Home > Lake Country Bank > Income and Expense
Lake Country Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 12,545 |
| Total interest expense | $215,000 | 12,946 |
| Net interest income | $656,000 | 12,015 |
| Provision for loan and lease losses | $-38,000 | 12,679 |
| Total noninterest income | $167,000 | 9,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $515,000 | 12,085 |
| Salaries and employee benefits | $270,000 | 11,976 |
| Premises and equipment expense | $85,000 | 10,978 |
| Additional noninterest expense | $160,000 | 12,287 |
| Pre-tax net operating income | $346,000 | 9,841 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $105,000 | 9,629 |
| Income before extraordinary items | $256,000 | 9,975 |
| Extraordinary gains, net | $-6,000 | 12,248 |
| Net income | $250,000 | 10,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $231,000 | 5,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $245,350 | 9,854 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 13,143 |
| Total interest expense | $272,000 | 13,548 |
| Net interest income | $656,000 | 12,492 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $163,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $515,000 | 12,554 |
| Salaries and employee benefits | $267,000 | 12,397 |
| Premises and equipment expense | $83,000 | 11,388 |
| Additional noninterest expense | $165,000 | 12,720 |
| Pre-tax net operating income | $280,000 | 10,340 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $84,000 | 10,333 |
| Income before extraordinary items | $196,000 | 10,652 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $196,000 | 10,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $196,000 | 10,315 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.