Home > Lake County Bank > Income and Expense
Lake County Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 6,089 |
| Total interest expense | $31,000 | 5,794 |
| Net interest income | $243,000 | 6,103 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $43,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 5,501 |
| Total noninterest expense | $269,000 | 5,929 |
| Salaries and employee benefits | $154,000 | 5,875 |
| Premises and equipment expense | $42,000 | 5,437 |
| Additional noninterest expense | $73,000 | 6,036 |
| Pre-tax net operating income | $17,000 | 5,880 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $17,000 | 5,917 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $17,000 | 5,917 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $17,000 | 5,918 |
| Net charge-offs | $66,000 | 1,372 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $17,000 | 5,871 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 6,129 |
| Total interest expense | $139,000 | 5,843 |
| Net interest income | $1,059,000 | 6,128 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $179,000 | 5,516 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $116,000 | 4,771 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $63,000 | 5,601 |
| Total noninterest expense | $1,402,000 | 5,767 |
| Salaries and employee benefits | $694,000 | 5,856 |
| Premises and equipment expense | $184,000 | 5,455 |
| Additional noninterest expense | $524,000 | 5,575 |
| Pre-tax net operating income | $-164,000 | 6,201 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-164,000 | 6,214 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-164,000 | 6,214 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-164,000 | 6,215 |
| Net charge-offs | $278,000 | 2,102 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-164,000 | 6,209 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $923,000 | 6,187 |
| Total interest expense | $105,000 | 5,920 |
| Net interest income | $818,000 | 6,185 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $137,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $89,000 | 4,810 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $48,000 | 5,652 |
| Total noninterest expense | $1,043,000 | 5,827 |
| Salaries and employee benefits | $514,000 | 5,912 |
| Premises and equipment expense | $142,000 | 5,480 |
| Additional noninterest expense | $387,000 | 5,645 |
| Pre-tax net operating income | $-88,000 | 6,243 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-88,000 | 6,259 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-88,000 | 6,259 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-88,000 | 6,259 |
| Net charge-offs | $127,000 | 2,452 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-88,000 | 6,255 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $621,000 | 6,233 |
| Total interest expense | $69,000 | 5,988 |
| Net interest income | $552,000 | 6,228 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $91,000 | 5,590 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $58,000 | 4,837 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $33,000 | 5,664 |
| Total noninterest expense | $655,000 | 5,938 |
| Salaries and employee benefits | $346,000 | 5,951 |
| Premises and equipment expense | $100,000 | 5,444 |
| Additional noninterest expense | $209,000 | 5,936 |
| Pre-tax net operating income | $-12,000 | 6,210 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-12,000 | 6,229 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-12,000 | 6,231 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-12,000 | 6,231 |
| Net charge-offs | $146,000 | 1,856 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-12,000 | 6,209 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 6,333 |
| Total interest expense | $35,000 | 6,045 |
| Net interest income | $258,000 | 6,334 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $47,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $16,000 | 5,685 |
| Total noninterest expense | $328,000 | 6,003 |
| Salaries and employee benefits | $170,000 | 6,029 |
| Premises and equipment expense | $49,000 | 5,529 |
| Additional noninterest expense | $109,000 | 5,950 |
| Pre-tax net operating income | $-23,000 | 6,298 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-23,000 | 6,307 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-23,000 | 6,308 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-23,000 | 6,308 |
| Net charge-offs | $116,000 | 1,278 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-23,000 | 6,299 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 6,342 |
| Total interest expense | $160,000 | 6,124 |
| Net interest income | $1,139,000 | 6,330 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $264,000 | 5,286 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $142,000 | 4,669 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $122,000 | 5,172 |
| Total noninterest expense | $1,366,000 | 6,030 |
| Salaries and employee benefits | $701,000 | 6,079 |
| Premises and equipment expense | $198,000 | 5,565 |
| Additional noninterest expense | $467,000 | 5,932 |
| Pre-tax net operating income | $37,000 | 6,106 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $37,000 | 6,164 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $37,000 | 6,166 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $37,000 | 6,167 |
| Net charge-offs | $59,000 | 4,224 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $37,000 | 6,122 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $964,000 | 6,418 |
| Total interest expense | $123,000 | 6,194 |
| Net interest income | $841,000 | 6,416 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $208,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $104,000 | 4,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $104,000 | 5,134 |
| Total noninterest expense | $1,041,000 | 6,050 |
| Salaries and employee benefits | $528,000 | 6,114 |
| Premises and equipment expense | $153,000 | 5,561 |
| Additional noninterest expense | $360,000 | 5,942 |
| Pre-tax net operating income | $8,000 | 6,256 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $8,000 | 6,321 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $8,000 | 6,323 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,000 | 6,322 |
| Net charge-offs | $20,000 | 4,412 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,000 | 6,275 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $627,000 | 6,476 |
| Total interest expense | $84,000 | 6,242 |
| Net interest income | $543,000 | 6,477 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $153,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $69,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 4,951 |
| Total noninterest expense | $730,000 | 6,018 |
| Salaries and employee benefits | $346,000 | 6,168 |
