Home > Lake Elmo Bank > Income and Expense

Lake Elmo Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$6,388,0001,777
Total interest expense$1,335,0002,393
Net interest income$5,053,0001,530
Provision for loan and lease losses$137,0001,270
Total noninterest income$804,0001,492
Gross Fiduciary activities income$326,000523
Service charges on deposit accounts$81,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$397,0001,712
Total noninterest expense$3,251,0001,783
Salaries and employee benefits$2,265,0001,519
Premises and equipment expense$215,0002,259
Additional noninterest expense$397,0001,712
Pre-tax net operating income$2,469,0001,249
Securities gains (losses)$0665
Applicable income taxes$202,0001,593
Income before extraordinary items$2,267,0001,157
Extraordinary gains, net$047
Net income$2,267,0001,174
Minority interest net income$065
Net income of bank and minority interests.$2,267,0001,157
Net charge-offs$-4,0003,828
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,267,0001,169
2024-12-31 (YTD Data)Rank
Total interest income$24,487,0001,807
Total interest expense$4,486,0002,616
Net interest income$20,001,0001,479
Provision for loan and lease losses$337,0001,657
Total noninterest income$2,587,0001,742
Gross Fiduciary activities income$959,000556
Service charges on deposit accounts$363,0002,009
Trading account gains and feesNANA
Additional Noninterest Income$1,265,0002,014
Total noninterest expense$12,601,0001,813
Salaries and employee benefits$8,847,0001,530
Premises and equipment expense$877,0002,208
Additional noninterest expense$1,265,0002,014
Pre-tax net operating income$9,650,0001,182
Securities gains (losses)$0940
Applicable income taxes$845,0001,504
Income before extraordinary items$8,805,0001,118
Extraordinary gains, net$053
Net income$8,805,0001,128
Minority interest net income$090
Net income of bank and minority interests.$8,805,0001,118
Net charge-offs$21,0002,453
Cash dividends$5,311,000822
Sale, conversion, retirement of capital stock, net$0564
Net operating income$8,805,0001,133
2024-09-30 (YTD Data)Rank
Total interest income$18,090,0001,814
Total interest expense$3,121,0002,709
Net interest income$14,969,0001,466
Provision for loan and lease losses$249,0001,584
Total noninterest income$1,905,0001,740
Gross Fiduciary activities income$736,000552
Service charges on deposit accounts$263,0002,040
Trading account gains and feesNANA
Additional Noninterest Income$906,0002,056
Total noninterest expense$9,448,0001,793
Salaries and employee benefits$6,702,0001,501
Premises and equipment expense$626,0002,255
Additional noninterest expense$906,0002,056
Pre-tax net operating income$7,177,0001,183
Securities gains (losses)$0930
Applicable income taxes$589,0001,566
Income before extraordinary items$6,588,0001,108
Extraordinary gains, net$051
Net income$6,588,0001,123
Minority interest net income$082
Net income of bank and minority interests.$6,588,0001,110
Net charge-offs$-2,0003,619
Cash dividends$2,241,0001,105
Sale, conversion, retirement of capital stock, net$0527
Net operating income$6,588,0001,119
2024-06-30 (YTD Data)Rank
Total interest income$11,727,0001,823
Total interest expense$1,921,0002,767
Net interest income$9,806,0001,473
Provision for loan and lease losses$170,0001,479
Total noninterest income$1,261,0001,732
Gross Fiduciary activities income$543,000540
Service charges on deposit accounts$167,0002,073
Trading account gains and feesNANA
Additional Noninterest Income$551,0002,109
Total noninterest expense$6,255,0001,793
Salaries and employee benefits$4,484,0001,499
Premises and equipment expense$378,0002,380
Additional noninterest expense$551,0002,109
Pre-tax net operating income$4,642,0001,195
Securities gains (losses)$0628
Applicable income taxes$380,0001,585
Income before extraordinary items$4,262,0001,128
Extraordinary gains, net$052
Net income$4,262,0001,145
Minority interest net income$084
Net income of bank and minority interests.$4,262,0001,130
Net charge-offs$-3,0003,692
Cash dividends$1,466,0001,135
Sale, conversion, retirement of capital stock, net$0496
Net operating income$4,262,0001,129
2024-03-31 (YTD Data)Rank
Total interest income$5,719,0001,834
Total interest expense$881,0002,840
Net interest income$4,838,0001,482
Provision for loan and lease losses$99,0001,264
Total noninterest income$726,0001,580
Gross Fiduciary activities income$346,000472
Service charges on deposit accounts$77,0002,149
Trading account gains and feesNANA
Additional Noninterest Income$303,0001,964
Total noninterest expense$3,119,0001,796
Salaries and employee benefits$2,264,0001,493
Premises and equipment expense$166,0002,567
Additional noninterest expense$303,0001,964
Pre-tax net operating income$2,346,0001,168
Securities gains (losses)$0689
Applicable income taxes$192,0001,538
Income before extraordinary items$2,154,0001,110
Extraordinary gains, net$051
Net income$2,154,0001,120
Minority interest net income$072
Net income of bank and minority interests.$2,154,0001,110
Net charge-offs$8,0001,601
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,154,0001,106
2023-12-31 (YTD Data)Rank
Total interest income$632,0004,512
Total interest expense$10,0004,487
Net interest income$4,524,0003,476
Provision for loan and lease lossesNANA
Total noninterest income$1,3134,548
Gross Fiduciary activities income$0981
Service charges on deposit accounts$9464,391
Trading account gains and fees$4121
Additional Noninterest Income$10,0974,405
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,529
Additional noninterest expense$13,1814,398
Pre-tax net operating income$04,317
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$2,0004,344
Extraordinary gains, net$15,443,00028
Net income$9,717,0001,046
Minority interest net income$088
Net income of bank and minority interests.$04,314
Net charge-offs$02,884
Cash dividends$3,347,0001,098
Sale, conversion, retirement of capital stock, net$-124,530
Net operating income$04,337
2023-09-30 (YTD Data)Rank
Total interest income$16,847,0001,712
Total interest expense$1,472,0002,959
Net interest income$15,375,0001,415
Provision for loan and lease losses$641,000864
Total noninterest income$2,447,0001,553
Gross Fiduciary activities income$638,000527
Service charges on deposit accounts$271,0002,011
Trading account gains and fees$0125
Additional Noninterest Income$1,538,0001,590
Total noninterest expense$9,116,0001,794
Salaries and employee benefits$6,415,0001,519
Premises and equipment expense$592,0002,322
Additional noninterest expense$1,538,0001,590
Pre-tax net operating income$8,065,0001,138
Securities gains (losses)$0849
Applicable income taxes$612,0001,613
Income before extraordinary items$7,453,0001,058
Extraordinary gains, net$052
Net income$7,453,0001,064
Minority interest net income$081
Net income of bank and minority interests.$7,453,0001,058
Net charge-offs$122,0001,096
Cash dividends$2,331,0001,068
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,453,0001,074
2023-06-30 (YTD Data)Rank
Total interest income$11,097,0001,697
Total interest expense$882,0002,930
Net interest income$10,215,0001,441
Provision for loan and lease losses$436,000846
Total noninterest income$1,253,0001,733
Gross Fiduciary activities income$441,000517
Service charges on deposit accounts$180,0002,000
Trading account gains and fees$0112
Additional Noninterest Income$632,0001,963
Total noninterest expense$6,070,0001,790
Salaries and employee benefits$4,271,0001,512
Premises and equipment expense$408,0002,285
Additional noninterest expense$632,0001,960
Pre-tax net operating income$4,962,0001,216
Securities gains (losses)$0938
Applicable income taxes$406,0001,631
Income before extraordinary items$4,556,0001,133
Extraordinary gains, net$051
Net income$4,556,0001,145
Minority interest net income$081
Net income of bank and minority interests.$4,556,0001,133
Net charge-offs$65,0001,080
Cash dividends$1,551,0001,053
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,556,0001,147
2023-03-31 (YTD Data)Rank
Total interest income$5,459,0001,699
Total interest expense$402,0002,856
Net interest income$5,057,0001,462
Provision for loan and lease losses$213,000859
Total noninterest income$638,0001,724
Gross Fiduciary activities income$252,000507
Service charges on deposit accounts$89,0002,036
Trading account gains and fees$097
Additional Noninterest Income$297,0002,013
Total noninterest expense$3,060,0001,804
Salaries and employee benefits$2,154,0001,529
Premises and equipment expense$228,0002,169
Additional noninterest expense$297,0002,013
Pre-tax net operating income$2,422,0001,262
Securities gains (losses)$0950
Applicable income taxes$198,0001,682
Income before extraordinary items$2,224,0001,182
Extraordinary gains, net$04
Net income$2,224,0001,182
Minority interest net income$048
Net income of bank and minority interests.$2,224,0001,182
Net charge-offs$-13,0004,126
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,224,0001,201
2022-12-31 (YTD Data)Rank
Total interest income$18,362,0001,683
Total interest expense$674,0002,894
Net interest income$17,688,0001,586
Provision for loan and lease losses$03,012
Total noninterest income$2,795,0001,704
Gross Fiduciary activities income$947,000529
Service charges on deposit accounts$357,0002,072
Trading account gains and fees$0116
Additional Noninterest Income$1,491,0001,906
Total noninterest expense$12,791,0001,693
Salaries and employee benefits$9,155,0001,415
Premises and equipment expense$835,0002,246
Additional noninterest expense$1,491,0001,906
Pre-tax net operating income$7,692,0001,531
Securities gains (losses)$0691
Applicable income taxes$603,0001,908
Income before extraordinary items$7,089,0001,432
Extraordinary gains, net$05
Net income$7,089,0001,431
Minority interest net income$063
Net income of bank and minority interests.$7,089,0001,432
Net charge-offs$-38,0004,003
Cash dividends$4,319,000881
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,089,0001,452
2022-09-30 (YTD Data)Rank
Total interest income$12,856,0001,712
Total interest expense$428,0002,855
Net interest income$12,428,0001,643
Provision for loan and lease losses$02,835
Total noninterest income$2,234,0001,665
Gross Fiduciary activities income$747,000521
Service charges on deposit accounts$268,0002,090
Trading account gains and fees$0111
Additional Noninterest Income$1,219,0001,856
Total noninterest expense$9,219,0001,745
Salaries and employee benefits$6,594,0001,456
Premises and equipment expense$596,0002,336
Additional noninterest expense$1,219,0001,856
Pre-tax net operating income$5,443,0001,595
Securities gains (losses)$0740
Applicable income taxes$536,0001,790
Income before extraordinary items$4,907,0001,511
Extraordinary gains, net$04
Net income$4,907,0001,511
Minority interest net income$057
Net income of bank and minority interests.$4,907,0001,511
Net charge-offs$-40,0004,011
Cash dividends$1,572,0001,306
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,907,0001,542
2022-06-30 (YTD Data)Rank
Total interest income$7,948,0001,765
Total interest expense$260,0002,851
Net interest income$7,688,0001,713
Provision for loan and lease losses$02,599
Total noninterest income$1,534,0001,614
Gross Fiduciary activities income$488,000482
Service charges on deposit accounts$174,0002,111
Trading account gains and fees$0108
Additional Noninterest Income$872,0001,812
Total noninterest expense$6,077,0001,744
Salaries and employee benefits$4,395,0001,455
Premises and equipment expense$364,0002,462
Additional noninterest expense$1,318,0002,165
Pre-tax net operating income$3,145,0001,673
Securities gains (losses)$0687
Applicable income taxes$310,0001,828
Income before extraordinary items$2,835,0001,568
Extraordinary gains, net$04
Net income$2,835,0001,566
Minority interest net income$060
Net income of bank and minority interests.$2,835,0001,568
Net charge-offs$-9,0003,628
Cash dividends$845,0001,473
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,835,0001,600
2022-03-31 (YTD Data)Rank
Total interest income$3,698,0001,822
Total interest expense$135,0002,775
Net interest income$3,563,0001,768
