Home > Lafayette American Bank > Assets and Liabilities
Lafayette American Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 283 | 605 |
| Assets and Liabilities | ||
| Total Assets: | $2,525,699,000 | 253 |
| Cash and due from depository institutions | $80,450,000 | 605 |
| Interest-bearing balances | $222,000 | 4,191 |
| Securities | $1,319,044,000 | 128 |
| Federal funds sold & reverse repurchase agreements | $3,962,000 | 4,074 |
| Net loans & leases | $1,007,981,000 | 354 |
| Loan loss allowance | $27,758,000 | 226 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $14,227,000 | 515 |
| Other real estate owned | $1,482,000 | 605 |
| Goodwill and other intangibles | $29,982,000 | 203 |
| All other assets | $68,571,000 | 246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,525,699,000 | 253 |
| Total liabilities | $2,339,498,000 | 247 |
| Total deposits | $1,726,340,000 | 248 |
| Interest-bearing deposits | $1,576,402,000 | 240 |
| Deposits held in domestic offices | $1,726,340,000 | 244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $220,032,000 | 193 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $340,341,000 | 193 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $52,785,000 | 219 |
| Total equity capital | $186,201,000 | 297 |
| Total bank equity capital | $186,201,000 | 297 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $14,425,000 | 241 |
| Surplus | $178,355,000 | 178 |
| Undivided profits | $-6,579,000 | 10,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,243,000 | 175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,549,000 | 114 |
| Income earned, not collected on loans | $6,711,000 | 353 |
| Earning assets | $2,331,209,000 | 250 |
| Long-term assets (5+ years) | $443,708,000 | 250 |
| Average Assets, year-to-date | $2,475,420,800 | 243 |
| Average Assets, quarterly | $2,549,774,000 | 246 |
| Volatile liabilities | $621,083,000 | 243 |
| Insider loans | $4,731,000 | 895 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $6,995,000 | 418 |
| Unused loan commitments | $181,067,000 | 473 |
| Tier 1 (core) risk-based capital | $151,315,700 | 320 |
| Tier 2 risk-based capital | $15,435,660 | 336 |
| Total risk weighted assets | $1,222,530,160 | 322 |
| Total unused commitments | $181,067,000 | 475 |
| Derivatives | $80,000,000 | 218 |
| 1997-12-31 | Rank | |
| # of Employees: | 203 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $1,169,588,000 | 465 |
| Cash and due from depository institutions | $83,737,000 | 869 |
| Interest-bearing balances | $412,000 | 3,282 |
| Securities | $228,423,000 | 550 |
| Federal funds sold & reverse repurchase agreements | $22,000,000 | 608 |
| Net loans & leases | $764,662,000 | 450 |
| Loan loss allowance | $18,909,000 | 302 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,209,000 | 898 |
| Other real estate owned | $1,802,000 | 869 |
| Goodwill and other intangibles | $20,415,000 | 253 |
| All other assets | $40,340,000 | 324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,169,588,000 | 465 |
| Total liabilities | $1,052,769,000 | 464 |
| Total deposits | $895,931,000 | 441 |
| Interest-bearing deposits | $618,753,000 | 541 |
| Deposits held in domestic offices | $895,931,000 | 437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,236,000 | 524 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $96,844,000 | 392 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $17,758,000 | 439 |
| Total equity capital | $116,819,000 | 434 |
| Total bank equity capital | $116,819,000 | 434 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,646,000 | 2,223 |
| Surplus | $110,553,000 | 227 |
| Undivided profits | $4,620,000 | 4,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,563,000 | 196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,740,000 | 93 |
| Income earned, not collected on loans | $5,112,000 | 459 |
| Earning assets | $1,015,497,000 | 480 |
| Long-term assets (5+ years) | $158,592,000 | 498 |
| Average Assets, year-to-date | $1,282,659,600 | 407 |
| Average Assets, quarterly | $1,188,748,000 | 451 |
| Volatile liabilities | $177,017,000 | 584 |
| Insider loans | $4,975,000 | 829 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,580,000 | 672 |
| Unused loan commitments | $148,247,000 | 494 |
| Tier 1 (core) risk-based capital | $97,614,300 | 464 |
| Tier 2 risk-based capital | $9,955,340 | 424 |
| Total risk weighted assets | $787,473,340 | 438 |
| Total unused commitments | $148,247,000 | 496 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 289 | 641 |
| Assets and Liabilities | ||
| Total Assets: | $1,393,771,000 | 426 |
| Cash and due from depository institutions | $73,466,000 | 641 |
| Interest-bearing balances | $795,000 | 2,613 |
| Securities | $311,655,000 | 447 |
| Federal funds sold & reverse repurchase agreements | $24,200,000 | 546 |
| Net loans & leases | $900,305,000 | 423 |
| Loan loss allowance | $17,894,000 | 346 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,637,000 | 791 |
