Home > Lake Forest Bank & Trust Company > Net charge- offs to loans

Lake Forest Bank & Trust Company, Net charge- offs to loans

2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1228%1,146
Percentage Net Loans Charged-off: Total real estate loans0.3551%154
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.5848%142
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0069%3,987
Percentage Net Loans Charged-off: Home equity loans-0.1565%3,669
All other 1-4 family - Percent of loans charged-off, net0.0615%590
Percentage Net Loans Charged-off: Commercial and industrial0.0628%1,401
Percentage Net Loans Charged-off: Loans to individuals0.0016%2,808
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0016%2,712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1611%921
Percentage Net Loans Charged-off: Total real estate loans0.5299%103
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.8706%92
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0178%4,285
Percentage Net Loans Charged-off: Home equity loans-0.2097%3,698
All other 1-4 family - Percent of loans charged-off, net0.0707%472
Percentage Net Loans Charged-off: Commercial and industrial0.0553%1,266
Percentage Net Loans Charged-off: Loans to individuals0.0018%2,623
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0018%2,524
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0532%1,478
Percentage Net Loans Charged-off: Total real estate loans0.0025%1,054
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0104%4,547
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0452%563
Percentage Net Loans Charged-off: Home equity loans-0.2035%3,700
All other 1-4 family - Percent of loans charged-off, net0.1629%247
Percentage Net Loans Charged-off: Commercial and industrial0.0825%878
Percentage Net Loans Charged-off: Loans to individuals0.0023%2,288
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0023%2,202
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6740%253
Percentage Net Loans Charged-off: Total real estate loans0.2873%254
Percentage Net Loans Charged-off:Construction & development0.0866%235
Percentage Net Loans Charged-off: Commercial real estate0.2057%406
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.7345%58
Percentage Net Loans Charged-off: Home equity loans2.0019%23
All other 1-4 family - Percent of loans charged-off, net-0.0119%4,283
Percentage Net Loans Charged-off: Commercial and industrial0.9369%533
Percentage Net Loans Charged-off: Loans to individuals0.0048%3,315
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0048%3,217
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5998%267
Percentage Net Loans Charged-off: Total real estate loans0.3413%176
Percentage Net Loans Charged-off:Construction & development0.1166%166
Percentage Net Loans Charged-off: Commercial real estate0.1974%333
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.9858%40
Percentage Net Loans Charged-off: Home equity loans2.5997%16
All other 1-4 family - Percent of loans charged-off, net-0.0081%4,224
Percentage Net Loans Charged-off: Commercial and industrial0.7974%505
Percentage Net Loans Charged-off: Loans to individuals0.0057%3,121
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0057%3,010
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7497%192
Percentage Net Loans Charged-off: Total real estate loans0.1787%356
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.2990%236
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0089%4,223
Percentage Net Loans Charged-off: Home equity loans-0.0163%3,572
All other 1-4 family - Percent of loans charged-off, net-0.0042%4,069
Percentage Net Loans Charged-off: Commercial and industrial1.0867%374
Percentage Net Loans Charged-off: Loans to individuals0.0033%2,810
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0033%2,703
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0772%1,301
Percentage Net Loans Charged-off: Total real estate loans0.2946%203
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.4930%117
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0101%4,339
Percentage Net Loans Charged-off: Home equity loans-0.0130%3,609
All other 1-4 family - Percent of loans charged-off, net-0.0083%4,325
Percentage Net Loans Charged-off: Commercial and industrial0.0047%1,094
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1969%976
Percentage Net Loans Charged-off: Total real estate loans0.0563%1,124
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0166%4,696
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.2835%266
Percentage Net Loans Charged-off: Home equity loans0.6656%73
All other 1-4 family - Percent of loans charged-off, net-0.0142%4,533
Percentage Net Loans Charged-off: Commercial and industrial0.2733%1,154
Percentage Net Loans Charged-off: Loans to individuals0.0047%3,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0047%3,273
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2587%645
Percentage Net Loans Charged-off: Total real estate loans0.0763%753
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0215%4,807
