Home > Lake Country State Bank > Assets and Liabilities
Lake Country State Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 24 | 5,561 |
| Assets and Liabilities | ||
| Total Assets: | $74,501,000 | 5,953 |
| Cash and due from depository institutions | $2,292,000 | 5,561 |
| Interest-bearing balances | $31,000 | 5,722 |
| Securities | $23,769,000 | 4,006 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $38,081,000 | 6,333 |
| Loan loss allowance | $555,000 | 5,779 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,096,000 | 3,606 |
| Other real estate owned | $411,000 | 5,561 |
| Goodwill and other intangibles | $5,842,000 | 868 |
| All other assets | $1,010,000 | 6,687 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $74,501,000 | 5,953 |
| Total liabilities | $62,016,000 | 6,033 |
| Total deposits | $56,530,000 | 6,086 |
| Interest-bearing deposits | $48,149,000 | 6,040 |
| Deposits held in domestic offices | $56,530,000 | 6,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,265 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,900,000 | 3,673 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $386,000 | 6,222 |
| Total equity capital | $12,485,000 | 4,765 |
| Total bank equity capital | $12,485,000 | 4,765 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $85,000 | 6,867 |
| Surplus | $12,048,000 | 2,251 |
| Undivided profits | $352,000 | 7,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 5,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $551,000 | 5,840 |
| Earning assets | $61,881,000 | 6,166 |
| Long-term assets (5+ years) | $19,267,000 | 3,713 |
| Average Assets, year-to-date | $79,757,400 | 5,667 |
| Average Assets, quarterly | $75,913,000 | 5,878 |
| Volatile liabilities | $15,276,000 | 5,387 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $4,900,000 | 3,549 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $3,630,000 | 6,531 |
| Tier 1 (core) risk-based capital | $6,329,000 | 6,696 |
| Tier 2 risk-based capital | $555,000 | 5,585 |
| Total risk weighted assets | $45,778,000 | 6,111 |
| Total unused commitments | $3,630,000 | 6,532 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 28 | 5,112 |
| Assets and Liabilities | ||
| Total Assets: | $77,325,000 | 5,843 |
| Cash and due from depository institutions | $2,456,000 | 5,112 |
| Interest-bearing balances | $50,000 | 5,280 |
| Securities | $23,413,000 | 4,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $41,249,000 | 6,159 |
| Loan loss allowance | $445,000 | 6,301 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,121,000 | 3,545 |
| Other real estate owned | $205,000 | 5,112 |
| Goodwill and other intangibles | $5,902,000 | 835 |
| All other assets | $979,000 | 6,843 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $77,325,000 | 5,843 |
| Total liabilities | $65,197,000 | 5,931 |
| Total deposits | $59,605,000 | 5,949 |
| Interest-bearing deposits | $51,038,000 | 5,936 |
| Deposits held in domestic offices | $59,605,000 | 5,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,596 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,900,000 | 3,818 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $392,000 | 6,345 |
| Total equity capital | $12,128,000 | 4,824 |
| Total bank equity capital | $12,128,000 | 4,824 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $85,000 | 6,881 |
| Surplus | $12,048,000 | 2,207 |
| Undivided profits | $-5,000 | 7,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $512,000 | 4,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $548,000 | 6,078 |
| Earning assets | $64,712,000 | 6,062 |
| Long-term assets (5+ years) | $19,509,000 | 3,591 |
| Average Assets, year-to-date | $81,071,500 | 5,619 |
| Average Assets, quarterly | $77,395,000 | 5,808 |
| Volatile liabilities | $19,670,000 | 4,759 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $3,900,000 | 3,664 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $3,232,000 | 6,703 |
| Tier 1 (core) risk-based capital | $6,280,000 | 6,732 |
| Tier 2 risk-based capital | $445,000 | 6,121 |
| Total risk weighted assets | $48,633,000 | 5,955 |
| Total unused commitments | $3,232,000 | 6,705 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 28 | 5,156 |
| Assets and Liabilities | ||
| Total Assets: | $77,465,000 | 5,842 |
| Cash and due from depository institutions | $2,243,000 | 5,156 |
| Interest-bearing balances | $48,000 | 5,417 |
| Securities | $23,004,000 | 4,095 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 5,987 |
| Net loans & leases | $46,804,000 | 5,871 |
| Loan loss allowance | $628,000 | 5,489 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,897,000 | 3,690 |
| Other real estate owned | $205,000 | 5,156 |
| Goodwill and other intangibles | $364,000 | 2,302 |
| All other assets | $1,748,000 | 5,531 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $77,465,000 | 5,842 |
| Total liabilities | $71,082,000 | 5,712 |
| Total deposits | $66,512,000 | 5,696 |
| Interest-bearing deposits | $58,424,000 | 5,541 |
| Deposits held in domestic offices | $66,512,000 | 5,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,900,000 | 3,740 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $670,000 | 4,836 |
| Total equity capital | $6,383,000 | 6,746 |
| Total bank equity capital | $6,383,000 | 6,746 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $85,000 | 6,926 |
| Surplus | $5,415,000 | 3,815 |
| Undivided profits | $883,000 | 7,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,184,000 | 1,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $642,000 | 5,393 |
| Earning assets | $70,056,000 | 5,881 |
| Long-term assets (5+ years) | $23,261,000 | 3,190 |
| Average Assets, year-to-date | $82,320,330 | 5,606 |
| Average Assets, quarterly | $80,615,000 | 5,700 |
| Volatile liabilities | $17,582,000 | 4,993 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $3,900,000 | 3,593 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $3,957,000 | 6,489 |
| Tier 1 (core) risk-based capital | $6,678,000 | 6,610 |
| Tier 2 risk-based capital | $628,000 | 5,282 |
| Total risk weighted assets | $55,327,000 | 5,667 |
| Total unused commitments | $3,957,000 | 6,491 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 28 | 5,147 |
| Assets and Liabilities | ||
| Total Assets: | $83,765,000 | 5,614 |
| Cash and due from depository institutions | $2,115,000 | 5,147 |
| Interest-bearing balances | $72,000 | 5,153 |
| Securities | $24,651,000 | 3,929 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 6,008 |
| Net loans & leases | $50,986,000 | 5,618 |
| Loan loss allowance | $690,000 | 5,242 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,937,000 | 3,619 |
| Other real estate owned | $321,000 | 5,147 |
| Goodwill and other intangibles | $364,000 | 2,299 |
| All other assets | $1,591,000 | 5,683 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $83,765,000 | 5,614 |
| Total liabilities | $75,203,000 | 5,575 |
| Total deposits | $70,558,000 | 5,540 |
| Interest-bearing deposits | $62,321,000 | 5,387 |
| Deposits held in domestic offices | $70,558,000 | 5,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,900,000 | 3,675 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $745,000 | 4,604 |
| Total equity capital | $8,562,000 | 5,889 |
| Total bank equity capital | $8,562,000 | 5,889 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $85,000 | 6,952 |
| Surplus | $5,415,000 | 3,775 |
| Undivided profits | $3,062,000 | 5,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,631,000 | 1,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $723,000 | 4,912 |
