Home > Lake Elmo Bank > Net charge- offs to loans

Lake Elmo Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0004%2,892
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,113
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%740
Percentage Net Loans Charged-off: Commercial and industrial1.6521%192
Percentage Net Loans Charged-off: Loans to individuals41,824.0000%11
Percentage Net Loans Charged-off: Credit card loans189.0000%14
Percentage Net Loans Charged-off: Other loans to individual0.0221%2,597
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE23.6877%23
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0433%1,268
Percentage Net Loans Charged-off: Total real estate loans-0.0131%4,094
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0249%4,213
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0277%4,266
Percentage Net Loans Charged-off: Commercial and industrial0.5208%428
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,560
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,489
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0349%1,199
Percentage Net Loans Charged-off: Total real estate loans-0.0105%4,057
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0200%4,172
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0223%4,182
Percentage Net Loans Charged-off: Commercial and industrial0.4401%434
Percentage Net Loans Charged-off: Loans to individuals-0.0428%4,171
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual-0.0428%4,169
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0140%3,972
Percentage Net Loans Charged-off: Total real estate loans-0.0161%4,244
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0310%4,365
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0346%4,401
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0113%3,869
Percentage Net Loans Charged-off: Total real estate loans-0.0145%3,959
Percentage Net Loans Charged-off:Construction & development-0.1097%4,584
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0088%3,820
Percentage Net Loans Charged-off: Home equity loans-0.0116%4,335
All other 1-4 family - Percent of loans charged-off, net-0.0084%3,849
Percentage Net Loans Charged-off: Commercial and industrial-0.0027%3,420
Percentage Net Loans Charged-off: Loans to individuals-0.0112%4,093
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual-0.0112%4,080
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0162%3,903
Percentage Net Loans Charged-off: Total real estate loans-0.0189%4,057
Percentage Net Loans Charged-off:Construction & development-0.1470%4,640
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0102%3,849
Percentage Net Loans Charged-off: Home equity loans-0.0154%4,404
All other 1-4 family - Percent of loans charged-off, net-0.0095%3,877
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,431
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0056%3,384
Percentage Net Loans Charged-off: Total real estate loans-0.0058%3,566
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0115%3,806
Percentage Net Loans Charged-off: Home equity loans-0.0236%3,276
All other 1-4 family - Percent of loans charged-off, net-0.0098%3,787
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,093
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0064%3,427
Percentage Net Loans Charged-off: Total real estate loans-0.0075%3,791
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0148%3,958
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0167%4,040
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0275%4,088
Percentage Net Loans Charged-off: Total real estate loans-0.0425%4,344
Percentage Net Loans Charged-off:Construction & development-0.2364%4,337
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0435%4,217
Percentage Net Loans Charged-off: Home equity loans-0.2257%3,525
All other 1-4 family - Percent of loans charged-off, net-0.0194%3,941
Percentage Net Loans Charged-off: Commercial and industrial0.0513%1,141
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,451
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0401%4,255
Percentage Net Loans Charged-off: Total real estate loans-0.0488%4,431
Percentage Net Loans Charged-off:Construction & development-0.3295%4,409
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0418%4,272
Percentage Net Loans Charged-off: Home equity loans-0.1882%3,566
All other 1-4 family - Percent of loans charged-off, net-0.0225%4,087
Percentage Net Loans Charged-off: Commercial and industrial-0.0030%3,293
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,293
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,198
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0488%4,365
Percentage Net Loans Charged-off: Total real estate loans-0.0602%4,539
Percentage Net Loans Charged-off:Construction & development-0.2818%4,429
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0692%4,488
Percentage Net Loans Charged-off: Home equity loans-0.2569%3,603
All other 1-4 family - Percent of loans charged-off, net-0.0445%4,360
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,104
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0338%4,229
Percentage Net Loans Charged-off: Total real estate loans-0.0415%4,504
Percentage Net Loans Charged-off:Construction & development-0.0195%4,257
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0745%4,554
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0844%4,586
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0574%4,695
Percentage Net Loans Charged-off: Total real estate loans-0.0049%3,973
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0267%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0106%4,067
Percentage Net Loans Charged-off: Home equity loans-0.0059%3,313
All other 1-4 family - Percent of loans charged-off, net-0.0114%4,114
