Home > Lafayette Savings Bank, FSB > Income and Expense
Lafayette Savings Bank, FSB, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,577,000 | 1,952 |
| Total interest expense | $1,431,000 | 1,561 |
| Net interest income | $8,146,000 | 1,992 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $2,609,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $755,000 | 1,288 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,854,000 | 1,257 |
| Total noninterest expense | $8,102,000 | 1,768 |
| Salaries and employee benefits | $4,307,000 | 1,797 |
| Premises and equipment expense | $1,213,000 | 1,475 |
| Additional noninterest expense | $2,582,000 | 1,786 |
| Pre-tax net operating income | $2,553,000 | 2,111 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $975,000 | 1,333 |
| Income before extraordinary items | $1,578,000 | 2,639 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,578,000 | 2,639 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,578,000 | 2,639 |
| Net charge-offs | $298,000 | 1,612 |
| Cash dividends | $1,142,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,578,000 | 2,591 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,417,000 | 1,939 |
| Total interest expense | $977,000 | 1,542 |
| Net interest income | $5,440,000 | 1,984 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $1,706,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $481,000 | 1,322 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,225,000 | 1,265 |
| Total noninterest expense | $5,146,000 | 1,836 |
| Salaries and employee benefits | $2,883,000 | 1,784 |
| Premises and equipment expense | $739,000 | 1,609 |
| Additional noninterest expense | $1,524,000 | 2,001 |
| Pre-tax net operating income | $1,900,000 | 1,894 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $684,000 | 1,274 |
| Income before extraordinary items | $1,216,000 | 2,316 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,216,000 | 2,320 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,216,000 | 2,320 |
| Net charge-offs | $360,000 | 1,125 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,216,000 | 2,270 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 1,923 |
| Total interest expense | $494,000 | 1,545 |
| Net interest income | $2,736,000 | 1,963 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $781,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $227,000 | 1,382 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $554,000 | 1,311 |
| Total noninterest expense | $2,604,000 | 1,821 |
| Salaries and employee benefits | $1,450,000 | 1,784 |
| Premises and equipment expense | $419,000 | 1,452 |
| Additional noninterest expense | $735,000 | 2,053 |
| Pre-tax net operating income | $913,000 | 1,898 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $325,000 | 1,266 |
| Income before extraordinary items | $588,000 | 2,301 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $588,000 | 2,302 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $588,000 | 2,303 |
| Net charge-offs | $-46,000 | 6,289 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $588,000 | 2,265 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,723,000 | 1,824 |
| Total interest expense | $2,363,000 | 1,444 |
| Net interest income | $11,360,000 | 1,882 |
| Provision for loan and lease losses | $650,000 | 1,542 |
| Total noninterest income | $3,838,000 | 1,355 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,035,000 | 1,312 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,803,000 | 1,193 |
| Total noninterest expense | $10,339,000 | 1,842 |
| Salaries and employee benefits | $5,665,000 | 1,802 |
| Premises and equipment expense | $1,367,000 | 1,711 |
| Additional noninterest expense | $3,307,000 | 1,915 |
| Pre-tax net operating income | $4,209,000 | 1,658 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,540,000 | 1,105 |
| Income before extraordinary items | $2,669,000 | 2,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,669,000 | 2,092 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,669,000 | 2,092 |
| Net charge-offs | $202,000 | 3,005 |
| Cash dividends | $400,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,669,000 | 2,034 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,462,000 | 1,800 |
| Total interest expense | $1,819,000 | 1,448 |
| Net interest income | $8,643,000 | 1,864 |
| Provision for loan and lease losses | $650,000 | 1,254 |
| Total noninterest income | $3,137,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $760,000 | 1,349 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,377,000 | 1,136 |
| Total noninterest expense | $7,779,000 | 1,841 |
| Salaries and employee benefits | $4,359,000 | 1,773 |
| Premises and equipment expense | $999,000 | 1,769 |
| Additional noninterest expense | $2,421,000 | 1,936 |
| Pre-tax net operating income | $3,351,000 | 1,589 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,226,000 | 1,084 |
| Income before extraordinary items | $2,125,000 | 2,022 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,125,000 | 2,029 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,125,000 | 2,028 |
| Net charge-offs | $144,000 | 2,911 |
| Cash dividends | $400,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,125,000 | 1,963 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,083,000 | 1,771 |
| Total interest expense | $1,244,000 | 1,440 |
| Net interest income | $5,839,000 | 1,823 |
| Provision for loan and lease losses | $625,000 | 955 |
| Total noninterest income | $2,242,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $482,000 | 1,385 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,760,000 | 1,074 |
| Total noninterest expense | $5,250,000 | 1,823 |
| Salaries and employee benefits | $2,994,000 | 1,728 |
| Premises and equipment expense | $661,000 | 1,773 |
| Additional noninterest expense | $1,595,000 | 1,963 |
| Pre-tax net operating income | $2,206,000 | 1,586 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $805,000 | 1,098 |
| Income before extraordinary items | $1,401,000 | 2,045 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,401,000 | 2,053 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,401,000 | 2,051 |
| Net charge-offs | $179,000 | 2,206 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,401,000 | 1,966 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 1,742 |
| Total interest expense | $647,000 | 1,427 |
| Net interest income | $2,975,000 | 1,801 |
| Provision for loan and lease losses | $400,000 | 791 |
| Total noninterest income | $1,110,000 | 1,255 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $227,000 | 1,449 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $883,000 | 1,069 |
| Total noninterest expense | $2,577,000 | 1,869 |
| Salaries and employee benefits | $1,485,000 | 1,761 |
| Premises and equipment expense | $328,000 | 1,814 |
| Additional noninterest expense | $764,000 | 2,049 |
| Pre-tax net operating income | $1,108,000 | 1,569 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $413,000 | 1,066 |
| Income before extraordinary items | $695,000 | 2,010 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $695,000 | 2,011 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $695,000 | 2,012 |
| Net charge-offs | $237,000 | 1,227 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $695,000 | 1,930 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,659,000 | 1,695 |
| Total interest expense | $3,231,000 | 1,380 |
| Net interest income | $12,428,000 | 1,771 |
| Provision for loan and lease losses | $2,100,000 | 1,033 |
| Total noninterest income | $4,723,000 | 1,196 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,153,000 | 1,232 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,570,000 | 1,042 |
| Total noninterest expense | $10,656,000 | 1,800 |
| Salaries and employee benefits | $6,051,000 | 1,669 |
| Premises and equipment expense | $1,262,000 | 1,860 |
| Additional noninterest expense | $3,343,000 | 1,960 |
| Pre-tax net operating income | $4,395,000 | 1,540 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,615,000 | 1,035 |
| Income before extraordinary items | $2,780,000 | 1,990 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,780,000 | 1,989 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,780,000 | 1,991 |
| Net charge-offs | $1,531,000 | 1,388 |
| Cash dividends | $155,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,780,000 | 1,882 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,981,000 | 1,691 |
| Total interest expense | $2,532,000 | 1,381 |
| Net interest income | $9,449,000 | 1,768 |
| Provision for loan and lease losses | $1,600,000 | 1,021 |
| Total noninterest income | $3,247,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $846,000 | 1,270 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,401,000 | 1,104 |
| Total noninterest expense | $7,799,000 | 1,844 |
| Salaries and employee benefits | $4,494,000 | 1,672 |
| Premises and equipment expense | $946,000 | 1,882 |
| Additional noninterest expense | $2,359,000 | 2,072 |
| Pre-tax net operating income | $3,297,000 | 1,575 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,211,000 | 1,063 |
| Income before extraordinary items | $2,086,000 | 2,033 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,086,000 | 2,031 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,086,000 | 2,034 |
| Net charge-offs | $1,450,000 | 1,139 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,086,000 | 1,909 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,107,000 | 1,681 |
| Total interest expense | $1,764,000 | 1,377 |
| Net interest income | $6,343,000 | 1,758 |
| Provision for loan and lease losses | $1,100,000 | 1,016 |
| Total noninterest income | $1,754,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $542,000 | 1,305 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,212,000 | 1,334 |
| Total noninterest expense | $5,151,000 | 1,859 |
| Salaries and employee benefits | $2,942,000 | 1,710 |
| Premises and equipment expense | $623,000 | 1,902 |
| Additional noninterest expense | $1,586,000 | 2,060 |
| Pre-tax net operating income | $1,846,000 | 1,791 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $668,000 | 1,222 |
| Income before extraordinary items | $1,178,000 | 2,308 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,178,000 | 2,308 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,178,000 | 2,308 |
| Net charge-offs | $1,164,000 | 1,018 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,178,000 | 2,179 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 1,656 |
| Total interest expense | $910,000 | 1,385 |
| Net interest income | $3,268,000 | 1,702 |
| Provision for loan and lease losses | $600,000 | 917 |
| Total noninterest income | $888,000 | 1,428 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $273,000 | 1,288 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $615,000 | 1,303 |
| Total noninterest expense | $2,563,000 | 1,863 |
| Salaries and employee benefits | $1,482,000 | 1,698 |
| Premises and equipment expense | $331,000 | 1,789 |
| Additional noninterest expense | $750,000 | 2,151 |
| Pre-tax net operating income | $993,000 | 1,695 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $362,000 | 1,152 |
| Income before extraordinary items | $631,000 | 2,165 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $631,000 | 2,166 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $631,000 | 2,167 |
| Net charge-offs | $625,000 | 945 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $631,000 | 2,063 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,587,000 | 1,612 |
| Total interest expense | $4,189,000 | 1,444 |
| Net interest income | $13,398,000 | 1,666 |
| Provision for loan and lease losses | $5,361,000 | 743 |
| Total noninterest income | $2,590,000 | 1,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 6,180 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,531,000 | 1,160 |
| Total noninterest expense | $9,757,000 | 1,956 |
| Salaries and employee benefits | $5,440,000 | 1,782 |
| Premises and equipment expense | $1,833,000 | 1,353 |
| Additional noninterest expense | $2,484,000 | 2,602 |
| Pre-tax net operating income | $870,000 | 3,976 |
| Securities gains (losses) | $54,000 | 2,538 |
| Applicable income taxes | $247,000 | 2,706 |
| Income before extraordinary items | $677,000 | 4,206 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $677,000 | 4,208 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $677,000 | 4,208 |
| Net charge-offs | $4,462,000 | 883 |
| Cash dividends | $155,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $637,580 | 4,175 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,224,000 | 1,624 |
| Total interest expense | $3,198,000 | 1,478 |
| Net interest income | $10,026,000 | 1,685 |
| Provision for loan and lease losses | $2,736,000 | 1,000 |
| Total noninterest income | $2,039,000 | 1,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 6,370 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,002,000 | 1,112 |
| Total noninterest expense | $7,406,000 | 1,937 |
| Salaries and employee benefits | $4,200,000 | 1,730 |
| Premises and equipment expense | $1,398,000 | 1,347 |
| Additional noninterest expense | $1,808,000 | 2,672 |
| Pre-tax net operating income | $1,923,000 | 2,141 |
| Securities gains (losses) | $7,000 | 3,148 |
| Applicable income taxes | $676,000 | 1,452 |
| Income before extraordinary items | $1,254,000 | 2,641 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,254,000 | 2,643 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,254,000 | 2,643 |
| Net charge-offs | $2,712,000 | 1,003 |
| Cash dividends | $155,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,249,450 | 2,549 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,830,000 | 1,641 |
| Total interest expense | $2,157,000 | 1,519 |
| Net interest income | $6,673,000 | 1,679 |
| Provision for loan and lease losses | $1,851,000 | 973 |
| Total noninterest income | $1,196,000 | 1,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 6,640 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,179,000 | 1,200 |
| Total noninterest expense | $4,849,000 | 1,997 |
| Salaries and employee benefits | $2,770,000 | 1,769 |
| Premises and equipment expense | $936,000 | 1,348 |
| Additional noninterest expense | $1,143,000 | 2,844 |
| Pre-tax net operating income | $1,169,000 | 2,278 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $406,000 | 1,506 |
| Income before extraordinary items | $765,000 | 2,748 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $765,000 | 2,749 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $765,000 | 2,749 |
| Net charge-offs | $1,208,000 | 1,320 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $763,700 | 2,669 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 1,632 |
| Total interest expense | $1,111,000 | 1,524 |
| Net interest income | $3,363,000 | 1,662 |
| Provision for loan and lease losses | $1,176,000 | 766 |
| Total noninterest income | $680,000 | 1,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $680,000 | 1,079 |
| Total noninterest expense | $2,511,000 | 1,932 |
| Salaries and employee benefits | $1,404,000 | 1,757 |
| Premises and equipment expense | $499,000 | 1,307 |
| Additional noninterest expense | $608,000 | 2,693 |
| Pre-tax net operating income | $356,000 | 3,211 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $112,000 | 2,065 |
| Income before extraordinary items | $244,000 | 3,640 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $244,000 | 3,639 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $244,000 | 3,638 |
| Net charge-offs | $891,000 | 930 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $244,000 | 3,575 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,888,000 | 1,615 |
| Total interest expense | $6,115,000 | 1,360 |
| Net interest income | $12,773,000 | 1,736 |
| Provision for loan and lease losses | $2,759,000 | 1,704 |
| Total noninterest income | $2,931,000 | 1,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,931,000 | 1,083 |
| Total noninterest expense | $9,552,000 | 2,033 |
| Salaries and employee benefits | $5,236,000 | 1,859 |
| Premises and equipment expense | $1,957,000 | 1,321 |
| Additional noninterest expense | $2,359,000 | 2,806 |
| Pre-tax net operating income | $3,393,000 | 1,461 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,143,000 | 1,110 |
| Income before extraordinary items | $2,250,000 | 1,825 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,250,000 | 1,826 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,250,000 | 1,827 |
| Net charge-offs | $2,051,000 | 1,831 |
| Cash dividends | $879,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,250,000 | 1,756 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,263,000 | 1,637 |
| Total interest expense | $4,784,000 | 1,343 |
| Net interest income | $9,479,000 | 1,771 |
| Provision for loan and lease losses | $1,809,000 | 1,771 |
| Total noninterest income | $1,897,000 | 1,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,897,000 | 1,146 |
| Total noninterest expense | $7,146,000 | 2,029 |
| Salaries and employee benefits | $3,967,000 | 1,838 |
| Premises and equipment expense | $1,470,000 | 1,331 |
| Additional noninterest expense | $1,709,000 | 2,836 |
| Pre-tax net operating income | $2,421,000 | 1,631 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $806,000 | 1,194 |
| Income before extraordinary items | $1,615,000 | 2,024 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,615,000 | 2,025 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,615,000 | 2,026 |
| Net charge-offs | $1,796,000 | 1,609 |
| Cash dividends | $879,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,615,000 | 1,927 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,389,000 | 1,677 |
| Total interest expense | $3,295,000 | 1,357 |
| Net interest income | $6,094,000 | 1,843 |
| Provision for loan and lease losses | $899,000 | 2,068 |
| Total noninterest income | $1,101,000 | 1,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,101,000 | 1,213 |
| Total noninterest expense | $4,695,000 | 2,070 |
| Salaries and employee benefits | $2,601,000 | 1,879 |
| Premises and equipment expense | $980,000 | 1,353 |
| Additional noninterest expense | $1,114,000 | 2,903 |
| Pre-tax net operating income | $1,601,000 | 1,625 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $531,000 | 1,160 |
| Income before extraordinary items | $1,070,000 | 1,991 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,070,000 | 1,991 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,070,000 | 1,991 |
| Net charge-offs | $1,049,000 | 1,675 |
| Cash dividends | $374,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,070,000 | 1,902 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 1,727 |
| Total interest expense | $1,723,000 | 1,369 |
| Net interest income | $2,946,000 | 1,930 |
| Provision for loan and lease losses | $434,000 | 1,986 |
| Total noninterest income | $625,000 | 1,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $625,000 | 1,094 |
| Total noninterest expense | $2,284,000 | 2,134 |
| Salaries and employee benefits | $1,272,000 | 1,942 |
| Premises and equipment expense | $482,000 | 1,414 |
| Additional noninterest expense | $530,000 | 3,013 |
| Pre-tax net operating income | $853,000 | 1,528 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $287,000 | 1,085 |
| Income before extraordinary items | $566,000 | 1,926 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $566,000 | 1,924 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $566,000 | 1,926 |
| Net charge-offs | $50,000 | 3,711 |
| Cash dividends | $180,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $566,000 | 1,857 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,655,000 | 1,738 |
| Total interest expense | $9,335,000 | 1,274 |
| Net interest income | $10,320,000 | 2,128 |
| Provision for loan and lease losses | $3,197,000 | 1,897 |
| Total noninterest income | $2,876,000 | 1,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,876,000 | 1,078 |
| Total noninterest expense | $9,746,000 | 2,071 |
| Salaries and employee benefits | $5,056,000 | 1,950 |
| Premises and equipment expense | $1,972,000 | 1,385 |
| Additional noninterest expense | $2,718,000 | 2,558 |
| Pre-tax net operating income | $253,000 | 4,645 |
| Securities gains (losses) | $389,000 | 1,036 |
| Applicable income taxes | $44,000 | 3,325 |
| Income before extraordinary items | $598,000 | 3,598 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $598,000 | 3,597 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $598,000 | 3,597 |
| Net charge-offs | $2,107,000 | 1,970 |
| Cash dividends | $761,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,327 |
| Net operating income | $236,230 | 4,621 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,904,000 | 1,739 |
| Total interest expense | $7,371,000 | 1,273 |
| Net interest income | $7,533,000 | 2,181 |
| Provision for loan and lease losses | $1,823,000 | 2,023 |
| Total noninterest income | $2,252,000 | 1,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,252,000 | 1,061 |
| Total noninterest expense | $7,377,000 | 2,044 |
| Salaries and employee benefits | $3,917,000 | 1,909 |
| Premises and equipment expense | $1,472,000 | 1,399 |
| Additional noninterest expense | $1,988,000 | 2,588 |
| Pre-tax net operating income | $585,000 | 3,641 |
| Securities gains (losses) | $389,000 | 832 |
| Applicable income taxes | $226,000 | 2,200 |
| Income before extraordinary items | $748,000 | 2,994 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $748,000 | 2,992 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $748,000 | 2,995 |
| Net charge-offs | $1,578,000 | 1,723 |
| Cash dividends | $610,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,223 |
| Net operating income | $448,470 | 3,776 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,033,000 | 1,759 |
| Total interest expense | $5,109,000 | 1,290 |
| Net interest income | $4,924,000 | 2,226 |
| Provision for loan and lease losses | $958,000 | 2,121 |
| Total noninterest income | $1,570,000 | 1,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,570,000 | 1,055 |
| Total noninterest expense | $4,961,000 | 2,045 |
| Salaries and employee benefits | $2,692,000 | 1,879 |
| Premises and equipment expense | $987,000 | 1,417 |
| Additional noninterest expense | $1,282,000 | 2,677 |
| Pre-tax net operating income | $575,000 | 3,076 |
| Securities gains (losses) | $389,000 | 622 |
| Applicable income taxes | $272,000 | 1,645 |
| Income before extraordinary items | $692,000 | 2,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $692,000 | 2,512 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $692,000 | 2,514 |
| Net charge-offs | $565,000 | 2,210 |
| Cash dividends | $373,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,172 |
| Net operating income | $411,920 | 3,314 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,977,000 | 1,798 |
| Total interest expense | $2,586,000 | 1,328 |
| Net interest income | $2,391,000 | 2,288 |
| Provision for loan and lease losses | $569,000 | 1,666 |
| Total noninterest income | $662,000 | 1,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $662,000 | 1,162 |
| Total noninterest expense | $2,415,000 | 2,044 |
| Salaries and employee benefits | $1,332,000 | 1,934 |
| Premises and equipment expense | $505,000 | 1,402 |
| Additional noninterest expense | $578,000 | 2,651 |
| Pre-tax net operating income | $69,000 | 5,390 |
| Securities gains (losses) | $389,000 | 426 |
| Applicable income taxes | $125,000 | 1,964 |
| Income before extraordinary items | $333,000 | 2,931 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $333,000 | 2,933 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $333,000 | 2,933 |
| Net charge-offs | $374,000 | 1,600 |
| Cash dividends | $180,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,034 |
| Net operating income | $49,030 | 5,532 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,310,000 | 1,800 |
| Total interest expense | $11,287,000 | 1,450 |
| Net interest income | $10,023,000 | 2,220 |
| Provision for loan and lease losses | $1,102,000 | 2,565 |
| Total noninterest income | $2,302,000 | 1,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,302,000 | 1,179 |
| Total noninterest expense | $8,582,000 | 2,227 |
| Salaries and employee benefits | $4,505,000 | 2,256 |
| Premises and equipment expense | $2,008,000 | 1,369 |
| Additional noninterest expense | $2,069,000 | 2,779 |
| Pre-tax net operating income | $2,641,000 | 2,007 |
| Securities gains (losses) | $116,000 | 1,025 |
| Applicable income taxes | $886,000 | 1,303 |
| Income before extraordinary items | $1,871,000 | 2,131 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,871,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,331,000 | 1,673 |
| Cash dividends | $1,606,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,339 |
| Net operating income | $1,792,120 | 2,322 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,084,000 | 1,831 |
| Total interest expense | $8,508,000 | 1,494 |
| Net interest income | $7,576,000 | 2,219 |
| Provision for loan and lease losses | $852,000 | 2,009 |
| Total noninterest income | $1,907,000 | 1,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,907,000 | 1,146 |
| Total noninterest expense | $6,477,000 | 2,209 |
| Salaries and employee benefits | $3,407,000 | 2,261 |
| Premises and equipment expense | $1,513,000 | 1,373 |
| Additional noninterest expense | $1,557,000 | 2,688 |
| Pre-tax net operating income | $2,154,000 | 2,191 |
| Securities gains (losses) | $58,000 | 1,318 |
| Applicable income taxes | $682,000 | 1,564 |
| Income before extraordinary items | $1,530,000 | 2,289 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,530,000 | 2,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $989,000 | 1,312 |
| Cash dividends | $1,218,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,190 |
| Net operating income | $1,489,980 | 2,455 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,790,000 | 1,849 |
| Total interest expense | $5,652,000 | 1,552 |
| Net interest income | $5,138,000 | 2,160 |
| Provision for loan and lease losses | $500,000 | 1,907 |
| Total noninterest income | $1,238,000 | 1,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,238,000 | 1,217 |
| Total noninterest expense | $4,280,000 | 2,238 |
| Salaries and employee benefits | $2,332,000 | 2,228 |
| Premises and equipment expense | $995,000 | 1,398 |
| Additional noninterest expense | $953,000 | 2,858 |
| Pre-tax net operating income | $1,596,000 | 2,071 |
| Securities gains (losses) | $24,000 | 1,934 |
| Applicable income taxes | $511,000 | 1,576 |
| Income before extraordinary items | $1,109,000 | 2,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,109,000 | 2,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $825,000 | 966 |
| Cash dividends | $832,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,106 |
| Net operating income | $1,092,680 | 2,345 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,419,000 | 1,893 |
| Total interest expense | $2,878,000 | 1,629 |
| Net interest income | $2,541,000 | 2,180 |
| Provision for loan and lease losses | $250,000 | 1,575 |
| Total noninterest income | $650,000 | 1,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $650,000 | 1,179 |
| Total noninterest expense | $2,162,000 | 2,209 |
| Salaries and employee benefits | $1,207,000 | 2,172 |
| Premises and equipment expense | $500,000 | 1,390 |
| Additional noninterest expense | $455,000 | 2,946 |
| Pre-tax net operating income | $779,000 | 2,206 |
| Securities gains (losses) | $16,000 | 1,726 |
| Applicable income taxes | $248,000 | 1,692 |
| Income before extraordinary items | $547,000 | 2,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $547,000 | 2,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $693,000 | 583 |
| Cash dividends | $391,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 964 |
| Net operating income | $535,960 | 2,470 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,874,000 | 1,846 |
| Total interest expense | $11,654,000 | 1,720 |
| Net interest income | $11,220,000 | 2,030 |
| Provision for loan and lease losses | $1,570,000 | 1,018 |
| Total noninterest income | $1,441,000 | 2,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,441,000 | 1,718 |
| Total noninterest expense | $8,675,000 | 2,122 |
| Salaries and employee benefits | $4,409,000 | 2,284 |
| Premises and equipment expense | $1,900,000 | 1,403 |
| Additional noninterest expense | $2,366,000 | 2,287 |
| Pre-tax net operating income | $2,416,000 | 2,904 |
| Securities gains (losses) | $207,000 | 439 |
| Applicable income taxes | $906,000 | 1,976 |
| Income before extraordinary items | $1,717,000 | 3,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,717,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,189,000 | 900 |
| Cash dividends | $2,276,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,215 |