| Other real estate owned | $2,709,000 | 641 |
| Goodwill and other intangibles | $22,502,000 | 223 |
| All other assets | $49,297,000 | 307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,393,771,000 | 426 |
| Total liabilities | $1,281,335,000 | 420 |
| Total deposits | $1,092,340,000 | 403 |
| Interest-bearing deposits | $800,990,000 | 467 |
| Deposits held in domestic offices | $1,092,340,000 | 397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,831,000 | 396 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $73,339,000 | 472 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $28,825,000 | 330 |
| Total equity capital | $112,436,000 | 463 |
| Total bank equity capital | $112,436,000 | 463 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,646,000 | 2,362 |
| Surplus | $110,553,000 | 240 |
| Undivided profits | $237,000 | 10,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,422,000 | 262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,291,000 | 108 |
| Income earned, not collected on loans | $6,254,000 | 420 |
| Earning assets | $1,236,955,000 | 440 |
| Long-term assets (5+ years) | $187,206,000 | 438 |
| Average Assets, year-to-date | $1,000,367,000 | 542 |
| Average Assets, quarterly | $1,230,090,500 | 466 |
| Volatile liabilities | $213,378,000 | 547 |
| Insider loans | $9,639,000 | 452 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $150,059,000 | 509 |
| Tier 1 (core) risk-based capital | $91,478,000 | 515 |
| Tier 2 risk-based capital | $11,438,400 | 421 |
| Total risk weighted assets | $908,616,200 | 423 |
| Total unused commitments | $150,059,000 | 512 |
| Derivatives | $34,000,000 | 335 |
| 1995-12-31 | Rank | |
| # of Employees: | 285 | 682 |
| Assets and Liabilities | ||
| Total Assets: | $735,199,000 | 726 |
| Cash and due from depository institutions | $42,195,000 | 682 |
| Interest-bearing balances | $649,000 | 3,013 |
| Securities | $141,469,000 | 902 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $509,372,000 | 676 |
| Loan loss allowance | $8,562,000 | 611 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,959,000 | 1,558 |
| Other real estate owned | $5,460,000 | 682 |
| Goodwill and other intangibles | $1,569,000 | 965 |
| All other assets | $30,175,000 | 447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $735,199,000 | 726 |
| Total liabilities | $675,896,000 | 721 |
| Total deposits | $636,343,000 | 660 |
| Interest-bearing deposits | $488,656,000 | 729 |
| Deposits held in domestic offices | $636,343,000 | 650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,258,000 | 802 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $13,337,000 | 1,037 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,958,000 | 926 |
| Total equity capital | $59,303,000 | 828 |
| Total bank equity capital | $59,303,000 | 828 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $50,213,000 | 460 |
| Undivided profits | $8,890,000 | 2,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,780,000 | 552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,341,000 | 697 |
| Earning assets | $651,490,000 | 746 |
| Long-term assets (5+ years) | $56,909,000 | 1,066 |
| Average Assets, year-to-date | $703,829,200 | 727 |
| Average Assets, quarterly | $727,576,500 | 724 |
| Volatile liabilities | $60,774,000 | 1,127 |
| Insider loans | $9,992,000 | 450 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $63,835,000 | 899 |
| Tier 1 (core) risk-based capital | $48,822,000 | 919 |
| Tier 2 risk-based capital | $6,599,430 | 610 |
| Total risk weighted assets | $525,991,930 | 651 |
| Total unused commitments | $63,835,000 | 903 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 310 | 650 |
| Assets and Liabilities | ||
| Total Assets: | $673,277,000 | 766 |
| Cash and due from depository institutions | $36,603,000 | 650 |
| Interest-bearing balances | $1,212,000 | 2,167 |
| Securities | $175,202,000 | 769 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $428,396,000 | 744 |
| Loan loss allowance | $9,488,000 | 581 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,887,000 | 1,517 |
| Other real estate owned | $6,966,000 | 650 |
| Goodwill and other intangibles | $1,674,000 | 850 |
| All other assets | $19,549,000 | 607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $673,277,000 | 766 |
| Total liabilities | $635,407,000 | 750 |
| Total deposits | $570,409,000 | 717 |
| Interest-bearing deposits | $431,687,000 | 793 |
| Deposits held in domestic offices | $570,409,000 | 705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,553,000 | 713 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $28,400,000 | 741 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $6,045,000 | 814 |
| Total equity capital | $37,870,000 | 1,101 |
| Total bank equity capital | $37,870,000 | 1,101 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $63,016,000 | 363 |
