Home > Lake Area Bank > Net charge- offs to loans
Lake Area Bank, Net charge- offs to loans
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1359% | 4,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1543% | 4,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3502% | 4,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2583% | 4,497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2583% | 4,504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 3,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3110% | 4,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3110% | 4,333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 3,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5984% | 4,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5984% | 4,442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0230% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 3,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1654% | 4,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1555% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1555% | 1,610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0293% | 4,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2067% | 4,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2118% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2118% | 1,248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 3,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3460% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3460% | 872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 3,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 3,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2236% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2669% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5939% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 3,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2286% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2286% | 1,829 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2467% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2932% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6428% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3221% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3221% | 1,466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3855% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4539% | 121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9709% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4946% | 1,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4946% | 1,151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1569% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3365% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 4,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9864% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9864% | 712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1037% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1289% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3192% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0465% | 4,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0524% | 4,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0740% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2165% | 2,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2165% | 2,267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0355% | 4,750 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0416% | 4,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1068% | 4,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1203% | 4,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2822% | 2,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2822% | 1,903 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0543% | 4,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0630% | 4,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1658% | 5,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1878% | 5,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1065% | 5,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1243% | 5,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3326% | 5,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3781% | 5,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1301% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3363% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0214% | 3,640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3862% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2489% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1327% | 2,736 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1328% | 2,642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1019% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2616% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0290% | 3,715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3014% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1640% | 2,407 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1642% | 2,297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1324% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1564% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4023% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4556% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 2,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0501% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0563% | 2,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 1,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1176% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0459% | 3,932 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1591% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5302% | 5,402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5311% | 5,365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 2,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0606% | 3,994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 1,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2181% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4173% | 5,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4179% | 5,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 1,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 1,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0668% | 4,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7384% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6148% | 5,472 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6152% | 5,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2112% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0864% | 4,120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1147% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5141% | 244 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8163% | 5,545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8167% | 5,499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0332% | 5,198 |
| Percentage Net Loans Charged-off:Construction & development | -0.1569% | 5,012 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0424% | 5,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 4,779 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3382% | 4,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8565% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8721% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9654% | 89 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0337% | 5,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0502% | 5,336 |
| Percentage Net Loans Charged-off:Construction & development | -0.2231% | 5,128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 5,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0531% | 5,396 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4598% | 4,364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 2,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0536% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1109% | 2,865 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1134% | 2,703 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0254% | 5,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0513% | 5,365 |
| Percentage Net Loans Charged-off:Construction & development | -0.3595% | 5,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0682% | 5,525 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6930% | 4,436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 1,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1283% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0200% | 4,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0667% | 5,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.7152% | 5,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0454% | 5,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1599% | 4,343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0265% | 5,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2660% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4804% | 558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1729% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | -1.5494% | 5,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2014% | 773 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0052% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3373% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5305% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3003% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1902% | 178 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0821% | 5,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0862% | 5,341 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9620% | 5,593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5700% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1468% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | -1.9584% | 5,630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2684% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3826% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2382% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6890% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1488% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1835% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1096% | 5,403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1150% | 5,360 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.5565% | 5,659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8008% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1536% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1242% | 5,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4106% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1130% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7884% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 5,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1593% | 66 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1643% | 5,463 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1734% | 5,442 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.7051% | 5,715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3227% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 5,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.1517% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 5,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 5,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.8275% | 5,750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8304% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3814% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.9405% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2321% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8503% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4186% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1813% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0743% | 6,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7778% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5390% | 1,725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5651% | 1,531 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0605% | 5,549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5747% | 648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2326% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.3573% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3034% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1044% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4662% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0819% | 6,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8221% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1725% | 5,781 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0000% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2700% | 5,897 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0798% | 5,639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1788% | 6,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0525% | 5,996 |
| Percentage Net Loans Charged-off:Construction & development | -0.9508% | 5,804 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 5,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1050% | 1,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8341% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1147% | 6,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0077% | 6,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3833% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1090% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2665% | 2,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1145% | 6,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 5,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0017% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2262% | 6,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9887% | 6,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5115% | 1,443 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5323% | 1,300 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4090% | 344 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6957% | 196 |
| Percentage Net Loans Charged-off:Construction & development | 7.9833% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5464% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0977% | 6,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 4,620 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1313% | 6,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2112% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6402% | 6,466 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6749% | 6,433 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7603% | 6,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8104% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2682% | 120 |
| Percentage Net Loans Charged-off:Construction & development | 10.1646% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0544% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0475% | 6,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 4,640 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0615% | 6,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7329% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7952% | 6,543 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8415% | 6,511 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2860% | 6,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6441% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9835% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 7.4781% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1537% | 1,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0534% | 6,342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0150% | 4,635 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0679% | 6,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0377% | 5,195 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1441% | 6,631 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2097% | 6,594 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8675% | 6,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9848% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5909% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 12.6229% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0840% | 6,462 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0298% | 4,722 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1053% | 6,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0702% | 5,454 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8737% | 6,568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9167% | 6,534 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.5639% | 6,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1444% | 323 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4101% | 232 |
| Percentage Net Loans Charged-off:Construction & development | 5.4743% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8437% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8795% | 257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3266% | 129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5365% | 989 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5740% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4305% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2730% | 3,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2862% | 2,897 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9552% | 567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6022% | 236 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9818% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 6.8533% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0952% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6244% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0073% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2938% | 1,146 |
| All other 1-4 family - Percent of loans charged-off, net | 5.7261% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8966% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4637% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4870% | 2,034 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3343% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9675% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 3.3967% | 697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6719% | 1,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.0825% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4322% | 903 |
| All other 1-4 family - Percent of loans charged-off, net | 8.8800% | 28 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2194% | 2,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9917% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0427% | 1,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1584% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4711% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 1.1362% | 924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5446% | 939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9447% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5949% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1305% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0129% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1236% | 503 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1746% | 596 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4675% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 12.4062% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4000% | 2,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9491% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1984% | 742 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8094% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2441% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8679% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5468% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.3988% | 135 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3037% | 99 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2544% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5688% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 12.3627% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7299% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6897% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0886% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0898% | 1,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7112% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7518% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.4745% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4596% | 83 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0807% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9603% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.5697% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0940% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0396% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6458% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4839% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.7660% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1034% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.7125% | 80 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8768% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5328% | 1,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1237% | 1,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3641% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1599% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5759% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0579% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.7373% | 132 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2687% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4392% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 7.4432% | 848 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7631% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9810% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9206% | 923 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0164% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4297% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0039% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1031% | 864 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3115% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3574% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 7.8430% | 718 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5181% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8357% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3332% | 1,282 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1331% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2806% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5859% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1197% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5641% | 1,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5997% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 2.1710% | 1,575 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2364% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5820% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2700% | 1,148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7682% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0017% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4632% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1062% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1491% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 4.3354% | 855 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3651% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1615% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5331% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5430% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1861% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9759% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1561% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5838% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6921% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 4.2003% | 1,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2522% | 2,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5347% | 375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3958% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4344% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9729% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7396% | 2,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9472% | 2,816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2749% | 1,152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0519% | 953 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1961% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 5.5821% | 886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2252% | 1,888 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1731% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2318% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2172% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8378% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2571% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8616% | 2,758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3679% | 1,073 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7299% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6809% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 5.5872% | 760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1976% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7900% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5004% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2934% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6218% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3007% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9573% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6750% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 4.4456% | 618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.7201% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6148% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1707% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9639% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3493% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0929% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5154% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6934% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 4.0038% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3756% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6882% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4626% | 736 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6425% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4126% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1423% | 5,284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7899% | 1,038 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3118% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4239% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 2.6530% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7782% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3924% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4896% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4312% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0582% | 5,221 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3509% | 1,037 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1414% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0118% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8864% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 5.7535% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1769% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0267% | 4,846 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5460% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 4,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0461% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1511% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1980% | 2,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0907% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0341% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3448% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3734% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3268% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6928% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0654% | 5,368 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2642% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1212% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0454% | 910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4587% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4919% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4374% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9442% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0359% | 5,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2930% | 1,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0678% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1864% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3085% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2302% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0564% | 4,448 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3710% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6269% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1230% | 7,140 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 4,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 2,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0928% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1519% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5681% | 2,592 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1335% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 4,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1218% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1965% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4999% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2543% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 3,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1799% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2892% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7713% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9502% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0961% | 746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3390% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5411% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1631% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | 16.3265% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4250% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3037% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4219% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2406% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3729% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7162% | 1,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3758% | 1,199 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5777% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2625% | 1,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8748% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9517% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5969% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3978% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3385% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8151% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | 17.5090% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0867% | 7,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4166% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7792% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 5,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 7,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3792% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5873% | 1,091 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 5,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 6,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5233% | 3,329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 5,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7469% | 2,445 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 5,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0877% | 4,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 4,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 2,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1432% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 4,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0422% | 2,245 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0576% | 1,158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 3,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1970% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0138% | 4,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3188% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6600% | 665 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1610% | 3,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1629% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2979% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0211% | 3,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3059% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1428% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2979% | 1,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3372% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6021% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1707% | 1,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7354% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2128% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1039% | 5,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2837% | 3,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5832% | 3,913 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0284% | 1,652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0949% | 7,749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 7,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0226% | 4,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1665% | 6,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3321% | 2,030 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 6,290 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 9,085 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1949% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3068% | 2,697 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1282% | 5,201 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 6,417 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2103% | 5,247 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1688% | 7,716 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |