Home > La Plata State Bank > Income and Expense
La Plata State Bank, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 7,088 |
| Total interest expense | $267,000 | 6,664 |
| Net interest income | $390,000 | 7,245 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $44,000 | 7,159 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $238,000 | 7,820 |
| Salaries and employee benefits | $131,000 | 7,857 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $81,000 | 7,485 |
| Pre-tax net operating income | $196,000 | 5,883 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $72,000 | 4,009 |
| Income before extraordinary items | $124,000 | 6,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $124,000 | 6,351 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,598,000 | 6,937 |
| Total interest expense | $1,040,000 | 6,190 |
| Net interest income | $1,558,000 | 7,219 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $180,000 | 7,224 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $157,000 | 5,540 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,051 |
| Total noninterest expense | $949,000 | 7,832 |
| Salaries and employee benefits | $552,000 | 7,765 |
| Premises and equipment expense | $95,000 | 7,913 |
| Additional noninterest expense | $302,000 | 7,640 |
| Pre-tax net operating income | $789,000 | 5,903 |
| Securities gains (losses) | $-6,000 | 7,363 |
| Applicable income taxes | $296,000 | 4,152 |
| Income before extraordinary items | $487,000 | 6,424 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $487,000 | 6,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $350,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $490,840 | 6,384 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 6,970 |
| Total interest expense | $747,000 | 6,188 |
| Net interest income | $1,176,000 | 7,249 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $135,000 | 7,255 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $115,000 | 5,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,975 |
| Total noninterest expense | $715,000 | 7,808 |
| Salaries and employee benefits | $402,000 | 7,774 |
| Premises and equipment expense | $69,000 | 7,963 |
| Additional noninterest expense | $244,000 | 7,492 |
| Pre-tax net operating income | $596,000 | 6,026 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $225,000 | 4,243 |
| Income before extraordinary items | $365,000 | 6,568 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $365,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $368,840 | 6,507 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 7,006 |
| Total interest expense | $442,000 | 6,358 |
| Net interest income | $794,000 | 7,210 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $83,000 | 7,352 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $69,000 | 5,752 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $487,000 | 7,781 |
| Salaries and employee benefits | $271,000 | 7,767 |
| Premises and equipment expense | $48,000 | 7,908 |
| Additional noninterest expense | $168,000 | 7,425 |
| Pre-tax net operating income | $390,000 | 6,040 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $133,000 | 4,417 |
| Income before extraordinary items | $251,000 | 6,505 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $251,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $254,900 | 6,430 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 7,128 |
| Total interest expense | $191,000 | 6,657 |
| Net interest income | $402,000 | 7,234 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $247,000 | 7,819 |
| Salaries and employee benefits | $140,000 | 7,779 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $83,000 | 7,500 |
| Pre-tax net operating income | $192,000 | 6,049 |
| Securities gains (losses) | $-3,000 | 8,297 |
| Applicable income taxes | $66,000 | 4,377 |
| Income before extraordinary items | $123,000 | 6,520 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $123,000 | 6,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $124,950 | 6,457 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 8,072 |
| Total interest expense | $408,000 | 7,656 |
| Net interest income | $922,000 | 8,138 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $102,000 | 8,070 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $84,000 | 6,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,274 |
| Total noninterest expense | $565,000 | 8,585 |
| Salaries and employee benefits | $330,000 | 8,524 |
| Premises and equipment expense | $53,000 | 8,561 |
| Additional noninterest expense | $182,000 | 8,416 |
| Pre-tax net operating income | $459,000 | 6,838 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $149,000 | 5,111 |
| Income before extraordinary items | $312,000 | 7,183 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $312,000 | 7,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $5,680,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $310,640 | 7,129 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $740,000 | 8,447 |
| Total interest expense | $228,000 | 8,105 |
| Net interest income | $512,000 | 8,499 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $58,000 | 8,371 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $48,000 | 7,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 8,467 |
| Total noninterest expense | $309,000 | 8,801 |
| Salaries and employee benefits | $174,000 | 8,790 |
| Premises and equipment expense | $28,000 | 8,764 |
| Additional noninterest expense | $107,000 | 8,644 |
| Pre-tax net operating income | $261,000 | 7,409 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $89,000 | 5,465 |
| Income before extraordinary items | $172,000 | 7,644 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $172,000 | 7,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $5,430,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $172,000 | 7,588 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $163,000 | 8,964 |
| Total interest expense | $49,000 | 8,859 |
| Net interest income | $114,000 | 8,966 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $12,000 | 8,878 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $11,000 | 7,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,898 |
| Total noninterest expense | $59,000 | 9,063 |
| Salaries and employee benefits | $30,000 | 9,051 |
| Premises and equipment expense | $6,000 | 9,010 |
| Additional noninterest expense | $23,000 | 9,042 |
| Pre-tax net operating income | $67,000 | 8,139 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $25,000 | 6,158 |
| Income before extraordinary items | $42,000 | 8,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $5,430,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $42,000 | 8,234 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $551,000 | 7,286 |
| Total interest expense | $166,000 | 6,810 |
| Net interest income | $385,000 | 7,359 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $39,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $244,000 | 7,927 |
| Salaries and employee benefits | $152,000 | 7,665 |
| Premises and equipment expense | $29,000 | 7,823 |
| Additional noninterest expense | $63,000 | 8,066 |
| Pre-tax net operating income | $180,000 | 6,064 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $50,000 | 4,842 |
| Income before extraordinary items | $130,000 | 6,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $180,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $130,000 | 6,216 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 7,227 |
| Total interest expense | $812,000 | 6,669 |
| Net interest income | $1,515,000 | 7,338 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $173,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $135,000 | 6,073 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $38,000 | 7,880 |
| Total noninterest expense | $983,000 | 7,923 |
| Salaries and employee benefits | $601,000 | 7,686 |
| Premises and equipment expense | $116,000 | 7,857 |
| Additional noninterest expense | $266,000 | 7,998 |
| Pre-tax net operating income | $705,000 | 5,999 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $224,000 | 4,752 |
| Income before extraordinary items | $481,000 | 6,422 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $481,000 | 6,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,796 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $481,000 | 6,261 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 7,277 |
| Total interest expense | $636,000 | 6,713 |
| Net interest income | $1,129,000 | 7,415 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $133,000 | 7,596 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $101,000 | 6,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 7,787 |
| Total noninterest expense | $707,000 | 7,997 |
| Salaries and employee benefits | $423,000 | 7,808 |
| Premises and equipment expense | $121,000 | 7,260 |
| Additional noninterest expense | $163,000 | 8,339 |
| Pre-tax net operating income | $555,000 | 6,048 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $173,000 | 4,887 |
| Income before extraordinary items | $382,000 | 6,459 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $382,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,738 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $382,000 | 6,289 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 7,266 |
| Total interest expense | $455,000 | 6,651 |
| Net interest income | $754,000 | 7,425 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $94,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $67,000 | 6,104 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $473,000 | 8,009 |
| Salaries and employee benefits | $291,000 | 7,764 |
| Premises and equipment expense | $86,000 | 7,125 |
| Additional noninterest expense | $96,000 | 8,511 |
| Pre-tax net operating income | $375,000 | 6,020 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $114,000 | 4,945 |
| Income before extraordinary items | $261,000 | 6,429 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $261,000 | 6,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,572 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $261,000 | 6,223 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $642,000 | 7,139 |
| Total interest expense | $250,000 | 6,492 |
| Net interest income | $392,000 | 7,348 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $38,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $254,000 | 7,891 |
| Salaries and employee benefits | $145,000 | 7,801 |
| Premises and equipment expense | $32,000 | 7,760 |
| Additional noninterest expense | $77,000 | 7,754 |
| Pre-tax net operating income | $176,000 | 6,145 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $53,000 | 5,018 |
| Income before extraordinary items | $123,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $123,000 | 6,332 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 7,098 |
| Total interest expense | $1,245,000 | 6,322 |
| Net interest income | $1,504,000 | 7,427 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $194,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $158,000 | 5,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $951,000 | 8,031 |
| Salaries and employee benefits | $549,000 | 7,934 |
| Premises and equipment expense | $150,000 | 7,444 |
| Additional noninterest expense | $252,000 | 8,160 |
| Pre-tax net operating income | $747,000 | 5,938 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $238,000 | 4,843 |
| Income before extraordinary items | $509,000 | 6,356 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $509,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $150,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $509,000 | 6,203 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 6,842 |
| Total interest expense | $1,873,000 | 6,304 |
| Net interest income | $1,535,000 | 7,265 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $170,000 | 7,636 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $150,000 | 5,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $912,000 | 8,182 |
| Salaries and employee benefits | $539,000 | 7,982 |
| Premises and equipment expense | $160,000 | 7,369 |
| Additional noninterest expense | $213,000 | 8,555 |
| Pre-tax net operating income | $793,000 | 5,507 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $248,000 | 4,627 |
| Income before extraordinary items | $549,000 | 5,854 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $549,000 | 5,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $3,150,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $546,240 | 5,745 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 6,830 |
| Total interest expense | $1,771,000 | 6,656 |
| Net interest income | $1,822,000 | 6,880 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $177,000 | 7,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $832,000 | 8,473 |
| Salaries and employee benefits | $509,000 | 8,198 |
| Premises and equipment expense | $113,000 | 8,218 |
| Additional noninterest expense | $210,000 | 8,694 |
| Pre-tax net operating income | $1,167,000 | 4,803 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $385,000 | 4,048 |
| Income before extraordinary items | $782,000 | 5,107 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $782,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 9,762 |
| Cash dividends | $525,000 | 3,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $782,000 | 5,109 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 7,060 |
| Total interest expense | $1,590,000 | 6,746 |
| Net interest income | $1,700,000 | 7,198 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $159,000 | 7,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,339 |
| Total noninterest expense | $835,000 | 8,628 |
| Salaries and employee benefits | $523,000 | 8,202 |
| Premises and equipment expense | $73,000 | 9,164 |
| Additional noninterest expense | $239,000 | 8,665 |
| Pre-tax net operating income | $1,024,000 | 5,238 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $333,000 | 4,589 |
| Income before extraordinary items | $691,000 | 5,496 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $691,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,531 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $691,000 | 5,465 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 7,102 |
| Total interest expense | $1,524,000 | 7,136 |
| Net interest income | $1,839,000 | 6,970 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $181,000 | 7,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 5,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $808,000 | 8,755 |
| Salaries and employee benefits | $490,000 | 8,423 |
| Premises and equipment expense | $128,000 | 8,111 |
| Additional noninterest expense | $190,000 | 9,239 |
| Pre-tax net operating income | $1,212,000 | 4,853 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $391,000 | 4,485 |
| Income before extraordinary items | $821,000 | 5,112 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $821,000 | 5,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-124,000 | 10,290 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $821,000 | 5,023 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 7,406 |
| Total interest expense | $1,527,000 | 7,278 |
| Net interest income | $1,762,000 | 7,401 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $179,000 | 8,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,689 |
| Total noninterest expense | $738,000 | 9,270 |
| Salaries and employee benefits | $482,000 | 8,738 |
| Premises and equipment expense | $69,000 | 9,733 |
| Additional noninterest expense | $187,000 | 9,572 |
| Pre-tax net operating income | $1,203,000 | 5,241 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $416,000 | 4,760 |
| Income before extraordinary items | $787,000 | 5,515 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $787,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,102 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $787,000 | 5,466 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 7,750 |
| Total interest expense | $1,495,000 | 7,589 |
| Net interest income | $1,692,000 | 7,797 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $186,000 | 8,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $754,000 | 9,612 |
| Salaries and employee benefits | $480,000 | 9,027 |
| Premises and equipment expense | $99,000 | 9,324 |
| Additional noninterest expense | $175,000 | 10,235 |
| Pre-tax net operating income | $1,124,000 | 5,339 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $366,000 | 5,177 |
| Income before extraordinary items | $759,000 | 5,474 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $759,000 | 5,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $125,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $759,000 | 5,425 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 8,322 |
| Total interest expense | $1,317,000 | 8,223 |
| Net interest income | $1,609,000 | 8,236 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $175,000 | 8,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,833 |
| Total noninterest expense | $780,000 | 9,860 |
| Salaries and employee benefits | $507,000 | 9,051 |
| Premises and equipment expense | $79,000 | 10,226 |
| Additional noninterest expense | $194,000 | 10,487 |
| Pre-tax net operating income | $1,004,000 | 5,985 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $309,000 | 5,889 |
| Income before extraordinary items | $695,000 | 6,024 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $695,000 | 6,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,995 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $695,000 | 6,006 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,696,000 | 8,560 |
| Total interest expense | $1,078,000 | 8,361 |
| Net interest income | $1,618,000 | 8,531 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $176,000 | 9,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $851,000 | 9,995 |
| Salaries and employee benefits | $502,000 | 9,376 |
| Premises and equipment expense | $75,000 | 10,805 |
| Additional noninterest expense | $274,000 | 10,252 |
| Pre-tax net operating income | $943,000 | 6,202 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $265,000 | 6,325 |
| Income before extraordinary items | $678,000 | 6,036 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $678,000 | 6,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,946 |
| Cash dividends | $85,000 | 7,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $678,000 | 6,113 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 8,780 |
| Total interest expense | $1,106,000 | 8,653 |
| Net interest income | $1,622,000 | 8,736 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $192,000 | 9,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $800,000 | 10,669 |
| Salaries and employee benefits | $458,000 | 10,060 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $265,000 | 10,891 |
| Pre-tax net operating income | $1,014,000 | 5,838 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $286,000 | 6,253 |
| Income before extraordinary items | $728,000 | 5,939 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $728,000 | 6,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $85,000 | 7,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $728,000 | 5,674 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 8,929 |
| Total interest expense | $1,397,000 | 8,864 |
| Net interest income | $1,628,000 | 8,882 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $145,000 | 10,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $750,000 | 11,258 |
| Salaries and employee benefits | $457,000 | 10,236 |
| Premises and equipment expense | $83,000 | 11,388 |
| Additional noninterest expense | $210,000 | 12,104 |
| Pre-tax net operating income | $1,023,000 | 5,531 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $295,000 | 5,996 |
| Income before extraordinary items | $728,000 | 5,757 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $728,000 | 5,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 13,665 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $728,000 | 5,417 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.