense$9,092,000542
Salaries and employee benefits$5,585,000457
Premises and equipment expense$1,092,000640
Additional noninterest expense$2,415,000613
Pre-tax net operating income$10,656,000213
Securities gains (losses)$-62,0008,408
Applicable income taxes$4,105,000188
Income before extraordinary items$6,489,000256
Extraordinary gains, net$015
Net income$6,489,000256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,000737
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$292,000176
Net operating income$6,528,680245
2007-12-31 (YTD Data)Rank
Total interest income$98,698,000445
Total interest expense$50,468,000416
Net interest income$48,230,000479
Provision for loan and lease losses$1,923,000869
Total noninterest income$31,745,000268
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$966,0001,823
Trading account gains and fees$0178
Additional Noninterest Income$30,779,000190
Total noninterest expense$33,067,000565
Salaries and employee benefits$20,588,000474
Premises and equipment expense$3,656,000728
Additional noninterest expense$8,823,000651
Pre-tax net operating income$44,985,000252
Securities gains (losses)$65,000720
Applicable income taxes$17,052,000224
Income before extraordinary items$27,998,000279
Extraordinary gains, net$039
Net income$27,998,000276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,681,000701
Cash dividends$44,500,000149
Sale, conversion, retirement of capital stock, net$1,718,000379
Net operating income$27,956,400278
2007-09-30 (YTD Data)Rank
Total interest income$72,881,000451
Total interest expense$37,736,000417
Net interest income$35,145,000489
Provision for loan and lease losses$696,0001,213
Total noninterest income$24,905,000259
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$726,0001,796
Trading account gains and fees$0184
Additional Noninterest Income$24,179,000186
Total noninterest expense$24,730,000559
Salaries and employee benefits$15,558,000479
Premises and equipment expense$2,692,000739
Additional noninterest expense$6,480,000643
Pre-tax net operating income$34,624,000271
Securities gains (losses)$01,655
Applicable income taxes$13,155,000237
Income before extraordinary items$21,469,000299
Extraordinary gains, net$033
Net income$21,469,000297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$861,000721
Cash dividends$36,000,000136
Sale, conversion, retirement of capital stock, net$823,000338
Net operating income$21,469,000295
2007-06-30 (YTD Data)Rank
Total interest income$48,508,000463
Total interest expense$25,086,000427
Net interest income$23,422,000506
Provision for loan and lease losses$514,0001,005
Total noninterest income$17,336,000271
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$485,0001,794
Trading account gains and fees$0168
Additional Noninterest Income$16,851,000203
Total noninterest expense$16,698,000568
Salaries and employee benefits$10,551,000482
Premises and equipment expense$1,860,000737
Additional noninterest expense$4,287,000659
Pre-tax net operating income$23,546,000280
Securities gains (losses)$01,444
Applicable income taxes$8,933,000251
Income before extraordinary items$14,613,000308
Extraordinary gains, net$029
Net income$14,613,000307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$715,000560
Cash dividends$31,000,000127
Sale, conversion, retirement of capital stock, net$551,000287
Net operating income$14,613,000306
2007-03-31 (YTD Data)Rank
Total interest income$24,409,000457
Total interest expense$12,338,000427
Net interest income$12,071,000485
Provision for loan and lease losses$144,0001,551
Total noninterest income$9,300,000253
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$241,0001,760
Trading account gains and fees$0195
Additional Noninterest Income$9,059,000190
Total noninterest expense$8,369,000568
Salaries and employee benefits$5,364,000472
Premises and equipment expense$904,000755
Additional noninterest expense$2,101,000661
Pre-tax net operating income$12,858,000274
Securities gains (losses)$01,187
Applicable income taxes$4,942,000234
Income before extraordinary items$7,916,000295
Extraordinary gains, net$022
Net income$7,916,000294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,000498
Cash dividends$31,000,00064
Sale, conversion, retirement of capital stock, net$264,000214
Net operating income$7,916,000291
2006-12-31 (YTD Data)Rank
Total interest income$93,814,000442
Total interest expense$46,600,000393
Net interest income$47,214,000487
Provision for loan and lease losses$2,825,000395
Total noninterest income$33,372,000250
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$845,0002,026
Trading account gains and fees$0130
Additional Noninterest Income$32,527,000189
Total noninterest expense$31,203,000585
Salaries and employee benefits$20,222,000468
Premises and equipment expense$3,035,000825
Additional noninterest expense$7,946,000687
Pre-tax net operating income$46,558,000293
Securities gains (losses)$-22,0007,593
Applicable income taxes$17,775,000259
Income before extraordinary items$28,761,000322
Extraordinary gains, net$051
Net income$28,761,000320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,685,000302
Cash dividends$52,500,000133
Sale, conversion, retirement of capital stock, net$1,856,000425
Net operating income$28,775,080316
2006-09-30 (YTD Data)Rank
Total interest income$69,406,000453
Total interest expense$34,118,000401
Net interest income$35,288,000510
Provision for loan and lease losses$2,117,000378
Total noninterest income$24,809,000269
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$618,0002,065
Trading account gains and fees$0126
Additional Noninterest Income$24,191,000202
Total noninterest expense$23,128,000604
Salaries and employee benefits$14,925,000495
Premises and equipment expense$2,163,000879
Additional noninterest expense$6,040,000690
Pre-tax net operating income$34,852,000314
Securities gains (losses)$-22,0007,876
Applicable income taxes$13,236,000281
Income before extraordinary items$21,594,000344
Extraordinary gains, net$045
Net income$21,594,000343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,076,000270
Cash dividends$32,500,000149
Sale, conversion, retirement of capital stock, net$1,552,000337
Net operating income$21,608,080337
2006-06-30 (YTD Data)Rank
Total interest income$45,475,000450
Total interest expense$21,886,000396
Net interest income$23,589,000508
Provision for loan and lease losses$1,246,000407
Total noninterest income$16,626,000273
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$409,0002,065
Trading account gains and fees$0126
Additional Noninterest Income$16,217,000207
Total noninterest expense$14,886,000624
Salaries and employee benefits$9,632,000514
Premises and equipment expense$1,380,000916
Additional noninterest expense$3,874,000718
Pre-tax net operating income$24,083,000304
Securities gains (losses)$-21,0008,094
Applicable income taxes$9,149,000273
Income before extraordinary items$14,913,000334
Extraordinary gains, net$039
Net income$14,913,000333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,148,000309
Cash dividends$12,500,000188
Sale, conversion, retirement of capital stock, net$1,221,000253
Net operating income$14,926,440327
2006-03-31 (YTD Data)Rank
Total interest income$21,308,000468
Total interest expense$9,668,000421
Net interest income$11,640,000504
Provision for loan and lease losses$632,000384
Total noninterest income$8,394,000271
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$203,0002,015
Trading account gains and fees$0115
Additional Noninterest Income$8,191,000209
Total noninterest expense$7,583,000612
Salaries and employee benefits$5,022,000494
Premises and equipment expense$681,000934
Additional noninterest expense$1,880,000727
Pre-tax net operating income$11,819,000301
Securities gains (losses)$10,000584
Applicable income taxes$4,472,000269
Income before extraordinary items$7,357,000326
Extraordinary gains, net$021
Net income$7,357,000325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,000338
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$890,000149
Net operating income$7,350,600323
2005-12-31 (YTD Data)Rank
Total interest income$72,503,000482
Total interest expense$30,192,000407
Net interest income$42,311,000524
Provision for loan and lease losses$2,015,000545
Total noninterest income$31,942,000276
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$705,0002,338
Trading account gains and fees$0138
Additional Noninterest Income$31,237,000221
Total noninterest expense$27,901,000625
Salaries and employee benefits$17,281,000539
Premises and equipment expense$2,629,000913
Additional noninterest expense$7,991,000671
Pre-tax net operating income$44,337,000300
Securities gains (losses)$127,000630
Applicable income taxes$16,361,000285
Income before extraordinary items$28,103,000318
Extraordinary gains, net$046
Net income$28,103,000319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,252,000571
Cash dividends$9,750,000394
Sale, conversion, retirement of capital stock, net$0934
Net operating income$28,021,720315
2005-09-30 (YTD Data)Rank
Total interest income$52,472,000480
Total interest expense$21,398,000407
Net interest income$31,074,000529
Provision for loan and lease losses$1,595,000478
Total noninterest income$24,147,000280
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$519,0002,364
Trading account gains and fees$0126
Additional Noninterest Income$23,628,000224
Total noninterest expense$20,446,000635
Salaries and employee benefits$12,735,000543
Premises and equipment expense$2,055,000854
Additional noninterest expense$5,656,000699
Pre-tax net operating income$33,180,000305
Securities gains (losses)$128,000594
Applicable income taxes$12,362,000286
Income before extraordinary items$20,946,000322
Extraordinary gains, net$035
Net income$20,946,000323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$721,000636
Cash dividends$5,000,000473
Sale, conversion, retirement of capital stock, net$0769
Net operating income$20,864,080317
2005-06-30 (YTD Data)Rank
Total interest income$33,883,000481
Total interest expense$13,594,000405
Net interest income$20,289,000531
Provision for loan and lease losses$280,0001,629
Total noninterest income$15,861,000278
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$315,0002,523
Trading account gains and fees$0116
Additional Noninterest Income$15,546,000218
Total noninterest expense$13,307,000647
Salaries and employee benefits$8,448,000539
Premises and equipment expense$1,310,000889
Additional noninterest expense$3,549,000732
Pre-tax net operating income$22,563,000302
Securities gains (losses)$122,000513
Applicable income taxes$8,454,000273
Income before extraordinary items$14,231,000316
Extraordinary gains, net$030
Net income$14,231,000316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,003
Cash dividends$5,000,000335
Sale, conversion, retirement of capital stock, net$0643
Net operating income$14,152,920312
2005-03-31 (YTD Data)Rank
Total interest income$16,355,000487
Total interest expense$6,295,000405
Net interest income$10,060,000531
Provision for loan and lease losses$160,0001,329
Total noninterest income$7,826,000278
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$149,0002,576
Trading account gains and fees$0115
Additional Noninterest Income$7,677,000222
Total noninterest expense$6,519,000652
Salaries and employee benefits$4,157,000539
Premises and equipment expense$670,000879
Additional noninterest expense$1,692,000753
Pre-tax net operating income$11,207,000290
Securities gains (losses)$01,685
Applicable income taxes$4,179,000269
Income before extraordinary items$7,028,000314
Extraordinary gains, net$024
Net income$7,028,000314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,405
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$7,028,000306
2004-12-31 (YTD Data)Rank
Total interest income$53,789,000548
Total interest expense$18,035,000471
Net interest income$35,754,000569
Provision for loan and lease losses$1,373,000791
Total noninterest income$31,613,000282
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$679,0002,444
Trading account gains and fees$0138
Additional Noninterest Income$30,934,000227
Total noninterest expense$27,187,000615
Salaries and employee benefits$16,887,000525
Premises and equipment expense$2,454,000913
Additional noninterest expense$7,846,000669
Pre-tax net operating income$38,807,000315
Securities gains (losses)$283,000665
Applicable income taxes$14,614,000289
Income before extraordinary items$24,476,000340
Extraordinary gains, net$034
Net income$24,476,000339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$355,0001,750
Cash dividends$6,000,000519
Sale, conversion, retirement of capital stock, net$0872
Net operating income$24,294,880329
2004-09-30 (YTD Data)Rank
Total interest income$38,830,000557
Total interest expense$12,726,000482
Net interest income$26,104,000578
Provision for loan and lease losses$1,053,000743
Total noninterest income$24,035,000286
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$525,0002,398
Trading account gains and fees$0134
Additional Noninterest Income$23,510,000228
Total noninterest expense$19,563,000636
Salaries and employee benefits$12,472,000528
Premises and equipment expense$1,777,000959
Additional noninterest expense$5,314,000727
Pre-tax net operating income$29,523,000311
Securities gains (losses)$336,000553
Applicable income taxes$11,207,000284
Income before extraordinary items$18,652,000336
Extraordinary gains, net$026
Net income$18,652,000335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0001,687
Cash dividends$6,000,000392
Sale, conversion, retirement of capital stock, net$0738
Net operating income$18,436,960325
2004-06-30 (YTD Data)Rank
Total interest income$25,004,000566
Total interest expense$8,013,000499
Net interest income$16,991,000582
Provision for loan and lease losses$875,000580
Total noninterest income$16,415,000277
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$347,0002,417
Trading account gains and fees$0130
Additional Noninterest Income$16,068,000228
Total noninterest expense$13,099,000632
Salaries and employee benefits$8,344,000530
Premises and equipment expense$1,194,000952
Additional noninterest expense$3,561,000717
Pre-tax net operating income$19,432,000302
Securities gains (losses)$159,000757
Applicable income taxes$7,310,000292
Income before extraordinary items$12,281,000329
Extraordinary gains, net$021
Net income$12,281,000329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0001,389
Cash dividends$6,000,000281
Sale, conversion, retirement of capital stock, net$0638
Net operating income$12,179,240316
2004-03-31 (YTD Data)Rank
Total interest income$12,505,000573
Total interest expense$3,974,000512
Net interest income$8,531,000586
Provision for loan and lease losses$875,000342
Total noninterest income$8,152,000279
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$173,0002,365
Trading account gains and fees$0121
Additional Noninterest Income$7,979,000225
Total noninterest expense$6,699,000632
Salaries and employee benefits$4,255,000528
Premises and equipment expense$646,000884
Additional noninterest expense$1,798,000702
Pre-tax net operating income$9,109,000318
Securities gains (losses)$159,000599
Applicable income taxes$3,467,000296
Income before extraordinary items$5,801,000347
Extraordinary gains, net$016
Net income$5,801,000348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$805,000318
Cash dividends$6,000,000156
Sale, conversion, retirement of capital stock, net$0464
Net operating income$5,699,240331
2003-12-31 (YTD Data)Rank
Total interest income$45,952,000610
Total interest expense$15,553,000577
Net interest income$30,399,000625
Provision for loan and lease losses$3,195,000448
Total noninterest income$30,369,000302
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$762,0002,200
Trading account gains and fees$0160
Additional Noninterest Income$29,607,000245
Total noninterest expense$25,071,000665
Salaries and employee benefits$15,629,000561
Premises and equipment expense$2,681,000837
Additional noninterest expense$6,761,000763
Pre-tax net operating income$32,502,000331
Securities gains (losses)$162,0001,492
Applicable income taxes$11,962,000322
Income before extraordinary items$20,702,000376
Extraordinary gains, net$054
Net income$20,702,000376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,988,000561
Cash dividends$3,000,000993
Sale, conversion, retirement of capital stock, net$0868
Net operating income$20,598,320351
2003-09-30 (YTD Data)Rank
Total interest income$33,956,000639
Total interest expense$11,715,000604
Net interest income$22,241,000649
Provision for loan and lease losses$2,447,000452
Total noninterest income$22,850,000311
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$569,0002,223
Trading account gains and fees$0153
Additional Noninterest Income$22,281,000248
Total noninterest expense$19,030,000673
Salaries and employee benefits$11,600,000578
Premises and equipment expense$2,174,000790
Additional noninterest expense$5,256,000744
Pre-tax net operating income$23,614,000346
Securities gains (losses)$162,0001,363
Applicable income taxes$8,791,000344
Income before extraordinary items$14,985,000402
Extraordinary gains, net$040
Net income$14,985,000403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,691,000493
Cash dividends$3,000,000723
Sale, conversion, retirement of capital stock, net$0722
Net operating income$14,881,320372
2003-06-30 (YTD Data)Rank
Total interest income$21,950,000655
Total interest expense$7,934,000613
Net interest income$14,016,000682
Provision for loan and lease losses$1,700,000435
Total noninterest income$15,288,000312
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$375,0002,208
Trading account gains and fees$0150
Additional Noninterest Income$14,913,000250
Total noninterest expense$12,678,000667
Salaries and employee benefits$7,724,000574
Premises and equipment expense$1,509,000769
Additional noninterest expense$3,445,000753
Pre-tax net operating income$14,926,000360
Securities gains (losses)$74,0001,751
Applicable income taxes$5,514,000364
Income before extraordinary items$9,486,000409
Extraordinary gains, net$030
Net income$9,486,000410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,292,000441
Cash dividends$3,000,000508
Sale, conversion, retirement of capital stock, net$0589
Net operating income$9,438,640377
2003-03-31 (YTD Data)Rank
Total interest income$10,958,000663
Total interest expense$4,023,000617
Net interest income$6,935,000690
Provision for loan and lease losses$786,000455
Total noninterest income$7,436,000321
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$173,0002,299
Trading account gains and fees$0134
Additional Noninterest Income$7,263,000256
Total noninterest expense$6,155,000681
Salaries and employee benefits$3,714,000591
Premises and equipment expense$791,000747
Additional noninterest expense$1,650,000769
Pre-tax net operating income$7,430,000356
Securities gains (losses)$56,0001,326
Applicable income taxes$2,734,000369
Income before extraordinary items$4,752,000402
Extraordinary gains, net$021
Net income$4,752,000402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$698,000394
Cash dividends$3,000,000276
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,716,160374
2002-12-31 (YTD Data)Rank
Total interest income$43,244,000703
Total interest expense$16,494,000685
Net interest income$26,750,000705
Provision for loan and lease losses$3,708,000472
