Home > Klamath First Federal Savings and Loan Association > Assets and Liabilities
Klamath First Federal Savings and Loan Association, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 416 | 398 |
| Assets and Liabilities | ||
| Total Assets: | $1,485,270,000 | 415 |
| Cash and due from depository institutions | $38,110,000 | 398 |
| Interest-bearing balances | $831,000 | 3,146 |
| Securities | $767,707,000 | 227 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 4,729 |
| Net loans & leases | $572,458,000 | 634 |
| Loan loss allowance | $6,751,000 | 691 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $22,048,000 | 354 |
| Other real estate owned | $608,000 | 398 |
| Goodwill and other intangibles | $35,437,000 | 238 |
| All other assets | $47,652,000 | 407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,485,270,000 | 415 |
| Total liabilities | $1,352,547,000 | 413 |
| Total deposits | $987,444,000 | 444 |
| Interest-bearing deposits | $943,703,000 | 404 |
| Deposits held in domestic offices | $987,444,000 | 443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $342,500,000 | 230 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $22,603,000 | 353 |
| Total equity capital | $132,723,000 | 456 |
| Total bank equity capital | $132,723,000 | 456 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $86,540,000 | 336 |
| Undivided profits | $46,182,000 | 692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,001,000 | 2,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $5,217,000 | 498 |
| Earning assets | $1,342,246,000 | 418 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $1,482,919,400 | 403 |
| Average Assets, quarterly | $1,507,487,500 | 413 |
| Volatile liabilities | $625,709,000 | 282 |
| Insider loans | $8,029,000 | 643 |
| FHLB advances | $342,500,000 | 177 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $118,638,000 | 743 |
| Tier 1 (core) risk-based capital | $98,493,000 | 525 |
| Tier 2 risk-based capital | $6,751,000 | 686 |
| Total risk weighted assets | $861,855,000 | 480 |
| Total unused commitments | $118,638,000 | 744 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 468 | 368 |
| Assets and Liabilities | ||
| Total Assets: | $1,529,705,000 | 411 |
| Cash and due from depository institutions | $38,917,000 | 368 |
| Interest-bearing balances | $613,000 | 3,571 |
| Securities | $821,974,000 | 216 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,201 |
| Net loans & leases | $557,653,000 | 649 |
| Loan loss allowance | $6,836,000 | 704 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $23,331,000 | 341 |
| Other real estate owned | $548,000 | 368 |
| Goodwill and other intangibles | $37,036,000 | 240 |
| All other assets | $48,046,000 | 418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,529,705,000 | 411 |
| Total liabilities | $1,391,850,000 | 410 |
| Total deposits | $1,073,388,000 | 423 |
| Interest-bearing deposits | $1,027,492,000 | 374 |
| Deposits held in domestic offices | $1,073,388,000 | 421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $308,000,000 | 236 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $10,462,000 | 581 |
| Total equity capital | $137,855,000 | 448 |
| Total bank equity capital | $137,855,000 | 448 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $86,158,000 | 344 |
| Undivided profits | $51,696,000 | 622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $799,000 | 3,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $5,605,000 | 482 |
| Earning assets | $1,382,440,000 | 412 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $1,482,331,750 | 411 |
| Average Assets, quarterly | $1,485,895,500 | 418 |
| Volatile liabilities | $597,680,000 | 289 |
| Insider loans | $10,708,000 | 447 |
| FHLB advances | $308,000,000 | 187 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $132,151,000 | 705 |
| Tier 1 (core) risk-based capital | $98,740,000 | 528 |
| Tier 2 risk-based capital | $6,836,000 | 688 |
| Total risk weighted assets | $823,266,000 | 489 |
| Total unused commitments | $132,151,000 | 706 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 523 | 329 |
| Assets and Liabilities | ||
| Total Assets: | $1,442,086,000 | 427 |
| Cash and due from depository institutions | $37,132,000 | 329 |
| Interest-bearing balances | $1,200,000 | 3,029 |
| Securities | $732,719,000 | 233 |
| Federal funds sold & reverse repurchase agreements | $14,937,000 | 1,043 |
| Net loans & leases | $555,370,000 | 646 |
| Loan loss allowance | $6,959,000 | 688 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $23,496,000 | 342 |
| Other real estate owned | $412,000 | 329 |
| Goodwill and other intangibles | $37,970,000 | 223 |
| All other assets | $40,050,000 | 462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,442,086,000 | 427 |
| Total liabilities | $1,303,773,000 | 425 |
| Total deposits | $1,085,136,000 | 419 |
| Interest-bearing deposits | $1,041,775,000 | 370 |
| Deposits held in domestic offices | $1,085,136,000 | 418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $208,000,000 | 304 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $10,637,000 | 610 |
| Total equity capital | $138,313,000 | 440 |
| Total bank equity capital | $138,313,000 | 440 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $85,874,000 | 334 |
| Undivided profits | $52,438,000 | 623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,190,000 | 2,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $5,679,000 | 471 |
| Earning assets | $1,304,226,000 | 425 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $1,466,540,670 | 416 |
| Average Assets, quarterly | $1,455,531,500 | 416 |
| Volatile liabilities | $497,474,000 | 322 |
| Insider loans | $9,361,000 | 506 |
| FHLB advances | $208,000,000 | 247 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $187,904,000 | 542 |
| Tier 1 (core) risk-based capital | $96,328,000 | 527 |
| Tier 2 risk-based capital | $6,959,000 | 661 |
| Total risk weighted assets | $797,343,000 | 496 |
| Total unused commitments | $187,904,000 | 544 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 506 | 339 |
| Assets and Liabilities | ||
| Total Assets: | $1,468,977,000 | 418 |
| Cash and due from depository institutions | $45,048,000 | 339 |
| Interest-bearing balances | $8,935,000 | 956 |
| Securities | $746,362,000 | 228 |
| Federal funds sold & reverse repurchase agreements | $186,000 | 7,083 |
| Net loans & leases | $573,499,000 | 616 |
| Loan loss allowance | $7,091,000 | 667 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $23,323,000 | 347 |
| Other real estate owned | $483,000 | 339 |
| Goodwill and other intangibles | $39,072,000 | 206 |
| All other assets | $41,004,000 | 446 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,468,977,000 | 418 |
| Total liabilities | $1,332,539,000 | 417 |
| Total deposits | $1,103,306,000 | 402 |
| Interest-bearing deposits | $1,060,174,000 | 361 |
| Deposits held in domestic offices | $1,103,306,000 | 400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $208,000,000 | 284 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $21,233,000 | 411 |
| Total equity capital | $136,438,000 | 429 |
| Total bank equity capital | $136,438,000 | 429 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $85,661,000 | 331 |
| Undivided profits | $50,776,000 | 624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,513,000 | 2,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $6,465,000 | 434 |
| Earning assets | $1,328,982,000 | 419 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $1,478,768,000 | 416 |
| Average Assets, quarterly | $1,478,768,000 | 416 |
| Volatile liabilities | $492,294,000 | 328 |
| Insider loans | $10,001,000 | 473 |
| FHLB advances | $208,000,000 | 226 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $149,165,000 | 620 |
| Tier 1 (core) risk-based capital | $96,252,000 | 515 |
| Tier 2 risk-based capital | $7,091,000 | 630 |
| Total risk weighted assets | $781,817,000 | 498 |
| Total unused commitments | $149,165,000 | 621 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 511 | 331 |
| Assets and Liabilities | ||
| Total Assets: | $1,488,559,000 | 409 |
| Cash and due from depository institutions | $46,020,000 | 331 |
| Interest-bearing balances | $414,000 | 3,931 |
| Securities | $736,741,000 | 216 |
| Federal funds sold & reverse repurchase agreements | $2,536,000 | 4,334 |
| Net loans & leases | $589,731,000 | 594 |
| Loan loss allowance | $7,214,000 | 648 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $23,198,000 | 344 |
| Other real estate owned | $579,000 | 331 |
| Goodwill and other intangibles | $40,247,000 | 198 |
| All other assets | $49,507,000 | 384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,488,559,000 | 409 |
| Total liabilities | $1,346,937,000 | 410 |
| Total deposits | $1,122,439,000 | 389 |
| Interest-bearing deposits | $1,080,136,000 | 357 |
| Deposits held in domestic offices | $1,122,439,000 | 386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $208,000,000 | 293 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $16,498,000 | 458 |
| Total equity capital | $141,622,000 | 408 |
| Total bank equity capital | $141,622,000 | 408 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $85,455,000 | 321 |
| Undivided profits | $56,166,000 | 530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $583,000 | 3,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $6,151,000 | 460 |
| Earning assets | $1,329,422,000 | 413 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $1,471,028,400 | 399 |
| Average Assets, quarterly | $1,498,166,000 | 404 |
| Volatile liabilities | $499,806,000 | 311 |
| Insider loans | $6,834,000 | 728 |
| FHLB advances | $208,000,000 | 237 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $102,228,000 | 783 |
| Tier 1 (core) risk-based capital | $98,825,000 | 495 |
| Tier 2 risk-based capital | $7,214,000 | 616 |
| Total risk weighted assets | $750,948,000 | 509 |
| Total unused commitments | $102,228,000 | 783 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 470 | 358 |
| Assets and Liabilities | ||
| Total Assets: | $1,455,956,000 | 400 |
| Cash and due from depository institutions | $38,506,000 | 358 |
| Interest-bearing balances | $430,000 | 3,818 |
| Securities | $653,323,000 | 221 |
| Federal funds sold & reverse repurchase agreements | $183,000 | 6,863 |
| Net loans & leases | $671,216,000 | 523 |
| Loan loss allowance | $7,992,000 | 569 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $21,505,000 | 351 |
| Other real estate owned | $396,000 | 358 |
| Goodwill and other intangibles | $45,713,000 | 173 |
| All other assets | $25,114,000 | 587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,455,956,000 | 400 |
| Total liabilities | $1,338,126,000 | 396 |
| Total deposits | $1,159,930,000 | 366 |
| Interest-bearing deposits | $1,115,645,000 | 341 |
| Deposits held in domestic offices | $1,159,930,000 | 365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $168,000,000 | 341 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $10,196,000 | 603 |
| Total equity capital | $117,830,000 | 446 |
| Total bank equity capital | $117,830,000 | 446 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $74,731,000 | 349 |
| Undivided profits | $43,098,000 | 656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $699,000 | 3,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $8,379,000 | 370 |
| Earning assets | $1,325,152,000 | 400 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $1,180,638,800 | 457 |
| Average Assets, quarterly | $1,459,639,000 | 393 |
| Volatile liabilities | $457,696,000 | 336 |
| Insider loans | $2,829,000 | 1,748 |
| FHLB advances | $168,000,000 | 274 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $84,929,000 | 855 |
| Tier 1 (core) risk-based capital | $74,211,000 | 628 |
| Tier 2 risk-based capital | $7,992,000 | 537 |
| Total risk weighted assets | $739,517,000 | 505 |
| Total unused commitments | $84,929,000 | 856 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 263 | 604 |
| Assets and Liabilities | ||
| Total Assets: | $985,123,000 | 550 |
| Cash and due from depository institutions | $26,707,000 | 604 |
| Interest-bearing balances | $433,000 | 3,167 |
| Securities | $188,960,000 | 612 |
| Federal funds sold & reverse repurchase agreements | $2,003,000 | 4,218 |
| Net loans & leases | $725,731,000 | 481 |
| Loan loss allowance | $4,171,000 | 979 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $13,004,000 | 586 |
| Other real estate owned | $653,000 | 604 |
| Goodwill and other intangibles | $7,840,000 | 464 |
| All other assets | $20,225,000 | 585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $985,123,000 | 550 |
| Total liabilities | $873,076,000 | 556 |
| Total deposits | $693,467,000 | 564 |
| Interest-bearing deposits | $675,568,000 | 513 |
| Deposits held in domestic offices | $693,467,000 | 560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $173,000,000 | 330 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,609,000 | 815 |
| Total equity capital | $112,047,000 | 458 |
| Total bank equity capital | $112,047,000 | 458 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $64,021,000 | 381 |
| Undivided profits | $48,025,000 | 558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 2,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $4,449,000 | 573 |
| Earning assets | $917,127,000 | 541 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $1,023,113,800 | 508 |
| Average Assets, quarterly | $988,941,500 | 539 |
| Volatile liabilities | $321,238,000 | 438 |
| Insider loans | $2,101,000 | 2,236 |
| FHLB advances | $173,000,000 | 95 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $30,641,000 | 1,716 |
| Tier 1 (core) risk-based capital | $104,500,000 | 446 |
| Tier 2 risk-based capital | $4,171,000 | 929 |
| Total risk weighted assets | $522,890,000 | 659 |
| Total unused commitments | $30,641,000 | 1,717 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 251 | 678 |
| Assets and Liabilities | ||
| Total Assets: | $1,041,229,000 | 525 |
| Cash and due from depository institutions | $35,070,000 | 678 |
| Interest-bearing balances | $2,695,000 | 1,386 |
| Securities | $217,747,000 | 560 |
| Federal funds sold & reverse repurchase agreements | $5,503,000 | 1,738 |
| Net loans & leases | $740,729,000 | 481 |
| Loan loss allowance | $2,426,000 | 1,532 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,022,000 | 632 |
| Other real estate owned | $1,058,000 | 678 |
| Goodwill and other intangibles | $9,447,000 | 419 |
| All other assets | $19,653,000 | 603 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,041,229,000 | 525 |
| Total liabilities | $939,007,000 | 527 |
| Total deposits | $719,938,000 | 542 |
| Interest-bearing deposits | $700,336,000 | 493 |
| Deposits held in domestic offices | $719,938,000 | 537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $213,000,000 | 309 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,069,000 | 822 |
| Total equity capital | $102,222,000 | 482 |
| Total bank equity capital | $102,222,000 | 482 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $63,604,000 | 387 |
| Undivided profits | $38,617,000 | 665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,701,000 | 883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,310,000 | 519 |
| Earning assets | $966,674,000 | 517 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $1,021,493,000 | 519 |
| Average Assets, quarterly | $1,037,971,000 | 525 |
| Volatile liabilities | $359,019,000 | 411 |
| Insider loans | $2,338,000 | 1,949 |
| FHLB advances | $213,000,000 | 85 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $31,893,000 | 1,668 |
| Tier 1 (core) risk-based capital | $95,641,000 | 489 |
| Tier 2 risk-based capital | $2,426,000 | 1,424 |
| Total risk weighted assets | $550,602,000 | 637 |
| Total unused commitments | $31,893,000 | 1,670 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 257 | 664 |
| Assets and Liabilities | ||
| Total Assets: | $1,000,496,000 | 539 |
| Cash and due from depository institutions | $23,118,000 | 664 |
| Interest-bearing balances | $1,164,000 | 2,684 |
| Securities | $221,677,000 | 561 |
| Federal funds sold & reverse repurchase agreements | $17,253,000 | 947 |
| Net loans & leases | $695,765,000 | 482 |
| Loan loss allowance | $2,069,000 | 1,709 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $12,190,000 | 595 |
| Other real estate owned | $221,000 | 664 |
| Goodwill and other intangibles | $11,018,000 | 351 |
| All other assets | $19,254,000 | 551 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,000,496,000 | 539 |
| Total liabilities | $903,880,000 | 539 |
| Total deposits | $728,159,000 | 530 |
| Interest-bearing deposits | $673,911,000 | 486 |
| Deposits held in domestic offices | $728,159,000 | 526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $167,500,000 | 300 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $8,221,000 | 715 |
| Total equity capital | $96,616,000 | 517 |
| Total bank equity capital | $96,616,000 | 517 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $62,837,000 | 374 |
| Undivided profits | $33,778,000 | 782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,313,000 | 1,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,001,000 | 542 |
| Earning assets | $935,859,000 | 527 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $971,262,600 | 532 |
| Average Assets, quarterly | $999,671,000 | 525 |
| Volatile liabilities | $307,663,000 | 397 |
| Insider loans | $2,318,000 | 1,845 |
| FHLB advances | $167,000,000 | 88 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $66,224,000 | 930 |
| Tier 1 (core) risk-based capital | $84,220,000 | 532 |
| Tier 2 risk-based capital | $2,069,000 | 1,575 |
| Total risk weighted assets | $539,664,000 | 606 |
| Total unused commitments | $66,224,000 | 936 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 234 | 763 |
| Assets and Liabilities | ||
| Total Assets: | $930,747,000 | 566 |
| Cash and due from depository institutions | $27,148,000 | 763 |
| Interest-bearing balances | $975,000 | 2,506 |
| Securities | $282,695,000 | 469 |
| Federal funds sold & reverse repurchase agreements | $5,643,000 | 2,447 |
| Net loans & leases | $573,735,000 | 571 |
| Loan loss allowance | $1,371,000 | 2,530 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,623,000 | 625 |
| Other real estate owned | $0 | 763 |
| Goodwill and other intangibles | $12,671,000 | 329 |
| All other assets | $17,232,000 | 580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $930,747,000 | 566 |
| Total liabilities | $812,340,000 | 579 |
| Total deposits | $680,032,000 | 578 |
| Interest-bearing deposits | $631,397,000 | 526 |
| Deposits held in domestic offices | $680,032,000 | 572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $125,000,000 | 341 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $7,308,000 | 767 |
| Total equity capital | $118,407,000 | 433 |
| Total bank equity capital | $118,407,000 | 433 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $61,641,000 | 362 |
| Undivided profits | $56,765,000 | 444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 7,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,696,000 | 600 |
| Earning assets | $863,048,000 | 560 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $764,634,400 | 633 |
| Average Assets, quarterly | $933,097,500 | 551 |
| Volatile liabilities | $250,389,000 | 463 |
| Insider loans | $1,929,000 | 2,136 |
| FHLB advances | $125,000,000 | 102 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $35,928,000 | 1,367 |
| Tier 1 (core) risk-based capital | $104,824,000 | 439 |
| Tier 2 risk-based capital | $1,371,000 | 2,182 |
| Total risk weighted assets | $436,362,000 | 711 |
| Total unused commitments | $35,928,000 | 1,370 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 103 | 1,807 |
| Assets and Liabilities | ||
| Total Assets: | $631,507,000 | 791 |
| Cash and due from depository institutions | $3,997,000 | 1,807 |
| Interest-bearing balances | $294,000 | 3,653 |
| Securities | $111,128,000 | 1,073 |
| Federal funds sold & reverse repurchase agreements | $9,973,000 | 1,310 |
| Net loans & leases | $488,635,000 | 678 |
| Loan loss allowance | $958,000 | 3,646 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,885,000 | 1,627 |
| Other real estate owned | $0 | 1,807 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $12,889,000 | 737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $631,507,000 | 791 |
| Total liabilities | $517,159,000 | 869 |
| Total deposits | $402,962,000 | 972 |
| Interest-bearing deposits | $402,420,000 | 839 |
| Deposits held in domestic offices | $402,962,000 | 965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $101,000,000 | 388 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $13,197,000 | 524 |
| Total equity capital | $114,348,000 | 452 |
| Total bank equity capital | $114,348,000 | 452 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $60,506,000 | 380 |
| Undivided profits | $53,841,000 | 491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 6,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,251,000 | 693 |
| Earning assets | $610,030,000 | 755 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $588,338,400 | 818 |
| Average Assets, quarterly | $627,966,000 | 788 |
| Volatile liabilities | $164,999,000 | 631 |
| Insider loans | $759,000 | 4,360 |
| FHLB advances | $101,000,000 | 124 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,690,000 | 3,462 |
| Tier 1 (core) risk-based capital | $114,158,000 | 423 |
| Tier 2 risk-based capital | $958,000 | 3,096 |
| Total risk weighted assets | $294,418,000 | 1,024 |
| Total unused commitments | $9,690,000 | 3,475 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 94 | 2,046 |
| Assets and Liabilities | ||
| Total Assets: | $545,885,000 | 927 |
| Cash and due from depository institutions | $5,750,000 | 2,046 |
| Interest-bearing balances | $2,222,000 | 1,703 |
| Securities | $102,993,000 | 1,214 |
| Federal funds sold & reverse repurchase agreements | $5,427,000 | 2,670 |
| Net loans & leases | $415,318,000 | 779 |
| Loan loss allowance | $838,000 | 4,086 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,179,000 | 1,499 |
| Other real estate owned | $322,000 | 2,046 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $10,896,000 | 885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $545,884,000 | 927 |
| Total liabilities | $429,258,000 | 1,037 |
| Total deposits | $385,457,000 | 1,036 |
| Interest-bearing deposits | $384,658,000 | 906 |
| Deposits held in domestic offices | $385,457,000 | 1,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $40,000,000 | 609 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,801,000 | 1,266 |
| Total equity capital | $116,626,000 | 461 |
| Total bank equity capital | $116,626,000 | 461 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $59,675,000 | 405 |
| Undivided profits | $56,950,000 | 481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 8,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,782,000 | 830 |
| Earning assets | $525,960,000 | 894 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $509,070,000 | 945 |
| Average Assets, quarterly | $583,484,500 | 864 |
| Volatile liabilities | $96,068,000 | 853 |
| Insider loans | $705,000 | 4,673 |
| FHLB advances | $40,000,000 | 208 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,356,000 | 3,441 |
| Tier 1 (core) risk-based capital | $117,141,000 | 430 |
| Tier 2 risk-based capital | $838,000 | 3,442 |
| Total risk weighted assets | $261,484,000 | 1,135 |
| Total unused commitments | $9,356,000 | 3,455 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 88 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $450,084,000 | 1,066 |
| Cash and due from depository institutions | $3,536,000 | 2,286 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $56,469,000 | 2,321 |
| Federal funds sold & reverse repurchase agreements | $5,008,000 | 1,799 |
| Net loans & leases | $367,120,000 | 830 |
| Loan loss allowance | $755,000 | 4,553 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,559,000 | 1,633 |
| Other real estate owned | $363,000 | 2,286 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $13,029,000 | 809 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $450,085,000 | 1,066 |
| Total liabilities | $399,445,000 | 1,088 |
| Total deposits | $384,843,000 | 993 |
| Interest-bearing deposits | $383,964,000 | 880 |
| Deposits held in domestic offices | $384,843,000 | 983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,767,000 | 1,262 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,835,000 | 939 |
| Total equity capital | $50,640,000 | 865 |
| Total bank equity capital | $50,640,000 | 865 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $50,640,000 | 461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,473,000 | 811 |
| Earning assets | $428,597,000 | 1,021 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $433,207,800 | 1,065 |
| Average Assets, quarterly | $451,089,500 | 1,051 |
| Volatile liabilities | $67,577,000 | 1,031 |
| Insider loans | $640,000 | 4,926 |
| FHLB advances | $9,000,000 | 488 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,877,000 | 4,040 |
| Tier 1 (core) risk-based capital | $50,640,000 | 852 |
| Tier 2 risk-based capital | $697,000 | 4,006 |
| Total risk weighted assets | $224,802,000 | 1,258 |
| Total unused commitments | $6,877,000 | 4,047 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 89 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $409,180,000 | 1,167 |
| Cash and due from depository institutions | $5,697,000 | 2,352 |
| Interest-bearing balances | $2,011,000 | 2,362 |
| Securities | $58,164,000 | 2,367 |
| Federal funds sold & reverse repurchase agreements | $7,167,000 | 1,941 |
| Net loans & leases | $322,798,000 | 902 |
| Loan loss allowance | $308,000 | 8,563 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,187,000 | 1,736 |
| Other real estate owned | $227,000 | 2,352 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $10,940,000 | 898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $409,181,000 | 1,167 |
| Total liabilities | $362,361,000 | 1,206 |
| Total deposits | $358,621,000 | 1,101 |
| Interest-bearing deposits | $357,472,000 | 975 |
| Deposits held in domestic offices | $358,621,000 | 1,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,740,000 | 1,159 |
| Total equity capital | $46,820,000 | 896 |
| Total bank equity capital | $46,820,000 | 896 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $46,820,000 | 489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,246,000 | 792 |
| Earning assets | $390,140,000 | 1,129 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $390,533,400 | 1,193 |
| Average Assets, quarterly | $407,082,000 | 1,168 |
| Volatile liabilities | $46,980,000 | 1,254 |
| Insider loans | $629,000 | 5,031 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,411,000 | 3,231 |
| Tier 1 (core) risk-based capital | $46,820,000 | 865 |
| Tier 2 risk-based capital | $273,000 | 7,985 |
| Total risk weighted assets | $203,920,000 | 1,373 |
| Total unused commitments | $9,411,000 | 3,250 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 79 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $366,232,000 | 1,341 |
| Cash and due from depository institutions | $18,513,000 | 2,740 |
| Interest-bearing balances | $14,387,000 | 546 |
| Securities | $34,806,000 | 3,917 |
| Federal funds sold & reverse repurchase agreements | $10,304,000 | 1,576 |
| Net loans & leases | $288,245,000 | 1,021 |
| Loan loss allowance | $591,000 | 5,711 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,908,000 | 1,883 |
| Other real estate owned | $831,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $9,625,000 | 1,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $366,232,000 | 1,341 |
| Total liabilities | $326,155,000 | 1,401 |
| Total deposits | $324,053,000 | 1,283 |
| Interest-bearing deposits | $323,743,000 | 1,128 |
| Deposits held in domestic offices | $324,053,000 | 1,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $512,000 | 3,120 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,590,000 | 2,247 |
| Total equity capital | $40,077,000 | 979 |
| Total bank equity capital | $40,077,000 | 979 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $40,077,000 | 530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 9,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,252,000 | 880 |
| Earning assets | $347,742,000 | 1,282 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $358,246,400 | 1,338 |
| Average Assets, quarterly | $367,109,500 | 1,325 |
| Volatile liabilities | $38,347,000 | 1,437 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,427,000 | 4,385 |
| Tier 1 (core) risk-based capital | $40,077,000 | 946 |
| Tier 2 risk-based capital | $574,000 | 4,648 |
| Total risk weighted assets | $182,972,000 | 1,563 |
| Total unused commitments | $5,427,000 | 4,408 |
| Derivatives | $0 | 651 |