Home > Kitsap Bank > Income and Expense

Kitsap Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$17,513,000804
Total interest expense$4,815,0001,030
Net interest income$12,698,000711
Provision for loan and lease losses$250,000898
Total noninterest income$2,911,000672
Gross Fiduciary activities income$0918
Service charges on deposit accounts$436,000654
Trading account gains and fees$0116
Additional Noninterest Income$2,475,000548
Total noninterest expense$12,607,000615
Salaries and employee benefits$7,775,000555
Premises and equipment expense$1,431,000507
Additional noninterest expense$2,475,000548
Pre-tax net operating income$2,752,0001,153
Securities gains (losses)$0665
Applicable income taxes$399,0001,160
Income before extraordinary items$2,353,0001,123
Extraordinary gains, net$047
Net income$2,353,0001,140
Minority interest net income$065
Net income of bank and minority interests.$2,353,0001,123
Net charge-offs$-13,0004,111
Cash dividends$1,250,000778
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,353,0001,137
2024-12-31 (YTD Data)Rank
Total interest income$70,868,000784
Total interest expense$20,562,0001,013
Net interest income$50,306,000675
Provision for loan and lease losses$5,953,000307
Total noninterest income$10,722,000733
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,750,000650
Trading account gains and fees$0138
Additional Noninterest Income$8,972,000619
Total noninterest expense$48,417,000618
Salaries and employee benefits$28,997,000563
Premises and equipment expense$5,557,000503
Additional noninterest expense$8,972,000619
Pre-tax net operating income$6,658,0001,535
Securities gains (losses)$811,000111
Applicable income taxes$725,0001,612
Income before extraordinary items$6,744,0001,394
Extraordinary gains, net$053
Net income$6,744,0001,408
Minority interest net income$090
Net income of bank and minority interests.$6,744,0001,395
Net charge-offs$258,0001,259
Cash dividends$4,000,0001,020
Sale, conversion, retirement of capital stock, net$0564
Net operating income$6,014,1001,503
2024-09-30 (YTD Data)Rank
Total interest income$52,931,000775
Total interest expense$15,406,0001,009
Net interest income$37,525,000670
Provision for loan and lease losses$2,983,000391
Total noninterest income$8,125,000725
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,307,000642
Trading account gains and fees$0139
Additional Noninterest Income$6,818,000601
Total noninterest expense$36,368,000603
Salaries and employee benefits$22,131,000548
Premises and equipment expense$4,220,000504
Additional noninterest expense$6,818,000601
Pre-tax net operating income$6,299,0001,296
Securities gains (losses)$811,000113
Applicable income taxes$910,0001,271
Income before extraordinary items$6,200,0001,156
Extraordinary gains, net$051
Net income$6,200,0001,172
Minority interest net income$082
Net income of bank and minority interests.$6,200,0001,158
Net charge-offs$6,0002,493
Cash dividends$3,000,000908
Sale, conversion, retirement of capital stock, net$0527
Net operating income$5,494,4301,280
2024-06-30 (YTD Data)Rank
Total interest income$34,809,000783
Total interest expense$9,839,0001,038
Net interest income$24,970,000667
Provision for loan and lease losses$750,000647
Total noninterest income$5,326,000718
Gross Fiduciary activities income$0962
Service charges on deposit accounts$889,000618
Trading account gains and fees$0145
Additional Noninterest Income$4,437,000610
Total noninterest expense$23,969,000616
Salaries and employee benefits$14,639,000552
Premises and equipment expense$2,770,000506
Additional noninterest expense$4,437,000610
Pre-tax net operating income$5,577,0001,047
Securities gains (losses)$762,00095
Applicable income taxes$823,0001,066
Income before extraordinary items$5,516,000921
Extraordinary gains, net$052
Net income$5,516,000934
Minority interest net income$084
Net income of bank and minority interests.$5,516,000923
Net charge-offs$8,0002,114
Cash dividends$2,000,000901
Sale, conversion, retirement of capital stock, net$0496
Net operating income$4,853,0601,020
2024-03-31 (YTD Data)Rank
Total interest income$17,068,000787
Total interest expense$4,661,0001,062
Net interest income$12,407,000685
Provision for loan and lease losses$02,578
Total noninterest income$2,654,000720
Gross Fiduciary activities income$0895
Service charges on deposit accounts$452,000601
Trading account gains and fees$0121
Additional Noninterest Income$2,202,000607
Total noninterest expense$12,000,000622
Salaries and employee benefits$7,336,000559
Premises and equipment expense$1,431,000505
Additional noninterest expense$2,202,000607
Pre-tax net operating income$3,061,000958
Securities gains (losses)$0689
Applicable income taxes$545,000891
Income before extraordinary items$2,516,000986
Extraordinary gains, net$051
Net income$2,516,000998
Minority interest net income$072
Net income of bank and minority interests.$2,516,000986
Net charge-offs$2,0001,977
Cash dividends$1,000,000824
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,516,000984
2023-12-31 (YTD Data)Rank
Total interest income$64,609,000758
Total interest expense$11,882,0001,148
Net interest income$52,727,000639
Provision for loan and lease losses$550,0001,199
Total noninterest income$10,339,000719
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,807,000616
Trading account gains and fees$0123
Additional Noninterest Income$8,532,000604
Total noninterest expense$46,456,000609
Salaries and employee benefits$29,227,000538
Premises and equipment expense$5,182,000531
Additional noninterest expense$8,532,000604
Pre-tax net operating income$16,060,000807
Securities gains (losses)$-2,090,0004,406
Applicable income taxes$-2,247,0004,568
Income before extraordinary items$16,217,000685
Extraordinary gains, net$054
Net income$16,217,000696
Minority interest net income$088
Net income of bank and minority interests.$16,217,000688
Net charge-offs$25,0002,107
Cash dividends$4,115,000936
Sale, conversion, retirement of capital stock, net$0540
Net operating income$18,307,000628
2023-09-30 (YTD Data)Rank
Total interest income$47,797,000754
Total interest expense$7,907,0001,168
Net interest income$39,890,000645
Provision for loan and lease losses$550,000946
Total noninterest income$7,410,000749
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,352,000610
Trading account gains and fees$0125
Additional Noninterest Income$6,058,000644
Total noninterest expense$33,970,000620
Salaries and employee benefits$21,307,000555
Premises and equipment expense$3,868,000535
Additional noninterest expense$6,058,000644
Pre-tax net operating income$12,780,000798
Securities gains (losses)$-1,187,0004,464
Applicable income taxes$-1,254,0004,593
Income before extraordinary items$12,847,000674
Extraordinary gains, net$052
Net income$12,847,000678
Minority interest net income$081
Net income of bank and minority interests.$12,847,000674
Net charge-offs$28,0001,741
Cash dividends$3,115,000857
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,034,000638
2023-06-30 (YTD Data)Rank
Total interest income$31,410,000737
Total interest expense$4,737,0001,155
Net interest income$26,673,000644
Provision for loan and lease losses$550,000740
Total noninterest income$4,978,000729
Gross Fiduciary activities income$0931
Service charges on deposit accounts$891,000612
Trading account gains and fees$0112
Additional Noninterest Income$4,087,000608
Total noninterest expense$22,497,000611
Salaries and employee benefits$14,117,000550
Premises and equipment expense$2,572,000526
Additional noninterest expense$4,087,000608
Pre-tax net operating income$8,604,000794
Securities gains (losses)$-1,187,0004,538
Applicable income taxes$-1,943,0004,636
Income before extraordinary items$9,360,000625
Extraordinary gains, net$051
Net income$9,360,000635
Minority interest net income$081
Net income of bank and minority interests.$9,360,000625
Net charge-offs$8,0001,884
Cash dividends$1,557,0001,050
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,547,000576
2023-03-31 (YTD Data)Rank
Total interest income$15,232,000749
Total interest expense$1,844,0001,263
Net interest income$13,388,000654
Provision for loan and lease losses$02,612
Total noninterest income$2,491,000725
Gross Fiduciary activities income$0913
Service charges on deposit accounts$440,000626
Trading account gains and fees$097
Additional Noninterest Income$2,051,000598
Total noninterest expense$11,334,000618
Salaries and employee benefits$7,197,000551
Premises and equipment expense$1,291,000550
Additional noninterest expense$2,051,000598
Pre-tax net operating income$4,545,000793
Securities gains (losses)$-24,0004,141
Applicable income taxes$751,000802
Income before extraordinary items$3,770,000776
Extraordinary gains, net$04
Net income$3,770,000775
Minority interest net income$048
Net income of bank and minority interests.$3,770,000775
Net charge-offs$2,0001,796
Cash dividends$557,0001,170
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,789,920783
2022-12-31 (YTD Data)Rank
Total interest income$52,043,000717
Total interest expense$2,204,0001,493
Net interest income$49,839,000675
Provision for loan and lease losses$-450,0004,518
Total noninterest income$9,577,000780
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,709,000665
Trading account gains and fees$0116
Additional Noninterest Income$7,868,000658
Total noninterest expense$42,903,000626
Salaries and employee benefits$26,891,000573
Premises and equipment expense$4,913,000556
Additional noninterest expense$7,868,000658
Pre-tax net operating income$16,963,000858
Securities gains (losses)$0691
Applicable income taxes$2,759,000870
Income before extraordinary items$14,204,000840
Extraordinary gains, net$05
Net income$14,204,000841
Minority interest net income$063
Net income of bank and minority interests.$14,204,000841
Net charge-offs$-140,0004,366
Cash dividends$2,071,0001,449
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,204,000858
2022-09-30 (YTD Data)Rank
Total interest income$37,289,000719
Total interest expense$1,135,0001,614
Net interest income$36,154,000686
Provision for loan and lease losses$02,835
Total noninterest income$6,959,000811
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,266,000678
Trading account gains and fees$0111
Additional Noninterest Income$5,693,000689
Total noninterest expense$31,563,000627
Salaries and employee benefits$19,408,000592
Premises and equipment expense$3,641,000561
Additional noninterest expense$5,693,000689
Pre-tax net operating income$11,550,000926
Securities gains (losses)$0740
Applicable income taxes$1,831,000941
Income before extraordinary items$9,719,000911
Extraordinary gains, net$04
Net income$9,719,000911
Minority interest net income$057
Net income of bank and minority interests.$9,719,000911
Net charge-offs$-148,0004,396
Cash dividends$1,553,0001,312
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,719,000929
2022-06-30 (YTD Data)Rank
Total interest income$23,614,000721
Total interest expense$700,0001,513
Net interest income$22,914,000697
Provision for loan and lease losses$02,599
Total noninterest income$4,475,000822
Gross Fiduciary activities income$0925
Service charges on deposit accounts$850,000668
Trading account gains and fees$0108
Additional Noninterest Income$3,625,000725
Total noninterest expense$20,489,000631
Salaries and employee benefits$12,523,000599
Premises and equipment expense$2,442,000554
Additional noninterest expense$5,524,000711
Pre-tax net operating income$6,900,000959
Securities gains (losses)$0687
Applicable income taxes$1,084,000960
Income before extraordinary items$5,816,000935
Extraordinary gains, net$04
Net income$5,816,000935
Minority interest net income$060
Net income of bank and minority interests.$5,816,000935
Net charge-offs$13,0001,486
Cash dividends$1,035,0001,298
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,816,000955
2022-03-31 (YTD Data)Rank
Total interest income$11,302,000723
Total interest expense$348,0001,478
Net interest income$10,954,000700
Provision for loan and lease losses$02,285
Total noninterest income$2,263,000821
Gross Fiduciary activities income$0892
Service charges on deposit accounts$431,000655
Trading account gains and fees$0103
Additional Noninterest Income$1,832,000731
Total noninterest expense$10,250,000641
Salaries and employee benefits$6,279,000599
Premises and equipment expense$1,272,000534
Additional noninterest expense$2,699,000718
Pre-tax net operating income$2,967,0001,021
Securities gains (losses)$0623
Applicable income taxes$416,0001,079
Income before extraordinary items$2,551,0001,002
Extraordinary gains, net$04
Net income$2,551,0001,001
Minority interest net income$050
Net income of bank and minority interests.$2,551,0001,002
Net charge-offs$9,0001,211
Cash dividends$518,0001,143
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,551,0001,014
2021-12-31 (YTD Data)Rank
Total interest income$50,465,000673
Total interest expense$1,314,0001,831
Net interest income$49,151,000634
Provision for loan and lease losses$600,000874
Total noninterest income$14,624,000654
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,670,000623
Trading account gains and fees$0132
Additional Noninterest Income$12,954,000563
Total noninterest expense$43,712,000600
Salaries and employee benefits$27,629,000530
Premises and equipment expense$4,205,000636
Additional noninterest expense$11,878,000670
Pre-tax net operating income$19,463,000756
Securities gains (losses)$1,762,000155
Applicable income taxes$204,0002,699
Income before extraordinary items$21,021,000624
Extraordinary gains, net$010
Net income$21,021,000624
Minority interest net income$074
Net income of bank and minority interests.$21,021,000625
Net charge-offs$418,000705
Cash dividends$2,071,0001,485
Sale, conversion, retirement of capital stock, net$0582
Net operating income$19,276,620652
2021-09-30 (YTD Data)Rank
Total interest income$38,205,000681
Total interest expense$974,0001,927
Net interest income$37,231,000639
Provision for loan and lease losses$450,000883
Total noninterest income$9,631,000724
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,251,000616
Trading account gains and fees$0132
Additional Noninterest Income$8,380,000641
Total noninterest expense$31,205,000635
Salaries and employee benefits$19,671,000565
Premises and equipment expense$2,305,000856
Additional noninterest expense$9,229,000641
Pre-tax net operating income$15,207,000762
Securities gains (losses)$02,015
Applicable income taxes$-902,0004,904
Income before extraordinary items$16,109,000621
Extraordinary gains, net$08
Net income$16,109,000621
Minority interest net income$069
Net income of bank and minority interests.$16,109,000621
Net charge-offs$415,000559