| Premises and equipment expense | $111,000 | 5,437 |
| Additional noninterest expense | $273,000 | 5,763 |
| Pre-tax net operating income | $-34,000 | 6,381 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-34,000 | 6,437 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-34,000 | 6,439 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-34,000 | 6,439 |
| Net charge-offs | $-15,000 | 6,255 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-34,000 | 6,394 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $297,000 | 6,578 |
| Total interest expense | $43,000 | 6,303 |
| Net interest income | $254,000 | 6,585 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $95,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $60,000 | 4,488 |
| Total noninterest expense | $321,000 | 6,232 |
| Salaries and employee benefits | $173,000 | 6,216 |
| Premises and equipment expense | $52,000 | 5,588 |
| Additional noninterest expense | $96,000 | 6,285 |
| Pre-tax net operating income | $28,000 | 6,067 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $28,000 | 6,114 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $28,000 | 6,115 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $28,000 | 6,115 |
| Net charge-offs | $-10,000 | 6,196 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $28,000 | 6,034 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 6,585 |
| Total interest expense | $194,000 | 6,428 |
| Net interest income | $1,152,000 | 6,577 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $360,000 | 4,973 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $166,000 | 4,601 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $194,000 | 4,635 |
| Total noninterest expense | $1,486,000 | 6,120 |
| Salaries and employee benefits | $752,000 | 6,182 |
| Premises and equipment expense | $253,000 | 5,327 |
| Additional noninterest expense | $481,000 | 6,122 |
| Pre-tax net operating income | $26,000 | 6,098 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $26,000 | 6,252 |
| Extraordinary gains, net | $-47,000 | 7,063 |
| Net income | $-21,000 | 6,337 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-21,000 | 6,339 |
| Net charge-offs | $115,000 | 4,299 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $26,000 | 6,110 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 6,658 |
| Total interest expense | $147,000 | 6,555 |
| Net interest income | $899,000 | 6,636 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $307,000 | 4,833 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $131,000 | 4,562 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $176,000 | 4,412 |
| Total noninterest expense | $1,048,000 | 6,268 |
| Salaries and employee benefits | $554,000 | 6,258 |
| Premises and equipment expense | $178,000 | 5,501 |
| Additional noninterest expense | $316,000 | 6,343 |
| Pre-tax net operating income | $158,000 | 5,830 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $158,000 | 5,896 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $158,000 | 5,895 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $158,000 | 5,895 |
| Net charge-offs | $93,000 | 4,043 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $158,000 | 5,730 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $708,000 | 6,701 |
| Total interest expense | $99,000 | 6,625 |
| Net interest income | $609,000 | 6,666 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $235,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $84,000 | 4,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 4,072 |
| Total noninterest expense | $720,000 | 6,265 |
| Salaries and employee benefits | $375,000 | 6,276 |
| Premises and equipment expense | $115,000 | 5,572 |
| Additional noninterest expense | $230,000 | 6,270 |
| Pre-tax net operating income | $124,000 | 5,743 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $124,000 | 5,804 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $124,000 | 5,803 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $124,000 | 5,803 |
| Net charge-offs | $31,000 | 4,381 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $124,000 | 5,620 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 6,815 |
| Total interest expense | $48,000 | 6,735 |
| Net interest income | $282,000 | 6,792 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $68,000 | 5,483 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 5,460 |
| Total noninterest expense | $339,000 | 6,407 |
| Salaries and employee benefits | $190,000 | 6,291 |
| Premises and equipment expense | $53,000 | 5,750 |
| Additional noninterest expense | $96,000 | 6,545 |
| Pre-tax net operating income | $11,000 | 6,318 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $11,000 | 6,428 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,000 | 6,427 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,000 | 6,428 |
| Net charge-offs | $11,000 | 3,996 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $11,000 | 6,307 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 6,846 |
| Total interest expense | $238,000 | 6,768 |
| Net interest income | $1,141,000 | 6,823 |
| Provision for loan and lease losses | $480,000 | 3,503 |
| Total noninterest income | $258,000 | 5,429 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $150,000 | 4,891 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $108,000 | 5,241 |
| Total noninterest expense | $1,601,000 | 6,205 |
| Salaries and employee benefits | $805,000 | 6,265 |
| Premises and equipment expense | $186,000 | 6,121 |
| Additional noninterest expense | $610,000 | 5,956 |
| Pre-tax net operating income | $-682,000 | 6,477 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-682,000 | 6,547 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-682,000 | 6,547 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-682,000 | 6,546 |
| Net charge-offs | $410,000 | 3,408 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-682,000 | 6,516 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 6,897 |
| Total interest expense | $184,000 | 6,843 |
| Net interest income | $876,000 | 6,864 |
| Provision for loan and lease losses | $480,000 | 2,925 |
| Total noninterest income | $197,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $108,000 | 4,996 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $89,000 | 5,217 |
| Total noninterest expense | $1,240,000 | 6,185 |
| Salaries and employee benefits | $605,000 | 6,270 |
| Premises and equipment expense | $368,000 | 4,132 |
| Additional noninterest expense | $267,000 | 6,722 |
| Pre-tax net operating income | $-647,000 | 6,674 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-647,000 | 6,744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-647,000 | 6,744 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-647,000 | 6,744 |
| Net charge-offs | $358,000 | 3,043 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-647,000 | 6,704 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $690,000 | 6,975 |
| Total interest expense | $128,000 | 6,894 |
| Net interest income | $562,000 | 6,953 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $131,000 | 5,521 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $66,000 | 5,116 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 5,176 |
| Total noninterest expense | $678,000 | 6,572 |
| Salaries and employee benefits | $401,000 | 6,344 |
| Premises and equipment expense | $100,000 | 6,083 |
| Additional noninterest expense | $177,000 | 6,797 |
| Pre-tax net operating income | $-285,000 | 6,642 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-285,000 | 6,714 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-285,000 | 6,714 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-285,000 | 6,715 |
| Net charge-offs | $224,000 | 2,993 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-285,000 | 6,690 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $337,000 | 7,052 |
| Total interest expense | $68,000 | 6,925 |
| Net interest income | $269,000 | 7,027 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $58,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $35,000 | 4,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 5,678 |
| Total noninterest expense | $332,000 | 6,654 |
| Salaries and employee benefits | $198,000 | 6,413 |
| Premises and equipment expense | $48,000 | 6,197 |
| Additional noninterest expense | $86,000 | 6,893 |
| Pre-tax net operating income | $-305,000 | 6,943 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-305,000 | 6,989 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-305,000 | 6,989 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-305,000 | 6,989 |
| Net charge-offs | $103,000 | 2,703 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-305,000 | 6,976 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 7,015 |
| Total interest expense | $381,000 | 6,845 |
| Net interest income | $1,168,000 | 7,004 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $259,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $170,000 | 4,702 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $89,000 | 5,570 |
| Total noninterest expense | $1,384,000 | 6,652 |
| Salaries and employee benefits | $832,000 | 6,384 |
| Premises and equipment expense | $196,000 | 6,229 |
| Additional noninterest expense | $356,000 | 6,933 |
| Pre-tax net operating income | $43,000 | 5,640 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $23,000 | 3,959 |
| Income before extraordinary items | $20,000 | 5,892 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $20,000 | 5,892 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $20,000 | 5,892 |
| Net charge-offs | $184,000 | 4,850 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $20,000 | 5,760 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 7,102 |
| Total interest expense | $297,000 | 6,939 |
| Net interest income | $893,000 | 7,090 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $198,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $129,000 | 4,761 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $69,000 | 5,663 |
| Total noninterest expense | $1,032,000 | 6,715 |
| Salaries and employee benefits | $623,000 | 6,423 |
| Premises and equipment expense | $143,000 | 6,363 |
| Additional noninterest expense | $266,000 | 6,995 |
| Pre-tax net operating income | $59,000 | 5,773 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $23,000 | 3,935 |
| Income before extraordinary items | $36,000 | 5,985 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $36,000 | 5,985 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $36,000 | 5,985 |
| Net charge-offs | $110,000 | 4,812 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $36,000 | 5,862 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $792,000 | 7,161 |
| Total interest expense | $204,000 | 6,995 |
| Net interest income | $588,000 | 7,155 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $134,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $86,000 | 4,747 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 5,636 |
| Total noninterest expense | $687,000 | 6,765 |
| Salaries and employee benefits | $412,000 | 6,485 |
| Premises and equipment expense | $95,000 | 6,394 |
| Additional noninterest expense | $180,000 | 7,031 |
| Pre-tax net operating income | $35,000 | 5,897 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $23,000 | 3,716 |
| Income before extraordinary items | $12,000 | 6,119 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $12,000 | 6,121 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $12,000 | 6,120 |
| Net charge-offs | $23,000 | 5,442 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $12,000 | 6,019 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $390,000 | 7,278 |
| Total interest expense | $107,000 | 7,057 |
| Net interest income | $283,000 | 7,273 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $60,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $40,000 | 4,876 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $344,000 | 6,857 |
| Salaries and employee benefits | $204,000 | 6,595 |
| Premises and equipment expense | $48,000 | 6,465 |
| Additional noninterest expense | $92,000 | 7,096 |
| Pre-tax net operating income | $-1,000 | 6,270 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $15,000 | 3,592 |
| Income before extraordinary items | $-16,000 | 6,477 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-16,000 | 6,479 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-16,000 | 6,478 |
| Net charge-offs | $16,000 | 4,565 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-16,000 | 6,389 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 7,240 |
| Total interest expense | $506,000 | 7,114 |
| Net interest income | $1,243,000 | 7,192 |
| Provision for loan and lease losses | $1,298,000 | 3,096 |
| Total noninterest income | $262,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $181,000 | 4,823 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $81,000 | 5,901 |
| Total noninterest expense | $1,394,000 | 6,940 |
| Salaries and employee benefits | $862,000 | 6,553 |
| Premises and equipment expense | $181,000 | 6,638 |
| Additional noninterest expense | $351,000 | 7,262 |
| Pre-tax net operating income | $-1,187,000 | 6,324 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $11,000 | 3,858 |
| Income before extraordinary items | $-1,198,000 | 6,445 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,198,000 | 6,446 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,198,000 | 6,446 |
| Net charge-offs | $375,000 | 4,184 |
| Cash dividends | $100,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,198,000 | 6,441 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 7,253 |
| Total interest expense | $380,000 | 7,230 |
| Net interest income | $1,000,000 | 7,135 |
| Provision for loan and lease losses | $1,268,000 | 2,455 |
| Total noninterest income | $199,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $137,000 | 4,844 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $62,000 | 6,003 |
| Total noninterest expense | $1,039,000 | 6,967 |
| Salaries and employee benefits | $659,000 | 6,537 |
| Premises and equipment expense | $131,000 | 6,757 |
| Additional noninterest expense | $249,000 | 7,353 |
| Pre-tax net operating income | $-1,108,000 | 6,709 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $105,000 | 2,845 |
| Income before extraordinary items | $-1,213,000 | 6,857 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,213,000 | 6,859 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,213,000 | 6,859 |
| Net charge-offs | $251,000 | 3,964 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,213,000 | 6,847 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $914,000 | 7,328 |
| Total interest expense | $254,000 | 7,331 |
| Net interest income | $660,000 | 7,192 |
| Provision for loan and lease losses | $211,000 | 4,243 |
| Total noninterest income | $132,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $89,000 | 4,870 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $43,000 | 6,017 |
| Total noninterest expense | $700,000 | 7,001 |
| Salaries and employee benefits | $456,000 | 6,539 |
| Premises and equipment expense | $88,000 | 6,804 |
| Additional noninterest expense | $156,000 | 7,489 |
| Pre-tax net operating income | $-119,000 | 6,127 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $71,000 | 2,903 |
| Income before extraordinary items | $-190,000 | 6,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-190,000 | 6,362 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-190,000 | 6,362 |
| Net charge-offs | $153,000 | 3,753 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-190,000 | 6,346 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 7,200 |
| Total interest expense | $129,000 | 7,394 |
| Net interest income | $392,000 | 6,907 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $117,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $75,000 | 4,125 |
| Total noninterest expense | $360,000 | 6,934 |
| Salaries and employee benefits | $230,000 | 6,576 |
| Premises and equipment expense | $46,000 | 6,774 |
| Additional noninterest expense | $84,000 | 7,333 |
| Pre-tax net operating income | $119,000 | 4,826 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $92,000 | 2,262 |
| Income before extraordinary items | $27,000 | 6,048 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $27,000 | 6,050 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $27,000 | 6,050 |
| Net charge-offs | $-25,000 | 8,037 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $27,000 | 5,886 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 7,129 |
| Total interest expense | $548,000 | 7,583 |
| Net interest income | $1,743,000 | 6,714 |
| Provision for loan and lease losses | $48,000 | 6,618 |
| Total noninterest income | $282,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $195,000 | 4,843 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $87,000 | 6,108 |
| Total noninterest expense | $1,481,000 | 6,888 |
| Salaries and employee benefits | $950,000 | 6,526 |
| Premises and equipment expense | $223,000 | 6,471 |
| Additional noninterest expense | $308,000 | 7,429 |
| Pre-tax net operating income | $496,000 | 4,877 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $174,000 | 2,944 |
| Income before extraordinary items | $322,000 | 5,014 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $322,000 | 5,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,293 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $322,000 | 5,168 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 7,194 |
| Total interest expense | $416,000 | 7,687 |
| Net interest income | $1,324,000 | 6,726 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $216,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $148,000 | 4,849 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 6,176 |
| Total noninterest expense | $1,072,000 | 6,973 |
| Salaries and employee benefits | $670,000 | 6,685 |
| Premises and equipment expense | $176,000 | 6,403 |
| Additional noninterest expense | $226,000 | 7,469 |
| Pre-tax net operating income | $432,000 | 5,162 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $128,000 | 3,373 |
| Income before extraordinary items | $304,000 | 5,187 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $304,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,860 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $304,000 | 5,370 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 7,271 |
| Total interest expense | $279,000 | 7,773 |
| Net interest income | $866,000 | 6,795 |
| Provision for loan and lease losses | $24,000 | 5,853 |
| Total noninterest income | $129,000 | 6,246 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $95,000 | 4,924 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $34,000 | 6,622 |
| Total noninterest expense | $691,000 | 7,085 |
| Salaries and employee benefits | $451,000 | 6,724 |
| Premises and equipment expense | $92,000 | 6,897 |
| Additional noninterest expense | $148,000 | 7,528 |
| Pre-tax net operating income | $280,000 | 5,373 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $81,000 | 3,656 |
| Income before extraordinary items | $199,000 | 5,612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 5,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $199,000 | 5,551 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 7,362 |
| Total interest expense | $141,000 | 7,857 |
| Net interest income | $427,000 | 6,879 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $59,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $44,000 | 5,057 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $355,000 | 7,070 |
| Salaries and employee benefits | $234,000 | 6,670 |
| Premises and equipment expense | $48,000 | 6,848 |
| Additional noninterest expense | $73,000 | 7,561 |
| Pre-tax net operating income | $119,000 | 5,782 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $35,000 | 3,907 |
| Income before extraordinary items | $84,000 | 6,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $84,000 | 5,971 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 7,290 |
| Total interest expense | $514,000 | 7,940 |
| Net interest income | $1,866,000 | 6,669 |
| Provision for loan and lease losses | $96,000 | 4,972 |
| Total noninterest income | $226,000 | 6,564 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $144,000 | 5,494 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $82,000 | 6,501 |
| Total noninterest expense | $1,455,000 | 6,984 |
| Salaries and employee benefits | $900,000 | 6,702 |
| Premises and equipment expense | $251,000 | 6,249 |
| Additional noninterest expense | $304,000 | 7,517 |
| Pre-tax net operating income | $541,000 | 5,858 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $262,000 | 3,549 |
| Income before extraordinary items | $279,000 | 6,509 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $279,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,868 |
| Cash dividends | $100,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $279,000 | 6,488 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 7,320 |
| Total interest expense | $375,000 | 8,008 |
| Net interest income | $1,432,000 | 6,649 |
| Provision for loan and lease losses | $72,000 | 4,634 |
| Total noninterest income | $167,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $108,000 | 5,504 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $59,000 | 6,570 |
| Total noninterest expense | $982,000 | 7,184 |
| Salaries and employee benefits | $634,000 | 6,826 |
| Premises and equipment expense | $130,000 | 6,981 |
| Additional noninterest expense | $218,000 | 7,575 |
| Pre-tax net operating income | $545,000 | 5,620 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $182,000 | 3,826 |
| Income before extraordinary items | $363,000 | 6,002 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $363,000 | 6,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,364 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $363,000 | 5,984 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 7,358 |
| Total interest expense | $246,000 | 8,061 |
| Net interest income | $961,000 | 6,676 |
| Provision for loan and lease losses | $48,000 | 4,431 |
| Total noninterest income | $108,000 | 6,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $70,000 | 5,589 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,000 | 6,680 |
| Total noninterest expense | $637,000 | 7,274 |
| Salaries and employee benefits | $413,000 | 6,933 |
| Premises and equipment expense | $84,000 | 7,058 |
| Additional noninterest expense | $140,000 | 7,672 |
| Pre-tax net operating income | $384,000 | 5,589 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $121,000 | 3,911 |
| Income before extraordinary items | $263,000 | 5,925 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $263,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,525 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $263,000 | 5,911 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 7,392 |
| Total interest expense | $123,000 | 8,106 |
| Net interest income | $477,000 | 6,712 |
| Provision for loan and lease losses | $24,000 | 4,189 |
| Total noninterest income | $51,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $30,000 | 5,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $321,000 | 7,296 |
| Salaries and employee benefits | $210,000 | 6,925 |
| Premises and equipment expense | $45,000 | 6,985 |
| Additional noninterest expense | $66,000 | 7,760 |
| Pre-tax net operating income | $183,000 | 5,678 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $61,000 | 3,885 |
| Income before extraordinary items | $122,000 | 6,054 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $122,000 | 6,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $122,000 | 6,042 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 7,330 |
| Total interest expense | $431,000 | 8,033 |
| Net interest income | $1,835,000 | 6,764 |
| Provision for loan and lease losses | $209,000 | 3,459 |
| Total noninterest income | $250,000 | 6,524 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $161,000 | 5,392 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 6,514 |
| Total noninterest expense | $1,315,000 | 7,202 |
| Salaries and employee benefits | $843,000 | 6,834 |
| Premises and equipment expense | $175,000 | 6,971 |
| Additional noninterest expense | $297,000 | 7,601 |
| Pre-tax net operating income | $561,000 | 6,300 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $227,000 | 4,161 |
| Income before extraordinary items | $334,000 | 6,769 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $334,000 | 6,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,205 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $334,000 | 6,774 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 7,388 |
| Total interest expense | $314,000 | 8,099 |
| Net interest income | $1,369,000 | 6,847 |
| Provision for loan and lease losses | $185,000 | 3,006 |
| Total noninterest income | $199,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $127,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,374 |
| Total noninterest expense | $919,000 | 7,340 |
| Salaries and employee benefits | $588,000 | 6,998 |
| Premises and equipment expense | $124,000 | 7,102 |
| Additional noninterest expense | $207,000 | 7,725 |
| Pre-tax net operating income | $464,000 | 6,369 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $142,000 | 4,527 |
| Income before extraordinary items | $322,000 | 6,610 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $322,000 | 6,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,421 |
| Cash dividends | $100,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $322,000 | 6,613 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 7,415 |
| Total interest expense | $208,000 | 8,106 |
| Net interest income | $908,000 | 6,896 |
| Provision for loan and lease losses | $161,000 | 2,475 |
| Total noninterest income | $141,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,320 |
| Total noninterest expense | $612,000 | 7,387 |
| Salaries and employee benefits | $393,000 | 7,019 |
| Premises and equipment expense | $79,000 | 7,202 |
| Additional noninterest expense | $140,000 | 7,722 |
| Pre-tax net operating income | $276,000 | 6,609 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $95,000 | 4,570 |
| Income before extraordinary items | $181,000 | 6,911 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $181,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,832 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $181,000 | 6,918 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 7,408 |
| Total interest expense | $102,000 | 8,113 |
| Net interest income | $454,000 | 6,922 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $81,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $49,000 | 5,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $319,000 | 7,318 |
| Salaries and employee benefits | $206,000 | 6,914 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $73,000 | 7,672 |
| Pre-tax net operating income | $192,000 | 5,927 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $48,000 | 4,542 |
| Income before extraordinary items | $144,000 | 6,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 6,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $144,000 | 6,045 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 7,431 |
| Total interest expense | $365,000 | 8,003 |
| Net interest income | $1,658,000 | 7,084 |
| Provision for loan and lease losses | $98,000 | 4,868 |
| Total noninterest income | $247,000 | 6,698 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $167,000 | 5,420 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $80,000 | 6,751 |
| Total noninterest expense | $1,252,000 | 7,309 |
| Salaries and employee benefits | $815,000 | 6,876 |
| Premises and equipment expense | $164,000 | 7,123 |
| Additional noninterest expense | $273,000 | 7,789 |
| Pre-tax net operating income | $555,000 | 6,564 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $248,000 | 4,373 |
| Income before extraordinary items | $307,000 | 7,153 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $307,000 | 7,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,103 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $307,000 | 7,137 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 7,465 |
| Total interest expense | $269,000 | 8,006 |
| Net interest income | $1,232,000 | 7,135 |
| Provision for loan and lease losses | $78,000 | 4,666 |
| Total noninterest income | $178,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 5,541 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,795 |
| Total noninterest expense | $888,000 | 7,420 |
| Salaries and employee benefits | $568,000 | 7,054 |
| Premises and equipment expense | $115,000 | 7,244 |
| Additional noninterest expense | $205,000 | 7,793 |
| Pre-tax net operating income | $444,000 | 6,597 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $145,000 | 4,848 |
| Income before extraordinary items | $299,000 | 6,925 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $299,000 | 6,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,528 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $299,000 | 6,884 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $967,000 | 7,519 |
| Total interest expense | $174,000 | 8,005 |
| Net interest income | $793,000 | 7,215 |
| Provision for loan and lease losses | $39,000 | 4,905 |
| Total noninterest income | $119,000 | 6,766 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $581,000 | 7,463 |
| Salaries and employee benefits | $375,000 | 7,087 |
| Premises and equipment expense | $74,000 | 7,300 |
| Additional noninterest expense | $132,000 | 7,834 |
| Pre-tax net operating income | $292,000 | 6,632 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $97,000 | 4,848 |
| Income before extraordinary items | $195,000 | 6,973 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $195,000 | 6,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,718 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $195,000 | 6,918 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $480,000 | 7,575 |
| Total interest expense | $86,000 | 8,021 |
| Net interest income | $394,000 | 7,282 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $52,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $282,000 | 7,575 |
| Salaries and employee benefits | $184,000 | 7,197 |
| Premises and equipment expense | $35,000 | 7,470 |
| Additional noninterest expense | $63,000 | 7,956 |
| Pre-tax net operating income | $144,000 | 6,647 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $48,000 | 4,803 |
| Income before extraordinary items | $96,000 | 6,965 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $96,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,709 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $96,000 | 6,938 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 7,470 |
| Total interest expense | $342,000 | 7,905 |
| Net interest income | $1,573,000 | 7,219 |
| Provision for loan and lease losses | $83,000 | 5,287 |
| Total noninterest income | $198,000 | 7,165 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $135,000 | 5,973 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $63,000 | 7,122 |
| Total noninterest expense | $1,278,000 | 7,304 |
| Salaries and employee benefits | $812,000 | 6,883 |
| Premises and equipment expense | $189,000 | 6,876 |
| Additional noninterest expense | $277,000 | 7,838 |
| Pre-tax net operating income | $410,000 | 7,038 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $120,000 | 5,334 |
| Income before extraordinary items | $290,000 | 7,273 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $290,000 | 7,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,046 |
| Cash dividends | $40,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $290,000 | 7,221 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 7,506 |
| Total interest expense | $256,000 | 7,943 |
| Net interest income | $1,173,000 | 7,251 |
| Provision for loan and lease losses | $63,000 | 5,070 |
| Total noninterest income | $147,000 | 7,232 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $102,000 | 6,016 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 7,213 |
| Total noninterest expense | $892,000 | 7,423 |
| Salaries and employee benefits | $553,000 | 7,120 |
| Premises and equipment expense | $127,000 | 7,085 |
| Additional noninterest expense | $212,000 | 7,810 |
| Pre-tax net operating income | $365,000 | 6,901 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $76,000 | 5,638 |
| Income before extraordinary items | $289,000 | 6,970 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $289,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,003 |
| Cash dividends | $40,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $289,000 | 6,899 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $946,000 | 7,557 |
| Total interest expense | $170,000 | 8,016 |
| Net interest income | $776,000 | 7,287 |
| Provision for loan and lease losses | $44,000 | 4,930 |
| Total noninterest income | $101,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $63,000 | 6,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 6,883 |
| Total noninterest expense | $594,000 | 7,477 |
| Salaries and employee benefits | $364,000 | 7,198 |
| Premises and equipment expense | $84,000 | 7,130 |
| Additional noninterest expense | $146,000 | 7,780 |
| Pre-tax net operating income | $239,000 | 6,907 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $50,000 | 5,634 |
| Income before extraordinary items | $189,000 | 6,998 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $189,000 | 6,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $40,000 | 4,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $189,000 | 6,927 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,684 |
| Total interest expense | $83,000 | 8,121 |
| Net interest income | $374,000 | 7,414 |
| Provision for loan and lease losses | $19,000 | 4,886 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $287,000 | 7,598 |
| Salaries and employee benefits | $184,000 | 7,202 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $64,000 | 8,039 |
| Pre-tax net operating income | $115,000 | 6,927 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $25,000 | 5,581 |
| Income before extraordinary items | $90,000 | 7,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 7,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $90,000 | 6,975 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 7,750 |
| Total interest expense | $373,000 | 8,203 |
| Net interest income | $1,444,000 | 7,448 |
| Provision for loan and lease losses | $78,000 | 5,679 |
| Total noninterest income | $206,000 | 7,303 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $125,000 | 6,206 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $81,000 | 6,870 |
| Total noninterest expense | $1,183,000 | 7,505 |
| Salaries and employee benefits | $738,000 | 7,155 |
| Premises and equipment expense | $187,000 | 6,942 |
| Additional noninterest expense | $258,000 | 8,046 |
| Pre-tax net operating income | $389,000 | 7,089 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $134,000 | 5,413 |
| Income before extraordinary items | $255,000 | 7,499 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $255,000 | 7,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,652 |
| Cash dividends | $30,000 | 6,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $255,000 | 7,356 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 7,888 |
| Total interest expense | $282,000 | 8,322 |
| Net interest income | $1,050,000 | 7,557 |
| Provision for loan and lease losses | $55,000 | 5,636 |
| Total noninterest income | $155,000 | 7,334 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $91,000 | 6,296 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 6,840 |
| Total noninterest expense | $801,000 | 7,732 |
| Salaries and employee benefits | $503,000 | 7,384 |
| Premises and equipment expense | $114,000 | 7,377 |
| Additional noninterest expense | $184,000 | 8,143 |
| Pre-tax net operating income | $349,000 | 6,953 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $93,000 | 5,648 |
| Income before extraordinary items | $256,000 | 7,218 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $256,000 | 7,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,212 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $256,000 | 7,056 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $861,000 | 8,004 |
| Total interest expense | $193,000 | 8,382 |
| Net interest income | $668,000 | 7,690 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $106,000 | 7,290 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $60,000 | 6,305 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $46,000 | 6,714 |
| Total noninterest expense | $526,000 | 7,787 |
| Salaries and employee benefits | $334,000 | 7,412 |
| Premises and equipment expense | $71,000 | 7,525 |
| Additional noninterest expense | $121,000 | 8,157 |
| Pre-tax net operating income | $218,000 | 7,062 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $59,000 | 5,754 |
| Income before extraordinary items | $159,000 | 7,353 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $159,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,501 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $159,000 | 7,170 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 8,127 |
| Total interest expense | $98,000 | 8,454 |
| Net interest income | $313,000 | 7,840 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $57,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $260,000 | 7,841 |
| Salaries and employee benefits | $163,000 | 7,504 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $62,000 | 8,151 |
| Pre-tax net operating income | $95,000 | 7,269 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $28,000 | 5,789 |
| Income before extraordinary items | $67,000 | 7,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $67,000 | 7,397 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 8,186 |
| Total interest expense | $484,000 | 8,425 |
| Net interest income | $1,199,000 | 7,939 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $208,000 | 7,227 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $129,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,904 |
| Total noninterest expense | $1,085,000 | 7,742 |
| Salaries and employee benefits | $680,000 | 7,362 |
| Premises and equipment expense | $146,000 | 7,500 |
| Additional noninterest expense | $259,000 | 8,105 |
| Pre-tax net operating income | $202,000 | 7,914 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $24,000 | 6,951 |
| Income before extraordinary items | $178,000 | 7,958 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $178,000 | 7,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 3,098 |
| Cash dividends | $30,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $178,000 | 7,842 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 8,423 |
| Total interest expense | $692,000 | 8,636 |
| Net interest income | $1,101,000 | 8,084 |
| Provision for loan and lease losses | $176,000 | 4,446 |
| Total noninterest income | $297,000 | 6,454 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $144,000 | 5,880 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $153,000 | 5,514 |
| Total noninterest expense | $1,015,000 | 7,920 |
| Salaries and employee benefits | $648,000 | 7,440 |
| Premises and equipment expense | $134,000 | 7,784 |
| Additional noninterest expense | $233,000 | 8,384 |
| Pre-tax net operating income | $207,000 | 7,840 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $83,000 | 6,223 |
| Income before extraordinary items | $124,000 | 8,194 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $124,000 | 8,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,068 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $124,000 | 8,084 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 8,449 |
| Total interest expense | $703,000 | 8,863 |
| Net interest income | $1,249,000 | 7,963 |
| Provision for loan and lease losses | $46,000 | 6,690 |
| Total noninterest income | $195,000 | 7,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 5,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,469 |
| Total noninterest expense | $998,000 | 8,027 |
| Salaries and employee benefits | $646,000 | 7,452 |
| Premises and equipment expense | $121,000 | 8,080 |
| Additional noninterest expense | $231,000 | 8,494 |
| Pre-tax net operating income | $400,000 | 7,471 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $138,000 | 6,063 |
| Income before extraordinary items | $262,000 | 7,713 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $262,000 | 7,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,874 |
| Cash dividends | $30,000 | 6,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $262,000 | 7,710 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 8,713 |
| Total interest expense | $665,000 | 9,029 |
| Net interest income | $1,135,000 | 8,330 |
| Provision for loan and lease losses | $27,000 | 7,365 |
| Total noninterest income | $208,000 | 7,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 5,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,688 |
| Total noninterest expense | $989,000 | 8,158 |
| Salaries and employee benefits | $623,000 | 7,626 |
| Premises and equipment expense | $125,000 | 8,129 |
| Additional noninterest expense | $241,000 | 8,649 |
| Pre-tax net operating income | $327,000 | 7,935 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $91,000 | 7,048 |
| Income before extraordinary items | $236,000 | 8,034 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $236,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $30,000 | 6,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $236,000 | 8,011 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 8,899 |
| Total interest expense | $697,000 | 9,202 |
| Net interest income | $1,124,000 | 8,512 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $234,000 | 7,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 5,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,031 |
| Total noninterest expense | $1,017,000 | 8,064 |
| Salaries and employee benefits | $611,000 | 7,693 |
| Premises and equipment expense | $162,000 | 7,398 |
| Additional noninterest expense | $244,000 | 8,661 |
| Pre-tax net operating income | $341,000 | 8,170 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $125,000 | 7,175 |
| Income before extraordinary items | $216,000 | 8,504 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $216,000 | 8,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $30,000 | 7,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $216,000 | 8,425 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 9,396 |
| Total interest expense | $662,000 | 9,646 |
| Net interest income | $1,059,000 | 9,045 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $205,000 | 7,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,914 |
| Total noninterest expense | $953,000 | 8,502 |
| Salaries and employee benefits | $578,000 | 8,064 |
| Premises and equipment expense | $137,000 | 8,082 |
| Additional noninterest expense | $238,000 | 8,982 |
| Pre-tax net operating income | $311,000 | 8,937 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $111,000 | 8,224 |
| Income before extraordinary items | $200,000 | 9,151 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $200,000 | 9,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,227 |
| Cash dividends | $30,000 | 7,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $200,000 | 9,108 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 9,856 |
| Total interest expense | $641,000 | 10,148 |
| Net interest income | $1,026,000 | 9,484 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $211,000 | 8,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,742 |
| Total noninterest expense | $898,000 | 9,059 |
| Salaries and employee benefits | $554,000 | 8,453 |
| Premises and equipment expense | $125,000 | 8,668 |
| Additional noninterest expense | $219,000 | 9,712 |
| Pre-tax net operating income | $339,000 | 8,870 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $96,000 | 8,811 |
| Income before extraordinary items | $243,000 | 8,897 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $243,000 | 8,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 10,802 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $243,000 | 8,836 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 10,278 |
| Total interest expense | $611,000 | 10,631 |
| Net interest income | $1,027,000 | 9,869 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $211,000 | 8,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,878 |
| Total noninterest expense | $929,000 | 9,259 |
| Salaries and employee benefits | $541,000 | 8,774 |
| Premises and equipment expense | $143,000 | 8,450 |
| Additional noninterest expense | $245,000 | 9,885 |
| Pre-tax net operating income | $309,000 | 9,681 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $95,000 | 9,268 |
| Income before extraordinary items | $214,000 | 9,786 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $214,000 | 9,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $214,000 | 9,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 10,818 |
| Total interest expense | $521,000 | 11,004 |
| Net interest income | $939,000 | 10,603 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $208,000 | 8,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $883,000 | 9,856 |
| Salaries and employee benefits | $511,000 | 9,294 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $225,000 | 10,833 |
| Pre-tax net operating income | $264,000 | 10,384 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $91,000 | 9,562 |
| Income before extraordinary items | $173,000 | 10,582 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $173,000 | 10,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $173,000 | 10,620 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 11,364 |
| Total interest expense | $533,000 | 11,515 |
| Net interest income | $906,000 | 11,142 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $207,000 | 9,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $796,000 | 10,686 |
| Salaries and employee benefits | $456,000 | 10,081 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $243,000 | 11,164 |
| Pre-tax net operating income | $306,000 | 10,187 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $104,000 | 9,642 |
| Income before extraordinary items | $202,000 | 10,630 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $202,000 | 10,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $202,000 | 10,399 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 11,906 |
| Total interest expense | $707,000 | 11,774 |
| Net interest income | $817,000 | 11,842 |
| Provision for loan and lease losses | $484,000 | 3,079 |
| Total noninterest income | $226,000 | 8,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $651,000 | 11,769 |
| Salaries and employee benefits | $370,000 | 11,219 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $186,000 | 12,438 |
| Pre-tax net operating income | $-92,000 | 12,929 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-3,000 | 13,367 |
| Income before extraordinary items | $-89,000 | 13,059 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-89,000 | 13,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 2,553 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-89,000 | 12,892 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.