Percentage Net Loans Charged-off: Commercial and industrial-0.4078%4,691
Percentage Net Loans Charged-off: Loans to individuals0.1106%2,430
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1106%2,331
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0743%4,770
Percentage Net Loans Charged-off: Total real estate loans-0.0038%3,917
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0078%4,021
Percentage Net Loans Charged-off: Home equity loans-0.0076%3,362
All other 1-4 family - Percent of loans charged-off, net-0.0078%4,033
Percentage Net Loans Charged-off: Commercial and industrial-0.5643%4,758
Percentage Net Loans Charged-off: Loans to individuals0.1603%2,118
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1603%1,989
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0104%2,575
Percentage Net Loans Charged-off: Total real estate loans-0.0041%3,939
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0085%4,077
Percentage Net Loans Charged-off: Home equity loans-0.0113%3,427
All other 1-4 family - Percent of loans charged-off, net-0.0079%4,080
Percentage Net Loans Charged-off: Commercial and industrial-0.0115%3,862
Percentage Net Loans Charged-off: Loans to individuals0.4723%1,308
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4723%1,187
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0086%4,023
Percentage Net Loans Charged-off: Total real estate loans-0.0065%4,068
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0135%4,230
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0160%4,309
Percentage Net Loans Charged-off: Commercial and industrial-0.0331%4,054
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0403%4,783
Percentage Net Loans Charged-off: Total real estate loans-0.0504%4,777
Percentage Net Loans Charged-off:Construction & development-0.3656%4,642
Percentage Net Loans Charged-off: Commercial real estate-0.0049%4,389
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%4,031
Percentage Net Loans Charged-off: Home equity loans-0.0427%3,614
All other 1-4 family - Percent of loans charged-off, net0.0041%1,673
Percentage Net Loans Charged-off: Commercial and industrial0.0982%1,775
Percentage Net Loans Charged-off: Loans to individuals-0.1028%4,693
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1028%4,656
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0613%4,884
Percentage Net Loans Charged-off: Total real estate loans-0.0627%4,895
Percentage Net Loans Charged-off:Construction & development-0.4989%4,721
Percentage Net Loans Charged-off: Commercial real estate-0.0066%4,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0058%1,458
Percentage Net Loans Charged-off: Home equity loans0.1129%222
All other 1-4 family - Percent of loans charged-off, net-0.0151%4,385
Percentage Net Loans Charged-off: Commercial and industrial-0.0382%4,220
Percentage Net Loans Charged-off: Loans to individuals-0.0855%4,644
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0855%4,609
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1008%4,999
Percentage Net Loans Charged-off: Total real estate loans-0.1065%5,046
Percentage Net Loans Charged-off:Construction & development-0.7510%4,770
Percentage Net Loans Charged-off: Commercial real estate-0.0102%4,622
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0139%4,370
Percentage Net Loans Charged-off: Home equity loans-0.0105%3,528
All other 1-4 family - Percent of loans charged-off, net-0.0146%4,415
Percentage Net Loans Charged-off: Commercial and industrial-0.0396%4,240
Percentage Net Loans Charged-off: Loans to individuals-0.1088%4,635
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1088%4,598
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1461%5,117
Percentage Net Loans Charged-off: Total real estate loans-0.1611%5,166
Percentage Net Loans Charged-off:Construction & development-1.1932%4,829
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0175%4,539
Percentage Net Loans Charged-off: Home equity loans-0.0210%3,660
All other 1-4 family - Percent of loans charged-off, net-0.0168%4,539
Percentage Net Loans Charged-off: Commercial and industrial-0.0425%4,279
Percentage Net Loans Charged-off: Loans to individuals-0.0363%4,422
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0363%4,382
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1176%5,182
Percentage Net Loans Charged-off: Total real estate loans-0.0806%5,062
Percentage Net Loans Charged-off:Construction & development0.4042%140
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.2520%5,220
Percentage Net Loans Charged-off: Home equity loans-0.4765%3,983
All other 1-4 family - Percent of loans charged-off, net-0.2016%5,193
Percentage Net Loans Charged-off: Commercial and industrial-0.7196%5,102
Percentage Net Loans Charged-off: Loans to individuals0.1432%2,695
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1432%2,599
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1590%5,262
Percentage Net Loans Charged-off: Total real estate loans-0.1283%5,197
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.2476%5,268
Percentage Net Loans Charged-off: Home equity loans-0.4288%4,008
All other 1-4 family - Percent of loans charged-off, net-0.2058%5,236
Percentage Net Loans Charged-off: Commercial and industrial-0.5530%5,096
Percentage Net Loans Charged-off: Loans to individuals-0.1267%4,845
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1267%4,812
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1856%5,314
Percentage Net Loans Charged-off: Total real estate loans-0.1336%5,253
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.2557%5,314
Percentage Net Loans Charged-off: Home equity loans-0.0596%3,841
All other 1-4 family - Percent of loans charged-off, net-0.3023%5,331
Percentage Net Loans Charged-off: Commercial and industrial-0.8316%5,203
Percentage Net Loans Charged-off: Loans to individuals-0.1546%4,874
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1546%4,832
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2623%5,425
Percentage Net Loans Charged-off: Total real estate loans-0.1492%5,339
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.2836%5,386
Percentage Net Loans Charged-off: Home equity loans-0.0585%3,899
All other 1-4 family - Percent of loans charged-off, net-0.3396%5,400
Percentage Net Loans Charged-off: Commercial and industrial-1.6958%5,319
Percentage Net Loans Charged-off: Loans to individuals-0.1839%4,885
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1839%4,850
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0589%2,630
Percentage Net Loans Charged-off: Total real estate loans0.0577%1,389
Percentage Net Loans Charged-off:Construction & development-0.0308%4,593
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.1208%934
Percentage Net Loans Charged-off: Home equity loans-0.0579%3,974
All other 1-4 family - Percent of loans charged-off, net0.1705%692
Percentage Net Loans Charged-off: Commercial and industrial0.1559%1,650
Percentage Net Loans Charged-off: Loans to individuals-0.0888%5,074
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0888%5,011
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0647%2,194
Percentage Net Loans Charged-off: Total real estate loans0.0547%1,218
Percentage Net Loans Charged-off:Construction & development-0.0408%4,673
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1186%866
Percentage Net Loans Charged-off: Home equity loans-0.0581%3,986
All other 1-4 family - Percent of loans charged-off, net0.1688%647
Percentage Net Loans Charged-off: Commercial and industrial0.2296%1,151
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1115%1,517
Percentage Net Loans Charged-off: Total real estate loans0.0925%812
Percentage Net Loans Charged-off:Construction & development-0.0603%4,787
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.2021%534
Percentage Net Loans Charged-off: Home equity loans-0.0586%3,990
All other 1-4 family - Percent of loans charged-off, net0.2779%393
Percentage Net Loans Charged-off: Commercial and industrial0.3589%802
Percentage Net Loans Charged-off: Loans to individuals0.1070%2,655
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1070%2,517
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0316%4,956
Percentage Net Loans Charged-off: Total real estate loans-0.0288%5,097
Percentage Net Loans Charged-off:Construction & development-0.0993%4,969
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0322%5,079
Percentage Net Loans Charged-off: Home equity loans-0.0597%4,066
All other 1-4 family - Percent of loans charged-off, net-0.0239%5,006
Percentage Net Loans Charged-off: Commercial and industrial-0.0550%4,600
Percentage Net Loans Charged-off: Loans to individuals-0.0569%4,818
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0569%4,755
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0532%5,407
Percentage Net Loans Charged-off: Total real estate loans-0.0389%5,237
Percentage Net Loans Charged-off:Construction & development-0.0293%4,666
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0724%5,436
Percentage Net Loans Charged-off: Home equity loans0.2184%354
All other 1-4 family - Percent of loans charged-off, net-0.1565%5,606
Percentage Net Loans Charged-off: Commercial and industrial-0.0442%4,726
Percentage Net Loans Charged-off: Loans to individuals-0.3951%5,577
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3951%5,537
Percentage Net Loans Charged-off: All other loans and lease-1.0274%5,366
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0507%5,375
Percentage Net Loans Charged-off: Total real estate loans-0.0299%5,155
Percentage Net Loans Charged-off:Construction & development-0.0413%4,776
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0513%5,386
Percentage Net Loans Charged-off: Home equity loans0.4350%191
All other 1-4 family - Percent of loans charged-off, net-0.1896%5,686
Percentage Net Loans Charged-off: Commercial and industrial-0.0493%4,713
Percentage Net Loans Charged-off: Loans to individuals-0.5088%5,635
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5088%5,598
Percentage Net Loans Charged-off: All other loans and lease-2.5883%5,427
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0838%5,559
Percentage Net Loans Charged-off: Total real estate loans-0.0809%5,533
Percentage Net Loans Charged-off:Construction & development-0.0996%5,017
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.1418%5,700
Percentage Net Loans Charged-off: Home equity loans-0.0319%4,084
All other 1-4 family - Percent of loans charged-off, net-0.1725%5,745
Percentage Net Loans Charged-off: Commercial and industrial-0.0601%4,813
Percentage Net Loans Charged-off: Loans to individuals-0.0879%5,113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0879%5,046
Percentage Net Loans Charged-off: All other loans and lease-3.8835%5,494
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0836%5,566
Percentage Net Loans Charged-off: Total real estate loans-0.0816%5,605
Percentage Net Loans Charged-off:Construction & development-0.1417%5,166
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.1343%5,734
Percentage Net Loans Charged-off: Home equity loans-0.0652%4,204
All other 1-4 family - Percent of loans charged-off, net-0.1530%5,773
Percentage Net Loans Charged-off: Commercial and industrial-0.0629%4,863
Percentage Net Loans Charged-off: Loans to individuals-0.1776%5,247
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1776%5,188
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0222%3,820
Percentage Net Loans Charged-off: Total real estate loans-0.1970%5,894
Percentage Net Loans Charged-off:Construction & development-0.9359%5,478
Percentage Net Loans Charged-off: Commercial real estate-0.0096%5,142
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.2017%5,911
Percentage Net Loans Charged-off: Home equity loans-0.3532%4,504
All other 1-4 family - Percent of loans charged-off, net-0.1632%5,875
Percentage Net Loans Charged-off: Commercial and industrial2.7754%223
Percentage Net Loans Charged-off: Loans to individuals0.4403%1,779
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4403%1,656
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1820%5,970
Percentage Net Loans Charged-off: Total real estate loans-0.1947%5,949
Percentage Net Loans Charged-off:Construction & development-1.0867%5,560
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.1743%5,949
Percentage Net Loans Charged-off: Home equity loans-0.0628%4,314
All other 1-4 family - Percent of loans charged-off, net-0.2022%5,974
Percentage Net Loans Charged-off: Commercial and industrial-0.4253%5,678
Percentage Net Loans Charged-off: Loans to individuals0.6133%1,236
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6133%1,128
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2880%6,110
Percentage Net Loans Charged-off: Total real estate loans-0.2781%6,080
Percentage Net Loans Charged-off:Construction & development-1.5602%5,646
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.2399%6,058
Percentage Net Loans Charged-off: Home equity loans-0.0595%4,349
All other 1-4 family - Percent of loans charged-off, net-0.2848%6,084
Percentage Net Loans Charged-off: Commercial and industrial-0.5204%5,792
Percentage Net Loans Charged-off: Loans to individuals-0.0929%5,255
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0929%5,198
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3291%6,168
Percentage Net Loans Charged-off: Total real estate loans-0.3542%6,171
Percentage Net Loans Charged-off:Construction & development-2.9316%5,721
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0902%5,907
Percentage Net Loans Charged-off: Home equity loans-0.0478%4,378
All other 1-4 family - Percent of loans charged-off, net-0.1007%5,942
Percentage Net Loans Charged-off: Commercial and industrial-0.0320%4,662
Percentage Net Loans Charged-off: Loans to individuals-0.2474%5,554
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2474%5,505
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0504%3,822
Percentage Net Loans Charged-off: Total real estate loans0.1651%1,725
Percentage Net Loans Charged-off:Construction & development0.7802%481
Percentage Net Loans Charged-off: Commercial real estate0.0443%1,843
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1349%2,065
Percentage Net Loans Charged-off: Home equity loans0.2037%701
All other 1-4 family - Percent of loans charged-off, net0.1178%2,138
Percentage Net Loans Charged-off: Commercial and industrial-1.6408%6,145
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,910
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,787
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0284%5,718
Percentage Net Loans Charged-off: Total real estate loans-0.0295%5,792
Percentage Net Loans Charged-off:Construction & development-0.0570%5,219
Percentage Net Loans Charged-off: Commercial real estate0.0598%1,482
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0878%6,133
Percentage Net Loans Charged-off: Home equity loans-0.1042%4,626
All other 1-4 family - Percent of loans charged-off, net-0.0837%6,109
Percentage Net Loans Charged-off: Commercial and industrial-0.1263%5,450
Percentage Net Loans Charged-off: Loans to individuals0.2034%2,633
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2034%2,477
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0422%5,799
Percentage Net Loans Charged-off: Total real estate loans-0.0498%5,975
Percentage Net Loans Charged-off:Construction & development-0.0528%5,286
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0867%6,191
Percentage Net Loans Charged-off: Home equity loans-0.0963%4,635
All other 1-4 family - Percent of loans charged-off, net-0.0843%6,168
Percentage Net Loans Charged-off: Commercial and industrial-0.1401%5,503
Percentage Net Loans Charged-off: Loans to individuals0.4020%1,742
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4020%1,624
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0624%5,913
Percentage Net Loans Charged-off: Total real estate loans-0.0580%6,065
Percentage Net Loans Charged-off:Construction & development-0.0558%5,401
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.1013%6,265
Percentage Net Loans Charged-off: Home equity loans-0.0967%4,664
All other 1-4 family - Percent of loans charged-off, net-0.1025%6,245
Percentage Net Loans Charged-off: Commercial and industrial-0.1239%5,492
Percentage Net Loans Charged-off: Loans to individuals-0.0830%5,382
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0830%5,319
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2460%2,502
Percentage Net Loans Charged-off: Total real estate loans0.2678%1,910
Percentage Net Loans Charged-off:Construction & development1.1385%782
Percentage Net Loans Charged-off: Commercial real estate-0.0583%6,236
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.3558%1,485
Percentage Net Loans Charged-off: Home equity loans0.3977%775
All other 1-4 family - Percent of loans charged-off, net0.3439%1,485
Percentage Net Loans Charged-off: Commercial and industrial0.0928%2,596
Percentage Net Loans Charged-off: Loans to individuals-0.2158%6,181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2158%6,125
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0087%4,983
Percentage Net Loans Charged-off: Total real estate loans0.0060%4,146
Percentage Net Loans Charged-off:Construction & development0.1476%1,255
Percentage Net Loans Charged-off: Commercial real estate-0.1091%6,410
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0655%3,097
Percentage Net Loans Charged-off: Home equity loans0.2580%895
All other 1-4 family - Percent of loans charged-off, net0.0089%3,503
Percentage Net Loans Charged-off: Commercial and industrial0.1661%2,050
Percentage Net Loans Charged-off: Loans to individuals-0.2660%6,209
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2657%6,158
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1052%6,512
Percentage Net Loans Charged-off: Total real estate loans-0.0991%6,519
Percentage Net Loans Charged-off:Construction & development0.3938%936
Percentage Net Loans Charged-off: Commercial real estate-0.1589%6,530
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.1563%6,571
Percentage Net Loans Charged-off: Home equity loans-0.0899%4,831
All other 1-4 family - Percent of loans charged-off, net-0.1764%6,574
Percentage Net Loans Charged-off: Commercial and industrial-0.0806%5,530
Percentage Net Loans Charged-off: Loans to individuals-0.4247%6,313
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4247%6,255
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0859%6,375
Percentage Net Loans Charged-off: Total real estate loans-0.0907%6,527
Percentage Net Loans Charged-off:Construction & development-0.3646%5,967
Percentage Net Loans Charged-off: Commercial real estate-0.0335%6,357
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0893%6,485
Percentage Net Loans Charged-off: Home equity loans-0.0894%4,823
All other 1-4 family - Percent of loans charged-off, net-0.0893%6,480
Percentage Net Loans Charged-off: Commercial and industrial-0.0816%5,526
Percentage Net Loans Charged-off: Loans to individuals0.1135%2,556
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1135%2,407
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3854%2,711
Percentage Net Loans Charged-off: Total real estate loans0.3934%2,320
Percentage Net Loans Charged-off:Construction & development0.8312%1,569
Percentage Net Loans Charged-off: Commercial real estate-0.1359%6,725
Percentage Net Loans Charged-off: Multi-family residential0.0534%795
Percentage Net Loans Charged-off: 1-4 family residential0.7355%1,249
Percentage Net Loans Charged-off: Home equity loans0.8440%750
All other 1-4 family - Percent of loans charged-off, net0.6965%1,290
Percentage Net Loans Charged-off: Commercial and industrial0.0097%3,581
Percentage Net Loans Charged-off: Loans to individuals1.4271%944
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4271%851
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2863%3,010
Percentage Net Loans Charged-off: Total real estate loans0.3054%2,558
Percentage Net Loans Charged-off:Construction & development0.1015%2,027
Percentage Net Loans Charged-off: Commercial real estate-0.2180%6,850
Percentage Net Loans Charged-off: Multi-family residential0.0685%685
Percentage Net Loans Charged-off: 1-4 family residential0.7712%1,159
Percentage Net Loans Charged-off: Home equity loans0.6964%781
All other 1-4 family - Percent of loans charged-off, net0.7989%1,101
Percentage Net Loans Charged-off: Commercial and industrial-0.1297%6,148
Percentage Net Loans Charged-off: Loans to individuals0.8931%1,417
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8931%1,299
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5010%2,082
Percentage Net Loans Charged-off: Total real estate loans0.5304%1,770
Percentage Net Loans Charged-off:Construction & development0.2804%1,651
Percentage Net Loans Charged-off: Commercial real estate-0.2534%6,921
Percentage Net Loans Charged-off: Multi-family residential0.0987%534
Percentage Net Loans Charged-off: 1-4 family residential1.2248%712
Percentage Net Loans Charged-off: Home equity loans1.1018%525
All other 1-4 family - Percent of loans charged-off, net1.2719%688
Percentage Net Loans Charged-off: Commercial and industrial-0.1129%6,074
Percentage Net Loans Charged-off: Loans to individuals1.4460%894
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4460%804
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4099%2,076
Percentage Net Loans Charged-off: Total real estate loans0.4450%1,715
Percentage Net Loans Charged-off:Construction & development-0.2725%6,266
Percentage Net Loans Charged-off: Commercial real estate-0.3775%7,021
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.2860%654
Percentage Net Loans Charged-off: Home equity loans0.4727%708
All other 1-4 family - Percent of loans charged-off, net1.6083%514
Percentage Net Loans Charged-off: Commercial and industrial-0.1439%6,136
Percentage Net Loans Charged-off: Loans to individuals0.8263%1,315
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8263%1,183
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2454%1,338
Percentage Net Loans Charged-off: Total real estate loans1.2873%1,234
Percentage Net Loans Charged-off:Construction & development2.2797%1,615
Percentage Net Loans Charged-off: Commercial real estate0.6794%1,664
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.5355%788
Percentage Net Loans Charged-off: Home equity loans0.8995%895
All other 1-4 family - Percent of loans charged-off, net1.7955%668
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,193
Percentage Net Loans Charged-off: Loans to individuals4.0762%323
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.8316%304
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2256%1,273
Percentage Net Loans Charged-off: Total real estate loans1.2567%1,156
Percentage Net Loans Charged-off:Construction & development3.1746%1,223
Percentage Net Loans Charged-off: Commercial real estate1.0015%1,047
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.0050%1,187
Percentage Net Loans Charged-off: Home equity loans0.2172%1,398
All other 1-4 family - Percent of loans charged-off, net1.3263%872
Percentage Net Loans Charged-off: Commercial and industrial-0.0123%5,948
Percentage Net Loans Charged-off: Loans to individuals4.6365%282
