Home > Lafayette Federal Savings Bank > Income and Expense
Lafayette Federal Savings Bank, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 5,350 |
| Total interest expense | $1,533,000 | 4,453 |
| Net interest income | $1,203,000 | 6,061 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $97,000 | 6,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $97,000 | 5,110 |
| Total noninterest expense | $1,150,000 | 5,893 |
| Salaries and employee benefits | $754,000 | 5,391 |
| Premises and equipment expense | $189,000 | 5,302 |
| Additional noninterest expense | $207,000 | 7,000 |
| Pre-tax net operating income | $150,000 | 6,119 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $49,000 | 4,078 |
| Income before extraordinary items | $101,000 | 6,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $101,000 | 6,271 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 5,450 |
| Total interest expense | $789,000 | 4,548 |
| Net interest income | $574,000 | 6,204 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 5,012 |
| Total noninterest expense | $549,000 | 6,054 |
| Salaries and employee benefits | $355,000 | 5,590 |
| Premises and equipment expense | $98,000 | 5,215 |
| Additional noninterest expense | $96,000 | 7,139 |
| Pre-tax net operating income | $76,000 | 6,300 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $25,000 | 4,203 |
| Income before extraordinary items | $51,000 | 6,570 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $51,000 | 6,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $51,000 | 6,473 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,365,000 | 5,526 |
| Total interest expense | $2,964,000 | 4,828 |
| Net interest income | $2,401,000 | 6,082 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $173,000 | 6,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $173,000 | 5,335 |
| Total noninterest expense | $2,234,000 | 5,908 |
| Salaries and employee benefits | $1,444,000 | 5,430 |
| Premises and equipment expense | $390,000 | 5,105 |
| Additional noninterest expense | $400,000 | 7,036 |
| Pre-tax net operating income | $340,000 | 6,469 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $108,000 | 4,421 |
| Income before extraordinary items | $232,000 | 6,681 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $232,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $232,000 | 6,657 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,971,000 | 5,584 |
| Total interest expense | $2,187,000 | 4,894 |
| Net interest income | $1,784,000 | 6,132 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $128,000 | 6,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $128,000 | 5,372 |
| Total noninterest expense | $1,640,000 | 5,948 |
| Salaries and employee benefits | $1,049,000 | 5,497 |
| Premises and equipment expense | $291,000 | 5,104 |
| Additional noninterest expense | $300,000 | 7,040 |
| Pre-tax net operating income | $272,000 | 6,676 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $91,000 | 4,529 |
| Income before extraordinary items | $181,000 | 6,901 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $181,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $181,000 | 6,888 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 5,662 |
| Total interest expense | $1,430,000 | 4,935 |
| Net interest income | $1,172,000 | 6,211 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $82,000 | 7,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $82,000 | 5,477 |
| Total noninterest expense | $1,111,000 | 5,948 |
| Salaries and employee benefits | $715,000 | 5,486 |
| Premises and equipment expense | $195,000 | 5,115 |
| Additional noninterest expense | $201,000 | 7,056 |
| Pre-tax net operating income | $143,000 | 7,000 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $49,000 | 4,783 |
| Income before extraordinary items | $94,000 | 7,165 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $94,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $94,000 | 7,155 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 5,724 |
| Total interest expense | $692,000 | 5,013 |
| Net interest income | $582,000 | 6,232 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $39,000 | 7,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $538,000 | 6,087 |
| Salaries and employee benefits | $341,000 | 5,673 |
| Premises and equipment expense | $98,000 | 5,113 |
| Additional noninterest expense | $99,000 | 7,103 |
| Pre-tax net operating income | $83,000 | 6,881 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $56,000 | 7,070 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $56,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $56,000 | 7,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,797,000 | 5,674 |
| Total interest expense | $2,319,000 | 5,020 |
| Net interest income | $2,478,000 | 6,055 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $168,000 | 7,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $168,000 | 5,428 |
| Total noninterest expense | $2,147,000 | 5,950 |
| Salaries and employee benefits | $1,385,000 | 5,441 |
| Premises and equipment expense | $374,000 | 5,132 |
| Additional noninterest expense | $388,000 | 7,128 |
| Pre-tax net operating income | $499,000 | 6,490 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $147,000 | 4,619 |