| Earning assets | $76,509,000 | 5,630 |
| Long-term assets (5+ years) | $24,942,000 | 3,012 |
| Average Assets, year-to-date | $84,748,000 | 5,553 |
| Average Assets, quarterly | $84,748,000 | 5,553 |
| Volatile liabilities | $19,754,000 | 4,655 |
| Insider loans | $5,000 | 7,656 |
| FHLB advances | $3,900,000 | 3,538 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $5,342,000 | 6,025 |
| Tier 1 (core) risk-based capital | $8,515,000 | 5,835 |
| Tier 2 risk-based capital | $690,000 | 5,025 |
| Total risk weighted assets | $62,274,000 | 5,290 |
| Total unused commitments | $5,342,000 | 6,025 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 28 | 5,134 |
| Assets and Liabilities | ||
| Total Assets: | $85,731,000 | 5,523 |
| Cash and due from depository institutions | $1,976,000 | 5,134 |
| Interest-bearing balances | $32,000 | 5,738 |
| Securities | $24,756,000 | 3,959 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 6,220 |
| Net loans & leases | $53,551,000 | 5,479 |
| Loan loss allowance | $706,000 | 5,162 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,961,000 | 3,560 |
| Other real estate owned | $339,000 | 5,134 |
| Goodwill and other intangibles | $364,000 | 2,302 |
| All other assets | $1,684,000 | 5,606 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $85,731,000 | 5,523 |
| Total liabilities | $77,095,000 | 5,471 |
| Total deposits | $72,255,000 | 5,439 |
| Interest-bearing deposits | $63,528,000 | 5,268 |
| Deposits held in domestic offices | $72,255,000 | 5,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,732 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $840,000 | 4,282 |
| Total equity capital | $8,636,000 | 5,834 |
| Total bank equity capital | $8,636,000 | 5,834 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $85,000 | 6,986 |
| Surplus | $5,415,000 | 3,712 |
| Undivided profits | $3,136,000 | 5,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,409,000 | 1,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $749,000 | 4,894 |
| Earning assets | $78,439,000 | 5,511 |
| Long-term assets (5+ years) | $21,870,000 | 3,216 |
| Average Assets, year-to-date | $89,300,800 | 5,261 |
| Average Assets, quarterly | $89,945,000 | 5,340 |
| Volatile liabilities | $23,805,000 | 4,261 |
| Insider loans | $5,000 | 7,679 |
| FHLB advances | $4,000,000 | 3,585 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $6,054,000 | 5,707 |
| Tier 1 (core) risk-based capital | $8,657,000 | 5,736 |
| Tier 2 risk-based capital | $706,000 | 4,948 |
| Total risk weighted assets | $63,593,000 | 5,224 |
| Total unused commitments | $6,054,000 | 5,707 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 27 | 5,291 |
| Assets and Liabilities | ||
| Total Assets: | $94,159,000 | 5,218 |
| Cash and due from depository institutions | $3,168,000 | 5,291 |
| Interest-bearing balances | $300,000 | 3,596 |
| Securities | $24,298,000 | 4,050 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 3,403 |
| Net loans & leases | $58,416,000 | 5,264 |
| Loan loss allowance | $702,000 | 5,185 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,025,000 | 3,488 |
| Other real estate owned | $357,000 | 5,291 |
| Goodwill and other intangibles | $364,000 | 2,300 |
| All other assets | $1,731,000 | 5,588 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $94,159,000 | 5,218 |
| Total liabilities | $85,662,000 | 5,142 |
| Total deposits | $80,878,000 | 5,040 |
| Interest-bearing deposits | $72,252,000 | 4,851 |
| Deposits held in domestic offices | $80,878,000 | 5,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,000,000 | 3,919 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $784,000 | 4,438 |
| Total equity capital | $8,497,000 | 5,855 |
| Total bank equity capital | $8,497,000 | 5,855 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $85,000 | 7,047 |
| Surplus | $5,415,000 | 3,680 |
| Undivided profits | $2,997,000 | 5,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,094,000 | 1,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $766,000 | 4,875 |
| Earning assets | $85,814,000 | 5,230 |
| Long-term assets (5+ years) | $25,238,000 | 2,932 |
| Average Assets, year-to-date | $90,193,250 | 5,252 |
| Average Assets, quarterly | $92,232,500 | 5,245 |
| Volatile liabilities | $26,576,000 | 4,015 |
| Insider loans | $5,000 | 7,748 |
| FHLB advances | $4,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $6,606,000 | 5,567 |
| Tier 1 (core) risk-based capital | $8,492,000 | 5,795 |
| Tier 2 risk-based capital | $702,000 | 4,956 |
| Total risk weighted assets | $68,409,000 | 5,016 |
| Total unused commitments | $6,606,000 | 5,568 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 28 | 5,199 |
| Assets and Liabilities | ||
| Total Assets: | $90,306,000 | 5,328 |
| Cash and due from depository institutions | $2,798,000 | 5,199 |
| Interest-bearing balances | $34,000 | 5,773 |
| Securities | $24,869,000 | 3,972 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $56,910,000 | 5,323 |
| Loan loss allowance | $675,000 | 5,279 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,014,000 | 3,475 |
| Other real estate owned | $372,000 | 5,199 |
| Goodwill and other intangibles | $364,000 | 2,300 |
| All other assets | $1,979,000 | 5,189 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $90,306,000 | 5,328 |
| Total liabilities | $82,475,000 | 5,248 |
| Total deposits | $75,403,000 | 5,251 |
| Interest-bearing deposits | $66,623,000 | 5,075 |
| Deposits held in domestic offices | $75,403,000 | 5,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,450,000 | 2,279 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $4,000,000 | 3,945 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $622,000 | 4,707 |
| Total equity capital | $7,831,000 | 6,002 |
| Total bank equity capital | $7,831,000 | 6,002 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $85,000 | 7,073 |
| Surplus | $5,415,000 | 3,632 |
| Undivided profits | $2,331,000 | 6,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,152,000 | 2,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $134,000 | 670 |
| Income earned, not collected on loans | $746,000 | 4,567 |
| Earning assets | $81,813,000 | 5,342 |
| Long-term assets (5+ years) | $27,775,000 | 2,737 |
| Average Assets, year-to-date | $88,871,330 | 5,313 |
| Average Assets, quarterly | $89,580,500 | 5,317 |
| Volatile liabilities | $21,048,000 | 4,521 |
| Insider loans | $5,000 | 7,795 |
| FHLB advances | $4,000,000 | 3,770 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $5,693,000 | 5,900 |
| Tier 1 (core) risk-based capital | $8,267,000 | 5,838 |
| Tier 2 risk-based capital | $675,000 | 5,048 |
| Total risk weighted assets | $63,898,000 | 5,176 |
| Total unused commitments | $5,693,000 | 5,900 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 28 | 5,176 |
| Assets and Liabilities | ||
| Total Assets: | $88,855,000 | 5,348 |
| Cash and due from depository institutions | $2,763,000 | 5,176 |
| Interest-bearing balances | $40,000 | 5,733 |
| Securities | $24,926,000 | 4,035 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $55,636,000 | 5,316 |
| Loan loss allowance | $669,000 | 5,278 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,950,000 | 3,477 |
| Other real estate owned | $575,000 | 5,176 |
| Goodwill and other intangibles | $364,000 | 2,286 |
| All other assets | $1,641,000 | 5,556 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $88,855,000 | 5,348 |
| Total liabilities | $80,846,000 | 5,279 |
| Total deposits | $73,842,000 | 5,304 |
| Interest-bearing deposits | $64,748,000 | 5,163 |
| Deposits held in domestic offices | $73,842,000 | 5,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,086 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,871 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $504,000 | 5,141 |
| Total equity capital | $8,009,000 | 5,899 |
| Total bank equity capital | $8,009,000 | 5,899 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $85,000 | 7,083 |
| Surplus | $4,915,000 | 3,809 |
| Undivided profits | $3,009,000 | 5,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 4,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $678,000 | 4,699 |
| Earning assets | $80,602,000 | 5,390 |
| Long-term assets (5+ years) | $28,926,000 | 2,631 |
| Average Assets, year-to-date | $88,154,000 | 5,351 |
| Average Assets, quarterly | $88,154,000 | 5,351 |
| Volatile liabilities | $18,327,000 | 4,732 |
| Insider loans | $5,000 | 7,821 |
| FHLB advances | $4,000,000 | 3,707 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $8,172,000 | 5,197 |
| Tier 1 (core) risk-based capital | $8,174,000 | 5,804 |
| Tier 2 risk-based capital | $669,000 | 5,023 |
| Total risk weighted assets | $62,214,000 | 5,212 |
| Total unused commitments | $8,172,000 | 5,198 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 28 | 5,186 |
| Assets and Liabilities | ||
| Total Assets: | $87,453,000 | 5,389 |
| Cash and due from depository institutions | $2,203,000 | 5,186 |
| Interest-bearing balances | $22,000 | 6,131 |
| Securities | $24,542,000 | 4,094 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $55,645,000 | 5,303 |
| Loan loss allowance | $651,000 | 5,334 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,562,000 | 3,774 |
| Other real estate owned | $575,000 | 5,186 |
| Goodwill and other intangibles | $364,000 | 2,293 |
| All other assets | $1,562,000 | 5,689 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $87,453,000 | 5,389 |
| Total liabilities | $79,306,000 | 5,328 |
| Total deposits | $73,175,000 | 5,324 |
| Interest-bearing deposits | $64,469,000 | 5,128 |
| Deposits held in domestic offices | $73,175,000 | 5,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,507 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,933 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $631,000 | 4,531 |
| Total equity capital | $8,147,000 | 5,804 |
| Total bank equity capital | $8,147,000 | 5,804 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $85,000 | 7,116 |
| Surplus | $4,915,000 | 3,762 |
| Undivided profits | $3,147,000 | 5,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $326,000 | 4,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $698,000 | 4,615 |
| Earning assets | $80,209,000 | 5,381 |
| Long-term assets (5+ years) | $28,953,000 | 2,610 |
| Average Assets, year-to-date | $85,318,400 | 5,331 |
| Average Assets, quarterly | $87,813,500 | 5,348 |
| Volatile liabilities | $14,882,000 | 5,160 |
| Insider loans | $5,000 | 7,835 |
| FHLB advances | $4,000,000 | 3,773 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $7,276,000 | 5,355 |
| Tier 1 (core) risk-based capital | $8,263,000 | 5,713 |
| Tier 2 risk-based capital | $651,000 | 5,082 |
| Total risk weighted assets | $61,679,000 | 5,226 |
| Total unused commitments | $7,276,000 | 5,355 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $88,174,000 | 5,331 |
| Cash and due from depository institutions | $3,853,000 | 5,170 |
| Interest-bearing balances | $870,000 | 2,867 |
| Securities | $22,072,000 | 4,341 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,122 |
| Net loans & leases | $56,296,000 | 5,268 |
| Loan loss allowance | $665,000 | 5,261 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,277,000 | 4,055 |
| Other real estate owned | $575,000 | 5,170 |
| Goodwill and other intangibles | $364,000 | 2,275 |
| All other assets | $1,237,000 | 6,202 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $88,174,000 | 5,331 |
| Total liabilities | $80,121,000 | 5,264 |
| Total deposits | $77,506,000 | 5,077 |
| Interest-bearing deposits | $68,101,000 | 4,916 |
| Deposits held in domestic offices | $77,506,000 | 5,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,000,000 | 4,699 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $615,000 | 4,610 |
| Total equity capital | $8,053,000 | 5,853 |
| Total bank equity capital | $8,053,000 | 5,853 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $85,000 | 7,148 |
| Surplus | $4,915,000 | 3,709 |
| Undivided profits | $3,053,000 | 5,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 4,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $589,000 | 5,207 |
| Earning assets | $80,738,000 | 5,339 |
| Long-term assets (5+ years) | $26,940,000 | 2,751 |
| Average Assets, year-to-date | $84,784,750 | 5,358 |
| Average Assets, quarterly | $86,194,000 | 5,365 |
| Volatile liabilities | $11,203,000 | 5,787 |
| Insider loans | $5,000 | 7,873 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $8,780,000 | 4,938 |
| Tier 1 (core) risk-based capital | $7,928,000 | 5,847 |
| Tier 2 risk-based capital | $665,000 | 4,998 |
| Total risk weighted assets | $61,410,000 | 5,197 |
| Total unused commitments | $8,780,000 | 4,939 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 29 | 5,072 |
| Assets and Liabilities | ||
| Total Assets: | $84,214,000 | 5,427 |
| Cash and due from depository institutions | $3,074,000 | 5,072 |
| Interest-bearing balances | $53,000 | 5,638 |
| Securities | $20,302,000 | 4,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $56,696,000 | 5,187 |
| Loan loss allowance | $690,000 | 5,123 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,013,000 | 4,313 |
| Other real estate owned | $582,000 | 5,072 |
| Goodwill and other intangibles | $364,000 | 2,274 |
| All other assets | $1,183,000 | 6,164 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $84,214,000 | 5,427 |
| Total liabilities | $76,301,000 | 5,360 |
| Total deposits | $72,372,000 | 5,236 |
| Interest-bearing deposits | $63,183,000 | 5,120 |
| Deposits held in domestic offices | $72,372,000 | 5,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,500,000 | 4,099 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $429,000 | 5,257 |
| Total equity capital | $7,913,000 | 5,866 |
| Total bank equity capital | $7,913,000 | 5,866 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $85,000 | 7,149 |
| Surplus | $4,915,000 | 3,661 |
| Undivided profits | $2,913,000 | 5,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 3,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $535,000 | 5,219 |
| Earning assets | $77,051,000 | 5,431 |
| Long-term assets (5+ years) | $25,733,000 | 2,849 |
| Average Assets, year-to-date | $83,655,000 | 5,393 |
| Average Assets, quarterly | $83,714,000 | 5,414 |
| Volatile liabilities | $7,332,000 | 6,584 |
| Insider loans | $5,000 | 7,899 |
| FHLB advances | $3,500,000 | 3,949 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $8,224,000 | 5,056 |
| Tier 1 (core) risk-based capital | $7,697,000 | 5,882 |
| Tier 2 risk-based capital | $690,000 | 4,858 |
| Total risk weighted assets | $59,530,000 | 5,198 |
| Total unused commitments | $8,224,000 | 5,058 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 30 | 4,927 |
| Assets and Liabilities | ||
| Total Assets: | $83,214,000 | 5,473 |
| Cash and due from depository institutions | $2,314,000 | 4,927 |
| Interest-bearing balances | $70,000 | 5,506 |
| Securities | $21,473,000 | 4,515 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,259 |
| Net loans & leases | $54,611,000 | 5,255 |
| Loan loss allowance | $636,000 | 5,395 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,804,000 | 4,562 |
| Other real estate owned | $472,000 | 4,927 |
| Goodwill and other intangibles | $364,000 | 2,271 |
| All other assets | $1,376,000 | 5,820 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $83,214,000 | 5,473 |
| Total liabilities | $75,775,000 | 5,412 |
| Total deposits | $70,766,000 | 5,350 |
| Interest-bearing deposits | $61,568,000 | 5,255 |
| Deposits held in domestic offices | $70,766,000 | 5,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,500,000 | 3,693 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $509,000 | 4,749 |
| Total equity capital | $7,439,000 | 6,025 |
| Total bank equity capital | $7,439,000 | 6,025 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $85,000 | 7,209 |
| Surplus | $4,415,000 | 3,884 |
| Undivided profits | $2,939,000 | 5,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 2,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $516,000 | 5,241 |
| Earning assets | $76,954,000 | 5,453 |
| Long-term assets (5+ years) | $26,679,000 | 2,867 |
| Average Assets, year-to-date | $83,375,500 | 5,447 |
| Average Assets, quarterly | $83,375,500 | 5,447 |
| Volatile liabilities | $6,982,000 | 6,633 |
| Insider loans | $5,000 | 7,944 |
| FHLB advances | $4,500,000 | 3,554 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $7,290,000 | 5,261 |
| Tier 1 (core) risk-based capital | $7,507,000 | 5,934 |
| Tier 2 risk-based capital | $636,000 | 5,096 |
| Total risk weighted assets | $56,796,000 | 5,322 |
| Total unused commitments | $7,290,000 | 5,263 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 32 | 4,713 |
| Assets and Liabilities | ||
| Total Assets: | $83,537,000 | 5,458 |
| Cash and due from depository institutions | $2,744,000 | 4,713 |
| Interest-bearing balances | $46,000 | 5,784 |
| Securities | $22,689,000 | 4,400 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $54,220,000 | 5,254 |
| Loan loss allowance | $662,000 | 5,244 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,835,000 | 4,503 |
| Other real estate owned | $488,000 | 4,713 |
| Goodwill and other intangibles | $364,000 | 2,271 |
| All other assets | $1,197,000 | 6,112 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $83,537,000 | 5,458 |
| Total liabilities | $75,754,000 | 5,397 |
| Total deposits | $71,675,000 | 5,304 |
| Interest-bearing deposits | $61,346,000 | 5,240 |
| Deposits held in domestic offices | $71,675,000 | 5,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,600,000 | 2,418 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,000,000 | 4,561 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $479,000 | 4,825 |
| Total equity capital | $7,783,000 | 5,869 |
| Total bank equity capital | $7,783,000 | 5,869 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $85,000 | 7,243 |
| Surplus | $4,415,000 | 3,849 |
| Undivided profits | $3,283,000 | 5,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $678,000 | 3,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $569,000 | 4,887 |
| Earning assets | $76,955,000 | 5,451 |
| Long-term assets (5+ years) | $28,290,000 | 2,811 |
| Average Assets, year-to-date | $81,250,400 | 5,433 |
| Average Assets, quarterly | $83,142,000 | 5,433 |
| Volatile liabilities | $5,598,000 | 7,009 |
| Insider loans | $5,000 | 7,993 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $7,182,000 | 5,160 |
| Tier 1 (core) risk-based capital | $7,596,000 | 5,845 |
| Tier 2 risk-based capital | $662,000 | 4,963 |
| Total risk weighted assets | $53,826,000 | 5,478 |
| Total unused commitments | $7,182,000 | 5,160 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $82,747,000 | 5,438 |
| Cash and due from depository institutions | $3,466,000 | 4,735 |
| Interest-bearing balances | $881,000 | 3,014 |
| Securities | $21,582,000 | 4,503 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 5,273 |
| Net loans & leases | $53,721,000 | 5,270 |
| Loan loss allowance | $650,000 | 5,297 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,873,000 | 4,419 |
| Other real estate owned | $150,000 | 4,735 |
| Goodwill and other intangibles | $364,000 | 2,237 |
| All other assets | $1,191,000 | 6,177 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $82,747,000 | 5,438 |
| Total liabilities | $75,188,000 | 5,382 |
| Total deposits | $72,645,000 | 5,215 |
| Interest-bearing deposits | $63,288,000 | 5,103 |
| Deposits held in domestic offices | $72,645,000 | 5,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,000,000 | 4,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $543,000 | 4,702 |
| Total equity capital | $7,559,000 | 5,990 |
| Total bank equity capital | $7,559,000 | 5,990 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $85,000 | 7,286 |
| Surplus | $4,415,000 | 3,804 |
| Undivided profits | $3,059,000 | 5,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $820,000 | 2,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $532,000 | 5,261 |
| Earning assets | $76,584,000 | 5,411 |
| Long-term assets (5+ years) | $27,448,000 | 2,905 |
| Average Assets, year-to-date | $80,678,750 | 5,457 |
| Average Assets, quarterly | $82,529,500 | 5,427 |
| Volatile liabilities | $4,220,000 | 7,537 |
| Insider loans | $13,000 | 7,932 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,237,000 | 5,407 |
| Tier 1 (core) risk-based capital | $7,395,000 | 5,927 |
| Tier 2 risk-based capital | $650,000 | 4,992 |
| Total risk weighted assets | $55,368,000 | 5,366 |
| Total unused commitments | $6,237,000 | 5,412 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 32 | 4,791 |
| Assets and Liabilities | ||
| Total Assets: | $82,312,000 | 5,465 |
| Cash and due from depository institutions | $3,642,000 | 4,791 |
| Interest-bearing balances | $79,000 | 5,540 |
| Securities | $23,319,000 | 4,359 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $51,544,000 | 5,363 |
| Loan loss allowance | $634,000 | 5,377 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,875,000 | 4,382 |
| Other real estate owned | $150,000 | 4,791 |
| Goodwill and other intangibles | $364,000 | 2,235 |
| All other assets | $1,418,000 | 5,716 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $82,312,000 | 5,465 |
| Total liabilities | $75,320,000 | 5,372 |
| Total deposits | $71,973,000 | 5,254 |
| Interest-bearing deposits | $62,781,000 | 5,146 |
| Deposits held in domestic offices | $71,973,000 | 5,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,918 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,526 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $447,000 | 4,852 |
| Total equity capital | $6,992,000 | 6,128 |
| Total bank equity capital | $6,992,000 | 6,128 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $85,000 | 7,338 |
| Surplus | $4,415,000 | 3,767 |
| Undivided profits | $2,492,000 | 6,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $792,000 | 3,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $581,000 | 4,717 |
| Earning assets | $74,942,000 | 5,488 |
| Long-term assets (5+ years) | $28,772,000 | 2,906 |
| Average Assets, year-to-date | $79,989,330 | 5,512 |
| Average Assets, quarterly | $80,211,500 | 5,535 |
| Volatile liabilities | $5,117,000 | 7,192 |
| Insider loans | $23,000 | 7,909 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,465,000 | 5,044 |
| Tier 1 (core) risk-based capital | $7,123,000 | 6,019 |
| Tier 2 risk-based capital | $634,000 | 5,037 |
| Total risk weighted assets | $54,345,000 | 5,400 |
| Total unused commitments | $7,465,000 | 5,047 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 32 | 4,775 |
| Assets and Liabilities | ||
| Total Assets: | $78,111,000 | 5,632 |
| Cash and due from depository institutions | $2,161,000 | 4,775 |
| Interest-bearing balances | $50,000 | 5,915 |
| Securities | $19,933,000 | 4,783 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $52,594,000 | 5,244 |
| Loan loss allowance | $600,000 | 5,521 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,886,000 | 4,338 |
| Other real estate owned | $150,000 | 4,775 |
| Goodwill and other intangibles | $364,000 | 2,226 |
| All other assets | $1,023,000 | 6,352 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $78,111,000 | 5,632 |
| Total liabilities | $70,780,000 | 5,585 |
| Total deposits | $68,447,000 | 5,434 |
| Interest-bearing deposits | $60,291,000 | 5,309 |
| Deposits held in domestic offices | $68,447,000 | 5,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,000,000 | 4,347 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $333,000 | 5,953 |
| Total equity capital | $7,331,000 | 6,051 |
| Total bank equity capital | $7,331,000 | 6,051 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $85,000 | 7,359 |
| Surplus | $4,415,000 | 3,730 |
| Undivided profits | $2,831,000 | 5,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $768,000 | 3,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $542,000 | 4,907 |
| Earning assets | $72,577,000 | 5,581 |
| Long-term assets (5+ years) | $26,665,000 | 3,015 |
| Average Assets, year-to-date | $78,828,000 | 5,582 |
| Average Assets, quarterly | $78,828,000 | 5,582 |
| Volatile liabilities | $4,024,000 | 7,546 |
| Insider loans | $165,000 | 6,917 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,867,000 | 5,561 |
| Tier 1 (core) risk-based capital | $6,890,000 | 6,082 |
| Tier 2 risk-based capital | $600,000 | 5,176 |
| Total risk weighted assets | $53,254,000 | 5,399 |
| Total unused commitments | $5,867,000 | 5,571 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 32 | 4,785 |
| Assets and Liabilities | ||
| Total Assets: | $79,545,000 | 5,584 |
| Cash and due from depository institutions | $2,548,000 | 4,785 |
| Interest-bearing balances | $41,000 | 6,000 |
| Securities | $20,782,000 | 4,707 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,188 |
| Net loans & leases | $50,894,000 | 5,341 |
| Loan loss allowance | $596,000 | 5,524 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,912,000 | 4,309 |
| Other real estate owned | $150,000 | 4,785 |
| Goodwill and other intangibles | $364,000 | 2,226 |
| All other assets | $1,095,000 | 6,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,545,000 | 5,584 |
| Total liabilities | $72,251,000 | 5,515 |
| Total deposits | $69,706,000 | 5,368 |
| Interest-bearing deposits | $61,303,000 | 5,223 |
| Deposits held in domestic offices | $69,706,000 | 5,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $545,000 | 4,508 |
| Total equity capital | $7,294,000 | 5,998 |
| Total bank equity capital | $7,294,000 | 5,998 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $85,000 | 7,419 |
| Surplus | $3,415,000 | 4,338 |
| Undivided profits | $3,794,000 | 5,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 4,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $558,000 | 4,964 |
| Earning assets | $73,517,000 | 5,544 |
| Long-term assets (5+ years) | $26,978,000 | 3,008 |
| Average Assets, year-to-date | $71,603,800 | 5,785 |
| Average Assets, quarterly | $78,181,500 | 5,603 |
| Volatile liabilities | $5,030,000 | 7,183 |
| Insider loans | $15,000 | 8,052 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,201,000 | 5,348 |
| Tier 1 (core) risk-based capital | $6,998,000 | 5,991 |
| Tier 2 risk-based capital | $596,000 | 5,198 |
| Total risk weighted assets | $52,647,000 | 5,413 |
| Total unused commitments | $6,201,000 | 5,352 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 32 | 4,811 |
| Assets and Liabilities | ||
| Total Assets: | $76,818,000 | 5,688 |
| Cash and due from depository institutions | $3,087,000 | 4,811 |
| Interest-bearing balances | $45,000 | 6,021 |
| Securities | $20,035,000 | 4,749 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,583 |
| Net loans & leases | $49,382,000 | 5,439 |
| Loan loss allowance | $597,000 | 5,548 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,939,000 | 4,263 |
| Other real estate owned | $0 | 4,811 |
| Goodwill and other intangibles | $364,000 | 2,207 |
| All other assets | $1,211,000 | 6,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,818,000 | 5,688 |
| Total liabilities | $69,802,000 | 5,623 |
| Total deposits | $67,343,000 | 5,482 |
| Interest-bearing deposits | $58,930,000 | 5,373 |
| Deposits held in domestic offices | $67,343,000 | 5,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $459,000 | 5,260 |
| Total equity capital | $7,016,000 | 6,113 |
| Total bank equity capital | $7,016,000 | 6,113 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $85,000 | 7,465 |
| Surplus | $3,415,000 | 4,283 |
| Undivided profits | $3,516,000 | 5,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $926,000 | 3,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $519,000 | 5,401 |
| Earning assets | $70,262,000 | 5,678 |
| Long-term assets (5+ years) | $25,430,000 | 3,120 |
| Average Assets, year-to-date | $69,618,500 | 5,908 |
| Average Assets, quarterly | $73,240,500 | 5,807 |
| Volatile liabilities | $5,022,000 | 7,214 |
| Insider loans | $23,000 | 8,034 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,877,000 | 5,089 |
| Tier 1 (core) risk-based capital | $6,805,000 | 6,078 |
| Tier 2 risk-based capital | $597,000 | 5,199 |
| Total risk weighted assets | $51,278,000 | 5,502 |
| Total unused commitments | $6,877,000 | 5,095 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $69,663,000 | 5,992 |
| Cash and due from depository institutions | $3,513,000 | 4,723 |
| Interest-bearing balances | $276,000 | 4,499 |
| Securities | $14,816,000 | 5,520 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 6,764 |
| Net loans & leases | $47,915,000 | 5,489 |
| Loan loss allowance | $747,000 | 4,801 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,978,000 | 4,175 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $364,000 | 2,151 |
| All other assets | $977,000 | 6,506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,663,000 | 5,992 |
| Total liabilities | $62,602,000 | 5,964 |
| Total deposits | $60,185,000 | 5,845 |
| Interest-bearing deposits | $51,845,000 | 5,805 |
| Deposits held in domestic offices | $60,185,000 | 5,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $417,000 | 5,594 |
| Total equity capital | $7,061,000 | 6,077 |
| Total bank equity capital | $7,061,000 | 6,077 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $85,000 | 7,494 |
| Surplus | $3,415,000 | 4,240 |
| Undivided profits | $3,561,000 | 5,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,094,000 | 2,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $459,000 | 5,695 |
| Earning assets | $63,107,000 | 6,011 |
| Long-term assets (5+ years) | $19,615,000 | 3,480 |
| Average Assets, year-to-date | $67,218,670 | 6,023 |
| Average Assets, quarterly | $68,037,500 | 6,022 |
| Volatile liabilities | $6,966,000 | 6,625 |
| Insider loans | $189,000 | 6,896 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,876,000 | 5,053 |
| Tier 1 (core) risk-based capital | $6,591,000 | 6,123 |
| Tier 2 risk-based capital | $617,000 | 5,075 |
| Total risk weighted assets | $49,228,000 | 5,602 |
| Total unused commitments | $6,876,000 | 5,065 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $66,412,000 | 6,097 |
| Cash and due from depository institutions | $3,240,000 | 4,788 |
| Interest-bearing balances | $252,000 | 4,458 |
| Securities | $17,244,000 | 5,110 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 6,683 |
| Net loans & leases | $41,958,000 | 5,849 |
| Loan loss allowance | $754,000 | 4,734 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,017,000 | 4,090 |
| Other real estate owned | $0 | 4,788 |
| Goodwill and other intangibles | $364,000 | 2,138 |
| All other assets | $989,000 | 6,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,412,000 | 6,097 |
| Total liabilities | $59,722,000 | 6,074 |
| Total deposits | $57,230,000 | 5,982 |
| Interest-bearing deposits | $50,111,000 | 5,903 |
| Deposits held in domestic offices | $57,230,000 | 5,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $492,000 | 5,170 |
| Total equity capital | $6,690,000 | 6,211 |
| Total bank equity capital | $6,690,000 | 6,211 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $85,000 | 7,534 |
| Surplus | $3,415,000 | 4,199 |
| Undivided profits | $3,190,000 | 5,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,099,000 | 2,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $456,000 | 5,710 |
| Earning assets | $60,054,000 | 6,131 |
| Long-term assets (5+ years) | $19,176,000 | 3,473 |
| Average Assets, year-to-date | $65,996,500 | 6,071 |
| Average Assets, quarterly | $65,996,500 | 6,071 |
| Volatile liabilities | $7,216,000 | 6,517 |
| Insider loans | $189,000 | 6,915 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,663,000 | 5,058 |
| Tier 1 (core) risk-based capital | $6,271,000 | 6,245 |
| Tier 2 risk-based capital | $593,000 | 5,137 |
| Total risk weighted assets | $47,304,000 | 5,684 |
| Total unused commitments | $6,663,000 | 5,072 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $65,581,000 | 6,095 |
| Cash and due from depository institutions | $2,797,000 | 4,795 |
| Interest-bearing balances | $26,000 | 6,204 |
| Securities | $16,171,000 | 5,260 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 5,629 |
| Net loans & leases | $41,813,000 | 5,859 |
| Loan loss allowance | $756,000 | 4,664 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,053,000 | 4,018 |
| Other real estate owned | $0 | 4,795 |
| Goodwill and other intangibles | $364,000 | 2,118 |
| All other assets | $1,183,000 | 6,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,581,000 | 6,095 |
| Total liabilities | $59,004,000 | 6,064 |
| Total deposits | $56,484,000 | 5,984 |
| Interest-bearing deposits | $49,367,000 | 5,923 |
| Deposits held in domestic offices | $56,484,000 | 5,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $520,000 | 5,111 |
| Total equity capital | $6,577,000 | 6,237 |
| Total bank equity capital | $6,577,000 | 6,237 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $85,000 | 7,569 |
| Surplus | $3,415,000 | 4,152 |
| Undivided profits | $3,077,000 | 5,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 3,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $520,000 | 5,480 |
| Earning assets | $59,210,000 | 6,126 |
| Long-term assets (5+ years) | $16,936,000 | 3,706 |
| Average Assets, year-to-date | $61,636,200 | 6,146 |
| Average Assets, quarterly | $64,585,500 | 6,110 |
| Volatile liabilities | $7,106,000 | 6,561 |
| Insider loans | $39,000 | 8,030 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,002,000 | 5,177 |
| Tier 1 (core) risk-based capital | $6,367,000 | 6,132 |
| Tier 2 risk-based capital | $570,000 | 5,225 |
| Total risk weighted assets | $45,432,000 | 5,794 |
| Total unused commitments | $6,002,000 | 5,182 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 33 | 4,692 |
| Assets and Liabilities | ||
| Total Assets: | $58,929,000 | 6,374 |
| Cash and due from depository institutions | $3,679,000 | 4,692 |
| Interest-bearing balances | $935,000 | 3,078 |
| Securities | $12,859,000 | 5,815 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $38,891,000 | 6,043 |
| Loan loss allowance | $701,000 | 4,721 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,079,000 | 3,938 |
| Other real estate owned | $0 | 4,692 |
| Goodwill and other intangibles | $364,000 | 2,060 |
| All other assets | $1,057,000 | 6,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,929,000 | 6,374 |
| Total liabilities | $52,697,000 | 6,355 |
| Total deposits | $49,994,000 | 6,328 |
| Interest-bearing deposits | $42,522,000 | 6,318 |
| Deposits held in domestic offices | $49,994,000 | 6,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,144 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $403,000 | 6,067 |
| Total equity capital | $6,232,000 | 6,288 |
| Total bank equity capital | $6,232,000 | 6,288 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $85,000 | 7,770 |
| Surplus | $3,098,000 | 4,303 |
| Undivided profits | $3,049,000 | 5,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $648,000 | 3,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $474,000 | 6,132 |
| Earning assets | $52,685,000 | 6,441 |
| Long-term assets (5+ years) | $15,144,000 | 3,894 |
| Average Assets, year-to-date | $67,984,200 | 5,731 |
| Average Assets, quarterly | $59,819,500 | 6,288 |
| Volatile liabilities | $4,804,000 | 7,447 |
| Insider loans | $20,000 | 8,386 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,743,000 | 5,644 |
| Tier 1 (core) risk-based capital | $6,010,000 | 6,240 |
| Tier 2 risk-based capital | $546,000 | 5,202 |
| Total risk weighted assets | $43,439,000 | 5,864 |
| Total unused commitments | $4,743,000 | 5,649 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 38 | 4,255 |
| Assets and Liabilities | ||
| Total Assets: | $75,506,000 | 5,403 |
| Cash and due from depository institutions | $4,932,000 | 4,255 |
| Interest-bearing balances | $991,000 | 2,406 |
| Securities | $15,248,000 | 5,522 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 4,718 |
| Net loans & leases | $50,278,000 | 5,141 |
| Loan loss allowance | $754,000 | 4,346 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,277,000 | 3,632 |
| Other real estate owned | $0 | 4,255 |
| Goodwill and other intangibles | $407,000 | 1,958 |
| All other assets | $814,000 | 6,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,506,000 | 5,403 |
| Total liabilities | $70,200,000 | 5,260 |
| Total deposits | $65,887,000 | 5,194 |
| Interest-bearing deposits | $56,436,000 | 5,219 |
| Deposits held in domestic offices | $65,887,000 | 5,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,500,000 | 3,329 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $813,000 | 4,203 |
| Total equity capital | $5,306,000 | 6,855 |
| Total bank equity capital | $5,306,000 | 6,855 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $85,000 | 8,026 |
| Surplus | $3,098,000 | 4,262 |
| Undivided profits | $2,123,000 | 6,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $506,000 | 3,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $483,000 | 5,230 |
| Earning assets | $68,067,000 | 5,472 |
| Long-term assets (5+ years) | $17,384,000 | 3,432 |
| Average Assets, year-to-date | $75,256,000 | 5,213 |
| Average Assets, quarterly | $75,806,000 | 5,336 |
| Volatile liabilities | $10,475,000 | 5,485 |
| Insider loans | $45,000 | 8,369 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,617,000 | 4,709 |