| Undivided profits | $-25,346,000 | 12,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,844,000 | 423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,877,000 | 713 |
| Earning assets | $604,810,000 | 768 |
| Long-term assets (5+ years) | $49,000,000 | 1,197 |
| Average Assets, year-to-date | $630,163,800 | 792 |
| Average Assets, quarterly | $663,223,000 | 773 |
| Volatile liabilities | $60,540,000 | 1,111 |
| Insider loans | $8,545,000 | 518 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $59,559,000 | 876 |
| Tier 1 (core) risk-based capital | $40,868,000 | 1,014 |
| Tier 2 risk-based capital | $5,690,020 | 669 |
| Total risk weighted assets | $451,403,320 | 703 |
| Total unused commitments | $59,559,000 | 885 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 320 | 670 |
| Assets and Liabilities | ||
| Total Assets: | $599,411,000 | 852 |
| Cash and due from depository institutions | $23,522,000 | 670 |
| Interest-bearing balances | $362,000 | 4,836 |
| Securities | $123,927,000 | 1,112 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,981 |
| Net loans & leases | $413,268,000 | 742 |
| Loan loss allowance | $22,135,000 | 345 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,613,000 | 1,587 |
| Other real estate owned | $8,932,000 | 670 |
| Goodwill and other intangibles | $1,856,000 | 738 |
| All other assets | $16,293,000 | 662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $599,411,000 | 852 |
| Total liabilities | $596,953,000 | 800 |
| Total deposits | $551,885,000 | 749 |
| Interest-bearing deposits | $434,524,000 | 818 |
| Deposits held in domestic offices | $551,885,000 | 737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,150,000 | 1,355 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $30,315,000 | 624 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $8,603,000 | 682 |
| Total equity capital | $2,458,000 | 10,608 |
| Total bank equity capital | $2,458,000 | 10,608 |
| Perpetual preferred stock | $1,804,000 | 113 |
| Common stock | $3,419,000 | 1,141 |
| Surplus | $20,437,000 | 803 |
| Undivided profits | $-23,202,000 | 13,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,771,000 | 230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $479,000 | 272 |
| Income earned, not collected on loans | $2,723,000 | 674 |
| Earning assets | $544,557,000 | 846 |
| Long-term assets (5+ years) | $50,989,000 | 1,190 |
| Average Assets, year-to-date | $635,819,200 | 793 |
| Average Assets, quarterly | $615,324,000 | 823 |
| Volatile liabilities | $51,829,000 | 1,167 |
| Insider loans | $12,913,000 | 338 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $20,891,000 | 206 |
| Unused loan commitments | $47,768,000 | 1,011 |
| Tier 1 (core) risk-based capital | $1,508,500 | 12,063 |
| Tier 2 risk-based capital | $1,508,500 | 2,024 |
| Total risk weighted assets | $431,485,860 | 728 |
| Total unused commitments | $47,768,000 | 1,036 |
| Derivatives | $10,000,000 | 506 |
| 1992-12-31 | Rank | |
| # of Employees: | 124 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $337,901,000 | 1,454 |
| Cash and due from depository institutions | $17,219,000 | 1,747 |
| Interest-bearing balances | $1,566,000 | 3,104 |
| Securities | $94,203,000 | 1,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $205,964,000 | 1,406 |
| Loan loss allowance | $7,552,000 | 745 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,237,000 | 2,276 |
| Other real estate owned | $10,508,000 | 1,747 |
| Goodwill and other intangibles | $269,000 | 1,673 |
| All other assets | $6,501,000 | 1,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $337,901,000 | 1,454 |
| Total liabilities | $320,733,000 | 1,419 |
| Total deposits | $299,876,000 | 1,412 |
| Interest-bearing deposits | $241,972,000 | 1,497 |
| Deposits held in domestic offices | $299,876,000 | 1,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,545,000 | 801 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,433,000 | 1,570 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,879,000 | 1,981 |
| Total equity capital | $17,168,000 | 2,245 |
| Total bank equity capital | $17,168,000 | 2,245 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $620,000 | 5,610 |
| Surplus | $7,717,000 | 1,807 |
| Undivided profits | $8,831,000 | 2,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,523,000 | 726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,489,000 | 1,292 |
| Earning assets | $301,733,000 | 1,479 |
| Long-term assets (5+ years) | $58,959,000 | 1,010 |
| Average Assets, year-to-date | $347,753,400 | 1,392 |
| Average Assets, quarterly | $343,133,000 | 1,424 |
| Volatile liabilities | $26,319,000 | 1,897 |
| Insider loans | $287,000 | 3,014 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $20,457,000 | 1,799 |
| Tier 1 (core) risk-based capital | $16,899,000 | 2,224 |
| Tier 2 risk-based capital | $2,931,230 | 1,149 |
| Total risk weighted assets | $229,877,330 | 1,263 |
| Total unused commitments | $20,457,000 | 1,814 |
| Derivatives | $20,000,000 | 411 |