Total noninterest income$22,816,000365
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$696,0002,258
Trading account gains and fees$21,000130
Additional Noninterest Income$22,099,000281
Total noninterest expense$23,283,000695
Salaries and employee benefits$13,272,000611
Premises and equipment expense$3,215,000688
Additional noninterest expense$6,796,000750
Pre-tax net operating income$22,575,000424
Securities gains (losses)$-36,0009,048
Applicable income taxes$7,724,000431
Income before extraordinary items$14,815,000458
Extraordinary gains, net$070
Net income$14,815,000460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,524,000490
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$14,838,760441
2001-12-31 (YTD Data)Rank
Total interest income$42,598,000799
Total interest expense$20,930,000782
Net interest income$21,668,000815
Provision for loan and lease losses$2,512,000582
Total noninterest income$18,820,000402
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$527,0002,726
Trading account gains and fees$0177
Additional Noninterest Income$18,293,000308
Total noninterest expense$20,893,000740
Salaries and employee benefits$11,281,000670
Premises and equipment expense$3,371,000645
Additional noninterest expense$6,241,000807
Pre-tax net operating income$17,083,000490
Securities gains (losses)$59,0002,204
Applicable income taxes$6,188,000473
Income before extraordinary items$10,954,000539
Extraordinary gains, net$-136,0009,531
Net income$10,818,000547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,051,000562
Cash dividends$4,500,000663
Sale, conversion, retirement of capital stock, net$0922
Net operating income$10,916,240518
2000-12-31 (YTD Data)Rank
Total interest income$41,015,000870
Total interest expense$23,795,000766
Net interest income$17,220,0001,015
Provision for loan and lease losses$1,380,000818
Total noninterest income$13,026,000497
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$374,0003,412
Trading account gains and fees$0180
Additional Noninterest Income$12,652,000375
Total noninterest expense$21,664,000717
Salaries and employee benefits$9,232,000766
Premises and equipment expense$2,775,000739
Additional noninterest expense$9,657,000601
Pre-tax net operating income$7,202,0001,051
Securities gains (losses)$-27,0008,889
Applicable income taxes$2,057,0001,126
Income before extraordinary items$5,118,0001,047
Extraordinary gains, net$038
Net income$5,118,0001,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$978,000758
Cash dividends$7,500,000462
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,137,1701,040
1999-12-31 (YTD Data)Rank
Total interest income$32,279,0001,021
Total interest expense$17,004,000918
Net interest income$15,275,0001,152
Provision for loan and lease losses$916,0001,048
Total noninterest income$7,890,000708
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$310,0003,890
Trading account gains and fees$6,000156
Additional Noninterest Income$7,574,000513
Total noninterest expense$12,977,0001,077
Salaries and employee benefits$6,872,0001,005
Premises and equipment expense$1,950,0001,039
Additional noninterest expense$4,155,0001,127
Pre-tax net operating income$9,272,000886
Securities gains (losses)$-7,0009,189
Applicable income taxes$2,973,000891
Income before extraordinary items$6,292,000893
Extraordinary gains, net$035
Net income$6,292,000893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,0001,387
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,296,760881
1998-12-31 (YTD Data)Rank
Total interest income$26,411,0001,227
Total interest expense$15,057,0001,045
Net interest income$11,354,0001,487
Provision for loan and lease losses$844,0001,131
Total noninterest income$5,411,000882
Gross Fiduciary activities income$578,000592
Service charges on deposit accounts$249,0004,506
Trading account gains and fees$0224
Additional Noninterest Income$4,584,000695
Total noninterest expense$9,131,0001,451
Salaries and employee benefits$4,126,0001,617
Premises and equipment expense$648,0002,969
Additional noninterest expense$4,357,0001,054
Pre-tax net operating income$6,790,0001,111
Securities gains (losses)$04,449
Applicable income taxes$1,281,0001,878
Income before extraordinary items$5,509,000984
Extraordinary gains, net$032
Net income$5,509,000983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$648,0001,022
Cash dividends$8,250,000443
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,509,000954
1997-12-31 (YTD Data)Rank
Total interest income$22,941,0001,431
Total interest expense$13,488,0001,195
Net interest income$9,453,0001,846
Provision for loan and lease losses$600,0001,510
Total noninterest income$1,732,0001,969
Gross Fiduciary activities income$626,000588
Service charges on deposit accounts$212,0005,171
Trading account gains and fees$0239
Additional Noninterest Income$894,0001,870
Total noninterest expense$6,437,0002,006
Salaries and employee benefits$2,858,0002,310
Premises and equipment expense$488,0003,787
Additional noninterest expense$3,091,0001,408
Pre-tax net operating income$4,148,0001,830
Securities gains (losses)$03,944
Applicable income taxes$1,542,0001,674
Income before extraordinary items$2,606,0002,025
Extraordinary gains, net$044
Net income$2,606,0002,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,912
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,606,0001,974
1996-12-31 (YTD Data)Rank
Total interest income$15,812,0002,131
Total interest expense$9,591,0001,651
Net interest income$6,221,0002,854
Provision for loan and lease losses$464,0001,839
Total noninterest income$1,189,0002,701
Gross Fiduciary activities income$522,000692
Service charges on deposit accounts$154,0006,406
Trading account gains and fees$0262
Additional Noninterest Income$513,0002,865
Total noninterest expense$5,061,0002,699
Salaries and employee benefits$2,698,0002,470
Premises and equipment expense$440,0004,198
Additional noninterest expense$1,923,0002,552
Pre-tax net operating income$1,885,0003,576
Securities gains (losses)$04,148
Applicable income taxes$644,0003,386
Income before extraordinary items$1,241,0003,767
Extraordinary gains, net$053
Net income$1,241,0003,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,564
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,241,0003,717
1995-12-31 (YTD Data)Rank
Total interest income$12,180,0002,747
Total interest expense$7,474,0002,097
Net interest income$4,706,0003,735
Provision for loan and lease losses$300,0002,267
Total noninterest income$1,115,0002,864
Gross Fiduciary activities income$399,000805
Service charges on deposit accounts$146,0006,759
Trading account gains and fees$0522
Additional Noninterest Income$570,0002,627
Total noninterest expense$4,387,0003,055
Salaries and employee benefits$2,284,0002,922
Premises and equipment expense$394,0004,608
Additional noninterest expense$1,709,0002,736
Pre-tax net operating income$1,134,0005,474
Securities gains (losses)$03,831
Applicable income taxes$246,0006,705
Income before extraordinary items$888,0005,040
Extraordinary gains, net$065
Net income$888,0005,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$888,0005,030
1994-12-31 (YTD Data)Rank
Total interest income$6,716,0004,388
Total interest expense$3,744,0003,264
Net interest income$2,972,0005,644
Provision for loan and lease losses$240,0002,662
Total noninterest income$628,0004,497
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0007,965
Trading account gains and feesNANA
Additional Noninterest Income$523,0002,874
Total noninterest expense$2,766,0004,739
Salaries and employee benefits$1,463,0004,373
Premises and equipment expense$195,0007,536
Additional noninterest expense$1,108,0004,334
Pre-tax net operating income$594,0008,038
Securities gains (losses)$21,0001,738
Applicable income taxes$011,630
Income before extraordinary items$615,0006,428
Extraordinary gains, net$0249
Net income$615,0006,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,622
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$1,989,000306
Net operating income$594,0006,650
1993-12-31 (YTD Data)Rank
Total interest income$3,676,0007,306
Total interest expense$1,939,0005,989
Net interest income$1,737,0008,399
Provision for loan and lease losses$240,0003,470
Total noninterest income$823,0003,898
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$92,0008,627
Trading account gains and feesNANA
Additional Noninterest Income$731,0002,521
Total noninterest expense$2,121,0006,046
Salaries and employee benefits$1,178,0005,309
Premises and equipment expense$190,0007,890
Additional noninterest expense$753,0006,217
Pre-tax net operating income$199,00011,048
Securities gains (losses)$23,0004,484
Applicable income taxes$012,141
Income before extraordinary items$222,00010,384
Extraordinary gains, net$03,149
Net income$222,00010,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$3,216,000267
Net operating income$199,00010,441
1992-12-31 (YTD Data)Rank
Total interest income$1,596,00011,741
Total interest expense$991,00010,435
Net interest income$605,00012,692
Provision for loan and lease losses$181,0005,488
Total noninterest income$256,0008,405
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,00010,547
Trading account gains and feesNANA
Additional Noninterest Income$212,0005,472
Total noninterest expense$1,463,0008,060
Salaries and employee benefits$822,0007,121
Premises and equipment expense$145,0009,267
Additional noninterest expense$496,0008,493
Pre-tax net operating income$-783,00013,428
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$-783,00013,494
Extraordinary gains, net$01,422
Net income$-783,00013,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-783,00013,406

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.