Home > Lake Buchanan State Bank > Income and Expense
Lake Buchanan State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 10,695 |
| Total interest expense | $446,000 | 11,361 |
| Net interest income | $1,078,000 | 10,149 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $311,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 5,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $1,082,000 | 9,045 |
| Salaries and employee benefits | $436,000 | 9,952 |
| Premises and equipment expense | $138,000 | 8,875 |
| Additional noninterest expense | $508,000 | 7,765 |
| Pre-tax net operating income | $287,000 | 10,221 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $95,000 | 9,483 |
| Income before extraordinary items | $191,000 | 10,382 |
| Extraordinary gains, net | $120,000 | 98 |
| Net income | $311,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $191,670 | 10,430 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 11,399 |
| Total interest expense | $502,000 | 11,673 |
| Net interest income | $920,000 | 11,080 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $373,000 | 6,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 5,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,385 |
| Total noninterest expense | $1,178,000 | 8,977 |
| Salaries and employee benefits | $422,000 | 10,423 |
| Premises and equipment expense | $136,000 | 9,286 |
| Additional noninterest expense | $620,000 | 7,166 |
| Pre-tax net operating income | $109,000 | 11,801 |
| Securities gains (losses) | $29,000 | 4,143 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $138,000 | 11,364 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $138,000 | 11,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $109,000 | 11,508 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 11,879 |
| Total interest expense | $631,000 | 12,148 |
| Net interest income | $901,000 | 11,514 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $269,000 | 8,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $1,086,000 | 9,583 |
| Salaries and employee benefits | $427,000 | 10,555 |
| Premises and equipment expense | $169,000 | 8,579 |
| Additional noninterest expense | $490,000 | 8,549 |
| Pre-tax net operating income | $-16,000 | 12,782 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-16,000 | 12,930 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-16,000 | 12,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 5,553 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-16,000 | 12,732 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.