Home > Lafayette Bank and Trust Company > Income and Expense
Lafayette Bank and Trust Company, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $21,166,000 | 825 |
| Total interest expense | $7,756,000 | 835 |
| Net interest income | $13,410,000 | 803 |
| Provision for loan and lease losses | $3,643,000 | 949 |
| Total noninterest income | $4,054,000 | 763 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,066,000 | 397 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,988,000 | 886 |
| Total noninterest expense | $12,016,000 | 880 |
| Salaries and employee benefits | $4,577,000 | 1,108 |
| Premises and equipment expense | $1,368,000 | 1,031 |
| Additional noninterest expense | $6,071,000 | 644 |
| Pre-tax net operating income | $1,805,000 | 1,272 |
| Securities gains (losses) | $917,000 | 311 |
| Applicable income taxes | $116,000 | 2,503 |
| Income before extraordinary items | $2,606,000 | 702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,606,000 | 700 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,606,000 | 703 |
| Net charge-offs | $3,874,000 | 697 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 663 |
| Net operating income | $1,725,680 | 1,069 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,007,000 | 883 |
| Total interest expense | $3,374,000 | 1,014 |
| Net interest income | $6,633,000 | 814 |
| Provision for loan and lease losses | $1,764,000 | 818 |
| Total noninterest income | $1,779,000 | 811 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $935,000 | 433 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $844,000 | 966 |
| Total noninterest expense | $5,421,000 | 945 |
| Salaries and employee benefits | $2,072,000 | 1,238 |
| Premises and equipment expense | $674,000 | 1,052 |
| Additional noninterest expense | $2,675,000 | 640 |
| Pre-tax net operating income | $1,227,000 | 1,039 |
| Securities gains (losses) | $761,000 | 236 |
| Applicable income taxes | $419,000 | 797 |
| Income before extraordinary items | $1,569,000 | 648 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,569,000 | 647 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,569,000 | 650 |
| Net charge-offs | $2,215,000 | 569 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 500 |
| Net operating income | $967,810 | 1,042 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $47,972,000 | 772 |
| Total interest expense | $19,633,000 | 801 |
| Net interest income | $28,339,000 | 765 |
| Provision for loan and lease losses | $6,358,000 | 846 |
| Total noninterest income | $7,051,000 | 794 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,092,000 | 422 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,959,000 | 977 |
| Total noninterest expense | $21,372,000 | 932 |
| Salaries and employee benefits | $8,001,000 | 1,261 |
| Premises and equipment expense | $2,700,000 | 1,034 |
| Additional noninterest expense | $10,671,000 | 645 |
| Pre-tax net operating income | $7,660,000 | 730 |
| Securities gains (losses) | $-1,352,000 | 7,801 |
| Applicable income taxes | $1,295,000 | 972 |
| Income before extraordinary items | $5,013,000 | 810 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,013,000 | 810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,178,000 | 965 |
| Cash dividends | $5,200,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 890 |
| Net operating income | $6,081,080 | 716 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $37,199,000 | 776 |
| Total interest expense | $15,799,000 | 780 |
| Net interest income | $21,400,000 | 776 |
| Provision for loan and lease losses | $4,866,000 | 654 |
| Total noninterest income | $5,690,000 | 782 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,986,000 | 442 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,704,000 | 880 |
| Total noninterest expense | $15,547,000 | 956 |
| Salaries and employee benefits | $6,032,000 | 1,274 |
| Premises and equipment expense | $1,737,000 | 1,191 |
| Additional noninterest expense | $7,778,000 | 622 |
| Pre-tax net operating income | $6,677,000 | 753 |
| Securities gains (losses) | $-1,305,000 | 7,974 |
| Applicable income taxes | $1,126,000 | 1,048 |
| Income before extraordinary items | $4,246,000 | 862 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,246,000 | 861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,053,000 | 634 |
| Cash dividends | $5,200,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 777 |
| Net operating income | $5,276,950 | 725 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $25,441,000 | 762 |
| Total interest expense | $11,283,000 | 761 |
| Net interest income | $14,158,000 | 773 |
| Provision for loan and lease losses | $2,821,000 | 627 |
| Total noninterest income | $3,619,000 | 821 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,800,000 | 471 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,819,000 | 906 |
| Total noninterest expense | $10,254,000 | 965 |
| Salaries and employee benefits | $4,031,000 | 1,288 |
| Premises and equipment expense | $1,180,000 | 1,168 |
| Additional noninterest expense | $5,043,000 | 620 |
| Pre-tax net operating income | $4,702,000 | 749 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $1,215,000 | 793 |
| Income before extraordinary items | $3,489,000 | 787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,489,000 | 786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,268,000 | 515 |
| Cash dividends | $3,900,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 699 |
| Net operating income | $3,487,520 | 774 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,320,000 | 755 |
| Total interest expense | $6,292,000 | 730 |
| Net interest income | $7,028,000 | 777 |
| Provision for loan and lease losses | $525,000 | 975 |
| Total noninterest income | $1,814,000 | 817 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $870,000 | 476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $944,000 | 894 |
| Total noninterest expense | $5,197,000 | 934 |
| Salaries and employee benefits | $2,057,000 | 1,277 |
| Premises and equipment expense | $630,000 | 1,115 |
| Additional noninterest expense | $2,510,000 | 588 |
| Pre-tax net operating income | $3,120,000 | 627 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $888,000 | 635 |
| Income before extraordinary items | $2,232,000 | 694 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,232,000 | 695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,919 |
| Cash dividends | $2,080,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 594 |
| Net operating income | $2,232,000 | 665 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $56,326,000 | 732 |
| Total interest expense | $28,240,000 | 692 |
| Net interest income | $28,086,000 | 786 |
| Provision for loan and lease losses | $2,022,000 | 839 |
| Total noninterest income | $8,767,000 | 685 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,910,000 | 447 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,857,000 | 699 |
| Total noninterest expense | $21,436,000 | 867 |
| Salaries and employee benefits | $8,808,000 | 1,139 |
| Premises and equipment expense | $2,192,000 | 1,204 |
| Additional noninterest expense | $10,436,000 | 558 |
| Pre-tax net operating income | $13,395,000 | 643 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,598,000 | 695 |
| Income before extraordinary items | $9,797,000 | 669 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,797,000 | 667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,222,000 | 563 |
| Cash dividends | $11,670,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 940 |
| Net operating income | $9,797,000 | 660 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $42,158,000 | 729 |
| Total interest expense | $21,394,000 | 689 |
| Net interest income | $20,764,000 | 798 |
| Provision for loan and lease losses | $1,517,000 | 643 |
| Total noninterest income | $6,684,000 | 674 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,886,000 | 449 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,798,000 | 684 |
| Total noninterest expense | $15,834,000 | 869 |
| Salaries and employee benefits | $6,415,000 | 1,168 |
| Premises and equipment expense | $1,675,000 | 1,176 |
| Additional noninterest expense | $7,744,000 | 549 |
| Pre-tax net operating income | $10,097,000 | 696 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,691,000 | 756 |
| Income before extraordinary items | $7,406,000 | 712 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,406,000 | 710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,496,000 | 489 |
| Cash dividends | $8,900,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 822 |
| Net operating income | $7,406,000 | 703 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,984,000 | 742 |
| Total interest expense | $14,289,000 | 697 |
| Net interest income | $13,695,000 | 823 |
| Provision for loan and lease losses | $1,011,000 | 582 |
| Total noninterest income | $4,069,000 | 761 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,868,000 | 465 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,201,000 | 794 |
| Total noninterest expense | $10,480,000 | 889 |
| Salaries and employee benefits | $4,241,000 | 1,201 |
| Premises and equipment expense | $1,087,000 | 1,234 |
| Additional noninterest expense | $5,152,000 | 564 |
| Pre-tax net operating income | $6,273,000 | 771 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,620,000 | 863 |
| Income before extraordinary items | $4,653,000 | 779 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,653,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $811,000 | 520 |
| Cash dividends | $6,500,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 769 |
| Net operating income | $4,653,000 | 771 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,820,000 | 744 |
| Total interest expense | $7,060,000 | 693 |
| Net interest income | $6,760,000 | 828 |
| Provision for loan and lease losses | $506,000 | 520 |
| Total noninterest income | $2,079,000 | 732 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $883,000 | 477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,196,000 | 711 |
| Total noninterest expense | $5,199,000 | 891 |
| Salaries and employee benefits | $2,142,000 | 1,193 |
| Premises and equipment expense | $530,000 | 1,273 |
| Additional noninterest expense | $2,527,000 | 564 |
| Pre-tax net operating income | $3,134,000 | 768 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $809,000 | 849 |
| Income before extraordinary items | $2,325,000 | 774 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,325,000 | 773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $602,000 | 366 |
| Cash dividends | $3,000,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 684 |
| Net operating income | $2,325,000 | 762 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $53,697,000 | 717 |
| Total interest expense | $25,608,000 | 661 |
| Net interest income | $28,089,000 | 789 |
| Provision for loan and lease losses | $2,235,000 | 505 |
| Total noninterest income | $6,580,000 | 874 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,351,000 | 511 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,229,000 | 942 |
| Total noninterest expense | $21,326,000 | 829 |
| Salaries and employee benefits | $9,140,000 | 1,058 |
| Premises and equipment expense | $2,086,000 | 1,234 |
| Additional noninterest expense | $10,100,000 | 556 |
| Pre-tax net operating income | $11,108,000 | 898 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,758,000 | 1,019 |
| Income before extraordinary items | $8,350,000 | 905 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,350,000 | 905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,068,000 | 379 |
| Cash dividends | $6,457,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 992 |
| Net operating income | $8,350,000 | 891 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $39,758,000 | 731 |
| Total interest expense | $18,393,000 | 677 |
| Net interest income | $21,365,000 | 795 |
| Provision for loan and lease losses | $1,795,000 | 448 |
| Total noninterest income | $4,675,000 | 924 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,404,000 | 537 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,271,000 | 1,003 |
| Total noninterest expense | $15,914,000 | 840 |
| Salaries and employee benefits | $6,815,000 | 1,080 |
| Premises and equipment expense | $1,565,000 | 1,239 |
| Additional noninterest expense | $7,534,000 | 566 |
| Pre-tax net operating income | $8,331,000 | 932 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,078,000 | 1,070 |
| Income before extraordinary items | $6,253,000 | 933 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,253,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,337,000 | 367 |
| Cash dividends | $4,320,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 840 |
| Net operating income | $6,253,000 | 922 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $25,691,000 | 736 |
| Total interest expense | $11,386,000 | 687 |
| Net interest income | $14,305,000 | 794 |
| Provision for loan and lease losses | $1,330,000 | 386 |
| Total noninterest income | $2,832,000 | 994 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,522,000 | 562 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,310,000 | 1,109 |
| Total noninterest expense | $10,569,000 | 847 |
| Salaries and employee benefits | $4,489,000 | 1,094 |
| Premises and equipment expense | $1,123,000 | 1,141 |
| Additional noninterest expense | $4,957,000 | 575 |
| Pre-tax net operating income | $5,238,000 | 982 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,278,000 | 1,138 |
| Income before extraordinary items | $3,960,000 | 974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,960,000 | 975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,543,000 | 254 |
| Cash dividends | $3,910,000 | 468 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 715 |
| Net operating income | $3,960,000 | 955 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,513,000 | 739 |
| Total interest expense | $5,361,000 | 686 |
| Net interest income | $7,152,000 | 787 |
| Provision for loan and lease losses | $540,000 | 447 |
| Total noninterest income | $1,488,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $684,000 | 599 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $804,000 | 957 |
| Total noninterest expense | $5,362,000 | 836 |
| Salaries and employee benefits | $2,410,000 | 1,017 |
| Premises and equipment expense | $554,000 | 1,164 |
| Additional noninterest expense | $2,398,000 | 579 |
| Pre-tax net operating income | $2,738,000 | 926 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $673,000 | 1,087 |