| Income before extraordinary items | $352,000 | 6,710 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $352,000 | 6,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $352,000 | 6,710 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 5,713 |
| Total interest expense | $1,666,000 | 5,055 |
| Net interest income | $1,875,000 | 6,090 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $128,000 | 7,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 5,415 |
| Total noninterest expense | $1,569,000 | 6,012 |
| Salaries and employee benefits | $999,000 | 5,559 |
| Premises and equipment expense | $278,000 | 5,176 |
| Additional noninterest expense | $292,000 | 7,135 |
| Pre-tax net operating income | $434,000 | 6,481 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $139,000 | 4,550 |
| Income before extraordinary items | $295,000 | 6,741 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $295,000 | 6,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $295,000 | 6,743 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 5,752 |
| Total interest expense | $1,062,000 | 5,071 |
| Net interest income | $1,244,000 | 6,131 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $82,000 | 7,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 5,531 |
| Total noninterest expense | $1,056,000 | 5,999 |
| Salaries and employee benefits | $677,000 | 5,533 |
| Premises and equipment expense | $186,000 | 5,159 |
| Additional noninterest expense | $193,000 | 7,170 |
| Pre-tax net operating income | $270,000 | 6,645 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $86,000 | 4,712 |
| Income before extraordinary items | $184,000 | 6,874 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $184,000 | 6,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $184,000 | 6,882 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 5,754 |
| Total interest expense | $512,000 | 5,053 |
| Net interest income | $623,000 | 6,132 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $41,000 | 7,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $507,000 | 6,143 |
| Salaries and employee benefits | $318,000 | 5,758 |
| Premises and equipment expense | $93,000 | 5,175 |
| Additional noninterest expense | $96,000 | 7,176 |
| Pre-tax net operating income | $157,000 | 6,325 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $52,000 | 4,445 |
| Income before extraordinary items | $105,000 | 6,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $105,000 | 6,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $105,000 | 6,651 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 5,493 |
| Total interest expense | $1,859,000 | 4,654 |
| Net interest income | $2,637,000 | 5,901 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $153,000 | 7,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,688 |
| Total noninterest expense | $2,098,000 | 5,950 |
| Salaries and employee benefits | $1,327,000 | 5,460 |
| Premises and equipment expense | $369,000 | 5,111 |
| Additional noninterest expense | $402,000 | 7,085 |
| Pre-tax net operating income | $692,000 | 6,171 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $255,000 | 4,332 |
| Income before extraordinary items | $437,000 | 6,618 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $437,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $437,000 | 6,596 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 5,490 |
| Total interest expense | $1,338,000 | 4,623 |
| Net interest income | $2,001,000 | 5,889 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $113,000 | 7,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,731 |
| Total noninterest expense | $1,522,000 | 6,027 |
| Salaries and employee benefits | $957,000 | 5,566 |
| Premises and equipment expense | $266,000 | 5,221 |
| Additional noninterest expense | $299,000 | 7,109 |
| Pre-tax net operating income | $592,000 | 6,039 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $208,000 | 4,353 |
| Income before extraordinary items | $384,000 | 6,456 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $384,000 | 6,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $384,000 | 6,415 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 5,463 |
| Total interest expense | $838,000 | 4,658 |
| Net interest income | $1,357,000 | 5,822 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $72,000 | 7,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $72,000 | 5,829 |
| Total noninterest expense | $982,000 | 6,141 |
| Salaries and employee benefits | $615,000 | 5,681 |
| Premises and equipment expense | $171,000 | 5,345 |
| Additional noninterest expense | $196,000 | 7,130 |
| Pre-tax net operating income | $447,000 | 5,717 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $160,000 | 4,150 |
| Income before extraordinary items | $287,000 | 6,211 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $287,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $287,000 | 6,156 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 5,478 |
| Total interest expense | $409,000 | 4,610 |
| Net interest income | $679,000 | 5,824 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,797 |
| Total noninterest expense | $498,000 | 6,118 |
| Salaries and employee benefits | $307,000 | 5,722 |