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.3764%177
Percentage Net Loans Charged-off: Home equity loans0.8655%57
All other 1-4 family - Percent of loans charged-off, net-0.0221%4,661
Percentage Net Loans Charged-off: Commercial and industrial0.3570%848
Percentage Net Loans Charged-off: Loans to individuals0.0034%3,126
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0034%3,024
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3554%445
Percentage Net Loans Charged-off: Total real estate loans0.0746%697
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0319%4,947
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.3866%174
Percentage Net Loans Charged-off: Home equity loans0.8791%51
All other 1-4 family - Percent of loans charged-off, net-0.0336%4,832
Percentage Net Loans Charged-off: Commercial and industrial0.4976%614
Percentage Net Loans Charged-off: Loans to individuals0.0053%2,851
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0053%2,741
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4867%314
Percentage Net Loans Charged-off: Total real estate loans0.0720%588
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0585%5,214
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.4337%146
Percentage Net Loans Charged-off: Home equity loans0.9512%36
All other 1-4 family - Percent of loans charged-off, net-0.0273%4,870
Percentage Net Loans Charged-off: Commercial and industrial0.6867%405
Percentage Net Loans Charged-off: Loans to individuals0.0113%2,400
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0113%2,283
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1136%1,920
Percentage Net Loans Charged-off: Total real estate loans0.2419%418
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0086%1,218
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.9330%73
Percentage Net Loans Charged-off: Home equity loans1.7325%33
All other 1-4 family - Percent of loans charged-off, net0.0690%1,278
Percentage Net Loans Charged-off: Commercial and industrial0.0694%1,989
Percentage Net Loans Charged-off: Loans to individuals0.0107%3,594
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0107%3,465
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1095%1,694
Percentage Net Loans Charged-off: Total real estate loans0.2844%306
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0180%4,933
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential1.1459%53
Percentage Net Loans Charged-off: Home equity loans2.0837%22
All other 1-4 family - Percent of loans charged-off, net0.0981%946
Percentage Net Loans Charged-off: Commercial and industrial0.0438%1,750
Percentage Net Loans Charged-off: Loans to individuals0.0050%3,371
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0050%3,245
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0994%1,627
Percentage Net Loans Charged-off: Total real estate loans0.2480%361
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0176%5,016
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.9947%82
Percentage Net Loans Charged-off: Home equity loans1.7226%42
All other 1-4 family - Percent of loans charged-off, net0.1597%634
Percentage Net Loans Charged-off: Commercial and industrial0.0432%1,505
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0450%1,942
Percentage Net Loans Charged-off: Total real estate loans0.0561%895
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0183%5,165
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.2521%401
Percentage Net Loans Charged-off: Home equity loans0.4918%107
All other 1-4 family - Percent of loans charged-off, net-0.0271%5,045
Percentage Net Loans Charged-off: Commercial and industrial0.0435%994
Percentage Net Loans Charged-off: Loans to individuals-0.0044%4,719
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0044%4,656
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2412%1,158
Percentage Net Loans Charged-off: Total real estate loans0.4422%262
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.0164%5,056
Percentage Net Loans Charged-off: Multi-family residential-0.0840%4,655
Percentage Net Loans Charged-off: 1-4 family residential1.6484%47
Percentage Net Loans Charged-off: Home equity loans2.2750%23
All other 1-4 family - Percent of loans charged-off, net0.8137%137
Percentage Net Loans Charged-off: Commercial and industrial0.1425%1,741
Percentage Net Loans Charged-off: Loans to individuals0.2704%2,502
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2704%2,356
Percentage Net Loans Charged-off: All other loans and lease0.0246%1,442
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2284%1,032
Percentage Net Loans Charged-off: Total real estate loans0.4501%219
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0164%5,106
Percentage Net Loans Charged-off: Multi-family residential-0.1092%4,691
Percentage Net Loans Charged-off: 1-4 family residential1.6712%42
Percentage Net Loans Charged-off: Home equity loans2.1510%30
All other 1-4 family - Percent of loans charged-off, net1.0130%93
Percentage Net Loans Charged-off: Commercial and industrial0.1105%1,533
Percentage Net Loans Charged-off: Loans to individuals0.3077%2,123
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3077%1,965
Percentage Net Loans Charged-off: All other loans and lease0.0248%1,262
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1937%1,185
Percentage Net Loans Charged-off: Total real estate loans0.4752%236
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0163%5,167
Percentage Net Loans Charged-off: Multi-family residential-0.1593%4,734
Percentage Net Loans Charged-off: 1-4 family residential1.7830%40
Percentage Net Loans Charged-off: Home equity loans1.9777%35
All other 1-4 family - Percent of loans charged-off, net1.5044%61
Percentage Net Loans Charged-off: Commercial and industrial0.0544%1,463
Percentage Net Loans Charged-off: Loans to individuals0.0058%3,066
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0058%2,928
Percentage Net Loans Charged-off: All other loans and lease0.0185%1,114
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1011%1,520
Percentage Net Loans Charged-off: Total real estate loans0.1844%572
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0166%5,289
Percentage Net Loans Charged-off: Multi-family residential-0.3023%4,778
Percentage Net Loans Charged-off: 1-4 family residential0.7794%163
Percentage Net Loans Charged-off: Home equity loans0.0134%397
All other 1-4 family - Percent of loans charged-off, net1.9138%53
Percentage Net Loans Charged-off: Commercial and industrial0.0619%1,044
Percentage Net Loans Charged-off: Loans to individuals0.0096%2,475
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0096%2,330
Percentage Net Loans Charged-off: All other loans and lease0.0247%861
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1318%2,053
Percentage Net Loans Charged-off: Total real estate loans0.2105%887
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0589%1,203
Percentage Net Loans Charged-off: Multi-family residential0.3181%156
Percentage Net Loans Charged-off: 1-4 family residential0.4658%430
Percentage Net Loans Charged-off: Home equity loans0.0596%762
All other 1-4 family - Percent of loans charged-off, net1.0309%126
Percentage Net Loans Charged-off: Commercial and industrial0.1001%1,913
Percentage Net Loans Charged-off: Loans to individuals0.0370%3,579
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0370%3,428
Percentage Net Loans Charged-off: All other loans and lease0.0352%1,242
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1239%1,887
Percentage Net Loans Charged-off: Total real estate loans0.2911%596
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0885%902
Percentage Net Loans Charged-off: Multi-family residential0.4308%110
Percentage Net Loans Charged-off: 1-4 family residential0.6155%273
Percentage Net Loans Charged-off: Home equity loans0.0793%651
All other 1-4 family - Percent of loans charged-off, net1.3498%85
Percentage Net Loans Charged-off: Commercial and industrial0.0480%1,828
Percentage Net Loans Charged-off: Loans to individuals0.0204%3,344
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0204%3,204
Percentage Net Loans Charged-off: All other loans and lease0.0395%1,104
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0675%2,419
Percentage Net Loans Charged-off: Total real estate loans0.0942%1,454
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.1519%654
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0497%1,962
Percentage Net Loans Charged-off: Home equity loans0.0685%603
All other 1-4 family - Percent of loans charged-off, net0.0242%2,115
Percentage Net Loans Charged-off: Commercial and industrial0.0585%1,523
Percentage Net Loans Charged-off: Loans to individuals0.0239%3,006
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0239%2,868
Percentage Net Loans Charged-off: All other loans and lease0.0119%1,089
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1070%1,669
Percentage Net Loans Charged-off: Total real estate loans0.1728%851
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.3346%319
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0168%1,703
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0390%1,452
Percentage Net Loans Charged-off: Commercial and industrial0.0819%946
Percentage Net Loans Charged-off: Loans to individuals0.0285%2,479
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0285%2,349
Percentage Net Loans Charged-off: All other loans and lease0.0236%854
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1954%2,101
Percentage Net Loans Charged-off: Total real estate loans0.4882%619
Percentage Net Loans Charged-off:Construction & development-0.0170%5,024
Percentage Net Loans Charged-off: Commercial real estate0.3026%959
Percentage Net Loans Charged-off: Multi-family residential-0.0033%4,907
Percentage Net Loans Charged-off: 1-4 family residential0.9549%269
Percentage Net Loans Charged-off: Home equity loans0.5882%355
All other 1-4 family - Percent of loans charged-off, net1.4326%148
Percentage Net Loans Charged-off: Commercial and industrial0.0516%2,433
Percentage Net Loans Charged-off: Loans to individuals0.1038%3,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1038%3,244
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1616%2,186
Percentage Net Loans Charged-off: Total real estate loans0.3763%789
Percentage Net Loans Charged-off:Construction & development-0.0223%5,109
Percentage Net Loans Charged-off: Commercial real estate0.0473%1,531
Percentage Net Loans Charged-off: Multi-family residential-0.0045%4,969
Percentage Net Loans Charged-off: 1-4 family residential0.9996%247
Percentage Net Loans Charged-off: Home equity loans0.7854%269
All other 1-4 family - Percent of loans charged-off, net1.2778%171
Percentage Net Loans Charged-off: Commercial and industrial0.0520%2,092
Percentage Net Loans Charged-off: Loans to individuals0.1256%3,000
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1256%2,847
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2032%1,809
Percentage Net Loans Charged-off: Total real estate loans0.4772%645
Percentage Net Loans Charged-off:Construction & development-0.0331%5,223
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential-0.0037%5,002
Percentage Net Loans Charged-off: 1-4 family residential1.3492%196
Percentage Net Loans Charged-off: Home equity loans1.0924%184
All other 1-4 family - Percent of loans charged-off, net1.6816%149
Percentage Net Loans Charged-off: Commercial and industrial0.0628%1,750
Percentage Net Loans Charged-off: Loans to individuals0.1477%2,644
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1477%2,496
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1935%1,575
Percentage Net Loans Charged-off: Total real estate loans0.4041%705
Percentage Net Loans Charged-off:Construction & development-0.0656%5,428
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential-0.0079%5,057
Percentage Net Loans Charged-off: 1-4 family residential1.1579%259
Percentage Net Loans Charged-off: Home equity loans1.9789%95
All other 1-4 family - Percent of loans charged-off, net0.0745%1,614
Percentage Net Loans Charged-off: Commercial and industrial0.0733%1,153
Percentage Net Loans Charged-off: Loans to individuals0.2667%1,976
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2667%1,864
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3520%1,921
Percentage Net Loans Charged-off: Total real estate loans0.5968%930
Percentage Net Loans Charged-off:Construction & development4.0495%315
Percentage Net Loans Charged-off: Commercial real estate0.2281%1,611
Percentage Net Loans Charged-off: Multi-family residential0.2183%445
Percentage Net Loans Charged-off: 1-4 family residential0.7500%714
Percentage Net Loans Charged-off: Home equity loans0.7284%512
All other 1-4 family - Percent of loans charged-off, net0.7802%687
Percentage Net Loans Charged-off: Commercial and industrial0.2381%2,107
Percentage Net Loans Charged-off: Loans to individuals0.0370%4,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0370%3,919
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3233%1,924
Percentage Net Loans Charged-off: Total real estate loans0.4506%1,191
Percentage Net Loans Charged-off:Construction & development2.7581%429
Percentage Net Loans Charged-off: Commercial real estate0.0835%1,887
Percentage Net Loans Charged-off: Multi-family residential0.2974%351
Percentage Net Loans Charged-off: 1-4 family residential0.7133%748
Percentage Net Loans Charged-off: Home equity loans0.5806%588
All other 1-4 family - Percent of loans charged-off, net0.9007%560
Percentage Net Loans Charged-off: Commercial and industrial0.2782%1,780
Percentage Net Loans Charged-off: Loans to individuals0.0131%3,827
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0131%3,685
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3867%1,671
Percentage Net Loans Charged-off: Total real estate loans0.3993%1,336
Percentage Net Loans Charged-off:Construction & development3.9849%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.4557%263
Percentage Net Loans Charged-off: 1-4 family residential0.4776%1,130
Percentage Net Loans Charged-off: Home equity loans0.7858%476
All other 1-4 family - Percent of loans charged-off, net0.0488%2,771
Percentage Net Loans Charged-off: Commercial and industrial0.4197%1,371
Percentage Net Loans Charged-off: Loans to individuals0.0087%3,439
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0087%3,303
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5427%1,116
Percentage Net Loans Charged-off: Total real estate loans0.3096%1,433
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.8885%603
Percentage Net Loans Charged-off: Home equity loans1.4558%243
All other 1-4 family - Percent of loans charged-off, net0.1242%1,853
Percentage Net Loans Charged-off: Commercial and industrial0.7489%789
Percentage Net Loans Charged-off: Loans to individuals-0.0126%5,437
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0126%5,369
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5451%2,098
Percentage Net Loans Charged-off: Total real estate loans0.9646%1,045
Percentage Net Loans Charged-off:Construction & development2.8787%870
Percentage Net Loans Charged-off: Commercial real estate0.8649%1,036
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.9693%931
Percentage Net Loans Charged-off: Home equity loans0.8280%760
All other 1-4 family - Percent of loans charged-off, net1.1484%765
Percentage Net Loans Charged-off: Commercial and industrial0.3436%2,389
Percentage Net Loans Charged-off: Loans to individuals-0.0540%6,077
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0540%6,010
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5304%2,019
Percentage Net Loans Charged-off: Total real estate loans0.7592%1,317
Percentage Net Loans Charged-off:Construction & development2.8266%841
Percentage Net Loans Charged-off: Commercial real estate0.7738%1,024
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.5381%1,652
Percentage Net Loans Charged-off: Home equity loans0.9061%658
All other 1-4 family - Percent of loans charged-off, net0.0754%3,418
Percentage Net Loans Charged-off: Commercial and industrial0.4553%1,927
Percentage Net Loans Charged-off: Loans to individuals-0.0904%6,137
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0904%6,059
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5474%1,947
Percentage Net Loans Charged-off: Total real estate loans0.5983%1,626
Percentage Net Loans Charged-off:Construction & development2.6679%823
Percentage Net Loans Charged-off: Commercial real estate0.4730%1,286
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.4874%1,688
Percentage Net Loans Charged-off: Home equity loans0.7394%688
All other 1-4 family - Percent of loans charged-off, net0.1670%2,627
Percentage Net Loans Charged-off: Commercial and industrial0.6092%1,590
Percentage Net Loans Charged-off: Loans to individuals-0.1787%6,278
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1787%6,206
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3756%2,178
Percentage Net Loans Charged-off: Total real estate loans0.2238%2,404
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.5703%1,364
Percentage Net Loans Charged-off: Home equity loans0.6993%604
All other 1-4 family - Percent of loans charged-off, net0.4008%1,552
Percentage Net Loans Charged-off: Commercial and industrial0.5807%1,206
Percentage Net Loans Charged-off: Loans to individuals-0.3657%6,472
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3657%6,403
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5921%2,677
Percentage Net Loans Charged-off: Total real estate loans1.6390%905
Percentage Net Loans Charged-off:Construction & development8.9216%526
Percentage Net Loans Charged-off: Commercial real estate0.7846%1,514
Percentage Net Loans Charged-off: Multi-family residential4.7366%235
Percentage Net Loans Charged-off: 1-4 family residential0.3055%2,908
Percentage Net Loans Charged-off: Home equity loans0.3305%1,440
All other 1-4 family - Percent of loans charged-off, net0.2716%2,961
Percentage Net Loans Charged-off: Commercial and industrial0.0299%4,082
Percentage Net Loans Charged-off: Loans to individuals0.3041%3,518
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3041%3,255
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4259%3,012
Percentage Net Loans Charged-off: Total real estate loans1.7248%765
Percentage Net Loans Charged-off:Construction & development10.2168%404
Percentage Net Loans Charged-off: Commercial real estate0.4143%1,839
Percentage Net Loans Charged-off: Multi-family residential6.6569%167
Percentage Net Loans Charged-off: 1-4 family residential0.1926%3,192
Percentage Net Loans Charged-off: Home equity loans0.1164%1,546
All other 1-4 family - Percent of loans charged-off, net0.2964%2,553
Percentage Net Loans Charged-off: Commercial and industrial-0.2651%6,704
Percentage Net Loans Charged-off: Loans to individuals0.1161%4,066
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1161%3,834
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3850%3,020
Percentage Net Loans Charged-off: Total real estate loans2.1478%569
Percentage Net Loans Charged-off:Construction & development12.7065%309
Percentage Net Loans Charged-off: Commercial real estate0.6264%1,351
Percentage Net Loans Charged-off: Multi-family residential7.3498%152
Percentage Net Loans Charged-off: 1-4 family residential0.2729%2,579
Percentage Net Loans Charged-off: Home equity loans0.1994%1,239
All other 1-4 family - Percent of loans charged-off, net0.3714%2,131
Percentage Net Loans Charged-off: Commercial and industrial-0.5691%6,918
Percentage Net Loans Charged-off: Loans to individuals0.0122%4,099
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0122%3,940
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7580%1,707
Percentage Net Loans Charged-off: Total real estate loans1.7262%685
Percentage Net Loans Charged-off:Construction & development5.5022%572
Percentage Net Loans Charged-off: Commercial real estate1.1863%693
Percentage Net Loans Charged-off: Multi-family residential8.8096%99
Percentage Net Loans Charged-off: 1-4 family residential0.2675%2,055
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.6225%1,274
Percentage Net Loans Charged-off: Commercial and industrial0.3231%1,836
Percentage Net Loans Charged-off: Loans to individuals0.0068%3,360
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0068%3,211
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5051%1,463
Percentage Net Loans Charged-off: Total real estate loans1.1541%1,670
Percentage Net Loans Charged-off:Construction & development5.6733%1,097
Percentage Net Loans Charged-off: Commercial real estate0.3334%2,429
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.7325%1,774
Percentage Net Loans Charged-off: Home equity loans1.1085%811
All other 1-4 family - Percent of loans charged-off, net0.1364%3,709
Percentage Net Loans Charged-off: Commercial and industrial2.0421%1,593
Percentage Net Loans Charged-off: Loans to individuals0.0082%5,344
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9368%981
Percentage Net Loans Charged-off: Total real estate loans1.4693%1,222
Percentage Net Loans Charged-off:Construction & development7.3240%775
Percentage Net Loans Charged-off: Commercial real estate0.4473%1,845
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.7977%1,511
Percentage Net Loans Charged-off: Home equity loans1.1714%708
All other 1-4 family - Percent of loans charged-off, net0.1934%3,043
Percentage Net Loans Charged-off: Commercial and industrial2.6731%1,140
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,046
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7414%604
Percentage Net Loans Charged-off: Total real estate loans1.8220%937
Percentage Net Loans Charged-off:Construction & development10.5622%459
Percentage Net Loans Charged-off: Commercial real estate0.0323%2,504
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.9415%1,238
Percentage Net Loans Charged-off: Home equity loans1.5019%532
All other 1-4 family - Percent of loans charged-off, net0.0250%3,735
Percentage Net Loans Charged-off: Commercial and industrial4.0821%713
Percentage Net Loans Charged-off: Loans to individuals0.0011%4,625
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7630%1,982
Percentage Net Loans Charged-off: Total real estate loans1.5009%969
Percentage Net Loans Charged-off:Construction & development10.1705%437
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0620%2,819
Percentage Net Loans Charged-off: Home equity loans0.0254%961
All other 1-4 family - Percent of loans charged-off, net0.1230%2,398
Percentage Net Loans Charged-off: Commercial and industrial0.3572%2,144
Percentage Net Loans Charged-off: Loans to individuals0.0041%3,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2298%2,009
Percentage Net Loans Charged-off: Total real estate loans1.4511%1,409
Percentage Net Loans Charged-off:Construction & development4.8971%1,261
Percentage Net Loans Charged-off: Commercial real estate1.1719%989
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.4630%2,178
Percentage Net Loans Charged-off: Home equity loans0.3933%1,348
All other 1-4 family - Percent of loans charged-off, net0.6013%1,770
Percentage Net Loans Charged-off: Commercial and industrial1.1916%2,643
Percentage Net Loans Charged-off: Loans to individuals0.0209%5,930
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2332%1,658
Percentage Net Loans Charged-off: Total real estate loans1.7247%977
Percentage Net Loans Charged-off:Construction & development5.0185%970
Percentage Net Loans Charged-off: Commercial real estate1.2910%652
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.9979%1,082
Percentage Net Loans Charged-off: Home equity loans1.2026%623
All other 1-4 family - Percent of loans charged-off, net0.5841%1,533
Percentage Net Loans Charged-off: Commercial and industrial0.7870%2,648
Percentage Net Loans Charged-off: Loans to individuals0.0359%5,544
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6814%2,339
Percentage Net Loans Charged-off: Total real estate loans0.6064%1,906
Percentage Net Loans Charged-off:Construction & development2.9357%1,205
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.3472%1,938
Percentage Net Loans Charged-off: Home equity loans0.0792%1,207
All other 1-4 family - Percent of loans charged-off, net0.8942%1,011
Percentage Net Loans Charged-off: Commercial and industrial0.8182%2,209
Percentage Net Loans Charged-off: Loans to individuals0.1455%4,652
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5662%2,052
Percentage Net Loans Charged-off: Total real estate loans0.8269%1,167
Percentage Net Loans Charged-off:Construction & development3.4774%710
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.7013%983
Percentage Net Loans Charged-off: Home equity loans0.1616%739
All other 1-4 family - Percent of loans charged-off, net1.7680%445
Percentage Net Loans Charged-off: Commercial and industrial0.2783%2,136
Percentage Net Loans Charged-off: Loans to individuals0.1833%3,763
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3941%2,845
Percentage Net Loans Charged-off: Total real estate loans0.5124%1,661
