Home > Kopernik Bank > Income and Expense
Kopernik Bank, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,260,000 | 3,354 |
| Total interest expense | $796,000 | 3,275 |
| Net interest income | $5,464,000 | 3,327 |
| Provision for loan and lease losses | $-19,000 | 5,102 |
| Total noninterest income | $460,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $20,000 | 5,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 3,231 |
| Total noninterest expense | $3,171,000 | 3,912 |
| Salaries and employee benefits | $1,763,000 | 3,904 |
| Premises and equipment expense | $322,000 | 3,907 |
| Additional noninterest expense | $1,086,000 | 3,759 |
| Pre-tax net operating income | $2,772,000 | 2,627 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $735,000 | 1,650 |
| Income before extraordinary items | $2,037,000 | 2,906 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,037,000 | 2,905 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,037,000 | 2,905 |
| Net charge-offs | $-38,000 | 4,825 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,037,000 | 2,904 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 3,384 |
| Total interest expense | $606,000 | 3,182 |
| Net interest income | $4,067,000 | 3,370 |
| Provision for loan and lease losses | $-31,000 | 5,232 |
| Total noninterest income | $83,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $13,000 | 5,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 4,684 |
| Total noninterest expense | $2,357,000 | 3,956 |
| Salaries and employee benefits | $1,334,000 | 3,916 |
| Premises and equipment expense | $254,000 | 3,858 |
| Additional noninterest expense | $769,000 | 3,885 |
| Pre-tax net operating income | $1,824,000 | 2,882 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $489,000 | 1,808 |
| Income before extraordinary items | $1,335,000 | 3,169 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,335,000 | 3,167 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,335,000 | 3,168 |
| Net charge-offs | $-31,000 | 4,796 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,335,000 | 3,160 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 3,399 |
| Total interest expense | $406,000 | 3,094 |
| Net interest income | $2,661,000 | 3,404 |
| Provision for loan and lease losses | $-31,000 | 5,326 |
| Total noninterest income | $57,000 | 5,088 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $7,000 | 5,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,683 |
| Total noninterest expense | $1,645,000 | 3,898 |
| Salaries and employee benefits | $977,000 | 3,756 |
| Premises and equipment expense | $185,000 | 3,734 |
| Additional noninterest expense | $483,000 | 4,010 |
| Pre-tax net operating income | $1,104,000 | 3,015 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $293,000 | 1,888 |
| Income before extraordinary items | $811,000 | 3,269 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $811,000 | 3,268 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $811,000 | 3,268 |
| Net charge-offs | $-14,000 | 4,630 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $811,000 | 3,261 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 3,444 |
| Total interest expense | $197,000 | 3,098 |
| Net interest income | $1,303,000 | 3,458 |
| Provision for loan and lease losses | $-23,000 | 5,435 |
| Total noninterest income | $55,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $4,000 | 5,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,130 |
| Total noninterest expense | $948,000 | 3,657 |
| Salaries and employee benefits | $545,000 | 3,591 |
| Premises and equipment expense | $89,000 | 3,840 |
| Additional noninterest expense | $314,000 | 3,557 |
| Pre-tax net operating income | $433,000 | 3,325 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $106,000 | 2,133 |
| Income before extraordinary items | $327,000 | 3,552 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $327,000 | 3,551 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $327,000 | 3,552 |
| Net charge-offs | $-14,000 | 4,864 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $327,000 | 3,552 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 3,914 |
| Total interest expense | $685,000 | 3,162 |
| Net interest income | $3,849,000 | 4,004 |
| Provision for loan and lease losses | $56,000 | 3,503 |
| Total noninterest income | $4,541,000 | 1,186 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $10,000 | 5,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,531,000 | 873 |
| Total noninterest expense | $3,232,000 | 3,977 |
| Salaries and employee benefits | $2,083,000 | 3,676 |
| Premises and equipment expense | $202,000 | 4,705 |
| Additional noninterest expense | $947,000 | 4,108 |
| Pre-tax net operating income | $5,102,000 | 1,681 |
| Securities gains (losses) | $-320,000 | 5,550 |
| Applicable income taxes | $1,186,000 | 1,726 |
| Income before extraordinary items | $3,596,000 | 1,753 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,596,000 | 1,754 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,596,000 | 1,754 |
| Net charge-offs | $11,000 | 3,661 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,836,000 | 1,644 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 4,154 |
| Total interest expense | $474,000 | 3,302 |
| Net interest income | $2,571,000 | 4,251 |
| Provision for loan and lease losses | $38,000 | 3,443 |
| Total noninterest income | $109,000 | 5,125 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $6,000 | 5,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 4,611 |
| Total noninterest expense | $1,359,000 | 4,876 |
| Salaries and employee benefits | $727,000 | 4,910 |
| Premises and equipment expense | $114,000 | 5,036 |
| Additional noninterest expense | $518,000 | 4,634 |
| Pre-tax net operating income | $1,283,000 | 3,387 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $493,000 | 2,083 |
| Income before extraordinary items | $789,000 | 3,859 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $789,000 | 3,857 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $789,000 | 3,859 |
| Net charge-offs | $32,000 | 2,743 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $789,640 | 3,844 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 4,216 |
| Total interest expense | $298,000 | 3,379 |
| Net interest income | $1,679,000 | 4,290 |
| Provision for loan and lease losses | $54,000 | 2,791 |
| Total noninterest income | $103,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $4,000 | 5,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 4,275 |
| Total noninterest expense | $944,000 | 4,867 |
| Salaries and employee benefits | $513,000 | 4,868 |
| Premises and equipment expense | $88,000 | 4,922 |
| Additional noninterest expense | $343,000 | 4,683 |
| Pre-tax net operating income | $784,000 | 3,496 |
| Securities gains (losses) | $-1,000 | 5,255 |
| Applicable income taxes | $309,000 | 2,119 |
| Income before extraordinary items | $474,000 | 3,961 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $474,000 | 3,960 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $474,000 | 3,961 |
| Net charge-offs | $41,000 | 2,135 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $474,640 | 3,949 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $950,000 | 4,294 |
| Total interest expense | $140,000 | 3,462 |
| Net interest income | $810,000 | 4,359 |
| Provision for loan and lease losses | $2,000 | 3,483 |
| Total noninterest income | $93,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $1,000 | 5,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,577 |
| Total noninterest expense | $495,000 | 4,869 |
| Salaries and employee benefits | $230,000 | 5,051 |
| Premises and equipment expense | $56,000 | 4,682 |
| Additional noninterest expense | $209,000 | 4,388 |
| Pre-tax net operating income | $406,000 | 3,399 |
| Securities gains (losses) | $-1,000 | 5,454 |
| Applicable income taxes | $166,000 | 2,027 |
| Income before extraordinary items | $239,000 | 3,921 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $239,000 | 3,919 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $239,000 | 3,921 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $239,640 | 3,902 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 4,506 |
| Total interest expense | $546,000 | 3,484 |
| Net interest income | $2,895,000 | 4,586 |
| Provision for loan and lease losses | $99,000 | 3,176 |
| Total noninterest income | $599,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $21,000 | 5,559 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $578,000 | 3,062 |
| Total noninterest expense | $2,695,000 | 4,436 |
| Salaries and employee benefits | $1,045,000 | 4,947 |
| Premises and equipment expense | $427,000 | 3,667 |
| Additional noninterest expense | $1,223,000 | 3,767 |
| Pre-tax net operating income | $700,000 | 4,504 |
| Securities gains (losses) | $281,000 | 694 |
| Applicable income taxes | $146,000 | 3,108 |
| Income before extraordinary items | $835,000 | 4,139 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $835,000 | 4,137 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $835,000 | 4,138 |
| Net charge-offs | $138,000 | 2,309 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $596,150 | 4,493 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 4,594 |
| Total interest expense | $404,000 | 3,534 |
| Net interest income | $2,088,000 | 4,681 |
| Provision for loan and lease losses | $114,000 | 2,613 |
| Total noninterest income | $579,000 | 3,442 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $18,000 | 5,585 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $561,000 | 2,735 |
| Total noninterest expense | $2,071,000 | 4,412 |
| Salaries and employee benefits | $814,000 | 4,911 |
| Premises and equipment expense | $202,000 | 4,503 |
| Additional noninterest expense | $1,055,000 | 3,495 |
| Pre-tax net operating income | $482,000 | 4,671 |
| Securities gains (losses) | $128,000 | 1,092 |
| Applicable income taxes | $20,000 | 3,865 |
| Income before extraordinary items | $590,000 | 4,277 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $590,000 | 4,276 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $590,000 | 4,277 |
| Net charge-offs | $151,000 | 1,684 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $465,840 | 4,521 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 4,816 |
| Total interest expense | $256,000 | 3,643 |
| Net interest income | $1,227,000 | 4,905 |
| Provision for loan and lease losses | $184,000 | 1,706 |
| Total noninterest income | $539,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $6,000 | 5,777 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $533,000 | 2,292 |
| Total noninterest expense | $1,187,000 | 4,708 |
| Salaries and employee benefits | $506,000 | 5,055 |
| Premises and equipment expense | $95,000 | 5,026 |
| Additional noninterest expense | $586,000 | 3,926 |
| Pre-tax net operating income | $395,000 | 4,454 |
| Securities gains (losses) | $82,000 | 1,105 |
| Applicable income taxes | $62,000 | 3,269 |
| Income before extraordinary items | $415,000 | 4,220 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $415,000 | 4,217 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $415,000 | 4,219 |
| Net charge-offs | $173,000 | 1,230 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $343,660 | 4,404 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $622,000 | 5,091 |
| Total interest expense | $114,000 | 3,873 |
| Net interest income | $508,000 | 5,222 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $12,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $2,000 | 5,864 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $10,000 | 5,561 |
| Total noninterest expense | $478,000 | 5,090 |
| Salaries and employee benefits | $183,000 | 5,497 |
| Premises and equipment expense | $27,000 | 5,587 |
| Additional noninterest expense | $268,000 | 4,123 |
| Pre-tax net operating income | $42,000 | 5,537 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $42,000 | 5,526 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $42,000 | 5,526 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $42,000 | 5,526 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $42,000 | 5,479 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 5,213 |
| Total interest expense | $457,000 | 3,891 |
| Net interest income | $1,874,000 | 5,346 |
| Provision for loan and lease losses | $82,000 | 3,242 |
| Total noninterest income | $198,000 | 5,226 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $11,000 | 5,918 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $187,000 | 4,530 |
| Total noninterest expense | $1,410,000 | 5,491 |
| Salaries and employee benefits | $646,000 | 5,665 |
| Premises and equipment expense | $114,000 | 5,660 |
| Additional noninterest expense | $650,000 | 5,054 |
| Pre-tax net operating income | $580,000 | 4,783 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $155,000 | 3,092 |
| Income before extraordinary items | $425,000 | 4,971 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $425,000 | 4,973 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $425,000 | 4,973 |
| Net charge-offs | $162,000 | 2,184 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $425,000 | 4,926 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 5,308 |
| Total interest expense | $345,000 | 3,936 |
| Net interest income | $1,355,000 | 5,457 |
| Provision for loan and lease losses | $82,000 | 2,894 |
| Total noninterest income | $19,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $8,000 | 6,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 5,943 |
| Total noninterest expense | $940,000 | 5,678 |
| Salaries and employee benefits | $474,000 | 5,738 |
| Premises and equipment expense | $77,000 | 5,782 |
| Additional noninterest expense | $389,000 | 5,405 |
| Pre-tax net operating income | $352,000 | 5,103 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $87,000 | 3,347 |
| Income before extraordinary items | $265,000 | 5,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $265,000 | 5,230 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $265,000 | 5,232 |
| Net charge-offs | $164,000 | 1,712 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $265,000 | 5,182 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 5,315 |
| Total interest expense | $235,000 | 3,935 |
| Net interest income | $923,000 | 5,467 |
| Provision for loan and lease losses | $33,000 | 3,159 |
| Total noninterest income | $6,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $5,000 | 6,076 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,000 | 6,137 |
| Total noninterest expense | $620,000 | 5,745 |
| Salaries and employee benefits | $318,000 | 5,790 |
| Premises and equipment expense | $52,000 | 5,831 |
| Additional noninterest expense | $250,000 | 5,489 |
| Pre-tax net operating income | $276,000 | 4,949 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $78,000 | 3,177 |
| Income before extraordinary items | $198,000 | 5,132 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $198,000 | 5,134 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $198,000 | 5,136 |
| Net charge-offs | $118,000 | 1,577 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $198,000 | 5,084 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $562,000 | 5,400 |
| Total interest expense | $122,000 | 3,890 |
| Net interest income | $440,000 | 5,570 |
| Provision for loan and lease losses | $33,000 | 2,420 |
| Total noninterest income | $4,000 | 6,284 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $3,000 | 6,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,000 | 6,184 |
| Total noninterest expense | $314,000 | 5,785 |
| Salaries and employee benefits | $161,000 | 5,833 |
| Premises and equipment expense | $29,000 | 5,795 |
| Additional noninterest expense | $124,000 | 5,537 |
| Pre-tax net operating income | $97,000 | 5,243 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $32,000 | 3,292 |
| Income before extraordinary items | $65,000 | 5,467 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $65,000 | 5,469 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $65,000 | 5,469 |
| Net charge-offs | $55,000 | 1,491 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $65,000 | 5,403 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 5,240 |
| Total interest expense | $500,000 | 4,008 |
| Net interest income | $2,130,000 | 5,355 |
| Provision for loan and lease losses | $97,000 | 3,267 |
| Total noninterest income | $11,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $8,000 | 6,271 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,000 | 6,235 |
| Total noninterest expense | $1,203,000 | 5,926 |
| Salaries and employee benefits | $601,000 | 6,004 |
| Premises and equipment expense | $111,000 | 5,966 |
| Additional noninterest expense | $491,000 | 5,663 |
| Pre-tax net operating income | $841,000 | 4,411 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $337,000 | 2,537 |
| Income before extraordinary items | $504,000 | 4,922 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $504,000 | 4,921 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $504,000 | 4,922 |
| Net charge-offs | $95,000 | 3,228 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $504,000 | 4,871 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 5,267 |
| Total interest expense | $374,000 | 4,079 |
| Net interest income | $1,644,000 | 5,384 |
| Provision for loan and lease losses | $97,000 | 2,841 |
| Total noninterest income | $8,000 | 6,442 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $6,000 | 6,343 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,000 | 6,327 |
| Total noninterest expense | $903,000 | 5,973 |
| Salaries and employee benefits | $459,000 | 6,027 |
| Premises and equipment expense | $84,000 | 6,009 |
| Additional noninterest expense | $360,000 | 5,739 |
| Pre-tax net operating income | $652,000 | 4,470 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $267,000 | 2,563 |
| Income before extraordinary items | $385,000 | 4,967 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $385,000 | 4,966 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $385,000 | 4,968 |
| Net charge-offs | $93,000 | 2,756 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $385,000 | 4,923 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 5,262 |
| Total interest expense | $249,000 | 4,122 |
| Net interest income | $1,130,000 | 5,358 |
| Provision for loan and lease losses | $71,000 | 2,671 |
| Total noninterest income | $6,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $4,000 | 6,395 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,000 | 6,364 |
| Total noninterest expense | $606,000 | 6,017 |
| Salaries and employee benefits | $311,000 | 6,062 |
| Premises and equipment expense | $59,000 | 6,018 |
| Additional noninterest expense | $236,000 | 5,785 |
| Pre-tax net operating income | $459,000 | 4,312 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $198,000 | 2,427 |
| Income before extraordinary items | $261,000 | 4,920 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $261,000 | 4,922 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $261,000 | 4,923 |
| Net charge-offs | $70,000 | 2,501 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $261,000 | 4,861 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 5,230 |
| Total interest expense | $126,000 | 4,153 |
| Net interest income | $596,000 | 5,321 |
| Provision for loan and lease losses | $71,000 | 1,932 |
| Total noninterest income | $3,000 | 6,556 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $2,000 | 6,442 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,000 | 6,409 |
| Total noninterest expense | $293,000 | 6,119 |
| Salaries and employee benefits | $156,000 | 6,128 |
| Premises and equipment expense | $29,000 | 6,093 |
| Additional noninterest expense | $108,000 | 5,961 |
| Pre-tax net operating income | $235,000 | 4,202 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $122,000 | 2,178 |
| Income before extraordinary items | $113,000 | 5,010 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $113,000 | 5,013 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $113,000 | 5,012 |
| Net charge-offs | $67,000 | 1,638 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $113,000 | 4,971 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 5,303 |
| Total interest expense | $570,000 | 4,179 |
| Net interest income | $2,306,000 | 5,400 |
| Provision for loan and lease losses | $295,000 | 2,489 |
| Total noninterest income | $100,000 | 6,198 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $8,000 | 6,553 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $92,000 | 5,443 |
| Total noninterest expense | $1,285,000 | 6,095 |
| Salaries and employee benefits | $644,000 | 6,171 |
| Premises and equipment expense | $129,000 | 6,083 |
| Additional noninterest expense | $512,000 | 5,822 |
| Pre-tax net operating income | $826,000 | 4,366 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $329,000 | 2,545 |
| Income before extraordinary items | $497,000 | 4,910 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $497,000 | 4,913 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $497,000 | 4,913 |
| Net charge-offs | $214,000 | 2,939 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $497,000 | 4,855 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 5,321 |
| Total interest expense | $437,000 | 4,224 |
| Net interest income | $1,768,000 | 5,419 |
| Provision for loan and lease losses | $257,000 | 2,258 |
| Total noninterest income | $8,000 | 6,704 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $6,000 | 6,623 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,000 | 6,537 |
| Total noninterest expense | $951,000 | 6,150 |
| Salaries and employee benefits | $477,000 | 6,214 |
| Premises and equipment expense | $81,000 | 6,287 |
| Additional noninterest expense | $393,000 | 5,806 |
| Pre-tax net operating income | $568,000 | 4,589 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $213,000 | 2,743 |
| Income before extraordinary items | $355,000 | 5,078 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $355,000 | 5,079 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $355,000 | 5,080 |
| Net charge-offs | $193,000 | 2,610 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $355,000 | 4,994 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 5,318 |
| Total interest expense | $286,000 | 4,324 |
| Net interest income | $1,209,000 | 5,409 |
| Provision for loan and lease losses | $244,000 | 1,897 |
| Total noninterest income | $4,000 | 6,763 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $3,000 | 6,691 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,000 | 6,591 |
| Total noninterest expense | $662,000 | 6,137 |
| Salaries and employee benefits | $337,000 | 6,195 |
| Premises and equipment expense | $54,000 | 6,324 |
| Additional noninterest expense | $271,000 | 5,771 |
| Pre-tax net operating income | $307,000 | 4,836 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $116,000 | 2,907 |
| Income before extraordinary items | $191,000 | 5,322 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $191,000 | 5,325 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $191,000 | 5,325 |
| Net charge-offs | $196,000 | 2,117 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $191,000 | 5,198 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 5,334 |
| Total interest expense | $142,000 | 4,431 |
| Net interest income | $614,000 | 5,418 |
| Provision for loan and lease losses | $244,000 | 1,176 |
| Total noninterest income | $3,000 | 6,816 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $2,000 | 6,720 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,628 |
| Total noninterest expense | $318,000 | 6,247 |
| Salaries and employee benefits | $153,000 | 6,362 |
| Premises and equipment expense | $27,000 | 6,356 |
| Additional noninterest expense | $138,000 | 5,807 |
| Pre-tax net operating income | $55,000 | 5,788 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $72,000 | 2,715 |
| Income before extraordinary items | $-17,000 | 6,497 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-17,000 | 6,498 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-17,000 | 6,498 |
| Net charge-offs | $199,000 | 1,357 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-17,000 | 6,444 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 6,282 |
| Total interest expense | $499,000 | 5,121 |
| Net interest income | $1,298,000 | 6,455 |
| Provision for loan and lease losses | $26,000 | 5,501 |
| Total noninterest income | $80,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $9,000 | 6,800 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $71,000 | 5,608 |
| Total noninterest expense | $809,000 | 6,759 |
| Salaries and employee benefits | $439,000 | 6,742 |
| Premises and equipment expense | $100,000 | 6,520 |
| Additional noninterest expense | $270,000 | 6,692 |
| Pre-tax net operating income | $543,000 | 4,829 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $182,000 | 3,080 |
| Income before extraordinary items | $361,000 | 5,311 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $361,000 | 5,308 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $361,000 | 5,309 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $361,000 | 5,109 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 6,452 |
| Total interest expense | $366,000 | 5,282 |
| Net interest income | $906,000 | 6,625 |
| Provision for loan and lease losses | $36,000 | 5,153 |
| Total noninterest income | $9,000 | 6,888 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $7,000 | 6,889 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,000 | 6,634 |
| Total noninterest expense | $574,000 | 6,876 |
| Salaries and employee benefits | $326,000 | 6,811 |
| Premises and equipment expense | $72,000 | 6,636 |
| Additional noninterest expense | $176,000 | 6,863 |
| Pre-tax net operating income | $305,000 | 5,286 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $111,000 | 3,299 |
| Income before extraordinary items | $194,000 | 5,747 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $194,000 | 5,746 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $194,000 | 5,746 |
| Net charge-offs | $4,000 | 5,545 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $194,000 | 5,562 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 6,487 |
| Total interest expense | $245,000 | 5,382 |
| Net interest income | $615,000 | 6,656 |
| Provision for loan and lease losses | $36,000 | 4,786 |
| Total noninterest income | $7,000 | 6,937 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $6,000 | 6,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 6,709 |
| Total noninterest expense | $383,000 | 6,932 |
| Salaries and employee benefits | $227,000 | 6,850 |
| Premises and equipment expense | $79,000 | 6,157 |
| Additional noninterest expense | $77,000 | 7,119 |
| Pre-tax net operating income | $203,000 | 5,296 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $75,000 | 3,281 |
| Income before extraordinary items | $128,000 | 5,768 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $128,000 | 5,767 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $128,000 | 5,767 |
| Net charge-offs | $27,000 | 4,455 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $128,000 | 5,589 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 6,551 |
| Total interest expense | $124,000 | 5,461 |
| Net interest income | $305,000 | 6,709 |
| Provision for loan and lease losses | $36,000 | 3,992 |
| Total noninterest income | $5,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,790 |
| Total noninterest expense | $223,000 | 6,860 |
| Salaries and employee benefits | $126,000 | 6,810 |
| Premises and equipment expense | $40,000 | 6,187 |
| Additional noninterest expense | $57,000 | 6,979 |
| Pre-tax net operating income | $51,000 | 5,912 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $17,000 | 3,745 |
| Income before extraordinary items | $34,000 | 6,167 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $34,000 | 6,166 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $34,000 | 6,167 |
| Net charge-offs | $17,000 | 3,772 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $34,000 | 6,040 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 6,637 |
| Total interest expense | $547,000 | 5,691 |
| Net interest income | $1,159,000 | 6,813 |
| Provision for loan and lease losses | $215,000 | 4,554 |
| Total noninterest income | $24,000 | 6,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $24,000 | 6,306 |
| Total noninterest expense | $782,000 | 7,047 |
| Salaries and employee benefits | $448,000 | 6,984 |
| Premises and equipment expense | $151,000 | 6,415 |
| Additional noninterest expense | $183,000 | 7,170 |
| Pre-tax net operating income | $186,000 | 5,537 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $100,000 | 3,378 |
| Income before extraordinary items | $86,000 | 5,922 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $86,000 | 5,924 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $86,000 | 5,924 |
| Net charge-offs | $108,000 | 4,907 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $86,000 | 5,811 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 6,707 |
| Total interest expense | $414,000 | 5,784 |
| Net interest income | $863,000 | 6,882 |
| Provision for loan and lease losses | $69,000 | 5,325 |
| Total noninterest income | $19,000 | 7,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $19,000 | 6,416 |
| Total noninterest expense | $588,000 | 7,099 |
| Salaries and employee benefits | $343,000 | 7,009 |
| Premises and equipment expense | $114,000 | 6,441 |
| Additional noninterest expense | $131,000 | 7,267 |
| Pre-tax net operating income | $225,000 | 5,367 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $98,000 | 3,216 |
| Income before extraordinary items | $127,000 | 5,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 5,793 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $127,000 | 5,793 |
| Net charge-offs | $26,000 | 5,405 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $127,000 | 5,652 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $862,000 | 6,755 |
| Total interest expense | $278,000 | 5,877 |
| Net interest income | $584,000 | 6,915 |
| Provision for loan and lease losses | $29,000 | 5,543 |
| Total noninterest income | $12,000 | 7,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,522 |
| Total noninterest expense | $390,000 | 7,171 |
| Salaries and employee benefits | $229,000 | 7,075 |
| Premises and equipment expense | $76,000 | 6,490 |
| Additional noninterest expense | $85,000 | 7,349 |
| Pre-tax net operating income | $177,000 | 5,253 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $79,000 | 3,045 |
| Income before extraordinary items | $98,000 | 5,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $98,000 | 5,714 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $98,000 | 5,716 |
| Net charge-offs | $19,000 | 5,072 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $98,000 | 5,626 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $436,000 | 6,785 |
| Total interest expense | $141,000 | 5,952 |
| Net interest income | $295,000 | 6,939 |
| Provision for loan and lease losses | $14,000 | 5,282 |
| Total noninterest income | $6,000 | 7,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $207,000 | 7,178 |
| Salaries and employee benefits | $126,000 | 7,037 |
| Premises and equipment expense | $41,000 | 6,442 |
| Additional noninterest expense | $40,000 | 7,437 |
| Pre-tax net operating income | $80,000 | 5,379 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $41,000 | 2,985 |
| Income before extraordinary items | $39,000 | 5,864 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $39,000 | 5,863 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $39,000 | 5,864 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $39,000 | 5,833 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 6,895 |
| Total interest expense | $698,000 | 5,978 |
| Net interest income | $1,045,000 | 7,129 |
| Provision for loan and lease losses | $37,000 | 6,624 |
| Total noninterest income | $22,000 | 7,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 6,564 |
| Total noninterest expense | $803,000 | 7,283 |
| Salaries and employee benefits | $441,000 | 7,247 |
| Premises and equipment expense | $184,000 | 6,338 |
| Additional noninterest expense | $178,000 | 7,462 |
| Pre-tax net operating income | $227,000 | 5,121 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $83,000 | 3,365 |
| Income before extraordinary items | $144,000 | 5,476 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $144,000 | 5,476 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $144,000 | 5,477 |
| Net charge-offs | $119,000 | 5,274 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $144,000 | 5,341 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 7,015 |
| Total interest expense | $535,000 | 6,075 |
| Net interest income | $761,000 | 7,257 |
| Provision for loan and lease losses | $22,000 | 6,639 |
| Total noninterest income | $16,000 | 7,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $16,000 | 6,762 |
| Total noninterest expense | $621,000 | 7,323 |
| Salaries and employee benefits | $332,000 | 7,319 |
| Premises and equipment expense | $148,000 | 6,304 |
| Additional noninterest expense | $141,000 | 7,535 |
| Pre-tax net operating income | $134,000 | 5,489 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $45,000 | 3,623 |
| Income before extraordinary items | $89,000 | 5,780 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $89,000 | 5,783 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $89,000 | 5,782 |
| Net charge-offs | $104,000 | 4,860 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $89,000 | 5,630 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $866,000 | 7,076 |
| Total interest expense | $363,000 | 6,133 |
| Net interest income | $503,000 | 7,320 |
| Provision for loan and lease losses | $13,000 | 6,551 |
| Total noninterest income | $9,000 | 7,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $439,000 | 7,332 |
| Salaries and employee benefits | $227,000 | 7,356 |
| Premises and equipment expense | $113,000 | 6,077 |
| Additional noninterest expense | $99,000 | 7,571 |
| Pre-tax net operating income | $60,000 | 5,741 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $19,000 | 3,810 |
| Income before extraordinary items | $41,000 | 5,958 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $41,000 | 5,960 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $41,000 | 5,959 |
| Net charge-offs | $99,000 | 4,269 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $41,000 | 5,861 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 7,176 |
| Total interest expense | $189,000 | 6,177 |
| Net interest income | $242,000 | 7,431 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $5,000 | 7,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $260,000 | 7,253 |
| Salaries and employee benefits | $126,000 | 7,327 |
| Premises and equipment expense | $78,000 | 5,503 |
| Additional noninterest expense | $56,000 | 7,580 |
| Pre-tax net operating income | $-19,000 | 6,369 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $-20,000 | 6,492 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-20,000 | 6,494 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-20,000 | 6,493 |
| Net charge-offs | $76,000 | 3,350 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-20,000 | 6,410 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 7,289 |
| Total interest expense | $847,000 | 6,362 |
| Net interest income | $838,000 | 7,588 |
| Provision for loan and lease losses | $6,000 | 7,358 |
| Total noninterest income | $20,000 | 7,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $20,000 | 6,957 |
| Total noninterest expense | $703,000 | 7,718 |
| Salaries and employee benefits | $418,000 | 7,603 |
| Premises and equipment expense | $140,000 | 7,028 |
| Additional noninterest expense | $145,000 | 7,894 |
| Pre-tax net operating income | $149,000 | 4,945 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $49,000 | 3,272 |
| Income before extraordinary items | $100,000 | 5,165 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $100,000 | 5,165 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $100,000 | 5,165 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $100,000 | 5,090 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 7,389 |
| Total interest expense | $638,000 | 6,489 |
| Net interest income | $610,000 | 7,682 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $18,000 | 7,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $18,000 | 7,053 |
| Total noninterest expense | $516,000 | 7,785 |
| Salaries and employee benefits | $314,000 | 7,656 |
| Premises and equipment expense | $94,000 | 7,199 |
| Additional noninterest expense | $108,000 | 7,969 |
| Pre-tax net operating income | $112,000 | 5,238 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $37,000 | 3,497 |
| Income before extraordinary items | $75,000 | 5,435 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $75,000 | 5,435 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $75,000 | 5,435 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $75,000 | 5,381 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $823,000 | 7,468 |
| Total interest expense | $425,000 | 6,594 |
| Net interest income | $398,000 | 7,755 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $12,000 | 7,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $351,000 | 7,846 |
| Salaries and employee benefits | $216,000 | 7,709 |
| Premises and equipment expense | $64,000 | 7,239 |
| Additional noninterest expense | $71,000 | 8,040 |
| Pre-tax net operating income | $59,000 | 5,463 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $18,000 | 3,754 |
| Income before extraordinary items | $41,000 | 5,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 5,632 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $41,000 | 5,632 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $41,000 | 5,555 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,506 |
| Total interest expense | $212,000 | 6,702 |
| Net interest income | $205,000 | 7,771 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $6,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $166,000 | 7,918 |
| Salaries and employee benefits | $102,000 | 7,812 |
| Premises and equipment expense | $33,000 | 7,236 |
| Additional noninterest expense | $31,000 | 8,109 |
| Pre-tax net operating income | $45,000 | 5,702 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $29,000 | 6,015 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $29,000 | 6,017 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $29,000 | 5,850 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 7,574 |
| Total interest expense | $904,000 | 6,950 |
| Net interest income | $747,000 | 7,859 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $22,000 | 7,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $22,000 | 7,377 |
| Total noninterest expense | $662,000 | 7,961 |
| Salaries and employee benefits | $416,000 | 7,862 |
| Premises and equipment expense | $122,000 | 7,404 |
| Additional noninterest expense | $124,000 | 8,156 |
| Pre-tax net operating income | $107,000 | 5,999 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $28,000 | 4,142 |
| Income before extraordinary items | $79,000 | 5,938 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $79,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $79,000 | 6,084 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 7,660 |
| Total interest expense | $686,000 | 7,037 |
| Net interest income | $550,000 | 7,962 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $15,000 | 8,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $502,000 | 7,992 |
| Salaries and employee benefits | $322,000 | 7,861 |
| Premises and equipment expense | $90,000 | 7,472 |
| Additional noninterest expense | $90,000 | 8,225 |
| Pre-tax net operating income | $63,000 | 6,546 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $15,000 | 4,720 |
| Income before extraordinary items | $48,000 | 6,421 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $48,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $48,000 | 6,580 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 7,755 |
| Total interest expense | $463,000 | 7,135 |
| Net interest income | $346,000 | 8,046 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $8,000 | 8,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $8,000 | 7,784 |
| Total noninterest expense | $340,000 | 8,041 |
| Salaries and employee benefits | $220,000 | 7,905 |
| Premises and equipment expense | $61,000 | 7,494 |
| Additional noninterest expense | $59,000 | 8,289 |
| Pre-tax net operating income | $14,000 | 6,857 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $3,000 | 5,335 |
| Income before extraordinary items | $11,000 | 6,947 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $11,000 | 6,897 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $401,000 | 7,835 |
| Total interest expense | $233,000 | 7,237 |
| Net interest income | $168,000 | 8,117 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $3,000 | 8,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $165,000 | 8,108 |
| Salaries and employee benefits | $102,000 | 8,010 |
| Premises and equipment expense | $32,000 | 7,475 |
| Additional noninterest expense | $31,000 | 8,303 |
| Pre-tax net operating income | $6,000 | 7,104 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $4,000 | 7,229 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $4,000 | 7,137 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 7,772 |
| Total interest expense | $956,000 | 7,238 |
| Net interest income | $747,000 | 8,035 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $26,000 | 8,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $26,000 | 7,642 |
| Total noninterest expense | $674,000 | 8,125 |
| Salaries and employee benefits | $444,000 | 7,948 |
| Premises and equipment expense | $114,000 | 7,603 |
| Additional noninterest expense | $116,000 | 8,383 |
| Pre-tax net operating income | $99,000 | 7,151 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $23,000 | 5,355 |
| Income before extraordinary items | $76,000 | 7,238 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $76,000 | 7,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,925 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $76,000 | 7,212 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 7,796 |
| Total interest expense | $715,000 | 7,272 |
| Net interest income | $578,000 | 8,064 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $23,000 | 8,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,000 | 7,559 |
| Total noninterest expense | $512,000 | 8,086 |
| Salaries and employee benefits | $343,000 | 7,898 |
| Premises and equipment expense | $86,000 | 7,584 |
| Additional noninterest expense | $83,000 | 8,404 |
| Pre-tax net operating income | $89,000 | 7,355 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $23,000 | 5,406 |
| Income before extraordinary items | $66,000 | 7,414 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $66,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $66,000 | 7,398 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $861,000 | 7,845 |
| Total interest expense | $470,000 | 7,315 |
| Net interest income | $391,000 | 8,130 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $17,000 | 8,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $354,000 | 8,092 |
| Salaries and employee benefits | $240,000 | 7,884 |
| Premises and equipment expense | $56,000 | 7,655 |
| Additional noninterest expense | $58,000 | 8,442 |
| Pre-tax net operating income | $54,000 | 7,503 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $14,000 | 5,519 |
| Income before extraordinary items | $40,000 | 7,558 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $40,000 | 7,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $40,000 | 7,543 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 7,880 |
| Total interest expense | $232,000 | 7,360 |
| Net interest income | $201,000 | 8,162 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $10,000 | 8,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $172,000 | 8,156 |
| Salaries and employee benefits | $112,000 | 8,012 |
| Premises and equipment expense | $28,000 | 7,677 |
| Additional noninterest expense | $32,000 | 8,423 |
| Pre-tax net operating income | $39,000 | 7,430 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $27,000 | 7,509 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $27,000 | 7,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $27,000 | 7,493 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 7,718 |
| Total interest expense | $869,000 | 7,182 |
| Net interest income | $905,000 | 7,972 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $43,000 | 8,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 7,400 |
| Total noninterest expense | $682,000 | 8,195 |
| Salaries and employee benefits | $450,000 | 8,014 |
| Premises and equipment expense | $111,000 | 7,676 |
| Additional noninterest expense | $121,000 | 8,488 |
| Pre-tax net operating income | $266,000 | 7,211 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $93,000 | 5,028 |
| Income before extraordinary items | $173,000 | 7,389 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $173,000 | 7,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $173,000 | 7,381 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 7,757 |
| Total interest expense | $637,000 | 7,223 |
| Net interest income | $703,000 | 7,998 |
| Provision for loan and lease losses | $6,000 | 6,493 |
| Total noninterest income | $33,000 | 8,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 7,424 |
| Total noninterest expense | $516,000 | 8,204 |
| Salaries and employee benefits | $341,000 | 7,991 |
| Premises and equipment expense | $85,000 | 7,673 |
| Additional noninterest expense | $90,000 | 8,537 |
| Pre-tax net operating income | $214,000 | 7,372 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $77,000 | 5,153 |
| Income before extraordinary items | $137,000 | 7,547 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $137,000 | 7,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $137,000 | 7,548 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $895,000 | 7,779 |
| Total interest expense | $415,000 | 7,217 |
| Net interest income | $480,000 | 8,011 |
| Provision for loan and lease losses | $4,000 | 6,268 |
| Total noninterest income | $21,000 | 8,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $347,000 | 8,226 |
| Salaries and employee benefits | $230,000 | 8,026 |
| Premises and equipment expense | $58,000 | 7,664 |
| Additional noninterest expense | $59,000 | 8,576 |
| Pre-tax net operating income | $150,000 | 7,386 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $55,000 | 5,156 |
| Income before extraordinary items | $95,000 | 7,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $95,000 | 7,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $95,000 | 7,573 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 7,792 |
| Total interest expense | $202,000 | 7,211 |
| Net interest income | $244,000 | 8,011 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $11,000 | 8,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $173,000 | 8,243 |
| Salaries and employee benefits | $107,000 | 8,128 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $32,000 | 8,551 |
| Pre-tax net operating income | $80,000 | 7,307 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $50,000 | 7,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $50,000 | 7,538 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 7,727 |
| Total interest expense | $677,000 | 7,104 |
| Net interest income | $1,017,000 | 7,910 |
| Provision for loan and lease losses | $8,000 | 6,877 |
| Total noninterest income | $40,000 | 8,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,000 | 7,623 |
| Total noninterest expense | $624,000 | 8,379 |
| Salaries and employee benefits | $390,000 | 8,239 |
| Premises and equipment expense | $121,000 | 7,637 |
| Additional noninterest expense | $113,000 | 8,659 |
| Pre-tax net operating income | $425,000 | 6,988 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $159,000 | 4,934 |
| Income before extraordinary items | $266,000 | 7,320 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $266,000 | 7,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $266,000 | 7,302 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 7,752 |
| Total interest expense | $492,000 | 7,105 |
| Net interest income | $771,000 | 7,952 |
| Provision for loan and lease losses | $6,000 | 6,681 |
| Total noninterest income | $30,000 | 8,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,649 |
| Total noninterest expense | $463,000 | 8,373 |
| Salaries and employee benefits | $292,000 | 8,220 |
| Premises and equipment expense | $90,000 | 7,632 |
| Additional noninterest expense | $81,000 | 8,679 |
| Pre-tax net operating income | $332,000 | 7,061 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $125,000 | 5,031 |
| Income before extraordinary items | $207,000 | 7,403 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $207,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $207,000 | 7,375 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 7,762 |
| Total interest expense | $319,000 | 7,070 |
| Net interest income | $513,000 | 7,961 |
| Provision for loan and lease losses | $4,000 | 6,457 |
| Total noninterest income | $21,000 | 8,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $309,000 | 8,368 |
| Salaries and employee benefits | $190,000 | 8,258 |
| Premises and equipment expense | $65,000 | 7,507 |
| Additional noninterest expense | $54,000 | 8,692 |
| Pre-tax net operating income | $221,000 | 7,087 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $84,000 | 5,033 |
| Income before extraordinary items | $137,000 | 7,456 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $137,000 | 7,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $137,000 | 7,411 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 7,824 |
| Total interest expense | $155,000 | 7,102 |
| Net interest income | $260,000 | 8,018 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $9,000 | 8,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $150,000 | 8,476 |
| Salaries and employee benefits | $83,000 | 8,480 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $29,000 | 8,714 |
| Pre-tax net operating income | $117,000 | 6,996 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $45,000 | 4,902 |
| Income before extraordinary items | $72,000 | 7,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $72,000 | 7,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $72,000 | 7,353 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 7,854 |
| Total interest expense | $534,000 | 7,184 |
| Net interest income | $992,000 | 8,032 |
| Provision for loan and lease losses | $6,000 | 7,145 |
| Total noninterest income | $32,000 | 8,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,915 |
| Total noninterest expense | $566,000 | 8,584 |
| Salaries and employee benefits | $360,000 | 8,428 |
| Premises and equipment expense | $112,000 | 7,815 |
| Additional noninterest expense | $94,000 | 8,834 |
| Pre-tax net operating income | $452,000 | 6,857 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $168,000 | 4,960 |
| Income before extraordinary items | $284,000 | 7,296 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $284,000 | 7,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $284,000 | 7,245 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 7,923 |
| Total interest expense | $391,000 | 7,248 |
| Net interest income | $730,000 | 8,092 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $15,000 | 8,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 8,248 |
| Total noninterest expense | $396,000 | 8,645 |
| Salaries and employee benefits | $270,000 | 8,426 |
| Premises and equipment expense | $60,000 | 8,206 |
| Additional noninterest expense | $66,000 | 8,890 |
| Pre-tax net operating income | $345,000 | 6,975 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $129,000 | 5,050 |
| Income before extraordinary items | $216,000 | 7,386 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $216,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $216,000 | 7,325 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $742,000 | 7,993 |
| Total interest expense | $258,000 | 7,325 |
| Net interest income | $484,000 | 8,151 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $10,000 | 8,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $260,000 | 8,718 |
| Salaries and employee benefits | $182,000 | 8,464 |
| Premises and equipment expense | $36,000 | 8,374 |
| Additional noninterest expense | $42,000 | 8,947 |
| Pre-tax net operating income | $231,000 | 6,970 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $89,000 | 4,985 |
| Income before extraordinary items | $142,000 | 7,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 7,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $142,000 | 7,330 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 8,024 |
| Total interest expense | $127,000 | 7,409 |
| Net interest income | $246,000 | 8,152 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $7,000 | 8,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $136,000 | 8,709 |
| Salaries and employee benefits | $101,000 | 8,369 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $19,000 | 9,018 |
| Pre-tax net operating income | $116,000 | 6,916 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $45,000 | 4,981 |
| Income before extraordinary items | $71,000 | 7,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $71,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $71,000 | 7,309 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 8,134 |
| Total interest expense | $579,000 | 7,459 |
| Net interest income | $861,000 | 8,328 |
| Provision for loan and lease losses | $9,000 | 7,413 |
| Total noninterest income | $30,000 | 8,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $485,000 | 8,857 |
| Salaries and employee benefits | $325,000 | 8,684 |
| Premises and equipment expense | $78,000 | 8,368 |
| Additional noninterest expense | $82,000 | 9,054 |
| Pre-tax net operating income | $397,000 | 7,057 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $149,000 | 5,281 |
| Income before extraordinary items | $248,000 | 7,537 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $248,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,690 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $248,000 | 7,400 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 8,242 |
| Total interest expense | $444,000 | 7,564 |
| Net interest income | $617,000 | 8,455 |
| Provision for loan and lease losses | $8,000 | 7,260 |
| Total noninterest income | $22,000 | 9,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $356,000 | 8,899 |
| Salaries and employee benefits | $243,000 | 8,688 |
| Premises and equipment expense | $56,000 | 8,458 |
| Additional noninterest expense | $57,000 | 9,119 |
| Pre-tax net operating income | $275,000 | 7,306 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $104,000 | 5,530 |
| Income before extraordinary items | $171,000 | 7,783 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $171,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,621 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $171,000 | 7,638 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $704,000 | 8,316 |
| Total interest expense | $307,000 | 7,605 |
| Net interest income | $397,000 | 8,529 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $15,000 | 9,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $239,000 | 8,921 |
| Salaries and employee benefits | $163,000 | 8,708 |
| Premises and equipment expense | $38,000 | 8,441 |
| Additional noninterest expense | $38,000 | 9,152 |
| Pre-tax net operating income | $167,000 | 7,479 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $63,000 | 5,666 |
| Income before extraordinary items | $104,000 | 7,912 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $104,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,664 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $104,000 | 7,738 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 8,437 |
| Total interest expense | $157,000 | 7,662 |
| Net interest income | $181,000 | 8,690 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $6,000 | 9,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $114,000 | 9,002 |
| Salaries and employee benefits | $77,000 | 8,818 |
| Premises and equipment expense | $18,000 | 8,517 |
| Additional noninterest expense | $19,000 | 9,199 |
| Pre-tax net operating income | $69,000 | 7,685 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $24,000 | 5,925 |
| Income before extraordinary items | $45,000 | 7,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $45,000 | 7,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,705 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $45,000 | 7,844 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 8,561 |
| Total interest expense | $632,000 | 7,999 |
| Net interest income | $695,000 | 8,745 |
| Provision for loan and lease losses | $51,000 | 6,669 |
| Total noninterest income | $32,000 | 9,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 8,125 |
| Total noninterest expense | $432,000 | 9,088 |
| Salaries and employee benefits | $300,000 | 8,895 |
| Premises and equipment expense | $56,000 | 8,806 |
| Additional noninterest expense | $76,000 | 9,239 |
| Pre-tax net operating income | $244,000 | 7,770 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $90,000 | 6,057 |
| Income before extraordinary items | $154,000 | 8,068 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $154,000 | 8,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,417 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $154,000 | 7,963 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 9,057 |
| Total interest expense | $550,000 | 8,920 |
| Net interest income | $574,000 | 9,079 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $25,000 | 9,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $25,000 | 8,525 |
| Total noninterest expense | $424,000 | 9,319 |
| Salaries and employee benefits | $294,000 | 9,088 |
| Premises and equipment expense | $61,000 | 8,954 |
| Additional noninterest expense | $69,000 | 9,509 |
| Pre-tax net operating income | $170,000 | 8,018 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $57,000 | 6,591 |
| Income before extraordinary items | $113,000 | 8,254 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $113,000 | 8,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $113,000 | 8,148 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 9,382 |
| Total interest expense | $446,000 | 9,346 |
| Net interest income | $577,000 | 9,327 |
| Provision for loan and lease losses | $16,000 | 7,742 |
| Total noninterest income | $27,000 | 9,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $418,000 | 9,559 |
| Salaries and employee benefits | $277,000 | 9,358 |
| Premises and equipment expense | $72,000 | 8,949 |
| Additional noninterest expense | $69,000 | 9,780 |
| Pre-tax net operating income | $170,000 | 8,496 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $58,000 | 7,112 |
| Income before extraordinary items | $112,000 | 8,630 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $112,000 | 8,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $112,000 | 8,622 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 9,593 |
| Total interest expense | $447,000 | 9,554 |
| Net interest income | $580,000 | 9,544 |
| Provision for loan and lease losses | $22,000 | 7,597 |
| Total noninterest income | $13,000 | 10,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $386,000 | 9,909 |
| Salaries and employee benefits | $268,000 | 9,640 |
| Premises and equipment expense | $57,000 | 9,499 |
| Additional noninterest expense | $61,000 | 10,122 |
| Pre-tax net operating income | $185,000 | 8,657 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $67,000 | 7,383 |
| Income before extraordinary items | $118,000 | 8,840 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $118,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $118,000 | 8,804 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 9,846 |
| Total interest expense | $462,000 | 9,778 |
| Net interest income | $554,000 | 9,815 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $30,000 | 10,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $416,000 | 10,013 |
| Salaries and employee benefits | $280,000 | 9,730 |
| Premises and equipment expense | $63,000 | 9,508 |
| Additional noninterest expense | $73,000 | 10,296 |
| Pre-tax net operating income | $153,000 | 9,160 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $48,000 | 8,366 |
| Income before extraordinary items | $105,000 | 9,308 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $105,000 | 9,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $105,000 | 9,236 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 10,326 |
| Total interest expense | $432,000 | 10,260 |
| Net interest income | $541,000 | 10,299 |
| Provision for loan and lease losses | $22,000 | 7,821 |
| Total noninterest income | $16,000 | 10,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $354,000 | 10,580 |
| Salaries and employee benefits | $241,000 | 10,323 |
| Premises and equipment expense | $59,000 | 9,970 |
| Additional noninterest expense | $54,000 | 10,813 |
| Pre-tax net operating income | $181,000 | 9,680 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $66,000 | 8,988 |
| Income before extraordinary items | $115,000 | 9,870 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $115,000 | 9,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $115,000 | 9,830 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 10,908 |
| Total interest expense | $426,000 | 10,809 |
| Net interest income | $494,000 | 10,907 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $3,000 | 11,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,000 | 11,282 |
| Total noninterest expense | $402,000 | 10,959 |
| Salaries and employee benefits | $229,000 | 10,844 |
| Premises and equipment expense | $46,000 | 10,757 |
| Additional noninterest expense | $127,000 | 10,831 |
| Pre-tax net operating income | $65,000 | 10,533 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $33,000 | 9,988 |
| Income before extraordinary items | $32,000 | 10,671 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $32,000 | 10,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $32,000 | 10,623 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 11,448 |
| Total interest expense | $409,000 | 11,297 |
| Net interest income | $471,000 | 11,466 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $14,000 | 11,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $331,000 | 11,642 |
| Salaries and employee benefits | $224,000 | 11,346 |
| Premises and equipment expense | $46,000 | 11,193 |
| Additional noninterest expense | $61,000 | 11,856 |
| Pre-tax net operating income | $153,000 | 10,758 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $45,000 | 10,268 |
| Income before extraordinary items | $108,000 | 10,856 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $108,000 | 10,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $108,000 | 10,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 12,011 |
| Total interest expense | $321,000 | 11,949 |
| Net interest income | $516,000 | 11,953 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $27,000 | 12,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $319,000 | 12,301 |
| Salaries and employee benefits | $215,000 | 11,958 |
| Premises and equipment expense | $46,000 | 11,772 |
| Additional noninterest expense | $58,000 | 12,524 |
| Pre-tax net operating income | $224,000 | 10,711 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $85,000 | 9,683 |
| Income before extraordinary items | $139,000 | 10,949 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $139,000 | 10,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $139,000 | 11,008 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 12,566 |
| Total interest expense | $334,000 | 12,511 |
| Net interest income | $525,000 | 12,478 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $28,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $313,000 | 12,943 |
| Salaries and employee benefits | $205,000 | 12,589 |
| Premises and equipment expense | $42,000 | 12,473 |
| Additional noninterest expense | $66,000 | 13,153 |
| Pre-tax net operating income | $239,000 | 10,708 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $84,000 | 10,123 |
| Income before extraordinary items | $155,000 | 11,135 |
| Extraordinary gains, net | $-6,000 | 12,248 |
| Net income | $149,000 | 11,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $155,000 | 10,931 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 13,168 |
| Total interest expense | $418,000 | 13,119 |
| Net interest income | $497,000 | 13,095 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $31,000 | 13,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $294,000 | 13,579 |
| Salaries and employee benefits | $187,000 | 13,277 |
| Premises and equipment expense | $48,000 | 12,755 |
| Additional noninterest expense | $59,000 | 13,806 |
| Pre-tax net operating income | $234,000 | 10,758 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $149,000 | 11,288 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $149,000 | 11,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $149,000 | 10,950 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.