| Premises and equipment expense | $91,000 | 5,179 |
| Additional noninterest expense | $100,000 | 7,144 |
| Pre-tax net operating income | $218,000 | 5,769 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $78,000 | 4,150 |
| Income before extraordinary items | $140,000 | 6,259 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $140,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $140,000 | 6,211 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 5,239 |
| Total interest expense | $1,689,000 | 4,160 |
| Net interest income | $2,730,000 | 5,717 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $169,000 | 7,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $169,000 | 5,457 |
| Total noninterest expense | $2,052,000 | 5,920 |
| Salaries and employee benefits | $1,326,000 | 5,362 |
| Premises and equipment expense | $320,000 | 5,489 |
| Additional noninterest expense | $406,000 | 7,086 |
| Pre-tax net operating income | $847,000 | 5,654 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $301,000 | 4,164 |
| Income before extraordinary items | $546,000 | 6,178 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $546,000 | 6,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $546,000 | 6,095 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 5,217 |
| Total interest expense | $1,275,000 | 4,095 |
| Net interest income | $2,041,000 | 5,731 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $126,000 | 7,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $126,000 | 5,476 |
| Total noninterest expense | $1,514,000 | 5,934 |
| Salaries and employee benefits | $969,000 | 5,427 |
| Premises and equipment expense | $239,000 | 5,492 |
| Additional noninterest expense | $306,000 | 7,038 |
| Pre-tax net operating income | $653,000 | 5,681 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $236,000 | 4,180 |
| Income before extraordinary items | $417,000 | 6,218 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $417,000 | 6,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $417,000 | 6,149 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 5,208 |
| Total interest expense | $862,000 | 4,053 |
| Net interest income | $1,357,000 | 5,727 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $84,000 | 7,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 5,512 |
| Total noninterest expense | $1,005,000 | 5,987 |
| Salaries and employee benefits | $639,000 | 5,494 |
| Premises and equipment expense | $160,000 | 5,480 |
| Additional noninterest expense | $206,000 | 7,067 |
| Pre-tax net operating income | $436,000 | 5,656 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $157,000 | 4,178 |
| Income before extraordinary items | $279,000 | 6,198 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $279,000 | 6,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $279,000 | 6,117 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 5,195 |
| Total interest expense | $444,000 | 4,013 |
| Net interest income | $680,000 | 5,737 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $45,000 | 7,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $45,000 | 5,324 |
| Total noninterest expense | $528,000 | 5,869 |
| Salaries and employee benefits | $342,000 | 5,275 |
| Premises and equipment expense | $83,000 | 5,402 |
| Additional noninterest expense | $103,000 | 7,078 |
| Pre-tax net operating income | $197,000 | 5,851 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $70,000 | 4,347 |
| Income before extraordinary items | $127,000 | 6,391 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $127,000 | 6,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $127,000 | 6,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,050,000 | 4,860 |
| Total interest expense | $2,226,000 | 3,669 |
| Net interest income | $2,824,000 | 5,499 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $202,000 | 7,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $202,000 | 5,264 |
| Total noninterest expense | $2,009,000 | 5,984 |
| Salaries and employee benefits | $1,269,000 | 5,443 |
| Premises and equipment expense | $361,000 | 5,066 |
| Additional noninterest expense | $379,000 | 7,280 |
| Pre-tax net operating income | $1,017,000 | 5,128 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $366,000 | 3,952 |
| Income before extraordinary items | $651,000 | 5,760 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $651,000 | 5,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $651,000 | 5,595 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 4,840 |
| Total interest expense | $1,736,000 | 3,669 |
| Net interest income | $2,123,000 | 5,518 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $161,000 | 7,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 5,199 |
| Total noninterest expense | $1,454,000 | 6,065 |
| Salaries and employee benefits | $925,000 | 5,511 |
| Premises and equipment expense | $260,000 | 5,196 |
| Additional noninterest expense | $269,000 | 7,408 |
| Pre-tax net operating income | $830,000 | 5,033 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $300,000 | 3,906 |
| Income before extraordinary items | $530,000 | 5,698 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $530,000 | 5,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $530,000 | 5,519 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 4,831 |
