Home > Kittitas Valley Bank > Income and Expense
Kittitas Valley Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 6,646 |
| Total interest expense | $969,000 | 8,257 |
| Net interest income | $2,704,000 | 5,531 |
| Provision for loan and lease losses | $96,000 | 5,335 |
| Total noninterest income | $645,000 | 4,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $422,000 | 3,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,688 |
| Total noninterest expense | $1,891,000 | 5,883 |
| Salaries and employee benefits | $1,027,000 | 5,777 |
| Premises and equipment expense | $156,000 | 7,566 |
| Additional noninterest expense | $708,000 | 5,209 |
| Pre-tax net operating income | $1,362,000 | 4,383 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $463,000 | 3,787 |
| Income before extraordinary items | $899,000 | 4,750 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $899,000 | 4,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $899,000 | 4,704 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 6,733 |
| Total interest expense | $1,134,000 | 8,065 |
| Net interest income | $2,586,000 | 5,709 |
| Provision for loan and lease losses | $54,000 | 6,469 |
| Total noninterest income | $620,000 | 4,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,394 |
| Total noninterest expense | $1,809,000 | 5,974 |
| Salaries and employee benefits | $998,000 | 5,803 |
| Premises and equipment expense | $157,000 | 7,493 |
| Additional noninterest expense | $654,000 | 5,423 |
| Pre-tax net operating income | $1,343,000 | 4,518 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $458,000 | 4,087 |
| Income before extraordinary items | $885,000 | 4,891 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $885,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $517,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $885,000 | 4,793 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 7,412 |
| Total interest expense | $999,000 | 8,693 |
| Net interest income | $2,283,000 | 6,393 |
| Provision for loan and lease losses | $52,000 | 6,573 |
| Total noninterest income | $531,000 | 4,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 4,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,638 |
| Total noninterest expense | $1,698,000 | 6,295 |
| Salaries and employee benefits | $899,000 | 6,292 |
| Premises and equipment expense | $185,000 | 7,111 |
| Additional noninterest expense | $614,000 | 5,721 |
| Pre-tax net operating income | $1,064,000 | 5,640 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $360,000 | 5,210 |
| Income before extraordinary items | $701,000 | 5,903 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $701,000 | 5,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $452,000 | 3,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $702,980 | 5,850 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 8,398 |
| Total interest expense | $850,000 | 9,483 |
| Net interest income | $1,864,000 | 7,438 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $389,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,600 |
| Total noninterest expense | $1,538,000 | 7,002 |
| Salaries and employee benefits | $769,000 | 7,142 |
| Premises and equipment expense | $188,000 | 7,257 |
| Additional noninterest expense | $581,000 | 6,474 |
| Pre-tax net operating income | $650,000 | 7,176 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $176,000 | 7,502 |
| Income before extraordinary items | $475,000 | 7,077 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $475,000 | 7,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $474,270 | 7,020 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 9,455 |
| Total interest expense | $747,000 | 10,130 |
| Net interest income | $1,430,000 | 8,715 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $185,000 | 8,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $1,232,000 | 8,106 |
| Salaries and employee benefits | $606,000 | 8,321 |
| Premises and equipment expense | $170,000 | 7,815 |
| Additional noninterest expense | $456,000 | 7,647 |
| Pre-tax net operating income | $319,000 | 9,608 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $319,000 | 8,751 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $319,000 | 8,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 795 |
| Net operating income | $319,000 | 8,713 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 10,725 |
| Total interest expense | $422,000 | 11,475 |
| Net interest income | $1,082,000 | 10,134 |
| Provision for loan and lease losses | $63,000 | 5,527 |
| Total noninterest income | $188,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,744 |
| Total noninterest expense | $1,044,000 | 9,195 |
| Salaries and employee benefits | $499,000 | 9,402 |
| Premises and equipment expense | $161,000 | 8,273 |
| Additional noninterest expense | $384,000 | 8,991 |
| Pre-tax net operating income | $163,000 | 11,177 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $163,000 | 10,679 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $163,000 | 10,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $991,000 | 439 |
| Net operating income | $163,000 | 10,717 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $815,000 | 12,646 |
| Total interest expense | $296,000 | 12,694 |
| Net interest income | $519,000 | 12,503 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $194,000 | 9,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,586 |
| Total noninterest expense | $923,000 | 10,096 |
| Salaries and employee benefits | $453,000 | 10,117 |
| Premises and equipment expense | $146,000 | 9,019 |
| Additional noninterest expense | $324,000 | 10,135 |
| Pre-tax net operating income | $-254,000 | 12,732 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-254,000 | 12,795 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-254,000 | 12,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-254,000 | 12,718 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $64,000 | 13,909 |
| Total interest expense | $55,000 | 13,853 |
| Net interest income | $9,000 | 13,902 |
| Provision for loan and lease losses | $23,000 | 10,448 |
| Total noninterest income | $7,000 | 13,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 11,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $334,000 | 13,462 |
| Salaries and employee benefits | $186,000 | 13,290 |
| Premises and equipment expense | $30,000 | 13,418 |
| Additional noninterest expense | $118,000 | 13,350 |
| Pre-tax net operating income | $-341,000 | 13,201 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-341,000 | 13,283 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-341,000 | 13,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,487,000 | 272 |
| Net operating income | $-341,000 | 13,177 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.