Home > Lake Forest Bank & Trust Company > Net charge- offs to loans
Lake Forest Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 1,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 4,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 4,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1527% | 4,481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0766% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0006% | 2,794 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0006% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 1,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 4,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 4,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 4,133 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1081% | 4,491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0882% | 958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0006% | 2,556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0006% | 2,486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0436% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 4,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0650% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0006% | 2,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0006% | 2,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 4,443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1121% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0182% | 4,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 4,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0239% | 4,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 4,013 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4009% | 4,667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0743% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 3,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0011% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0011% | 2,570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0267% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 4,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0321% | 4,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,440 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4369% | 4,703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 3,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0013% | 2,424 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0013% | 2,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0332% | 4,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0233% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0477% | 4,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4978% | 3,529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1566% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0436% | 3,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0020% | 2,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0020% | 2,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0230% | 3,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1259% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6747% | 3,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3239% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0408% | 3,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0042% | 1,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0042% | 1,724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0449% | 4,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3585% | 3,562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1576% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0679% | 4,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0002% | 2,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0002% | 2,450 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0719% | 4,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 4,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0972% | 4,523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3612% | 3,615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1017% | 4,228 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0006% | 3,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0006% | 3,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0931% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1090% | 4,597 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3935% | 3,626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1311% | 4,366 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0009% | 3,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0009% | 3,602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0658% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 4,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0773% | 4,565 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2638% | 3,629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0917% | 4,357 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0019% | 3,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0019% | 3,694 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 2,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3932% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6491% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,876 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1866% | 3,663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0732% | 4,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0014% | 2,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0014% | 2,891 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1228% | 1,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3551% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5848% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1565% | 3,669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0615% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0628% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0016% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0016% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1611% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5299% | 103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8706% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 4,285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2097% | 3,698 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0707% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0553% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0018% | 2,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0018% | 2,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 4,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2035% | 3,700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1629% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0825% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0023% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0023% | 2,202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6740% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2873% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0866% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2057% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7345% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0019% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 4,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9369% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0048% | 3,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0048% | 3,217 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5998% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3413% | 176 |
| Percentage Net Loans Charged-off:Construction & development | 0.1166% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1974% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9858% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5997% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7974% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0057% | 3,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0057% | 3,010 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7497% | 192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1787% | 356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2990% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,223 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 3,572 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 4,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0867% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0033% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0033% | 2,703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2946% | 203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4930% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 4,339 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 3,609 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 4,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1969% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2835% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6656% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 4,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2733% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0047% | 3,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0047% | 3,273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2587% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0215% | 4,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3764% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8655% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 4,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3570% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0034% | 3,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0034% | 3,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3554% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0319% | 4,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3866% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8791% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0336% | 4,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4976% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0053% | 2,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0053% | 2,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4867% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0585% | 5,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4337% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9512% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0273% | 4,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6867% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0113% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0113% | 2,283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2419% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9330% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7325% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0694% | 1,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0107% | 3,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0107% | 3,465 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2844% | 306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 4,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1459% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0837% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0050% | 3,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0050% | 3,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0994% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2480% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0176% | 5,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9947% | 82 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7226% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1597% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0432% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 1,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 5,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2521% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4918% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 5,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0044% | 4,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0044% | 4,656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2412% | 1,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4422% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 5,056 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0840% | 4,655 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6484% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2750% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8137% | 137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1425% | 1,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2704% | 2,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2704% | 2,356 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0246% | 1,442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2284% | 1,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4501% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 5,106 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1092% | 4,691 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6712% | 42 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1510% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0130% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1105% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3077% | 2,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3077% | 1,965 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0248% | 1,262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1937% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4752% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 5,167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1593% | 4,734 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7830% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9777% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5044% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0544% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0058% | 3,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0058% | 2,928 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0185% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1844% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 5,289 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3023% | 4,778 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7794% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0134% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9138% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0619% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0096% | 2,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0096% | 2,330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0247% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1318% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2105% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0589% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3181% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4658% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0596% | 762 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0309% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1001% | 1,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0370% | 3,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0370% | 3,428 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0352% | 1,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1239% | 1,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2911% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0885% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4308% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6155% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0793% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3498% | 85 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0480% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0204% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0204% | 3,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0395% | 1,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 2,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1519% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0497% | 1,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0685% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 2,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0585% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0239% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0239% | 2,868 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0119% | 1,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1070% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1728% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3346% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 1,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0819% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0285% | 2,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0285% | 2,349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0236% | 854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1954% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4882% | 619 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 5,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3026% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 4,907 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9549% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5882% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4326% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0516% | 2,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1038% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1038% | 3,244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1616% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3763% | 789 |
| Percentage Net Loans Charged-off:Construction & development | -0.0223% | 5,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0473% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 4,969 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9996% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7854% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2778% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0520% | 2,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1256% | 3,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1256% | 2,847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2032% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4772% | 645 |
| Percentage Net Loans Charged-off:Construction & development | -0.0331% | 5,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0037% | 5,002 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3492% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0924% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6816% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0628% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1477% | 2,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1477% | 2,496 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1935% | 1,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4041% | 705 |