Percentage Net Loans Charged-off:Construction & development1.3557%1,362
Percentage Net Loans Charged-off: Commercial real estate0.5177%848
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.2701%3,319
Percentage Net Loans Charged-off: Loans to individuals0.3891%4,154
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3300%2,385
Percentage Net Loans Charged-off: Total real estate loans0.4713%1,220
Percentage Net Loans Charged-off:Construction & development1.7380%796
Percentage Net Loans Charged-off: Commercial real estate0.2033%950
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.1740%2,941
Percentage Net Loans Charged-off: Loans to individuals0.3270%3,879
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2411%2,457
Percentage Net Loans Charged-off: Total real estate loans0.2820%1,401
Percentage Net Loans Charged-off:Construction & development1.2710%667
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.1876%2,356
Percentage Net Loans Charged-off: Loans to individuals0.3574%3,373
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1627%2,414
Percentage Net Loans Charged-off: Total real estate loans0.2294%1,156
Percentage Net Loans Charged-off:Construction & development1.0026%448
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0851%1,915
Percentage Net Loans Charged-off: Loans to individuals0.1931%3,380
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1527%3,151
Percentage Net Loans Charged-off: Total real estate loans0.1095%2,003
Percentage Net Loans Charged-off:Construction & development0.4289%731
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0685%2,198
Percentage Net Loans Charged-off: Home equity loans0.0687%785
All other 1-4 family - Percent of loans charged-off, net0.0682%2,078
Percentage Net Loans Charged-off: Commercial and industrial0.1916%2,764
Percentage Net Loans Charged-off: Loans to individuals0.3070%3,986
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1055%3,106
Percentage Net Loans Charged-off: Total real estate loans0.0278%2,489
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0923%1,466
Percentage Net Loans Charged-off: Home equity loans0.0925%552
All other 1-4 family - Percent of loans charged-off, net0.0921%1,377
Percentage Net Loans Charged-off: Commercial and industrial0.1778%2,312
Percentage Net Loans Charged-off: Loans to individuals0.3125%3,510
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1306%2,370
Percentage Net Loans Charged-off: Total real estate loans0.0421%1,779
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1381%999
Percentage Net Loans Charged-off: Home equity loans0.1408%373
All other 1-4 family - Percent of loans charged-off, net0.1346%939
Percentage Net Loans Charged-off: Commercial and industrial0.2059%1,822
Percentage Net Loans Charged-off: Loans to individuals0.4013%2,758
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1371%1,832
Percentage Net Loans Charged-off: Total real estate loans0.0263%1,465
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0853%957
Percentage Net Loans Charged-off: Home equity loans0.1529%274
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.2237%1,240
Percentage Net Loans Charged-off: Loans to individuals0.5285%2,075
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2537%1,607
Percentage Net Loans Charged-off: Total real estate loans0.0434%2,100
Percentage Net Loans Charged-off:Construction & development0.0590%585
Percentage Net Loans Charged-off: Commercial real estate0.0681%891
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.5081%1,610
Percentage Net Loans Charged-off: Loans to individuals0.3261%3,747
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2647%1,249
Percentage Net Loans Charged-off: Total real estate loans0.0576%1,507
Percentage Net Loans Charged-off:Construction & development0.0803%393
Percentage Net Loans Charged-off: Commercial real estate0.0900%623
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.5240%1,270
Percentage Net Loans Charged-off: Loans to individuals0.2943%3,461
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2227%1,397
Percentage Net Loans Charged-off: Total real estate loans0.0015%2,399
Percentage Net Loans Charged-off:Construction & development0.0098%420
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.5152%1,134
Percentage Net Loans Charged-off: Loans to individuals0.0275%4,657
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1868%1,383
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.4611%874
Percentage Net Loans Charged-off: Loans to individuals-0.2318%7,452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1317%3,143
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.2806%2,475
Percentage Net Loans Charged-off: Loans to individuals0.2398%4,873
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1410%1,192
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1020%3,109
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.2074%2,307
Percentage Net Loans Charged-off: Loans to individuals0.2740%4,193
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2549%910
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0086%5,255
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.0045%6,717
Percentage Net Loans Charged-off: Loans to individuals0.2561%3,894
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0464%7,117
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0307%3,692
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0513%1,806
Percentage Net Loans Charged-off: Loans to individuals0.2048%3,568
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0410%5,508
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.0675%3,807
Percentage Net Loans Charged-off: Loans to individuals0.1576%5,671
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0372%5,044
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.0591%3,249
Percentage Net Loans Charged-off: Loans to individuals0.1423%5,307
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0470%4,462
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0649%2,724
Percentage Net Loans Charged-off: Loans to individuals0.2418%4,383
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3969%1,125
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.6523%1,059
Percentage Net Loans Charged-off: Loans to individuals0.4917%2,946
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2789%2,648
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.6196%2,340
Percentage Net Loans Charged-off: Loans to individuals0.5640%3,938
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0126%1,815
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3258%1,986
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.8162%1,635
Percentage Net Loans Charged-off: Loans to individuals0.4864%3,893
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3805%1,637
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.9763%1,330
Percentage Net Loans Charged-off: Loans to individuals0.4842%3,633
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4238%1,308
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial1.1151%957
Percentage Net Loans Charged-off: Loans to individuals0.4512%3,338
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4203%1,983
Percentage Net Loans Charged-off: Total real estate loans0.1022%1,793
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.2505%755
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.8216%2,162
Percentage Net Loans Charged-off: Loans to individuals0.4812%4,400
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0424%1,799
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4248%1,915
Percentage Net Loans Charged-off: Total real estate loans-0.0027%8,334
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0577%1,102
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0635%9,104
Percentage Net Loans Charged-off: Home equity loans-0.1565%6,035
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial1.1905%1,575
Percentage Net Loans Charged-off: Loans to individuals0.3380%5,050
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2415%2,703
Percentage Net Loans Charged-off: Total real estate loans0.0831%294
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0269%327
Percentage Net Loans Charged-off: Multi-family residential4.5754%6
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.4189%508
Percentage Net Loans Charged-off: Loans to individuals0.5161%771
Percentage Net Loans Charged-off: Credit card loans3.4704%260
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2072%1,364
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1218%4,409
Percentage Net Loans Charged-off: Total real estate loans0.0566%416
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential2.7205%7
Percentage Net Loans Charged-off: 1-4 family residential0.0170%778
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0252%654
Percentage Net Loans Charged-off: Commercial and industrial0.0609%867
Percentage Net Loans Charged-off: Loans to individuals0.3993%901
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2797%231
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2432%2,949
Percentage Net Loans Charged-off: Total real estate loans0.0000%971
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.4857%354
Percentage Net Loans Charged-off: Loans to individuals0.4097%917
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0724%6,112
Percentage Net Loans Charged-off: Total real estate loans-0.0071%1,242
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0112%1,332
Percentage Net Loans Charged-off: Home equity loans-0.0291%1,256
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.1311%664
Percentage Net Loans Charged-off: Loans to individuals0.2155%1,141
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0841%6,125
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0044%8,705
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0345%7,526
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%9,922
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%11,197
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA