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KS StateBank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$125,358,000442
Total interest expense$61,633,000336
Net interest income$63,725,000555
Provision for loan and lease losses$2,613,000481
Total noninterest income$3,897,0001,384
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,156,000895
Trading account gains and fees$0123
Additional Noninterest Income$2,741,0001,341
Total noninterest expense$30,323,000882
Salaries and employee benefits$18,425,000820
Premises and equipment expense$3,168,000817
Additional noninterest expense$2,741,0001,341
Pre-tax net operating income$34,686,000463
Securities gains (losses)$0988
Applicable income taxes$1,307,0001,266
Income before extraordinary items$33,379,000389
Extraordinary gains, net$054
Net income$33,379,000394
Minority interest net income$088
Net income of bank and minority interests.$33,379,000391
Net charge-offs$193,0001,182
Cash dividends$14,770,000371
Sale, conversion, retirement of capital stock, net$0540
Net operating income$33,379,000403
2023-09-30 (YTD Data)Rank
Total interest income$92,367,000439
Total interest expense$44,411,000332
Net interest income$47,956,000561
Provision for loan and lease losses$2,575,000397
Total noninterest income$2,883,0001,391
Gross Fiduciary activities income$0950
Service charges on deposit accounts$868,000900
Trading account gains and fees$0125
Additional Noninterest Income$2,015,0001,351
Total noninterest expense$24,359,000832
Salaries and employee benefits$15,064,000762
Premises and equipment expense$2,785,000721
Additional noninterest expense$2,015,0001,351
Pre-tax net operating income$23,905,000501
Securities gains (losses)$0849
Applicable income taxes$956,0001,318
Income before extraordinary items$22,949,000434
Extraordinary gains, net$052
Net income$22,949,000438
Minority interest net income$081
Net income of bank and minority interests.$22,949,000434
Net charge-offs$-40,0004,177
Cash dividends$11,684,000339
Sale, conversion, retirement of capital stock, net$0507
Net operating income$22,949,000441
2023-06-30 (YTD Data)Rank
Total interest income$60,071,000428
Total interest expense$27,585,000314
Net interest income$32,486,000552
Provision for loan and lease losses$1,850,000372
Total noninterest income$1,882,0001,356
Gross Fiduciary activities income$0931
Service charges on deposit accounts$564,000905
Trading account gains and fees$0112
Additional Noninterest Income$1,318,0001,280
Total noninterest expense$16,182,000820
Salaries and employee benefits$10,104,000753
Premises and equipment expense$1,825,000718
Additional noninterest expense$1,318,0001,279
Pre-tax net operating income$16,336,000492
Securities gains (losses)$0938
Applicable income taxes$747,0001,214
Income before extraordinary items$15,589,000424
Extraordinary gains, net$051
Net income$15,589,000432
Minority interest net income$081
Net income of bank and minority interests.$15,589,000424
Net charge-offs$12,0001,750
Cash dividends$8,496,000308
Sale, conversion, retirement of capital stock, net$0486
Net operating income$15,589,000429
2023-03-31 (YTD Data)Rank
Total interest income$28,942,000438
Total interest expense$12,180,000312
Net interest income$16,762,000540
Provision for loan and lease losses$1,150,000324
Total noninterest income$932,0001,352
Gross Fiduciary activities income$0913
Service charges on deposit accounts$282,000909
Trading account gains and fees$097
Additional Noninterest Income$650,0001,287
Total noninterest expense$8,074,000833
Salaries and employee benefits$5,083,000762
Premises and equipment expense$953,000724
Additional noninterest expense$650,0001,287
Pre-tax net operating income$8,470,000490
Securities gains (losses)$0950
Applicable income taxes$465,0001,084
Income before extraordinary items$8,005,000435
Extraordinary gains, net$04
Net income$8,005,000436
Minority interest net income$048
Net income of bank and minority interests.$8,005,000436
Net charge-offs$-35,0004,355
Cash dividends$5,136,000259
Sale, conversion, retirement of capital stock, net$0430
Net operating income$8,005,000441
2022-12-31 (YTD Data)Rank
Total interest income$99,099,000416
Total interest expense$23,022,000237
Net interest income$76,077,000472
Provision for loan and lease losses$900,000875
Total noninterest income$4,008,0001,368
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,062,000963
Trading account gains and fees$0116
Additional Noninterest Income$2,946,0001,274
Total noninterest expense$30,041,000876
Salaries and employee benefits$19,296,000767
Premises and equipment expense$3,241,000803
Additional noninterest expense$2,946,0001,274
Pre-tax net operating income$49,144,000385
Securities gains (losses)$-3,0003,239
Applicable income taxes$1,082,0001,491
Income before extraordinary items$48,059,000331
Extraordinary gains, net$05
Net income$48,059,000331
Minority interest net income$063
Net income of bank and minority interests.$48,059,000331
Net charge-offs$-1,894,0004,685
Cash dividends$27,227,000245
Sale, conversion, retirement of capital stock, net$0568
Net operating income$48,061,940341
2022-09-30 (YTD Data)Rank
Total interest income$71,481,000408
Total interest expense$13,671,000212
Net interest income$57,810,000460
Provision for loan and lease losses$450,0001,008
Total noninterest income$3,015,0001,385
Gross Fiduciary activities income$0968
Service charges on deposit accounts$781,000992
Trading account gains and fees$0111
Additional Noninterest Income$2,234,0001,290
Total noninterest expense$23,817,000823
Salaries and employee benefits$15,075,000741
Premises and equipment expense$2,781,000714
Additional noninterest expense$2,234,0001,290
Pre-tax net operating income$36,558,000388
Securities gains (losses)$0740
Applicable income taxes$748,0001,565
Income before extraordinary items$35,810,000326
Extraordinary gains, net$04
Net income$35,810,000326
Minority interest net income$057
Net income of bank and minority interests.$35,810,000326
Net charge-offs$-1,878,0004,725
Cash dividends$22,040,000216
Sale, conversion, retirement of capital stock, net$0519
Net operating income$35,810,000336
2022-06-30 (YTD Data)Rank
Total interest income$46,085,000397
Total interest expense$8,263,000172
Net interest income$37,822,000452
Provision for loan and lease losses$300,000908
Total noninterest income$1,884,0001,432
Gross Fiduciary activities income$0925
Service charges on deposit accounts$494,0001,015
Trading account gains and fees$0108
Additional Noninterest Income$1,390,0001,378
Total noninterest expense$15,686,000815
Salaries and employee benefits$9,964,000733
Premises and equipment expense$1,826,000715
Additional noninterest expense$3,896,000954
Pre-tax net operating income$23,720,000381
Securities gains (losses)$0687
Applicable income taxes$415,0001,619
Income before extraordinary items$23,305,000326
Extraordinary gains, net$04
Net income$23,305,000326
Minority interest net income$060
Net income of bank and minority interests.$23,305,000326
Net charge-offs$-622,0004,699
Cash dividends$17,233,000188
Sale, conversion, retirement of capital stock, net$0494
Net operating income$23,305,000334
2022-03-31 (YTD Data)Rank
Total interest income$22,410,000395
Total interest expense$3,730,000164
Net interest income$18,680,000444
Provision for loan and lease losses$150,000763
Total noninterest income$964,0001,405
Gross Fiduciary activities income$0892
Service charges on deposit accounts$246,0001,017
Trading account gains and fees$0103
Additional Noninterest Income$718,0001,354
Total noninterest expense$7,640,000840
Salaries and employee benefits$4,988,000742
Premises and equipment expense$874,000740
Additional noninterest expense$1,778,0001,017
Pre-tax net operating income$11,854,000371
Securities gains (losses)$0623
Applicable income taxes$95,0002,090
Income before extraordinary items$11,759,000309
Extraordinary gains, net$04
Net income$11,759,000309
Minority interest net income$050
Net income of bank and minority interests.$11,759,000309
Net charge-offs$-555,0004,748
Cash dividends$12,426,000149
Sale, conversion, retirement of capital stock, net$0453
Net operating income$11,759,000315
2021-12-31 (YTD Data)Rank
Total interest income$90,828,000395
Total interest expense$18,059,000167
Net interest income$72,769,000450
Provision for loan and lease losses$1,400,000418
Total noninterest income$9,550,000854
Gross Fiduciary activities income$0994
Service charges on deposit accounts$940,0001,016
Trading account gains and fees$0132
Additional Noninterest Income$8,610,000740
Total noninterest expense$27,172,000921
Salaries and employee benefits$15,384,000915
Premises and equipment expense$3,019,000857
Additional noninterest expense$8,769,000874
Pre-tax net operating income$53,747,000364
Securities gains (losses)$02,062
Applicable income taxes$1,520,0001,301
Income before extraordinary items$52,227,000317
Extraordinary gains, net$2,816,0005
Net income$55,043,000306
Minority interest net income$074
Net income of bank and minority interests.$55,043,000306
Net charge-offs$-1,430,0004,801
Cash dividends$24,921,000258
Sale, conversion, retirement of capital stock, net$0582
Net operating income$52,227,000309
2021-09-30 (YTD Data)Rank
Total interest income$69,281,000397
Total interest expense$14,239,000166
Net interest income$55,042,000450
Provision for loan and lease losses$1,800,000241
Total noninterest income$26,518,000363
Gross Fiduciary activities income$0957
Service charges on deposit accounts$680,0001,030
Trading account gains and fees$0132
Additional Noninterest Income$25,838,000287
Total noninterest expense$38,833,000521
Salaries and employee benefits$26,973,000424
Premises and equipment expense$2,975,000683
Additional noninterest expense$8,885,000666
Pre-tax net operating income$40,927,000367
Securities gains (losses)$02,015
Applicable income taxes$1,172,0001,347
Income before extraordinary items$39,755,000322
Extraordinary gains, net$08
Net income$39,755,000322
Minority interest net income$069
Net income of bank and minority interests.$39,755,000322
Net charge-offs$-82,0004,398
Cash dividends$19,380,000241
Sale, conversion, retirement of capital stock, net$0543
Net operating income$39,755,000315
2021-06-30 (YTD Data)Rank
Total interest income$46,153,000395
Total interest expense$9,868,000170
Net interest income$36,285,000445
Provision for loan and lease losses$1,500,000193
Total noninterest income$19,457,000339
Gross Fiduciary activities income$0951
Service charges on deposit accounts$424,0001,049
Trading account gains and fees$0133
Additional Noninterest Income$19,033,000272
Total noninterest expense$26,563,000495
Salaries and employee benefits$18,777,000406
Premises and equipment expense$1,933,000696
Additional noninterest expense$5,853,000658
Pre-tax net operating income$27,679,000365
Securities gains (losses)$01,818
Applicable income taxes$752,0001,371
Income before extraordinary items$26,927,000322
Extraordinary gains, net$06
Net income$26,927,000322
Minority interest net income$067
Net income of bank and minority interests.$26,927,000322
Net charge-offs$-43,0004,324
Cash dividends$14,421,000214
Sale, conversion, retirement of capital stock, net$0517
Net operating income$26,927,000312
2021-03-31 (YTD Data)Rank
Total interest income$23,113,000389
Total interest expense$5,121,000175
Net interest income$17,992,000449
Provision for loan and lease losses$750,000237
Total noninterest income$11,955,000301
Gross Fiduciary activities income$0922
Service charges on deposit accounts$200,0001,087
Trading account gains and fees$0127
Additional Noninterest Income$11,755,000248
Total noninterest expense$13,710,000475
Salaries and employee benefits$9,751,000394
Premises and equipment expense$929,000728
Additional noninterest expense$3,030,000632
Pre-tax net operating income$15,487,000330
Securities gains (losses)$01,392
Applicable income taxes$391,0001,332
Income before extraordinary items$15,096,000295
Extraordinary gains, net$03
Net income$15,096,000295
Minority interest net income$055
Net income of bank and minority interests.$15,096,000295
Net charge-offs$-42,0004,565
Cash dividends$8,096,000179
Sale, conversion, retirement of capital stock, net$0482
Net operating income$15,096,000287
2020-12-31 (YTD Data)Rank
Total interest income$95,227,000379
Total interest expense$28,069,000211
Net interest income$67,158,000444
Provision for loan and lease losses$10,000,000353
Total noninterest income$56,149,000252
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$859,0001,083
Trading account gains and fees$0133
Additional Noninterest Income$55,290,000207
Total noninterest expense$52,883,000486
Salaries and employee benefits$37,316,000396
Premises and equipment expense$4,178,000629
Additional noninterest expense$11,389,000665
Pre-tax net operating income$60,424,000249
Securities gains (losses)$-1,0004,658
Applicable income taxes$1,871,000972
Income before extraordinary items$58,552,000221
Extraordinary gains, net$04
Net income$58,552,000221
Minority interest net income$072
Net income of bank and minority interests.$58,552,000221
Net charge-offs$3,304,000296
Cash dividends$20,164,000281
Sale, conversion, retirement of capital stock, net$0566
Net operating income$58,552,970215
2020-09-30 (YTD Data)Rank
Total interest income$71,282,000379
Total interest expense$22,353,000216
Net interest income$48,929,000447
Provision for loan and lease losses$9,500,000317
Total noninterest income$38,295,000262
Gross Fiduciary activities income$0981
Service charges on deposit accounts$635,0001,084
Trading account gains and fees$0125
Additional Noninterest Income$37,660,000214
Total noninterest expense$37,212,000504
Salaries and employee benefits$25,731,000415
Premises and equipment expense$3,057,000631
Additional noninterest expense$8,424,000657
Pre-tax net operating income$40,512,000255
Securities gains (losses)$-1,0004,639
Applicable income taxes$1,256,0001,006
Income before extraordinary items$39,255,000224
Extraordinary gains, net$04
Net income$39,255,000224
Minority interest net income$065
Net income of bank and minority interests.$39,255,000224
Net charge-offs$547,000714
Cash dividends$12,068,000309
Sale, conversion, retirement of capital stock, net$0532
Net operating income$39,255,970216
2020-06-30 (YTD Data)Rank
Total interest income$47,541,000384
Total interest expense$15,791,000226
Net interest income$31,750,000463
Provision for loan and lease losses$7,000,000316
Total noninterest income$20,173,000291
Gross Fiduciary activities income$0970
Service charges on deposit accounts$436,0001,074
Trading account gains and fees$0123
Additional Noninterest Income$19,737,000233
Total noninterest expense$24,360,000502
Salaries and employee benefits$16,885,000416
Premises and equipment expense$2,023,000637
Additional noninterest expense$5,452,000658
Pre-tax net operating income$20,563,000279
Securities gains (losses)$-1,0004,646
Applicable income taxes$651,0001,129
Income before extraordinary items$19,911,000247
Extraordinary gains, net$04
Net income$19,911,000247
Minority interest net income$065
Net income of bank and minority interests.$19,911,000247
Net charge-offs$322,000774
Cash dividends$5,136,000418
Sale, conversion, retirement of capital stock, net$0504
Net operating income$19,911,970243
2020-03-31 (YTD Data)Rank
Total interest income$23,776,000379
Total interest expense$8,503,000239
Net interest income$15,273,000477
Provision for loan and lease losses$2,500,000355
Total noninterest income$1,840,000856
Gross Fiduciary activities income$0941
Service charges on deposit accounts$262,0001,075
Trading account gains and fees$0106
Additional Noninterest Income$1,578,000707
Total noninterest expense$11,252,000542
Salaries and employee benefits$7,479,000456
Premises and equipment expense$1,028,000628
Additional noninterest expense$2,745,000662
Pre-tax net operating income$3,361,000661
Securities gains (losses)$-1,0004,671
Applicable income taxes$-5,0004,837
Income before extraordinary items$3,365,000582
Extraordinary gains, net$04
Net income$3,365,000583
Minority interest net income$056
Net income of bank and minority interests.$3,365,000582
Net charge-offs$-89,0004,953
Cash dividends$3,732,000355
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,366,000560
2019-12-31 (YTD Data)Rank
Total interest income$94,358,000383
Total interest expense$35,335,000259
Net interest income$59,023,000479
Provision for loan and lease losses$6,950,000206
Total noninterest income$24,795,000365
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,170,0001,008
Trading account gains and fees$0135
Additional Noninterest Income$23,625,000293
Total noninterest expense$42,732,000551
Salaries and employee benefits$28,835,000447
Premises and equipment expense$3,724,000686
Additional noninterest expense$10,173,000694
Pre-tax net operating income$34,136,000408
Securities gains (losses)$65,0001,131
Applicable income taxes$995,0001,436
Income before extraordinary items$33,206,000360
Extraordinary gains, net$011
Net income$33,206,000361
Minority interest net income$076
Net income of bank and minority interests.$33,206,000361
Net charge-offs$6,118,000185
Cash dividends$13,257,000394
Sale, conversion, retirement of capital stock, net$0626
Net operating income$33,142,950357
2019-09-30 (YTD Data)Rank
Total interest income$70,344,000391
Total interest expense$26,351,000264
Net interest income$43,993,000486
Provision for loan and lease losses$5,450,000197
Total noninterest income$17,758,000380
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$877,0001,002
Trading account gains and fees$0129
Additional Noninterest Income$16,881,000296
Total noninterest expense$31,340,000560
Salaries and employee benefits$20,607,000471
Premises and equipment expense$2,963,000647
Additional noninterest expense$7,770,000676
Pre-tax net operating income$24,961,000419
Securities gains (losses)$65,000970
Applicable income taxes$711,0001,520
Income before extraordinary items$24,315,000363
Extraordinary gains, net$011
Net income$24,315,000364
Minority interest net income$072
Net income of bank and minority interests.$24,315,000364
Net charge-offs$231,0001,193
Cash dividends$9,209,000394
Sale, conversion, retirement of capital stock, net$0590
Net operating income$24,251,950359
2019-06-30 (YTD Data)Rank
Total interest income$45,865,000401
Total interest expense$17,234,000264
Net interest income$28,631,000492
Provision for loan and lease losses$2,950,000227
Total noninterest income$9,263,000444
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$564,0001,026
Trading account gains and fees$0131
Additional Noninterest Income$8,699,000346
Total noninterest expense$19,964,000589
Salaries and employee benefits$12,957,000499
Premises and equipment expense$1,942,000663
Additional noninterest expense$5,065,000700
Pre-tax net operating income$14,980,000445
Securities gains (losses)$65,000658
Applicable income taxes$404,0001,617
Income before extraordinary items$14,641,000390
Extraordinary gains, net$011
Net income$14,641,000391
Minority interest net income$069
Net income of bank and minority interests.$14,641,000391
Net charge-offs$187,0001,035
Cash dividends$5,920,000396
Sale, conversion, retirement of capital stock, net$0573
Net operating income$14,577,950383
2019-03-31 (YTD Data)Rank
Total interest income$22,563,000406
Total interest expense$8,503,000259
Net interest income$14,060,000504
Provision for loan and lease losses$900,000308
Total noninterest income$3,199,000564
Gross Fiduciary activities income$0972
Service charges on deposit accounts$277,0001,023
Trading account gains and fees$0126
Additional Noninterest Income$2,922,000449
Total noninterest expense$9,445,000618
Salaries and employee benefits$6,103,000523
Premises and equipment expense$940,000688
Additional noninterest expense$2,402,000725
Pre-tax net operating income$6,914,000469
Securities gains (losses)$01,087
Applicable income taxes$154,0001,814
Income before extraordinary items$6,760,000405
Extraordinary gains, net$05
Net income$6,760,000405
Minority interest net income$052
Net income of bank and minority interests.$6,760,000405
Net charge-offs$21,0001,669
Cash dividends$3,087,000367
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,760,000399
2018-12-31 (YTD Data)Rank
Total interest income$81,476,000406
Total interest expense$25,519,000261
Net interest income$55,957,000487
Provision for loan and lease losses$3,000,000369
Total noninterest income$13,523,000549
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,227,000976
Trading account gains and fees$0126
Additional Noninterest Income$12,296,000439
Total noninterest expense$37,007,000613
Salaries and employee benefits$23,585,000528
Premises and equipment expense$3,921,000642
Additional noninterest expense$9,501,000737
Pre-tax net operating income$29,473,000437
Securities gains (losses)$-73,0004,930
Applicable income taxes$871,0001,502
Income before extraordinary items$28,529,000396
Extraordinary gains, net$06
Net income$28,529,000396
Minority interest net income$072
Net income of bank and minority interests.$28,529,000396
Net charge-offs$2,655,000302
Cash dividends$11,638,000373
Sale, conversion, retirement of capital stock, net$0671
Net operating income$28,599,810395
2018-09-30 (YTD Data)Rank
Total interest income$59,497,000407
Total interest expense$17,796,000255
Net interest income$41,701,000487
Provision for loan and lease losses$2,250,000362
Total noninterest income$10,426,000542
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$918,000976
Trading account gains and fees$0138
Additional Noninterest Income$9,508,000431
Total noninterest expense$28,080,000607
Salaries and employee benefits$17,933,000526
Premises and equipment expense$2,961,000634
Additional noninterest expense$7,186,000715
Pre-tax net operating income$21,797,000444
Securities gains (losses)$01,118
Applicable income taxes$643,0001,573
Income before extraordinary items$21,154,000400
Extraordinary gains, net$05
Net income$21,154,000399
Minority interest net income$066
Net income of bank and minority interests.$21,154,000399
Net charge-offs$1,064,000414
Cash dividends$8,374,000366
Sale, conversion, retirement of capital stock, net$0633
Net operating income$21,154,000398
2018-06-30 (YTD Data)Rank
Total interest income$38,266,000419
Total interest expense$11,034,000257
Net interest income$27,232,000499
Provision for loan and lease losses$1,500,000354
Total noninterest income$5,800,000621
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$605,000985
Trading account gains and fees$0130
Additional Noninterest Income$5,195,000498
Total noninterest expense$17,767,000642
Salaries and employee benefits$11,782,000530
Premises and equipment expense$1,924,000667
Additional noninterest expense$4,061,000815
Pre-tax net operating income$13,765,000457
Securities gains (losses)$0961
Applicable income taxes$396,0001,627
Income before extraordinary items$13,369,000409
Extraordinary gains, net$06
Net income$13,369,000408
Minority interest net income$065
Net income of bank and minority interests.$13,369,000409
Net charge-offs$973,000339
Cash dividends$5,389,000361
Sale, conversion, retirement of capital stock, net$0620
Net operating income$13,369,000408
2018-03-31 (YTD Data)Rank
Total interest income$18,598,000427
Total interest expense$5,230,000253
Net interest income$13,368,000510
Provision for loan and lease losses$750,000336
Total noninterest income$2,070,000770
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$290,0001,025
Trading account gains and fees$0123
Additional Noninterest Income$1,780,000630
Total noninterest expense$8,270,000689
Salaries and employee benefits$5,716,000553
Premises and equipment expense$888,000722
Additional noninterest expense$1,666,000974
Pre-tax net operating income$6,418,000477
Securities gains (losses)$0735
Applicable income taxes$166,0001,740
Income before extraordinary items$6,252,000422
Extraordinary gains, net$07
Net income$6,252,000421
Minority interest net income$052
Net income of bank and minority interests.$6,252,000422
Net charge-offs$82,000956
Cash dividends$2,732,000330
Sale, conversion, retirement of capital stock, net$0580
Net operating income$6,252,000423
2017-12-31 (YTD Data)Rank
Total interest income$69,786,000420
Total interest expense$17,577,000236
Net interest income$52,209,000487
Provision for loan and lease losses$2,960,000367
Total noninterest income$18,012,000453
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,147,0001,053
Trading account gains and fees$0151
Additional Noninterest Income$16,865,000354
Total noninterest expense$39,020,000556
Salaries and employee benefits$23,512,000511
Premises and equipment expense$3,741,000670
Additional noninterest expense$11,767,000573
Pre-tax net operating income$28,241,000413
Securities gains (losses)$02,243
Applicable income taxes$796,0002,072
Income before extraordinary items$27,445,000326
Extraordinary gains, net$09
Net income$27,445,000326
Minority interest net income$076
Net income of bank and minority interests.$27,445,000326
Net charge-offs$1,879,000424
Cash dividends$11,479,000335
Sale, conversion, retirement of capital stock, net$0711
Net operating income$27,445,000324
2017-09-30 (YTD Data)Rank
Total interest income$51,273,000430
Total interest expense$12,625,000239
Net interest income$38,648,000497
Provision for loan and lease losses$2,210,000361
Total noninterest income$15,078,000420
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$854,0001,070
Trading account gains and fees$0145
Additional Noninterest Income$14,224,000323
Total noninterest expense$30,000,000545
Salaries and employee benefits$17,828,000510
Premises and equipment expense$2,916,000644
Additional noninterest expense$9,256,000546
Pre-tax net operating income$21,516,000419
Securities gains (losses)$02,274
Applicable income taxes$590,0001,941
Income before extraordinary items$20,926,000348
Extraordinary gains, net$09
Net income$20,926,000347
Minority interest net income$071
Net income of bank and minority interests.$20,926,000348
Net charge-offs$105,0001,884
Cash dividends$8,652,000321
Sale, conversion, retirement of capital stock, net$0677
Net operating income$20,926,000346
2017-06-30 (YTD Data)Rank
Total interest income$33,415,000435
Total interest expense$8,067,000237
Net interest income$25,348,000499
Provision for loan and lease losses$1,460,000367
Total noninterest income$10,620,000407
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$558,0001,074
Trading account gains and fees$0139
Additional Noninterest Income$10,062,000316
Total noninterest expense$19,939,000550
Salaries and employee benefits$11,745,000518
Premises and equipment expense$1,916,000651
Additional noninterest expense$6,278,000543
Pre-tax net operating income$14,569,000415
Securities gains (losses)$01,906
Applicable income taxes$375,0001,968
Income before extraordinary items$14,194,000346
Extraordinary gains, net$011
Net income$14,194,000346
Minority interest net income$071
Net income of bank and minority interests.$14,194,000346
Net charge-offs$61,0001,853
Cash dividends$5,515,000330
Sale, conversion, retirement of capital stock, net$0659
Net operating income$14,194,000344
2017-03-31 (YTD Data)Rank
Total interest income$16,336,000440
Total interest expense$3,946,000233
Net interest income$12,390,000509
Provision for loan and lease losses$710,000348
Total noninterest income$4,353,000466
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$273,0001,096
Trading account gains and fees$0142
Additional Noninterest Income$4,080,000357
Total noninterest expense$9,264,000598
Salaries and employee benefits$5,800,000529
Premises and equipment expense$939,000680
Additional noninterest expense$2,525,000667
Pre-tax net operating income$6,769,000432
Securities gains (losses)$01,153
Applicable income taxes$98,0002,445
Income before extraordinary items$6,671,000356
Extraordinary gains, net$08
Net income$6,671,000355
Minority interest net income$055
Net income of bank and minority interests.$6,671,000356
Net charge-offs$10,0002,203
Cash dividends$2,732,000314
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,671,000348
2016-12-31 (YTD Data)Rank
Total interest income$62,956,000433
Total interest expense$14,554,000232
Net interest income$48,402,000493
Provision for loan and lease losses$2,580,000429
Total noninterest income$25,443,000358
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,151,0001,066
Trading account gains and fees$0170
Additional Noninterest Income$24,292,000268
Total noninterest expense$38,177,000566
Salaries and employee benefits$24,253,000496
Premises and equipment expense$3,708,000676
Additional noninterest expense$10,216,000673
Pre-tax net operating income$33,088,000350
Securities gains (losses)$-50,0005,747
Applicable income taxes$756,0001,904
Income before extraordinary items$32,282,000284
Extraordinary gains, net$05
Net income$32,282,000283
Minority interest net income$082
Net income of bank and minority interests.$32,282,000283
Net charge-offs$871,000735
Cash dividends$14,024,000279
Sale, conversion, retirement of capital stock, net$0759
Net operating income$32,331,000277
2016-09-30 (YTD Data)Rank
Total interest income$46,586,000436
Total interest expense$10,605,000233
Net interest income$35,981,000495
Provision for loan and lease losses$2,130,000387
Total noninterest income$22,315,000318
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$860,0001,075
Trading account gains and fees$0169
Additional Noninterest Income$21,455,000243
Total noninterest expense$29,878,000545
Salaries and employee benefits$16,920,000527
Premises and equipment expense$2,819,000658
Additional noninterest expense$10,139,000521
Pre-tax net operating income$26,288,000328
Securities gains (losses)$-50,0005,882
Applicable income taxes$544,0001,986
Income before extraordinary items$25,694,000273
Extraordinary gains, net$05
Net income$25,694,000273
Minority interest net income$071
Net income of bank and minority interests.$25,694,000273
Net charge-offs$-1,061,0005,929
Cash dividends$10,128,000283
Sale, conversion, retirement of capital stock, net$0719
Net operating income$25,743,000265
2016-06-30 (YTD Data)Rank
Total interest income$30,631,000441
Total interest expense$6,812,000241
Net interest income$23,819,000500
Provision for loan and lease losses$1,380,000393
Total noninterest income$13,575,000337
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$563,0001,073
Trading account gains and fees$0157
Additional Noninterest Income$13,012,000257
Total noninterest expense$19,316,000558
Salaries and employee benefits$10,998,000536
Premises and equipment expense$1,846,000669
Additional noninterest expense$6,472,000542
Pre-tax net operating income$16,698,000338
Securities gains (losses)$-50,0005,972
Applicable income taxes$250,0002,297
Income before extraordinary items$16,398,000275
Extraordinary gains, net$016
Net income$16,398,000274
Minority interest net income$071
Net income of bank and minority interests.$16,398,000274
Net charge-offs$96,0001,659
Cash dividends$6,737,000288
Sale, conversion, retirement of capital stock, net$0705
Net operating income$16,447,000269
2016-03-31 (YTD Data)Rank
Total interest income$15,115,000450
Total interest expense$3,230,000246
Net interest income$11,885,000496
Provision for loan and lease losses$680,000373
Total noninterest income$6,110,000342
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$264,0001,131
Trading account gains and fees$0142
Additional Noninterest Income$5,846,000264
Total noninterest expense$9,014,000602
Salaries and employee benefits$5,046,000583
Premises and equipment expense$934,000669
Additional noninterest expense$3,034,000567
Pre-tax net operating income$8,301,000327
Securities gains (losses)$02,077
Applicable income taxes$-6,0005,957
Income before extraordinary items$8,307,000270
Extraordinary gains, net$012
Net income$8,307,000270
Minority interest net income$062
Net income of bank and minority interests.$8,307,000270
Net charge-offs$-5,0004,858
Cash dividends$3,271,000291
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,307,000265
2015-12-31 (YTD Data)Rank
Total interest income$55,374,000460
Total interest expense$10,654,000270
Net interest income$44,720,000508
Provision for loan and lease losses$2,600,000359
Total noninterest income$20,654,000404
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,100,0001,134
Trading account gains and fees$0159
Additional Noninterest Income$19,554,000306
Total noninterest expense$31,420,000662
Salaries and employee benefits$19,965,000564
Premises and equipment expense$3,057,000813
Additional noninterest expense$8,398,000784
Pre-tax net operating income$31,354,000338
Securities gains (losses)$03,216
Applicable income taxes$936,0001,645
Income before extraordinary items$30,418,000278
Extraordinary gains, net$023
Net income$30,418,000278
Minority interest net income$081
Net income of bank and minority interests.$30,418,000278
Net charge-offs$2,534,000307
Cash dividends$12,190,000322
Sale, conversion, retirement of capital stock, net$0804
Net operating income$30,418,000278
2015-09-30 (YTD Data)Rank
Total interest income$40,965,000475
Total interest expense$7,709,000276
Net interest income$33,256,000517
Provision for loan and lease losses$1,400,000441
Total noninterest income$14,703,000431
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$832,0001,124
Trading account gains and fees$0153
Additional Noninterest Income$13,871,000328
Total noninterest expense$23,278,000679
Salaries and employee benefits$14,627,000587
Premises and equipment expense$2,441,000766
Additional noninterest expense$6,210,000794
Pre-tax net operating income$23,281,000352
Securities gains (losses)$03,031
Applicable income taxes$653,0001,765
Income before extraordinary items$22,628,000282
Extraordinary gains, net$021
Net income$22,628,000282
Minority interest net income$078
Net income of bank and minority interests.$22,628,000282
Net charge-offs$42,0002,903
Cash dividends$8,855,000311
Sale, conversion, retirement of capital stock, net$0773
Net operating income$22,628,000276
2015-06-30 (YTD Data)Rank
Total interest income$26,764,000480
Total interest expense$4,970,000286
Net interest income$21,794,000523
Provision for loan and lease losses$750,000537
Total noninterest income$9,073,000451
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$541,0001,132
Trading account gains and fees$0157