| Percentage Net Loans Charged-off:Construction & development | -0.0656% | 5,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 5,057 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1579% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9789% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0733% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2667% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2667% | 1,864 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3520% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5968% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 4.0495% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2281% | 1,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2183% | 445 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7500% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7284% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7802% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2381% | 2,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0370% | 4,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0370% | 3,919 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3233% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4506% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 2.7581% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0835% | 1,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2974% | 351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7133% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5806% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9007% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2782% | 1,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0131% | 3,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0131% | 3,685 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3867% | 1,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3993% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 3.9849% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4557% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4776% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7858% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 2,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4197% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0087% | 3,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0087% | 3,303 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5427% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3096% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8885% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4558% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1242% | 1,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7489% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0126% | 5,437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0126% | 5,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5451% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9646% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 2.8787% | 870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8649% | 1,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9693% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8280% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1484% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3436% | 2,389 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0540% | 6,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0540% | 6,010 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5304% | 2,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7592% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 2.8266% | 841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7738% | 1,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5381% | 1,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9061% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 3,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4553% | 1,927 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0904% | 6,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0904% | 6,059 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5474% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5983% | 1,626 |
| Percentage Net Loans Charged-off:Construction & development | 2.6679% | 823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4730% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4874% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7394% | 688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1670% | 2,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6092% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1787% | 6,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1787% | 6,206 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3756% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2238% | 2,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5703% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6993% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4008% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5807% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3657% | 6,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3657% | 6,403 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5921% | 2,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6390% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 8.9216% | 526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7846% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7366% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3055% | 2,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3305% | 1,440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2716% | 2,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0299% | 4,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3041% | 3,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3041% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4259% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7248% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 10.2168% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4143% | 1,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6569% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1926% | 3,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1164% | 1,546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2964% | 2,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2651% | 6,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1161% | 4,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1161% | 3,834 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3850% | 3,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1478% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 12.7065% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6264% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3498% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2729% | 2,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1994% | 1,239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3714% | 2,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5691% | 6,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0122% | 4,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0122% | 3,940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7580% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7262% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 5.5022% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1863% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.8096% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2675% | 2,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6225% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3231% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0068% | 3,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0068% | 3,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5051% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1541% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | 5.6733% | 1,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3334% | 2,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7325% | 1,774 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1085% | 811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1364% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0421% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0082% | 5,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9368% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4693% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 7.3240% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4473% | 1,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7977% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1714% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1934% | 3,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6731% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7414% | 604 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8220% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 10.5622% | 459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0323% | 2,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9415% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5019% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 3,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0821% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0011% | 4,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7630% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5009% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 10.1705% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 2,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0254% | 961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1230% | 2,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3572% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0041% | 3,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2298% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4511% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 4.8971% | 1,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1719% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4630% | 2,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3933% | 1,348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6013% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1916% | 2,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0209% | 5,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2332% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7247% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 5.0185% | 970 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2910% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9979% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2026% | 623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5841% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7870% | 2,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0359% | 5,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6814% | 2,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6064% | 1,906 |
| Percentage Net Loans Charged-off:Construction & development | 2.9357% | 1,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3472% | 1,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0792% | 1,207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8942% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8182% | 2,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1455% | 4,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5662% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8269% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 3.4774% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7013% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1616% | 739 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7680% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2783% | 2,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1833% | 3,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3941% | 2,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5124% | 1,661 |
| Percentage Net Loans Charged-off:Construction & development | 1.3557% | 1,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5177% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2701% | 3,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3891% | 4,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3300% | 2,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4713% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 1.7380% | 796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2033% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1740% | 2,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3270% | 3,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2411% | 2,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2820% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 1.2710% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1876% | 2,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3574% | 3,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1627% | 2,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2294% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | 1.0026% | 448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0851% | 1,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1931% | 3,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1527% | 3,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.4289% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0685% | 2,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0687% | 785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0682% | 2,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1916% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3070% | 3,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 2,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0923% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0925% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0921% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1778% | 2,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3125% | 3,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1306% | 2,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1381% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1408% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1346% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2059% | 1,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4013% | 2,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1371% | 1,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1529% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2237% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5285% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2537% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 2,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0590% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0681% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5081% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3261% | 3,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2647% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0803% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0900% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5240% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2943% | 3,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2227% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0098% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5152% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0275% | 4,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1868% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4611% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2318% | 7,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 3,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2806% | 2,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2398% | 4,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1410% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 3,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2074% | 2,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2740% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2549% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 5,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 6,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2561% | 3,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0464% | 7,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0307% | 3,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0513% | 1,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2048% | 3,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 5,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0675% | 3,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1576% | 5,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 5,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0591% | 3,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1423% | 5,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 4,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0649% | 2,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2418% | 4,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3969% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6523% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4917% | 2,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6196% | 2,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5640% | 3,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0126% | 1,815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8162% | 1,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4864% | 3,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3805% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9763% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4842% | 3,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4238% | 1,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1151% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4512% | 3,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4203% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2505% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8216% | 2,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4812% | 4,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0424% | 1,799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4248% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 8,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0577% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0635% | 9,104 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1565% | 6,035 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1905% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3380% | 5,050 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2415% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5754% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4189% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5161% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4704% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2072% | 1,364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1218% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7205% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0609% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3993% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2797% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2432% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4857% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4097% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 6,112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0291% | 1,256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1311% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2155% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0841% | 6,125 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 8,705 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0345% | 7,526 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |