Home > Lafayette County Bank of Lexington/Wellington > Income and Expense
Lafayette County Bank of Lexington/Wellington, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 7,228 |
| Total interest expense | $1,787,000 | 6,614 |
| Net interest income | $1,389,000 | 7,663 |
| Provision for loan and lease losses | $2,000 | 8,255 |
| Total noninterest income | $260,000 | 6,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,129 |
| Total noninterest expense | $1,092,000 | 7,760 |
| Salaries and employee benefits | $614,000 | 7,627 |
| Premises and equipment expense | $93,000 | 8,565 |
| Additional noninterest expense | $385,000 | 7,275 |
| Pre-tax net operating income | $555,000 | 6,759 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $213,000 | 5,280 |
| Income before extraordinary items | $342,000 | 7,205 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $342,000 | 7,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $342,000 | 7,198 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 7,364 |
| Total interest expense | $1,685,000 | 6,569 |
| Net interest income | $1,328,000 | 7,926 |
| Provision for loan and lease losses | $21,000 | 7,629 |
| Total noninterest income | $245,000 | 7,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,068 |
| Total noninterest expense | $1,102,000 | 7,838 |
| Salaries and employee benefits | $619,000 | 7,650 |
| Premises and equipment expense | $94,000 | 8,748 |
| Additional noninterest expense | $389,000 | 7,364 |
| Pre-tax net operating income | $450,000 | 7,377 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $170,000 | 6,037 |
| Income before extraordinary items | $282,000 | 7,707 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $282,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $280,720 | 7,694 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 7,882 |
| Total interest expense | $1,403,000 | 7,416 |
| Net interest income | $1,283,000 | 8,159 |
| Provision for loan and lease losses | $29,000 | 7,397 |
| Total noninterest income | $228,000 | 7,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 5,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,511 |
| Total noninterest expense | $1,043,000 | 7,981 |
| Salaries and employee benefits | $602,000 | 7,750 |
| Premises and equipment expense | $112,000 | 8,436 |
| Additional noninterest expense | $329,000 | 7,852 |
| Pre-tax net operating income | $439,000 | 7,678 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $175,000 | 6,496 |
| Income before extraordinary items | $273,000 | 8,090 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $273,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $267,240 | 8,054 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 10,619 |
| Total interest expense | $332,000 | 10,458 |
| Net interest income | $311,000 | 10,671 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $56,000 | 10,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 8,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $251,000 | 10,777 |
| Salaries and employee benefits | $141,000 | 10,739 |
| Premises and equipment expense | $27,000 | 10,663 |
| Additional noninterest expense | $83,000 | 10,677 |
| Pre-tax net operating income | $111,000 | 10,022 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $42,000 | 9,374 |
| Income before extraordinary items | $68,000 | 10,144 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $68,000 | 10,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $68,640 | 10,105 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 8,876 |
| Total interest expense | $1,193,000 | 8,397 |
| Net interest income | $1,178,000 | 9,072 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $212,000 | 8,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $830,000 | 9,322 |
| Salaries and employee benefits | $503,000 | 8,873 |
| Premises and equipment expense | $107,000 | 9,100 |
| Additional noninterest expense | $220,000 | 9,703 |
| Pre-tax net operating income | $527,000 | 7,786 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $173,000 | 7,544 |
| Income before extraordinary items | $363,000 | 7,908 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $363,000 | 7,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $204,000 | 5,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $356,880 | 7,890 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 9,504 |
| Total interest expense | $1,070,000 | 9,000 |
| Net interest income | $1,075,000 | 9,701 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $218,000 | 8,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $811,000 | 9,723 |
| Salaries and employee benefits | $477,000 | 9,309 |
| Premises and equipment expense | $101,000 | 9,601 |
| Additional noninterest expense | $233,000 | 10,025 |
| Pre-tax net operating income | $437,000 | 8,829 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $144,000 | 8,373 |
| Income before extraordinary items | $300,000 | 8,939 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $300,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $191,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $295,240 | 8,952 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 10,189 |
| Total interest expense | $848,000 | 9,354 |
| Net interest income | $944,000 | 10,580 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $193,000 | 8,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $817,000 | 10,159 |
| Salaries and employee benefits | $472,000 | 9,639 |
| Premises and equipment expense | $108,000 | 9,773 |
| Additional noninterest expense | $237,000 | 10,688 |
| Pre-tax net operating income | $309,000 | 10,067 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $88,000 | 9,626 |
| Income before extraordinary items | $226,000 | 9,965 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $226,000 | 9,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $162,000 | 5,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $222,400 | 10,073 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 10,628 |
| Total interest expense | $815,000 | 9,964 |
| Net interest income | $965,000 | 10,907 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $211,000 | 9,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $827,000 | 10,538 |
| Salaries and employee benefits | $454,000 | 10,108 |
| Premises and equipment expense | $98,000 | 10,504 |
| Additional noninterest expense | $275,000 | 10,762 |
| Pre-tax net operating income | $333,000 | 9,958 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $93,000 | 9,919 |
| Income before extraordinary items | $240,000 | 10,158 |
| Extraordinary gains, net | $10,000 | 2,939 |
| Net income | $250,000 | 10,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $205,000 | 5,330 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 985 |
| Net operating income | $240,000 | 9,913 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 10,759 |
| Total interest expense | $1,072,000 | 10,080 |
| Net interest income | $997,000 | 11,118 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $201,000 | 9,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,735 |
| Total noninterest expense | $828,000 | 10,868 |
| Salaries and employee benefits | $448,000 | 10,327 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $287,000 | 11,020 |
| Pre-tax net operating income | $358,000 | 9,606 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $108,000 | 9,686 |
| Income before extraordinary items | $251,000 | 9,909 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $251,000 | 10,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $229,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $250,300 | 9,547 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.