| Net operating income | $1,582,450 | 3,311 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,359,000 | 1,837 |
| Total interest expense | $8,685,000 | 1,720 |
| Net interest income | $8,674,000 | 1,980 |
| Provision for loan and lease losses | $920,000 | 960 |
| Total noninterest income | $1,748,000 | 1,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,748,000 | 1,243 |
| Total noninterest expense | $6,469,000 | 2,108 |
| Salaries and employee benefits | $3,429,000 | 2,202 |
| Premises and equipment expense | $1,411,000 | 1,404 |
| Additional noninterest expense | $1,629,000 | 2,430 |
| Pre-tax net operating income | $3,033,000 | 2,082 |
| Securities gains (losses) | $176,000 | 390 |
| Applicable income taxes | $1,183,000 | 1,460 |
| Income before extraordinary items | $2,026,000 | 2,343 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,026,000 | 2,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $763,000 | 789 |
| Cash dividends | $1,885,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,078 |
| Net operating income | $1,913,360 | 2,442 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,593,000 | 1,856 |
| Total interest expense | $5,756,000 | 1,741 |
| Net interest income | $5,837,000 | 1,989 |
| Provision for loan and lease losses | $740,000 | 752 |
| Total noninterest income | $1,199,000 | 1,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,199,000 | 1,226 |
| Total noninterest expense | $4,393,000 | 2,098 |
| Salaries and employee benefits | $2,433,000 | 2,104 |
| Premises and equipment expense | $945,000 | 1,407 |
| Additional noninterest expense | $1,015,000 | 2,591 |
| Pre-tax net operating income | $1,903,000 | 2,253 |
| Securities gains (losses) | $139,000 | 361 |
| Applicable income taxes | $750,000 | 1,566 |
| Income before extraordinary items | $1,292,000 | 2,497 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,292,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $655,000 | 598 |
| Cash dividends | $1,493,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 996 |
| Net operating income | $1,203,040 | 2,615 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,867,000 | 1,832 |
| Total interest expense | $2,902,000 | 1,712 |
| Net interest income | $2,965,000 | 1,949 |
| Provision for loan and lease losses | $250,000 | 954 |
| Total noninterest income | $582,000 | 1,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $582,000 | 1,226 |
| Total noninterest expense | $2,063,000 | 2,240 |
| Salaries and employee benefits | $1,190,000 | 2,154 |
| Premises and equipment expense | $454,000 | 1,471 |
| Additional noninterest expense | $419,000 | 3,049 |
| Pre-tax net operating income | $1,234,000 | 1,822 |
| Securities gains (losses) | $42,000 | 437 |
| Applicable income taxes | $469,000 | 1,344 |
| Income before extraordinary items | $807,000 | 2,054 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $807,000 | 2,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 598 |
| Cash dividends | $425,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 852 |
| Net operating income | $780,120 | 2,094 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,120,000 | 1,749 |
| Total interest expense | $11,142,000 | 1,509 |
| Net interest income | $11,978,000 | 1,939 |
| Provision for loan and lease losses | $1,018,000 | 1,028 |
| Total noninterest income | $2,755,000 | 1,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,755,000 | 1,055 |
| Total noninterest expense | $8,371,000 | 2,107 |
| Salaries and employee benefits | $4,515,000 | 2,167 |
| Premises and equipment expense | $1,732,000 | 1,484 |
| Additional noninterest expense | $2,124,000 | 2,428 |
| Pre-tax net operating income | $5,344,000 | 1,782 |
| Securities gains (losses) | $213,000 | 375 |
| Applicable income taxes | $2,106,000 | 1,272 |
| Income before extraordinary items | $3,451,000 | 2,042 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,451,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,219,000 | 582 |
| Cash dividends | $1,008,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 749 |
| Net operating income | $3,314,680 | 2,089 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,329,000 | 1,733 |
| Total interest expense | $8,201,000 | 1,491 |
| Net interest income | $9,128,000 | 1,922 |
| Provision for loan and lease losses | $718,000 | 1,035 |
| Total noninterest income | $1,956,000 | 1,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,956,000 | 1,116 |
| Total noninterest expense | $6,257,000 | 2,124 |
| Salaries and employee benefits | $3,400,000 | 2,163 |
| Premises and equipment expense | $1,295,000 | 1,497 |
| Additional noninterest expense | $1,562,000 | 2,459 |
| Pre-tax net operating income | $4,109,000 | 1,793 |
| Securities gains (losses) | $172,000 | 351 |
| Applicable income taxes | $1,624,000 | 1,311 |
| Income before extraordinary items | $2,657,000 | 2,043 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,657,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,054,000 | 440 |
| Cash dividends | $706,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $168,000 | 625 |
| Net operating income | $2,546,920 | 2,109 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,441,000 | 1,712 |
| Total interest expense | $5,369,000 | 1,443 |
| Net interest income | $6,072,000 | 1,920 |
| Provision for loan and lease losses | $400,000 | 1,166 |
| Total noninterest income | $1,328,000 | 1,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,328,000 | 1,101 |
| Total noninterest expense | $4,242,000 | 2,078 |
| Salaries and employee benefits | $2,423,000 | 2,016 |
| Premises and equipment expense | $834,000 | 1,556 |
| Additional noninterest expense | $985,000 | 2,607 |
| Pre-tax net operating income | $2,758,000 | 1,804 |
| Securities gains (losses) | $108,000 | 338 |
| Applicable income taxes | $1,077,000 | 1,318 |
| Income before extraordinary items | $1,789,000 | 2,020 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,789,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 672 |
| Cash dividends | $445,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 517 |
| Net operating income | $1,719,880 | 2,080 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 1,655 |
| Total interest expense | $2,665,000 | 1,381 |
| Net interest income | $3,086,000 | 1,870 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $643,000 | 1,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $643,000 | 1,115 |
| Total noninterest expense | $2,164,000 | 2,044 |
| Salaries and employee benefits | $1,282,000 | 1,916 |
| Premises and equipment expense | $414,000 | 1,576 |
| Additional noninterest expense | $468,000 | 2,697 |
| Pre-tax net operating income | $1,415,000 | 1,710 |
| Securities gains (losses) | $51,000 | 346 |
| Applicable income taxes | $531,000 | 1,327 |
| Income before extraordinary items | $935,000 | 1,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $935,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 717 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 379 |
| Net operating income | $902,360 | 1,949 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,393,000 | 1,570 |
| Total interest expense | $9,664,000 | 1,170 |
| Net interest income | $11,729,000 | 1,883 |
| Provision for loan and lease losses | $1,200,000 | 871 |
