Home > Korea First Bank of New York > Income and Expense
Korea First Bank of New York, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,207,000 | 4,285 |
| Total interest expense | $3,326,000 | 4,226 |
| Net interest income | $3,881,000 | 4,292 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $2,011,000 | 1,848 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $592,000 | 2,262 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,419,000 | 1,447 |
| Total noninterest expense | $8,438,000 | 1,626 |
| Salaries and employee benefits | $4,314,000 | 1,604 |
| Premises and equipment expense | $1,310,000 | 1,563 |
| Additional noninterest expense | $2,814,000 | 1,583 |
| Pre-tax net operating income | $-2,546,000 | 10,167 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-2,546,000 | 10,173 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,546,000 | 10,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,642,000 | 10,212 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-2,546,000 | 10,169 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,027,000 | 3,224 |
| Total interest expense | $4,062,000 | 3,636 |
| Net interest income | $5,965,000 | 2,894 |
| Provision for loan and lease losses | $1,786,000 | 636 |
| Total noninterest income | $2,356,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $696,000 | 1,837 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,660,000 | 1,313 |
| Total noninterest expense | $8,642,000 | 1,538 |
| Salaries and employee benefits | $4,222,000 | 1,570 |
| Premises and equipment expense | $1,543,000 | 1,246 |
| Additional noninterest expense | $2,877,000 | 1,500 |
| Pre-tax net operating income | $-2,107,000 | 10,415 |
| Securities gains (losses) | $-31,000 | 10,330 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-2,138,000 | 10,423 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-2,138,000 | 10,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,837,000 | 494 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-2,107,000 | 10,407 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,004,000 | 2,525 |
| Total interest expense | $4,936,000 | 3,020 |
| Net interest income | $8,068,000 | 2,176 |
| Provision for loan and lease losses | $10,378,000 | 206 |
| Total noninterest income | $2,246,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $775,000 | 1,672 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,471,000 | 1,339 |
| Total noninterest expense | $10,514,000 | 1,262 |
| Salaries and employee benefits | $5,494,000 | 1,199 |
| Premises and equipment expense | $1,623,000 | 1,220 |
| Additional noninterest expense | $3,397,000 | 1,291 |
| Pre-tax net operating income | $-10,578,000 | 10,930 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $6,120,000 | 530 |
| Income before extraordinary items | $-16,698,000 | 10,917 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-16,698,000 | 10,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,259,000 | 173 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 86 |
| Net operating income | $-16,698,000 | 10,915 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,947,000 | 2,112 |
| Total interest expense | $5,864,000 | 2,596 |
| Net interest income | $10,083,000 | 1,757 |
| Provision for loan and lease losses | $12,852,000 | 173 |
| Total noninterest income | $2,861,000 | 1,411 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,277,000 | 1,030 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,584,000 | 1,351 |
| Total noninterest expense | $10,375,000 | 1,379 |
| Salaries and employee benefits | $6,161,000 | 1,090 |
| Premises and equipment expense | $1,515,000 | 1,348 |
| Additional noninterest expense | $2,699,000 | 1,891 |
| Pre-tax net operating income | $-10,283,000 | 11,463 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-4,108,000 | 11,430 |
| Income before extraordinary items | $-6,175,000 | 11,434 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-6,175,000 | 11,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,689,000 | 181 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-6,175,000 | 11,433 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,329,000 | 1,850 |
| Total interest expense | $6,912,000 | 2,261 |
| Net interest income | $11,417,000 | 1,566 |
| Provision for loan and lease losses | $8,457,000 | 209 |
| Total noninterest income | $3,225,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,621,000 | 805 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,604,000 | 1,324 |
| Total noninterest expense | $9,320,000 | 1,523 |
| Salaries and employee benefits | $5,270,000 | 1,265 |
| Premises and equipment expense | $1,425,000 | 1,443 |
| Additional noninterest expense | $2,625,000 | 1,902 |
| Pre-tax net operating income | $-3,135,000 | 11,947 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-1,007,000 | 11,910 |
| Income before extraordinary items | $-2,128,000 | 11,908 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-2,128,000 | 11,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,011,000 | 220 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 124 |
| Net operating income | $-2,128,000 | 11,906 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,702,000 | 2,387 |
| Total interest expense | $3,983,000 | 3,070 |
| Net interest income | $8,719,000 | 2,069 |
| Provision for loan and lease losses | $3,465,000 | 384 |
| Total noninterest income | $3,774,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,229,000 | 617 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,545,000 | 1,351 |
| Total noninterest expense | $8,001,000 | 1,816 |
| Salaries and employee benefits | $4,745,000 | 1,424 |
| Premises and equipment expense | $1,061,000 | 1,923 |
| Additional noninterest expense | $2,195,000 | 2,395 |
| Pre-tax net operating income | $1,027,000 | 5,841 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $182,000 | 7,671 |
| Income before extraordinary items | $845,000 | 5,143 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $845,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,260,000 | 404 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $845,000 | 5,194 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,376,000 | 3,654 |
| Total interest expense | $2,496,000 | 4,813 |
| Net interest income | $5,880,000 | 3,086 |
| Provision for loan and lease losses | $2,920,000 | 624 |
| Total noninterest income | $2,897,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,808,000 | 745 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,089,000 | 1,920 |
| Total noninterest expense | $7,042,000 | 2,080 |
| Salaries and employee benefits | $3,271,000 | 2,030 |
| Premises and equipment expense | $963,000 | 2,133 |
| Additional noninterest expense | $2,808,000 | 2,015 |
| Pre-tax net operating income | $-1,185,000 | 13,002 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-360,000 | 13,104 |
| Income before extraordinary items | $-825,000 | 12,974 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-825,000 | 12,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,858,000 | 581 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-825,000 | 12,929 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,495,000 | 3,674 |
| Total interest expense | $3,256,000 | 4,835 |
| Net interest income | $6,239,000 | 2,921 |
| Provision for loan and lease losses | $2,360,000 | 1,014 |
| Total noninterest income | $2,183,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,373,000 | 946 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $810,000 | 2,297 |
| Total noninterest expense | $5,644,000 | 2,561 |
| Salaries and employee benefits | $3,156,000 | 2,084 |
| Premises and equipment expense | $715,000 | 2,866 |
| Additional noninterest expense | $1,773,000 | 3,094 |
| Pre-tax net operating income | $418,000 | 9,079 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $287,000 | 6,115 |
| Income before extraordinary items | $131,000 | 11,531 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $131,000 | 11,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,915,000 | 986 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $131,000 | 11,203 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.