Home > Lafayette American Bank > Loan Charge- Offs and Recoveries

Lafayette American Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$9,772,000234
Loans secured by real estate, total$6,040,00056
To non-U.S. addressees$013
Real estate loans in domestic offices$6,040,00056
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$1,151,000141
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$4,889,00018
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$2,483,000174
Loans to individuals$1,055,000482
Credit card loan charge offs$37,0001,029
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,018,000365
Loans to foreign governments and official institutions$011
Other loans$194,00099
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$658,000512
Loans secured by real estate, total$160,000458
To non-U.S. addressees$010
Real estate loans in domestic offices$160,000457
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$160,000231
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$268,000379
Loans to individuals$180,000591
Credit card loan recoveries$15,000646
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$165,000504
Loans to foreign governments and official institutions$014
Other loans$50,000106
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$9,114,000207
Loans secured by real estate, total$5,880,00040
To non-U.S. addressees$012
Real estate loans in domestic offices$5,880,00040
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$991,000137
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$4,889,0008
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$2,215,000142
To non-U.S. addressees$036
Loans to individuals$875,000461
Credit card loan net charge offs$22,0001,240
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$853,000337
Loans to foreign governments and official institutions$010
Other loans$144,00091
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$5,365,000328
Loans secured by real estate, total$799,000352
To non-U.S. addressees$011
Real estate loans in domestic offices$799,000350
Construction and land development$146,000147
Secured by farmland$400,00013
Total charge-offs secured by 1-4 family residential properties$253,000468
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$3,307,000122
Loans to individuals$1,253,000496
Credit card loan charge offs$272,000429
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$981,000410
Loans to foreign governments and official institutions$07
Other loans$6,000240
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$780,000500
Loans secured by real estate, total$262,000374
To non-U.S. addressees$012
Real estate loans in domestic offices$262,000374
Construction and land development$12,000285
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$250,000170
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$339,000336
Loans to individuals$162,000667
Credit card loan recoveries$26,000495
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$136,000632
Loans to foreign governments and official institutions$027
Other loans$17,000166
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,585,000297
Loans secured by real estate, total$537,000343
To non-U.S. addressees$010
Real estate loans in domestic offices$537,000341
Construction and land development$134,000131
Secured by farmland$400,00012
Secured by 1-4 family residential properties- net charge-offs$3,0003,109
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$2,968,00095
To non-U.S. addressees$021
Loans to individuals$1,091,000471
Credit card loan net charge offs$246,000419
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$845,000367
Loans to foreign governments and official institutions$07
Other loans$-11,0001,100
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$5,021,000416
Loans secured by real estate, total$1,913,000244
To non-U.S. addressees$010
Real estate loans in domestic offices$1,913,000244
Construction and land development$104,000217
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$784,000238
Secured by multifamily residential properties$217,000156
Secured by nonfarm nonresidential properties$808,000204
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$2,884,000150
Loans to individuals$213,0001,534
Credit card loan charge offs$7,0002,537
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$206,0001,293
Loans to foreign governments and official institutions$011
Other loans$11,000259
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$631,000660
Loans secured by real estate, total$383,000344
To non-U.S. addressees$08
Real estate loans in domestic offices$383,000344
Construction and land development$123,000124
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$143,000287
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$117,000412
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$210,000597
Loans to individuals$31,0002,438
Credit card loan recoveries$4,0001,342
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$27,0002,432
Loans to foreign governments and official institutions$032
Other loans$7,000252
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,390,000367
Loans secured by real estate, total$1,530,000212
To non-U.S. addressees$07
Real estate loans in domestic offices$1,530,000211
Construction and land development$-19,00011,267
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$641,000224
Secured by multifamily residential properties$217,000143
Secured by nonfarm nonresidential properties$691,000165
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$2,674,000109
To non-U.S. addressees$022
Loans to individuals$182,0001,365
Credit card loan net charge offs$3,0003,001
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$179,0001,116
Loans to foreign governments and official institutions$05
Other loans$4,000243
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$4,924,000419
Loans secured by real estate, total$3,446,000197
To non-U.S. addressees$015
Real estate loans in domestic offices$3,446,000196
Construction and land development$75,000361
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$777,000243
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$2,594,000128
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$30,000113
Commercial and industrial loans$1,283,000285
Loans to individuals$132,0001,904
Credit card loan charge offs$2,0003,288
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$130,0001,643
Loans to foreign governments and official institutions$015
Other loans$33,000241
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$808,000558
Loans secured by real estate, total$376,000358
To non-U.S. addressees$013
Real estate loans in domestic offices$376,000357
Construction and land development$40,000255
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$82,000450
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$254,000290
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$387,000400
Loans to individuals$25,0002,824
Credit card loan recoveries$2,0001,762
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$23,0002,762
Loans to foreign governments and official institutions$030
Other loans$20,000209
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,116,000358
Loans secured by real estate, total$3,070,000169
To non-U.S. addressees$012
Real estate loans in domestic offices$3,070,000169
Construction and land development$35,000425
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$695,000222
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$2,340,000107
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$30,00074
Commercial and industrial loans$896,000261
To non-U.S. addressees$022
Loans to individuals$107,0001,699
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$107,0001,389
Loans to foreign governments and official institutions$011
Other loans$13,000232
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$17,274,000175
Loans secured by real estate, total$10,575,00098
To non-U.S. addressees$013
Real estate loans in domestic offices$10,575,00098
Construction and land development$488,000155
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$3,576,00084
Secured by multifamily residential properties$422,000175
Secured by nonfarm nonresidential properties$6,089,00080
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$6,244,000103
Loans to individuals$142,0001,735
Credit card loan charge offs$2,0003,192
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$140,0001,469
Loans to foreign governments and official institutions$015
Other loans$313,00082
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,036,000544
Loans secured by real estate, total$335,000440
To non-U.S. addressees$012
Real estate loans in domestic offices$335,000439
Construction and land development$17,000444
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$141,000318
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$177,000386
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$378,000466
Loans to individuals$39,0002,254
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$39,0002,050
Loans to foreign governments and official institutions$034
Other loans$284,00061
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$16,238,000130
Loans secured by real estate, total$10,240,00081
To non-U.S. addressees$09
Real estate loans in domestic offices$10,240,00081
Construction and land development$471,000138
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$3,435,00073
Secured by multifamily residential properties$422,000159
Secured by nonfarm nonresidential properties$5,912,00069
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$5,866,00049
To non-U.S. addressees$026
Loans to individuals$103,0001,558
Credit card loan net charge offs$2,0002,885
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$101,0001,256
Loans to foreign governments and official institutions$09
Other loans$29,000173
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$18,705,000211
Loans secured by real estate, total$13,307,000122
To non-U.S. addressees$019
Real estate loans in domestic offices$13,307,000122
Construction and land development$482,000301
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$1,392,000204
Secured by multifamily residential properties$208,000294
Secured by nonfarm nonresidential properties$11,225,00073
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$4,329,000189
Loans to individuals$1,039,000521
Credit card loan charge offs$62,000924
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$977,000374
Loans to foreign governments and official institutions$034
Other loans$30,000263
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$800,000648
Loans secured by real estate, total$333,000454
To non-U.S. addressees$016
Real estate loans in domestic offices$333,000453
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$332,000146
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$1,0002,379
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$337,000544
Loans to individuals$118,0001,058
Credit card loan recoveries$1,0002,231
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$117,000914
Loans to foreign governments and official institutions$038
Other loans$12,000221
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$17,905,000165
Loans secured by real estate, total$12,974,000108
To non-U.S. addressees$018
Real estate loans in domestic offices$12,974,000108
Construction and land development$482,000265
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$1,060,000227
Secured by multifamily residential properties$208,000260
Secured by nonfarm nonresidential properties$11,224,00066
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$3,992,000149
To non-U.S. addressees$036
Loans to individuals$921,000446
Credit card loan net charge offs$61,000846
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$860,000273
Loans to foreign governments and official institutions$028
Other loans$18,000232
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$3,082,000835
Loans secured by real estate, total$730,0001,035
To non-U.S. addressees$017
Real estate loans in domestic offices$730,0001,035
Construction and land development$62,000960
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$270,000846
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$398,000854
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$2,287,000419
Loans to individuals$65,0003,963
Credit card loan charge offs$4,0003,059
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$61,0003,712
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$192,0002,017
Loans secured by real estate, total$8,0003,737
To non-U.S. addressees$07
Real estate loans in domestic offices$8,0003,737
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$1,0004,105
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$7,0001,626
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$95,0001,656
Loans to individuals$89,0001,380
Credit card loan recoveries$1,0002,231
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$88,0001,239
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,890,000751
Loans secured by real estate, total$722,000958
To non-U.S. addressees$017
Real estate loans in domestic offices$722,000958
Construction and land development$62,000906
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$269,000732
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$391,000789
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$2,192,000370
To non-U.S. addressees$050
Loans to individuals$-24,00013,797
Credit card loan net charge offs$3,0003,042
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-27,00013,796
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.