| Income before extraordinary items | $2,065,000 | 917 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,065,000 | 916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $959,000 | 219 |
| Cash dividends | $1,862,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 548 |
| Net operating income | $2,065,000 | 897 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $46,839,000 | 688 |
| Total interest expense | $17,308,000 | 662 |
| Net interest income | $29,531,000 | 713 |
| Provision for loan and lease losses | $3,190,000 | 343 |
| Total noninterest income | $6,338,000 | 892 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,031,000 | 556 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,307,000 | 948 |
| Total noninterest expense | $21,896,000 | 779 |
| Salaries and employee benefits | $9,947,000 | 918 |
| Premises and equipment expense | $2,194,000 | 1,110 |
| Additional noninterest expense | $9,755,000 | 573 |
| Pre-tax net operating income | $10,783,000 | 917 |
| Securities gains (losses) | $14,000 | 1,379 |
| Applicable income taxes | $2,721,000 | 1,051 |
| Income before extraordinary items | $8,076,000 | 893 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,076,000 | 893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,826,000 | 434 |
| Cash dividends | $7,725,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,065,500 | 876 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $34,487,000 | 684 |
| Total interest expense | $12,285,000 | 664 |
| Net interest income | $22,202,000 | 700 |
| Provision for loan and lease losses | $2,740,000 | 289 |
| Total noninterest income | $4,733,000 | 900 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,264,000 | 556 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,469,000 | 954 |
| Total noninterest expense | $16,521,000 | 766 |
| Salaries and employee benefits | $7,671,000 | 876 |
| Premises and equipment expense | $1,655,000 | 1,090 |
| Additional noninterest expense | $7,195,000 | 573 |
| Pre-tax net operating income | $7,674,000 | 961 |
| Securities gains (losses) | $14,000 | 1,366 |
| Applicable income taxes | $1,899,000 | 1,123 |
| Income before extraordinary items | $5,789,000 | 932 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,789,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,125,000 | 452 |
| Cash dividends | $5,375,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,778,500 | 920 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $22,391,000 | 689 |
| Total interest expense | $7,691,000 | 660 |
| Net interest income | $14,700,000 | 699 |
| Provision for loan and lease losses | $2,065,000 | 260 |
| Total noninterest income | $3,187,000 | 874 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,460,000 | 564 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,727,000 | 905 |
| Total noninterest expense | $11,005,000 | 758 |
| Salaries and employee benefits | $5,111,000 | 874 |
| Premises and equipment expense | $1,078,000 | 1,111 |
| Additional noninterest expense | $4,816,000 | 568 |
| Pre-tax net operating income | $4,817,000 | 981 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $1,159,000 | 1,206 |
| Income before extraordinary items | $3,656,000 | 950 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,656,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $545,000 | 557 |
| Cash dividends | $3,300,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,657,520 | 929 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,919,000 | 689 |
| Total interest expense | $3,648,000 | 657 |
| Net interest income | $7,271,000 | 697 |
| Provision for loan and lease losses | $1,344,000 | 203 |
| Total noninterest income | $1,459,000 | 923 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $665,000 | 599 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $794,000 | 955 |
| Total noninterest expense | $5,238,000 | 792 |
| Salaries and employee benefits | $2,316,000 | 963 |
| Premises and equipment expense | $556,000 | 1,080 |
| Additional noninterest expense | $2,366,000 | 573 |
| Pre-tax net operating income | $2,148,000 | 1,077 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $479,000 | 1,403 |
| Income before extraordinary items | $1,669,000 | 1,044 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,669,000 | 1,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 600 |
| Cash dividends | $1,500,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,669,000 | 1,019 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $42,156,000 | 665 |
| Total interest expense | $13,632,000 | 610 |
| Net interest income | $28,524,000 | 685 |
| Provision for loan and lease losses | $2,209,000 | 495 |
| Total noninterest income | $5,892,000 | 933 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,765,000 | 632 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,127,000 | 949 |
| Total noninterest expense | $22,830,000 | 705 |
| Salaries and employee benefits | $10,152,000 | 845 |
| Premises and equipment expense | $2,375,000 | 960 |
