Home > Lafayette American Bank > Income and Expense
Lafayette American Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $170,799,000 | 255 |
| Total interest expense | $80,415,000 | 258 |
| Net interest income | $90,384,000 | 245 |
| Provision for loan and lease losses | $4,325,000 | 355 |
| Total noninterest income | $11,461,000 | 550 |
| Gross Fiduciary activities income | $2,259,000 | 294 |
| Service charges on deposit accounts | $6,165,000 | 234 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,037,000 | 893 |
| Total noninterest expense | $75,599,000 | 274 |
| Salaries and employee benefits | $15,778,000 | 462 |
| Premises and equipment expense | $8,206,000 | 284 |
| Additional noninterest expense | $51,615,000 | 209 |
| Pre-tax net operating income | $21,921,000 | 414 |
| Securities gains (losses) | $97,000 | 1,291 |
| Applicable income taxes | $8,821,000 | 373 |
| Income before extraordinary items | $13,197,000 | 459 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $13,197,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,114,000 | 207 |
| Cash dividends | $36,860,000 | 175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $13,134,920 | 444 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $90,409,000 | 434 |
| Total interest expense | $30,360,000 | 576 |
| Net interest income | $60,049,000 | 352 |
| Provision for loan and lease losses | $5,600,000 | 303 |
| Total noninterest income | $9,673,000 | 588 |
| Gross Fiduciary activities income | $2,357,000 | 300 |
| Service charges on deposit accounts | $5,134,000 | 275 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,182,000 | 1,034 |
| Total noninterest expense | $33,207,000 | 481 |
| Salaries and employee benefits | $9,719,000 | 711 |
| Premises and equipment expense | $7,210,000 | 320 |
| Additional noninterest expense | $16,278,000 | 391 |
| Pre-tax net operating income | $30,915,000 | 321 |
| Securities gains (losses) | $61,000 | 1,222 |
| Applicable income taxes | $13,689,000 | 280 |
| Income before extraordinary items | $17,287,000 | 388 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $17,287,000 | 389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,585,000 | 297 |
| Cash dividends | $12,977,000 | 313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $17,247,960 | 371 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $81,435,000 | 500 |
| Total interest expense | $29,783,000 | 617 |
| Net interest income | $51,652,000 | 429 |
| Provision for loan and lease losses | $6,800,000 | 277 |
| Total noninterest income | $9,733,000 | 595 |
| Gross Fiduciary activities income | $2,204,000 | 342 |
| Service charges on deposit accounts | $4,155,000 | 362 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,374,000 | 822 |
| Total noninterest expense | $56,708,000 | 357 |
| Salaries and employee benefits | $17,449,000 | 425 |
| Premises and equipment expense | $7,368,000 | 348 |
| Additional noninterest expense | $31,891,000 | 313 |
| Pre-tax net operating income | $-2,123,000 | 11,405 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $-1,634,000 | 11,406 |
| Income before extraordinary items | $-486,000 | 11,259 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-486,000 | 11,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,390,000 | 367 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $5,738,000 | 123 |
| Net operating income | $-487,920 | 11,231 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $52,407,000 | 737 |
| Total interest expense | $20,981,000 | 847 |
| Net interest income | $31,426,000 | 654 |
| Provision for loan and lease losses | $3,190,000 | 424 |
| Total noninterest income | $6,304,000 | 812 |
| Gross Fiduciary activities income | $662,000 | 656 |
| Service charges on deposit accounts | $3,502,000 | 438 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,140,000 | 1,087 |
| Total noninterest expense | $26,925,000 | 628 |
| Salaries and employee benefits | $12,027,000 | 586 |
| Premises and equipment expense | $5,287,000 | 464 |
| Additional noninterest expense | $9,611,000 | 710 |
| Pre-tax net operating income | $7,615,000 | 1,029 |
| Securities gains (losses) | $279,000 | 545 |
| Applicable income taxes | $-10,827,000 | 11,963 |
| Income before extraordinary items | $18,721,000 | 367 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $18,721,000 | 366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,116,000 | 358 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 468 |
| Net operating income | $18,442,000 | 370 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $42,583,000 | 799 |
| Total interest expense | $13,759,000 | 967 |
| Net interest income | $28,824,000 | 694 |
| Provision for loan and lease losses | $3,591,000 | 372 |
| Total noninterest income | $6,795,000 | 766 |
| Gross Fiduciary activities income | $1,395,000 | 445 |
| Service charges on deposit accounts | $3,209,000 | 456 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,191,000 | 1,062 |
| Total noninterest expense | $28,615,000 | 610 |
| Salaries and employee benefits | $12,415,000 | 586 |
| Premises and equipment expense | $5,238,000 | 468 |
| Additional noninterest expense | $10,962,000 | 653 |
| Pre-tax net operating income | $3,413,000 | 2,095 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-2,724,000 | 12,567 |
| Income before extraordinary items | $6,137,000 | 849 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,137,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,238,000 | 130 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $32,555,000 | 36 |
| Net operating income | $6,137,000 | 856 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $41,415,000 | 812 |
| Total interest expense | $15,436,000 | 912 |
| Net interest income | $25,979,000 | 748 |
| Provision for loan and lease losses | $23,500,000 | 137 |
| Total noninterest income | $7,234,000 | 752 |
| Gross Fiduciary activities income | $1,515,000 | 442 |
| Service charges on deposit accounts | $3,468,000 | 424 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,251,000 | 1,166 |
| Total noninterest expense | $38,992,000 | 490 |
| Salaries and employee benefits | $12,389,000 | 590 |
| Premises and equipment expense | $6,873,000 | 391 |
| Additional noninterest expense | $19,730,000 | 470 |
| Pre-tax net operating income | $-29,279,000 | 13,286 |
| Securities gains (losses) | $1,505,000 | 387 |
| Applicable income taxes | $14,000 | 11,735 |
| Income before extraordinary items | $-27,788,000 | 13,251 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-27,788,000 | 13,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,905,000 | 165 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,804,000 | 374 |
| Net operating income | $-29,293,000 | 13,253 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,221,000 | 1,395 |
| Total interest expense | $10,419,000 | 1,660 |
| Net interest income | $15,802,000 | 1,189 |
| Provision for loan and lease losses | $3,796,000 | 707 |
| Total noninterest income | $4,088,000 | 1,121 |
| Gross Fiduciary activities income | $1,375,000 | 467 |
| Service charges on deposit accounts | $1,665,000 | 791 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,048,000 | 1,931 |
| Total noninterest expense | $18,196,000 | 917 |
| Salaries and employee benefits | $4,264,000 | 1,560 |
| Premises and equipment expense | $2,019,000 | 1,110 |
| Additional noninterest expense | $11,913,000 | 673 |
| Pre-tax net operating income | $-2,102,000 | 13,645 |
| Securities gains (losses) | $2,232,000 | 376 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $30,000 | 12,709 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $30,000 | 12,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,890,000 | 751 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,398,480 | 13,551 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.