| Total noninterest income | $2,348,000 | 1,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,348,000 | 1,209 |
| Total noninterest expense | $7,955,000 | 2,095 |
| Salaries and employee benefits | $4,249,000 | 2,162 |
| Premises and equipment expense | $1,650,000 | 1,480 |
| Additional noninterest expense | $2,056,000 | 2,417 |
| Pre-tax net operating income | $4,922,000 | 1,891 |
| Securities gains (losses) | $321,000 | 395 |
| Applicable income taxes | $1,854,000 | 1,446 |
| Income before extraordinary items | $3,389,000 | 2,025 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,389,000 | 2,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 1,553 |
| Cash dividends | $2,158,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 678 |
| Net operating income | $3,180,350 | 2,115 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,821,000 | 1,550 |
| Total interest expense | $7,060,000 | 1,127 |
| Net interest income | $8,761,000 | 1,870 |
| Provision for loan and lease losses | $475,000 | 1,467 |
| Total noninterest income | $1,661,000 | 2,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,661,000 | 1,256 |
| Total noninterest expense | $6,070,000 | 2,045 |
| Salaries and employee benefits | $3,361,000 | 2,027 |
| Premises and equipment expense | $1,227,000 | 1,480 |
| Additional noninterest expense | $1,482,000 | 2,485 |
| Pre-tax net operating income | $3,877,000 | 1,817 |
| Securities gains (losses) | $270,000 | 408 |
| Applicable income taxes | $1,460,000 | 1,416 |
| Income before extraordinary items | $2,687,000 | 1,952 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,687,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,900 |
| Cash dividends | $1,147,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 568 |
| Net operating income | $2,511,500 | 2,022 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,387,000 | 1,525 |
| Total interest expense | $4,593,000 | 1,085 |
| Net interest income | $5,794,000 | 1,874 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $968,000 | 2,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $968,000 | 1,380 |
| Total noninterest expense | $4,001,000 | 2,056 |
| Salaries and employee benefits | $2,250,000 | 2,009 |
| Premises and equipment expense | $812,000 | 1,485 |
| Additional noninterest expense | $939,000 | 2,593 |
| Pre-tax net operating income | $2,461,000 | 1,872 |
| Securities gains (losses) | $161,000 | 452 |
| Applicable income taxes | $894,000 | 1,492 |
| Income before extraordinary items | $1,728,000 | 1,970 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,728,000 | 1,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,069 |
| Cash dividends | $854,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 506 |
| Net operating income | $1,621,740 | 2,052 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,118,000 | 1,519 |
| Total interest expense | $2,245,000 | 1,049 |
| Net interest income | $2,873,000 | 1,866 |
| Provision for loan and lease losses | $175,000 | 1,252 |
| Total noninterest income | $418,000 | 2,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $418,000 | 1,506 |
| Total noninterest expense | $1,996,000 | 2,072 |
| Salaries and employee benefits | $1,175,000 | 1,946 |
| Premises and equipment expense | $396,000 | 1,537 |
| Additional noninterest expense | $425,000 | 2,861 |
| Pre-tax net operating income | $1,120,000 | 1,974 |
| Securities gains (losses) | $73,000 | 445 |
| Applicable income taxes | $398,000 | 1,609 |
| Income before extraordinary items | $795,000 | 2,089 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $795,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $367,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $746,090 | 2,167 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,173,000 | 1,508 |
| Total interest expense | $8,471,000 | 964 |
| Net interest income | $10,702,000 | 1,895 |
| Provision for loan and lease losses | $500,000 | 1,952 |
| Total noninterest income | $1,755,000 | 2,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,755,000 | 1,459 |
| Total noninterest expense | $7,204,000 | 2,207 |
| Salaries and employee benefits | $4,041,000 | 2,145 |
| Premises and equipment expense | $1,531,000 | 1,518 |
| Additional noninterest expense | $1,632,000 | 2,926 |
| Pre-tax net operating income | $4,753,000 | 1,771 |
| Securities gains (losses) | $601,000 | 404 |
| Applicable income taxes | $1,980,000 | 1,285 |
| Income before extraordinary items | $3,374,000 | 1,871 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,374,000 | 1,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,159,000 | 693 |
| Cash dividends | $675,000 | 3,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,989,360 | 2,043 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,211,000 | 1,508 |
| Total interest expense | $6,238,000 | 956 |
| Net interest income | $7,973,000 | 1,894 |
| Provision for loan and lease losses | $375,000 | 1,868 |
| Total noninterest income | $1,297,000 | 2,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,297,000 | 1,483 |
| Total noninterest expense | $5,650,000 | 2,114 |
| Salaries and employee benefits | $3,193,000 | 2,041 |
| Premises and equipment expense | $1,206,000 | 1,434 |
| Additional noninterest expense | $1,251,000 | 2,819 |
| Pre-tax net operating income | $3,245,000 | 1,936 |
| Securities gains (losses) | $378,000 | 504 |
| Applicable income taxes | $1,337,000 | 1,424 |
| Income before extraordinary items | $2,286,000 | 2,055 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,286,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $680,000 | 754 |
| Cash dividends | $345,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,044,080 | 2,219 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,361,000 | 1,512 |
| Total interest expense | $4,061,000 | 964 |
| Net interest income | $5,300,000 | 1,886 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $907,000 | 2,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $907,000 | 1,428 |
| Total noninterest expense | $3,804,000 | 2,098 |
| Salaries and employee benefits | $2,108,000 | 2,073 |
| Premises and equipment expense | $829,000 | 1,397 |
| Additional noninterest expense | $867,000 | 2,712 |
| Pre-tax net operating income | $2,153,000 | 1,915 |
| Securities gains (losses) | $271,000 | 526 |
| Applicable income taxes | $888,000 | 1,413 |
| Income before extraordinary items | $1,536,000 | 2,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,536,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 862 |
| Cash dividends | $145,000 | 3,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,362,560 | 2,189 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 1,530 |
| Total interest expense | $1,993,000 | 1,007 |
| Net interest income | $2,641,000 | 1,884 |
| Provision for loan and lease losses | $125,000 | 1,741 |
| Total noninterest income | $410,000 | 2,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $410,000 | 1,511 |
| Total noninterest expense | $1,809,000 | 2,204 |
| Salaries and employee benefits | $1,048,000 | 2,101 |
| Premises and equipment expense | $393,000 | 1,487 |
| Additional noninterest expense | $368,000 | 3,147 |
| Pre-tax net operating income | $1,117,000 | 1,835 |
| Securities gains (losses) | $132,000 | 674 |
| Applicable income taxes | $494,000 | 1,304 |