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.2959%262
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8475%1,808
Percentage Net Loans Charged-off: Total real estate loans0.8722%1,575
Percentage Net Loans Charged-off:Construction & development3.5484%1,038
Percentage Net Loans Charged-off: Commercial real estate0.8283%1,137
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2300%2,767
Percentage Net Loans Charged-off: Home equity loans0.3567%1,106
All other 1-4 family - Percent of loans charged-off, net0.1783%2,835
Percentage Net Loans Charged-off: Commercial and industrial0.0372%3,168
Percentage Net Loans Charged-off: Loans to individuals2.7293%546
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4706%480
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5608%2,087
Percentage Net Loans Charged-off: Total real estate loans0.5236%1,841
Percentage Net Loans Charged-off:Construction & development1.0170%1,219
Percentage Net Loans Charged-off: Commercial real estate0.0264%1,823
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.8315%1,105
Percentage Net Loans Charged-off: Home equity loans0.5971%683
All other 1-4 family - Percent of loans charged-off, net0.9274%972
Percentage Net Loans Charged-off: Commercial and industrial-0.0741%6,247
Percentage Net Loans Charged-off: Loans to individuals5.4085%248
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.6921%212
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5614%729
Percentage Net Loans Charged-off: Total real estate loans2.5562%662
Percentage Net Loans Charged-off:Construction & development12.6796%404
Percentage Net Loans Charged-off: Commercial real estate1.0569%1,235
Percentage Net Loans Charged-off: Multi-family residential4.6088%303
Percentage Net Loans Charged-off: 1-4 family residential1.1016%1,292
Percentage Net Loans Charged-off: Home equity loans2.3954%390
All other 1-4 family - Percent of loans charged-off, net0.5519%2,106
Percentage Net Loans Charged-off: Commercial and industrial2.7285%1,249
Percentage Net Loans Charged-off: Loans to individuals2.4764%847
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2872%432
Percentage Net Loans Charged-off: Total real estate loans3.3299%392
Percentage Net Loans Charged-off:Construction & development15.9931%246
Percentage Net Loans Charged-off: Commercial real estate1.3971%853
Percentage Net Loans Charged-off: Multi-family residential3.1625%361
Percentage Net Loans Charged-off: 1-4 family residential1.4932%845
Percentage Net Loans Charged-off: Home equity loans3.4663%252
All other 1-4 family - Percent of loans charged-off, net0.6493%1,710
Percentage Net Loans Charged-off: Commercial and industrial2.9065%1,048
Percentage Net Loans Charged-off: Loans to individuals3.0339%616
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3953%727
Percentage Net Loans Charged-off: Total real estate loans2.5558%592
Percentage Net Loans Charged-off:Construction & development15.8581%264
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.9692%1,218
Percentage Net Loans Charged-off: Home equity loans2.0325%429
All other 1-4 family - Percent of loans charged-off, net0.5084%1,814
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,819
Percentage Net Loans Charged-off: Loans to individuals4.4859%382
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9974%1,645
Percentage Net Loans Charged-off: Total real estate loans1.0625%1,308
Percentage Net Loans Charged-off:Construction & development8.6717%503
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential-0.1975%7,641
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net-0.2832%7,659
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,838
Percentage Net Loans Charged-off: Loans to individuals1.9153%1,042
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4212%1,766
Percentage Net Loans Charged-off: Total real estate loans1.4526%1,407
Percentage Net Loans Charged-off:Construction & development5.8182%1,083
Percentage Net Loans Charged-off: Commercial real estate0.0538%3,107
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.1167%1,190
Percentage Net Loans Charged-off: Home equity loans1.7107%557
All other 1-4 family - Percent of loans charged-off, net0.8658%1,374
Percentage Net Loans Charged-off: Commercial and industrial1.3166%2,500
Percentage Net Loans Charged-off: Loans to individuals0.7092%3,456
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7324%2,529
Percentage Net Loans Charged-off: Total real estate loans0.7539%1,903
Percentage Net Loans Charged-off:Construction & development3.1765%1,377
Percentage Net Loans Charged-off: Commercial real estate0.0175%2,714
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4998%1,775
Percentage Net Loans Charged-off: Home equity loans0.4864%1,057
All other 1-4 family - Percent of loans charged-off, net0.5054%1,706
Percentage Net Loans Charged-off: Commercial and industrial0.5333%3,079
Percentage Net Loans Charged-off: Loans to individuals0.7868%2,934
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1881%4,383
Percentage Net Loans Charged-off: Total real estate loans0.1066%3,727
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2337%2,339
Percentage Net Loans Charged-off: Home equity loans0.2184%1,071
All other 1-4 family - Percent of loans charged-off, net0.2400%2,186
Percentage Net Loans Charged-off: Commercial and industrial0.7679%2,266
Percentage Net Loans Charged-off: Loans to individuals1.0528%2,218
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1641%3,651
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,748
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial1.6410%1,102
Percentage Net Loans Charged-off: Loans to individuals0.3654%3,268
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2038%1,004
Percentage Net Loans Charged-off: Total real estate loans1.1750%789
