Home > Lafayette American Bank > Net charge- offs to loans
Lafayette American Bank, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7991% | 805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6375% | 23 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6452% | 11 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1622% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1764% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3650% | 122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8877% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7555% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2504% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5354% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0821% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 2.0706% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0208% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0841% | 70 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2439% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8136% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0750% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6359% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2997% | 173 |
| Percentage Net Loans Charged-off:Construction & development | -0.2718% | 1,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2944% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3103% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2417% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0389% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2709% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0425% | 78 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4317% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2169% | 1,027 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0420% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8744% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8680% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 0.4687% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2590% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4466% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9161% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3983% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9897% | 186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6353% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4444% | 145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8231% | 68 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3354% | 12 |
| Percentage Net Loans Charged-off:Construction & development | 6.8517% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3957% | 41 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.9745% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8201% | 8 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1481% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0592% | 8 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4883% | 37 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6309% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5099% | 876 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2604% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9461% | 114 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0453% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 4.0245% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2337% | 36 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6356% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8535% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5920% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8961% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8139% | 113 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6266% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | 13.3889% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1991% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3090% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4615% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 0.5742% | 447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4259% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5037% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3116% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5771% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6393% | 181 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5392% | 1,576 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7878% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |