Home > Laddonia State Bank > Income and Expense
Laddonia State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 9,497 |
| Total interest expense | $943,000 | 9,363 |
| Net interest income | $1,392,000 | 9,440 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $163,000 | 9,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $891,000 | 10,235 |
| Salaries and employee benefits | $522,000 | 9,445 |
| Premises and equipment expense | $117,000 | 9,887 |
| Additional noninterest expense | $252,000 | 11,052 |
| Pre-tax net operating income | $628,000 | 7,751 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $222,000 | 7,228 |
| Income before extraordinary items | $406,000 | 8,366 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $406,000 | 8,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $406,000 | 8,088 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 9,849 |
| Total interest expense | $1,150,000 | 9,791 |
| Net interest income | $1,385,000 | 9,674 |
| Provision for loan and lease losses | $83,000 | 7,797 |
| Total noninterest income | $116,000 | 11,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $806,000 | 10,973 |
| Salaries and employee benefits | $488,000 | 9,890 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $223,000 | 11,919 |
| Pre-tax net operating income | $612,000 | 7,622 |
| Securities gains (losses) | $-9,000 | 13,256 |
| Applicable income taxes | $221,000 | 7,164 |
| Income before extraordinary items | $382,000 | 8,399 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $382,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 6,645 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $387,760 | 7,988 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.