| Income before extraordinary items | $755,000 | 2,036 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $755,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 573 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $670,520 | 2,174 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,755,000 | 1,533 |
| Total interest expense | $8,527,000 | 1,046 |
| Net interest income | $10,228,000 | 1,904 |
| Provision for loan and lease losses | $1,225,000 | 966 |
| Total noninterest income | $1,766,000 | 2,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,766,000 | 1,602 |
| Total noninterest expense | $7,553,000 | 2,085 |
| Salaries and employee benefits | $4,311,000 | 1,989 |
| Premises and equipment expense | $1,473,000 | 1,552 |
| Additional noninterest expense | $1,769,000 | 2,675 |
| Pre-tax net operating income | $3,216,000 | 2,363 |
| Securities gains (losses) | $1,812,000 | 316 |
| Applicable income taxes | $1,995,000 | 1,292 |
| Income before extraordinary items | $3,033,000 | 2,021 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,033,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $683,000 | 1,255 |
| Cash dividends | $997,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,873,320 | 2,894 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,203,000 | 1,543 |
| Total interest expense | $6,516,000 | 1,070 |
| Net interest income | $7,687,000 | 1,914 |
| Provision for loan and lease losses | $850,000 | 1,033 |
| Total noninterest income | $1,047,000 | 3,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,047,000 | 1,988 |
| Total noninterest expense | $5,594,000 | 2,117 |
| Salaries and employee benefits | $3,311,000 | 1,945 |
| Premises and equipment expense | $1,110,000 | 1,545 |
| Additional noninterest expense | $1,173,000 | 2,946 |
| Pre-tax net operating income | $2,290,000 | 2,564 |
| Securities gains (losses) | $1,711,000 | 310 |
| Applicable income taxes | $1,581,000 | 1,287 |
| Income before extraordinary items | $2,420,000 | 1,986 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,420,000 | 1,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 975 |
| Cash dividends | $867,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,324,960 | 3,094 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,438,000 | 1,559 |
| Total interest expense | $4,443,000 | 1,083 |
| Net interest income | $4,995,000 | 1,953 |
| Provision for loan and lease losses | $700,000 | 875 |
| Total noninterest income | $673,000 | 3,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $673,000 | 2,029 |
| Total noninterest expense | $3,645,000 | 2,156 |
| Salaries and employee benefits | $2,160,000 | 1,978 |
| Premises and equipment expense | $740,000 | 1,544 |
| Additional noninterest expense | $745,000 | 3,064 |
| Pre-tax net operating income | $1,323,000 | 2,868 |
| Securities gains (losses) | $1,080,000 | 346 |
| Applicable income taxes | $947,000 | 1,428 |
| Income before extraordinary items | $1,456,000 | 2,162 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,456,000 | 2,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $625,000 | 733 |
| Cash dividends | $697,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $764,800 | 3,432 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,901,000 | 1,520 |
| Total interest expense | $2,277,000 | 1,076 |
| Net interest income | $2,624,000 | 1,862 |
| Provision for loan and lease losses | $250,000 | 1,115 |
| Total noninterest income | $277,000 | 3,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $277,000 | 2,225 |
| Total noninterest expense | $1,885,000 | 2,075 |
| Salaries and employee benefits | $1,074,000 | 1,978 |
| Premises and equipment expense | $399,000 | 1,456 |
| Additional noninterest expense | $412,000 | 2,787 |
| Pre-tax net operating income | $766,000 | 2,561 |
| Securities gains (losses) | $565,000 | 321 |
| Applicable income taxes | $527,000 | 1,307 |
| Income before extraordinary items | $804,000 | 1,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $804,000 | 1,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $492,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $442,400 | 3,058 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,766,000 | 1,560 |
| Total interest expense | $9,929,000 | 1,133 |
| Net interest income | $9,837,000 | 1,969 |
| Provision for loan and lease losses | $700,000 | 1,829 |
| Total noninterest income | $1,495,000 | 2,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,495,000 | 1,647 |
| Total noninterest expense | $7,033,000 | 2,138 |
| Salaries and employee benefits | $3,967,000 | 2,012 |
| Premises and equipment expense | $1,434,000 | 1,546 |
| Additional noninterest expense | $1,632,000 | 2,759 |
| Pre-tax net operating income | $3,599,000 | 2,161 |
| Securities gains (losses) | $983,000 | 432 |
| Applicable income taxes | $1,766,000 | 1,438 |
| Income before extraordinary items | $2,816,000 | 2,122 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,816,000 | 2,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,440 |
| Cash dividends | $861,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,186,880 | 2,532 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,159,000 | 1,607 |
| Total interest expense | $12,939,000 | 1,253 |
| Net interest income | $8,220,000 | 2,185 |
| Provision for loan and lease losses | $444,000 | 2,425 |
| Total noninterest income | $2,031,000 | 1,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,031,000 | 1,235 |
| Total noninterest expense | $6,681,000 | 2,149 |
| Salaries and employee benefits | $3,632,000 | 2,077 |
| Premises and equipment expense | $1,169,000 | 1,846 |
| Additional noninterest expense | $1,880,000 | 2,375 |
| Pre-tax net operating income | $3,126,000 | 2,178 |
| Securities gains (losses) | $393,000 | 731 |
| Applicable income taxes | $1,268,000 | 1,737 |
| Income before extraordinary items | $2,251,000 | 2,289 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,251,000 | 2,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $701,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,999,480 | 2,450 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,290,000 | 1,706 |
| Total interest expense | $12,148,000 | 1,417 |
| Net interest income | $8,142,000 | 2,183 |
| Provision for loan and lease losses | $144,000 | 4,490 |
| Total noninterest income | $1,670,000 | 2,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,670,000 | 1,271 |
| Total noninterest expense | $6,263,000 | 2,195 |
| Salaries and employee benefits | $3,208,000 | 2,230 |
| Premises and equipment expense | $1,332,000 | 1,559 |
| Additional noninterest expense | $1,723,000 | 2,493 |
| Pre-tax net operating income | $3,405,000 | 2,129 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,290,000 | 1,711 |
| Income before extraordinary items | $2,115,000 | 2,421 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,115,000 | 2,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $316,000 | 4,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,115,000 | 2,428 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,040,000 | 1,803 |
| Total interest expense | $10,443,000 | 1,437 |
| Net interest income | $7,597,000 | 2,325 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $1,637,000 | 2,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,637,000 | 1,322 |
| Total noninterest expense | $5,976,000 | 2,291 |
| Salaries and employee benefits | $2,974,000 | 2,358 |
| Premises and equipment expense | $1,224,000 | 1,670 |
| Additional noninterest expense | $1,778,000 | 2,445 |
| Pre-tax net operating income | $3,138,000 | 2,313 |
| Securities gains (losses) | $58,000 | 936 |
| Applicable income taxes | $1,255,000 | 1,842 |
| Income before extraordinary items | $1,941,000 | 2,657 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,941,000 | 2,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,985 |
| Cash dividends | $309,000 | 4,458 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 869 |
| Net operating income | $1,903,880 | 2,663 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,797,000 | 1,928 |
| Total interest expense | $9,825,000 | 1,560 |
| Net interest income | $6,972,000 | 2,432 |
| Provision for loan and lease losses | $104,000 | 5,028 |
| Total noninterest income | $1,138,000 | 2,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,138,000 | 1,694 |
| Total noninterest expense | $5,432,000 | 2,401 |
| Salaries and employee benefits | $2,789,000 | 2,422 |
| Premises and equipment expense | $1,283,000 | 1,530 |
| Additional noninterest expense | $1,360,000 | 3,020 |
| Pre-tax net operating income | $2,574,000 | 2,704 |
| Securities gains (losses) | $426,000 | 615 |
| Applicable income taxes | $1,233,000 | 1,948 |
| Income before extraordinary items | $1,767,000 | 2,830 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,767,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,452 |
| Cash dividends | $1,840,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 696 |
| Net operating income | $1,494,360 | 3,187 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,009,000 | 2,176 |
| Total interest expense | $8,709,000 | 1,782 |
| Net interest income | $6,300,000 | 2,768 |
| Provision for loan and lease losses | $72,000 | 5,860 |
| Total noninterest income | $903,000 | 3,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $903,000 | 1,856 |
| Total noninterest expense | $4,719,000 | 2,718 |
| Salaries and employee benefits | $2,456,000 | 2,696 |
| Premises and equipment expense | $1,041,000 | 1,909 |
| Additional noninterest expense | $1,222,000 | 3,305 |
| Pre-tax net operating income | $2,412,000 | 3,003 |
| Securities gains (losses) | $243,000 | 626 |
| Applicable income taxes | $1,098,000 | 2,250 |
| Income before extraordinary items | $1,557,000 | 3,257 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,557,000 | 3,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $741,000 | 974 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 904 |
| Net operating income | $1,401,480 | 3,491 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,019,000 | 2,572 |
| Total interest expense | $7,534,000 | 2,082 |
| Net interest income | $5,485,000 | 3,229 |
| Provision for loan and lease losses | $808,000 | 1,196 |
| Total noninterest income | $716,000 | 4,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $716,000 | 2,260 |
| Total noninterest expense | $4,115,000 | 3,265 |
| Salaries and employee benefits | $2,118,000 | 3,159 |
| Premises and equipment expense | $789,000 | 2,487 |
| Additional noninterest expense | $1,208,000 | 3,760 |
| Pre-tax net operating income | $1,278,000 | 4,886 |
| Securities gains (losses) | $183,000 | 729 |
| Applicable income taxes | $589,000 | 3,646 |
| Income before extraordinary items | $872,000 | 4,977 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $872,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $1,021,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $754,880 | 5,448 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,502,000 | 3,158 |
| Total interest expense | $5,938,000 | 2,586 |
| Net interest income | $4,564,000 | 3,854 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $669,000 | 4,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $669,000 | 2,368 |
| Total noninterest expense | $3,385,000 | 3,863 |
| Salaries and employee benefits | $1,737,000 | 3,755 |
| Premises and equipment expense | $697,000 | 2,816 |
| Additional noninterest expense | $951,000 | 4,547 |
| Pre-tax net operating income | $1,848,000 | 3,740 |
| Securities gains (losses) | $68,000 | 1,130 |
| Applicable income taxes | $750,000 | 3,044 |
| Income before extraordinary items | $1,166,000 | 4,055 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,166,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,122,480 | 4,163 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,929,000 | 3,766 |
| Total interest expense | $4,436,000 | 2,767 |
| Net interest income | $3,493,000 | 4,949 |
| Provision for loan and lease losses | $-15,000 | 11,800 |
| Total noninterest income | $294,000 | 7,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $294,000 | 4,137 |
| Total noninterest expense | $2,991,000 | 4,424 |
| Salaries and employee benefits | $1,366,000 | 4,672 |
| Premises and equipment expense | $663,000 | 2,973 |
| Additional noninterest expense | $962,000 | 4,870 |
| Pre-tax net operating income | $811,000 | 6,820 |
| Securities gains (losses) | $19,000 | 1,821 |
| Applicable income taxes | $265,000 | 6,325 |
| Income before extraordinary items | $565,000 | 6,800 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $565,000 | 6,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,294 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $552,080 | 6,946 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,787,000 | 3,910 |
| Total interest expense | $4,604,000 | 2,802 |
| Net interest income | $3,183,000 | 5,385 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $307,000 | 7,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $307,000 | 4,412 |
| Total noninterest expense | $2,604,000 | 5,095 |
| Salaries and employee benefits | $1,154,000 | 5,413 |
| Premises and equipment expense | $506,000 | 3,823 |
| Additional noninterest expense | $944,000 | 5,167 |
| Pre-tax net operating income | $886,000 | 6,400 |
| Securities gains (losses) | $260,000 | 1,427 |
| Applicable income taxes | $426,000 | 4,778 |
| Income before extraordinary items | $720,000 | 5,985 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $720,000 | 6,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $553,600 | 6,859 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,331,000 | 4,148 |
| Total interest expense | $5,392,000 | 3,080 |
| Net interest income | $2,939,000 | 5,809 |
| Provision for loan and lease losses | $-107,000 | 13,721 |
| Total noninterest income | $392,000 | 6,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $392,000 | 3,758 |
| Total noninterest expense | $2,358,000 | 5,570 |
| Salaries and employee benefits | $1,132,000 | 5,457 |
| Premises and equipment expense | $378,000 | 5,014 |
| Additional noninterest expense | $848,000 | 5,809 |
| Pre-tax net operating income | $1,080,000 | 5,329 |
| Securities gains (losses) | $63,000 | 3,745 |
| Applicable income taxes | $362,000 | 5,194 |
| Income before extraordinary items | $781,000 | 5,456 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $781,000 | 5,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 13,403 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $738,160 | 5,357 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.