Provision for loan and lease losses$02,285
Total noninterest income$878,0001,490
Gross Fiduciary activities income$315,000450
Service charges on deposit accounts$84,0002,135
Trading account gains and fees$0103
Additional Noninterest Income$479,0001,709
Total noninterest expense$3,090,0001,714
Salaries and employee benefits$2,258,0001,419
Premises and equipment expense$186,0002,436
Additional noninterest expense$646,0002,192
Pre-tax net operating income$1,351,0001,776
Securities gains (losses)$0623
Applicable income taxes$133,0001,886
Income before extraordinary items$1,218,0001,681
Extraordinary gains, net$04
Net income$1,218,0001,682
Minority interest net income$050
Net income of bank and minority interests.$1,218,0001,681
Net charge-offs$-5,0003,667
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,218,0001,699
2021-12-31 (YTD Data)Rank
Total interest income$15,521,0001,820
Total interest expense$694,0002,708
Net interest income$14,827,0001,738
Provision for loan and lease losses$-250,0004,337
Total noninterest income$3,989,0001,520
Gross Fiduciary activities income$900,000498
Service charges on deposit accounts$319,0002,121
Trading account gains and fees$0132
Additional Noninterest Income$2,770,0001,560
Total noninterest expense$11,591,0001,778
Salaries and employee benefits$8,491,0001,490
Premises and equipment expense$633,0002,670
Additional noninterest expense$2,467,0002,265
Pre-tax net operating income$7,475,0001,559
Securities gains (losses)$02,062
Applicable income taxes$602,0001,971
Income before extraordinary items$6,873,0001,520
Extraordinary gains, net$010
Net income$6,873,0001,519
Minority interest net income$074
Net income of bank and minority interests.$6,873,0001,520
Net charge-offs$-82,0004,295
Cash dividends$3,397,0001,081
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,873,0001,488
2021-09-30 (YTD Data)Rank
Total interest income$11,448,0001,875
Total interest expense$543,0002,754
Net interest income$10,905,0001,778
Provision for loan and lease losses$250,0001,285
Total noninterest income$3,032,0001,542
Gross Fiduciary activities income$684,000488
Service charges on deposit accounts$231,0002,160
Trading account gains and fees$0132
Additional Noninterest Income$2,117,0001,609
Total noninterest expense$8,463,0001,821
Salaries and employee benefits$6,277,0001,505
Premises and equipment expense$458,0002,733
Additional noninterest expense$1,728,0002,368
Pre-tax net operating income$5,224,0001,698
Securities gains (losses)$02,015
Applicable income taxes$4,0003,598
Income before extraordinary items$5,220,0001,559
Extraordinary gains, net$08
Net income$5,220,0001,559
Minority interest net income$069
Net income of bank and minority interests.$5,220,0001,559
Net charge-offs$-89,0004,427
Cash dividends$2,217,0001,089
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,220,0001,529
2021-06-30 (YTD Data)Rank
Total interest income$7,539,0001,888
Total interest expense$375,0002,772
Net interest income$7,164,0001,795
Provision for loan and lease losses$250,0001,025
Total noninterest income$2,168,0001,463
Gross Fiduciary activities income$489,000474
Service charges on deposit accounts$150,0002,141
Trading account gains and fees$0133
Additional Noninterest Income$1,529,0001,494
Total noninterest expense$5,557,0001,829
Salaries and employee benefits$4,149,0001,518
Premises and equipment expense$299,0002,752
Additional noninterest expense$1,109,0002,403
Pre-tax net operating income$3,525,0001,667
Securities gains (losses)$01,818
Applicable income taxes$4,0003,559
Income before extraordinary items$3,521,0001,540
Extraordinary gains, net$06
Net income$3,521,0001,541
Minority interest net income$067
Net income of bank and minority interests.$3,521,0001,540
Net charge-offs$-72,0004,484
Cash dividends$1,499,0001,073
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,521,0001,505
2021-03-31 (YTD Data)Rank
Total interest income$3,849,0001,848
Total interest expense$189,0002,831
Net interest income$3,660,0001,763
Provision for loan and lease losses$150,000937
Total noninterest income$1,239,0001,335
Gross Fiduciary activities income$256,000466
Service charges on deposit accounts$76,0002,119
Trading account gains and fees$0127
Additional Noninterest Income$907,0001,355
Total noninterest expense$2,787,0001,812
Salaries and employee benefits$2,048,0001,526
Premises and equipment expense$159,0002,690
Additional noninterest expense$580,0002,312
Pre-tax net operating income$1,962,0001,549
Securities gains (losses)$01,392
Applicable income taxes$4,0003,431
Income before extraordinary items$1,958,0001,417
Extraordinary gains, net$03
Net income$1,958,0001,417
Minority interest net income$055
Net income of bank and minority interests.$1,958,0001,417
Net charge-offs$-25,0004,417
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,958,0001,381
2020-12-31 (YTD Data)Rank
Total interest income$15,407,0001,848
Total interest expense$895,0003,106
Net interest income$14,512,0001,696
Provision for loan and lease losses$732,0001,897
Total noninterest income$3,312,0001,630
Gross Fiduciary activities income$729,000513
Service charges on deposit accounts$380,0001,959
Trading account gains and fees$0133
Additional Noninterest Income$2,203,0001,703
Total noninterest expense$11,008,0001,820
Salaries and employee benefits$8,232,0001,477
Premises and equipment expense$590,0002,776
Additional noninterest expense$2,186,0002,401
Pre-tax net operating income$6,084,0001,550
Securities gains (losses)$02,675
Applicable income taxes$4,0003,569
Income before extraordinary items$6,080,0001,405
Extraordinary gains, net$04
Net income$6,080,0001,406
Minority interest net income$072
Net income of bank and minority interests.$6,080,0001,406
Net charge-offs$-170,0004,829
Cash dividends$3,413,0001,020
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,080,0001,370
2020-09-30 (YTD Data)Rank
Total interest income$11,362,0001,887
Total interest expense$683,0003,160
Net interest income$10,679,0001,714
Provision for loan and lease losses$582,0001,847
Total noninterest income$2,362,0001,636
Gross Fiduciary activities income$564,000504
Service charges on deposit accounts$286,0001,950
Trading account gains and fees$0125
Additional Noninterest Income$1,512,0001,729
Total noninterest expense$8,139,0001,818
Salaries and employee benefits$6,164,0001,460
Premises and equipment expense$438,0002,795
Additional noninterest expense$1,537,0002,466
Pre-tax net operating income$4,320,0001,589
Securities gains (losses)$-1,0004,639
Applicable income taxes$4,0003,559
Income before extraordinary items$4,315,0001,423
Extraordinary gains, net$04
Net income$4,315,0001,424
Minority interest net income$065
Net income of bank and minority interests.$4,315,0001,424
Net charge-offs$-164,0004,892
Cash dividends$1,753,0001,226
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,316,0001,381
2020-06-30 (YTD Data)Rank
Total interest income$7,534,0001,920
Total interest expense$465,0003,230
Net interest income$7,069,0001,727
Provision for loan and lease losses$402,0001,791
Total noninterest income$1,535,0001,600
Gross Fiduciary activities income$399,000492
Service charges on deposit accounts$197,0001,938
Trading account gains and fees$0123
Additional Noninterest Income$939,0001,731
Total noninterest expense$5,256,0001,860
Salaries and employee benefits$4,033,0001,477
Premises and equipment expense$259,0002,992
Additional noninterest expense$964,0002,578
Pre-tax net operating income$2,946,0001,474
Securities gains (losses)$02,249
Applicable income taxes$4,0003,498
Income before extraordinary items$2,942,0001,331
Extraordinary gains, net$04
Net income$2,942,0001,331
Minority interest net income$065
Net income of bank and minority interests.$2,942,0001,331
Net charge-offs$15,0002,313
Cash dividends$1,225,0001,134
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,942,0001,295
2020-03-31 (YTD Data)Rank
Total interest income$3,765,0001,904
Total interest expense$246,0003,290
Net interest income$3,519,0001,703
Provision for loan and lease losses$88,0002,099
Total noninterest income$790,0001,483
Gross Fiduciary activities income$244,000465
Service charges on deposit accounts$124,0001,876
Trading account gains and fees$0106
Additional Noninterest Income$422,0001,675
Total noninterest expense$2,597,0001,892
Salaries and employee benefits$2,016,0001,488
Premises and equipment expense$120,0003,154
Additional noninterest expense$461,0002,675
Pre-tax net operating income$1,624,0001,246
Securities gains (losses)$01,705
Applicable income taxes$4,0003,309
Income before extraordinary items$1,620,0001,113
Extraordinary gains, net$04
Net income$1,620,0001,112
Minority interest net income$056
Net income of bank and minority interests.$1,620,0001,113
Net charge-offs$-6,0004,282
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,620,0001,092
2019-12-31 (YTD Data)Rank
Total interest income$15,115,0001,903
Total interest expense$858,0003,517
Net interest income$14,257,0001,675
Provision for loan and lease losses$276,0002,054
Total noninterest income$2,960,0001,582
Gross Fiduciary activities income$849,000486
Service charges on deposit accounts$517,0001,883
Trading account gains and fees$0135
Additional Noninterest Income$1,594,0001,746
Total noninterest expense$10,185,0001,892
Salaries and employee benefits$7,579,0001,523
Premises and equipment expense$730,0002,482
Additional noninterest expense$1,876,0002,666
Pre-tax net operating income$6,756,0001,405
Securities gains (losses)$02,379
Applicable income taxes$4,0003,730
Income before extraordinary items$6,752,0001,276
Extraordinary gains, net$011
Net income$6,752,0001,277
Minority interest net income$076
Net income of bank and minority interests.$6,752,0001,278
Net charge-offs$-108,0004,912
Cash dividends$3,652,0001,037
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,752,0001,253
2019-09-30 (YTD Data)Rank
Total interest income$11,217,0001,941
Total interest expense$613,0003,617
Net interest income$10,604,0001,709
Provision for loan and lease losses$207,0001,935
Total noninterest income$2,166,0001,600
Gross Fiduciary activities income$574,000505
Service charges on deposit accounts$389,0001,875
Trading account gains and fees$0129
Additional Noninterest Income$1,203,0001,731
Total noninterest expense$7,584,0001,916
Salaries and employee benefits$5,608,0001,551
Premises and equipment expense$567,0002,443
Additional noninterest expense$1,409,0002,676
Pre-tax net operating income$4,979,0001,447
Securities gains (losses)$02,167
Applicable income taxes$4,0003,770
Income before extraordinary items$4,975,0001,311
Extraordinary gains, net$011
Net income$4,975,0001,313
Minority interest net income$072
Net income of bank and minority interests.$4,975,0001,313
Net charge-offs$-122,0005,005
Cash dividends$2,038,0001,173
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,975,0001,291
2019-06-30 (YTD Data)Rank
Total interest income$7,365,0001,963
Total interest expense$385,0003,691
Net interest income$6,980,0001,727
Provision for loan and lease losses$138,0001,927
Total noninterest income$1,550,0001,505
Gross Fiduciary activities income$425,000484
Service charges on deposit accounts$256,0001,869
Trading account gains and fees$0131
Additional Noninterest Income$869,0001,621
Total noninterest expense$5,017,0001,931
Salaries and employee benefits$3,684,0001,572
Premises and equipment expense$360,0002,516
Additional noninterest expense$973,0002,641
Pre-tax net operating income$3,375,0001,404
Securities gains (losses)$01,702
Applicable income taxes$4,0003,751
Income before extraordinary items$3,371,0001,273
Extraordinary gains, net$011
Net income$3,371,0001,273
Minority interest net income$069
Net income of bank and minority interests.$3,371,0001,273
Net charge-offs$-132,0005,102
Cash dividends$1,257,0001,240
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,371,0001,249
2019-03-31 (YTD Data)Rank
Total interest income$3,584,0002,018
Total interest expense$177,0003,789
Net interest income$3,407,0001,776
Provision for loan and lease losses$69,0001,809
Total noninterest income$674,0001,608
Gross Fiduciary activities income$274,000441
Service charges on deposit accounts$123,0001,929
Trading account gains and fees$0126
Additional Noninterest Income$277,0002,043
Total noninterest expense$2,486,0001,952
Salaries and employee benefits$1,824,0001,595
Premises and equipment expense$187,0002,484
Additional noninterest expense$475,0002,679
Pre-tax net operating income$1,526,0001,506
Securities gains (losses)$01,087
Applicable income taxes$4,0003,587
Income before extraordinary items$1,522,0001,338
Extraordinary gains, net$05
Net income$1,522,0001,337
Minority interest net income$052
Net income of bank and minority interests.$1,522,0001,337
Net charge-offs$-94,0005,183
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,522,0001,315
2018-12-31 (YTD Data)Rank
Total interest income$13,841,0001,980
Total interest expense$589,0003,711
Net interest income$13,252,0001,793
Provision for loan and lease losses$240,0002,183
Total noninterest income$2,697,0001,659
Gross Fiduciary activities income$859,000489
Service charges on deposit accounts$505,0001,966
Trading account gains and fees$0126
Additional Noninterest Income$1,333,0001,920
Total noninterest expense$9,868,0001,921
Salaries and employee benefits$7,212,0001,562
Premises and equipment expense$713,0002,539
Additional noninterest expense$1,943,0002,634
Pre-tax net operating income$5,841,0001,547
Securities gains (losses)$01,125
Applicable income taxes$4,0003,841
Income before extraordinary items$5,837,0001,384
Extraordinary gains, net$06
Net income$5,837,0001,383
Minority interest net income$072
Net income of bank and minority interests.$5,837,0001,383
Net charge-offs$-278,0005,230
Cash dividends$3,322,0001,003
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,837,0001,373
2018-09-30 (YTD Data)Rank
Total interest income$10,241,0001,985
Total interest expense$421,0003,734
Net interest income$9,820,0001,807
Provision for loan and lease losses$180,0002,069
Total noninterest income$2,023,0001,677
Gross Fiduciary activities income$651,000484
Service charges on deposit accounts$379,0001,973
Trading account gains and fees$0138
Additional Noninterest Income$993,0001,940
Total noninterest expense$7,362,0001,930
Salaries and employee benefits$5,390,0001,557
Premises and equipment expense$533,0002,565
Additional noninterest expense$1,439,0002,676
Pre-tax net operating income$4,301,0001,592
Securities gains (losses)$01,118
Applicable income taxes$4,0003,874
Income before extraordinary items$4,297,0001,413
Extraordinary gains, net$05
Net income$4,297,0001,412
Minority interest net income$066
Net income of bank and minority interests.$4,297,0001,412
Net charge-offs$-277,0005,311
Cash dividends$1,733,0001,189
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,297,0001,398
2018-06-30 (YTD Data)Rank
Total interest income$6,650,0002,018
Total interest expense$282,0003,656
Net interest income$6,368,0001,843
Provision for loan and lease losses$120,0002,009
Total noninterest income$1,312,0001,705
Gross Fiduciary activities income$404,000496
Service charges on deposit accounts$245,0002,006
Trading account gains and fees$0130
Additional Noninterest Income$663,0001,941
Total noninterest expense$4,890,0001,953
Salaries and employee benefits$3,578,0001,583
Premises and equipment expense$345,0002,630
Additional noninterest expense$967,0002,678
Pre-tax net operating income$2,670,0001,666
Securities gains (losses)$0961
Applicable income taxes$4,0003,833
Income before extraordinary items$2,666,0001,489
Extraordinary gains, net$06
Net income$2,666,0001,488
Minority interest net income$065
Net income of bank and minority interests.$2,666,0001,488
Net charge-offs$-211,0005,353
Cash dividends$1,031,0001,274
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,666,0001,472
2018-03-31 (YTD Data)Rank
Total interest income$3,235,0002,057
Total interest expense$143,0003,602
Net interest income$3,092,0001,887
Provision for loan and lease losses$60,0001,880
Total noninterest income$639,0001,727
Gross Fiduciary activities income$229,000482
Service charges on deposit accounts$118,0002,074
Trading account gains and fees$0123
Additional Noninterest Income$292,0002,051
Total noninterest expense$2,453,0001,960
Salaries and employee benefits$1,795,0001,592
Premises and equipment expense$172,0002,684
Additional noninterest expense$486,0002,688
Pre-tax net operating income$1,218,0001,767
Securities gains (losses)$0735
Applicable income taxes$4,0003,713
Income before extraordinary items$1,214,0001,573
Extraordinary gains, net$07
Net income$1,214,0001,572
Minority interest net income$052
Net income of bank and minority interests.$1,214,0001,573
Net charge-offs$-145,0005,442
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,214,0001,562
2017-12-31 (YTD Data)Rank
Total interest income$11,983,0002,137
Total interest expense$567,0003,482
Net interest income$11,416,0001,997
Provision for loan and lease losses$04,227
Total noninterest income$2,527,0001,762
Gross Fiduciary activities income$659,000533
Service charges on deposit accounts$508,0001,998
Trading account gains and fees$0151
Additional Noninterest Income$1,360,0001,926
Total noninterest expense$9,294,0002,029
Salaries and employee benefits$6,675,0001,664
Premises and equipment expense$651,0002,783
Additional noninterest expense$1,968,0002,684
Pre-tax net operating income$4,649,0001,817
Securities gains (losses)$02,243
Applicable income taxes$4,0003,980
Income before extraordinary items$4,645,0001,426
Extraordinary gains, net$09
Net income$4,645,0001,424
Minority interest net income$076
Net income of bank and minority interests.$4,645,0001,426
Net charge-offs$124,0002,244
Cash dividends$2,923,0001,053
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,645,0001,406
2017-09-30 (YTD Data)Rank
Total interest income$8,763,0002,182
Total interest expense$417,0003,521
Net interest income$8,346,0002,047
Provision for loan and lease losses$04,088
Total noninterest income$1,900,0001,776
Gross Fiduciary activities income$482,000543
Service charges on deposit accounts$384,0002,000
Trading account gains and fees$0145
Additional Noninterest Income$1,034,0001,934
Total noninterest expense$6,851,0002,061
Salaries and employee benefits$4,984,0001,667
Premises and equipment expense$475,0002,854
Additional noninterest expense$1,392,0002,790
Pre-tax net operating income$3,395,0001,878
Securities gains (losses)$02,274
Applicable income taxes$4,0003,992
Income before extraordinary items$3,391,0001,554
Extraordinary gains, net$09
Net income$3,391,0001,554
Minority interest net income$071
Net income of bank and minority interests.$3,391,0001,554
Net charge-offs$101,0001,920
Cash dividends$2,385,000910
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,391,0001,536
2017-06-30 (YTD Data)Rank
Total interest income$5,622,0002,223
Total interest expense$270,0003,543
Net interest income$5,352,0002,107
Provision for loan and lease losses$03,871
Total noninterest income$1,311,0001,739
Gross Fiduciary activities income$341,000540
Service charges on deposit accounts$259,0001,985
Trading account gains and fees$0139
Additional Noninterest Income$711,0001,914
Total noninterest expense$4,564,0002,064
Salaries and employee benefits$3,292,0001,685
Premises and equipment expense$318,0002,859
Additional noninterest expense$954,0002,756
Pre-tax net operating income$2,099,0001,958
Securities gains (losses)$01,906
Applicable income taxes$4,0003,987
Income before extraordinary items$2,095,0001,641
Extraordinary gains, net$011
Net income$2,095,0001,641
Minority interest net income$071
Net income of bank and minority interests.$2,095,0001,641
Net charge-offs$115,0001,419
Cash dividends$1,769,000846
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,095,0001,622
2017-03-31 (YTD Data)Rank
Total interest income$2,729,0002,273
Total interest expense$135,0003,538
Net interest income$2,594,0002,161
Provision for loan and lease losses$03,537
Total noninterest income$680,0001,686
Gross Fiduciary activities income$204,000502
Service charges on deposit accounts$130,0001,981
Trading account gains and fees$0142
Additional Noninterest Income$346,0001,910
Total noninterest expense$2,252,0002,108
Salaries and employee benefits$1,627,0001,726
Premises and equipment expense$168,0002,801
Additional noninterest expense$457,0002,841
Pre-tax net operating income$1,022,0001,934
Securities gains (losses)$01,153
Applicable income taxes$4,0003,816
Income before extraordinary items$1,018,0001,652
Extraordinary gains, net$08
Net income$1,018,0001,652
Minority interest net income$055
Net income of bank and minority interests.$1,018,0001,652
Net charge-offs$-16,0005,175
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,018,0001,634
2016-12-31 (YTD Data)Rank
Total interest income$10,754,0002,273
Total interest expense$565,0003,418
Net interest income$10,189,0002,149
Provision for loan and lease losses$-750,0005,792
Total noninterest income$2,474,0001,868
Gross Fiduciary activities income$548,000575
Service charges on deposit accounts$546,0001,939
Trading account gains and fees$0170
Additional Noninterest Income$1,380,0001,991
Total noninterest expense$8,863,0002,118
Salaries and employee benefits$6,347,0001,695
Premises and equipment expense$706,0002,714
Additional noninterest expense$1,810,0002,950
Pre-tax net operating income$4,550,0001,743
Securities gains (losses)$1,0003,113
Applicable income taxes$1,471,0001,289
Income before extraordinary items$3,080,0002,060
Extraordinary gains, net$05
Net income$3,080,0002,058
Minority interest net income$082
Net income of bank and minority interests.$3,080,0002,059
Net charge-offs$-104,0005,532
Cash dividends$800,0002,447
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,079,3202,006
2016-09-30 (YTD Data)Rank
Total interest income$8,016,0002,281
Total interest expense$425,0003,442
Net interest income$7,591,0002,157
Provision for loan and lease losses$-750,0005,888
Total noninterest income$1,881,0001,851
Gross Fiduciary activities income$436,000558
Service charges on deposit accounts$410,0001,944
Trading account gains and fees$0169
Additional Noninterest Income$1,035,0002,005
Total noninterest expense$6,659,0002,103
Salaries and employee benefits$4,762,0001,694
Premises and equipment expense$536,0002,706
Additional noninterest expense$1,361,0002,938
Pre-tax net operating income$3,563,0001,711
Securities gains (losses)$03,160
Applicable income taxes$1,471,0001,093
Income before extraordinary items$2,092,0002,272
Extraordinary gains, net$05
Net income$2,092,0002,271
Minority interest net income$071
Net income of bank and minority interests.$2,092,0002,272
Net charge-offs$-74,0005,492
Cash dividends$800,0001,879
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,092,0002,206
2016-06-30 (YTD Data)Rank
Total interest income$5,289,0002,301
Total interest expense$282,0003,470
Net interest income$5,007,0002,181
Provision for loan and lease losses$-750,0005,998
Total noninterest income$1,283,0001,811
Gross Fiduciary activities income$313,000550
Service charges on deposit accounts$271,0001,930
Trading account gains and fees$0157
Additional Noninterest Income$699,0001,951
Total noninterest expense$4,450,0002,096
Salaries and employee benefits$3,183,0001,693
Premises and equipment expense$358,0002,718
Additional noninterest expense$909,0002,942
Pre-tax net operating income$2,590,0001,589
Securities gains (losses)$02,835
Applicable income taxes$1,471,000806
Income before extraordinary items$1,119,0002,611
Extraordinary gains, net$016
Net income$1,119,0002,610
Minority interest net income$071
Net income of bank and minority interests.$1,119,0002,610
Net charge-offs$-81,0005,649
Cash dividends$800,0001,496
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,119,0002,538
2016-03-31 (YTD Data)Rank
Total interest income$2,596,0002,336
Total interest expense$140,0003,513
Net interest income$2,456,0002,204
Provision for loan and lease losses$-750,0006,093
Total noninterest income$577,0001,887
Gross Fiduciary activities income$194,000504
Service charges on deposit accounts$138,0001,896
Trading account gains and fees$0142
Additional Noninterest Income$245,0002,365
Total noninterest expense$2,949,0001,650
Salaries and employee benefits$1,609,0001,694
Premises and equipment expense$175,0002,783
Additional noninterest expense$1,165,0001,337
Pre-tax net operating income$834,0002,201
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$834,0001,918
Extraordinary gains, net$-750,0006,118
Net income$84,0005,149
Minority interest net income$062
Net income of bank and minority interests.$84,0005,149
Net charge-offs$-40,0005,674
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$834,0001,868
2015-12-31 (YTD Data)Rank
Total interest income$10,157,0002,340
Total interest expense$624,0003,301
Net interest income$9,533,0002,240
Provision for loan and lease losses$04,380
Total noninterest income$2,404,0001,867
Gross Fiduciary activities income$541,000580
Service charges on deposit accounts$591,0001,849
Trading account gains and fees$0159
Additional Noninterest Income$1,272,0002,069
Total noninterest expense$8,760,0002,133
Salaries and employee benefits$6,273,0001,684
Premises and equipment expense$782,0002,595
Additional noninterest expense$1,705,0003,122
Pre-tax net operating income$3,177,0002,237
Securities gains (losses)$13,0002,458
Applicable income taxes$1,176,0001,450
Income before extraordinary items$2,014,0002,724
Extraordinary gains, net$023
Net income$2,014,0002,725
Minority interest net income$081
Net income of bank and minority interests.$2,014,0002,726
Net charge-offs$42,0003,378
Cash dividends$800,0002,367
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,005,6802,683
2015-09-30 (YTD Data)Rank
Total interest income$7,524,0002,383
Total interest expense$478,0003,285
Net interest income$7,046,0002,293
Provision for loan and lease losses$04,232
Total noninterest income$1,808,0001,890
Gross Fiduciary activities income$419,000571
Service charges on deposit accounts$440,0001,878
Trading account gains and fees$0153
Additional Noninterest Income$949,0002,098
Total noninterest expense$6,578,0002,135
Salaries and employee benefits$4,739,0001,675
Premises and equipment expense$584,0002,642
Additional noninterest expense$1,255,0003,179
Pre-tax net operating income$2,276,0002,340
Securities gains (losses)$13,0002,219
Applicable income taxes$842,0001,534
Income before extraordinary items$1,447,0002,826
Extraordinary gains, net$021
Net income$1,447,0002,825
Minority interest net income$078
Net income of bank and minority interests.$1,447,0002,827
Net charge-offs$-257,0006,009
Cash dividends$800,0001,824
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,438,6802,789
2015-06-30 (YTD Data)Rank
Total interest income$4,998,0002,388
Total interest expense$326,0003,278
Net interest income$4,672,0002,302
Provision for loan and lease losses$04,069
Total noninterest income$1,216,0001,890
Gross Fiduciary activities income$300,000573
Service charges on deposit accounts$279,0001,924
Trading account gains and fees$0157
Additional Noninterest Income$637,0002,087
Total noninterest expense$4,435,0002,126
Salaries and employee benefits$3,216,0001,653
Premises and equipment expense$384,0002,685
Additional noninterest expense$835,0003,215
Pre-tax net operating income$1,453,0002,391
Securities gains (losses)$02,636
Applicable income taxes$532,0001,566
Income before extraordinary items$921,0002,901
Extraordinary gains, net$022
Net income$921,0002,901
Minority interest net income$075
Net income of bank and minority interests.$921,0002,903
Net charge-offs$-271,0006,129
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$921,0002,837
2015-03-31 (YTD Data)Rank
Total interest income$2,473,0002,406
Total interest expense$168,0003,240
Net interest income$2,305,0002,313
Provision for loan and lease losses$03,703
Total noninterest income$590,0001,895
Gross Fiduciary activities income$184,000538
Service charges on deposit accounts$137,0001,946
Trading account gains and fees$0152
Additional Noninterest Income$269,0002,262
Total noninterest expense$2,276,0002,076
Salaries and employee benefits$1,701,0001,578
Premises and equipment expense$191,0002,735
Additional noninterest expense$384,0003,380
Pre-tax net operating income$619,0002,631
Securities gains (losses)$02,027
Applicable income taxes$223,0001,709
Income before extraordinary items$396,0003,141
Extraordinary gains, net$013
Net income$396,0003,144
Minority interest net income$064
Net income of bank and minority interests.$396,0003,144
Net charge-offs$-155,0006,200
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$396,0003,072
2014-12-31 (YTD Data)Rank
Total interest income$9,969,0002,408
Total interest expense$804,0003,028
Net interest income$9,165,0002,319
Provision for loan and lease losses$-200,0006,122
Total noninterest income$2,359,0001,882
Gross Fiduciary activities income$501,000611
Service charges on deposit accounts$578,0002,031
Trading account gains and fees$0180
Additional Noninterest Income$1,280,0001,986
Total noninterest expense$8,481,0002,215
Salaries and employee benefits$6,020,0001,717
Premises and equipment expense$756,0002,770
Additional noninterest expense$1,705,0003,242
Pre-tax net operating income$3,243,0002,145
Securities gains (losses)$27,0002,144
Applicable income taxes$1,197,0001,362
Income before extraordinary items$2,073,0002,635
Extraordinary gains, net$017
Net income$2,073,0002,633
Minority interest net income$084
Net income of bank and minority interests.$2,073,0002,635
Net charge-offs$91,0003,266
Cash dividends$800,0002,300
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,055,7202,602
2014-09-30 (YTD Data)Rank
Total interest income$7,381,0002,453
Total interest expense$623,0003,009
Net interest income$6,758,0002,367
Provision for loan and lease losses$04,401
Total noninterest income$1,797,0001,862
Gross Fiduciary activities income$392,000600
Service charges on deposit accounts$435,0002,026
Trading account gains and fees$0174
Additional Noninterest Income$970,0001,972
Total noninterest expense$6,331,0002,228
Salaries and employee benefits$4,542,0001,705
Premises and equipment expense$554,0002,841
Additional noninterest expense$1,235,0003,329
Pre-tax net operating income$2,224,0002,338
Securities gains (losses)$27,0001,839
Applicable income taxes$812,0001,497
Income before extraordinary items$1,439,0002,804
Extraordinary gains, net$015
Net income$1,439,0002,804
Minority interest net income$081
Net income of bank and minority interests.$1,439,0002,804
Net charge-offs$-38,0005,962
Cash dividends$800,0001,728
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,421,7202,782
2014-06-30 (YTD Data)Rank
Total interest income$4,849,0002,488
Total interest expense$429,0002,974
Net interest income$4,420,0002,397
Provision for loan and lease losses$04,196
Total noninterest income$1,198,0001,846
Gross Fiduciary activities income$280,000590
Service charges on deposit accounts$288,0002,020
Trading account gains and fees$0172
Additional Noninterest Income$630,0001,985
Total noninterest expense$4,298,0002,182
Salaries and employee benefits$3,083,0001,670
Premises and equipment expense$368,0002,868
Additional noninterest expense$847,0003,279
Pre-tax net operating income$1,320,0002,470
Securities gains (losses)$27,0001,498
Applicable income taxes$474,0001,589
Income before extraordinary items$873,0002,914
Extraordinary gains, net$020
Net income$873,0002,920
Minority interest net income$080
Net income of bank and minority interests.$873,0002,920
Net charge-offs$-37,0006,072
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$855,4502,900
2014-03-31 (YTD Data)Rank
Total interest income$2,386,0002,524
Total interest expense$217,0002,982
Net interest income$2,169,0002,432
Provision for loan and lease losses$03,817
Total noninterest income$580,0001,848
Gross Fiduciary activities income$166,000550
Service charges on deposit accounts$133,0002,134
Trading account gains and fees$0147
Additional Noninterest Income$281,0002,097
Total noninterest expense$2,238,0002,122
Salaries and employee benefits$1,642,0001,590
Premises and equipment expense$192,0002,830
Additional noninterest expense$404,0003,385
Pre-tax net operating income$511,0002,847
Securities gains (losses)$01,715
Applicable income taxes$163,0001,918
Income before extraordinary items$348,0003,265
Extraordinary gains, net$016
Net income$348,0003,268
Minority interest net income$066
Net income of bank and minority interests.$348,0003,268
Net charge-offs$-27,0006,134
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$348,0003,233
2013-12-31 (YTD Data)Rank
Total interest income$9,920,0002,448
Total interest expense$1,022,0002,899
Net interest income$8,898,0002,369
Provision for loan and lease losses$-400,0006,555
Total noninterest income$2,026,0002,151
Gross Fiduciary activities income$435,000632
Service charges on deposit accounts$629,0001,986
Trading account gains and fees$0184
Additional Noninterest Income$962,0002,435
Total noninterest expense$8,446,0002,241
Salaries and employee benefits$5,927,0001,732
Premises and equipment expense$746,0002,843
Additional noninterest expense$1,773,0003,238
Pre-tax net operating income$2,878,0002,230
Securities gains (losses)$03,182
Applicable income taxes$1,041,0001,433
Income before extraordinary items$1,837,0002,774
Extraordinary gains, net$029
Net income$1,837,0002,776
Minority interest net income$090
Net income of bank and minority interests.$1,837,0002,777
Net charge-offs$418,0002,209
Cash dividends$600,0002,536
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,837,0002,713
2013-09-30 (YTD Data)Rank
Total interest income$7,417,0002,469
Total interest expense$792,0002,903
Net interest income$6,625,0002,389
Provision for loan and lease losses$-400,0006,707
Total noninterest income$1,479,0002,234
Gross Fiduciary activities income$333,000624
Service charges on deposit accounts$483,0001,958
Trading account gains and fees$0180
Additional Noninterest Income$663,0002,590
Total noninterest expense$6,270,0002,257
Salaries and employee benefits$4,415,0001,749
Premises and equipment expense$572,0002,813
Additional noninterest expense$1,283,0003,325
Pre-tax net operating income$2,234,0002,239
Securities gains (losses)$03,040
Applicable income taxes$813,0001,432
Income before extraordinary items$1,421,0002,762
Extraordinary gains, net$025
Net income$1,421,0002,766
Minority interest net income$084
Net income of bank and minority interests.$1,421,0002,766
Net charge-offs$11,0004,675
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,421,0002,680
2013-06-30 (YTD Data)Rank
Total interest income$4,937,0002,461
Total interest expense$548,0002,890
Net interest income$4,389,0002,390
Provision for loan and lease losses$-200,0006,732
Total noninterest income$915,0002,347
Gross Fiduciary activities income$235,000618
Service charges on deposit accounts$323,0001,926
Trading account gains and fees$0157
Additional Noninterest Income$357,0002,958
Total noninterest expense$4,185,0002,266
Salaries and employee benefits$2,917,0001,761
Premises and equipment expense$385,0002,819
Additional noninterest expense$883,0003,256
Pre-tax net operating income$1,319,0002,425
Securities gains (losses)$02,791
Applicable income taxes$471,0001,577
Income before extraordinary items$848,0002,948
Extraordinary gains, net$022
Net income$848,0002,950
Minority interest net income$082
Net income of bank and minority interests.$848,0002,951
Net charge-offs$-89,0006,670
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$848,0002,860
2013-03-31 (YTD Data)Rank
Total interest income$2,467,0002,478
Total interest expense$283,0002,913
Net interest income$2,184,0002,409
Provision for loan and lease losses$04,409
Total noninterest income$659,0001,824
Gross Fiduciary activities income$130,000610
Service charges on deposit accounts$156,0001,969
Trading account gains and fees$0148
Additional Noninterest Income$373,0001,943
Total noninterest expense$2,043,0002,328
Salaries and employee benefits$1,446,0001,803
Premises and equipment expense$211,0002,660
Additional noninterest expense$386,0003,599
Pre-tax net operating income$800,0002,046
Securities gains (losses)$01,966
Applicable income taxes$292,0001,357
Income before extraordinary items$508,0002,555
Extraordinary gains, net$010
Net income$508,0002,558
Minority interest net income$076
Net income of bank and minority interests.$508,0002,557
Net charge-offs$-36,0006,623
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$508,0002,466
2012-12-31 (YTD Data)Rank
Total interest income$10,315,0002,495
Total interest expense$1,423,0002,834
Net interest income$8,892,0002,418
Provision for loan and lease losses$525,0002,656
Total noninterest income$2,201,0002,052
Gross Fiduciary activities income$392,000653
Service charges on deposit accounts$664,0001,984
Trading account gains and fees$0166
Additional Noninterest Income$1,145,0002,208
Total noninterest expense$8,502,0002,224
Salaries and employee benefits$5,615,0001,803
Premises and equipment expense$753,0002,871
Additional noninterest expense$2,134,0002,938
Pre-tax net operating income$2,066,0002,760
Securities gains (losses)$03,810
Applicable income taxes$659,0001,894
Income before extraordinary items$1,407,0003,245
Extraordinary gains, net$029
Net income$1,407,0003,245
Minority interest net income$093
Net income of bank and minority interests.$1,407,0003,245
Net charge-offs$628,0002,353
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,407,0003,100
2012-09-30 (YTD Data)Rank
Total interest income$7,773,0002,535
Total interest expense$1,117,0002,835
Net interest income$6,656,0002,461
Provision for loan and lease losses$450,0002,400
Total noninterest income$1,472,0002,203
Gross Fiduciary activities income$319,000639
Service charges on deposit accounts$488,0002,047
Trading account gains and fees$0157
Additional Noninterest Income$665,0002,532
Total noninterest expense$6,346,0002,254
Salaries and employee benefits$4,197,0001,795
Premises and equipment expense$568,0002,886
Additional noninterest expense$1,581,0002,977
Pre-tax net operating income$1,332,0003,116
Securities gains (losses)$03,575
Applicable income taxes$432,0002,090
Income before extraordinary items$900,0003,638
Extraordinary gains, net$020
Net income$900,0003,638
Minority interest net income$086
Net income of bank and minority interests.$900,0003,640
Net charge-offs$348,0002,650
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$900,0003,486
2012-06-30 (YTD Data)Rank
Total interest income$5,214,0002,529
Total interest expense$776,0002,835
Net interest income$4,438,0002,459
Provision for loan and lease losses$300,0002,388
Total noninterest income$1,013,0002,136
Gross Fiduciary activities income$230,000627
Service charges on deposit accounts$320,0002,046
Trading account gains and fees$0153
Additional Noninterest Income$463,0002,433
Total noninterest expense$4,262,0002,243
Salaries and employee benefits$2,801,0001,786
Premises and equipment expense$378,0002,897
Additional noninterest expense$1,083,0002,923
Pre-tax net operating income$889,0003,090
Securities gains (losses)$03,178
Applicable income taxes$288,0002,099
Income before extraordinary items$601,0003,652
Extraordinary gains, net$019
Net income$601,0003,653
Minority interest net income$084
Net income of bank and minority interests.$601,0003,654
Net charge-offs$404,0001,996
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$601,0003,459
2012-03-31 (YTD Data)Rank
Total interest income$2,633,0002,535
Total interest expense$402,0002,857
Net interest income$2,231,0002,449
Provision for loan and lease losses$150,0002,302
Total noninterest income$538,0002,053
Gross Fiduciary activities income$151,000571
Service charges on deposit accounts$150,0002,142
Trading account gains and fees$0148
Additional Noninterest Income$237,0002,410
Total noninterest expense$2,098,0002,275
Salaries and employee benefits$1,399,0001,795
Premises and equipment expense$194,0002,849
Additional noninterest expense$505,0003,070
Pre-tax net operating income$521,0002,794
Securities gains (losses)$02,210
Applicable income taxes$174,0001,884
Income before extraordinary items$347,0003,364
Extraordinary gains, net$019
Net income$347,0003,367
Minority interest net income$078
Net income of bank and minority interests.$347,0003,367
Net charge-offs$166,0001,998
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$347,0003,198
2011-12-31 (YTD Data)Rank
Total interest income$11,160,0002,505
Total interest expense$1,840,0002,942
Net interest income$9,320,0002,348
Provision for loan and lease losses$2,229,0001,452
Total noninterest income$1,167,0002,854
Gross Fiduciary activities income$396,000609
Service charges on deposit accounts$625,0002,171
Trading account gains and fees$0146
Additional Noninterest Income$146,0004,875
Total noninterest expense$8,498,0002,235
Salaries and employee benefits$5,369,0001,815
Premises and equipment expense$738,0003,079
Additional noninterest expense$2,391,0002,679
Pre-tax net operating income$-240,0006,265
Securities gains (losses)$03,838
Applicable income taxes$-1,910,0007,245
Income before extraordinary items$1,670,0002,562
Extraordinary gains, net$029
Net income$1,670,0002,563
Minority interest net income$096
Net income of bank and minority interests.$1,670,0002,564
Net charge-offs$2,101,0001,504
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,670,0002,487
2011-09-30 (YTD Data)Rank
Total interest income$8,398,0002,519
Total interest expense$1,416,0002,998
Net interest income$6,982,0002,354
Provision for loan and lease losses$2,007,0001,233
Total noninterest income$1,024,0002,584
Gross Fiduciary activities income$306,000593
Service charges on deposit accounts$460,0002,213
Trading account gains and fees$0145
Additional Noninterest Income$258,0003,694
Total noninterest expense$6,480,0002,216
Salaries and employee benefits$4,089,0001,788
Premises and equipment expense$540,0003,172
Additional noninterest expense$1,851,0002,626
Pre-tax net operating income$-481,0006,592
Securities gains (losses)$03,555
Applicable income taxes$-1,966,0007,360
Income before extraordinary items$1,485,0002,340
Extraordinary gains, net$021
Net income$1,485,0002,340
Minority interest net income$087
Net income of bank and minority interests.$1,485,0002,341
Net charge-offs$1,563,0001,445
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,485,0002,233
2011-06-30 (YTD Data)Rank
Total interest income$5,685,0002,501
Total interest expense$957,0003,056
Net interest income$4,728,0002,321
Provision for loan and lease losses$983,0001,512
Total noninterest income$1,071,0001,898
Gross Fiduciary activities income$222,000583
Service charges on deposit accounts$293,0002,270
Trading account gains and fees$0153
Additional Noninterest Income$556,0001,957
Total noninterest expense$4,754,0002,036
Salaries and employee benefits$2,740,0001,788
Premises and equipment expense$364,0003,162
Additional noninterest expense$1,650,0002,065
Pre-tax net operating income$62,0005,884
Securities gains (losses)$02,914
Applicable income taxes$-1,704,0007,448
Income before extraordinary items$1,766,0001,404
Extraordinary gains, net$015
Net income$1,766,0001,404
Minority interest net income$089
Net income of bank and minority interests.$1,766,0001,404
Net charge-offs$729,0001,756
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,766,0001,347
2011-03-31 (YTD Data)Rank
Total interest income$2,841,0002,510
Total interest expense$486,0003,119
Net interest income$2,355,0002,315
Provision for loan and lease losses$653,0001,196
Total noninterest income$505,0001,970
Gross Fiduciary activities income$145,000537
Service charges on deposit accounts$137,0002,357
Trading account gains and fees$0158
Additional Noninterest Income$223,0002,330
Total noninterest expense$2,362,0002,056
Salaries and employee benefits$1,368,0001,808
Premises and equipment expense$186,0003,166
Additional noninterest expense$808,0002,085
Pre-tax net operating income$-155,0006,772
Securities gains (losses)$01,772
Applicable income taxes$-1,746,0007,542
Income before extraordinary items$1,591,000792
Extraordinary gains, net$09
Net income$1,591,000791
Minority interest net income$086
Net income of bank and minority interests.$1,591,000792
Net charge-offs$243,0001,946
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,591,000779
2010-12-31 (YTD Data)Rank
Total interest income$12,153,0002,468
Total interest expense$2,511,0002,980
Net interest income$9,642,0002,275
Provision for loan and lease losses$6,267,000961
Total noninterest income$2,542,0001,742
Gross Fiduciary activities income$465,000568
Service charges on deposit accounts$711,0002,014
Trading account gains and fees$0175
Additional Noninterest Income$1,366,0001,794
Total noninterest expense$8,926,0002,177
Salaries and employee benefits$5,398,0001,789
Premises and equipment expense$629,0003,596
Additional noninterest expense$2,899,0002,348
Pre-tax net operating income$-3,009,0006,918
Securities gains (losses)$409,0001,033
Applicable income taxes$04,655
Income before extraordinary items$-2,600,0006,947
Extraordinary gains, net$029
Net income$-2,600,0006,947
Minority interest net income$0111
Net income of bank and minority interests.$-2,600,0006,948
Net charge-offs$4,673,0001,082
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-3,009,0006,973
2010-09-30 (YTD Data)Rank
Total interest income$9,168,0002,510
Total interest expense$1,970,0002,991
Net interest income$7,198,0002,323
Provision for loan and lease losses$5,867,000776
Total noninterest income$1,978,0001,703
Gross Fiduciary activities income$391,000542
Service charges on deposit accounts$555,0002,007
Trading account gains and fees$0165
Additional Noninterest Income$1,032,0001,764
Total noninterest expense$6,628,0002,184
Salaries and employee benefits$4,119,0001,782
Premises and equipment expense$453,0003,762
Additional noninterest expense$2,056,0002,428
Pre-tax net operating income$-3,319,0007,241
Securities gains (losses)$195,0001,396
Applicable income taxes$04,726
Income before extraordinary items$-3,124,0007,289
Extraordinary gains, net$023
Net income$-3,124,0007,289
Minority interest net income$0110
Net income of bank and minority interests.$-3,124,0007,289
Net charge-offs$4,547,000839
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,319,0007,287
2010-06-30 (YTD Data)Rank
Total interest income$6,105,0002,544
Total interest expense$1,359,0003,014
Net interest income$4,746,0002,357
Provision for loan and lease losses$3,356,000874
Total noninterest income$1,334,0001,635
Gross Fiduciary activities income$295,000523
Service charges on deposit accounts$365,0002,028
Trading account gains and fees$0152
Additional Noninterest Income$674,0001,725
Total noninterest expense$4,361,0002,211
Salaries and employee benefits$2,762,0001,777
Premises and equipment expense$304,0003,766
Additional noninterest expense$1,295,0002,551
Pre-tax net operating income$-1,637,0007,202
Securities gains (losses)$4,0002,840
Applicable income taxes$04,691
Income before extraordinary items$-1,633,0007,279
Extraordinary gains, net$019
Net income$-1,633,0007,278
Minority interest net income$0105
Net income of bank and minority interests.$-1,633,0007,279
Net charge-offs$2,231,0001,051
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,637,0007,267
2010-03-31 (YTD Data)Rank
Total interest income$3,084,0002,578
Total interest expense$705,0003,045
Net interest income$2,379,0002,368
Provision for loan and lease losses$1,108,0001,093
Total noninterest income$634,0001,715
Gross Fiduciary activities income$180,000480
Service charges on deposit accounts$179,0002,055
Trading account gains and fees$0175
Additional Noninterest Income$275,0001,944
Total noninterest expense$2,106,0002,318
Salaries and employee benefits$1,390,0001,802
Premises and equipment expense$165,0003,632
Additional noninterest expense$551,0002,919
Pre-tax net operating income$-201,0006,832
Securities gains (losses)$4,0001,944
Applicable income taxes$04,611
Income before extraordinary items$-197,0006,926
Extraordinary gains, net$016
Net income$-197,0006,927
Minority interest net income$091
Net income of bank and minority interests.$-197,0006,926
Net charge-offs$468,0001,628
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-201,0006,892
2009-12-31 (YTD Data)Rank
Total interest income$13,572,0002,462
Total interest expense$3,677,0002,933
Net interest income$9,895,0002,211
Provision for loan and lease losses$3,392,0001,823
Total noninterest income$2,412,0001,879
Gross Fiduciary activities income$307,000662
Service charges on deposit accounts$880,0001,889
Trading account gains and fees$0211
Additional Noninterest Income$1,225,0001,890
Total noninterest expense$8,719,0002,272
Salaries and employee benefits$5,805,0001,707
Premises and equipment expense$709,0003,420
Additional noninterest expense$2,205,0003,071
Pre-tax net operating income$196,0004,818
Securities gains (losses)$97,0002,167
Applicable income taxes$04,388
Income before extraordinary items$293,0004,498
Extraordinary gains, net$034
Net income$293,0004,498
Minority interest net income$0115
Net income of bank and minority interests.$293,0004,499
Net charge-offs$2,736,0001,698
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$196,0004,755
2009-09-30 (YTD Data)Rank
Total interest income$10,350,0002,454
Total interest expense$2,877,0002,951
Net interest income$7,473,0002,197
Provision for loan and lease losses$2,752,0001,559
Total noninterest income$1,878,0001,864
Gross Fiduciary activities income$244,000646
Service charges on deposit accounts$662,0001,894
Trading account gains and fees$0212
Additional Noninterest Income$972,0001,868
Total noninterest expense$6,579,0002,259
Salaries and employee benefits$4,444,0001,699
Premises and equipment expense$528,0003,483
Additional noninterest expense$1,607,0003,112
Pre-tax net operating income$20,0005,597
Securities gains (losses)$97,0001,863
Applicable income taxes$04,592
Income before extraordinary items$117,0005,238
Extraordinary gains, net$027
Net income$117,0005,237
Minority interest net income$0118
Net income of bank and minority interests.$117,0005,237
Net charge-offs$1,062,0002,143
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$20,0005,630
2009-06-30 (YTD Data)Rank
Total interest income$6,898,0002,494
Total interest expense$1,979,0002,991
Net interest income$4,919,0002,229
Provision for loan and lease losses$1,522,0001,635
Total noninterest income$1,344,0001,786
Gross Fiduciary activities income$174,000626
Service charges on deposit accounts$435,0001,884
Trading account gains and fees$0193
Additional Noninterest Income$735,0001,755
Total noninterest expense$4,410,0002,277
Salaries and employee benefits$2,959,0001,729
Premises and equipment expense$362,0003,444
Additional noninterest expense$1,089,0003,075
Pre-tax net operating income$331,0004,001
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$331,0003,800
Extraordinary gains, net$021
Net income$331,0003,799
Minority interest net income$0112
Net income of bank and minority interests.$331,0003,799
Net charge-offs$182,0003,545
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$331,0003,674
2009-03-31 (YTD Data)Rank
Total interest income$3,454,0002,515
Total interest expense$1,025,0002,995
Net interest income$2,429,0002,251
Provision for loan and lease losses$753,0001,388
Total noninterest income$624,0001,839
Gross Fiduciary activities income$99,000599
Service charges on deposit accounts$207,0001,905
Trading account gains and fees$0171
Additional Noninterest Income$318,0001,874
Total noninterest expense$2,082,0002,330
Salaries and employee benefits$1,488,0001,742
Premises and equipment expense$192,0003,337
Additional noninterest expense$402,0003,566
Pre-tax net operating income$218,0003,894
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$218,0003,717
Extraordinary gains, net$015
Net income$218,0003,717
Minority interest net income$0102
Net income of bank and minority interests.$218,0003,718
Net charge-offs$79,0003,118
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$218,0003,568
2008-12-31 (YTD Data)Rank
Total interest income$15,190,0002,429
Total interest expense$5,408,0002,773
Net interest income$9,782,0002,271
Provision for loan and lease losses$2,464,0001,582
Total noninterest income$2,268,0001,952
Gross Fiduciary activities income$372,000629
Service charges on deposit accounts$956,0001,826
Trading account gains and fees$0154
Additional Noninterest Income$940,0002,214
Total noninterest expense$8,672,0002,203
Salaries and employee benefits$6,088,0001,680
Premises and equipment expense$715,0003,456
Additional noninterest expense$1,869,0003,042
Pre-tax net operating income$914,0003,918
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$914,0003,452
Extraordinary gains, net$039
Net income$914,0003,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,294,0001,185
Cash dividends$1,388,0001,840
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$914,0003,603
2008-09-30 (YTD Data)Rank
Total interest income$11,576,0002,454
Total interest expense$4,249,0002,751
Net interest income$7,327,0002,281
Provision for loan and lease losses$644,0002,374
Total noninterest income$1,748,0001,974
Gross Fiduciary activities income$304,000615
Service charges on deposit accounts$713,0001,843
Trading account gains and fees$0148
Additional Noninterest Income$731,0002,253
Total noninterest expense$6,478,0002,208
Salaries and employee benefits$4,671,0001,661
Premises and equipment expense$542,0003,454
Additional noninterest expense$1,265,0003,235
Pre-tax net operating income$1,953,0002,347
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,953,0001,818
Extraordinary gains, net$031
Net income$1,953,0001,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$566,0001,824
Cash dividends$1,076,0001,708
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,953,0001,914
2008-06-30 (YTD Data)Rank
Total interest income$7,762,0002,486
Total interest expense$2,993,0002,714
Net interest income$4,769,0002,311
Provision for loan and lease losses$524,0001,863
Total noninterest income$1,144,0002,025
Gross Fiduciary activities income$190,000643
Service charges on deposit accounts$456,0001,883
Trading account gains and fees$0149
Additional Noninterest Income$498,0002,252
Total noninterest expense$4,361,0002,196
Salaries and employee benefits$3,181,0001,653
Premises and equipment expense$346,0003,580
Additional noninterest expense$834,0003,241
Pre-tax net operating income$1,028,0002,899
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,028,0002,516
Extraordinary gains, net$021
Net income$1,028,0002,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,108
Cash dividends$464,0002,395
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,028,0002,474
2008-03-31 (YTD Data)Rank
Total interest income$3,986,0002,479
Total interest expense$1,653,0002,636
Net interest income$2,333,0002,356
Provision for loan and lease losses$309,0001,348
Total noninterest income$536,0002,132
Gross Fiduciary activities income$115,000618
Service charges on deposit accounts$224,0001,890
Trading account gains and fees$0158
Additional Noninterest Income$197,0002,596
Total noninterest expense$2,218,0002,160
Salaries and employee benefits$1,698,0001,565
Premises and equipment expense$170,0003,639
Additional noninterest expense$350,0003,671
Pre-tax net operating income$342,0003,860
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$342,0003,535
Extraordinary gains, net$015
Net income$342,0003,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,814
Cash dividends$400,0001,571
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$342,0003,432
2007-12-31 (YTD Data)Rank
Total interest income$16,994,0002,420
Total interest expense$7,384,0002,489
Net interest income$9,610,0002,320
Provision for loan and lease losses$1,105,0001,320
Total noninterest income$2,216,0002,069
Gross Fiduciary activities income$365,000662
Service charges on deposit accounts$943,0001,865
Trading account gains and fees$0178
Additional Noninterest Income$908,0002,368
Total noninterest expense$8,214,0002,225
Salaries and employee benefits$5,938,0001,695
Premises and equipment expense$696,0003,457
Additional noninterest expense$1,580,0003,270
Pre-tax net operating income$2,507,0002,823
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,507,0002,356
Extraordinary gains, net$039
Net income$2,507,0002,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,371,000804
Cash dividends$1,836,0001,717
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,507,0002,347
2007-09-30 (YTD Data)Rank
Total interest income$12,760,0002,424
Total interest expense$5,538,0002,493
Net interest income$7,222,0002,328
Provision for loan and lease losses$270,0002,452
Total noninterest income$1,650,0002,070
Gross Fiduciary activities income$275,000658
Service charges on deposit accounts$691,0001,881
Trading account gains and fees$0184
Additional Noninterest Income$684,0002,361
Total noninterest expense$6,183,0002,197
Salaries and employee benefits$4,550,0001,661
Premises and equipment expense$524,0003,431
Additional noninterest expense$1,109,0003,400
Pre-tax net operating income$2,419,0002,495
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,419,0002,056
Extraordinary gains, net$033
Net income$2,419,0002,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$466,0001,145
Cash dividends$1,836,0001,301
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,419,0002,041
2007-06-30 (YTD Data)Rank
Total interest income$8,524,0002,433
Total interest expense$3,657,0002,528
Net interest income$4,867,0002,332
Provision for loan and lease losses$165,0002,459
Total noninterest income$1,134,0002,044
Gross Fiduciary activities income$191,000657
Service charges on deposit accounts$445,0001,935
Trading account gains and fees$0168
Additional Noninterest Income$498,0002,248
Total noninterest expense$4,165,0002,207
Salaries and employee benefits$3,114,0001,648
Premises and equipment expense$347,0003,471
Additional noninterest expense$704,0003,548
Pre-tax net operating income$1,671,0002,495
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,671,0002,038
Extraordinary gains, net$029
Net income$1,671,0002,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,934
Cash dividends$1,225,0001,314
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,671,0002,021
2007-03-31 (YTD Data)Rank
Total interest income$4,228,0002,436
Total interest expense$1,819,0002,515
Net interest income$2,409,0002,358
Provision for loan and lease losses$75,0002,404
Total noninterest income$531,0002,133
Gross Fiduciary activities income$111,000635
Service charges on deposit accounts$205,0002,009
Trading account gains and fees$0195
Additional Noninterest Income$215,0002,431
Total noninterest expense$2,188,0002,110
Salaries and employee benefits$1,670,0001,558
Premises and equipment expense$183,0003,346
Additional noninterest expense$335,0003,645
Pre-tax net operating income$677,0002,863
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$677,0002,394
Extraordinary gains, net$022
Net income$677,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$600,0001,214
Sale, conversion, retirement of capital stock, net$0885
Net operating income$677,0002,380
2006-12-31 (YTD Data)Rank
Total interest income$17,064,0002,292
Total interest expense$6,820,0002,336
Net interest income$10,244,0002,252
Provision for loan and lease losses$591,0001,652
Total noninterest income$2,105,0002,145
Gross Fiduciary activities income$324,000694
Service charges on deposit accounts$926,0001,870
Trading account gains and fees$0130
Additional Noninterest Income$855,0002,474
Total noninterest expense$8,061,0002,195
Salaries and employee benefits$5,824,0001,678
Premises and equipment expense$673,0003,434
Additional noninterest expense$1,564,0003,186
Pre-tax net operating income$3,697,0002,386
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,697,0001,917
Extraordinary gains, net$051
Net income$3,697,0001,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$445,0001,268
Cash dividends$2,068,0001,486
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,697,0001,906
2006-09-30 (YTD Data)Rank
Total interest income$12,716,0002,289
Total interest expense$4,984,0002,328
Net interest income$7,732,0002,258
Provision for loan and lease losses$492,0001,409
Total noninterest income$1,599,0002,130
Gross Fiduciary activities income$256,000671
Service charges on deposit accounts$699,0001,858
Trading account gains and fees$0126
Additional Noninterest Income$644,0002,454
Total noninterest expense$6,093,0002,171
Salaries and employee benefits$4,427,0001,666
Premises and equipment expense$482,0003,573
Additional noninterest expense$1,184,0003,174
Pre-tax net operating income$2,746,0002,476
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,746,0001,983
Extraordinary gains, net$045
Net income$2,746,0001,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,117
Cash dividends$1,943,0001,189
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,746,0001,970
2006-06-30 (YTD Data)Rank
Total interest income$8,362,0002,275
Total interest expense$3,171,0002,313
Net interest income$5,191,0002,262
Provision for loan and lease losses$406,0001,157
Total noninterest income$1,078,0002,108
Gross Fiduciary activities income$174,000671
Service charges on deposit accounts$444,0001,924
Trading account gains and fees$0126
Additional Noninterest Income$460,0002,337
Total noninterest expense$4,012,0002,203
Salaries and employee benefits$2,979,0001,663
Premises and equipment expense$297,0003,797
Additional noninterest expense$736,0003,340
Pre-tax net operating income$1,851,0002,466
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,851,0001,967
Extraordinary gains, net$039
Net income$1,851,0001,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,000814
Cash dividends$1,119,0001,317
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,851,0001,950
2006-03-31 (YTD Data)Rank
Total interest income$4,080,0002,283
Total interest expense$1,516,0002,313
Net interest income$2,564,0002,270
Provision for loan and lease losses$337,000708
Total noninterest income$493,0002,208
Gross Fiduciary activities income$106,000630
Service charges on deposit accounts$205,0002,006
Trading account gains and fees$0115
Additional Noninterest Income$182,0002,657
Total noninterest expense$2,073,0002,137
Salaries and employee benefits$1,552,0001,600
Premises and equipment expense$154,0003,708
Additional noninterest expense$367,0003,345
Pre-tax net operating income$647,0003,150
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$647,0002,596
Extraordinary gains, net$021
Net income$647,0002,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,000485
Cash dividends$295,0001,998
Sale, conversion, retirement of capital stock, net$0648
Net operating income$647,0002,577
2005-12-31 (YTD Data)Rank
Total interest income$15,085,0002,205
Total interest expense$4,666,0002,351
Net interest income$10,419,0002,125
Provision for loan and lease losses$252,0003,138
Total noninterest income$2,169,0002,086
Gross Fiduciary activities income$297,000716
Service charges on deposit accounts$913,0001,878
Trading account gains and fees$0138
Additional Noninterest Income$959,0002,274
Total noninterest expense$7,221,0002,317
Salaries and employee benefits$5,332,0001,748
Premises and equipment expense$546,0003,925
Additional noninterest expense$1,343,0003,525
Pre-tax net operating income$5,115,0001,827
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$5,115,0001,385
Extraordinary gains, net$046
Net income$5,115,0001,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,139
Cash dividends$2,955,0001,048
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,115,0001,375
2005-09-30 (YTD Data)Rank
Total interest income$11,099,0002,188
Total interest expense$3,249,0002,397
Net interest income$7,850,0002,105
Provision for loan and lease losses$224,0002,786
Total noninterest income$1,649,0002,057
Gross Fiduciary activities income$234,000678
Service charges on deposit accounts$667,0001,927
Trading account gains and fees$0126
Additional Noninterest Income$748,0002,213
Total noninterest expense$5,389,0002,299
Salaries and employee benefits$4,024,0001,720
Premises and equipment expense$408,0003,915
Additional noninterest expense$957,0003,622
Pre-tax net operating income$3,886,0001,811
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$3,886,0001,382
Extraordinary gains, net$035
Net income$3,886,0001,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,892
Cash dividends$2,455,000891
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,886,0001,359
2005-06-30 (YTD Data)Rank
Total interest income$7,255,0002,168
Total interest expense$2,049,0002,382
Net interest income$5,206,0002,086
Provision for loan and lease losses$140,0002,787
Total noninterest income$1,092,0002,056
Gross Fiduciary activities income$167,000669
Service charges on deposit accounts$425,0001,968
Trading account gains and fees$0116
Additional Noninterest Income$500,0002,179
Total noninterest expense$3,569,0002,311
Salaries and employee benefits$2,706,0001,697
Premises and equipment expense$249,0004,162
Additional noninterest expense$614,0003,728
Pre-tax net operating income$2,589,0001,779
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,589,0001,349
Extraordinary gains, net$030
Net income$2,589,0001,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,103
Cash dividends$1,488,000948
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,589,0001,332
2005-03-31 (YTD Data)Rank
Total interest income$3,549,0002,182
Total interest expense$988,0002,357
Net interest income$2,561,0002,111
Provision for loan and lease losses$84,0002,355
Total noninterest income$486,0002,179
Gross Fiduciary activities income$97,000646
Service charges on deposit accounts$194,0002,057
Trading account gains and fees$0115
Additional Noninterest Income$195,0002,514
Total noninterest expense$1,791,0002,314
Salaries and employee benefits$1,411,0001,641
Premises and equipment expense$117,0004,378
Additional noninterest expense$263,0004,201
Pre-tax net operating income$1,172,0001,919
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,172,0001,450
Extraordinary gains, net$024
Net income$1,172,0001,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0008,688
Cash dividends$905,000733
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,172,0001,426
2004-12-31 (YTD Data)Rank
Total interest income$13,507,0002,122
Total interest expense$3,446,0002,335
Net interest income$10,061,0002,015
Provision for loan and lease losses$580,0001,719
Total noninterest income$3,073,0001,569
Gross Fiduciary activities income$275,000714
Service charges on deposit accounts$838,0002,051
Trading account gains and fees$0138
Additional Noninterest Income$1,960,0001,341
Total noninterest expense$7,240,0002,201
Salaries and employee benefits$5,239,0001,685
Premises and equipment expense$590,0003,579
Additional noninterest expense$1,411,0003,278
Pre-tax net operating income$5,314,0001,605
Securities gains (losses)$-43,0008,560
Applicable income taxes$5,0006,914
Income before extraordinary items$5,266,0001,241
Extraordinary gains, net$034
Net income$5,266,0001,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0002,121
Cash dividends$2,853,0001,013
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,309,0001,196
2004-09-30 (YTD Data)Rank
Total interest income$9,976,0002,135
Total interest expense$2,537,0002,324
Net interest income$7,439,0002,020
Provision for loan and lease losses$240,0002,636
Total noninterest income$2,621,0001,435
Gross Fiduciary activities income$218,000704
Service charges on deposit accounts$629,0002,070
Trading account gains and fees$0134
Additional Noninterest Income$1,774,0001,189
Total noninterest expense$5,406,0002,194
Salaries and employee benefits$3,974,0001,664
Premises and equipment expense$436,0003,634
Additional noninterest expense$996,0003,444
Pre-tax net operating income$4,414,0001,467
Securities gains (losses)$03,710
Applicable income taxes$29,0006,322
Income before extraordinary items$4,385,0001,122
Extraordinary gains, net$026
Net income$4,385,0001,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,920
Cash dividends$2,344,000850
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,385,0001,085
2004-06-30 (YTD Data)Rank
Total interest income$6,524,0002,155
Total interest expense$1,678,0002,315
Net interest income$4,846,0002,062
Provision for loan and lease losses$160,0002,593
Total noninterest income$1,043,0002,126
Gross Fiduciary activities income$128,000738
Service charges on deposit accounts$421,0002,050
Trading account gains and fees$0130
Additional Noninterest Income$494,0002,209
Total noninterest expense$3,635,0002,181
Salaries and employee benefits$2,715,0001,627
Premises and equipment expense$282,0003,727
Additional noninterest expense$638,0003,558
Pre-tax net operating income$2,094,0001,968
Securities gains (losses)$03,413
Applicable income taxes$19,0006,311
Income before extraordinary items$2,075,0001,544
Extraordinary gains, net$021
Net income$2,075,0001,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,422
Cash dividends$1,496,000914
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,075,0001,488
2004-03-31 (YTD Data)Rank
Total interest income$3,239,0002,159
Total interest expense$839,0002,342
Net interest income$2,400,0002,098
Provision for loan and lease losses$80,0002,465
Total noninterest income$474,0002,240
Gross Fiduciary activities income$77,000699
Service charges on deposit accounts$203,0002,053
Trading account gains and fees$0121
Additional Noninterest Income$194,0002,516
Total noninterest expense$1,839,0002,177
Salaries and employee benefits$1,400,0001,598
Premises and equipment expense$146,0003,659
Additional noninterest expense$293,0003,808
Pre-tax net operating income$955,0002,093
Securities gains (losses)$02,934
Applicable income taxes$3,0006,752
Income before extraordinary items$952,0001,663
Extraordinary gains, net$016
Net income$952,0001,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,115
Cash dividends$1,100,000610
Sale, conversion, retirement of capital stock, net$0464
Net operating income$952,0001,576
2003-12-31 (YTD Data)Rank
Total interest income$13,047,0002,183
Total interest expense$3,689,0002,397
Net interest income$9,358,0002,089
Provision for loan and lease losses$350,0002,851
Total noninterest income$2,237,0002,133
Gross Fiduciary activities income$160,000857
Service charges on deposit accounts$902,0001,913
Trading account gains and fees$0160
Additional Noninterest Income$1,175,0002,150
Total noninterest expense$7,407,0002,126
Salaries and employee benefits$5,435,0001,590
Premises and equipment expense$605,0003,490
Additional noninterest expense$1,367,0003,348
Pre-tax net operating income$3,838,0002,033
Securities gains (losses)$04,500
Applicable income taxes$924,0002,291
Income before extraordinary items$2,914,0002,088
Extraordinary gains, net$054
Net income$2,914,0002,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,932
Cash dividends$1,750,0001,546
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,914,0001,996
2003-09-30 (YTD Data)Rank
Total interest income$9,690,0002,248
Total interest expense$2,831,0002,432
Net interest income$6,859,0002,143
Provision for loan and lease losses$206,0003,290
Total noninterest income$1,741,0002,117
Gross Fiduciary activities income$99,000906
Service charges on deposit accounts$665,0001,948
Trading account gains and fees$0153
Additional Noninterest Income$977,0002,085
Total noninterest expense$5,391,0002,184
Salaries and employee benefits$3,907,0001,662
Premises and equipment expense$484,0003,306
Additional noninterest expense$1,000,0003,400
Pre-tax net operating income$3,003,0002,047
Securities gains (losses)$04,204
Applicable income taxes$922,0001,982
Income before extraordinary items$2,081,0002,257
Extraordinary gains, net$040
Net income$2,081,0002,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,335
Cash dividends$350,0003,235
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,081,0002,139
2003-06-30 (YTD Data)Rank
Total interest income$6,457,0002,270
Total interest expense$1,913,0002,476
Net interest income$4,544,0002,148
Provision for loan and lease losses$111,0003,686
Total noninterest income$1,146,0002,129
Gross Fiduciary activities income$63,000925
Service charges on deposit accounts$433,0001,950
Trading account gains and fees$0150
Additional Noninterest Income$650,0002,081
Total noninterest expense$3,567,0002,205
Salaries and employee benefits$2,620,0001,634
Premises and equipment expense$324,0003,289
Additional noninterest expense$623,0003,603
Pre-tax net operating income$2,012,0002,028
Securities gains (losses)$03,782
Applicable income taxes$921,0001,459
Income before extraordinary items$1,091,0002,788
Extraordinary gains, net$030
Net income$1,091,0002,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,186
Cash dividends$350,0002,646
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,091,0002,628
2003-03-31 (YTD Data)Rank
Total interest income$3,276,0002,247
Total interest expense$965,0002,510
Net interest income$2,311,0002,115
Provision for loan and lease losses$36,0004,248
Total noninterest income$529,0002,191
Gross Fiduciary activities income$34,000917
Service charges on deposit accounts$209,0001,950
Trading account gains and fees$0134
Additional Noninterest Income$286,0002,178
Total noninterest expense$1,866,0002,097
Salaries and employee benefits$1,383,0001,541
Premises and equipment expense$167,0003,194
Additional noninterest expense$316,0003,497
Pre-tax net operating income$938,0002,156
Securities gains (losses)$02,891
Applicable income taxes$920,000855
Income before extraordinary items$18,0008,508
Extraordinary gains, net$021
Net income$18,0008,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,000997
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$18,0008,395
2002-12-31 (YTD Data)Rank
Total interest income$13,751,0002,229
Total interest expense$4,376,0002,543
Net interest income$9,375,0002,070
Provision for loan and lease losses$289,0003,557
Total noninterest income$2,018,0002,112
Gross Fiduciary activities income$121,000949
Service charges on deposit accounts$831,0001,938
Trading account gains and fees$0153
Additional Noninterest Income$1,066,0002,087
Total noninterest expense$6,819,0002,189
Salaries and employee benefits$4,789,0001,678
Premises and equipment expense$615,0003,342
Additional noninterest expense$1,415,0003,096
Pre-tax net operating income$4,285,0001,874
Securities gains (losses)$04,537
Applicable income taxes$1,580,0001,583
Income before extraordinary items$2,705,0002,209
Extraordinary gains, net$070
Net income$2,705,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,450
Cash dividends$300,0004,293
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,705,0002,136
2001-12-31 (YTD Data)Rank
Total interest income$14,949,0002,288
Total interest expense$6,455,0002,485
Net interest income$8,494,0002,102
Provision for loan and lease losses$225,0003,876
Total noninterest income$1,684,0002,308
Gross Fiduciary activities income$93,0001,015
Service charges on deposit accounts$749,0002,021
Trading account gains and fees$0177
Additional Noninterest Income$842,0002,311
Total noninterest expense$6,569,0002,192
Salaries and employee benefits$4,600,0001,629
Premises and equipment expense$540,0003,659
Additional noninterest expense$1,429,0002,998
Pre-tax net operating income$3,384,0002,031
Securities gains (losses)$-18,0009,363
Applicable income taxes$1,198,0001,817
Income before extraordinary items$2,168,0002,363
Extraordinary gains, net$0105
Net income$2,168,0002,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0002,151
Cash dividends$700,0002,851
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,179,5202,275
2000-12-31 (YTD Data)Rank
Total interest income$15,096,0002,320
Total interest expense$6,869,0002,451
Net interest income$8,227,0002,152
Provision for loan and lease losses$345,0002,599
Total noninterest income$1,694,0002,135
Gross Fiduciary activities income$43,0001,069
Service charges on deposit accounts$475,0002,814
Trading account gains and fees$0180
Additional Noninterest Income$1,176,0001,669
Total noninterest expense$6,435,0002,139
Salaries and employee benefits$3,909,0001,844
Premises and equipment expense$828,0002,500
Additional noninterest expense$1,698,0002,516
Pre-tax net operating income$3,141,0002,306
Securities gains (losses)$-1,0007,406
Applicable income taxes$1,123,0001,928
Income before extraordinary items$2,017,0002,534
Extraordinary gains, net$038
Net income$2,017,0002,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0001,424
Cash dividends$750,0002,772
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,017,6402,541
1999-12-31 (YTD Data)Rank
Total interest income$12,246,0002,658
Total interest expense$5,267,0002,776
Net interest income$6,979,0002,518
Provision for loan and lease losses$480,0001,826
Total noninterest income$1,691,0002,111
Gross Fiduciary activities income$1,0001,355
Service charges on deposit accounts$475,0002,748
Trading account gains and fees$0173
Additional Noninterest Income$1,215,0001,625
Total noninterest expense$5,576,0002,433
Salaries and employee benefits$3,291,0002,138
Premises and equipment expense$658,0003,024
Additional noninterest expense$1,627,0002,649
Pre-tax net operating income$2,614,0002,704
Securities gains (losses)$-13,0009,410
Applicable income taxes$909,0002,367
Income before extraordinary items$1,692,0002,947
Extraordinary gains, net$035
Net income$1,692,0002,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,984
Cash dividends$795,0002,696
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,700,4502,907
1998-12-31 (YTD Data)Rank
Total interest income$11,046,0002,924
Total interest expense$4,884,0003,065
Net interest income$6,162,0002,784
Provision for loan and lease losses$480,0001,770
Total noninterest income$1,238,0002,625
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$475,0002,671
Trading account gains and fees$0224
Additional Noninterest Income$763,0002,245
Total noninterest expense$4,528,0002,870
Salaries and employee benefits$2,609,0002,590
Premises and equipment expense$470,0003,872
Additional noninterest expense$1,449,0002,864
Pre-tax net operating income$2,392,0002,895
Securities gains (losses)$9,0003,034
Applicable income taxes$809,0002,714
Income before extraordinary items$1,592,0003,105
Extraordinary gains, net$032
Net income$1,592,0003,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-101,00010,254
Cash dividends$670,0002,928
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,586,0603,022
1997-12-31 (YTD Data)Rank
Total interest income$9,754,0003,315
Total interest expense$4,130,0003,557
Net interest income$5,624,0003,108
Provision for loan and lease losses$615,0001,477
Total noninterest income$1,010,0003,019
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$407,0003,176
Trading account gains and feesNANA
Additional Noninterest Income$603,0002,462
Total noninterest expense$3,911,0003,246
Salaries and employee benefits$2,257,0002,935
Premises and equipment expense$456,0004,003
Additional noninterest expense$1,198,0003,364
Pre-tax net operating income$2,108,0003,362
Securities gains (losses)$12,0002,240
Applicable income taxes$728,0003,141
Income before extraordinary items$1,392,0003,586
Extraordinary gains, net$044
Net income$1,392,0003,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$684,0001,046
Cash dividends$150,0005,875
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,384,0803,525
1996-12-31 (YTD Data)Rank
Total interest income$8,682,0003,727
Total interest expense$3,521,0004,177
Net interest income$5,161,0003,446
Provision for loan and lease losses$395,0002,118
Total noninterest income$1,218,0002,657
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$357,0003,689
Trading account gains and feesNANA
Additional Noninterest Income$861,0002,007
Total noninterest expense$3,499,0003,772
Salaries and employee benefits$2,145,0003,115
Premises and equipment expense$451,0004,105
Additional noninterest expense$903,0004,735
Pre-tax net operating income$2,485,0002,782
Securities gains (losses)$-26,00010,772
Applicable income taxes$862,0002,666
Income before extraordinary items$1,597,0003,009
Extraordinary gains, net$053
Net income$1,597,0003,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,621
Cash dividends$725,0002,678
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,613,9002,944
1995-12-31 (YTD Data)Rank
Total interest income$7,638,0004,191
Total interest expense$3,318,0004,351
Net interest income$4,320,0004,051
Provision for loan and lease losses$252,0002,539
Total noninterest income$958,0003,206
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$343,0003,838
Trading account gains and feesNANA
Additional Noninterest Income$615,0002,493
Total noninterest expense$3,273,0003,980
Salaries and employee benefits$1,798,0003,647
Premises and equipment expense$435,0004,227
Additional noninterest expense$1,040,0004,215
Pre-tax net operating income$1,753,0003,927
Securities gains (losses)$1,0003,512
Applicable income taxes$603,0003,646
Income before extraordinary items$1,151,0004,089
Extraordinary gains, net$065
Net income$1,151,0004,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,00011,592
Cash dividends$450,0003,566
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,150,3404,077
1994-12-31 (YTD Data)Rank
Total interest income$6,189,0004,727
Total interest expense$2,180,0005,204
Net interest income$4,009,0004,372
Provision for loan and lease losses$348,0002,045
Total noninterest income$829,0003,606
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$319,0004,146
Trading account gains and feesNANA
Additional Noninterest Income$510,0002,921
Total noninterest expense$2,808,0004,667
Salaries and employee benefits$1,567,0004,125
Premises and equipment expense$371,0004,882
Additional noninterest expense$870,0005,328
Pre-tax net operating income$1,682,0003,992
Securities gains (losses)$-135,00011,727
Applicable income taxes$535,0003,849
Income before extraordinary items$1,012,0004,496
Extraordinary gains, net$0249
Net income$1,012,0004,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,907
Cash dividends$400,0003,689
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,099,7504,230
1993-12-31 (YTD Data)Rank
Total interest income$5,397,0005,419
Total interest expense$1,887,0006,122
Net interest income$3,510,0004,954
Provision for loan and lease losses$113,0005,452
Total noninterest income$827,0003,883
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$300,0004,426
Trading account gains and feesNANA
Additional Noninterest Income$527,0003,154
Total noninterest expense$2,617,0005,072
Salaries and employee benefits$1,409,0004,522
Premises and equipment expense$362,0005,095
Additional noninterest expense$846,0005,650
Pre-tax net operating income$1,607,0004,076
Securities gains (losses)$-9,00012,743
Applicable income taxes$562,0003,788
Income before extraordinary items$1,036,0004,570
Extraordinary gains, net$03,149
Net income$1,036,0004,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0005,491
Cash dividends$350,0003,982
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,041,8504,306
1992-12-31 (YTD Data)Rank
Total interest income$4,978,0006,414
Total interest expense$2,059,0006,986
Net interest income$2,919,0005,849
Provision for loan and lease losses$120,0006,707
Total noninterest income$675,0004,533
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$269,0004,842
Trading account gains and feesNANA
Additional Noninterest Income$406,0003,672
Total noninterest expense$2,381,0005,524
Salaries and employee benefits$1,303,0004,814
Premises and equipment expense$343,0005,446
Additional noninterest expense$735,0006,514
Pre-tax net operating income$1,093,0005,291
Securities gains (losses)$-38,00013,625
Applicable income taxes$352,0005,327
Income before extraordinary items$703,0005,895
Extraordinary gains, net$01,422
Net income$703,0005,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0005,790
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$728,4605,414

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.