Additional Noninterest Income$8,532,000350
Total noninterest expense$15,076,000697
Salaries and employee benefits$9,654,000586
Premises and equipment expense$1,616,000778
Additional noninterest expense$3,806,000862
Pre-tax net operating income$15,041,000361
Securities gains (losses)$02,636
Applicable income taxes$365,0001,939
Income before extraordinary items$14,676,000292
Extraordinary gains, net$022
Net income$14,676,000292
Minority interest net income$075
Net income of bank and minority interests.$14,676,000292
Net charge-offs$22,0002,884
Cash dividends$5,844,000311
Sale, conversion, retirement of capital stock, net$0751
Net operating income$14,676,000288
2015-03-31 (YTD Data)Rank
Total interest income$12,983,000492
Total interest expense$2,369,000298
Net interest income$10,614,000539
Provision for loan and lease losses$300,000621
Total noninterest income$4,407,000448
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$254,0001,178
Trading account gains and fees$0152
Additional Noninterest Income$4,153,000340
Total noninterest expense$7,131,000728
Salaries and employee benefits$4,388,000663
Premises and equipment expense$776,000821
Additional noninterest expense$1,967,000823
Pre-tax net operating income$7,590,000352
Securities gains (losses)$02,027
Applicable income taxes$104,0002,407
Income before extraordinary items$7,486,000278
Extraordinary gains, net$013
Net income$7,486,000278
Minority interest net income$064
Net income of bank and minority interests.$7,486,000278
Net charge-offs$3,0002,911
Cash dividends$2,758,000288
Sale, conversion, retirement of capital stock, net$0697
Net operating income$7,486,000276
2014-12-31 (YTD Data)Rank
Total interest income$48,121,000514
Total interest expense$8,744,000319
Net interest income$39,377,000560
Provision for loan and lease losses$1,200,000731
Total noninterest income$10,428,000620
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,136,0001,162
Trading account gains and fees$0180
Additional Noninterest Income$9,292,000479
Total noninterest expense$24,659,000814
Salaries and employee benefits$14,888,000744
Premises and equipment expense$2,310,0001,042
Additional noninterest expense$7,461,000877
Pre-tax net operating income$23,946,000397
Securities gains (losses)$03,259
Applicable income taxes$886,0001,679
Income before extraordinary items$23,060,000322
Extraordinary gains, net$017
Net income$23,060,000321
Minority interest net income$084
Net income of bank and minority interests.$23,060,000321
Net charge-offs$73,0003,459
Cash dividends$9,224,000357
Sale, conversion, retirement of capital stock, net$0862
Net operating income$23,060,000320
2014-09-30 (YTD Data)Rank
Total interest income$35,606,000521
Total interest expense$6,453,000320
Net interest income$29,153,000568
Provision for loan and lease losses$900,000732
Total noninterest income$6,683,000696
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$840,0001,185
Trading account gains and fees$0174
Additional Noninterest Income$5,843,000553
Total noninterest expense$17,929,000841
Salaries and employee benefits$10,786,000770
Premises and equipment expense$1,898,000964
Additional noninterest expense$5,245,000923
Pre-tax net operating income$17,007,000412
Securities gains (losses)$02,980
Applicable income taxes$585,0001,821
Income before extraordinary items$16,422,000338
Extraordinary gains, net$015
Net income$16,422,000338
Minority interest net income$081
Net income of bank and minority interests.$16,422,000338
Net charge-offs$54,0003,198
Cash dividends$6,593,000348
Sale, conversion, retirement of capital stock, net$0819
Net operating income$16,422,000336
2014-06-30 (YTD Data)Rank
Total interest income$23,173,000529
Total interest expense$4,220,000327
Net interest income$18,953,000584
Provision for loan and lease losses$600,000713
Total noninterest income$3,761,000790
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$528,0001,223
Trading account gains and fees$0172
Additional Noninterest Income$3,233,000618
Total noninterest expense$11,724,000853
Salaries and employee benefits$6,955,000789
Premises and equipment expense$1,219,0001,005
Additional noninterest expense$3,550,000909
Pre-tax net operating income$10,390,000441
Securities gains (losses)$02,580
Applicable income taxes$295,0002,050
Income before extraordinary items$10,095,000364
Extraordinary gains, net$020
Net income$10,095,000364
Minority interest net income$080
Net income of bank and minority interests.$10,095,000364
Net charge-offs$41,0002,951
Cash dividends$4,372,000356
Sale, conversion, retirement of capital stock, net$0794
Net operating income$10,095,000355
2014-03-31 (YTD Data)Rank
Total interest income$11,280,000548
Total interest expense$2,073,000332
Net interest income$9,207,000595
Provision for loan and lease losses$300,000685
Total noninterest income$1,533,000895
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$255,0001,247
Trading account gains and fees$0147
Additional Noninterest Income$1,278,000699
Total noninterest expense$5,559,000906
Salaries and employee benefits$3,411,000816
Premises and equipment expense$601,0001,043
Additional noninterest expense$1,547,0001,044
Pre-tax net operating income$4,881,000446
Securities gains (losses)$01,715
Applicable income taxes$78,0002,574
Income before extraordinary items$4,803,000363
Extraordinary gains, net$016
Net income$4,803,000362
Minority interest net income$066
Net income of bank and minority interests.$4,803,000363
Net charge-offs$-5,0005,444
Cash dividends$2,353,000294
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,803,000354
2013-12-31 (YTD Data)Rank
Total interest income$44,130,000561
Total interest expense$8,342,000371
Net interest income$35,788,000597
Provision for loan and lease losses$1,800,000675
Total noninterest income$11,981,000578
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,129,0001,201
Trading account gains and fees$0184
Additional Noninterest Income$10,852,000447
Total noninterest expense$23,365,000877
Salaries and employee benefits$14,209,000762
Premises and equipment expense$2,254,0001,057
Additional noninterest expense$6,902,000980
Pre-tax net operating income$22,604,000395
Securities gains (losses)$03,182
Applicable income taxes$932,0001,535
Income before extraordinary items$21,672,000335
Extraordinary gains, net$029
Net income$21,672,000335
Minority interest net income$090
Net income of bank and minority interests.$21,672,000335
Net charge-offs$522,0001,974
Cash dividends$10,631,000316
Sale, conversion, retirement of capital stock, net$0924
Net operating income$21,672,000329
2013-09-30 (YTD Data)Rank
Total interest income$32,782,000569
Total interest expense$6,276,000383
Net interest income$26,506,000600
Provision for loan and lease losses$1,500,000642
Total noninterest income$9,623,000573
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$859,0001,199
Trading account gains and fees$0180
Additional Noninterest Income$8,764,000443
Total noninterest expense$17,535,000876
Salaries and employee benefits$10,703,000761
Premises and equipment expense$1,802,0001,001
Additional noninterest expense$5,030,0001,012
Pre-tax net operating income$17,094,000403
Securities gains (losses)$03,040
Applicable income taxes$691,0001,588
Income before extraordinary items$16,403,000343
Extraordinary gains, net$025
Net income$16,403,000344
Minority interest net income$084
Net income of bank and minority interests.$16,403,000344
Net charge-offs$159,0002,803
Cash dividends$8,354,000284
Sale, conversion, retirement of capital stock, net$0868
Net operating income$16,403,000335
2013-06-30 (YTD Data)Rank
Total interest income$21,581,000575
Total interest expense$4,167,000390
Net interest income$17,414,000602
Provision for loan and lease losses$1,200,000571
Total noninterest income$6,830,000553
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$544,0001,236
Trading account gains and fees$0157
Additional Noninterest Income$6,286,000437
Total noninterest expense$11,631,000881
Salaries and employee benefits$7,071,000768
Premises and equipment expense$1,172,0001,022
Additional noninterest expense$3,388,000991
Pre-tax net operating income$11,413,000395
Securities gains (losses)$02,791
Applicable income taxes$442,0001,636
Income before extraordinary items$10,971,000335
Extraordinary gains, net$022
Net income$10,971,000336
Minority interest net income$082
Net income of bank and minority interests.$10,971,000336
Net charge-offs$151,0002,375
Cash dividends$5,703,000265
Sale, conversion, retirement of capital stock, net$0838
Net operating income$10,971,000324
2013-03-31 (YTD Data)Rank
Total interest income$10,750,000585
Total interest expense$2,045,000407
Net interest income$8,705,000605
Provision for loan and lease losses$900,000437
Total noninterest income$3,254,000573
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$258,0001,296
Trading account gains and fees$0148
Additional Noninterest Income$2,996,000454
Total noninterest expense$5,776,000894
Salaries and employee benefits$3,473,000787
Premises and equipment expense$574,0001,063
Additional noninterest expense$1,729,000973
Pre-tax net operating income$5,283,000417
Securities gains (losses)$01,966
Applicable income taxes$231,0001,572
Income before extraordinary items$5,052,000345
Extraordinary gains, net$010
Net income$5,052,000346
Minority interest net income$076
Net income of bank and minority interests.$5,052,000346
Net charge-offs$144,0001,614
Cash dividends$2,851,000228
Sale, conversion, retirement of capital stock, net$0789
Net operating income$5,052,000332
2012-12-31 (YTD Data)Rank
Total interest income$41,112,000632
Total interest expense$8,232,000507
Net interest income$32,880,000656
Provision for loan and lease losses$2,285,000963
Total noninterest income$10,492,000661
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,153,0001,232
Trading account gains and fees$0166
Additional Noninterest Income$9,339,000516
Total noninterest expense$19,316,0001,037
Salaries and employee benefits$11,158,000932
Premises and equipment expense$2,163,0001,098
Additional noninterest expense$5,995,0001,157
Pre-tax net operating income$21,771,000406
Securities gains (losses)$03,810
Applicable income taxes$944,0001,525
Income before extraordinary items$20,827,000338
Extraordinary gains, net$029
Net income$20,827,000337
Minority interest net income$093
Net income of bank and minority interests.$20,827,000337
Net charge-offs$134,0004,156
Cash dividends$7,691,000384
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$20,827,000325
2012-09-30 (YTD Data)Rank
Total interest income$30,418,000652
Total interest expense$6,132,000545
Net interest income$24,286,000670
Provision for loan and lease losses$2,000,000854
Total noninterest income$5,563,000842
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$842,0001,274
Trading account gains and fees$0157
Additional Noninterest Income$4,721,000670
Total noninterest expense$13,681,0001,089
Salaries and employee benefits$7,826,000992
Premises and equipment expense$1,744,0001,023
Additional noninterest expense$4,111,0001,240
Pre-tax net operating income$14,168,000451
Securities gains (losses)$03,575
Applicable income taxes$624,0001,709
Income before extraordinary items$13,544,000394
Extraordinary gains, net$020
Net income$13,544,000394
Minority interest net income$086
Net income of bank and minority interests.$13,544,000394
Net charge-offs$74,0004,249
Cash dividends$5,819,000331
Sale, conversion, retirement of capital stock, net$0952
Net operating income$13,544,000376
2012-06-30 (YTD Data)Rank
Total interest income$19,966,000666
Total interest expense$4,081,000570
Net interest income$15,885,000684
Provision for loan and lease losses$1,250,000912
Total noninterest income$3,365,000895
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$537,0001,314
Trading account gains and fees$0153
Additional Noninterest Income$2,828,000721
Total noninterest expense$8,909,0001,118
Salaries and employee benefits$5,015,0001,040
Premises and equipment expense$1,114,0001,068
Additional noninterest expense$2,780,0001,227
Pre-tax net operating income$9,091,000449
Securities gains (losses)$03,178
Applicable income taxes$398,0001,717
Income before extraordinary items$8,693,000387
Extraordinary gains, net$019
Net income$8,693,000386
Minority interest net income$084
Net income of bank and minority interests.$8,693,000386
Net charge-offs$57,0003,915
Cash dividends$3,946,000315
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,693,000369
2012-03-31 (YTD Data)Rank
Total interest income$9,917,000677
Total interest expense$2,068,000576
Net interest income$7,849,000692
Provision for loan and lease losses$750,000765
Total noninterest income$1,856,000825
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$257,0001,365
Trading account gains and fees$0148
Additional Noninterest Income$1,599,000652
Total noninterest expense$4,506,0001,108
Salaries and employee benefits$2,539,0001,020
Premises and equipment expense$543,0001,103
Additional noninterest expense$1,424,0001,195
Pre-tax net operating income$4,449,000458
Securities gains (losses)$02,210
Applicable income taxes$195,0001,757
Income before extraordinary items$4,254,000391
Extraordinary gains, net$019
Net income$4,254,000392
Minority interest net income$078
Net income of bank and minority interests.$4,254,000392
Net charge-offs$2,0004,518
Cash dividends$1,973,000279
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,254,000373
2011-12-31 (YTD Data)Rank
Total interest income$37,823,000747
Total interest expense$9,384,000617
Net interest income$28,439,000769
Provision for loan and lease losses$3,000,0001,193
Total noninterest income$4,125,0001,212
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,165,0001,267
Trading account gains and fees$0146
Additional Noninterest Income$2,960,0001,051
Total noninterest expense$15,311,0001,287
Salaries and employee benefits$8,605,0001,153
Premises and equipment expense$2,055,0001,215
Additional noninterest expense$4,651,0001,474
Pre-tax net operating income$14,253,000471
Securities gains (losses)$03,838
Applicable income taxes$584,0001,880
Income before extraordinary items$13,669,000407
Extraordinary gains, net$029
Net income$13,669,000408
Minority interest net income$096
Net income of bank and minority interests.$13,669,000408
Net charge-offs$1,620,0001,775
Cash dividends$5,806,000377
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$13,669,000395
2011-09-30 (YTD Data)Rank
Total interest income$28,537,000755
Total interest expense$7,232,000623
Net interest income$21,305,000776
Provision for loan and lease losses$2,000,0001,237
Total noninterest income$2,568,0001,364
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$859,0001,300
Trading account gains and fees$0145
Additional Noninterest Income$1,709,0001,236
Total noninterest expense$10,980,0001,343
Salaries and employee benefits$6,067,0001,227
Premises and equipment expense$1,639,0001,153
Additional noninterest expense$3,274,0001,561
Pre-tax net operating income$10,893,000476
Securities gains (losses)$03,555
Applicable income taxes$437,0001,858
Income before extraordinary items$10,456,000402
Extraordinary gains, net$021
Net income$10,456,000402
Minority interest net income$087
Net income of bank and minority interests.$10,456,000402
Net charge-offs$1,084,0001,817
Cash dividends$4,592,000315
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$10,456,000395
2011-06-30 (YTD Data)Rank
Total interest income$18,663,000786
Total interest expense$4,909,000640
Net interest income$13,754,000805
Provision for loan and lease losses$1,350,0001,227
Total noninterest income$1,607,0001,408
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$559,0001,301
Trading account gains and fees$0153
Additional Noninterest Income$1,048,0001,299
Total noninterest expense$7,352,0001,350
Salaries and employee benefits$3,973,0001,253
Premises and equipment expense$1,096,0001,166
Additional noninterest expense$2,283,0001,513
Pre-tax net operating income$6,659,000499
Securities gains (losses)$02,914
Applicable income taxes$252,0001,981
Income before extraordinary items$6,407,000426
Extraordinary gains, net$015
Net income$6,407,000426
Minority interest net income$089
Net income of bank and minority interests.$6,407,000426
Net charge-offs$-61,0007,331
Cash dividends$3,491,000271
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,407,000409
2011-03-31 (YTD Data)Rank
Total interest income$9,253,000798
Total interest expense$2,495,000658
Net interest income$6,758,000820
Provision for loan and lease losses$750,0001,063
Total noninterest income$795,0001,427
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$257,0001,396
Trading account gains and fees$0158
Additional Noninterest Income$538,0001,290
Total noninterest expense$3,593,0001,389
Salaries and employee benefits$1,971,0001,272
Premises and equipment expense$549,0001,198
Additional noninterest expense$1,073,0001,617
Pre-tax net operating income$3,210,000521
Securities gains (losses)$01,772
Applicable income taxes$101,0002,164
Income before extraordinary items$3,109,000425
Extraordinary gains, net$09
Net income$3,109,000424
Minority interest net income$086
Net income of bank and minority interests.$3,109,000425
Net charge-offs$-13,0007,088
Cash dividends$1,746,000236
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,109,000418
2010-12-31 (YTD Data)Rank
Total interest income$37,201,000815
Total interest expense$12,054,000656
Net interest income$25,147,000869
Provision for loan and lease losses$3,060,0001,592
Total noninterest income$3,348,0001,436
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,296,0001,160
Trading account gains and fees$0175
Additional Noninterest Income$2,052,0001,383
Total noninterest expense$14,068,0001,414
Salaries and employee benefits$7,659,0001,286
Premises and equipment expense$1,981,0001,305
Additional noninterest expense$4,428,0001,626
Pre-tax net operating income$11,367,000481
Securities gains (losses)$03,793
Applicable income taxes$467,0001,951
Income before extraordinary items$10,900,000419
Extraordinary gains, net$029
Net income$10,900,000419
Minority interest net income$0111
Net income of bank and minority interests.$10,900,000420
Net charge-offs$1,870,0001,942
Cash dividends$5,192,000324
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,900,000403
2010-09-30 (YTD Data)Rank
Total interest income$27,796,000823
Total interest expense$9,198,000673
Net interest income$18,598,000892
Provision for loan and lease losses$1,860,0001,739
Total noninterest income$2,381,0001,482
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$983,0001,185
Trading account gains and fees$0165
Additional Noninterest Income$1,398,0001,405
Total noninterest expense$10,396,0001,430
Salaries and employee benefits$5,691,0001,300
Premises and equipment expense$1,619,0001,207
Additional noninterest expense$3,086,0001,722
Pre-tax net operating income$8,723,000490
Securities gains (losses)$03,651
Applicable income taxes$349,0002,004
Income before extraordinary items$8,374,000411
Extraordinary gains, net$023
Net income$8,374,000410
Minority interest net income$0110
Net income of bank and minority interests.$8,374,000412
Net charge-offs$471,0003,163
Cash dividends$4,175,000268
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,374,000399
2010-06-30 (YTD Data)Rank
Total interest income$18,405,000840
Total interest expense$6,237,000685
Net interest income$12,168,000905
Provision for loan and lease losses$1,200,0001,743
Total noninterest income$1,435,0001,554
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$649,0001,203
Trading account gains and fees$0152
Additional Noninterest Income$786,0001,538
Total noninterest expense$6,851,0001,438
Salaries and employee benefits$3,801,0001,301
Premises and equipment expense$1,080,0001,228
Additional noninterest expense$1,970,0001,782
Pre-tax net operating income$5,552,000495
Securities gains (losses)$03,184
Applicable income taxes$209,0002,080
Income before extraordinary items$5,343,000404
Extraordinary gains, net$019
Net income$5,343,000405
Minority interest net income$0105
Net income of bank and minority interests.$5,343,000405
Net charge-offs$251,0003,277
Cash dividends$3,188,000225
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,343,000396
2010-03-31 (YTD Data)Rank
Total interest income$9,200,000859
Total interest expense$3,122,000722
Net interest income$6,078,000920
Provision for loan and lease losses$600,0001,610
Total noninterest income$680,0001,629
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$295,0001,326
Trading account gains and fees$0175
Additional Noninterest Income$385,0001,547
Total noninterest expense$3,483,0001,444
Salaries and employee benefits$1,958,0001,277
Premises and equipment expense$536,0001,276
Additional noninterest expense$989,0001,764
Pre-tax net operating income$2,675,000509
Securities gains (losses)$02,284
Applicable income taxes$83,0002,302
Income before extraordinary items$2,592,000422
Extraordinary gains, net$016
Net income$2,592,000423
Minority interest net income$091
Net income of bank and minority interests.$2,592,000424
Net charge-offs$-53,0007,791
Cash dividends$1,594,000214
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,592,000412
2009-12-31 (YTD Data)Rank
Total interest income$38,538,000873
Total interest expense$16,010,000720
Net interest income$22,528,000961
Provision for loan and lease losses$3,000,0001,983
Total noninterest income$3,809,0001,349
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,597,0001,091
Trading account gains and fees$0211
Additional Noninterest Income$2,212,0001,279
Total noninterest expense$13,809,0001,495
Salaries and employee benefits$7,075,0001,425
Premises and equipment expense$2,055,0001,316
Additional noninterest expense$4,679,0001,598
Pre-tax net operating income$9,528,000451
Securities gains (losses)$03,754
Applicable income taxes$396,0001,773
Income before extraordinary items$9,132,000354
Extraordinary gains, net$034
Net income$9,132,000353
Minority interest net income$0115
Net income of bank and minority interests.$9,132,000354
Net charge-offs$850,0003,086
Cash dividends$4,920,000358
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$9,132,000353
2009-09-30 (YTD Data)Rank
Total interest income$29,187,000879
Total interest expense$12,628,000725
Net interest income$16,559,000986
Provision for loan and lease losses$1,800,0002,036
Total noninterest income$2,985,0001,328
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,231,0001,061
Trading account gains and fees$0212
Additional Noninterest Income$1,754,0001,260
Total noninterest expense$10,450,0001,471
Salaries and employee benefits$5,271,0001,455
Premises and equipment expense$1,640,0001,258
Additional noninterest expense$3,539,0001,520
Pre-tax net operating income$7,294,000463
Securities gains (losses)$03,497
Applicable income taxes$295,0001,936
Income before extraordinary items$6,999,000379
Extraordinary gains, net$027
Net income$6,999,000378
Minority interest net income$0118
Net income of bank and minority interests.$6,999,000379
Net charge-offs$120,0004,886
Cash dividends$4,061,000310
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,999,000371
2009-06-30 (YTD Data)Rank
Total interest income$19,505,000898
Total interest expense$8,696,000739
Net interest income$10,809,0001,005
Provision for loan and lease losses$1,200,0001,856
Total noninterest income$1,933,0001,368
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$787,0001,086
Trading account gains and fees$0193
Additional Noninterest Income$1,146,0001,302
Total noninterest expense$6,802,0001,528
Salaries and employee benefits$3,477,0001,492
Premises and equipment expense$1,106,0001,270
Additional noninterest expense$2,219,0001,640
Pre-tax net operating income$4,740,000467
Securities gains (losses)$03,136
Applicable income taxes$183,0002,050
Income before extraordinary items$4,557,000385
Extraordinary gains, net$021
Net income$4,557,000382
Minority interest net income$0112
Net income of bank and minority interests.$4,557,000384
Net charge-offs$75,0004,536
Cash dividends$3,200,000269
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,557,000368
2009-03-31 (YTD Data)Rank
Total interest income$9,841,000897
Total interest expense$4,467,000747
Net interest income$5,374,0001,006
Provision for loan and lease losses$600,0001,587
Total noninterest income$890,0001,422
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$362,0001,146
Trading account gains and fees$0171
Additional Noninterest Income$528,0001,342
Total noninterest expense$3,336,0001,496
Salaries and employee benefits$1,765,0001,485
Premises and equipment expense$555,0001,289
Additional noninterest expense$1,016,0001,590
Pre-tax net operating income$2,328,000507
Securities gains (losses)$02,434
Applicable income taxes$77,0002,438
Income before extraordinary items$2,251,000436
Extraordinary gains, net$015
Net income$2,251,000437
Minority interest net income$0102
Net income of bank and minority interests.$2,251,000438
Net charge-offs$-19,0007,986
Cash dividends$848,000539
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,251,000402
2008-12-31 (YTD Data)Rank
Total interest income$40,726,000920
Total interest expense$19,546,000805
Net interest income$21,180,0001,020
Provision for loan and lease losses$2,825,0001,455
Total noninterest income$4,787,0001,101
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,631,0001,091
Trading account gains and fees$0154
Additional Noninterest Income$3,156,000924
Total noninterest expense$12,908,0001,515
Salaries and employee benefits$6,275,0001,630
Premises and equipment expense$2,185,0001,249
Additional noninterest expense$4,448,0001,394
Pre-tax net operating income$10,234,000522
Securities gains (losses)$535,000354
Applicable income taxes$219,0002,722
Income before extraordinary items$10,550,000368
Extraordinary gains, net$039
Net income$10,550,000368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$800,0002,198
Cash dividends$4,899,000581
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$10,025,700404
2008-09-30 (YTD Data)Rank
Total interest income$30,618,000943
Total interest expense$14,775,000837
Net interest income$15,843,0001,039
Provision for loan and lease losses$1,275,0001,579
Total noninterest income$3,784,0001,091
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,216,0001,118
Trading account gains and fees$0148
Additional Noninterest Income$2,568,000917
Total noninterest expense$9,929,0001,463
Salaries and employee benefits$4,636,0001,677
Premises and equipment expense$1,803,0001,154
Additional noninterest expense$3,490,0001,304
Pre-tax net operating income$8,423,000593
Securities gains (losses)$534,000303
Applicable income taxes$140,0003,293
Income before extraordinary items$8,817,000416
Extraordinary gains, net$031
Net income$8,817,000415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,385
Cash dividends$4,076,000546
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,293,680461
2008-06-30 (YTD Data)Rank
Total interest income$20,512,000953
Total interest expense$10,051,000851
Net interest income$10,461,0001,046
Provision for loan and lease losses$840,0001,370
Total noninterest income$2,802,0001,011
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$798,0001,111
Trading account gains and fees$0149
Additional Noninterest Income$2,004,000843
Total noninterest expense$6,539,0001,478
Salaries and employee benefits$3,056,0001,707
Premises and equipment expense$1,179,0001,170
Additional noninterest expense$2,304,0001,293
Pre-tax net operating income$5,884,000600
Securities gains (losses)$535,000296
Applicable income taxes$248,0002,439
Income before extraordinary items$6,171,000453
Extraordinary gains, net$021
Net income$6,171,000452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,182
Cash dividends$3,075,000536
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,657,400485
2008-03-31 (YTD Data)Rank
Total interest income$10,404,000960
Total interest expense$5,379,000847
Net interest income$5,025,0001,083
Provision for loan and lease losses$405,0001,138
Total noninterest income$1,881,000789
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$381,0001,153
Trading account gains and fees$0158
Additional Noninterest Income$1,500,000613
Total noninterest expense$3,505,0001,364
Salaries and employee benefits$1,499,0001,756
Premises and equipment expense$579,0001,190
Additional noninterest expense$1,427,0001,008
Pre-tax net operating income$2,996,000652
Securities gains (losses)$02,688
Applicable income taxes$99,0002,817
Income before extraordinary items$2,897,000526
Extraordinary gains, net$015
Net income$2,897,000527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$875,000855
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,897,000500
2007-12-31 (YTD Data)Rank
Total interest income$41,888,0001,005
Total interest expense$24,480,000809
Net interest income$17,408,0001,287
Provision for loan and lease losses$1,470,0001,071
Total noninterest income$6,173,000925
Gross Fiduciary activities income$45,0001,029
Service charges on deposit accounts$1,680,0001,062
Trading account gains and fees$0178
Additional Noninterest Income$4,448,000760
Total noninterest expense$12,338,0001,499
Salaries and employee benefits$5,389,0001,872
Premises and equipment expense$2,095,0001,265
Additional noninterest expense$4,854,0001,171
Pre-tax net operating income$9,773,000871
Securities gains (losses)$02,146
Applicable income taxes$241,0003,660
Income before extraordinary items$9,532,000687
Extraordinary gains, net$039
Net income$9,532,000685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$889,0001,115
Cash dividends$4,435,000827
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,532,000681
2007-09-30 (YTD Data)Rank
Total interest income$31,026,0001,021
Total interest expense$18,275,000807
Net interest income$12,751,0001,318
Provision for loan and lease losses$1,065,000856
Total noninterest income$5,203,000834
Gross Fiduciary activities income$45,000985
Service charges on deposit accounts$1,250,0001,053
Trading account gains and fees$0184
Additional Noninterest Income$3,908,000664
Total noninterest expense$9,718,0001,407
Salaries and employee benefits$3,954,0001,902
Premises and equipment expense$1,530,0001,295
Additional noninterest expense$4,234,000975
Pre-tax net operating income$7,171,000965
Securities gains (losses)$01,655
Applicable income taxes$222,0003,587
Income before extraordinary items$6,949,000755
Extraordinary gains, net$033
Net income$6,949,000753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$509,0001,055
Cash dividends$3,535,000761
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,949,000745
2007-06-30 (YTD Data)Rank
Total interest income$20,183,0001,061
Total interest expense$11,911,000831
Net interest income$8,272,0001,378
Provision for loan and lease losses$690,000789
Total noninterest income$3,218,000920
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$818,0001,078
Trading account gains and fees$0168
Additional Noninterest Income$2,400,000732
Total noninterest expense$6,051,0001,518
Salaries and employee benefits$2,595,0001,961
Premises and equipment expense$996,0001,336
Additional noninterest expense$2,460,0001,133
Pre-tax net operating income$4,749,0001,011
Securities gains (losses)$01,444
Applicable income taxes$201,0003,264
Income before extraordinary items$4,548,000798
Extraordinary gains, net$029
Net income$4,548,000797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,302
Cash dividends$2,760,000693
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,548,000786
2007-03-31 (YTD Data)Rank
Total interest income$9,703,0001,099
Total interest expense$5,742,000856
Net interest income$3,961,0001,448
Provision for loan and lease losses$315,000762
Total noninterest income$2,192,000699
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$398,0001,081
Trading account gains and fees$0195
Additional Noninterest Income$1,794,000541
Total noninterest expense$3,446,0001,347
Salaries and employee benefits$1,286,0002,000
Premises and equipment expense$479,0001,404
Additional noninterest expense$1,681,000817
Pre-tax net operating income$2,392,000985
Securities gains (losses)$01,187
Applicable income taxes$99,0003,281
Income before extraordinary items$2,293,000785
Extraordinary gains, net$022
Net income$2,293,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$645,0001,157
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,293,000772
2006-12-31 (YTD Data)Rank
Total interest income$34,047,0001,159
Total interest expense$19,589,000850
Net interest income$14,458,0001,586
Provision for loan and lease losses$1,260,000832
Total noninterest income$6,454,000884
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,500,0001,184
Trading account gains and fees$0130
Additional Noninterest Income$4,954,000679
Total noninterest expense$10,896,0001,624
Salaries and employee benefits$4,722,0002,071
Premises and equipment expense$1,851,0001,391
Additional noninterest expense$4,323,0001,235
Pre-tax net operating income$8,756,0001,126
Securities gains (losses)$-124,0008,265
Applicable income taxes$376,0003,510
Income before extraordinary items$8,256,000915
Extraordinary gains, net$051
Net income$8,256,000915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,358
Cash dividends$4,362,000809
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,375,040885
2006-09-30 (YTD Data)Rank
Total interest income$25,135,0001,188
Total interest expense$14,223,000864
Net interest income$10,912,0001,593
Provision for loan and lease losses$945,000791
Total noninterest income$4,124,0001,024
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,063,0001,260
Trading account gains and fees$0126
Additional Noninterest Income$3,061,000804
Total noninterest expense$7,445,0001,789
Salaries and employee benefits$3,450,0002,128
Premises and equipment expense$1,381,0001,409
Additional noninterest expense$2,614,0001,515
Pre-tax net operating income$6,646,0001,152
Securities gains (losses)$01,388
Applicable income taxes$291,0003,627
Income before extraordinary items$6,355,000916
Extraordinary gains, net$045
Net income$6,355,000915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,741
Cash dividends$3,736,000699
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,355,000905
2006-06-30 (YTD Data)Rank
Total interest income$15,880,0001,229
Total interest expense$8,818,000877
Net interest income$7,062,0001,638
Provision for loan and lease losses$630,000780
Total noninterest income$3,023,000946
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$678,0001,309
Trading account gains and fees$0126
Additional Noninterest Income$2,345,000711
Total noninterest expense$5,093,0001,745
Salaries and employee benefits$2,292,0002,146
Premises and equipment expense$901,0001,441
Additional noninterest expense$1,900,0001,399
Pre-tax net operating income$4,362,0001,166
Securities gains (losses)$01,185
Applicable income taxes$191,0003,673
Income before extraordinary items$4,171,000930
Extraordinary gains, net$039
Net income$4,171,000931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,025
Cash dividends$3,110,000552
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,171,000909
2006-03-31 (YTD Data)Rank
Total interest income$7,846,0001,219
Total interest expense$4,355,000849
Net interest income$3,491,0001,648
Provision for loan and lease losses$315,000742
Total noninterest income$2,126,000699
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$307,0001,399
Trading account gains and fees$0115
Additional Noninterest Income$1,819,000525
Total noninterest expense$2,777,0001,623
Salaries and employee benefits$1,137,0002,168
Premises and equipment expense$443,0001,475
Additional noninterest expense$1,197,0001,123
Pre-tax net operating income$2,525,000992
Securities gains (losses)$0955
Applicable income taxes$110,0003,471
Income before extraordinary items$2,415,000792
Extraordinary gains, net$021
Net income$2,415,000791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,900
Cash dividends$511,0001,296
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,415,000777
2005-12-31 (YTD Data)Rank
Total interest income$26,058,0001,281
Total interest expense$13,159,000860
Net interest income$12,899,0001,706
Provision for loan and lease losses$1,460,000739
Total noninterest income$5,396,0001,027
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,243,0001,403
Trading account gains and fees$0138
Additional Noninterest Income$4,153,000772
Total noninterest expense$9,602,0001,772
Salaries and employee benefits$3,941,0002,324
Premises and equipment expense$1,586,0001,534
Additional noninterest expense$4,075,0001,271
Pre-tax net operating income$7,233,0001,329
Securities gains (losses)$-1,0006,938
Applicable income taxes$318,0004,058
Income before extraordinary items$6,914,0001,046
Extraordinary gains, net$046
Net income$6,914,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$462,0001,237
Cash dividends$2,943,0001,057
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,914,9601,024
2005-09-30 (YTD Data)Rank
Total interest income$18,589,0001,306
Total interest expense$9,160,000865
Net interest income$9,429,0001,730
Provision for loan and lease losses$1,145,000671
Total noninterest income$4,259,000994
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$902,0001,435
Trading account gains and fees$0126
Additional Noninterest Income$3,357,000741
Total noninterest expense$7,184,0001,749
Salaries and employee benefits$2,866,0002,359
Premises and equipment expense$1,192,0001,524
Additional noninterest expense$3,126,0001,221
Pre-tax net operating income$5,359,0001,344
Securities gains (losses)$-1,0007,299
Applicable income taxes$199,0004,426
Income before extraordinary items$5,159,0001,043
Extraordinary gains, net$035
Net income$5,159,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,159
Cash dividends$2,410,000910
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,159,9601,024
2005-06-30 (YTD Data)Rank
Total interest income$11,872,0001,321
Total interest expense$5,804,000859
Net interest income$6,068,0001,775
Provision for loan and lease losses$830,000611
Total noninterest income$3,009,000924
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$584,0001,445
Trading account gains and fees$0116
Additional Noninterest Income$2,425,000699
Total noninterest expense$4,719,0001,768
Salaries and employee benefits$1,844,0002,415
Premises and equipment expense$775,0001,551
Additional noninterest expense$2,100,0001,193
Pre-tax net operating income$3,528,0001,327
Securities gains (losses)$-1,0007,609
Applicable income taxes$131,0004,443
Income before extraordinary items$3,396,0001,030
Extraordinary gains, net$030
Net income$3,396,0001,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,000851
Cash dividends$1,900,000769
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,396,9601,010
2005-03-31 (YTD Data)Rank
Total interest income$5,920,0001,295
Total interest expense$2,916,000823
Net interest income$3,004,0001,778
Provision for loan and lease losses$465,000503
Total noninterest income$2,000,000714
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$268,0001,520
Trading account gains and fees$0115
Additional Noninterest Income$1,732,000522
Total noninterest expense$2,465,0001,708
Salaries and employee benefits$955,0002,380
Premises and equipment expense$394,0001,544
Additional noninterest expense$1,116,0001,106
Pre-tax net operating income$2,074,0001,114
Securities gains (losses)$01,685
Applicable income taxes$67,0004,351
Income before extraordinary items$2,007,000866
Extraordinary gains, net$024
Net income$2,007,000867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,501
Cash dividends$399,0001,479
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,007,000846
2004-12-31 (YTD Data)Rank
Total interest income$20,524,0001,394
Total interest expense$8,656,000941
Net interest income$11,868,0001,701
Provision for loan and lease losses$1,625,000663
Total noninterest income$3,978,0001,278
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,129,0001,557
Trading account gains and fees$0138
Additional Noninterest Income$2,849,0001,025
Total noninterest expense$7,645,0002,087
Salaries and employee benefits$3,586,0002,435
Premises and equipment expense$1,304,0001,770
Additional noninterest expense$2,755,0001,767
Pre-tax net operating income$6,576,0001,314
Securities gains (losses)$03,819
Applicable income taxes$265,0004,376
Income before extraordinary items$6,311,0001,040
Extraordinary gains, net$034
Net income$6,311,0001,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,683,000526
Cash dividends$3,209,000920
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,311,0001,010
2004-09-30 (YTD Data)Rank
Total interest income$14,802,0001,441
Total interest expense$6,052,000984
Net interest income$8,750,0001,721
Provision for loan and lease losses$945,000821
Total noninterest income$3,331,0001,202
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$828,0001,593
Trading account gains and fees$0134
Additional Noninterest Income$2,503,000920
Total noninterest expense$5,788,0002,063
Salaries and employee benefits$2,674,0002,420
Premises and equipment expense$940,0001,846
Additional noninterest expense$2,174,0001,666
Pre-tax net operating income$5,348,0001,228
Securities gains (losses)$03,710
Applicable income taxes$234,0004,203
Income before extraordinary items$5,114,000976
Extraordinary gains, net$026
Net income$5,114,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-272,0008,943
Cash dividends$2,805,000735
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,114,000938
2004-06-30 (YTD Data)Rank
Total interest income$9,543,0001,486
Total interest expense$3,820,0001,021
Net interest income$5,723,0001,742
Provision for loan and lease losses$630,000800
Total noninterest income$2,534,0001,073
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$536,0001,626
Trading account gains and fees$0130
Additional Noninterest Income$1,998,000800
Total noninterest expense$3,847,0002,068
Salaries and employee benefits$1,735,0002,476
Premises and equipment expense$609,0001,872
Additional noninterest expense$1,503,0001,604
Pre-tax net operating income$3,780,0001,140
Securities gains (losses)$03,413
Applicable income taxes$165,0004,094
Income before extraordinary items$3,615,000907
Extraordinary gains, net$021
Net income$3,615,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-188,0008,977
Cash dividends$2,405,000604
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,615,000864
2004-03-31 (YTD Data)Rank
Total interest income$4,753,0001,490
Total interest expense$1,950,0001,020
Net interest income$2,803,0001,773
Provision for loan and lease losses$315,000764
Total noninterest income$1,727,000805
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$250,0001,698
Trading account gains and fees$0121
Additional Noninterest Income$1,477,000594
Total noninterest expense$2,073,0001,932
Salaries and employee benefits$861,0002,517
Premises and equipment expense$301,0001,926
Additional noninterest expense$911,0001,327
Pre-tax net operating income$2,142,0001,007
Securities gains (losses)$02,934
Applicable income taxes$93,0003,908
Income before extraordinary items$2,049,000814
Extraordinary gains, net$016
Net income$2,049,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,593
Cash dividends$405,0001,419
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,049,000764
2003-12-31 (YTD Data)Rank
Total interest income$19,629,0001,460
Total interest expense$7,829,0001,142
Net interest income$11,800,0001,644
Provision for loan and lease losses$1,358,000886
Total noninterest income$2,350,0002,055
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,072,0001,595
Trading account gains and fees$0160
Additional Noninterest Income$1,278,0002,034
Total noninterest expense$6,596,0002,378
Salaries and employee benefits$3,288,0002,544
Premises and equipment expense$1,053,0002,158
Additional noninterest expense$2,255,0002,133
Pre-tax net operating income$6,196,0001,332
Securities gains (losses)$04,500
Applicable income taxes$229,0004,716
Income before extraordinary items$5,967,0001,081
Extraordinary gains, net$054
Net income$5,967,0001,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0002,119
Cash dividends$3,187,000948
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,967,0001,021
2003-09-30 (YTD Data)Rank
Total interest income$14,775,0001,484
Total interest expense$5,873,0001,186
Net interest income$8,902,0001,647
Provision for loan and lease losses$1,043,000869
Total noninterest income$1,714,0002,139
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$777,0001,662
Trading account gains and fees$0153
Additional Noninterest Income$937,0002,145
Total noninterest expense$4,872,0002,421
Salaries and employee benefits$2,382,0002,652
Premises and equipment expense$813,0002,112
Additional noninterest expense$1,677,0002,142
Pre-tax net operating income$4,701,0001,376
Securities gains (losses)$04,204
Applicable income taxes$206,0004,604
Income before extraordinary items$4,495,0001,118
Extraordinary gains, net$040
Net income$4,495,0001,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,780
Cash dividends$2,719,000789
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,495,0001,048
2003-06-30 (YTD Data)Rank
Total interest income$9,778,0001,513
Total interest expense$3,918,0001,226
Net interest income$5,860,0001,663
Provision for loan and lease losses$728,000852
Total noninterest income$1,094,0002,209
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$494,0001,716
Trading account gains and fees$0150
Additional Noninterest Income$600,0002,192
Total noninterest expense$3,095,0002,521
Salaries and employee benefits$1,504,0002,775
Premises and equipment expense$534,0002,127
Additional noninterest expense$1,057,0002,249
Pre-tax net operating income$3,131,0001,369
Securities gains (losses)$03,782
Applicable income taxes$137,0004,645
Income before extraordinary items$2,994,0001,128
Extraordinary gains, net$030
Net income$2,994,0001,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$2,233,000673
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,994,0001,037
2003-03-31 (YTD Data)Rank
Total interest income$4,924,0001,513
Total interest expense$1,992,0001,227
Net interest income$2,932,0001,663
Provision for loan and lease losses$315,000878
Total noninterest income$529,0002,191
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$233,0001,748
Trading account gains and fees$0134
Additional Noninterest Income$296,0002,129
Total noninterest expense$1,553,0002,491
Salaries and employee benefits$783,0002,668
Premises and equipment expense$263,0002,152
Additional noninterest expense$507,0002,303
Pre-tax net operating income$1,593,0001,348
Securities gains (losses)$02,891
Applicable income taxes$48,0005,169
Income before extraordinary items$1,545,0001,073
Extraordinary gains, net$021
Net income$1,545,0001,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,980
Cash dividends$633,0001,002
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,545,0001,001
2002-12-31 (YTD Data)Rank
Total interest income$19,965,0001,548
Total interest expense$8,573,0001,306
Net interest income$11,392,0001,703
Provision for loan and lease losses$1,260,0001,080
Total noninterest income$2,101,0002,048
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$997,0001,625
Trading account gains and fees$0153
Additional Noninterest Income$1,104,0002,044
Total noninterest expense$5,998,0002,462
Salaries and employee benefits$3,081,0002,561
Premises and equipment expense$851,0002,536
Additional noninterest expense$2,066,0002,236
Pre-tax net operating income$6,235,0001,344
Securities gains (losses)$04,537
Applicable income taxes$261,0004,685
Income before extraordinary items$5,974,0001,051
Extraordinary gains, net$070
Net income$5,974,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$889,0001,075
Cash dividends$870,0002,497
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,974,0001,008
2001-12-31 (YTD Data)Rank
Total interest income$20,036,0001,696
Total interest expense$11,079,0001,463
Net interest income$8,957,0001,989
Provision for loan and lease losses$1,831,000758
Total noninterest income$2,030,0001,992
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$912,0001,654
Trading account gains and fees$0177
Additional Noninterest Income$1,118,0001,891
Total noninterest expense$5,535,0002,551
Salaries and employee benefits$2,772,0002,694
Premises and equipment expense$809,0002,606
Additional noninterest expense$1,954,0002,290
Pre-tax net operating income$3,621,0001,925
Securities gains (losses)$04,612
Applicable income taxes$144,0005,510
Income before extraordinary items$3,477,0001,538
Extraordinary gains, net$0105
Net income$3,477,0001,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,870,000599
Cash dividends$1,407,0001,744
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,477,0001,473
2000-12-31 (YTD Data)Rank
Total interest income$19,223,0001,802
Total interest expense$11,191,0001,533
Net interest income$8,032,0002,213
Provision for loan and lease losses$645,0001,513
Total noninterest income$2,033,0001,849
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$704,0001,959
Trading account gains and fees$0180
Additional Noninterest Income$1,329,0001,525
Total noninterest expense$5,323,0002,555
Salaries and employee benefits$2,639,0002,701
Premises and equipment expense$695,0002,893
Additional noninterest expense$1,989,0002,170
Pre-tax net operating income$4,097,0001,781
Securities gains (losses)$-21,0008,768
Applicable income taxes$167,0005,746
Income before extraordinary items$3,909,0001,348
Extraordinary gains, net$038
Net income$3,909,0001,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,647
Cash dividends$1,915,0001,408
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,929,1601,330
1999-12-31 (YTD Data)Rank
Total interest income$15,431,0002,108
Total interest expense$8,053,0001,858
Net interest income$7,378,0002,394
Provision for loan and lease losses$510,0001,735
Total noninterest income$1,947,0001,893
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$487,0002,693
Trading account gains and fees$0173
Additional Noninterest Income$1,460,0001,426
Total noninterest expense$4,849,0002,788
Salaries and employee benefits$2,430,0002,879
Premises and equipment expense$685,0002,918
Additional noninterest expense$1,734,0002,499
Pre-tax net operating income$3,966,0001,851
Securities gains (losses)$-29,0009,649
Applicable income taxes$160,0006,155
Income before extraordinary items$3,777,0001,410
Extraordinary gains, net$035
Net income$3,777,0001,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,527
Cash dividends$2,045,0001,333
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,804,8401,383
1998-12-31 (YTD Data)Rank
Total interest income$13,290,0002,449
Total interest expense$6,912,0002,190
Net interest income$6,378,0002,687
Provision for loan and lease losses$420,0001,980
Total noninterest income$1,958,0001,868
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$501,0002,560
Trading account gains and fees$0224
Additional Noninterest Income$1,457,0001,430
Total noninterest expense$4,514,0002,881
Salaries and employee benefits$2,149,0003,119
Premises and equipment expense$669,0002,880
Additional noninterest expense$1,696,0002,454
Pre-tax net operating income$3,402,0002,121
Securities gains (losses)$04,449
Applicable income taxes$1,016,0002,292
Income before extraordinary items$2,386,0002,193
Extraordinary gains, net$032
Net income$2,386,0002,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,812
Cash dividends$2,070,0001,286
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,386,0002,118
1997-12-31 (YTD Data)Rank
Total interest income$11,403,0002,868
Total interest expense$5,819,0002,564
Net interest income$5,584,0003,133
Provision for loan and lease losses$360,0002,248
Total noninterest income$1,511,0002,182
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$503,0002,609
Trading account gains and fees$0239
Additional Noninterest Income$1,008,0001,724
Total noninterest expense$4,013,0003,174
Salaries and employee benefits$1,823,0003,595
Premises and equipment expense$556,0003,386
Additional noninterest expense$1,634,0002,511
Pre-tax net operating income$2,722,0002,714
Securities gains (losses)$03,944
Applicable income taxes$-54,00010,633
Income before extraordinary items$2,776,0001,901
Extraordinary gains, net$044
Net income$2,776,0001,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,298
Cash dividends$379,0004,090
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,776,0001,846
1996-12-31 (YTD Data)Rank
Total interest income$10,441,0003,152
Total interest expense$5,282,0002,869
Net interest income$5,159,0003,448
Provision for loan and lease losses$420,0002,004
Total noninterest income$1,686,0002,104
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$555,0002,454
Trading account gains and fees$0262
Additional Noninterest Income$1,131,0001,664
Total noninterest expense$3,546,0003,732
Salaries and employee benefits$1,767,0003,736
Premises and equipment expense$474,0003,941
Additional noninterest expense$1,305,0003,521
Pre-tax net operating income$2,879,0002,457
Securities gains (losses)$-13,00010,409
Applicable income taxes$670,0003,277
Income before extraordinary items$2,196,0002,250
Extraordinary gains, net$053
Net income$2,196,0002,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$404,0001,672
Cash dividends$94,0006,848
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,206,0102,183
1995-12-31 (YTD Data)Rank
Total interest income$9,954,0003,292
Total interest expense$4,877,0003,089
Net interest income$5,077,0003,482
Provision for loan and lease losses$300,0002,267
Total noninterest income$1,386,0002,428
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$569,0002,380
Trading account gains and fees$0522
Additional Noninterest Income$817,0002,069
Total noninterest expense$3,556,0003,683
Salaries and employee benefits$1,678,0003,865
Premises and equipment expense$463,0004,021
Additional noninterest expense$1,415,0003,236
Pre-tax net operating income$2,607,0002,727
Securities gains (losses)$-3,0009,402
Applicable income taxes$618,0003,594
Income before extraordinary items$1,986,0002,532
Extraordinary gains, net$065
Net income$1,986,0002,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,576
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,988,2802,499
1994-12-31 (YTD Data)Rank
Total interest income$7,604,0003,918
Total interest expense$3,331,0003,596
Net interest income$4,274,0004,111
Provision for loan and lease losses$250,0002,585
Total noninterest income$1,320,0002,547
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$597,0002,284
Trading account gains and feesNANA
Additional Noninterest Income$723,0002,278
Total noninterest expense$3,475,0003,870
Salaries and employee benefits$1,551,0004,163
Premises and equipment expense$435,0004,285
Additional noninterest expense$1,489,0003,318
Pre-tax net operating income$1,869,0003,630
Securities gains (losses)$03,600
Applicable income taxes$327,0005,543
Income before extraordinary items$1,542,0003,099
Extraordinary gains, net$0249
Net income$1,542,0003,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,267
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,542,0003,124
1993-12-31 (YTD Data)Rank
Total interest income$6,442,0004,650
Total interest expense$2,625,0004,616
Net interest income$3,817,0004,593
Provision for loan and lease losses$156,0004,539
Total noninterest income$1,153,0002,996
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$535,0002,596
Trading account gains and feesNANA
Additional Noninterest Income$618,0002,828
Total noninterest expense$2,943,0004,594
Salaries and employee benefits$1,305,0004,860
Premises and equipment expense$339,0005,353
Additional noninterest expense$1,299,0003,941
Pre-tax net operating income$1,871,0003,539
Securities gains (losses)$07,477
Applicable income taxes$421,0004,821
Income before extraordinary items$1,450,0003,344
Extraordinary gains, net$222,000940
Net income$1,672,0003,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0006,216
Cash dividends$70,0007,518
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,450,0003,161
1992-12-31 (YTD Data)Rank
Total interest income$5,377,0006,002
Total interest expense$2,490,0006,017
Net interest income$2,887,0005,899
Provision for loan and lease losses$44,0009,347
Total noninterest income$794,0004,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$493,0002,819
Trading account gains and feesNANA
Additional Noninterest Income$301,0004,418
Total noninterest expense$2,228,0005,849
Salaries and employee benefits$1,002,0006,015
Premises and equipment expense$368,0005,137
Additional noninterest expense$858,0005,745
Pre-tax net operating income$1,409,0004,287
Securities gains (losses)$7,0006,774
Applicable income taxes$398,0004,812
Income before extraordinary items$1,018,0004,423
Extraordinary gains, net$01,422
Net income$1,018,0004,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0009,354
Cash dividends$136,0005,966
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,012,9604,126

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.