Home > Lake Area Bank > Income and Expense
Lake Area Bank, Income and Expense
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,817,000 | 2,093 |
| Total interest expense | $427,000 | 2,861 |
| Net interest income | $9,390,000 | 2,029 |
| Provision for loan and lease losses | $-700,000 | 4,620 |
| Total noninterest income | $46,161,000 | 224 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $302,000 | 1,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,859,000 | 162 |
| Total noninterest expense | $18,248,000 | 1,028 |
| Salaries and employee benefits | $11,047,000 | 964 |
| Premises and equipment expense | $916,000 | 1,808 |
| Additional noninterest expense | $45,859,000 | 162 |
| Pre-tax net operating income | $38,003,000 | 375 |
| Securities gains (losses) | $-12,649,000 | 4,720 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $25,354,000 | 421 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $25,354,000 | 420 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $25,354,000 | 421 |
| Net charge-offs | $-194,000 | 4,465 |
| Cash dividends | $50,934,000 | 129 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $38,003,000 | 324 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,770,000 | 2,008 |
| Total interest expense | $308,000 | 2,620 |
| Net interest income | $6,462,000 | 1,939 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $5,746,000 | 701 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $220,000 | 1,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,526,000 | 560 |
| Total noninterest expense | $10,238,000 | 1,149 |
| Salaries and employee benefits | $6,878,000 | 1,023 |
| Premises and equipment expense | $655,000 | 1,719 |
| Additional noninterest expense | $2,705,000 | 1,257 |
| Pre-tax net operating income | $1,970,000 | 2,212 |
| Securities gains (losses) | $-2,000 | 3,729 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,968,000 | 2,015 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,968,000 | 2,015 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,968,000 | 2,015 |
| Net charge-offs | $-2,000 | 3,158 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,970,000 | 2,053 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 2,024 |
| Total interest expense | $157,000 | 2,568 |
| Net interest income | $3,083,000 | 1,949 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $2,807,000 | 723 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $116,000 | 1,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,691,000 | 579 |
| Total noninterest expense | $5,412,000 | 1,105 |
| Salaries and employee benefits | $3,467,000 | 1,024 |
| Premises and equipment expense | $350,000 | 1,644 |
| Additional noninterest expense | $1,595,000 | 1,093 |
| Pre-tax net operating income | $478,000 | 2,963 |
| Securities gains (losses) | $-2,000 | 4,032 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $476,000 | 2,798 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $476,000 | 2,796 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $476,000 | 2,798 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $478,000 | 2,823 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,077,000 | 1,765 |
| Total interest expense | $897,000 | 2,375 |
| Net interest income | $15,180,000 | 1,710 |
| Provision for loan and lease losses | $-150,000 | 4,275 |
| Total noninterest income | $26,746,000 | 424 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $458,000 | 1,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,288,000 | 340 |
| Total noninterest expense | $32,553,000 | 778 |
| Salaries and employee benefits | $21,571,000 | 678 |
| Premises and equipment expense | $1,341,000 | 1,667 |
| Additional noninterest expense | $9,641,000 | 807 |
| Pre-tax net operating income | $9,523,000 | 1,319 |
| Securities gains (losses) | $2,901,000 | 106 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $12,424,000 | 973 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $12,424,000 | 974 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $12,424,000 | 974 |
| Net charge-offs | $-65,000 | 4,219 |
| Cash dividends | $4,786,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $9,523,000 | 1,170 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,287,000 | 1,773 |
| Total interest expense | $718,000 | 2,371 |
| Net interest income | $11,569,000 | 1,711 |
| Provision for loan and lease losses | $100,000 | 1,926 |
| Total noninterest income | $21,380,000 | 411 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $339,000 | 1,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,041,000 | 335 |
| Total noninterest expense | $24,129,000 | 799 |
| Salaries and employee benefits | $16,125,000 | 685 |
| Premises and equipment expense | $966,000 | 1,750 |
| Additional noninterest expense | $7,038,000 | 824 |
| Pre-tax net operating income | $8,720,000 | 1,196 |
| Securities gains (losses) | $502,000 | 329 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $9,222,000 | 1,018 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $9,222,000 | 1,018 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $9,222,000 | 1,018 |
| Net charge-offs | $-64,000 | 4,303 |
| Cash dividends | $4,786,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $8,720,000 | 1,041 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 1,734 |
| Total interest expense | $527,000 | 2,295 |
| Net interest income | $7,859,000 | 1,677 |
| Provision for loan and lease losses | $100,000 | 1,668 |
| Total noninterest income | $13,904,000 | 419 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $221,000 | 1,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,683,000 | 345 |
| Total noninterest expense | $16,551,000 | 773 |
| Salaries and employee benefits | $10,708,000 | 680 |
| Premises and equipment expense | $637,000 | 1,761 |
| Additional noninterest expense | $5,206,000 | 734 |
| Pre-tax net operating income | $5,112,000 | 1,292 |
| Securities gains (losses) | $502,000 | 269 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $5,614,000 | 1,087 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,614,000 | 1,088 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,614,000 | 1,088 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $3,243,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,112,000 | 1,144 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,978,000 | 1,516 |
| Total interest expense | $290,000 | 2,225 |
| Net interest income | $4,688,000 | 1,442 |
| Provision for loan and lease losses | $100,000 | 1,234 |
| Total noninterest income | $6,713,000 | 436 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $109,000 | 1,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,604,000 | 370 |
| Total noninterest expense | $8,897,000 | 723 |
| Salaries and employee benefits | $5,393,000 | 677 |
| Premises and equipment expense | $312,000 | 1,791 |
| Additional noninterest expense | $3,192,000 | 599 |
| Pre-tax net operating income | $2,404,000 | 1,336 |
| Securities gains (losses) | $502,000 | 193 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $2,906,000 | 1,050 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,906,000 | 1,050 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,906,000 | 1,050 |
| Net charge-offs | $-2,000 | 3,357 |
| Cash dividends | $2,400,000 | 416 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,404,000 | 1,194 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,200,000 | 1,617 |
| Total interest expense | $1,944,000 | 2,012 |
| Net interest income | $16,256,000 | 1,541 |
| Provision for loan and lease losses | $1,668,000 | 1,175 |
| Total noninterest income | $26,460,000 | 409 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $458,000 | 1,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,002,000 | 333 |
| Total noninterest expense | $26,626,000 | 904 |
| Salaries and employee benefits | $19,092,000 | 745 |
| Premises and equipment expense | $1,295,000 | 1,700 |
| Additional noninterest expense | $6,239,000 | 1,061 |
| Pre-tax net operating income | $14,422,000 | 765 |
| Securities gains (losses) | $365,000 | 730 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $14,787,000 | 673 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $14,787,000 | 673 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $14,787,000 | 673 |
| Net charge-offs | $629,000 | 853 |
| Cash dividends | $6,429,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $14,422,000 | 656 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,519,000 | 1,637 |
| Total interest expense | $1,597,000 | 1,982 |
| Net interest income | $11,922,000 | 1,560 |
| Provision for loan and lease losses | $1,518,000 | 1,052 |
| Total noninterest income | $17,935,000 | 423 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $347,000 | 1,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,588,000 | 347 |
| Total noninterest expense | $18,275,000 | 950 |
| Salaries and employee benefits | $12,814,000 | 804 |
| Premises and equipment expense | $952,000 | 1,734 |
| Additional noninterest expense | $4,509,000 | 1,079 |
| Pre-tax net operating income | $10,064,000 | 791 |
| Securities gains (losses) | $365,000 | 612 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $10,429,000 | 685 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,429,000 | 685 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $10,429,000 | 685 |
| Net charge-offs | $508,000 | 751 |
| Cash dividends | $2,416,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $10,064,000 | 678 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,240,000 | 1,618 |
| Total interest expense | $1,176,000 | 1,943 |
| Net interest income | $8,064,000 | 1,533 |
| Provision for loan and lease losses | $1,073,000 | 1,040 |
| Total noninterest income | $9,785,000 | 457 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $232,000 | 1,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,553,000 | 367 |
| Total noninterest expense | $10,611,000 | 1,046 |
| Salaries and employee benefits | $7,197,000 | 916 |
| Premises and equipment expense | $627,000 | 1,735 |
| Additional noninterest expense | $2,787,000 | 1,136 |
| Pre-tax net operating income | $6,165,000 | 781 |
| Securities gains (losses) | $365,000 | 465 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $6,530,000 | 659 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,530,000 | 659 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,530,000 | 659 |
| Net charge-offs | $510,000 | 586 |
| Cash dividends | $2,092,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $6,165,000 | 673 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 1,870 |
| Total interest expense | $615,000 | 2,019 |
| Net interest income | $3,239,000 | 1,810 |
| Provision for loan and lease losses | $262,000 | 1,277 |
| Total noninterest income | $3,693,000 | 527 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $134,000 | 1,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,559,000 | 409 |
| Total noninterest expense | $4,716,000 | 1,154 |
| Salaries and employee benefits | $2,897,000 | 1,091 |
| Premises and equipment expense | $306,000 | 1,796 |
| Additional noninterest expense | $1,513,000 | 1,097 |
| Pre-tax net operating income | $1,954,000 | 1,066 |
| Securities gains (losses) | $365,000 | 240 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $2,319,000 | 821 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,319,000 | 821 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,319,000 | 821 |
| Net charge-offs | $88,000 | 941 |
| Cash dividends | $1,300,000 | 677 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,954,000 | 947 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,919,000 | 1,931 |
| Total interest expense | $2,449,000 | 2,073 |
| Net interest income | $12,470,000 | 1,867 |
| Provision for loan and lease losses | $270,000 | 2,063 |
| Total noninterest income | $9,781,000 | 706 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $611,000 | 1,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,170,000 | 556 |
| Total noninterest expense | $17,001,000 | 1,222 |
| Salaries and employee benefits | $11,657,000 | 1,069 |
| Premises and equipment expense | $1,457,000 | 1,534 |
| Additional noninterest expense | $3,887,000 | 1,550 |
| Pre-tax net operating income | $4,980,000 | 1,763 |
| Securities gains (losses) | $258,000 | 556 |
| Applicable income taxes | $10,000 | 3,663 |
| Income before extraordinary items | $5,228,000 | 1,544 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,228,000 | 1,546 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,228,000 | 1,546 |
| Net charge-offs | $252,000 | 1,488 |
| Cash dividends | $2,873,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,970,000 | 1,572 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,866,000 | 1,993 |
| Total interest expense | $1,804,000 | 2,100 |
| Net interest income | $9,062,000 | 1,940 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $6,973,000 | 727 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $461,000 | 1,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,512,000 | 575 |
| Total noninterest expense | $12,267,000 | 1,261 |
| Salaries and employee benefits | $8,326,000 | 1,112 |
| Premises and equipment expense | $1,104,000 | 1,535 |
| Additional noninterest expense | $2,837,000 | 1,578 |
| Pre-tax net operating income | $3,678,000 | 1,827 |
| Securities gains (losses) | $52,000 | 1,055 |
| Applicable income taxes | $10,000 | 3,684 |
| Income before extraordinary items | $3,720,000 | 1,635 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,720,000 | 1,636 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,720,000 | 1,636 |
| Net charge-offs | $-64,000 | 4,875 |
| Cash dividends | $2,289,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,668,000 | 1,618 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,946,000 | 2,069 |
| Total interest expense | $1,141,000 | 2,150 |
| Net interest income | $5,805,000 | 2,005 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $4,074,000 | 787 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $305,000 | 1,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,769,000 | 620 |
| Total noninterest expense | $7,610,000 | 1,346 |
| Salaries and employee benefits | $5,119,000 | 1,184 |
| Premises and equipment expense | $732,000 | 1,552 |
| Additional noninterest expense | $1,759,000 | 1,681 |
| Pre-tax net operating income | $2,209,000 | 1,966 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $10,000 | 3,606 |
| Income before extraordinary items | $2,199,000 | 1,775 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,199,000 | 1,774 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,199,000 | 1,775 |
| Net charge-offs | $-64,000 | 4,972 |
| Cash dividends | $1,981,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,199,000 | 1,742 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,355,000 | 2,120 |
| Total interest expense | $533,000 | 2,217 |
| Net interest income | $2,822,000 | 2,054 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $1,694,000 | 869 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $152,000 | 1,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,542,000 | 678 |
| Total noninterest expense | $3,587,000 | 1,431 |
| Salaries and employee benefits | $2,334,000 | 1,278 |
| Premises and equipment expense | $369,000 | 1,560 |
| Additional noninterest expense | $884,000 | 1,680 |
| Pre-tax net operating income | $899,000 | 2,198 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $10,000 | 3,388 |
| Income before extraordinary items | $889,000 | 2,041 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $889,000 | 2,040 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $889,000 | 2,040 |
| Net charge-offs | $-62,000 | 5,122 |
| Cash dividends | $1,363,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $889,000 | 2,025 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,147,000 | 2,064 |
| Total interest expense | $1,842,000 | 2,044 |
| Net interest income | $11,305,000 | 2,038 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $9,060,000 | 735 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $527,000 | 1,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,533,000 | 559 |
| Total noninterest expense | $15,001,000 | 1,355 |
| Salaries and employee benefits | $10,003,000 | 1,176 |
| Premises and equipment expense | $1,473,000 | 1,521 |
| Additional noninterest expense | $3,525,000 | 1,667 |
| Pre-tax net operating income | $5,364,000 | 1,687 |
| Securities gains (losses) | $-177,000 | 5,133 |
| Applicable income taxes | $-6,000 | 5,204 |
| Income before extraordinary items | $5,193,000 | 1,539 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,193,000 | 1,537 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,193,000 | 1,538 |
| Net charge-offs | $330,000 | 1,256 |
| Cash dividends | $2,035,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,370,000 | 1,482 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,765,000 | 2,068 |
| Total interest expense | $1,335,000 | 2,019 |
| Net interest income | $8,430,000 | 2,051 |
| Provision for loan and lease losses | $180,000 | 2,069 |
| Total noninterest income | $7,019,000 | 721 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $362,000 | 2,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,657,000 | 548 |
| Total noninterest expense | $11,439,000 | 1,332 |
| Salaries and employee benefits | $7,596,000 | 1,162 |
| Premises and equipment expense | $1,115,000 | 1,530 |
| Additional noninterest expense | $2,728,000 | 1,625 |
| Pre-tax net operating income | $3,830,000 | 1,776 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-6,000 | 5,330 |
| Income before extraordinary items | $3,836,000 | 1,573 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,836,000 | 1,572 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,836,000 | 1,572 |
| Net charge-offs | $151,000 | 1,425 |
| Cash dividends | $1,935,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,836,000 | 1,558 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,402,000 | 2,072 |
| Total interest expense | $848,000 | 2,007 |
| Net interest income | $5,554,000 | 2,076 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $4,321,000 | 774 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $206,000 | 2,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,115,000 | 581 |
| Total noninterest expense | $7,399,000 | 1,374 |
| Salaries and employee benefits | $4,865,000 | 1,196 |
| Premises and equipment expense | $768,000 | 1,494 |
| Additional noninterest expense | $1,766,000 | 1,678 |
| Pre-tax net operating income | $2,356,000 | 1,858 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-6,000 | 5,376 |
| Income before extraordinary items | $2,362,000 | 1,654 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,362,000 | 1,653 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,362,000 | 1,653 |
| Net charge-offs | $152,000 | 1,068 |
| Cash dividends | $1,522,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,362,000 | 1,636 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 2,093 |
| Total interest expense | $401,000 | 2,023 |
| Net interest income | $2,753,000 | 2,094 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $1,939,000 | 806 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $101,000 | 2,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,838,000 | 614 |
| Total noninterest expense | $3,612,000 | 1,409 |
| Salaries and employee benefits | $2,334,000 | 1,253 |
| Premises and equipment expense | $376,000 | 1,546 |
| Additional noninterest expense | $902,000 | 1,638 |
| Pre-tax net operating income | $1,020,000 | 2,014 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-6,000 | 5,438 |
| Income before extraordinary items | $1,026,000 | 1,806 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,026,000 | 1,805 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,026,000 | 1,806 |
| Net charge-offs | $8,000 | 2,040 |
| Cash dividends | $695,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,026,000 | 1,797 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,099,000 | 2,118 |
| Total interest expense | $1,244,000 | 2,190 |
| Net interest income | $10,855,000 | 2,090 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $8,456,000 | 773 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $442,000 | 2,239 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $8,014,000 | 592 |
| Total noninterest expense | $15,443,000 | 1,283 |
| Salaries and employee benefits | $10,226,000 | 1,139 |
| Premises and equipment expense | $1,427,000 | 1,586 |
| Additional noninterest expense | $3,790,000 | 1,591 |
| Pre-tax net operating income | $3,748,000 | 2,134 |
| Securities gains (losses) | $-87,000 | 5,382 |
| Applicable income taxes | $10,000 | 3,888 |
| Income before extraordinary items | $3,651,000 | 1,729 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,651,000 | 1,729 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,651,000 | 1,729 |
| Net charge-offs | $117,000 | 2,287 |
| Cash dividends | $2,071,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,738,000 | 1,673 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,939,000 | 2,154 |
| Total interest expense | $870,000 | 2,277 |
| Net interest income | $8,069,000 | 2,110 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $6,307,000 | 789 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $336,000 | 2,220 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,971,000 | 608 |
| Total noninterest expense | $11,441,000 | 1,300 |
| Salaries and employee benefits | $7,531,000 | 1,168 |
| Premises and equipment expense | $1,048,000 | 1,614 |
| Additional noninterest expense | $2,862,000 | 1,572 |
| Pre-tax net operating income | $2,845,000 | 2,157 |
| Securities gains (losses) | $71,000 | 735 |
| Applicable income taxes | $10,000 | 3,874 |
| Income before extraordinary items | $2,906,000 | 1,775 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,906,000 | 1,775 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,906,000 | 1,775 |
| Net charge-offs | $48,000 | 2,490 |
| Cash dividends | $1,735,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,835,000 | 1,780 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 2,124 |
| Total interest expense | $554,000 | 2,303 |
| Net interest income | $5,425,000 | 2,077 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $3,814,000 | 843 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $223,000 | 2,218 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $3,591,000 | 651 |
| Total noninterest expense | $7,572,000 | 1,315 |
| Salaries and employee benefits | $4,946,000 | 1,181 |
| Premises and equipment expense | $698,000 | 1,624 |
| Additional noninterest expense | $1,928,000 | 1,556 |
| Pre-tax net operating income | $1,607,000 | 2,379 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $10,000 | 3,809 |
| Income before extraordinary items | $1,597,000 | 2,054 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,597,000 | 2,054 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,597,000 | 2,054 |
| Net charge-offs | $100,000 | 1,521 |
| Cash dividends | $1,070,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,597,000 | 2,023 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 2,146 |
| Total interest expense | $261,000 | 2,386 |
| Net interest income | $2,691,000 | 2,080 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $1,440,000 | 1,018 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $115,000 | 2,171 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,325,000 | 784 |
| Total noninterest expense | $3,593,000 | 1,398 |
| Salaries and employee benefits | $2,276,000 | 1,272 |
| Premises and equipment expense | $344,000 | 1,665 |
| Additional noninterest expense | $973,000 | 1,547 |
| Pre-tax net operating income | $508,000 | 3,058 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $10,000 | 3,599 |
| Income before extraordinary items | $498,000 | 2,760 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $498,000 | 2,760 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $498,000 | 2,760 |
| Net charge-offs | $104,000 | 914 |
| Cash dividends | $750,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $498,000 | 2,745 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,851,000 | 2,260 |
| Total interest expense | $940,000 | 2,526 |
| Net interest income | $9,911,000 | 2,203 |
| Provision for loan and lease losses | $-436,000 | 5,727 |
| Total noninterest income | $7,997,000 | 812 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $499,000 | 2,083 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $7,498,000 | 632 |
| Total noninterest expense | $14,787,000 | 1,339 |
| Salaries and employee benefits | $9,402,000 | 1,206 |
| Premises and equipment expense | $1,441,000 | 1,580 |
| Additional noninterest expense | $3,944,000 | 1,555 |
| Pre-tax net operating income | $3,557,000 | 2,101 |
| Securities gains (losses) | $18,000 | 2,427 |
| Applicable income taxes | $10,000 | 3,999 |
| Income before extraordinary items | $3,565,000 | 1,813 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,565,000 | 1,812 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,565,000 | 1,812 |
| Net charge-offs | $204,000 | 1,902 |
| Cash dividends | $1,587,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,547,000 | 1,785 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,033,000 | 2,278 |
| Total interest expense | $680,000 | 2,585 |
| Net interest income | $7,353,000 | 2,223 |
| Provision for loan and lease losses | $-436,000 | 5,833 |
| Total noninterest income | $6,083,000 | 813 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $385,000 | 2,052 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $5,698,000 | 622 |
| Total noninterest expense | $11,144,000 | 1,329 |
| Salaries and employee benefits | $6,866,000 | 1,231 |
| Premises and equipment expense | $1,096,000 | 1,567 |
| Additional noninterest expense | $3,182,000 | 1,450 |
| Pre-tax net operating income | $2,728,000 | 2,101 |
| Securities gains (losses) | $67,000 | 1,555 |
| Applicable income taxes | $10,000 | 4,020 |
| Income before extraordinary items | $2,785,000 | 1,787 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,785,000 | 1,787 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,785,000 | 1,787 |
| Net charge-offs | $-43,000 | 5,324 |
| Cash dividends | $1,587,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,718,000 | 1,767 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,168,000 | 2,342 |
| Total interest expense | $427,000 | 2,708 |
| Net interest income | $4,741,000 | 2,292 |
| Provision for loan and lease losses | $-36,000 | 5,796 |
| Total noninterest income | $3,809,000 | 845 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $253,000 | 2,048 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,556,000 | 648 |
| Total noninterest expense | $7,029,000 | 1,399 |
| Salaries and employee benefits | $4,386,000 | 1,289 |
| Premises and equipment expense | $707,000 | 1,608 |
| Additional noninterest expense | $1,936,000 | 1,579 |
| Pre-tax net operating income | $1,557,000 | 2,340 |
| Securities gains (losses) | $48,000 | 1,455 |
| Applicable income taxes | $10,000 | 3,951 |
| Income before extraordinary items | $1,595,000 | 2,007 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,595,000 | 2,007 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,595,000 | 2,007 |
| Net charge-offs | $-21,000 | 5,221 |
| Cash dividends | $1,317,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,547,480 | 2,006 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 2,390 |
| Total interest expense | $208,000 | 2,771 |
| Net interest income | $2,317,000 | 2,337 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $1,355,000 | 1,039 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $122,000 | 2,088 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,233,000 | 806 |
| Total noninterest expense | $3,230,000 | 1,520 |
| Salaries and employee benefits | $1,916,000 | 1,428 |
| Premises and equipment expense | $353,000 | 1,612 |
| Additional noninterest expense | $961,000 | 1,578 |
| Pre-tax net operating income | $367,000 | 3,547 |
| Securities gains (losses) | $9,000 | 1,537 |
| Applicable income taxes | $10,000 | 3,751 |
| Income before extraordinary items | $366,000 | 3,284 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $366,000 | 3,281 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $366,000 | 3,282 |
| Net charge-offs | $-8,000 | 5,076 |
| Cash dividends | $776,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $357,270 | 3,267 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,520,000 | 2,273 |
| Total interest expense | $838,000 | 2,738 |
| Net interest income | $9,682,000 | 2,213 |
| Provision for loan and lease losses | $-347,000 | 5,897 |
| Total noninterest income | $5,037,000 | 1,117 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $501,000 | 2,136 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,536,000 | 866 |
| Total noninterest expense | $12,341,000 | 1,564 |
| Salaries and employee benefits | $7,331,000 | 1,450 |
| Premises and equipment expense | $1,370,000 | 1,662 |
| Additional noninterest expense | $3,640,000 | 1,665 |
| Pre-tax net operating income | $2,725,000 | 2,484 |
| Securities gains (losses) | $75,000 | 1,342 |
| Applicable income taxes | $10,000 | 4,095 |
| Income before extraordinary items | $2,790,000 | 2,164 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,790,000 | 2,164 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,790,000 | 2,165 |
| Net charge-offs | $779,000 | 830 |
| Cash dividends | $500,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,715,000 | 2,155 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,855,000 | 2,298 |
| Total interest expense | $638,000 | 2,736 |
| Net interest income | $7,217,000 | 2,239 |
| Provision for loan and lease losses | $100,000 | 2,641 |
| Total noninterest income | $3,784,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $375,000 | 2,148 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,409,000 | 873 |
| Total noninterest expense | $9,113,000 | 1,595 |
| Salaries and employee benefits | $5,508,000 | 1,455 |
| Premises and equipment expense | $1,004,000 | 1,718 |
| Additional noninterest expense | $2,601,000 | 1,750 |
| Pre-tax net operating income | $1,788,000 | 2,760 |
| Securities gains (losses) | $78,000 | 1,181 |
| Applicable income taxes | $10,000 | 4,140 |
| Income before extraordinary items | $1,856,000 | 2,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,856,000 | 2,391 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,856,000 | 2,391 |
| Net charge-offs | $696,000 | 681 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,778,780 | 2,425 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 2,322 |
| Total interest expense | $426,000 | 2,751 |
| Net interest income | $4,740,000 | 2,262 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $2,450,000 | 1,156 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $237,000 | 2,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,213,000 | 899 |
| Total noninterest expense | $6,001,000 | 1,617 |
| Salaries and employee benefits | $3,596,000 | 1,490 |
| Premises and equipment expense | $655,000 | 1,763 |
| Additional noninterest expense | $1,750,000 | 1,733 |
| Pre-tax net operating income | $1,139,000 | 2,840 |
| Securities gains (losses) | $78,000 | 958 |
| Applicable income taxes | $10,000 | 4,061 |
| Income before extraordinary items | $1,207,000 | 2,431 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,207,000 | 2,433 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,207,000 | 2,433 |
| Net charge-offs | $650,000 | 516 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,129,780 | 2,480 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 2,370 |
| Total interest expense | $212,000 | 2,772 |
| Net interest income | $2,302,000 | 2,316 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $1,021,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $122,000 | 2,139 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $899,000 | 1,002 |
| Total noninterest expense | $2,882,000 | 1,678 |
| Salaries and employee benefits | $1,695,000 | 1,586 |
| Premises and equipment expense | $336,000 | 1,746 |
| Additional noninterest expense | $851,000 | 1,766 |
| Pre-tax net operating income | $291,000 | 3,924 |
| Securities gains (losses) | $10,000 | 1,480 |
| Applicable income taxes | $10,000 | 3,833 |
| Income before extraordinary items | $291,000 | 3,705 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $291,000 | 3,707 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $291,000 | 3,708 |
| Net charge-offs | $29,000 | 1,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $281,300 | 3,676 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,265,000 | 2,343 |
| Total interest expense | $895,000 | 2,794 |
| Net interest income | $9,370,000 | 2,271 |
| Provision for loan and lease losses | $530,000 | 1,406 |
| Total noninterest income | $4,946,000 | 1,113 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $588,000 | 2,004 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,358,000 | 845 |
| Total noninterest expense | $12,074,000 | 1,591 |
| Salaries and employee benefits | $7,140,000 | 1,462 |
| Premises and equipment expense | $1,355,000 | 1,714 |
| Additional noninterest expense | $3,579,000 | 1,735 |
| Pre-tax net operating income | $1,712,000 | 3,247 |
| Securities gains (losses) | $137,000 | 1,033 |
| Applicable income taxes | $14,000 | 4,137 |
| Income before extraordinary items | $1,835,000 | 2,863 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,835,000 | 2,862 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,835,000 | 2,863 |
| Net charge-offs | $1,365,000 | 697 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,699,370 | 2,965 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,837,000 | 2,321 |
| Total interest expense | $676,000 | 2,831 |
| Net interest income | $7,161,000 | 2,236 |
| Provision for loan and lease losses | $530,000 | 1,086 |
| Total noninterest income | $4,426,000 | 971 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $443,000 | 2,003 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,983,000 | 718 |
| Total noninterest expense | $9,810,000 | 1,470 |
| Salaries and employee benefits | $5,431,000 | 1,454 |
| Premises and equipment expense | $1,013,000 | 1,739 |
| Additional noninterest expense | $3,366,000 | 1,417 |
| Pre-tax net operating income | $1,247,000 | 3,360 |
| Securities gains (losses) | $45,000 | 1,501 |
| Applicable income taxes | $14,000 | 4,098 |
| Income before extraordinary items | $1,278,000 | 3,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,278,000 | 3,022 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,278,000 | 3,023 |
| Net charge-offs | $716,000 | 877 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,233,450 | 3,038 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 2,327 |
| Total interest expense | $452,000 | 2,857 |
| Net interest income | $4,736,000 | 2,243 |
| Provision for loan and lease losses | $380,000 | 1,044 |
| Total noninterest income | $2,412,000 | 1,122 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $291,000 | 1,999 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,121,000 | 839 |
| Total noninterest expense | $5,886,000 | 1,620 |
| Salaries and employee benefits | $3,543,000 | 1,481 |
| Premises and equipment expense | $693,000 | 1,721 |
| Additional noninterest expense | $1,650,000 | 1,858 |
| Pre-tax net operating income | $882,000 | 3,193 |
| Securities gains (losses) | $47,000 | 1,201 |
| Applicable income taxes | $14,000 | 3,990 |
| Income before extraordinary items | $915,000 | 2,823 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $915,000 | 2,827 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $915,000 | 2,827 |
| Net charge-offs | $-149,000 | 6,400 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $868,940 | 2,874 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 2,345 |
| Total interest expense | $226,000 | 2,883 |
| Net interest income | $2,341,000 | 2,253 |
| Provision for loan and lease losses | $360,000 | 604 |
| Total noninterest income | $1,254,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $140,000 | 2,053 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,114,000 | 771 |
| Total noninterest expense | $3,157,000 | 1,522 |
| Salaries and employee benefits | $1,652,000 | 1,584 |
| Premises and equipment expense | $353,000 | 1,707 |
| Additional noninterest expense | $1,152,000 | 1,382 |
| Pre-tax net operating income | $78,000 | 5,485 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $14,000 | 3,682 |
| Income before extraordinary items | $64,000 | 5,562 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 5,562 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $64,000 | 5,562 |
| Net charge-offs | $-47,000 | 6,293 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $64,000 | 5,527 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,548,000 | 2,300 |
| Total interest expense | $1,207,000 | 2,549 |
| Net interest income | $9,341,000 | 2,239 |
| Provision for loan and lease losses | $2,040,000 | 613 |
| Total noninterest income | $5,944,000 | 995 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $646,000 | 1,945 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,298,000 | 768 |
| Total noninterest expense | $13,255,000 | 1,473 |
| Salaries and employee benefits | $6,935,000 | 1,497 |
| Premises and equipment expense | $1,557,000 | 1,531 |
| Additional noninterest expense | $4,763,000 | 1,401 |
| Pre-tax net operating income | $-10,000 | 6,219 |
| Securities gains (losses) | $39,000 | 1,968 |
| Applicable income taxes | $5,000 | 4,396 |
| Income before extraordinary items | $24,000 | 6,199 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $24,000 | 6,200 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $24,000 | 6,201 |
| Net charge-offs | $2,401,000 | 653 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-8,370 | 6,232 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 2,317 |
| Total interest expense | $943,000 | 2,551 |
| Net interest income | $6,955,000 | 2,249 |
| Provision for loan and lease losses | $1,530,000 | 637 |
| Total noninterest income | $4,968,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $481,000 | 1,966 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,487,000 | 714 |
| Total noninterest expense | $10,189,000 | 1,448 |
| Salaries and employee benefits | $5,307,000 | 1,474 |
| Premises and equipment expense | $1,179,000 | 1,527 |
| Additional noninterest expense | $3,703,000 | 1,348 |
| Pre-tax net operating income | $204,000 | 5,665 |
| Securities gains (losses) | $-1,000 | 6,307 |
| Applicable income taxes | $5,000 | 4,449 |
| Income before extraordinary items | $198,000 | 5,653 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $198,000 | 5,654 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $198,000 | 5,654 |
| Net charge-offs | $2,343,000 | 534 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $198,980 | 5,585 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 2,306 |
| Total interest expense | $661,000 | 2,509 |
| Net interest income | $4,645,000 | 2,240 |
| Provision for loan and lease losses | $1,020,000 | 670 |
| Total noninterest income | $3,260,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $315,000 | 1,957 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,945,000 | 741 |
| Total noninterest expense | $6,619,000 | 1,484 |
| Salaries and employee benefits | $3,605,000 | 1,456 |
| Premises and equipment expense | $800,000 | 1,502 |
| Additional noninterest expense | $2,214,000 | 1,470 |
| Pre-tax net operating income | $266,000 | 5,001 |
| Securities gains (losses) | $-1,000 | 6,487 |
| Applicable income taxes | $5,000 | 4,362 |
| Income before extraordinary items | $260,000 | 4,959 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $260,000 | 4,961 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $260,000 | 4,962 |
| Net charge-offs | $563,000 | 1,166 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $260,980 | 4,838 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 2,325 |
| Total interest expense | $336,000 | 2,541 |
| Net interest income | $2,320,000 | 2,260 |
| Provision for loan and lease losses | $510,000 | 682 |
| Total noninterest income | $1,485,000 | 1,028 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $313,000 | 1,069 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,172,000 | 878 |
| Total noninterest expense | $3,440,000 | 1,439 |
| Salaries and employee benefits | $1,870,000 | 1,420 |
| Premises and equipment expense | $413,000 | 1,472 |
| Additional noninterest expense | $1,157,000 | 1,410 |
| Pre-tax net operating income | $-145,000 | 6,668 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $-150,000 | 6,709 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-150,000 | 6,710 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-150,000 | 6,710 |
| Net charge-offs | $434,000 | 844 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-150,000 | 6,682 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,372,000 | 2,286 |
| Total interest expense | $1,696,000 | 2,471 |
| Net interest income | $9,676,000 | 2,226 |
| Provision for loan and lease losses | $4,345,000 | 570 |
| Total noninterest income | $7,293,000 | 856 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,378,000 | 1,036 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,915,000 | 723 |
| Total noninterest expense | $13,449,000 | 1,460 |
| Salaries and employee benefits | $7,065,000 | 1,444 |
| Premises and equipment expense | $1,539,000 | 1,540 |
| Additional noninterest expense | $4,845,000 | 1,404 |
| Pre-tax net operating income | $-825,000 | 6,605 |
| Securities gains (losses) | $190,000 | 1,746 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $-640,000 | 6,632 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-640,000 | 6,626 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-640,000 | 6,628 |
| Net charge-offs | $3,903,000 | 698 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-830,000 | 6,629 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,572,000 | 2,324 |
| Total interest expense | $1,322,000 | 2,486 |
| Net interest income | $7,250,000 | 2,258 |
| Provision for loan and lease losses | $3,255,000 | 585 |
| Total noninterest income | $4,991,000 | 915 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,024,000 | 1,045 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,967,000 | 766 |
| Total noninterest expense | $9,817,000 | 1,500 |
| Salaries and employee benefits | $5,152,000 | 1,477 |
| Premises and equipment expense | $1,186,000 | 1,513 |
| Additional noninterest expense | $3,479,000 | 1,462 |
| Pre-tax net operating income | $-831,000 | 6,780 |
| Securities gains (losses) | $190,000 | 1,469 |
| Applicable income taxes | $5,000 | 4,514 |
| Income before extraordinary items | $-646,000 | 6,806 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-646,000 | 6,803 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-646,000 | 6,804 |
| Net charge-offs | $3,565,000 | 593 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-836,000 | 6,801 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 2,352 |
| Total interest expense | $942,000 | 2,415 |
| Net interest income | $4,730,000 | 2,304 |
| Provision for loan and lease losses | $2,690,000 | 498 |
| Total noninterest income | $3,038,000 | 978 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $667,000 | 1,056 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,371,000 | 818 |
| Total noninterest expense | $6,384,000 | 1,532 |
| Salaries and employee benefits | $3,322,000 | 1,522 |
| Premises and equipment expense | $884,000 | 1,354 |
| Additional noninterest expense | $2,178,000 | 1,558 |
| Pre-tax net operating income | $-1,306,000 | 7,018 |
| Securities gains (losses) | $162,000 | 1,261 |
| Applicable income taxes | $5,000 | 4,421 |
| Income before extraordinary items | $-1,149,000 | 7,025 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,149,000 | 7,024 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,149,000 | 7,025 |
| Net charge-offs | $2,119,000 | 660 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,311,000 | 7,029 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 2,372 |
| Total interest expense | $525,000 | 2,272 |
| Net interest income | $2,323,000 | 2,358 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $1,305,000 | 1,084 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $323,000 | 1,081 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $982,000 | 915 |
| Total noninterest expense | $2,927,000 | 1,653 |
| Salaries and employee benefits | $1,561,000 | 1,622 |
| Premises and equipment expense | $453,000 | 1,320 |
| Additional noninterest expense | $913,000 | 1,819 |
| Pre-tax net operating income | $251,000 | 4,164 |
| Securities gains (losses) | $-1,000 | 6,909 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $245,000 | 4,017 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $245,000 | 4,019 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $245,000 | 4,019 |
| Net charge-offs | $521,000 | 1,065 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $245,980 | 3,861 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,871,000 | 2,167 |
| Total interest expense | $2,670,000 | 2,157 |
| Net interest income | $10,201,000 | 2,146 |
| Provision for loan and lease losses | $3,950,000 | 959 |
| Total noninterest income | $4,405,000 | 1,152 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,401,000 | 1,055 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,004,000 | 1,041 |
| Total noninterest expense | $12,913,000 | 1,515 |
| Salaries and employee benefits | $5,772,000 | 1,683 |
| Premises and equipment expense | $1,759,000 | 1,423 |
| Additional noninterest expense | $5,382,000 | 1,292 |
| Pre-tax net operating income | $-2,257,000 | 6,829 |
| Securities gains (losses) | $621,000 | 678 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $-1,641,000 | 6,782 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,641,000 | 6,782 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,641,000 | 6,782 |
| Net charge-offs | $4,090,000 | 950 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,262,000 | 6,858 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,709,000 | 2,185 |
| Total interest expense | $2,067,000 | 2,184 |
| Net interest income | $7,642,000 | 2,150 |
| Provision for loan and lease losses | $3,350,000 | 853 |
| Total noninterest income | $3,105,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,053,000 | 1,058 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,052,000 | 1,097 |
| Total noninterest expense | $9,941,000 | 1,471 |
| Salaries and employee benefits | $4,217,000 | 1,725 |
| Premises and equipment expense | $1,314,000 | 1,440 |
| Additional noninterest expense | $4,410,000 | 1,178 |
| Pre-tax net operating income | $-2,544,000 | 7,066 |
| Securities gains (losses) | $621,000 | 547 |
| Applicable income taxes | $5,000 | 4,418 |
| Income before extraordinary items | $-1,928,000 | 7,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,928,000 | 7,056 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,928,000 | 7,056 |
| Net charge-offs | $3,200,000 | 897 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,549,000 | 7,095 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,537,000 | 2,180 |
| Total interest expense | $1,416,000 | 2,214 |
| Net interest income | $5,121,000 | 2,138 |
| Provision for loan and lease losses | $2,750,000 | 732 |
| Total noninterest income | $1,996,000 | 1,234 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $683,000 | 1,077 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,313,000 | 1,114 |
| Total noninterest expense | $6,828,000 | 1,448 |
| Salaries and employee benefits | $2,801,000 | 1,741 |
| Premises and equipment expense | $878,000 | 1,440 |
| Additional noninterest expense | $3,149,000 | 1,123 |
| Pre-tax net operating income | $-2,461,000 | 7,230 |
| Securities gains (losses) | $330,000 | 511 |
| Applicable income taxes | $5,000 | 4,311 |
| Income before extraordinary items | $-2,136,000 | 7,222 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,136,000 | 7,223 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,136,000 | 7,223 |
| Net charge-offs | $1,029,000 | 1,450 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,466,000 | 7,240 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 2,206 |
| Total interest expense | $727,000 | 2,234 |
| Net interest income | $2,517,000 | 2,162 |
| Provision for loan and lease losses | $1,500,000 | 636 |
| Total noninterest income | $764,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $328,000 | 1,106 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $436,000 | 1,483 |
| Total noninterest expense | $2,750,000 | 1,790 |
| Salaries and employee benefits | $1,351,000 | 1,836 |
| Premises and equipment expense | $437,000 | 1,471 |
| Additional noninterest expense | $962,000 | 1,760 |
| Pre-tax net operating income | $-969,000 | 7,260 |
| Securities gains (losses) | $99,000 | 539 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $-875,000 | 7,270 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-875,000 | 7,271 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-875,000 | 7,271 |
| Net charge-offs | $419,000 | 1,484 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-974,000 | 7,283 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,921,000 | 2,166 |
| Total interest expense | $4,036,000 | 1,984 |
| Net interest income | $9,885,000 | 2,222 |
| Provision for loan and lease losses | $4,365,000 | 1,262 |
| Total noninterest income | $4,680,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,456,000 | 1,040 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,224,000 | 1,005 |
| Total noninterest expense | $12,380,000 | 1,608 |
| Salaries and employee benefits | $6,230,000 | 1,568 |
| Premises and equipment expense | $1,714,000 | 1,497 |
| Additional noninterest expense | $4,436,000 | 1,620 |
| Pre-tax net operating income | $-2,180,000 | 6,803 |
| Securities gains (losses) | $189,000 | 1,632 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $-1,996,000 | 6,849 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,996,000 | 6,849 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,996,000 | 6,850 |
| Net charge-offs | $4,805,000 | 1,063 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,185,000 | 6,855 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,538,000 | 2,200 |
| Total interest expense | $3,217,000 | 1,941 |
| Net interest income | $7,321,000 | 2,297 |
| Provision for loan and lease losses | $3,540,000 | 1,135 |
| Total noninterest income | $4,137,000 | 971 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,102,000 | 1,057 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,035,000 | 822 |
| Total noninterest expense | $10,049,000 | 1,472 |
| Salaries and employee benefits | $4,732,000 | 1,555 |
| Premises and equipment expense | $1,282,000 | 1,515 |
| Additional noninterest expense | $4,035,000 | 1,332 |
| Pre-tax net operating income | $-2,131,000 | 7,090 |
| Securities gains (losses) | $132,000 | 1,705 |
| Applicable income taxes | $5,000 | 4,390 |
| Income before extraordinary items | $-2,004,000 | 7,135 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,004,000 | 7,133 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,004,000 | 7,135 |
| Net charge-offs | $3,752,000 | 958 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,136,000 | 7,136 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 2,222 |
| Total interest expense | $2,297,000 | 1,894 |
| Net interest income | $4,750,000 | 2,355 |
| Provision for loan and lease losses | $2,710,000 | 1,024 |
| Total noninterest income | $2,373,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $738,000 | 1,064 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,635,000 | 925 |
| Total noninterest expense | $6,375,000 | 1,550 |
| Salaries and employee benefits | $3,168,000 | 1,561 |
| Premises and equipment expense | $850,000 | 1,548 |
| Additional noninterest expense | $2,357,000 | 1,507 |
| Pre-tax net operating income | $-1,962,000 | 7,260 |
| Securities gains (losses) | $98,000 | 1,431 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $-1,869,000 | 7,314 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,869,000 | 7,314 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,869,000 | 7,314 |
| Net charge-offs | $1,719,000 | 1,260 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,967,000 | 7,315 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 2,170 |
| Total interest expense | $1,263,000 | 1,840 |
| Net interest income | $2,410,000 | 2,335 |
| Provision for loan and lease losses | $1,810,000 | 798 |
| Total noninterest income | $898,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $353,000 | 1,104 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $545,000 | 1,203 |
| Total noninterest expense | $3,281,000 | 1,535 |
| Salaries and employee benefits | $1,478,000 | 1,692 |
| Premises and equipment expense | $425,000 | 1,588 |
| Additional noninterest expense | $1,378,000 | 1,287 |
| Pre-tax net operating income | $-1,783,000 | 7,565 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $-1,788,000 | 7,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,788,000 | 7,620 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,788,000 | 7,620 |
| Net charge-offs | $1,722,000 | 726 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,788,000 | 7,614 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,030,000 | 1,991 |
| Total interest expense | $6,695,000 | 1,751 |
| Net interest income | $10,335,000 | 2,125 |
| Provision for loan and lease losses | $5,572,000 | 1,314 |
| Total noninterest income | $6,143,000 | 932 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,514,000 | 1,140 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,629,000 | 762 |
| Total noninterest expense | $12,819,000 | 1,612 |
| Salaries and employee benefits | $6,955,000 | 1,452 |
| Premises and equipment expense | $1,549,000 | 1,747 |
| Additional noninterest expense | $4,315,000 | 1,730 |
| Pre-tax net operating income | $-1,913,000 | 6,609 |
| Securities gains (losses) | $505,000 | 877 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $-1,413,000 | 6,539 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,413,000 | 6,539 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,413,000 | 6,539 |
| Net charge-offs | $4,034,000 | 1,336 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,918,000 | 6,719 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,814,000 | 2,022 |
| Total interest expense | $5,266,000 | 1,757 |
| Net interest income | $7,548,000 | 2,178 |
| Provision for loan and lease losses | $4,372,000 | 1,148 |
| Total noninterest income | $4,649,000 | 939 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,100,000 | 1,174 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,549,000 | 757 |
| Total noninterest expense | $9,628,000 | 1,590 |
| Salaries and employee benefits | $5,314,000 | 1,444 |
| Premises and equipment expense | $1,169,000 | 1,748 |
| Additional noninterest expense | $3,145,000 | 1,712 |
| Pre-tax net operating income | $-1,803,000 | 6,976 |
| Securities gains (losses) | $419,000 | 798 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $-1,389,000 | 6,955 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,389,000 | 6,956 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,389,000 | 6,956 |
| Net charge-offs | $4,019,000 | 973 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,808,000 | 7,102 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,663,000 | 2,026 |
| Total interest expense | $3,721,000 | 1,743 |
| Net interest income | $4,942,000 | 2,222 |
| Provision for loan and lease losses | $1,785,000 | 1,511 |
| Total noninterest income | $3,016,000 | 962 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $704,000 | 1,208 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,312,000 | 784 |
| Total noninterest expense | $6,140,000 | 1,679 |
| Salaries and employee benefits | $3,552,000 | 1,464 |
| Premises and equipment expense | $787,000 | 1,766 |
| Additional noninterest expense | $1,801,000 | 1,980 |
| Pre-tax net operating income | $33,000 | 5,613 |
| Securities gains (losses) | $351,000 | 666 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $379,000 | 3,569 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $379,000 | 3,567 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $379,000 | 3,568 |
| Net charge-offs | $2,289,000 | 1,038 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $31,510 | 5,620 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 2,084 |
| Total interest expense | $1,905,000 | 1,772 |
| Net interest income | $2,369,000 | 2,305 |