Percentage Net Loans Charged-off:Construction & development4.0872%616
Percentage Net Loans Charged-off: Commercial real estate0.1588%1,523
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.7150%892
Percentage Net Loans Charged-off: Home equity loans1.1240%418
All other 1-4 family - Percent of loans charged-off, net0.5584%1,043
Percentage Net Loans Charged-off: Commercial and industrial1.4262%1,430
Percentage Net Loans Charged-off: Loans to individuals1.5563%1,409
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3967%2,060
Percentage Net Loans Charged-off: Total real estate loans0.2912%1,719
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.2133%928
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.4950%916
Percentage Net Loans Charged-off: Home equity loans0.3604%655
All other 1-4 family - Percent of loans charged-off, net0.5460%792
Percentage Net Loans Charged-off: Commercial and industrial0.9808%1,352
Percentage Net Loans Charged-off: Loans to individuals1.9733%849
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0995%3,844
Percentage Net Loans Charged-off: Total real estate loans0.0469%2,977
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.3224%582
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.1393%8,142
Percentage Net Loans Charged-off: Home equity loans0.5459%433
All other 1-4 family - Percent of loans charged-off, net-0.3993%8,192
Percentage Net Loans Charged-off: Commercial and industrial0.2333%2,217
Percentage Net Loans Charged-off: Loans to individuals1.4145%1,190
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2093%2,080
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial1.0612%760
Percentage Net Loans Charged-off: Loans to individuals4.4493%262
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6973%735
Percentage Net Loans Charged-off: Total real estate loans0.7221%372
Percentage Net Loans Charged-off:Construction & development1.3343%343
Percentage Net Loans Charged-off: Commercial real estate0.1037%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.9122%280
Percentage Net Loans Charged-off: Home equity loans0.5464%292
All other 1-4 family - Percent of loans charged-off, net1.0593%239
Percentage Net Loans Charged-off: Commercial and industrial0.4039%2,103
Percentage Net Loans Charged-off: Loans to individuals0.9153%1,774
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3138%1,268
Percentage Net Loans Charged-off: Total real estate loans0.3593%490
Percentage Net Loans Charged-off:Construction & development0.9223%263
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.3455%574
Percentage Net Loans Charged-off: Home equity loans0.0641%607
All other 1-4 family - Percent of loans charged-off, net0.4602%420
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals-0.1153%7,579
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1130%2,580
Percentage Net Loans Charged-off: Total real estate loans0.1358%1,002
Percentage Net Loans Charged-off:Construction & development0.5791%246
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%7,736
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0118%7,795
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals-0.2397%7,735
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0080%6,852
Percentage Net Loans Charged-off: Total real estate loans-0.0022%7,502
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0055%7,719
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0078%7,739
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals-0.2060%7,432
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2226%1,814
Percentage Net Loans Charged-off: Total real estate loans0.0456%2,057
Percentage Net Loans Charged-off:Construction & development0.2306%341
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0275%8,109
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0402%8,123
Percentage Net Loans Charged-off: Commercial and industrial1.9292%525
Percentage Net Loans Charged-off: Loans to individuals0.2795%3,997
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2086%1,533
Percentage Net Loans Charged-off: Total real estate loans-0.0313%8,125
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0753%8,282
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.1110%8,315
Percentage Net Loans Charged-off: Commercial and industrial2.4229%340
Percentage Net Loans Charged-off: Loans to individuals0.3287%3,299
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3149%994
Percentage Net Loans Charged-off: Total real estate loans-0.0464%8,221
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.1117%8,363
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.1662%8,384
Percentage Net Loans Charged-off: Commercial and industrial3.5639%229
Percentage Net Loans Charged-off: Loans to individuals0.4261%2,618
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5788%483
Percentage Net Loans Charged-off: Total real estate loans-0.0922%8,394
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.2224%8,472
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.3328%8,481
Percentage Net Loans Charged-off: Commercial and industrial6.6382%109
Percentage Net Loans Charged-off: Loans to individuals-0.1418%7,206
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1188%3,352
Percentage Net Loans Charged-off: Total real estate loans0.1118%1,179
Percentage Net Loans Charged-off:Construction & development0.4527%188
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0255%2,456
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0402%2,078
Percentage Net Loans Charged-off: Commercial and industrial-0.1669%7,750
Percentage Net Loans Charged-off: Loans to individuals1.2779%1,337
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1201%2,840
Percentage Net Loans Charged-off: Total real estate loans0.1295%940
Percentage Net Loans Charged-off:Construction & development0.6194%135