| Total interest expense | $1,202,000 | 3,660 |
| Net interest income | $1,414,000 | 5,518 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $93,000 | 7,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $93,000 | 5,446 |
| Total noninterest expense | $966,000 | 6,093 |
| Salaries and employee benefits | $606,000 | 5,584 |
| Premises and equipment expense | $178,000 | 5,081 |
| Additional noninterest expense | $182,000 | 7,367 |
| Pre-tax net operating income | $541,000 | 5,115 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $197,000 | 4,002 |
| Income before extraordinary items | $344,000 | 5,780 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $344,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $344,000 | 5,567 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 4,817 |
| Total interest expense | $612,000 | 3,685 |
| Net interest income | $712,000 | 5,497 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 5,509 |
| Total noninterest expense | $504,000 | 5,970 |
| Salaries and employee benefits | $326,000 | 5,345 |
| Premises and equipment expense | $88,000 | 5,119 |
| Additional noninterest expense | $90,000 | 7,412 |
| Pre-tax net operating income | $252,000 | 5,262 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $90,000 | 4,143 |
| Income before extraordinary items | $162,000 | 5,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $162,000 | 5,635 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,592,000 | 4,780 |
| Total interest expense | $2,617,000 | 3,957 |
| Net interest income | $2,975,000 | 5,310 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $186,000 | 7,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $186,000 | 5,172 |
| Total noninterest expense | $2,004,000 | 5,863 |
| Salaries and employee benefits | $1,210,000 | 5,454 |
| Premises and equipment expense | $411,000 | 4,550 |
| Additional noninterest expense | $383,000 | 7,269 |
| Pre-tax net operating income | $1,157,000 | 4,813 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $433,000 | 3,736 |
| Income before extraordinary items | $724,000 | 5,463 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $724,000 | 5,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $724,000 | 5,324 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,353,000 | 5,382 |
| Total interest expense | $3,175,000 | 4,523 |
| Net interest income | $2,178,000 | 6,156 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $174,000 | 7,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $174,000 | 5,222 |
| Total noninterest expense | $1,824,000 | 6,083 |
| Salaries and employee benefits | $1,108,000 | 5,627 |
| Premises and equipment expense | $301,000 | 5,503 |
| Additional noninterest expense | $415,000 | 7,033 |
| Pre-tax net operating income | $528,000 | 6,450 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $28,000 | 7,125 |
| Income before extraordinary items | $500,000 | 6,079 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $500,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $500,000 | 5,959 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 5,552 |
| Total interest expense | $2,944,000 | 4,990 |
| Net interest income | $2,331,000 | 6,062 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $173,000 | 7,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $173,000 | 5,141 |
| Total noninterest expense | $1,789,000 | 6,076 |
| Salaries and employee benefits | $1,052,000 | 5,725 |
| Premises and equipment expense | $340,000 | 5,036 |
| Additional noninterest expense | $397,000 | 7,171 |
| Pre-tax net operating income | $715,000 | 6,163 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $244,000 | 5,033 |
| Income before extraordinary items | $471,000 | 6,475 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $471,000 | 6,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $471,000 | 6,493 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 5,524 |
| Total interest expense | $2,804,000 | 4,850 |
| Net interest income | $2,266,000 | 6,152 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $159,000 | 7,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $159,000 | 5,475 |
| Total noninterest expense | $1,782,000 | 6,116 |
| Salaries and employee benefits | $1,017,000 | 5,819 |
| Premises and equipment expense | $393,000 | 4,598 |
| Additional noninterest expense | $372,000 | 7,522 |
| Pre-tax net operating income | $643,000 | 6,556 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $216,000 | 5,539 |
| Income before extraordinary items | $427,000 | 6,836 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $427,000 | 6,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $427,000 | 6,810 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 5,776 |
| Total interest expense | $2,956,000 | 4,782 |
| Net interest income | $1,925,000 | 6,807 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $139,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $139,000 | 5,872 |
| Total noninterest expense | $1,746,000 | 6,134 |
| Salaries and employee benefits | $998,000 | 5,803 |
| Premises and equipment expense | $392,000 | 4,494 |
| Additional noninterest expense | $356,000 | 7,613 |
| Pre-tax net operating income | $318,000 | 8,291 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-89,000 | 10,207 |
| Income before extraordinary items | $407,000 | 7,164 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $407,000 | 7,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $407,000 | 7,079 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 5,891 |
| Total interest expense | $2,881,000 | 4,885 |
| Net interest income | $2,010,000 | 6,899 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $121,000 | 9,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $121,000 | 6,255 |
| Total noninterest expense | $1,636,000 | 6,449 |
| Salaries and employee benefits | $929,000 | 6,155 |
| Premises and equipment expense | $351,000 | 4,886 |
| Additional noninterest expense | $356,000 | 7,746 |
| Pre-tax net operating income | $495,000 | 7,941 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $145,000 | 7,681 |
| Income before extraordinary items | $350,000 | 7,998 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $350,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $350,000 | 7,941 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 6,183 |
| Total interest expense | $2,701,000 | 5,222 |
| Net interest income | $2,021,000 | 7,102 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $102,000 | 9,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $102,000 | 7,055 |
| Total noninterest expense | $2,056,000 | 5,833 |
| Salaries and employee benefits | $871,000 | 6,609 |
| Premises and equipment expense | $372,000 | 4,814 |
| Additional noninterest expense | $813,000 | 5,149 |
| Pre-tax net operating income | $67,000 | 10,523 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $24,000 | 10,128 |
| Income before extraordinary items | $43,000 | 10,621 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $43,000 | 10,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $43,000 | 10,569 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 6,794 |
| Total interest expense | $2,515,000 | 5,542 |
| Net interest income | $1,688,000 | 8,053 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $487,000 | 5,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $487,000 | 2,929 |
| Total noninterest expense | $1,564,000 | 7,085 |
| Salaries and employee benefits | $837,000 | 6,914 |
| Premises and equipment expense | $336,000 | 5,189 |
| Additional noninterest expense | $391,000 | 8,280 |
| Pre-tax net operating income | $611,000 | 7,818 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $248,000 | 6,675 |
| Income before extraordinary items | $363,000 | 8,362 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $363,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $363,000 | 8,342 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 6,884 |
| Total interest expense | $1,972,000 | 5,671 |
| Net interest income | $1,878,000 | 7,864 |
| Provision for loan and lease losses | $7,000 | 8,694 |
| Total noninterest income | $469,000 | 5,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $469,000 | 3,072 |
| Total noninterest expense | $1,580,000 | 7,354 |
| Salaries and employee benefits | $847,000 | 6,941 |
| Premises and equipment expense | $352,000 | 5,067 |
| Additional noninterest expense | $381,000 | 9,026 |
| Pre-tax net operating income | $760,000 | 7,081 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $333,000 | 5,479 |
| Income before extraordinary items | $427,000 | 7,926 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $427,000 | 7,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $427,000 | 7,970 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 6,725 |
| Total interest expense | $2,093,000 | 5,625 |
| Net interest income | $2,031,000 | 7,580 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $265,000 | 8,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $265,000 | 4,825 |
| Total noninterest expense | $1,574,000 | 7,577 |
| Salaries and employee benefits | $794,000 | 7,363 |
| Premises and equipment expense | $357,000 | 5,153 |
| Additional noninterest expense | $423,000 | 8,995 |
| Pre-tax net operating income | $722,000 | 7,242 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $338,000 | 5,636 |
| Income before extraordinary items | $384,000 | 8,591 |
| Extraordinary gains, net | $176,000 | 1,097 |
| Net income | $560,000 | 7,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $384,000 | 8,334 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,869,000 | 6,518 |
| Total interest expense | $2,836,000 | 5,413 |
| Net interest income | $2,033,000 | 7,659 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $200,000 | 9,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $200,000 | 5,673 |
| Total noninterest expense | $1,513,000 | 7,866 |
| Salaries and employee benefits | $780,000 | 7,392 |
| Premises and equipment expense | $338,000 | 5,498 |
| Additional noninterest expense | $395,000 | 9,613 |
| Pre-tax net operating income | $648,000 | 7,405 |
| Securities gains (losses) | $43,000 | 4,369 |
| Applicable income taxes | $301,000 | 5,910 |
| Income before extraordinary items | $390,000 | 8,320 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $390,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $362,480 | 8,229 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.