Home > Lafayette Bank and Trust Company > Net charge- offs to loans
Lafayette Bank and Trust Company, Net charge- offs to loans
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2630% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2506% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.8541% | 1,868 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4570% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4822% | 381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7318% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0970% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9427% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6392% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1410% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9772% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4688% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7185% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 1.4737% | 1,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8243% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9620% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4373% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7154% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0369% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 6,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9675% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7367% | 481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5045% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5485% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0530% | 2,704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0550% | 1,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3360% | 403 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2165% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1504% | 1,103 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5738% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4727% | 2,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1345% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0973% | 1,559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6415% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6808% | 911 |
| Percentage Net Loans Charged-off:Construction & development | -0.1035% | 7,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0762% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4454% | 248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5063% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1099% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9653% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7864% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9368% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2087% | 1,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7196% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8103% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1297% | 860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6676% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5697% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2164% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0044% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7155% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7610% | 2,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3229% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0553% | 3,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 2,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 7,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 7,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2113% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0941% | 8,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0875% | 1,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6351% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0472% | 6,904 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3519% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4118% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 0.6619% | 575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5145% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4799% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4410% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4929% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1559% | 2,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2728% | 4,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3127% | 1,044 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3145% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2651% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.6778% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1768% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3501% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3505% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3500% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1822% | 2,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2270% | 3,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7638% | 616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2559% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2511% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 0.4592% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2794% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3015% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1812% | 6,049 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4709% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1069% | 2,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1527% | 3,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5043% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3794% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3260% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 1.2252% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0770% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3401% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4797% | 6,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6291% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2238% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2140% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9628% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3265% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4191% | 338 |
| Percentage Net Loans Charged-off:Construction & development | 0.2626% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 7,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0124% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0396% | 113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4688% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2669% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1808% | 2,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3232% | 3,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1080% | 7,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2826% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3716% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 0.3421% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 7,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0165% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8150% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1188% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0968% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 6,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4044% | 2,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1461% | 7,312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4960% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6128% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 0.6470% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 8,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0249% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2765% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1711% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7306% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 2,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6427% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6281% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7803% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 8,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0497% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9781% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3370% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6625% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0471% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7213% | 1,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2990% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2899% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.2610% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3508% | 8,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9217% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5589% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4510% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6039% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1731% | 2,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5185% | 3,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2612% | 1,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2454% | 1,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2098% | 579 |
| Percentage Net Loans Charged-off:Construction & development | 0.3015% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4720% | 8,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9204% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3763% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4462% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3473% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1570% | 2,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4706% | 3,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3537% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1106% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0465% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 8,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0040% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2850% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2759% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2888% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0419% | 2,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4042% | 3,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5290% | 614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1594% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1310% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 8,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3631% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4096% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3441% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0609% | 1,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3649% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2447% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4401% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4373% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 0.3541% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2153% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3925% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2043% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4619% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1302% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5198% | 3,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1141% | 7,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5044% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4954% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 0.4824% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5997% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2920% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1466% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3443% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3300% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5984% | 3,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1396% | 7,454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4524% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3458% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 0.7247% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3029% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4309% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2252% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5026% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7032% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6524% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0029% | 7,051 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2207% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | -0.0597% | 7,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2371% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1025% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2140% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3443% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7059% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0057% | 7,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3420% | 2,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1595% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0243% | 745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2796% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1622% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2769% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1315% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0337% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1095% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5337% | 1,340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4882% | 994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2284% | 2,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1655% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0147% | 618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3040% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1356% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1704% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3003% | 2,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0562% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1034% | 1,097 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0990% | 1,355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2402% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1734% | 971 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 7,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4379% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1383% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1729% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4969% | 1,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7669% | 2,651 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6293% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1281% | 1,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 2,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 7,927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0962% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1314% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1627% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2710% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4690% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5574% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0529% | 7,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 3,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | -0.0392% | 8,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1829% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1437% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0855% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1018% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3099% | 3,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3153% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1399% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0070% | 1,941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 4,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0800% | 1,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0330% | 727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3001% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 2,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 2,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2123% | 3,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0491% | 2,119 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1577% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0021% | 1,874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 3,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7878% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6450% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7441% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3692% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1524% | 3,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0576% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0601% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5478% | 356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6077% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9918% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4465% | 169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 6,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1397% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5895% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7498% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3420% | 1,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1195% | 5,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0723% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6559% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1213% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0771% | 1,236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0972% | 5,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2820% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5351% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5285% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0500% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1285% | 5,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2675% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3399% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7594% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5251% | 130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3469% | 2,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9801% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2495% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5354% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9141% | 42 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3266% | 513 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 6,305 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3737% | 5,312 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |