Home > La Cumbre Savings Bank, F.S.B. > Income and Expense
La Cumbre Savings Bank, F.S.B., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 7,428 |
| Total interest expense | $2,444,000 | 5,664 |
| Net interest income | $1,150,000 | 9,477 |
| Provision for loan and lease losses | $101,000 | 4,564 |
| Total noninterest income | $214,000 | 8,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $214,000 | 4,932 |
| Total noninterest expense | $1,377,000 | 7,655 |
| Salaries and employee benefits | $542,000 | 8,772 |
| Premises and equipment expense | $340,000 | 5,132 |
| Additional noninterest expense | $495,000 | 7,293 |
| Pre-tax net operating income | $-114,000 | 11,604 |
| Securities gains (losses) | $91,000 | 999 |
| Applicable income taxes | $9,000 | 10,947 |
| Income before extraordinary items | $-32,000 | 11,552 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-32,000 | 11,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,825 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-123,000 | 11,602 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,261,000 | 2,970 |
| Total interest expense | $6,184,000 | 2,022 |
| Net interest income | $4,077,000 | 4,301 |
| Provision for loan and lease losses | $213,000 | 2,907 |
| Total noninterest income | $531,000 | 5,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $531,000 | 2,851 |
| Total noninterest expense | $5,345,000 | 2,606 |
| Salaries and employee benefits | $2,198,000 | 3,011 |
| Premises and equipment expense | $1,332,000 | 1,563 |
| Additional noninterest expense | $1,815,000 | 2,811 |
| Pre-tax net operating income | $-950,000 | 12,449 |
| Securities gains (losses) | $265,000 | 415 |
| Applicable income taxes | $-228,000 | 12,403 |
| Income before extraordinary items | $-457,000 | 12,343 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-457,000 | 12,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,399 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-634,550 | 12,384 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,543,000 | 2,946 |
| Total interest expense | $5,475,000 | 2,364 |
| Net interest income | $5,068,000 | 3,527 |
| Provision for loan and lease losses | $368,000 | 2,599 |
| Total noninterest income | $583,000 | 5,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $583,000 | 2,944 |
| Total noninterest expense | $5,723,000 | 2,498 |
| Salaries and employee benefits | $2,286,000 | 2,895 |
| Premises and equipment expense | $1,259,000 | 1,660 |
| Additional noninterest expense | $2,178,000 | 2,540 |
| Pre-tax net operating income | $-440,000 | 12,828 |
| Securities gains (losses) | $153,000 | 1,964 |
| Applicable income taxes | $-93,000 | 12,946 |
| Income before extraordinary items | $-194,000 | 12,754 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-194,000 | 12,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 2,550 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-298,040 | 12,753 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,979,000 | 2,713 |
| Total interest expense | $7,397,000 | 2,292 |
| Net interest income | $5,582,000 | 3,283 |
| Provision for loan and lease losses | $656,000 | 2,478 |
| Total noninterest income | $522,000 | 5,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $522,000 | 3,098 |
| Total noninterest expense | $4,585,000 | 3,109 |
| Salaries and employee benefits | $2,008,000 | 3,198 |
| Premises and equipment expense | $1,283,000 | 1,658 |
| Additional noninterest expense | $1,294,000 | 4,058 |
| Pre-tax net operating income | $863,000 | 6,275 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $368,000 | 5,114 |
| Income before extraordinary items | $519,000 | 7,170 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $519,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 5,719 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $503,640 | 6,922 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.