| Additional noninterest expense | $10,303,000 | 531 |
| Pre-tax net operating income | $9,377,000 | 935 |
| Securities gains (losses) | $676,000 | 374 |
| Applicable income taxes | $2,674,000 | 982 |
| Income before extraordinary items | $7,379,000 | 890 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,379,000 | 891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,698,000 | 377 |
| Cash dividends | $6,540,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,885,520 | 923 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $31,117,000 | 670 |
| Total interest expense | $10,048,000 | 604 |
| Net interest income | $21,069,000 | 691 |
| Provision for loan and lease losses | $1,958,000 | 424 |
| Total noninterest income | $4,387,000 | 951 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,064,000 | 644 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,323,000 | 970 |
| Total noninterest expense | $16,783,000 | 712 |
| Salaries and employee benefits | $7,325,000 | 881 |
| Premises and equipment expense | $1,800,000 | 943 |
| Additional noninterest expense | $7,658,000 | 529 |
| Pre-tax net operating income | $6,715,000 | 981 |
| Securities gains (losses) | $676,000 | 349 |
| Applicable income taxes | $1,958,000 | 1,028 |
| Income before extraordinary items | $5,433,000 | 916 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,433,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,310,000 | 317 |
| Cash dividends | $6,540,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,932,760 | 973 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $20,404,000 | 671 |
| Total interest expense | $6,585,000 | 605 |
| Net interest income | $13,819,000 | 698 |
| Provision for loan and lease losses | $1,410,000 | 403 |
| Total noninterest income | $3,049,000 | 909 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,369,000 | 640 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,680,000 | 908 |
| Total noninterest expense | $11,037,000 | 729 |
| Salaries and employee benefits | $4,792,000 | 893 |
| Premises and equipment expense | $1,200,000 | 946 |
| Additional noninterest expense | $5,045,000 | 535 |
| Pre-tax net operating income | $4,421,000 | 987 |
| Securities gains (losses) | $344,000 | 442 |
| Applicable income taxes | $1,310,000 | 1,033 |
| Income before extraordinary items | $3,455,000 | 953 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,455,000 | 954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,378,000 | 331 |
| Cash dividends | $5,540,000 | 304 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,203,880 | 990 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,358,000 | 669 |
| Total interest expense | $3,331,000 | 613 |
| Net interest income | $7,027,000 | 697 |
| Provision for loan and lease losses | $406,000 | 612 |
| Total noninterest income | $1,497,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $656,000 | 654 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $841,000 | 886 |
| Total noninterest expense | $5,396,000 | 746 |
| Salaries and employee benefits | $2,327,000 | 932 |
| Premises and equipment expense | $578,000 | 1,011 |
| Additional noninterest expense | $2,491,000 | 535 |
| Pre-tax net operating income | $2,722,000 | 803 |
| Securities gains (losses) | $36,000 | 1,385 |
| Applicable income taxes | $794,000 | 895 |
| Income before extraordinary items | $1,964,000 | 843 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,964,000 | 843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 562 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,938,440 | 801 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $42,748,000 | 652 |
| Total interest expense | $12,432,000 | 704 |
| Net interest income | $30,316,000 | 626 |
| Provision for loan and lease losses | $740,000 | 1,553 |
| Total noninterest income | $11,452,000 | 590 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,017,000 | 569 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,435,000 | 507 |
| Total noninterest expense | $22,923,000 | 714 |
| Salaries and employee benefits | $12,371,000 | 687 |
| Premises and equipment expense | $3,149,000 | 727 |
| Additional noninterest expense | $7,403,000 | 714 |
| Pre-tax net operating income | $18,105,000 | 523 |
| Securities gains (losses) | $306,000 | 1,035 |
| Applicable income taxes | $5,901,000 | 545 |
| Income before extraordinary items | $12,510,000 | 562 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,510,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,124,000 | 529 |
| Cash dividends | $8,530,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $12,301,920 | 530 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $32,008,000 | 673 |
| Total interest expense | $9,274,000 | 740 |
| Net interest income | $22,734,000 | 642 |
| Provision for loan and lease losses | $740,000 | 1,161 |
| Total noninterest income | $10,662,000 | 537 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,325,000 | 567 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,337,000 | 435 |
| Total noninterest expense | $17,268,000 | 728 |
| Salaries and employee benefits | $9,421,000 | 697 |
| Premises and equipment expense | $2,356,000 | 743 |
| Additional noninterest expense | $5,491,000 | 716 |
| Pre-tax net operating income | $15,388,000 | 480 |
| Securities gains (losses) | $306,000 | 945 |
| Applicable income taxes | $5,160,000 | 494 |
| Income before extraordinary items | $10,534,000 | 522 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $10,534,000 | 522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,061,000 | 666 |
| Cash dividends | $7,530,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $10,328,980 | 499 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $21,307,000 | 676 |
| Total interest expense | $6,065,000 | 793 |
| Net interest income | $15,242,000 | 636 |
| Provision for loan and lease losses | $740,000 | 834 |
| Total noninterest income | $8,712,000 | 463 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,544,000 | 561 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,168,000 | 371 |
| Total noninterest expense | $11,458,000 | 722 |
| Salaries and employee benefits | $6,177,000 | 705 |
| Premises and equipment expense | $1,534,000 | 761 |
| Additional noninterest expense | $3,747,000 | 709 |
| Pre-tax net operating income | $11,756,000 | 431 |
| Securities gains (losses) | $49,000 | 2,032 |
| Applicable income taxes | $3,993,000 | 452 |
| Income before extraordinary items | $7,812,000 | 483 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,812,000 | 484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $737,000 | 642 |
| Cash dividends | $7,530,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $7,779,660 | 448 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,603,000 | 686 |
| Total interest expense | $3,075,000 | 799 |
| Net interest income | $7,528,000 | 643 |
| Provision for loan and lease losses | $425,000 | 691 |
| Total noninterest income | $5,890,000 | 379 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $745,000 | 567 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,145,000 | 306 |
| Total noninterest expense | $5,682,000 | 725 |
| Salaries and employee benefits | $3,067,000 | 706 |
| Premises and equipment expense | $794,000 | 743 |
| Additional noninterest expense | $1,821,000 | 712 |
| Pre-tax net operating income | $7,311,000 | 363 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,498,000 | 394 |
| Income before extraordinary items | $4,813,000 | 398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,813,000 | 398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 763 |
| Cash dividends | $2,000,000 | 380 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,813,000 | 368 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $34,620,000 | 884 |
| Total interest expense | $10,765,000 | 1,036 |
| Net interest income | $23,855,000 | 796 |
| Provision for loan and lease losses | $945,000 | 1,421 |
| Total noninterest income | $7,313,000 | 774 |
| Gross Fiduciary activities income | $1,062,000 | 398 |
| Service charges on deposit accounts | $2,550,000 | 644 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,701,000 | 871 |
| Total noninterest expense | $17,850,000 | 879 |
| Salaries and employee benefits | $9,709,000 | 833 |
| Premises and equipment expense | $2,351,000 | 932 |
| Additional noninterest expense | $5,790,000 | 864 |
| Pre-tax net operating income | $12,373,000 | 710 |
| Securities gains (losses) | $112,000 | 1,634 |
| Applicable income taxes | $4,280,000 | 682 |
| Income before extraordinary items | $8,205,000 | 774 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,205,000 | 774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,055,000 | 919 |
| Cash dividends | $1,960,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,131,080 | 751 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $52,744,000 | 672 |
| Total interest expense | $26,454,000 | 633 |
| Net interest income | $26,290,000 | 678 |
| Provision for loan and lease losses | $1,225,000 | 1,063 |
| Total noninterest income | $8,409,000 | 676 |
| Gross Fiduciary activities income | $1,283,000 | 371 |
| Service charges on deposit accounts | $2,282,000 | 647 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,844,000 | 675 |
| Total noninterest expense | $21,293,000 | 728 |
| Salaries and employee benefits | $12,288,000 | 625 |
| Premises and equipment expense | $3,108,000 | 692 |
| Additional noninterest expense | $5,897,000 | 842 |
| Pre-tax net operating income | $12,181,000 | 641 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,951,000 | 656 |
| Income before extraordinary items | $8,230,000 | 682 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,230,000 | 685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $883,000 | 1,026 |
| Cash dividends | $3,525,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,230,000 | 653 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $51,771,000 | 707 |
| Total interest expense | $26,588,000 | 688 |
| Net interest income | $25,183,000 | 704 |
| Provision for loan and lease losses | $1,200,000 | 908 |
| Total noninterest income | $6,501,000 | 764 |
| Gross Fiduciary activities income | $1,209,000 | 385 |
| Service charges on deposit accounts | $2,433,000 | 546 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,859,000 | 886 |
| Total noninterest expense | $19,366,000 | 774 |
| Salaries and employee benefits | $10,967,000 | 655 |
| Premises and equipment expense | $2,947,000 | 707 |
| Additional noninterest expense | $5,452,000 | 894 |
| Pre-tax net operating income | $11,118,000 | 711 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $3,729,000 | 685 |
| Income before extraordinary items | $7,377,000 | 738 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,377,000 | 738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $747,000 | 919 |
| Cash dividends | $3,200,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,384,920 | 735 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $43,827,000 | 773 |
| Total interest expense | $20,962,000 | 764 |
| Net interest income | $22,865,000 | 776 |
| Provision for loan and lease losses | $1,060,000 | 921 |
| Total noninterest income | $5,878,000 | 833 |
| Gross Fiduciary activities income | $1,156,000 | 432 |
| Service charges on deposit accounts | $2,092,000 | 633 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,630,000 | 972 |
| Total noninterest expense | $17,363,000 | 843 |
| Salaries and employee benefits | $9,816,000 | 712 |
| Premises and equipment expense | $2,381,000 | 843 |
| Additional noninterest expense | $5,166,000 | 931 |
| Pre-tax net operating income | $10,320,000 | 801 |
| Securities gains (losses) | $-144,000 | 10,007 |
| Applicable income taxes | $3,415,000 | 791 |
| Income before extraordinary items | $6,761,000 | 844 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,761,000 | 844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $683,000 | 948 |
| Cash dividends | $2,960,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,856,040 | 820 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $34,195,000 | 965 |
| Total interest expense | $17,065,000 | 927 |
| Net interest income | $17,130,000 | 981 |
| Provision for loan and lease losses | $980,000 | 993 |
| Total noninterest income | $5,525,000 | 867 |
| Gross Fiduciary activities income | $984,000 | 464 |
| Service charges on deposit accounts | $1,689,000 | 738 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,852,000 | 927 |
| Total noninterest expense | $13,076,000 | 1,017 |
| Salaries and employee benefits | $7,708,000 | 856 |
| Premises and equipment expense | $1,918,000 | 1,004 |
| Additional noninterest expense | $3,450,000 | 1,284 |
| Pre-tax net operating income | $8,599,000 | 917 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $2,916,000 | 897 |
| Income before extraordinary items | $5,689,000 | 948 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,689,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,421 |
| Cash dividends | $1,850,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,685,040 | 917 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $31,484,000 | 1,080 |
| Total interest expense | $15,595,000 | 1,050 |
| Net interest income | $15,889,000 | 1,111 |
| Provision for loan and lease losses | $620,000 | 1,466 |
| Total noninterest income | $4,558,000 | 987 |
| Gross Fiduciary activities income | $905,000 | 504 |
| Service charges on deposit accounts | $1,580,000 | 801 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,073,000 | 1,075 |
| Total noninterest expense | $11,788,000 | 1,130 |
| Salaries and employee benefits | $6,783,000 | 976 |
| Premises and equipment expense | $1,812,000 | 1,096 |
| Additional noninterest expense | $3,193,000 | 1,361 |
| Pre-tax net operating income | $8,039,000 | 1,024 |
| Securities gains (losses) | $27,000 | 1,697 |
| Applicable income taxes | $2,859,000 | 969 |
| Income before extraordinary items | $5,207,000 | 1,054 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,207,000 | 1,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,754 |
| Cash dividends | $1,714,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,189,450 | 1,031 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,791,000 | 1,236 |
| Total interest expense | $14,053,000 | 1,171 |
| Net interest income | $13,738,000 | 1,292 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $3,760,000 | 1,167 |
| Gross Fiduciary activities income | $834,000 | 562 |
| Service charges on deposit accounts | $1,285,000 | 1,022 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,641,000 | 1,330 |
| Total noninterest expense | $11,001,000 | 1,305 |
| Salaries and employee benefits | $6,186,000 | 1,082 |
| Premises and equipment expense | $1,777,000 | 1,183 |
| Additional noninterest expense | $3,038,000 | 1,712 |
| Pre-tax net operating income | $6,257,000 | 1,166 |
| Securities gains (losses) | $83,000 | 1,045 |
| Applicable income taxes | $2,178,000 | 1,137 |
| Income before extraordinary items | $4,162,000 | 1,209 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,162,000 | 1,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,390 |
| Cash dividends | $1,570,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,107,220 | 1,200 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,658,000 | 1,330 |
| Total interest expense | $13,121,000 | 1,264 |
| Net interest income | $12,537,000 | 1,432 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $2,996,000 | 1,363 |
| Gross Fiduciary activities income | $812,000 | 586 |
| Service charges on deposit accounts | $1,115,000 | 1,200 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,069,000 | 1,722 |
| Total noninterest expense | $9,907,000 | 1,433 |
| Salaries and employee benefits | $5,332,000 | 1,255 |
| Premises and equipment expense | $1,718,000 | 1,213 |
| Additional noninterest expense | $2,857,000 | 1,770 |
| Pre-tax net operating income | $5,446,000 | 1,406 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $1,926,000 | 1,314 |
| Income before extraordinary items | $3,533,000 | 1,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,533,000 | 1,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,985 |
| Cash dividends | $920,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,524,550 | 1,438 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $23,434,000 | 1,332 |
| Total interest expense | $10,994,000 | 1,192 |
| Net interest income | $12,440,000 | 1,451 |
| Provision for loan and lease losses | $600,000 | 1,325 |
| Total noninterest income | $2,883,000 | 1,410 |
| Gross Fiduciary activities income | $784,000 | 590 |
| Service charges on deposit accounts | $1,103,000 | 1,206 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $996,000 | 1,843 |
| Total noninterest expense | $9,582,000 | 1,539 |
| Salaries and employee benefits | $4,813,000 | 1,407 |
| Premises and equipment expense | $1,668,000 | 1,249 |
| Additional noninterest expense | $3,101,000 | 1,753 |
| Pre-tax net operating income | $5,141,000 | 1,439 |
| Securities gains (losses) | $78,000 | 892 |
| Applicable income taxes | $1,826,000 | 1,301 |
| Income before extraordinary items | $3,393,000 | 1,454 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,393,000 | 1,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $750,000 | 1,046 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,342,300 | 1,494 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,535,000 | 1,683 |
| Total interest expense | $8,780,000 | 1,523 |
| Net interest income | $9,755,000 | 1,846 |
| Provision for loan and lease losses | $750,000 | 1,576 |
| Total noninterest income | $4,035,000 | 1,159 |
| Gross Fiduciary activities income | $753,000 | 629 |
| Service charges on deposit accounts | $946,000 | 1,429 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,336,000 | 1,141 |
| Total noninterest expense | $8,767,000 | 1,732 |
| Salaries and employee benefits | $4,355,000 | 1,551 |
| Premises and equipment expense | $1,590,000 | 1,340 |
| Additional noninterest expense | $2,822,000 | 2,007 |
| Pre-tax net operating income | $4,273,000 | 1,621 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $1,618,000 | 1,469 |
| Income before extraordinary items | $2,713,000 | 1,834 |
| Extraordinary gains, net | $-385,000 | 13,140 |
| Net income | $2,328,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,851 |
| Cash dividends | $825,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,675,880 | 1,759 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,718,000 | 1,797 |
| Total interest expense | $9,862,000 | 1,736 |
| Net interest income | $9,856,000 | 1,856 |
| Provision for loan and lease losses | $505,000 | 2,972 |
| Total noninterest income | $2,937,000 | 1,470 |
| Gross Fiduciary activities income | $723,000 | 647 |
| Service charges on deposit accounts | $801,000 | 1,690 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,413,000 | 1,578 |
| Total noninterest expense | $8,472,000 | 1,793 |
| Salaries and employee benefits | $4,019,000 | 1,647 |
| Premises and equipment expense | $1,468,000 | 1,458 |
| Additional noninterest expense | $2,985,000 | 2,007 |
| Pre-tax net operating income | $3,816,000 | 1,631 |
| Securities gains (losses) | $175,000 | 2,204 |
| Applicable income taxes | $1,147,000 | 1,838 |
| Income before extraordinary items | $2,844,000 | 1,624 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,844,000 | 1,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 2,226 |
| Cash dividends | $850,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,719,750 | 1,561 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.