| Provision for loan and lease losses | $705,000 | 1,453 |
| Total noninterest income | $1,302,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $337,000 | 1,225 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $965,000 | 876 |
| Total noninterest expense | $2,860,000 | 1,734 |
| Salaries and employee benefits | $1,654,000 | 1,574 |
| Premises and equipment expense | $404,000 | 1,747 |
| Additional noninterest expense | $802,000 | 1,990 |
| Pre-tax net operating income | $106,000 | 4,967 |
| Securities gains (losses) | $210,000 | 647 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $311,000 | 3,062 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $311,000 | 3,063 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $311,000 | 3,063 |
| Net charge-offs | $1,317,000 | 808 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $105,200 | 4,711 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,601,000 | 2,051 |
| Total interest expense | $8,329,000 | 1,891 |
| Net interest income | $10,272,000 | 2,165 |
| Provision for loan and lease losses | $4,020,000 | 1,173 |
| Total noninterest income | $3,639,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,448,000 | 1,243 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,191,000 | 1,215 |
| Total noninterest expense | $10,849,000 | 1,793 |
| Salaries and employee benefits | $6,517,000 | 1,592 |
| Premises and equipment expense | $1,572,000 | 1,749 |
| Additional noninterest expense | $2,760,000 | 2,167 |
| Pre-tax net operating income | $-958,000 | 6,996 |
| Securities gains (losses) | $74,000 | 1,338 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $-889,000 | 6,939 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-889,000 | 6,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,927,000 | 826 |
| Cash dividends | $675,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-963,000 | 7,093 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,974,000 | 2,097 |
| Total interest expense | $6,402,000 | 1,923 |
| Net interest income | $7,572,000 | 2,221 |
| Provision for loan and lease losses | $1,570,000 | 1,381 |
| Total noninterest income | $2,726,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,084,000 | 1,250 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,642,000 | 1,272 |
| Total noninterest expense | $8,072,000 | 1,793 |
| Salaries and employee benefits | $4,887,000 | 1,607 |
| Premises and equipment expense | $1,175,000 | 1,753 |
| Additional noninterest expense | $2,010,000 | 2,154 |
| Pre-tax net operating income | $656,000 | 4,483 |
| Securities gains (losses) | $74,000 | 1,153 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $725,000 | 3,750 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $725,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,518,000 | 719 |
| Cash dividends | $675,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $651,740 | 4,114 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,097,000 | 2,164 |
| Total interest expense | $4,405,000 | 1,961 |
| Net interest income | $4,692,000 | 2,340 |
| Provision for loan and lease losses | $820,000 | 1,392 |
| Total noninterest income | $1,842,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $739,000 | 1,204 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,103,000 | 1,308 |
| Total noninterest expense | $5,289,000 | 1,819 |
| Salaries and employee benefits | $3,257,000 | 1,617 |
| Premises and equipment expense | $764,000 | 1,790 |
| Additional noninterest expense | $1,268,000 | 2,236 |
| Pre-tax net operating income | $425,000 | 4,684 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $440,000 | 4,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $440,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,441,000 | 682 |
| Cash dividends | $675,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $420,200 | 4,312 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 2,165 |
| Total interest expense | $2,274,000 | 2,026 |
| Net interest income | $2,389,000 | 2,302 |
| Provision for loan and lease losses | $290,000 | 1,438 |
| Total noninterest income | $764,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $349,000 | 1,260 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $415,000 | 1,589 |
| Total noninterest expense | $2,406,000 | 1,994 |
| Salaries and employee benefits | $1,463,000 | 1,800 |
| Premises and equipment expense | $373,000 | 1,826 |
| Additional noninterest expense | $570,000 | 2,416 |
| Pre-tax net operating income | $457,000 | 3,244 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $452,000 | 2,920 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $452,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $452,000 | 2,837 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,209,000 | 2,147 |
| Total interest expense | $8,915,000 | 2,131 |
| Net interest income | $10,294,000 | 2,191 |
| Provision for loan and lease losses | $2,100,000 | 811 |
| Total noninterest income | $1,606,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,354,000 | 1,316 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $252,000 | 4,567 |
| Total noninterest expense | $6,569,000 | 2,731 |
| Salaries and employee benefits | $3,630,000 | 2,713 |
| Premises and equipment expense | $1,095,000 | 2,371 |
| Additional noninterest expense | $1,844,000 | 2,861 |
| Pre-tax net operating income | $3,231,000 | 2,332 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $19,000 | 5,444 |
| Income before extraordinary items | $3,212,000 | 1,926 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,212,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 1,808 |
| Cash dividends | $2,356,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,212,000 | 1,913 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,452,000 | 2,154 |
| Total interest expense | $6,645,000 | 2,130 |
| Net interest income | $7,807,000 | 2,184 |
| Provision for loan and lease losses | $750,000 | 1,146 |
| Total noninterest income | $1,185,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $998,000 | 1,317 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $187,000 | 4,625 |
| Total noninterest expense | $4,685,000 | 2,835 |
| Salaries and employee benefits | $2,613,000 | 2,800 |
| Premises and equipment expense | $795,000 | 2,427 |
| Additional noninterest expense | $1,277,000 | 3,020 |
| Pre-tax net operating income | $3,557,000 | 1,830 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $19,000 | 5,497 |
| Income before extraordinary items | $3,538,000 | 1,442 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,538,000 | 1,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,174 |
| Cash dividends | $2,356,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,538,000 | 1,433 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,571,000 | 2,185 |
| Total interest expense | $4,363,000 | 2,166 |
| Net interest income | $5,208,000 | 2,207 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $771,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $647,000 | 1,363 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $124,000 | 4,683 |
| Total noninterest expense | $3,046,000 | 2,938 |
| Salaries and employee benefits | $1,682,000 | 2,934 |
| Premises and equipment expense | $537,000 | 2,404 |
| Additional noninterest expense | $827,000 | 3,108 |
| Pre-tax net operating income | $2,633,000 | 1,737 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $19,000 | 5,371 |
| Income before extraordinary items | $2,614,000 | 1,359 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,614,000 | 1,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 961 |
| Cash dividends | $1,756,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,614,000 | 1,340 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,699,000 | 2,217 |
| Total interest expense | $2,130,000 | 2,197 |
| Net interest income | $2,569,000 | 2,237 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $366,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $304,000 | 1,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $62,000 | 4,685 |
| Total noninterest expense | $1,535,000 | 2,924 |
| Salaries and employee benefits | $856,000 | 2,899 |
| Premises and equipment expense | $266,000 | 2,446 |
| Additional noninterest expense | $413,000 | 3,089 |
| Pre-tax net operating income | $1,250,000 | 1,803 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $19,000 | 4,959 |
| Income before extraordinary items | $1,231,000 | 1,421 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,231,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,191 |
| Cash dividends | $1,756,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,231,000 | 1,407 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,771,000 | 2,195 |
| Total interest expense | $7,311,000 | 2,205 |
| Net interest income | $10,460,000 | 2,212 |
| Provision for loan and lease losses | $600,000 | 1,606 |
| Total noninterest income | $1,362,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,101,000 | 1,604 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $261,000 | 4,569 |
| Total noninterest expense | $5,618,000 | 3,031 |
| Salaries and employee benefits | $3,208,000 | 2,947 |
| Premises and equipment expense | $986,000 | 2,505 |
| Additional noninterest expense | $1,424,000 | 3,434 |
| Pre-tax net operating income | $5,604,000 | 1,718 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $5,597,000 | 1,295 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,597,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,715 |
| Cash dividends | $2,920,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,599,000 | 1,279 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,043,000 | 2,232 |
| Total interest expense | $5,250,000 | 2,232 |
| Net interest income | $7,793,000 | 2,242 |
| Provision for loan and lease losses | $450,000 | 1,514 |
| Total noninterest income | $1,040,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $826,000 | 1,612 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $214,000 | 4,398 |
| Total noninterest expense | $4,249,000 | 3,010 |
| Salaries and employee benefits | $2,426,000 | 2,920 |
| Premises and equipment expense | $754,000 | 2,463 |
| Additional noninterest expense | $1,069,000 | 3,433 |
| Pre-tax net operating income | $4,134,000 | 1,786 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $5,000 | 6,397 |
| Income before extraordinary items | $4,127,000 | 1,377 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,127,000 | 1,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,024 |
| Cash dividends | $1,820,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,129,000 | 1,357 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,543,000 | 2,234 |
| Total interest expense | $3,398,000 | 2,189 |
| Net interest income | $5,145,000 | 2,272 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $663,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $549,000 | 1,605 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 4,856 |
| Total noninterest expense | $2,861,000 | 3,003 |
| Salaries and employee benefits | $1,640,000 | 2,894 |
| Premises and equipment expense | $517,000 | 2,399 |
| Additional noninterest expense | $704,000 | 3,456 |
| Pre-tax net operating income | $2,647,000 | 1,861 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $5,000 | 6,332 |
| Income before extraordinary items | $2,643,000 | 1,420 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,643,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,324 |
| Cash dividends | $1,820,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,642,000 | 1,411 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 2,249 |
| Total interest expense | $1,642,000 | 2,166 |
| Net interest income | $2,517,000 | 2,313 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $329,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $271,000 | 1,566 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,825 |
| Total noninterest expense | $1,491,000 | 2,887 |
| Salaries and employee benefits | $841,000 | 2,851 |
| Premises and equipment expense | $272,000 | 2,293 |
| Additional noninterest expense | $378,000 | 3,273 |
| Pre-tax net operating income | $1,205,000 | 1,964 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $1,199,000 | 1,514 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,199,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,457 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,200,000 | 1,495 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,670,000 | 2,268 |
| Total interest expense | $5,360,000 | 2,071 |
| Net interest income | $9,310,000 | 2,376 |
| Provision for loan and lease losses | $670,000 | 1,491 |
| Total noninterest income | $1,210,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,016,000 | 1,704 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $194,000 | 5,225 |
| Total noninterest expense | $5,518,000 | 2,974 |
| Salaries and employee benefits | $3,326,000 | 2,718 |
| Premises and equipment expense | $609,000 | 3,613 |
| Additional noninterest expense | $1,583,000 | 3,103 |
| Pre-tax net operating income | $4,332,000 | 2,097 |
| Securities gains (losses) | $-3,000 | 7,152 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $4,324,000 | 1,629 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,324,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $831,000 | 784 |
| Cash dividends | $1,522,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,327,000 | 1,601 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,584,000 | 2,296 |
| Total interest expense | $3,810,000 | 2,067 |
| Net interest income | $6,774,000 | 2,417 |
| Provision for loan and lease losses | $545,000 | 1,304 |
| Total noninterest income | $907,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $757,000 | 1,700 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $150,000 | 5,181 |
| Total noninterest expense | $4,040,000 | 3,001 |
| Salaries and employee benefits | $2,508,000 | 2,662 |
| Premises and equipment expense | $362,000 | 4,270 |
| Additional noninterest expense | $1,170,000 | 3,103 |
| Pre-tax net operating income | $3,096,000 | 2,178 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $5,000 | 6,684 |
| Income before extraordinary items | $3,088,000 | 1,704 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,088,000 | 1,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,058 |
| Cash dividends | $1,522,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,091,000 | 1,672 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,823,000 | 2,318 |
| Total interest expense | $2,375,000 | 2,079 |
| Net interest income | $4,448,000 | 2,424 |
| Provision for loan and lease losses | $470,000 | 1,030 |
| Total noninterest income | $588,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $489,000 | 1,717 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $99,000 | 5,211 |
| Total noninterest expense | $2,588,000 | 3,092 |
| Salaries and employee benefits | $1,679,000 | 2,634 |
| Premises and equipment expense | $127,000 | 6,165 |
| Additional noninterest expense | $782,000 | 3,074 |
| Pre-tax net operating income | $1,978,000 | 2,210 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $5,000 | 6,626 |
| Income before extraordinary items | $1,970,000 | 1,739 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,970,000 | 1,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 752 |
| Cash dividends | $1,522,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,973,000 | 1,708 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 2,355 |
| Total interest expense | $1,126,000 | 2,092 |
| Net interest income | $2,150,000 | 2,484 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $284,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $225,000 | 1,799 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,816 |
| Total noninterest expense | $1,464,000 | 2,783 |
| Salaries and employee benefits | $855,000 | 2,616 |
| Premises and equipment expense | $207,000 | 2,792 |
| Additional noninterest expense | $402,000 | 3,002 |
| Pre-tax net operating income | $895,000 | 2,369 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $895,000 | 1,895 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $895,000 | 1,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $1,522,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $895,000 | 1,856 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,814,000 | 2,430 |
| Total interest expense | $3,582,000 | 2,257 |
| Net interest income | $8,232,000 | 2,483 |
| Provision for loan and lease losses | $395,000 | 2,397 |
| Total noninterest income | $1,155,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $919,000 | 1,904 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $236,000 | 4,752 |
| Total noninterest expense | $5,583,000 | 2,827 |
| Salaries and employee benefits | $3,233,000 | 2,659 |
| Premises and equipment expense | $812,000 | 2,753 |
| Additional noninterest expense | $1,538,000 | 3,068 |
| Pre-tax net operating income | $3,409,000 | 2,319 |
| Securities gains (losses) | $206,000 | 818 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,615,000 | 1,759 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,615,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,344 |
| Cash dividends | $1,588,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,409,000 | 1,812 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,730,000 | 2,438 |
| Total interest expense | $2,551,000 | 2,310 |
| Net interest income | $6,179,000 | 2,442 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $846,000 | 3,291 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $658,000 | 1,991 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $188,000 | 4,630 |
| Total noninterest expense | $4,156,000 | 2,826 |
| Salaries and employee benefits | $2,426,000 | 2,633 |
| Premises and equipment expense | $609,000 | 2,748 |
| Additional noninterest expense | $1,121,000 | 3,119 |
| Pre-tax net operating income | $2,599,000 | 2,307 |
| Securities gains (losses) | $206,000 | 755 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,805,000 | 1,732 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,805,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,128 |
| Cash dividends | $1,588,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,599,000 | 1,792 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 2,437 |
| Total interest expense | $1,651,000 | 2,349 |
| Net interest income | $4,109,000 | 2,436 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $531,000 | 3,432 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $392,000 | 2,185 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $139,000 | 4,459 |
| Total noninterest expense | $2,718,000 | 2,874 |
| Salaries and employee benefits | $1,609,000 | 2,657 |
| Premises and equipment expense | $391,000 | 2,835 |
| Additional noninterest expense | $718,000 | 3,233 |
| Pre-tax net operating income | $1,772,000 | 2,259 |
| Securities gains (losses) | $202,000 | 648 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,974,000 | 1,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,974,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,772,000 | 1,732 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 2,476 |
| Total interest expense | $819,000 | 2,390 |
| Net interest income | $2,006,000 | 2,486 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $237,000 | 3,644 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $182,000 | 2,264 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $1,310,000 | 2,964 |
| Salaries and employee benefits | $788,000 | 2,727 |
| Premises and equipment expense | $191,000 | 2,938 |
| Additional noninterest expense | $331,000 | 3,461 |
| Pre-tax net operating income | $858,000 | 2,298 |
| Securities gains (losses) | $202,000 | 499 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,060,000 | 1,507 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,060,000 | 1,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $858,000 | 1,740 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,447,000 | 2,489 |
| Total interest expense | $3,684,000 | 2,399 |
| Net interest income | $7,763,000 | 2,488 |
| Provision for loan and lease losses | $205,000 | 3,973 |
| Total noninterest income | $1,264,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $782,000 | 2,152 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $482,000 | 3,649 |
| Total noninterest expense | $5,102,000 | 2,997 |
| Salaries and employee benefits | $2,875,000 | 2,873 |
| Premises and equipment expense | $718,000 | 3,021 |
| Additional noninterest expense | $1,509,000 | 3,061 |
| Pre-tax net operating income | $3,720,000 | 2,096 |
| Securities gains (losses) | $53,000 | 2,465 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $3,773,000 | 1,644 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,773,000 | 1,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,625 |
| Cash dividends | $610,000 | 3,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,720,000 | 1,590 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,622,000 | 2,515 |
| Total interest expense | $2,850,000 | 2,414 |
| Net interest income | $5,772,000 | 2,519 |
| Provision for loan and lease losses | $128,000 | 4,251 |
| Total noninterest income | $974,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $583,000 | 2,186 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $391,000 | 3,573 |
| Total noninterest expense | $3,815,000 | 3,003 |
| Salaries and employee benefits | $2,161,000 | 2,873 |
| Premises and equipment expense | $533,000 | 3,044 |
| Additional noninterest expense | $1,121,000 | 3,076 |
| Pre-tax net operating income | $2,803,000 | 2,157 |
| Securities gains (losses) | $53,000 | 2,264 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,856,000 | 1,691 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,856,000 | 1,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,870 |
| Cash dividends | $610,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,803,000 | 1,627 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 2,573 |
| Total interest expense | $1,916,000 | 2,472 |
| Net interest income | $3,749,000 | 2,587 |
| Provision for loan and lease losses | $55,000 | 5,021 |
| Total noninterest income | $596,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $372,000 | 2,228 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $224,000 | 3,822 |
| Total noninterest expense | $2,506,000 | 3,039 |
| Salaries and employee benefits | $1,429,000 | 2,913 |
| Premises and equipment expense | $358,000 | 3,023 |
| Additional noninterest expense | $719,000 | 3,156 |
| Pre-tax net operating income | $1,784,000 | 2,257 |
| Securities gains (losses) | $53,000 | 1,969 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,837,000 | 1,765 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,837,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,784,000 | 1,686 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 2,648 |
| Total interest expense | $973,000 | 2,496 |
| Net interest income | $1,802,000 | 2,679 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $307,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $170,000 | 2,334 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $137,000 | 3,373 |
| Total noninterest expense | $1,280,000 | 2,979 |
| Salaries and employee benefits | $741,000 | 2,810 |
| Premises and equipment expense | $183,000 | 2,963 |
| Additional noninterest expense | $356,000 | 3,153 |
| Pre-tax net operating income | $814,000 | 2,433 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $814,000 | 1,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $814,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,497 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $814,000 | 1,833 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,525,000 | 2,885 |
| Total interest expense | $3,946,000 | 2,783 |
| Net interest income | $6,579,000 | 2,899 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $1,113,000 | 3,236 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $719,000 | 2,202 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $394,000 | 3,735 |
| Total noninterest expense | $4,720,000 | 3,078 |
| Salaries and employee benefits | $2,506,000 | 3,119 |
| Premises and equipment expense | $770,000 | 2,762 |
| Additional noninterest expense | $1,444,000 | 3,045 |
| Pre-tax net operating income | $2,822,000 | 2,617 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,824,000 | 2,114 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,824,000 | 2,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,768 |
| Cash dividends | $1,153,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,822,000 | 2,046 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,490,000 | 3,465 |
| Total interest expense | $4,158,000 | 3,675 |
| Net interest income | $5,332,000 | 3,260 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $1,095,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $724,000 | 2,082 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $371,000 | 3,700 |
| Total noninterest expense | $4,262,000 | 3,236 |
| Salaries and employee benefits | $2,212,000 | 3,311 |
| Premises and equipment expense | $786,000 | 2,674 |
| Additional noninterest expense | $1,264,000 | 3,337 |
| Pre-tax net operating income | $2,090,000 | 3,075 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $105,000 | 5,949 |
| Income before extraordinary items | $1,986,000 | 2,557 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,986,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $605,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,985,050 | 2,470 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,701,000 | 3,845 |
| Total interest expense | $3,857,000 | 4,092 |
| Net interest income | $4,844,000 | 3,578 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $956,000 | 3,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $634,000 | 2,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,772 |
| Total noninterest expense | $3,958,000 | 3,358 |
| Salaries and employee benefits | $1,935,000 | 3,563 |
| Premises and equipment expense | $799,000 | 2,570 |
| Additional noninterest expense | $1,224,000 | 3,366 |
| Pre-tax net operating income | $1,817,000 | 3,547 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $173,000 | 5,683 |
| Income before extraordinary items | $1,644,000 | 3,016 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,644,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $1,286,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,644,000 | 3,008 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,215,000 | 4,283 |
| Total interest expense | $2,765,000 | 4,906 |
| Net interest income | $4,450,000 | 3,823 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $916,000 | 3,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $561,000 | 2,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 3,670 |
| Total noninterest expense | $3,737,000 | 3,521 |
| Salaries and employee benefits | $1,706,000 | 3,913 |
| Premises and equipment expense | $792,000 | 2,562 |
| Additional noninterest expense | $1,239,000 | 3,331 |
| Pre-tax net operating income | $1,594,000 | 3,936 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $465,000 | 3,777 |
| Income before extraordinary items | $1,129,000 | 4,056 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,129,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,311 |
| Cash dividends | $540,000 | 3,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,129,000 | 4,016 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,782,000 | 4,510 |
| Total interest expense | $2,787,000 | 4,979 |
| Net interest income | $3,995,000 | 4,124 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $902,000 | 3,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $518,000 | 2,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 3,519 |
| Total noninterest expense | $3,092,000 | 4,012 |
| Salaries and employee benefits | $1,438,000 | 4,392 |
| Premises and equipment expense | $613,000 | 3,103 |
| Additional noninterest expense | $1,041,000 | 3,825 |
| Pre-tax net operating income | $1,715,000 | 3,784 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $628,000 | 3,279 |
| Income before extraordinary items | $1,087,000 | 4,225 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,087,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,452 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,087,000 | 4,129 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,869,000 | 4,566 |
| Total interest expense | $2,792,000 | 4,995 |
| Net interest income | $4,077,000 | 4,175 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $879,000 | 3,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $549,000 | 2,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 3,719 |
| Total noninterest expense | $2,950,000 | 4,146 |
| Salaries and employee benefits | $1,317,000 | 4,735 |
| Premises and equipment expense | $585,000 | 3,226 |
| Additional noninterest expense | $1,048,000 | 3,732 |
| Pre-tax net operating income | $1,586,000 | 4,270 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $556,000 | 3,901 |
| Income before extraordinary items | $1,030,000 | 4,612 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,030,000 | 4,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,726 |
| Cash dividends | $280,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,030,000 | 4,540 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,155,000 | 5,084 |
| Total interest expense | $2,303,000 | 5,844 |
| Net interest income | $3,852,000 | 4,470 |
| Provision for loan and lease losses | $205,000 | 3,345 |
| Total noninterest income | $988,000 | 3,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $471,000 | 2,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $517,000 | 2,851 |
| Total noninterest expense | $2,731,000 | 4,661 |
| Salaries and employee benefits | $1,221,000 | 5,116 |
| Premises and equipment expense | $515,000 | 3,685 |
| Additional noninterest expense | $995,000 | 4,422 |
| Pre-tax net operating income | $1,904,000 | 3,539 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $547,000 | 3,860 |
| Income before extraordinary items | $1,357,000 | 3,500 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,357,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,754 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,357,000 | 3,455 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 6,056 |
| Total interest expense | $2,003,000 | 6,458 |
| Net interest income | $2,920,000 | 5,618 |
| Provision for loan and lease losses | $196,000 | 3,066 |
| Total noninterest income | $666,000 | 4,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $453,000 | 2,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,944 |
| Total noninterest expense | $2,416,000 | 5,147 |
| Salaries and employee benefits | $1,047,000 | 5,816 |
| Premises and equipment expense | $495,000 | 3,795 |
| Additional noninterest expense | $874,000 | 4,895 |
| Pre-tax net operating income | $974,000 | 6,104 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $303,000 | 5,962 |
| Income before extraordinary items | $671,000 | 6,171 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $671,000 | 6,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $299,000 | 4,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $671,000 | 6,147 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 7,007 |
| Total interest expense | $1,216,000 | 7,834 |
| Net interest income | $2,529,000 | 6,424 |
| Provision for loan and lease losses | $66,000 | 5,441 |
| Total noninterest income | $534,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,268 |
| Total noninterest expense | $2,094,000 | 5,977 |
| Salaries and employee benefits | $910,000 | 6,564 |
| Premises and equipment expense | $446,000 | 4,186 |
| Additional noninterest expense | $738,000 | 6,074 |
| Pre-tax net operating income | $903,000 | 6,385 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $304,000 | 5,828 |
| Income before extraordinary items | $599,000 | 6,554 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $599,000 | 6,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $675,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $599,000 | 6,605 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 7,008 |
| Total interest expense | $1,146,000 | 8,499 |
| Net interest income | $2,741,000 | 6,088 |
| Provision for loan and lease losses | $86,000 | 6,164 |
| Total noninterest income | $499,000 | 5,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,230 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,948 |
| Total noninterest expense | $1,735,000 | 7,087 |
| Salaries and employee benefits | $757,000 | 7,597 |
| Premises and equipment expense | $352,000 | 5,209 |
| Additional noninterest expense | $626,000 | 7,119 |
| Pre-tax net operating income | $1,419,000 | 4,544 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $547,000 | 3,866 |
| Income before extraordinary items | $881,000 | 5,181 |
| Extraordinary gains, net | $31,000 | 2,476 |
| Net income | $912,000 | 5,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $535,000 | 2,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $875,240 | 4,977 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 7,798 |
| Total interest expense | $1,502,000 | 8,503 |
| Net interest income | $2,283,000 | 7,046 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $449,000 | 6,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,572 |
| Total noninterest expense | $1,447,000 | 8,110 |
| Salaries and employee benefits | $625,000 | 8,595 |
| Premises and equipment expense | $266,000 | 6,505 |
| Additional noninterest expense | $556,000 | 7,920 |
| Pre-tax net operating income | $1,130,000 | 5,154 |
| Securities gains (losses) | $54,000 | 3,989 |
| Applicable income taxes | $478,000 | 4,139 |
| Income before extraordinary items | $706,000 | 5,878 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $706,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $217,000 | 4,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $671,440 | 5,748 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.