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0132%8,011
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0210%8,082
Percentage Net Loans Charged-off: Commercial and industrial-0.2194%7,770
Percentage Net Loans Charged-off: Loans to individuals1.0398%1,556
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0895%3,042
Percentage Net Loans Charged-off: Total real estate loans0.1876%648
Percentage Net Loans Charged-off:Construction & development0.8850%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%7,899
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0133%7,976
Percentage Net Loans Charged-off: Commercial and industrial-0.6844%8,119
Percentage Net Loans Charged-off: Loans to individuals0.3100%3,640
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1286%8,328
Percentage Net Loans Charged-off: Total real estate loans-0.0051%7,781
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0113%8,041
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0180%8,128
Percentage Net Loans Charged-off: Commercial and industrial-1.3566%8,297
Percentage Net Loans Charged-off: Loans to individuals1.0498%1,444
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1546%3,336
Percentage Net Loans Charged-off: Total real estate loans0.1012%1,571
Percentage Net Loans Charged-off:Construction & development0.1103%478
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1726%1,083
Percentage Net Loans Charged-off: Home equity loans0.2945%227
All other 1-4 family - Percent of loans charged-off, net0.1108%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.5951%1,939
Percentage Net Loans Charged-off: Loans to individuals-0.1461%8,317
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0342%5,133
Percentage Net Loans Charged-off: Total real estate loans0.0339%2,285
Percentage Net Loans Charged-off:Construction & development0.1809%323
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0102%8,074
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0152%8,142
Percentage Net Loans Charged-off: Commercial and industrial0.0877%3,077
Percentage Net Loans Charged-off: Loans to individuals-0.1352%8,157
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0427%4,578
Percentage Net Loans Charged-off: Total real estate loans0.0545%1,709
Percentage Net Loans Charged-off:Construction & development0.2749%230
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0094%8,085
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0138%8,156
Percentage Net Loans Charged-off: Commercial and industrial-0.2003%7,826
Percentage Net Loans Charged-off: Loans to individuals0.6037%2,863
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0980%2,910
Percentage Net Loans Charged-off: Total real estate loans-0.0057%7,995
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0129%8,228
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0187%8,296
Percentage Net Loans Charged-off: Commercial and industrial0.7699%966
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2369%3,025
Percentage Net Loans Charged-off: Total real estate loans0.1015%1,814
Percentage Net Loans Charged-off:Construction & development0.5846%294
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0082%3,204
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0116%2,965
Percentage Net Loans Charged-off: Commercial and industrial0.7285%2,127
Percentage Net Loans Charged-off: Loans to individuals1.1288%2,029
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1534%3,503
Percentage Net Loans Charged-off: Total real estate loans0.1328%1,277
Percentage Net Loans Charged-off:Construction & development0.8519%200
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial-0.0862%7,867
Percentage Net Loans Charged-off: Loans to individuals1.3747%1,423
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1599%3,171
Percentage Net Loans Charged-off: Total real estate loans0.2002%861
Percentage Net Loans Charged-off:Construction & development1.2628%134
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial-0.1424%7,974
Percentage Net Loans Charged-off: Loans to individuals0.4878%3,617
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4604%1,201
Percentage Net Loans Charged-off: Total real estate loans0.6299%241
Percentage Net Loans Charged-off:Construction & development3.8163%50
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.2772%8,193
Percentage Net Loans Charged-off: Loans to individuals-0.0615%7,818
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0293%6,640
Percentage Net Loans Charged-off: Total real estate loans0.0454%2,653
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0946%1,735
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1230%1,447
Percentage Net Loans Charged-off: Commercial and industrial-0.1643%8,296
Percentage Net Loans Charged-off: Loans to individuals0.4372%4,611
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2374%3,212
Percentage Net Loans Charged-off: Total real estate loans0.0792%1,924
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1644%1,090
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.2025%911
Percentage Net Loans Charged-off: Commercial and industrial0.4170%2,898
Percentage Net Loans Charged-off: Loans to individuals1.9997%810
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3304%2,058
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0426%6,279
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1126%10,001
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8467%752
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0315%7,568
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1147%11,215
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5624%1,585
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1393%6,345
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2566%6,526
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA