Home > Kleberg Bank, N.A. > Income and Expense

Kleberg Bank, N.A., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,977,0001,398
Total interest expense$6,328,0001,764
Net interest income$23,649,0001,266
Provision for loan and lease losses$664,0001,082
Total noninterest income$5,268,0001,154
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,302,000495
Trading account gains and feesNANA
Additional Noninterest Income$2,966,0001,263
Total noninterest expense$19,275,0001,243
Salaries and employee benefits$11,155,0001,240
Premises and equipment expense$2,484,0001,009
Additional noninterest expense$2,966,0001,263
Pre-tax net operating income$8,978,0001,268
Securities gains (losses)$-442,0004,159
Applicable income taxes$03,369
Income before extraordinary items$8,536,0001,152
Extraordinary gains, net$054
Net income$8,536,0001,167
Minority interest net income$088
Net income of bank and minority interests.$8,536,0001,155
Net charge-offs$368,000880
Cash dividends$5,478,000760
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,978,0001,125
2023-09-30 (YTD Data)Rank
Total interest income$21,832,0001,397
Total interest expense$4,315,0001,752
Net interest income$17,517,0001,282
Provision for loan and lease losses$490,0001,021
Total noninterest income$3,765,0001,194
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,701,000497
Trading account gains and feesNANA
Additional Noninterest Income$2,064,0001,326
Total noninterest expense$14,305,0001,246
Salaries and employee benefits$8,304,0001,244
Premises and equipment expense$1,883,000999
Additional noninterest expense$2,064,0001,326
Pre-tax net operating income$6,487,0001,368
Securities gains (losses)$-291,0004,274
Applicable income taxes$03,407
Income before extraordinary items$6,196,0001,216
Extraordinary gains, net$052
Net income$6,196,0001,225
Minority interest net income$081
Net income of bank and minority interests.$6,196,0001,216
Net charge-offs$281,000751
Cash dividends$4,843,000625
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,487,0001,203
2023-06-30 (YTD Data)Rank
Total interest income$14,064,0001,403
Total interest expense$2,538,0001,733
Net interest income$11,526,0001,304
Provision for loan and lease losses$250,0001,174
Total noninterest income$2,463,0001,151
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,107,000498
Trading account gains and feesNANA
Additional Noninterest Income$1,356,0001,258
Total noninterest expense$9,523,0001,241
Salaries and employee benefits$5,556,0001,232
Premises and equipment expense$1,227,0001,013
Additional noninterest expense$1,356,0001,257
Pre-tax net operating income$4,216,0001,364
Securities gains (losses)$-291,0004,405
Applicable income taxes$03,436
Income before extraordinary items$3,925,0001,273
Extraordinary gains, net$051
Net income$3,925,0001,283
Minority interest net income$081
Net income of bank and minority interests.$3,925,0001,273
Net charge-offs$100,000917
Cash dividends$3,741,000553
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,216,0001,211
2023-03-31 (YTD Data)Rank
Total interest income$6,689,0001,447
Total interest expense$1,067,0001,758
Net interest income$5,622,0001,333
Provision for loan and lease losses$240,000796
Total noninterest income$1,246,0001,143
Gross Fiduciary activities income$0913
Service charges on deposit accounts$556,000501
Trading account gains and feesNANA
Additional Noninterest Income$690,0001,232
Total noninterest expense$4,768,0001,257
Salaries and employee benefits$2,790,0001,247
Premises and equipment expense$628,0001,023
Additional noninterest expense$690,0001,232
Pre-tax net operating income$1,860,0001,546
Securities gains (losses)$-96,0004,347
Applicable income taxes$03,388
Income before extraordinary items$1,764,0001,410
Extraordinary gains, net$04
Net income$1,764,0001,410
Minority interest net income$048
Net income of bank and minority interests.$1,764,0001,410
Net charge-offs$60,000742
Cash dividends$1,180,000729
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,860,0001,368
2022-12-31 (YTD Data)Rank
Total interest income$23,829,0001,360
Total interest expense$1,614,0001,837
Net interest income$22,215,0001,322
Provision for loan and lease losses$580,0001,146
Total noninterest income$5,625,0001,121
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,186,000528
Trading account gains and feesNANA
Additional Noninterest Income$3,439,0001,157
Total noninterest expense$18,863,0001,244
Salaries and employee benefits$11,146,0001,220
Premises and equipment expense$2,344,0001,056
Additional noninterest expense$3,439,0001,157
Pre-tax net operating income$8,397,0001,438
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$8,397,0001,256
Extraordinary gains, net$05
Net income$8,397,0001,254
Minority interest net income$063
Net income of bank and minority interests.$8,397,0001,256
Net charge-offs$188,000957
Cash dividends$5,232,000747
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,397,0001,275
2022-09-30 (YTD Data)Rank
Total interest income$17,263,0001,339
Total interest expense$844,0001,976
Net interest income$16,419,0001,321
Provision for loan and lease losses$440,0001,047
Total noninterest income$4,335,0001,113
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,662,000526
Trading account gains and feesNANA
Additional Noninterest Income$2,673,0001,150
Total noninterest expense$14,130,0001,232
Salaries and employee benefits$8,371,0001,209
Premises and equipment expense$1,800,0001,035
Additional noninterest expense$2,673,0001,150
Pre-tax net operating income$6,184,0001,458
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$6,184,0001,261
Extraordinary gains, net$04
Net income$6,184,0001,260
Minority interest net income$057
Net income of bank and minority interests.$6,184,0001,261
Net charge-offs$182,000725
Cash dividends$4,590,000615
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,184,0001,287
2022-06-30 (YTD Data)Rank
Total interest income$11,178,0001,343
Total interest expense$417,0002,198
Net interest income$10,761,0001,303
Provision for loan and lease losses$250,0001,023
Total noninterest income$2,919,0001,093
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,104,000525
Trading account gains and feesNANA
Additional Noninterest Income$1,815,0001,167
Total noninterest expense$9,297,0001,237
Salaries and employee benefits$5,553,0001,203
Premises and equipment expense$1,198,0001,027
Additional noninterest expense$2,546,0001,324
Pre-tax net operating income$4,133,0001,384
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,133,0001,207
Extraordinary gains, net$04
Net income$4,133,0001,207
Minority interest net income$060
Net income of bank and minority interests.$4,133,0001,207
Net charge-offs$111,000692
Cash dividends$3,514,000549
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,133,0001,230
2022-03-31 (YTD Data)Rank
Total interest income$5,657,0001,300
Total interest expense$195,0002,264
Net interest income$5,462,0001,241
Provision for loan and lease losses$50,0001,338
Total noninterest income$1,385,0001,129
Gross Fiduciary activities income$0892
Service charges on deposit accounts$547,000525
Trading account gains and feesNANA
Additional Noninterest Income$838,0001,204
Total noninterest expense$4,619,0001,241
Salaries and employee benefits$2,778,0001,208
Premises and equipment expense$596,0001,043
Additional noninterest expense$1,245,0001,338
Pre-tax net operating income$2,178,0001,282
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,178,0001,129
Extraordinary gains, net$04
Net income$2,178,0001,128
Minority interest net income$050
Net income of bank and minority interests.$2,178,0001,129
Net charge-offs$75,000566
Cash dividends$1,056,000737
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,178,0001,142
2021-12-31 (YTD Data)Rank
Total interest income$22,405,0001,350
Total interest expense$969,0002,258
Net interest income$21,436,0001,284
Provision for loan and lease losses$287,0001,465
Total noninterest income$5,957,0001,170
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,090,000518
Trading account gains and feesNANA
Additional Noninterest Income$3,867,0001,275
Total noninterest expense$18,627,0001,227
Salaries and employee benefits$11,037,0001,203
Premises and equipment expense$2,478,000992
Additional noninterest expense$5,112,0001,302
Pre-tax net operating income$8,479,0001,418
Securities gains (losses)$-28,0004,481
Applicable income taxes$03,710
Income before extraordinary items$8,451,0001,297
Extraordinary gains, net$010
Net income$8,451,0001,296
Minority interest net income$074
Net income of bank and minority interests.$8,451,0001,297
Net charge-offs$189,0001,045
Cash dividends$2,729,0001,266
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,479,0001,271
2021-09-30 (YTD Data)Rank
Total interest income$16,854,0001,375
Total interest expense$781,0002,248
Net interest income$16,073,0001,307
Provision for loan and lease losses$137,0001,748
Total noninterest income$4,361,0001,216
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,530,000528
Trading account gains and feesNANA
Additional Noninterest Income$2,831,0001,348
Total noninterest expense$13,899,0001,233
Salaries and employee benefits$8,188,0001,220
Premises and equipment expense$1,879,000999
Additional noninterest expense$3,832,0001,303
Pre-tax net operating income$6,398,0001,473
Securities gains (losses)$-28,0004,675
Applicable income taxes$03,719
Income before extraordinary items$6,370,0001,333
Extraordinary gains, net$08
Net income$6,370,0001,333
Minority interest net income$069
Net income of bank and minority interests.$6,370,0001,333
Net charge-offs$148,000920
Cash dividends$2,171,0001,101
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,398,0001,310
2021-06-30 (YTD Data)Rank
Total interest income$10,925,0001,390
Total interest expense$568,0002,174
Net interest income$10,357,0001,332
Provision for loan and lease losses$87,0001,820
Total noninterest income$2,845,0001,226
Gross Fiduciary activities income$0951
Service charges on deposit accounts$987,000527
Trading account gains and feesNANA
Additional Noninterest Income$1,858,0001,349
Total noninterest expense$9,262,0001,225
Salaries and employee benefits$5,467,0001,215
Premises and equipment expense$1,251,0001,002
Additional noninterest expense$2,544,0001,297
Pre-tax net operating income$3,853,0001,566
Securities gains (losses)$-3,0004,550
Applicable income taxes$03,702
Income before extraordinary items$3,850,0001,448
Extraordinary gains, net$06
Net income$3,850,0001,448
Minority interest net income$067
Net income of bank and minority interests.$3,850,0001,448
Net charge-offs$145,000762
Cash dividends$1,105,0001,289
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,853,0001,410
2021-03-31 (YTD Data)Rank
Total interest income$5,227,0001,447
Total interest expense$298,0002,194
Net interest income$4,929,0001,386
Provision for loan and lease losses$155,000926
Total noninterest income$1,464,0001,199
Gross Fiduciary activities income$0922
Service charges on deposit accounts$497,000515
Trading account gains and feesNANA
Additional Noninterest Income$967,0001,302
Total noninterest expense$4,701,0001,197
Salaries and employee benefits$2,761,0001,189
Premises and equipment expense$666,000965
Additional noninterest expense$1,274,0001,274
Pre-tax net operating income$1,537,0001,842
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,537,0001,698
Extraordinary gains, net$03
Net income$1,537,0001,698
Minority interest net income$055
Net income of bank and minority interests.$1,537,0001,698
Net charge-offs$153,000502
Cash dividends$817,000874
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,537,0001,655
2020-12-31 (YTD Data)Rank
Total interest income$21,205,0001,421
Total interest expense$1,722,0002,168
Net interest income$19,483,0001,319
Provision for loan and lease losses$940,0001,667
Total noninterest income$5,510,0001,189
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,171,000493
Trading account gains and feesNANA
Additional Noninterest Income$3,339,0001,358
Total noninterest expense$18,374,0001,184
Salaries and employee benefits$10,652,0001,190
Premises and equipment expense$2,441,0001,002
Additional noninterest expense$5,281,0001,213
Pre-tax net operating income$5,679,0001,624
Securities gains (losses)$5,0002,442
Applicable income taxes$03,697
Income before extraordinary items$5,684,0001,485
Extraordinary gains, net$04
Net income$5,684,0001,484
Minority interest net income$072
Net income of bank and minority interests.$5,684,0001,485
Net charge-offs$865,000708
Cash dividends$3,101,0001,087
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,679,0001,441
2020-09-30 (YTD Data)Rank
Total interest income$15,854,0001,432
Total interest expense$1,383,0002,152
Net interest income$14,471,0001,319
Provision for loan and lease losses$785,0001,562
Total noninterest income$3,996,0001,176
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,611,000493
Trading account gains and feesNANA
Additional Noninterest Income$2,385,0001,348
Total noninterest expense$13,702,0001,171
Salaries and employee benefits$7,988,0001,178
Premises and equipment expense$1,738,0001,040
Additional noninterest expense$3,976,0001,190
Pre-tax net operating income$3,980,0001,678
Securities gains (losses)$12,0002,078
Applicable income taxes$03,696
Income before extraordinary items$3,992,0001,510
Extraordinary gains, net$04
Net income$3,992,0001,510
Minority interest net income$065
Net income of bank and minority interests.$3,992,0001,511
Net charge-offs$803,000568
Cash dividends$2,530,000910
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,980,0001,472
2020-06-30 (YTD Data)Rank
Total interest income$10,695,0001,436
Total interest expense$976,0002,180
Net interest income$9,719,0001,304
Provision for loan and lease losses$660,0001,372
Total noninterest income$2,534,0001,162
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,090,000487
Trading account gains and feesNANA
Additional Noninterest Income$1,444,0001,344
Total noninterest expense$9,161,0001,157
Salaries and employee benefits$5,297,0001,178
Premises and equipment expense$1,139,0001,050
Additional noninterest expense$2,725,0001,156
Pre-tax net operating income$2,432,0001,740
Securities gains (losses)$12,0001,821
Applicable income taxes$03,655
Income before extraordinary items$2,444,0001,564
Extraordinary gains, net$04
Net income$2,444,0001,564
Minority interest net income$065
Net income of bank and minority interests.$2,444,0001,565
Net charge-offs$536,000567
Cash dividends$1,704,000909
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,432,0001,523
2020-03-31 (YTD Data)Rank
Total interest income$5,367,0001,420
Total interest expense$532,0002,196
Net interest income$4,835,0001,298
Provision for loan and lease losses$295,0001,218
Total noninterest income$1,401,0001,029
Gross Fiduciary activities income$0941
Service charges on deposit accounts$628,000489
Trading account gains and feesNANA
Additional Noninterest Income$773,0001,168
Total noninterest expense$4,744,0001,146
Salaries and employee benefits$2,650,0001,182
Premises and equipment expense$575,0001,062
Additional noninterest expense$1,519,0001,093
Pre-tax net operating income$1,197,0001,587
Securities gains (losses)$12,0001,271
Applicable income taxes$03,513
Income before extraordinary items$1,209,0001,423
Extraordinary gains, net$04
Net income$1,209,0001,421
Minority interest net income$056
Net income of bank and minority interests.$1,209,0001,423
Net charge-offs$206,000621
Cash dividends$616,0001,120
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,197,0001,409
2019-12-31 (YTD Data)Rank
Total interest income$21,045,0001,461
Total interest expense$2,370,0002,106
Net interest income$18,675,0001,322
Provision for loan and lease losses$710,0001,184
Total noninterest income$6,166,000979
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,234,000562
Trading account gains and feesNANA
Additional Noninterest Income$3,932,000977
Total noninterest expense$18,157,0001,165
Salaries and employee benefits$10,005,0001,203
Premises and equipment expense$2,321,0001,038
Additional noninterest expense$5,831,0001,112
Pre-tax net operating income$5,974,0001,538
Securities gains (losses)$30,0001,474
Applicable income taxes$03,859
Income before extraordinary items$6,004,0001,387
Extraordinary gains, net$011
Net income$6,004,0001,390
Minority interest net income$076
Net income of bank and minority interests.$6,004,0001,390
Net charge-offs$557,000963
Cash dividends$4,184,000924
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,974,0001,359
2019-09-30 (YTD Data)Rank
Total interest income$15,689,0001,481
Total interest expense$1,792,0002,110
Net interest income$13,897,0001,341
Provision for loan and lease losses$590,0001,028
Total noninterest income$4,554,000966
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,582,000594
Trading account gains and feesNANA
Additional Noninterest Income$2,972,000966
Total noninterest expense$13,558,0001,171
Salaries and employee benefits$7,447,0001,214
Premises and equipment expense$1,771,0001,028
Additional noninterest expense$4,340,0001,113
Pre-tax net operating income$4,303,0001,623
Securities gains (losses)$30,0001,272
Applicable income taxes$03,902
Income before extraordinary items$4,333,0001,455
Extraordinary gains, net$011
Net income$4,333,0001,455
Minority interest net income$072
Net income of bank and minority interests.$4,333,0001,457
Net charge-offs$411,000849
Cash dividends$4,184,000695
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,303,0001,432
2019-06-30 (YTD Data)Rank
Total interest income$10,355,0001,488
Total interest expense$1,109,0002,193
Net interest income$9,246,0001,345
Provision for loan and lease losses$410,000989
Total noninterest income$3,012,000968
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$997,000627
Trading account gains and feesNANA
Additional Noninterest Income$2,015,000924
Total noninterest expense$8,959,0001,177
Salaries and employee benefits$4,954,0001,216
Premises and equipment expense$1,158,0001,048
Additional noninterest expense$2,847,0001,133
Pre-tax net operating income$2,889,0001,594
Securities gains (losses)$15,0001,113
Applicable income taxes$03,901
Income before extraordinary items$2,904,0001,427
Extraordinary gains, net$011
Net income$2,904,0001,427
Minority interest net income$069
Net income of bank and minority interests.$2,904,0001,427
Net charge-offs$310,000771
Cash dividends$2,737,000706
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,889,0001,408
2019-03-31 (YTD Data)Rank
Total interest income$5,174,0001,482
Total interest expense$556,0002,164
Net interest income$4,618,0001,344
Provision for loan and lease losses$210,000909
Total noninterest income$1,481,000956
Gross Fiduciary activities income$0972
Service charges on deposit accounts$501,000617
Trading account gains and feesNANA
Additional Noninterest Income$980,000912
Total noninterest expense$4,369,0001,202
Salaries and employee benefits$2,470,0001,221
Premises and equipment expense$579,0001,055
Additional noninterest expense$1,320,0001,193
Pre-tax net operating income$1,520,0001,512
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,520,0001,341
Extraordinary gains, net$05
Net income$1,520,0001,340
Minority interest net income$052
Net income of bank and minority interests.$1,520,0001,340
Net charge-offs$141,000757
Cash dividends$542,0001,272
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,520,0001,319
2018-12-31 (YTD Data)Rank
Total interest income$20,004,0001,454
Total interest expense$1,513,0002,318
Net interest income$18,491,0001,326
Provision for loan and lease losses$1,136,000811
Total noninterest income$6,439,000928
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,170,000588
Trading account gains and feesNANA
Additional Noninterest Income$4,269,000877
Total noninterest expense$18,221,0001,145
Salaries and employee benefits$10,331,0001,142
Premises and equipment expense$2,220,0001,080
Additional noninterest expense$5,670,0001,123
Pre-tax net operating income$5,573,0001,631
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$5,573,0001,448
Extraordinary gains, net$06
Net income$5,573,0001,447
Minority interest net income$072
Net income of bank and minority interests.$5,573,0001,447
Net charge-offs$421,0001,074
Cash dividends$2,850,0001,132
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,573,0001,442
2018-09-30 (YTD Data)Rank
Total interest income$14,815,0001,454
Total interest expense$989,0002,457
Net interest income$13,826,0001,326
Provision for loan and lease losses$912,000698
Total noninterest income$4,922,000927
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,603,000593
Trading account gains and feesNANA
Additional Noninterest Income$3,319,000879
Total noninterest expense$13,750,0001,140
Salaries and employee benefits$7,796,0001,139
Premises and equipment expense$1,676,0001,072
Additional noninterest expense$4,278,0001,117
Pre-tax net operating income$4,086,0001,666
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$4,086,0001,479
Extraordinary gains, net$05
Net income$4,086,0001,478
Minority interest net income$066
Net income of bank and minority interests.$4,086,0001,478
Net charge-offs$290,0001,019
Cash dividends$2,571,000880
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,086,0001,466
2018-06-30 (YTD Data)Rank
Total interest income$9,544,0001,475
Total interest expense$544,0002,670
Net interest income$9,000,0001,348
Provision for loan and lease losses$498,000832
Total noninterest income$3,174,000943
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,046,000605
Trading account gains and feesNANA
Additional Noninterest Income$2,128,000897
Total noninterest expense$9,088,0001,147
Salaries and employee benefits$5,259,0001,141
Premises and equipment expense$1,085,0001,093
Additional noninterest expense$2,744,0001,152
Pre-tax net operating income$2,588,0001,713
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,588,0001,532
Extraordinary gains, net$06
Net income$2,588,0001,531
Minority interest net income$065
Net income of bank and minority interests.$2,588,0001,531
Net charge-offs$178,000987
Cash dividends$2,042,000746
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,588,0001,514
2018-03-31 (YTD Data)Rank
Total interest income$4,571,0001,518
Total interest expense$206,0003,037
Net interest income$4,365,0001,377
Provision for loan and lease losses$194,000976
Total noninterest income$1,551,000944
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$534,000595
Trading account gains and feesNANA
Additional Noninterest Income$1,017,000922
Total noninterest expense$4,545,0001,150
Salaries and employee benefits$2,613,0001,151
Premises and equipment expense$556,0001,084
Additional noninterest expense$1,376,0001,146
Pre-tax net operating income$1,177,0001,809
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,177,0001,609
Extraordinary gains, net$07
Net income$1,177,0001,609
Minority interest net income$052
Net income of bank and minority interests.$1,177,0001,609
Net charge-offs$83,000947
Cash dividends$251,0001,725
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,177,0001,595
2017-12-31 (YTD Data)Rank
Total interest income$17,940,0001,490
Total interest expense$819,0002,891
Net interest income$17,121,0001,372
Provision for loan and lease losses$1,206,000770
Total noninterest income$7,002,000882
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,123,000599
Trading account gains and feesNANA
Additional Noninterest Income$4,879,000834
Total noninterest expense$18,297,0001,141
Salaries and employee benefits$10,678,0001,102
Premises and equipment expense$1,875,0001,240
Additional noninterest expense$5,744,0001,117
Pre-tax net operating income$4,620,0001,828
Securities gains (losses)$111,000591
Applicable income taxes$04,135
Income before extraordinary items$4,731,0001,402
Extraordinary gains, net$09
Net income$4,731,0001,401
Minority interest net income$076
Net income of bank and minority interests.$4,731,0001,402
Net charge-offs$758,000840
Cash dividends$3,604,000885
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,620,0001,413
2017-09-30 (YTD Data)Rank
Total interest income$13,367,0001,499
Total interest expense$594,0002,924
Net interest income$12,773,0001,386
Provision for loan and lease losses$990,000704
Total noninterest income$4,605,000973
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,585,000604
Trading account gains and feesNANA
Additional Noninterest Income$3,020,000965
Total noninterest expense$13,704,0001,138
Salaries and employee benefits$8,009,0001,111
Premises and equipment expense$1,364,0001,296
Additional noninterest expense$4,331,0001,115
Pre-tax net operating income$2,684,0002,244
Securities gains (losses)$111,000559
Applicable income taxes$04,172
Income before extraordinary items$2,795,0001,835
Extraordinary gains, net$09
Net income$2,795,0001,835
Minority interest net income$071
Net income of bank and minority interests.$2,795,0001,835
Net charge-offs$610,000693
Cash dividends$3,605,000663
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,684,0001,877
2017-06-30 (YTD Data)Rank
Total interest income$8,837,0001,494
Total interest expense$387,0002,922
Net interest income$8,450,0001,393
Provision for loan and lease losses$686,000676
Total noninterest income$3,161,000953
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,048,000596
Trading account gains and feesNANA
Additional Noninterest Income$2,113,000927
Total noninterest expense$9,261,0001,135
Salaries and employee benefits$5,303,0001,123
Premises and equipment expense$967,0001,216
Additional noninterest expense$2,991,0001,093
Pre-tax net operating income$1,664,0002,314
Securities gains (losses)$23,000938
Applicable income taxes$04,189
Income before extraordinary items$1,687,0001,967
Extraordinary gains, net$011
Net income$1,687,0001,967
Minority interest net income$071
Net income of bank and minority interests.$1,687,0001,967
Net charge-offs$429,000645
Cash dividends$2,160,000714
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,664,0001,962
2017-03-31 (YTD Data)Rank
Total interest income$4,380,0001,496
Total interest expense$162,0003,218
Net interest income$4,218,0001,389
Provision for loan and lease losses$425,000511
Total noninterest income$1,618,000932
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$536,000587
Trading account gains and feesNANA
Additional Noninterest Income$1,082,000906
Total noninterest expense$4,652,0001,137
Salaries and employee benefits$2,626,0001,144
Premises and equipment expense$488,0001,220
Additional noninterest expense$1,538,0001,043
Pre-tax net operating income$759,0002,390
Securities gains (losses)$23,000494
Applicable income taxes$04,086
Income before extraordinary items$782,0002,021
Extraordinary gains, net$08
Net income$782,0002,022
Minority interest net income$055
Net income of bank and minority interests.$782,0002,022
Net charge-offs$288,000479
Cash dividends$676,000970
Sale, conversion, retirement of capital stock, net$0632
Net operating income$759,0002,037
2016-12-31 (YTD Data)Rank
Total interest income$17,441,0001,458
Total interest expense$610,0003,300
Net interest income$16,831,0001,358
Provision for loan and lease losses$877,0001,018
Total noninterest income$7,056,000895
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,413,000545
Trading account gains and fees$0170
Additional Noninterest Income$4,643,000890
Total noninterest expense$18,858,0001,102
Salaries and employee benefits$10,284,0001,123
Premises and equipment expense$2,132,0001,114
Additional noninterest expense$6,442,0001,017
Pre-tax net operating income$4,152,0001,886
Securities gains (losses)$959,000248
Applicable income taxes$04,278
Income before extraordinary items$5,111,0001,358
Extraordinary gains, net$05
Net income$5,111,0001,356
Minority interest net income$082
Net income of bank and minority interests.$5,111,0001,357
Net charge-offs$672,000890
Cash dividends$3,071,000996
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,152,0001,573
2016-09-30 (YTD Data)Rank
Total interest income$13,183,0001,447
Total interest expense$442,0003,372
Net interest income$12,741,0001,349
Provision for loan and lease losses$595,0001,026
Total noninterest income$5,255,000901
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,830,000538
Trading account gains and fees$0169
Additional Noninterest Income$3,425,000897
Total noninterest expense$14,123,0001,108
Salaries and employee benefits$7,730,0001,117
Premises and equipment expense$1,503,0001,179
Additional noninterest expense$4,890,0001,005
Pre-tax net operating income$3,278,0001,831
Securities gains (losses)$989,000205
Applicable income taxes$04,325
Income before extraordinary items$4,267,0001,265
Extraordinary gains, net$05
Net income$4,267,0001,265
Minority interest net income$071
Net income of bank and minority interests.$4,267,0001,265
Net charge-offs$527,000766
Cash dividends$2,632,000847
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,278,0001,521
2016-06-30 (YTD Data)Rank
Total interest income$8,754,0001,452
Total interest expense$300,0003,354
Net interest income$8,454,0001,357
Provision for loan and lease losses$382,0001,055
Total noninterest income$3,453,000903
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,183,000546
Trading account gains and fees$0157
Additional Noninterest Income$2,270,000886
Total noninterest expense$9,384,0001,108
Salaries and employee benefits$5,110,0001,132
Premises and equipment expense$994,0001,193
Additional noninterest expense$3,280,0001,002
Pre-tax net operating income$2,141,0001,832
Securities gains (losses)$981,000144
Applicable income taxes$04,338
Income before extraordinary items$3,122,0001,164
Extraordinary gains, net$016
Net income$3,122,0001,164
Minority interest net income$071
Net income of bank and minority interests.$3,122,0001,164
Net charge-offs$348,000775
Cash dividends$1,864,000821
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,141,0001,527
2016-03-31 (YTD Data)Rank
Total interest income$4,422,0001,429
Total interest expense$151,0003,363
Net interest income$4,271,0001,348
Provision for loan and lease losses$188,0001,012
Total noninterest income$1,565,000930
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$570,000560
Trading account gains and fees$0142
Additional Noninterest Income$995,000931
Total noninterest expense$4,666,0001,114
Salaries and employee benefits$2,590,0001,124
Premises and equipment expense$468,0001,255
Additional noninterest expense$1,608,0001,013
Pre-tax net operating income$982,0001,945
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$982,0001,648
Extraordinary gains, net$012
Net income$982,0001,649
Minority interest net income$062
Net income of bank and minority interests.$982,0001,649
Net charge-offs$227,000601
Cash dividends$768,000902
Sale, conversion, retirement of capital stock, net$0659
Net operating income$982,0001,608
2015-12-31 (YTD Data)Rank
Total interest income$17,256,0001,437
Total interest expense$748,0002,941
Net interest income$16,508,0001,348
Provision for loan and lease losses$720,0001,044
Total noninterest income$7,255,000864
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,476,000396
Trading account gains and fees$0159
Additional Noninterest Income$3,779,000998
Total noninterest expense$18,998,0001,072
Salaries and employee benefits$10,339,0001,081
Premises and equipment expense$2,137,0001,109
Additional noninterest expense$6,522,0001,015
Pre-tax net operating income$4,045,0001,850
Securities gains (losses)$535,000330
Applicable income taxes$04,402
Income before extraordinary items$4,580,0001,448
Extraordinary gains, net$023
Net income$4,580,0001,448
Minority interest net income$081
Net income of bank and minority interests.$4,580,0001,448
Net charge-offs$662,000935
Cash dividends$2,945,0001,003
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,045,0001,556
2015-09-30 (YTD Data)Rank
Total interest income$12,902,0001,449
Total interest expense$571,0002,944
Net interest income$12,331,0001,373
Provision for loan and lease losses$540,000979
Total noninterest income$5,475,000876
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,613,000400
Trading account gains and fees$0153
Additional Noninterest Income$2,862,0001,003
Total noninterest expense$14,192,0001,080
Salaries and employee benefits$7,640,0001,105
Premises and equipment expense$1,613,0001,123
Additional noninterest expense$4,939,0001,001
Pre-tax net operating income$3,074,0001,863
Securities gains (losses)$450,000331
Applicable income taxes$04,489
Income before extraordinary items$3,524,0001,434
Extraordinary gains, net$021
Net income$3,524,0001,435
Minority interest net income$078
Net income of bank and minority interests.$3,524,0001,435
Net charge-offs$410,000990
Cash dividends$2,506,000823
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,074,0001,553
2015-06-30 (YTD Data)Rank
Total interest income$8,691,0001,444
Total interest expense$389,0002,934
Net interest income$8,302,0001,363
Provision for loan and lease losses$360,000971
Total noninterest income$3,526,000894
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,679,000408
Trading account gains and fees$0157
Additional Noninterest Income$1,847,0001,029
Total noninterest expense$9,544,0001,075
Salaries and employee benefits$5,145,0001,096
Premises and equipment expense$1,132,0001,074
Additional noninterest expense$3,267,0001,009
Pre-tax net operating income$1,924,0001,944
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,924,0001,673
Extraordinary gains, net$022
Net income$1,924,0001,677
Minority interest net income$075
Net income of bank and minority interests.$1,924,0001,677
Net charge-offs$277,000963
Cash dividends$1,737,000803
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,924,0001,626
2015-03-31 (YTD Data)Rank
Total interest income$4,330,0001,445
Total interest expense$197,0002,920
Net interest income$4,133,0001,365
Provision for loan and lease losses$180,000957
Total noninterest income$1,684,000895
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$791,000423
Trading account gains and fees$0152
Additional Noninterest Income$893,0001,008
Total noninterest expense$4,833,0001,068
Salaries and employee benefits$2,583,0001,098
Premises and equipment expense$583,0001,049
Additional noninterest expense$1,667,000965
Pre-tax net operating income$804,0002,198
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$804,0001,919
Extraordinary gains, net$013
Net income$804,0001,921
Minority interest net income$064
Net income of bank and minority interests.$804,0001,922
Net charge-offs$65,0001,383
Cash dividends$771,000815
Sale, conversion, retirement of capital stock, net$0697
Net operating income$804,0001,858
2014-12-31 (YTD Data)Rank
Total interest income$17,949,0001,407
Total interest expense$894,0002,796
Net interest income$17,055,0001,310
Provision for loan and lease losses$729,0001,096
Total noninterest income$7,503,000814
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,894,000379
Trading account gains and fees$0180
Additional Noninterest Income$3,609,000967
Total noninterest expense$19,266,0001,064
Salaries and employee benefits$10,081,0001,092
Premises and equipment expense$2,284,0001,055
Additional noninterest expense$6,901,000940
Pre-tax net operating income$4,563,0001,652
Securities gains (losses)$4,0002,934
Applicable income taxes$04,531
Income before extraordinary items$4,567,0001,418
Extraordinary gains, net$017
Net income$4,567,0001,416
Minority interest net income$084
Net income of bank and minority interests.$4,567,0001,417
Net charge-offs$598,0001,303
Cash dividends$2,642,0001,031
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,563,0001,389
2014-09-30 (YTD Data)Rank
Total interest income$13,492,0001,415
Total interest expense$689,0002,798
Net interest income$12,803,0001,308
Provision for loan and lease losses$639,000952
Total noninterest income$5,667,000805
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,964,000374
Trading account gains and fees$0174
Additional Noninterest Income$2,703,000982
Total noninterest expense$14,183,0001,080
Salaries and employee benefits$7,604,0001,087
Premises and equipment expense$1,650,0001,099
Additional noninterest expense$4,929,000990
Pre-tax net operating income$3,648,0001,573
Securities gains (losses)$4,0002,611
Applicable income taxes$04,583
Income before extraordinary items$3,652,0001,327
Extraordinary gains, net$015
Net income$3,652,0001,326
Minority interest net income$081
Net income of bank and minority interests.$3,652,0001,327
Net charge-offs$503,0001,152
Cash dividends$2,198,000860
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,648,0001,308
2014-06-30 (YTD Data)Rank
Total interest income$8,885,0001,426
Total interest expense$463,0002,790
Net interest income$8,422,0001,323
Provision for loan and lease losses$354,0001,101
Total noninterest income$3,740,000796
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,929,000377
Trading account gains and fees$0172
Additional Noninterest Income$1,811,000963
Total noninterest expense$9,483,0001,075
Salaries and employee benefits$5,112,0001,068
Premises and equipment expense$1,061,0001,147
Additional noninterest expense$3,310,000981
Pre-tax net operating income$2,325,0001,600
Securities gains (losses)$4,0002,221
Applicable income taxes$04,568
Income before extraordinary items$2,329,0001,348
Extraordinary gains, net$020
Net income$2,329,0001,349
Minority interest net income$080
Net income of bank and minority interests.$2,329,0001,350
Net charge-offs$372,0001,097
Cash dividends$1,555,000804
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,325,0001,329
2014-03-31 (YTD Data)Rank
Total interest income$4,456,0001,419
Total interest expense$234,0002,815
Net interest income$4,222,0001,313
Provision for loan and lease losses$174,0001,105
Total noninterest income$1,804,000795
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$943,000375
Trading account gains and fees$0147
Additional Noninterest Income$861,000950
Total noninterest expense$4,704,0001,084
Salaries and employee benefits$2,566,0001,076
Premises and equipment expense$515,0001,203
Additional noninterest expense$1,623,000994
Pre-tax net operating income$1,148,0001,574
Securities gains (losses)$4,0001,399
Applicable income taxes$04,445
Income before extraordinary items$1,152,0001,313
Extraordinary gains, net$016
Net income$1,152,0001,315
Minority interest net income$066
Net income of bank and minority interests.$1,152,0001,315
Net charge-offs$67,0001,638
Cash dividends$713,000803
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,148,0001,290
2013-12-31 (YTD Data)Rank
Total interest income$16,157,0001,547
Total interest expense$1,105,0002,733
Net interest income$15,052,0001,446
Provision for loan and lease losses$566,0001,704
Total noninterest income$8,111,000785
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,064,000366
Trading account gains and fees$0184
Additional Noninterest Income$4,047,000931
Total noninterest expense$18,773,0001,092
Salaries and employee benefits$10,232,0001,060
Premises and equipment expense$2,165,0001,100
Additional noninterest expense$6,376,0001,059
Pre-tax net operating income$3,824,0001,782
Securities gains (losses)$7,0002,738
Applicable income taxes$04,631
Income before extraordinary items$3,831,0001,561
Extraordinary gains, net$029
Net income$3,831,0001,564
Minority interest net income$090
Net income of bank and minority interests.$3,831,0001,565
Net charge-offs$584,0001,847
Cash dividends$2,874,000903
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,824,0001,525
2013-09-30 (YTD Data)Rank
Total interest income$11,871,0001,592
Total interest expense$851,0002,772
Net interest income$11,020,0001,480
Provision for loan and lease losses$407,0001,746
Total noninterest income$6,166,000793
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,013,000373
Trading account gains and fees$0180
Additional Noninterest Income$3,153,000938
Total noninterest expense$13,790,0001,104
Salaries and employee benefits$7,488,0001,090
Premises and equipment expense$1,551,0001,164
Additional noninterest expense$4,751,0001,065
Pre-tax net operating income$2,989,0001,752
Securities gains (losses)$4,0002,720
Applicable income taxes$04,713
Income before extraordinary items$2,993,0001,507
Extraordinary gains, net$025
Net income$2,993,0001,509
Minority interest net income$084
Net income of bank and minority interests.$2,993,0001,510
Net charge-offs$447,0001,710
Cash dividends$2,424,000751
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,989,0001,467
2013-06-30 (YTD Data)Rank
Total interest income$7,855,0001,597
Total interest expense$575,0002,794
Net interest income$7,280,0001,480
Provision for loan and lease losses$249,0001,882
Total noninterest income$3,908,000826
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,925,000378
Trading account gains and fees$0157
Additional Noninterest Income$1,983,000998
Total noninterest expense$9,122,0001,118
Salaries and employee benefits$4,992,0001,089
Premises and equipment expense$1,057,0001,125
Additional noninterest expense$3,073,0001,098
Pre-tax net operating income$1,817,0001,874
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,817,0001,654
Extraordinary gains, net$022
Net income$1,817,0001,657
Minority interest net income$082
Net income of bank and minority interests.$1,817,0001,658
Net charge-offs$185,0002,178
Cash dividends$1,706,000718
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,817,0001,583
2013-03-31 (YTD Data)Rank
Total interest income$3,993,0001,582
Total interest expense$286,0002,887
Net interest income$3,707,0001,448
Provision for loan and lease losses$131,0001,823
Total noninterest income$1,863,000871
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$918,000386
Trading account gains and fees$0148
Additional Noninterest Income$945,0001,032
Total noninterest expense$4,560,0001,129
Salaries and employee benefits$2,493,0001,095
Premises and equipment expense$536,0001,134
Additional noninterest expense$1,531,0001,086
Pre-tax net operating income$879,0001,911
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$879,0001,651
Extraordinary gains, net$010
Net income$879,0001,653
Minority interest net income$076
Net income of bank and minority interests.$879,0001,653
Net charge-offs$74,0002,130
Cash dividends$720,000723
Sale, conversion, retirement of capital stock, net$0789
Net operating income$879,0001,605
2012-12-31 (YTD Data)Rank
Total interest income$16,922,0001,569
Total interest expense$1,312,0002,999
Net interest income$15,610,0001,407
Provision for loan and lease losses$544,0002,609
Total noninterest income$7,680,000822
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,997,000379
Trading account gains and fees$0166
Additional Noninterest Income$3,683,0001,026
Total noninterest expense$17,805,0001,130
Salaries and employee benefits$9,842,0001,065
Premises and equipment expense$2,148,0001,102
Additional noninterest expense$5,815,0001,185
Pre-tax net operating income$4,941,0001,386
Securities gains (losses)$791,000658
Applicable income taxes$04,751
Income before extraordinary items$5,732,0001,040
Extraordinary gains, net$029
Net income$5,732,0001,040
Minority interest net income$093
Net income of bank and minority interests.$5,732,0001,040
Net charge-offs$757,0002,123
Cash dividends$3,127,000838
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,941,0001,134
2012-09-30 (YTD Data)Rank
Total interest income$12,957,0001,565
Total interest expense$1,005,0003,073
Net interest income$11,952,0001,385
Provision for loan and lease losses$376,0002,671
Total noninterest income$5,716,000819
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,956,000386
Trading account gains and fees$0157
Additional Noninterest Income$2,760,0001,002
Total noninterest expense$13,269,0001,131
Salaries and employee benefits$7,462,0001,055
Premises and equipment expense$1,575,0001,129
Additional noninterest expense$4,232,0001,213
Pre-tax net operating income$4,023,0001,321
Securities gains (losses)$785,000517
Applicable income taxes$04,802
Income before extraordinary items$4,808,000962
Extraordinary gains, net$020
Net income$4,808,000963
Minority interest net income$086
Net income of bank and minority interests.$4,808,000962
Net charge-offs$609,0001,964
Cash dividends$2,668,000611
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,023,0001,064
2012-06-30 (YTD Data)Rank
Total interest income$8,882,0001,535
Total interest expense$700,0003,055
Net interest income$8,182,0001,355
Provision for loan and lease losses$223,0002,852
Total noninterest income$3,722,000834
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,907,000401
Trading account gains and fees$0153
Additional Noninterest Income$1,815,000996
Total noninterest expense$8,891,0001,119
Salaries and employee benefits$5,057,0001,031
Premises and equipment expense$1,036,0001,144
Additional noninterest expense$2,798,0001,220
Pre-tax net operating income$2,790,0001,277
Securities gains (losses)$785,000358
Applicable income taxes$04,770
Income before extraordinary items$3,575,000846
Extraordinary gains, net$019
Net income$3,575,000845
Minority interest net income$084
Net income of bank and minority interests.$3,575,000846
Net charge-offs$406,0001,989
Cash dividends$1,775,000594
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,790,0001,013
2012-03-31 (YTD Data)Rank
Total interest income$4,525,0001,525
Total interest expense$362,0003,070
Net interest income$4,163,0001,329
Provision for loan and lease losses$97,0002,941
Total noninterest income$1,733,000866
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$920,000406
Trading account gains and fees$0148
Additional Noninterest Income$813,0001,064
Total noninterest expense$4,489,0001,113
Salaries and employee benefits$2,565,0001,014
Premises and equipment expense$523,0001,145
Additional noninterest expense$1,401,0001,208
Pre-tax net operating income$1,310,0001,338
Securities gains (losses)$785,000180
Applicable income taxes$04,704
Income before extraordinary items$2,095,000723
Extraordinary gains, net$019
Net income$2,095,000724
Minority interest net income$078
Net income of bank and minority interests.$2,095,000724
Net charge-offs$124,0002,271
Cash dividends$647,000718
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,310,0001,064
2011-12-31 (YTD Data)Rank
Total interest income$17,859,0001,590
Total interest expense$1,594,0003,290
Net interest income$16,265,0001,370
Provision for loan and lease losses$1,187,0002,186
Total noninterest income$7,215,000787
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,629,000422
Trading account gains and fees$0146
Additional Noninterest Income$3,586,000916
Total noninterest expense$17,462,0001,129
Salaries and employee benefits$9,577,0001,019
Premises and equipment expense$2,182,0001,142
Additional noninterest expense$5,703,0001,225
Pre-tax net operating income$4,831,0001,212
Securities gains (losses)$222,0001,370
Applicable income taxes$04,719
Income before extraordinary items$5,053,000996
Extraordinary gains, net$029
Net income$5,053,000996
Minority interest net income$096
Net income of bank and minority interests.$5,053,000996
Net charge-offs$957,0002,412
Cash dividends$2,994,000671
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,831,000992
2011-09-30 (YTD Data)Rank
Total interest income$13,302,0001,619
Total interest expense$1,207,0003,399
Net interest income$12,095,0001,381
Provision for loan and lease losses$670,0002,506
Total noninterest income$5,327,000798
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,626,000442
Trading account gains and fees$0145
Additional Noninterest Income$2,701,000901
Total noninterest expense$12,873,0001,148
Salaries and employee benefits$7,104,0001,035
Premises and equipment expense$1,617,0001,173
Additional noninterest expense$4,152,0001,245
Pre-tax net operating income$3,879,0001,192
Securities gains (losses)$198,0001,220
Applicable income taxes$04,740
Income before extraordinary items$4,077,000941
Extraordinary gains, net$021
Net income$4,077,000938
Minority interest net income$087
Net income of bank and minority interests.$4,077,000941
Net charge-offs$640,0002,397
Cash dividends$2,547,000523
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,879,000952
2011-06-30 (YTD Data)Rank
Total interest income$8,747,0001,655
Total interest expense$803,0003,505
Net interest income$7,944,0001,409
Provision for loan and lease losses$300,0002,953
Total noninterest income$3,458,000816
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,640,000466
Trading account gains and fees$0153
Additional Noninterest Income$1,818,000894
Total noninterest expense$8,566,0001,165
Salaries and employee benefits$4,744,0001,048
Premises and equipment expense$1,078,0001,190
Additional noninterest expense$2,744,0001,294
Pre-tax net operating income$2,536,0001,169
Securities gains (losses)$191,000763
Applicable income taxes$04,697
Income before extraordinary items$2,727,000905
Extraordinary gains, net$015
Net income$2,727,000904
Minority interest net income$089
Net income of bank and minority interests.$2,727,000905
Net charge-offs$248,0002,884
Cash dividends$1,751,000484
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,536,000937
2011-03-31 (YTD Data)Rank
Total interest income$4,260,0001,712
Total interest expense$401,0003,601
Net interest income$3,859,0001,444
Provision for loan and lease losses$150,0002,750
Total noninterest income$1,653,000837
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$749,000501
Trading account gains and fees$0158
Additional Noninterest Income$904,000886
Total noninterest expense$4,235,0001,184
Salaries and employee benefits$2,397,0001,044
Premises and equipment expense$559,0001,183
Additional noninterest expense$1,279,0001,369
Pre-tax net operating income$1,127,0001,289
Securities gains (losses)$126,000466
Applicable income taxes$04,545
Income before extraordinary items$1,253,000963
Extraordinary gains, net$09
Net income$1,253,000963
Minority interest net income$086
Net income of bank and minority interests.$1,253,000963
Net charge-offs$90,0002,839
Cash dividends$787,000494
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,127,0001,056
2010-12-31 (YTD Data)Rank
Total interest income$17,138,0001,765
Total interest expense$1,857,0003,760
Net interest income$15,281,0001,472
Provision for loan and lease losses$741,0003,510
Total noninterest income$6,161,000909
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,258,000467
Trading account gains and fees$0175
Additional Noninterest Income$2,903,0001,090
Total noninterest expense$17,668,0001,133
Salaries and employee benefits$9,384,0001,046
Premises and equipment expense$2,399,0001,082
Additional noninterest expense$5,885,0001,255
Pre-tax net operating income$3,033,0001,618
Securities gains (losses)$310,0001,234
Applicable income taxes$04,655
Income before extraordinary items$3,343,0001,269
Extraordinary gains, net$029
Net income$3,343,0001,271
Minority interest net income$0111
Net income of bank and minority interests.$3,343,0001,272
Net charge-offs$717,0003,136
Cash dividends$2,328,000716
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,033,0001,343
2010-09-30 (YTD Data)Rank
Total interest income$12,863,0001,797
Total interest expense$1,427,0003,831
Net interest income$11,436,0001,492
Provision for loan and lease losses$470,0003,649
Total noninterest income$4,566,000900
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,402,000472
Trading account gains and fees$0165
Additional Noninterest Income$2,164,0001,054
Total noninterest expense$13,312,0001,105
Salaries and employee benefits$7,046,0001,034
Premises and equipment expense$1,796,0001,092
Additional noninterest expense$4,470,0001,208
Pre-tax net operating income$2,220,0001,763
Securities gains (losses)$310,0001,056
Applicable income taxes$04,726
Income before extraordinary items$2,530,0001,315
Extraordinary gains, net$023
Net income$2,530,0001,319
Minority interest net income$0110
Net income of bank and minority interests.$2,530,0001,319
Net charge-offs$471,0003,163
Cash dividends$1,880,000576
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,220,0001,442
2010-06-30 (YTD Data)Rank
Total interest income$8,454,0001,854
Total interest expense$972,0003,881
Net interest income$7,482,0001,515
Provision for loan and lease losses$300,0003,591
Total noninterest income$2,973,000903
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,566,000478
Trading account gains and fees$0152
Additional Noninterest Income$1,407,0001,031
Total noninterest expense$8,657,0001,142
Salaries and employee benefits$4,669,0001,046
Premises and equipment expense$1,240,0001,073
Additional noninterest expense$2,748,0001,304
Pre-tax net operating income$1,498,0001,727
Securities gains (losses)$259,000788
Applicable income taxes$04,691
Income before extraordinary items$1,757,0001,262
Extraordinary gains, net$019
Net income$1,757,0001,263
Minority interest net income$0105
Net income of bank and minority interests.$1,757,0001,263
Net charge-offs$256,0003,248
Cash dividends$1,362,000509
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,498,0001,407
2010-03-31 (YTD Data)Rank
Total interest income$4,243,0001,889
Total interest expense$491,0003,986
Net interest income$3,752,0001,531
Provision for loan and lease losses$250,0002,660
Total noninterest income$1,399,000928
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$783,000486
Trading account gains and fees$0175
Additional Noninterest Income$616,0001,104
Total noninterest expense$4,281,0001,174
Salaries and employee benefits$2,308,0001,069
Premises and equipment expense$632,0001,077
Additional noninterest expense$1,341,0001,321
Pre-tax net operating income$620,0002,047
Securities gains (losses)$86,000848
Applicable income taxes$04,611
Income before extraordinary items$706,0001,546
Extraordinary gains, net$016
Net income$706,0001,548
Minority interest net income$091
Net income of bank and minority interests.$706,0001,548
Net charge-offs$299,0002,031
Cash dividends$581,000583
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$620,0001,695
2009-12-31 (YTD Data)Rank
Total interest income$18,165,0001,866
Total interest expense$2,598,0003,793
Net interest income$15,567,0001,429
Provision for loan and lease losses$2,269,0002,315
Total noninterest income$7,679,000788
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,548,000465
Trading account gains and fees$0211
Additional Noninterest Income$4,131,000827
Total noninterest expense$17,084,0001,224
Salaries and employee benefits$9,337,0001,052
Premises and equipment expense$2,479,0001,104
Additional noninterest expense$5,268,0001,408
Pre-tax net operating income$3,893,0001,063
Securities gains (losses)$160,0001,738
Applicable income taxes$04,388
Income before extraordinary items$4,053,000855
Extraordinary gains, net$034
Net income$4,053,000853
Minority interest net income$0115
Net income of bank and minority interests.$4,053,000854
Net charge-offs$1,595,0002,302
Cash dividends$5,735,000308
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,893,000880
2009-09-30 (YTD Data)Rank
Total interest income$13,688,0001,895
Total interest expense$2,054,0003,787
Net interest income$11,634,0001,435
Provision for loan and lease losses$1,669,0002,103
Total noninterest income$4,551,000950
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,638,000470
Trading account gains and fees$0212
Additional Noninterest Income$1,913,0001,189
Total noninterest expense$11,531,0001,327
Salaries and employee benefits$6,217,0001,200
Premises and equipment expense$1,831,0001,129
Additional noninterest expense$3,483,0001,544
Pre-tax net operating income$2,985,0001,098
Securities gains (losses)$160,0001,457
Applicable income taxes$04,592
Income before extraordinary items$3,145,000866
Extraordinary gains, net$027
Net income$3,145,000867
Minority interest net income$0118
Net income of bank and minority interests.$3,145,000867
Net charge-offs$1,268,0001,945
Cash dividends$3,035,000403
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,985,000905
2009-06-30 (YTD Data)Rank
Total interest income$9,181,0001,927
Total interest expense$1,453,0003,755
Net interest income$7,728,0001,444
Provision for loan and lease losses$1,194,0001,879
Total noninterest income$3,110,000933
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,707,000482
Trading account gains and fees$0193
Additional Noninterest Income$1,403,0001,152
Total noninterest expense$7,528,0001,377
Salaries and employee benefits$3,991,0001,279
Premises and equipment expense$1,214,0001,160
Additional noninterest expense$2,323,0001,575
Pre-tax net operating income$2,116,0001,063
Securities gains (losses)$41,0002,030
Applicable income taxes$04,657
Income before extraordinary items$2,157,000878
Extraordinary gains, net$021
Net income$2,157,000878
Minority interest net income$0112
Net income of bank and minority interests.$2,157,000878
Net charge-offs$417,0002,554
Cash dividends$2,245,000401
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,116,000860
2009-03-31 (YTD Data)Rank
Total interest income$4,580,0001,952
Total interest expense$780,0003,675
Net interest income$3,800,0001,464
Provision for loan and lease losses$366,0002,088
Total noninterest income$1,379,000996
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$841,000480
Trading account gains and fees$0171
Additional Noninterest Income$538,0001,329
Total noninterest expense$3,839,0001,307
Salaries and employee benefits$2,101,0001,221
Premises and equipment expense$593,0001,211
Additional noninterest expense$1,145,0001,425
Pre-tax net operating income$974,0001,325
Securities gains (losses)$18,0001,721
Applicable income taxes$04,835
Income before extraordinary items$992,0001,096
Extraordinary gains, net$015
Net income$992,0001,098
Minority interest net income$0102
Net income of bank and minority interests.$992,0001,098
Net charge-offs$142,0002,474
Cash dividends$1,133,000386
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$974,0001,036
2008-12-31 (YTD Data)Rank
Total interest income$19,115,0001,993
Total interest expense$4,263,0003,351
Net interest income$14,852,0001,504
Provision for loan and lease losses$456,0003,942
Total noninterest income$7,233,000775
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,681,000465
Trading account gains and fees$0154
Additional Noninterest Income$3,552,000850
Total noninterest expense$16,432,0001,188
Salaries and employee benefits$8,739,0001,134
Premises and equipment expense$2,787,000995
Additional noninterest expense$4,906,0001,288
Pre-tax net operating income$5,197,0001,066
Securities gains (losses)$81,0001,287
Applicable income taxes$04,979
Income before extraordinary items$5,278,000769
Extraordinary gains, net$039
Net income$5,278,000769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,0002,857
Cash dividends$2,483,0001,110
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,197,000838
2008-09-30 (YTD Data)Rank
Total interest income$14,473,0002,013
Total interest expense$3,374,0003,320
Net interest income$11,099,0001,527
Provision for loan and lease losses$117,0004,981
Total noninterest income$5,963,000752
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,716,000484
Trading account gains and fees$0148
Additional Noninterest Income$3,247,000785
Total noninterest expense$12,516,0001,164
Salaries and employee benefits$6,755,0001,117
Premises and equipment expense$1,968,0001,065
Additional noninterest expense$3,793,0001,211
Pre-tax net operating income$4,429,0001,148
Securities gains (losses)$81,0001,096
Applicable income taxes$05,372
Income before extraordinary items$4,510,000818
Extraordinary gains, net$031
Net income$4,510,000817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0003,157
Cash dividends$1,984,0001,046
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,429,000882
2008-06-30 (YTD Data)Rank
Total interest income$9,714,0002,037
Total interest expense$2,387,0003,295
Net interest income$7,327,0001,528
Provision for loan and lease losses$117,0004,064
Total noninterest income$4,533,000689
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,746,000488
Trading account gains and fees$0149
Additional Noninterest Income$2,787,000651
Total noninterest expense$8,277,0001,173
Salaries and employee benefits$4,443,0001,146
Premises and equipment expense$1,282,0001,080
Additional noninterest expense$2,552,0001,166
Pre-tax net operating income$3,466,0001,033
Securities gains (losses)$81,0001,114
Applicable income taxes$05,627
Income before extraordinary items$3,547,000774
Extraordinary gains, net$021
Net income$3,547,000773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,516
Cash dividends$1,461,0001,029
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,466,000778
2008-03-31 (YTD Data)Rank
Total interest income$4,804,0002,110
Total interest expense$1,268,0003,315
Net interest income$3,536,0001,573
Provision for loan and lease losses$118,0002,515
Total noninterest income$1,761,000834
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$831,000500
Trading account gains and fees$0158
Additional Noninterest Income$930,000900
Total noninterest expense$4,056,0001,190
Salaries and employee benefits$2,146,0001,202
Premises and equipment expense$643,0001,079
Additional noninterest expense$1,267,0001,139
Pre-tax net operating income$1,123,0001,609
Securities gains (losses)$35,0001,284
Applicable income taxes$05,622
Income before extraordinary items$1,158,0001,298
Extraordinary gains, net$015
Net income$1,158,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,369
Cash dividends$810,000899
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,123,0001,305
2007-12-31 (YTD Data)Rank
Total interest income$20,785,0002,022
Total interest expense$5,615,0003,173
Net interest income$15,170,0001,503
Provision for loan and lease losses$426,0002,588
Total noninterest income$5,602,0001,005
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,544,000486
Trading account gains and fees$0178
Additional Noninterest Income$2,058,0001,341
Total noninterest expense$16,998,0001,102
Salaries and employee benefits$9,507,0001,051
Premises and equipment expense$2,602,0001,009
Additional noninterest expense$4,889,0001,167
Pre-tax net operating income$3,348,0002,270
Securities gains (losses)$9,0001,380
Applicable income taxes$06,070
Income before extraordinary items$3,357,0001,861
Extraordinary gains, net$039
Net income$3,357,0001,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0002,082
Cash dividends$3,457,0001,064
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,348,0001,851
2007-09-30 (YTD Data)Rank
Total interest income$15,634,0002,025
Total interest expense$4,270,0003,134
Net interest income$11,364,0001,506
Provision for loan and lease losses$337,0002,143
Total noninterest income$4,125,0001,017
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,593,000495
Trading account gains and fees$0184
Additional Noninterest Income$1,532,0001,356
Total noninterest expense$12,427,0001,128
Salaries and employee benefits$6,859,0001,097
Premises and equipment expense$1,904,0001,032
Additional noninterest expense$3,664,0001,126
Pre-tax net operating income$2,725,0002,273
Securities gains (losses)$7,0001,103
Applicable income taxes$06,220
Income before extraordinary items$2,732,0001,845
Extraordinary gains, net$033
Net income$2,732,0001,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0001,703
Cash dividends$3,053,000843
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,725,0001,836
2007-06-30 (YTD Data)Rank
Total interest income$10,412,0002,039
Total interest expense$2,844,0003,136
Net interest income$7,568,0001,527
Provision for loan and lease losses$250,0001,793
Total noninterest income$2,661,0001,065
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,669,000518
Trading account gains and fees$0168
Additional Noninterest Income$992,0001,410
Total noninterest expense$8,140,0001,162
Salaries and employee benefits$4,440,0001,149
Premises and equipment expense$1,260,0001,054
Additional noninterest expense$2,440,0001,146
Pre-tax net operating income$1,839,0002,308
Securities gains (losses)$7,000933
Applicable income taxes$06,265
Income before extraordinary items$1,846,0001,880
Extraordinary gains, net$029
Net income$1,846,0001,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0001,609
Cash dividends$2,286,000785
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,839,0001,863
2007-03-31 (YTD Data)Rank
Total interest income$5,131,0002,065
Total interest expense$1,417,0003,136
Net interest income$3,714,0001,554
Provision for loan and lease losses$156,0001,395
Total noninterest income$1,241,0001,103
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$899,000466
Trading account gains and fees$0195
Additional Noninterest Income$342,0001,783
Total noninterest expense$3,888,0001,213
Salaries and employee benefits$2,058,0001,248
Premises and equipment expense$599,0001,118
Additional noninterest expense$1,231,0001,103
Pre-tax net operating income$911,0002,320
Securities gains (losses)$7,000755
Applicable income taxes$06,196
Income before extraordinary items$918,0001,849
Extraordinary gains, net$022
Net income$918,0001,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0001,372
Cash dividends$1,544,000568
Sale, conversion, retirement of capital stock, net$0885
Net operating income$911,0001,843
2006-12-31 (YTD Data)Rank
Total interest income$12,192,0003,043
Total interest expense$3,382,0004,009
Net interest income$8,810,0002,564
Provision for loan and lease losses$455,0002,047
Total noninterest income$3,483,0001,434
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,814,000973
Trading account gains and fees$0130
Additional Noninterest Income$1,669,0001,535
Total noninterest expense$9,230,0001,922
Salaries and employee benefits$4,876,0001,998
Premises and equipment expense$1,579,0001,623
Additional noninterest expense$2,775,0001,898
Pre-tax net operating income$2,608,0003,038
Securities gains (losses)$14,000999
Applicable income taxes$06,600
Income before extraordinary items$2,622,0002,514
Extraordinary gains, net$051
Net income$2,622,0002,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0001,645
Cash dividends$2,632,0001,245
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,608,0002,500
2006-09-30 (YTD Data)Rank
Total interest income$8,936,0003,082
Total interest expense$2,369,0004,101
Net interest income$6,567,0002,602
Provision for loan and lease losses$342,0001,936
Total noninterest income$2,667,0001,433
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,384,000964
Trading account gains and fees$0126
Additional Noninterest Income$1,283,0001,517
Total noninterest expense$6,945,0001,907
Salaries and employee benefits$3,659,0001,988
Premises and equipment expense$1,249,0001,560
Additional noninterest expense$2,037,0001,917
Pre-tax net operating income$1,947,0003,178
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,947,0002,621
Extraordinary gains, net$045
Net income$1,947,0002,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0001,430
Cash dividends$1,904,0001,200
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,947,0002,609
2006-06-30 (YTD Data)Rank
Total interest income$5,817,0003,113
Total interest expense$1,460,0004,186
Net interest income$4,357,0002,615
Provision for loan and lease losses$258,0001,718
Total noninterest income$1,714,0001,461
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$910,000960
Trading account gains and fees$0126
Additional Noninterest Income$804,0001,590
Total noninterest expense$4,588,0001,927
Salaries and employee benefits$2,441,0001,996
Premises and equipment expense$850,0001,531
Additional noninterest expense$1,297,0002,027
Pre-tax net operating income$1,225,0003,311
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,225,0002,755
Extraordinary gains, net$039
Net income$1,225,0002,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0001,418
Cash dividends$921,0001,548
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,225,0002,741
2006-03-31 (YTD Data)Rank
Total interest income$2,832,0003,128
Total interest expense$693,0004,198
Net interest income$2,139,0002,638
Provision for loan and lease losses$119,0001,792
Total noninterest income$867,0001,415
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$431,000993
Trading account gains and fees$0115
Additional Noninterest Income$436,0001,480
Total noninterest expense$2,262,0001,965
Salaries and employee benefits$1,235,0001,980
Premises and equipment expense$415,0001,569
Additional noninterest expense$612,0002,120
Pre-tax net operating income$625,0003,220
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$625,0002,658
Extraordinary gains, net$021
Net income$625,0002,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,059
Cash dividends$412,0001,575
Sale, conversion, retirement of capital stock, net$0648
Net operating income$625,0002,638
2005-12-31 (YTD Data)Rank
Total interest income$10,428,0003,046
Total interest expense$1,988,0004,448
Net interest income$8,440,0002,573
Provision for loan and lease losses$76,0005,177
Total noninterest income$3,228,0001,514
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,811,000963
Trading account gains and fees$0138
Additional Noninterest Income$1,417,0001,746
Total noninterest expense$8,736,0001,926
Salaries and employee benefits$4,662,0001,976
Premises and equipment expense$1,500,0001,628
Additional noninterest expense$2,574,0001,961
Pre-tax net operating income$2,856,0002,870
Securities gains (losses)$9,0001,510
Applicable income taxes$06,964
Income before extraordinary items$2,865,0002,338
Extraordinary gains, net$046
Net income$2,865,0002,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,675
Cash dividends$1,540,0001,790
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,856,0002,313
2005-09-30 (YTD Data)Rank
Total interest income$7,609,0003,069
Total interest expense$1,387,0004,538
Net interest income$6,222,0002,593
Provision for loan and lease losses$06,899
Total noninterest income$2,295,0001,578
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,289,0001,024
Trading account gains and fees$0126
Additional Noninterest Income$1,006,0001,812
Total noninterest expense$6,529,0001,918
Salaries and employee benefits$3,503,0001,949
Premises and equipment expense$1,119,0001,619
Additional noninterest expense$1,907,0001,955
Pre-tax net operating income$1,988,0003,078
Securities gains (losses)$9,0001,516
Applicable income taxes$06,976
Income before extraordinary items$1,997,0002,491
Extraordinary gains, net$035
Net income$1,997,0002,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-64,0008,514
Cash dividends$1,265,0001,515
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,988,0002,468
2005-06-30 (YTD Data)Rank
Total interest income$4,913,0003,083
Total interest expense$869,0004,537
Net interest income$4,044,0002,623
Provision for loan and lease losses$06,626
Total noninterest income$1,441,0001,651
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$827,0001,042
Trading account gains and fees$0116
Additional Noninterest Income$614,0001,901
Total noninterest expense$4,358,0001,900
Salaries and employee benefits$2,356,0001,925
Premises and equipment expense$754,0001,600
Additional noninterest expense$1,248,0001,965
Pre-tax net operating income$1,127,0003,405
Securities gains (losses)$4,0001,659
Applicable income taxes$06,961
Income before extraordinary items$1,131,0002,801
Extraordinary gains, net$030
Net income$1,131,0002,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,489
Cash dividends$948,0001,397
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,127,0002,768
2005-03-31 (YTD Data)Rank
Total interest income$2,370,0003,130
Total interest expense$410,0004,601
Net interest income$1,960,0002,697
Provision for loan and lease losses$06,226
Total noninterest income$730,0001,596
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$397,0001,047
Trading account gains and fees$0115
Additional Noninterest Income$333,0001,763
Total noninterest expense$2,123,0001,949
Salaries and employee benefits$1,201,0001,907
Premises and equipment expense$364,0001,662
Additional noninterest expense$558,0002,192
Pre-tax net operating income$567,0003,359
Securities gains (losses)$4,0001,261
Applicable income taxes$06,892
Income before extraordinary items$571,0002,720
Extraordinary gains, net$024
Net income$571,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$475,0001,304
Sale, conversion, retirement of capital stock, net$0491
Net operating income$567,0002,688
2004-12-31 (YTD Data)Rank
Total interest income$8,698,0003,190
Total interest expense$1,374,0004,749
Net interest income$7,324,0002,763
Provision for loan and lease losses$07,314
Total noninterest income$3,187,0001,517
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,837,000951
Trading account gains and fees$0138
Additional Noninterest Income$1,350,0001,757
Total noninterest expense$7,181,0002,213
Salaries and employee benefits$3,869,0002,252
Premises and equipment expense$1,310,0001,762
Additional noninterest expense$2,002,0002,423
Pre-tax net operating income$3,330,0002,367
Securities gains (losses)$34,0002,019
Applicable income taxes$07,185
Income before extraordinary items$3,364,0001,876
Extraordinary gains, net$034
Net income$3,364,0001,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,895
Cash dividends$2,413,0001,168
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,330,0001,850
2004-09-30 (YTD Data)Rank
Total interest income$6,436,0003,207
Total interest expense$999,0004,789
Net interest income$5,437,0002,766
Provision for loan and lease losses$07,100
Total noninterest income$2,405,0001,530
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,383,000958
Trading account gains and fees$0134
Additional Noninterest Income$1,022,0001,743
Total noninterest expense$5,405,0002,195
Salaries and employee benefits$2,917,0002,220
Premises and equipment expense$995,0001,748
Additional noninterest expense$1,493,0002,405
Pre-tax net operating income$2,437,0002,441
Securities gains (losses)$19,0002,339
Applicable income taxes$07,220
Income before extraordinary items$2,456,0001,930
Extraordinary gains, net$026
Net income$2,456,0001,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0003,193
Cash dividends$1,954,0001,015
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,437,0001,897
2004-06-30 (YTD Data)Rank
Total interest income$4,233,0003,232
Total interest expense$664,0004,816
Net interest income$3,569,0002,794
Provision for loan and lease losses$06,885
Total noninterest income$1,588,0001,525
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$892,000979
Trading account gains and fees$0130
Additional Noninterest Income$696,0001,723
Total noninterest expense$3,562,0002,215
Salaries and employee benefits$1,906,0002,266
Premises and equipment expense$663,0001,744
Additional noninterest expense$993,0002,397
Pre-tax net operating income$1,595,0002,457
Securities gains (losses)$7,0002,608
Applicable income taxes$07,214
Income before extraordinary items$1,602,0001,955
Extraordinary gains, net$021
Net income$1,602,0001,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0001,788
Cash dividends$1,498,000911
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,595,0001,911
2004-03-31 (YTD Data)Rank
Total interest income$2,064,0003,305
Total interest expense$328,0004,906
Net interest income$1,736,0002,865
Provision for loan and lease losses$06,501
Total noninterest income$800,0001,497
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$437,000960
Trading account gains and fees$0121
Additional Noninterest Income$363,0001,648
Total noninterest expense$1,733,0002,294
Salaries and employee benefits$917,0002,364
Premises and equipment expense$316,0001,845
Additional noninterest expense$500,0002,359
Pre-tax net operating income$803,0002,420
Securities gains (losses)$2,0002,612
Applicable income taxes$07,103
Income before extraordinary items$805,0001,947
Extraordinary gains, net$016
Net income$805,0001,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,707
Cash dividends$958,000720
Sale, conversion, retirement of capital stock, net$0464
Net operating income$803,0001,867
2003-12-31 (YTD Data)Rank
Total interest income$8,193,0003,368
Total interest expense$1,464,0004,948
Net interest income$6,729,0002,849
Provision for loan and lease losses$07,651
Total noninterest income$3,134,0001,625
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,793,000961
Trading account gains and fees$0160
Additional Noninterest Income$1,341,0001,973
Total noninterest expense$6,531,0002,404
Salaries and employee benefits$3,423,0002,464
Premises and equipment expense$1,125,0002,028
Additional noninterest expense$1,983,0002,428
Pre-tax net operating income$3,332,0002,303
Securities gains (losses)$2,0004,163
Applicable income taxes$07,459
Income before extraordinary items$3,334,0001,858
Extraordinary gains, net$054
Net income$3,334,0001,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,602
Cash dividends$3,026,000980
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,332,0001,774
2003-09-30 (YTD Data)Rank
Total interest income$6,185,0003,398
Total interest expense$1,132,0004,979
Net interest income$5,053,0002,871
Provision for loan and lease losses$07,481
Total noninterest income$2,264,0001,722
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,340,000974
Trading account gains and fees$0153
Additional Noninterest Income$924,0002,163
Total noninterest expense$4,794,0002,461
Salaries and employee benefits$2,582,0002,448
Premises and equipment expense$835,0002,061
Additional noninterest expense$1,377,0002,573
Pre-tax net operating income$2,523,0002,366
Securities gains (losses)$2,0003,872
Applicable income taxes$07,524
Income before extraordinary items$2,525,0001,900
Extraordinary gains, net$040
Net income$2,525,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-89,0009,065
Cash dividends$2,524,000841
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,523,0001,800
2003-06-30 (YTD Data)Rank
Total interest income$4,208,0003,357
Total interest expense$792,0004,955
Net interest income$3,416,0002,829
Provision for loan and lease losses$07,324
Total noninterest income$1,496,0001,723
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$883,000973
Trading account gains and fees$0150
Additional Noninterest Income$613,0002,165
Total noninterest expense$3,156,0002,480
Salaries and employee benefits$1,719,0002,448
Premises and equipment expense$566,0002,023
Additional noninterest expense$871,0002,685
Pre-tax net operating income$1,756,0002,289
Securities gains (losses)$2,0003,460
Applicable income taxes$07,529
Income before extraordinary items$1,758,0001,831
Extraordinary gains, net$030
Net income$1,758,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,0009,075
Cash dividends$2,019,000731
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,756,0001,712
2003-03-31 (YTD Data)Rank
Total interest income$2,111,0003,373
Total interest expense$410,0004,969
Net interest income$1,701,0002,835
Provision for loan and lease losses$06,934
Total noninterest income$716,0001,743
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$446,000937
Trading account gains and fees$0134
Additional Noninterest Income$270,0002,254
Total noninterest expense$1,568,0002,477
Salaries and employee benefits$860,0002,453
Premises and equipment expense$280,0002,035
Additional noninterest expense$428,0002,690
Pre-tax net operating income$849,0002,348
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$849,0001,857
Extraordinary gains, net$021
Net income$849,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-89,0009,193
Cash dividends$1,512,000473
Sale, conversion, retirement of capital stock, net$0419
Net operating income$849,0001,748
2002-12-31 (YTD Data)Rank
Total interest income$9,400,0003,186
Total interest expense$2,293,0004,384
Net interest income$7,107,0002,692
Provision for loan and lease losses$08,089
Total noninterest income$2,623,0001,736
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,748,000919
Trading account gains and fees$0153
Additional Noninterest Income$875,0002,365
Total noninterest expense$6,578,0002,268
Salaries and employee benefits$3,280,0002,427
Premises and equipment expense$1,416,0001,571
Additional noninterest expense$1,882,0002,448
Pre-tax net operating income$3,152,0002,388
Securities gains (losses)$18,0003,224
Applicable income taxes$07,681
Income before extraordinary items$3,170,0001,898
Extraordinary gains, net$070
Net income$3,170,0001,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,528
Cash dividends$3,068,000907
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,152,0001,845
2001-12-31 (YTD Data)Rank
Total interest income$10,634,0003,143
Total interest expense$3,790,0003,964
Net interest income$6,844,0002,617
Provision for loan and lease losses$08,228
Total noninterest income$2,499,0001,686
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,631,000904
Trading account gains and fees$0177
Additional Noninterest Income$868,0002,261
Total noninterest expense$7,206,0001,992
Salaries and employee benefits$3,789,0001,984
Premises and equipment expense$1,148,0001,867
Additional noninterest expense$2,269,0001,985
Pre-tax net operating income$2,137,0003,026
Securities gains (losses)$207,0001,165
Applicable income taxes$-151,0009,334
Income before extraordinary items$2,495,0002,093
Extraordinary gains, net$0105
Net income$2,495,0002,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0002,083
Cash dividends$4,502,000661
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,288,0002,192
2000-12-31 (YTD Data)Rank
Total interest income$11,602,0002,975
Total interest expense$4,258,0003,788
Net interest income$7,344,0002,413
Provision for loan and lease losses$-3,530,0009,894
Total noninterest income$2,274,0001,702
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,252,0001,083
Trading account gains and fees$0180
Additional Noninterest Income$1,022,0001,828
Total noninterest expense$7,510,0001,854
Salaries and employee benefits$3,969,0001,811
Premises and equipment expense$912,0002,262
Additional noninterest expense$2,629,0001,687
Pre-tax net operating income$5,638,0001,309
Securities gains (losses)$67,000652
Applicable income taxes$1,767,0001,301
Income before extraordinary items$3,938,0001,340
Extraordinary gains, net$038
Net income$3,938,0001,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,814,0009,902
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,891,7701,347
1999-12-31 (YTD Data)Rank
Total interest income$11,034,0002,924
Total interest expense$4,141,0003,485
Net interest income$6,893,0002,547
Provision for loan and lease losses$832,0001,152
Total noninterest income$2,300,0001,681
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,145,0001,159
Trading account gains and fees$0173
Additional Noninterest Income$1,155,0001,691
Total noninterest expense$7,961,0001,730
Salaries and employee benefits$3,979,0001,735
Premises and equipment expense$830,0002,440
Additional noninterest expense$3,152,0001,459
Pre-tax net operating income$400,0007,597
Securities gains (losses)$281,000470
Applicable income taxes$-986,00010,168
Income before extraordinary items$1,667,0002,982
Extraordinary gains, net$035
Net income$1,667,0002,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,710,000384
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,386,0003,414
1998-12-31 (YTD Data)Rank
Total interest income$11,353,0002,841
Total interest expense$4,805,0003,116
Net interest income$6,548,0002,610
Provision for loan and lease losses$9,761,000222
Total noninterest income$2,084,0001,767
Gross Fiduciary activities income$4,0001,342
Service charges on deposit accounts$1,199,0001,038
Trading account gains and fees$0224
Additional Noninterest Income$881,0002,032
Total noninterest expense$7,618,0001,725
Salaries and employee benefits$3,742,0001,777
Premises and equipment expense$810,0002,422
Additional noninterest expense$3,066,0001,422
Pre-tax net operating income$-8,747,00010,462
Securities gains (losses)$04,449
Applicable income taxes$-1,171,00010,429
Income before extraordinary items$-7,576,00010,449
Extraordinary gains, net$032
Net income$-7,576,00010,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,710,000214
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-7,576,00010,446
1997-12-31 (YTD Data)Rank
Total interest income$13,287,0002,469
Total interest expense$5,001,0002,973
Net interest income$8,286,0002,096
Provision for loan and lease losses$2,750,000458
Total noninterest income$3,665,0001,144
Gross Fiduciary activities income$3,0001,400
Service charges on deposit accounts$1,360,000938
Trading account gains and fees$0239
Additional Noninterest Income$2,302,000994
Total noninterest expense$7,198,0001,802
Salaries and employee benefits$3,436,0001,914
Premises and equipment expense$777,0002,485
Additional noninterest expense$2,985,0001,449
Pre-tax net operating income$2,003,0003,527
Securities gains (losses)$03,944
Applicable income taxes$498,0004,222
Income before extraordinary items$1,505,0003,343
Extraordinary gains, net$044
Net income$1,505,0003,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,270,000469
Cash dividends$469,0003,632
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,505,0003,270
1996-12-31 (YTD Data)Rank
Total interest income$13,747,0002,432
Total interest expense$5,170,0002,906
Net interest income$8,577,0002,092
Provision for loan and lease losses$948,0001,070
Total noninterest income$2,089,0001,777
Gross Fiduciary activities income$4,0001,462
Service charges on deposit accounts$1,321,0001,007
Trading account gains and fees$0262
Additional Noninterest Income$764,0002,168
Total noninterest expense$9,066,0001,563
Salaries and employee benefits$3,235,0002,056
Premises and equipment expense$803,0002,444
Additional noninterest expense$5,028,0001,129
Pre-tax net operating income$653,0007,153
Securities gains (losses)$-2,0009,485
Applicable income taxes$50,0009,685
Income before extraordinary items$601,0006,269
Extraordinary gains, net$053
Net income$601,0006,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$767,0001,047
Cash dividends$2,150,0001,206
Sale, conversion, retirement of capital stock, net$0953
Net operating income$602,8406,198
1995-12-31 (YTD Data)Rank
Total interest income$13,409,0002,496
Total interest expense$4,902,0003,075
Net interest income$8,507,0002,116
Provision for loan and lease losses$1,334,000765
Total noninterest income$2,045,0001,801
Gross Fiduciary activities income$3,0001,541
Service charges on deposit accounts$1,478,000900
Trading account gains and fees$0522
Additional Noninterest Income$564,0002,653
Total noninterest expense$6,332,0002,166
Salaries and employee benefits$2,904,0002,283
Premises and equipment expense$889,0002,254
Additional noninterest expense$2,539,0001,967
Pre-tax net operating income$2,886,0002,506
Securities gains (losses)$55,0001,247
Applicable income taxes$645,0003,471
Income before extraordinary items$2,296,0002,200
Extraordinary gains, net$065
Net income$2,296,0002,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,941,000582
Cash dividends$2,715,000994
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,253,1002,207
1994-12-31 (YTD Data)Rank
Total interest income$12,417,0002,445
Total interest expense$3,525,0003,430
Net interest income$8,892,0002,034
Provision for loan and lease losses$1,159,000844
Total noninterest income$1,801,0001,978
Gross Fiduciary activities income$10,0001,473
Service charges on deposit accounts$1,319,0001,005
Trading account gains and fees$0475
Additional Noninterest Income$472,0003,059
Total noninterest expense$6,474,0002,176
Salaries and employee benefits$2,981,0002,230
Premises and equipment expense$919,0002,194
Additional noninterest expense$2,574,0002,088
Pre-tax net operating income$3,060,0002,322
Securities gains (losses)$4,0002,755
Applicable income taxes$819,0002,715
Income before extraordinary items$2,245,0002,182
Extraordinary gains, net$0249
Net income$2,245,0002,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$714,0001,072
Cash dividends$895,0002,110
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,242,0802,201
1993-12-31 (YTD Data)Rank
Total interest income$12,000,0002,570
Total interest expense$4,184,0003,036
Net interest income$7,816,0002,297
Provision for loan and lease losses$859,0001,447
Total noninterest income$1,577,0002,349
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,137,0001,176
Trading account gains and fees$0532
Additional Noninterest Income$440,0003,542
Total noninterest expense$6,094,0002,354
Salaries and employee benefits$2,434,0002,720
Premises and equipment expense$825,0002,481
Additional noninterest expense$2,835,0002,002
Pre-tax net operating income$2,440,0002,768
Securities gains (losses)$1,0007,052
Applicable income taxes$463,0004,471
Income before extraordinary items$1,978,0002,550
Extraordinary gains, net$-311,00013,112
Net income$1,667,0003,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,483,000639
Cash dividends$648,0002,533
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,977,1902,400
1992-12-31 (YTD Data)Rank
Total interest income$12,492,0002,808
Total interest expense$5,105,0003,260
Net interest income$7,387,0002,453
Provision for loan and lease losses$5,352,000568
Total noninterest income$1,680,0002,187
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,170,0001,127
Trading account gains and fees$0504
Additional Noninterest Income$510,0003,143
Total noninterest expense$5,741,0002,520
Salaries and employee benefits$2,127,0003,036
Premises and equipment expense$822,0002,518
Additional noninterest expense$2,792,0002,117
Pre-tax net operating income$-2,026,00013,640
Securities gains (losses)$9,0006,537
Applicable income taxes$-909,00013,817
Income before extraordinary items$-1,108,00013,571
Extraordinary gains, net$01,422
Net income$-1,108,00013,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,700,000639
Cash dividends$390,0003,413
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-1,113,76013,505

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.