| Tier 1 (core) risk-based capital | $5,020,000 | 6,939 |
| Tier 2 risk-based capital | $658,690 | 4,517 |
| Total risk weighted assets | $52,600,190 | 5,119 |
| Total unused commitments | $6,617,000 | 4,711 |
| Derivatives | $1,218,000 | 432 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $71,469,000 | 5,617 |
| Cash and due from depository institutions | $3,164,000 | 4,461 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,865,000 | 5,414 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $47,547,000 | 5,242 |
| Loan loss allowance | $602,000 | 5,037 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,429,000 | 3,438 |
| Other real estate owned | $0 | 4,461 |
| Goodwill and other intangibles | $450,000 | 1,961 |
| All other assets | $1,014,000 | 6,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,469,000 | 5,617 |
| Total liabilities | $66,713,000 | 5,476 |
| Total deposits | $61,328,000 | 5,489 |
| Interest-bearing deposits | $52,817,000 | 5,476 |
| Deposits held in domestic offices | $61,328,000 | 5,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,150,000 | 2,945 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,600,000 | 3,300 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $635,000 | 4,584 |
| Total equity capital | $4,756,000 | 7,161 |
| Total bank equity capital | $4,756,000 | 7,161 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $85,000 | 8,310 |
| Surplus | $3,098,000 | 4,241 |
| Undivided profits | $1,573,000 | 6,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 3,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $402,000 | 5,379 |
| Earning assets | $64,412,000 | 5,647 |
| Long-term assets (5+ years) | $19,139,000 | 3,400 |
| Average Assets, year-to-date | $65,772,000 | 5,766 |
| Average Assets, quarterly | $70,136,500 | 5,645 |
| Volatile liabilities | $9,436,000 | 5,579 |
| Insider loans | $15,000 | 8,916 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,445,000 | 4,149 |
| Tier 1 (core) risk-based capital | $4,831,000 | 7,129 |
| Tier 2 risk-based capital | $602,000 | 4,698 |
| Total risk weighted assets | $50,627,300 | 5,171 |
| Total unused commitments | $8,445,000 | 4,151 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 37 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $60,643,000 | 6,250 |
| Cash and due from depository institutions | $2,760,000 | 4,530 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $13,387,000 | 6,176 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,498 |
| Net loans & leases | $39,562,000 | 5,753 |
| Loan loss allowance | $530,000 | 5,396 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,487,000 | 3,243 |
| Other real estate owned | $0 | 4,530 |
| Goodwill and other intangibles | $494,000 | 1,860 |
| All other assets | $553,000 | 7,877 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,643,000 | 6,250 |
| Total liabilities | $55,642,000 | 6,146 |
| Total deposits | $52,936,000 | 6,093 |
| Interest-bearing deposits | $44,718,000 | 6,140 |
| Deposits held in domestic offices | $52,936,000 | 6,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $706,000 | 4,584 |
| Total equity capital | $5,001,000 | 7,111 |
| Total bank equity capital | $5,001,000 | 7,111 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $85,000 | 8,492 |
| Surplus | $3,098,000 | 4,116 |
| Undivided profits | $1,818,000 | 7,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 3,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $648,000 | 228 |
| Income earned, not collected on loans | $356,000 | 5,945 |
| Earning assets | $54,349,000 | 6,324 |
| Long-term assets (5+ years) | $15,393,000 | 3,704 |
| Average Assets, year-to-date | $56,272,600 | 6,300 |
| Average Assets, quarterly | $59,231,000 | 6,255 |
| Volatile liabilities | $3,363,000 | 8,010 |
| Insider loans | $31,000 | 8,849 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,607,000 | 4,650 |
| Tier 1 (core) risk-based capital | $4,490,000 | 7,345 |
| Tier 2 risk-based capital | $530,000 | 5,003 |
| Total risk weighted assets | $43,510,100 | 5,601 |
| Total unused commitments | $6,607,000 | 4,657 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $54,423,000 | 6,722 |
| Cash and due from depository institutions | $2,426,000 | 5,405 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,450,000 | 6,402 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $34,974,000 | 6,305 |
| Loan loss allowance | $456,000 | 6,056 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,245,000 | 3,475 |
| Other real estate owned | $59,000 | 5,405 |
| Goodwill and other intangibles | $537,000 | 1,715 |
| All other assets | $732,000 | 7,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,423,000 | 6,722 |
| Total liabilities | $50,647,000 | 6,565 |
| Total deposits | $49,737,000 | 6,416 |
| Interest-bearing deposits | $43,604,000 | 6,313 |
| Deposits held in domestic offices | $49,737,000 | 6,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,209 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $510,000 | 5,839 |
| Total equity capital | $3,776,000 | 8,230 |
| Total bank equity capital | $3,776,000 | 8,230 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $72,000 | 8,978 |
| Surplus | $2,448,000 | 4,808 |
| Undivided profits | $1,256,000 | 8,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 3,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $376,000 | 5,923 |
| Earning assets | $48,424,000 | 6,827 |
| Long-term assets (5+ years) | $18,308,000 | 2,950 |
| Average Assets, year-to-date | $53,314,600 | 6,628 |
| Average Assets, quarterly | $57,049,000 | 6,502 |
| Volatile liabilities | $5,573,000 | 6,813 |
| Insider loans | $71,000 | 8,763 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,898,000 | 5,257 |
| Tier 1 (core) risk-based capital | $3,241,000 | 8,696 |
| Tier 2 risk-based capital | $440,420 | 5,643 |
| Total risk weighted assets | $35,217,820 | 6,415 |
| Total unused commitments | $4,898,000 | 5,262 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $50,311,000 | 7,233 |
| Cash and due from depository institutions | $2,226,000 | 6,081 |
| Interest-bearing balances | $83,000 | 5,128 |
| Securities | $14,412,000 | 6,581 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,632 |
| Net loans & leases | $29,921,000 | 6,987 |
| Loan loss allowance | $358,000 | 7,217 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,888,000 | 3,957 |
| Other real estate owned | $71,000 | 6,081 |
| Goodwill and other intangibles | $580,000 | 1,595 |
| All other assets | $813,000 | 7,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,311,000 | 7,233 |
| Total liabilities | $46,426,000 | 7,108 |
| Total deposits | $45,653,000 | 7,003 |
| Interest-bearing deposits | $40,097,000 | 6,870 |
| Deposits held in domestic offices | $45,653,000 | 6,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $773,000 | 4,306 |
| Total equity capital | $3,885,000 | 8,302 |
| Total bank equity capital | $3,885,000 | 8,302 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $72,000 | 9,418 |
| Surplus | $2,448,000 | 4,871 |
| Undivided profits | $1,365,000 | 8,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,201,000 | 2,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $906,000 | 148 |
| Income earned, not collected on loans | $310,000 | 6,769 |
| Earning assets | $44,816,000 | 7,328 |
| Long-term assets (5+ years) | $17,660,000 | 2,915 |
| Average Assets, year-to-date | $48,732,800 | 7,190 |
| Average Assets, quarterly | $50,580,500 | 7,150 |
| Volatile liabilities | $4,416,000 | 7,468 |
| Insider loans | $41,000 | 9,614 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,584,000 | 5,944 |
| Tier 1 (core) risk-based capital | $3,432,000 | 8,681 |
| Tier 2 risk-based capital | $358,000 | 6,543 |
| Total risk weighted assets | $29,775,700 | 7,136 |
| Total unused commitments | $3,584,000 | 5,960 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $46,531,000 | 7,721 |
| Cash and due from depository institutions | $1,834,000 | 6,946 |
| Interest-bearing balances | $178,000 | 4,469 |
| Securities | $15,784,000 | 6,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $26,367,000 | 7,504 |
| Loan loss allowance | $352,000 | 7,471 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,221,000 | 5,362 |
| Other real estate owned | $73,000 | 6,946 |
| Goodwill and other intangibles | $623,000 | 1,441 |
| All other assets | $629,000 | 8,310 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,531,000 | 7,721 |
| Total liabilities | $42,780,000 | 7,607 |
| Total deposits | $42,204,000 | 7,487 |
| Interest-bearing deposits | $37,071,000 | 7,382 |
| Deposits held in domestic offices | $42,204,000 | 7,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $576,000 | 5,634 |
| Total equity capital | $3,751,000 | 8,620 |
| Total bank equity capital | $3,751,000 | 8,620 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $72,000 | 9,878 |
| Surplus | $2,348,000 | 5,026 |
| Undivided profits | $1,331,000 | 8,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $236,000 | 8,156 |
| Earning assets | $42,329,000 | 7,740 |
| Long-term assets (5+ years) | $16,533,000 | 2,876 |
| Average Assets, year-to-date | $42,516,000 | 7,929 |
| Average Assets, quarterly | $46,958,500 | 7,620 |
| Volatile liabilities | $3,597,000 | 8,003 |
| Insider loans | $15,000 | 10,494 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,954,000 | 7,484 |
| Tier 1 (core) risk-based capital | $3,087,000 | 9,306 |
| Tier 2 risk-based capital | $334,420 | 6,891 |
| Total risk weighted assets | $26,735,620 | 7,622 |
| Total unused commitments | $1,954,000 | 7,498 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $34,048,000 | 9,261 |
| Cash and due from depository institutions | $1,475,000 | 8,561 |
| Interest-bearing balances | $95,000 | 5,733 |
| Securities | $10,128,000 | 8,704 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $20,801,000 | 8,564 |
| Loan loss allowance | $329,000 | 8,003 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,134,000 | 5,640 |
| Other real estate owned | $137,000 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $373,000 | 10,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,048,000 | 9,261 |
| Total liabilities | $31,390,000 | 9,164 |
| Total deposits | $30,988,000 | 9,039 |
| Interest-bearing deposits | $26,359,000 | 9,026 |
| Deposits held in domestic offices | $30,988,000 | 9,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $402,000 | 6,064 |
| Total equity capital | $2,658,000 | 9,967 |
| Total bank equity capital | $2,658,000 | 9,967 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $58,000 | 10,526 |
| Surplus | $1,342,000 | 7,046 |
| Undivided profits | $1,258,000 | 8,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $188,000 | 8,745 |
| Earning assets | $31,024,000 | 9,243 |
| Long-term assets (5+ years) | $7,889,000 | 4,739 |
| Average Assets, year-to-date | $32,302,600 | 9,395 |
| Average Assets, quarterly | $33,852,500 | 9,266 |
| Volatile liabilities | $3,035,000 | 8,434 |
| Insider loans | $23,000 | 10,765 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,260,000 | 7,145 |
| Tier 1 (core) risk-based capital | $2,781,000 | 9,901 |
| Tier 2 risk-based capital | $285,560 | 7,710 |
| Total risk weighted assets | $22,801,560 | 8,421 |
| Total unused commitments | $2,260,000 | 7,157 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $30,163,000 | 10,153 |
| Cash and due from depository institutions | $2,115,000 | 8,903 |
| Interest-bearing balances | $311,000 | 4,951 |
| Securities | $7,037,000 | 10,307 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $19,369,000 | 8,973 |
| Loan loss allowance | $349,000 | 8,015 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,200,000 | 5,470 |
| Other real estate owned | $81,000 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $361,000 | 10,650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,163,000 | 10,153 |
| Total liabilities | $27,559,000 | 10,083 |
| Total deposits | $26,400,000 | 10,121 |
| Interest-bearing deposits | $22,450,000 | 10,122 |
| Deposits held in domestic offices | $26,400,000 | 10,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,118 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $559,000 | 4,942 |
| Total equity capital | $2,604,000 | 10,383 |
| Total bank equity capital | $2,604,000 | 10,383 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $58,000 | 11,041 |
| Surplus | $1,242,000 | 7,366 |
| Undivided profits | $1,304,000 | 8,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 8,786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $166,000 | 9,017 |
| Earning assets | $26,717,000 | 10,259 |
| Long-term assets (5+ years) | $5,907,000 | 5,929 |
| Average Assets, year-to-date | $29,291,600 | 10,129 |
| Average Assets, quarterly | $29,901,000 | 10,127 |
| Volatile liabilities | $1,100,000 | 11,193 |
| Insider loans | $28,000 | 11,070 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,547,000 | 6,873 |
| Tier 1 (core) risk-based capital | $2,604,000 | 10,337 |
| Tier 2 risk-based capital | $246,970 | 8,414 |
| Total risk weighted assets | $19,655,370 | 9,231 |
| Total unused commitments | $2,547,000 | 6,894 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $29,432,000 | 10,518 |
| Cash and due from depository institutions | $1,905,000 | 9,137 |
| Interest-bearing balances | $481,000 | 5,087 |
| Securities | $7,216,000 | 10,409 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $18,460,000 | 9,272 |
| Loan loss allowance | $302,000 | 8,761 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,277,000 | 5,280 |
| Other real estate owned | $232,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $342,000 | 11,259 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,432,000 | 10,518 |
| Total liabilities | $26,951,000 | 10,452 |
| Total deposits | $25,573,000 | 10,561 |
| Interest-bearing deposits | $21,939,000 | 10,549 |
| Deposits held in domestic offices | $25,573,000 | 10,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,539 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $378,000 | 7,086 |
| Total equity capital | $2,481,000 | 10,594 |
| Total bank equity capital | $2,481,000 | 10,594 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $58,000 | 11,545 |
| Surplus | $1,242,000 | 7,349 |
| Undivided profits | $1,181,000 | 9,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 11,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $180,000 | 9,191 |
| Earning assets | $26,157,000 | 10,583 |
| Long-term assets (5+ years) | $6,268,000 | 5,776 |
| Average Assets, year-to-date | $30,069,200 | 10,263 |
| Average Assets, quarterly | $29,880,500 | 10,399 |
| Volatile liabilities | $1,502,000 | 10,811 |
| Insider loans | $32,000 | 7,829 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,599,000 | 7,941 |
| Tier 1 (core) risk-based capital | $2,481,000 | 10,550 |
| Tier 2 risk-based capital | $235,920 | 8,691 |
| Total risk weighted assets | $18,807,520 | 9,573 |
| Total unused commitments | $1,599,000 | 7,972 |
| Derivatives | $0 | 651 |