Cash dividends$1,553,0001,352
Sale, conversion, retirement of capital stock, net$0543
Net operating income$16,109,000616
2021-06-30 (YTD Data)Rank
Total interest income$25,189,000685
Total interest expense$638,0002,021
Net interest income$24,551,000638
Provision for loan and lease losses$300,000865
Total noninterest income$6,616,000710
Gross Fiduciary activities income$0951
Service charges on deposit accounts$812,000608
Trading account gains and fees$0133
Additional Noninterest Income$5,804,000635
Total noninterest expense$20,356,000644
Salaries and employee benefits$13,174,000562
Premises and equipment expense$1,526,000861
Additional noninterest expense$5,656,000687
Pre-tax net operating income$10,511,000725
Securities gains (losses)$01,818
Applicable income taxes$1,738,000809
Income before extraordinary items$8,773,000733
Extraordinary gains, net$06
Net income$8,773,000733
Minority interest net income$067
Net income of bank and minority interests.$8,773,000733
Net charge-offs$519,000390
Cash dividends$1,035,0001,346
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,773,000712
2021-03-31 (YTD Data)Rank
Total interest income$12,343,000683
Total interest expense$309,0002,138
Net interest income$12,034,000647
Provision for loan and lease losses$150,000937
Total noninterest income$2,593,000829
Gross Fiduciary activities income$0922
Service charges on deposit accounts$406,000600
Trading account gains and fees$0127
Additional Noninterest Income$2,187,000764
Total noninterest expense$10,183,000634
Salaries and employee benefits$6,563,000565
Premises and equipment expense$787,000850
Additional noninterest expense$2,833,000668
Pre-tax net operating income$4,294,000870
Securities gains (losses)$01,392
Applicable income taxes$694,000926
Income before extraordinary items$3,600,000880
Extraordinary gains, net$03
Net income$3,600,000880
Minority interest net income$055
Net income of bank and minority interests.$3,600,000880
Net charge-offs$01,930
Cash dividends$518,0001,152
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,600,000860
2020-12-31 (YTD Data)Rank
Total interest income$49,403,000694
Total interest expense$1,301,0002,583
Net interest income$48,102,000610
Provision for loan and lease losses$1,550,0001,230
Total noninterest income$10,223,000785
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,821,000567
Trading account gains and fees$0133
Additional Noninterest Income$8,402,000733
Total noninterest expense$40,775,000612
Salaries and employee benefits$26,861,000528
Premises and equipment expense$3,194,000804
Additional noninterest expense$10,720,000697
Pre-tax net operating income$16,000,000703
Securities gains (losses)$02,675
Applicable income taxes$-3,597,0004,984
Income before extraordinary items$19,597,000529
Extraordinary gains, net$04
Net income$19,597,000529
Minority interest net income$072
Net income of bank and minority interests.$19,597,000529
Net charge-offs$3,0003,272
Cash dividends$956,0002,268
Sale, conversion, retirement of capital stock, net$0566
Net operating income$19,597,000509
2020-09-30 (YTD Data)Rank
Total interest income$37,128,000690
Total interest expense$994,0002,633
Net interest income$36,134,000598
Provision for loan and lease losses$1,400,0001,112
Total noninterest income$7,385,000781
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,384,000554
Trading account gains and fees$0125
Additional Noninterest Income$6,001,000728
Total noninterest expense$30,296,000600
Salaries and employee benefits$19,920,000519
Premises and equipment expense$2,416,000791
Additional noninterest expense$7,960,000687
Pre-tax net operating income$11,823,000685
Securities gains (losses)$02,494
Applicable income taxes$-4,183,0005,010
Income before extraordinary items$16,006,000473
Extraordinary gains, net$04
Net income$16,006,000472
Minority interest net income$065
Net income of bank and minority interests.$16,006,000473
Net charge-offs$03,243
Cash dividends$478,0002,371
Sale, conversion, retirement of capital stock, net$0532
Net operating income$16,006,000465
2020-06-30 (YTD Data)Rank
Total interest income$24,039,000707
Total interest expense$712,0002,628
Net interest income$23,327,000620
Provision for loan and lease losses$1,250,000944
Total noninterest income$4,850,000747
Gross Fiduciary activities income$0970
Service charges on deposit accounts$958,000538
Trading account gains and fees$0123
Additional Noninterest Income$3,892,000685
Total noninterest expense$19,953,000606
Salaries and employee benefits$13,244,000518
Premises and equipment expense$1,585,000800
Additional noninterest expense$5,124,000698
Pre-tax net operating income$6,974,000697
Securities gains (losses)$02,249
Applicable income taxes$-4,960,0005,038
Income before extraordinary items$11,934,000381
Extraordinary gains, net$04
Net income$11,934,000380
Minority interest net income$065
Net income of bank and minority interests.$11,934,000381
Net charge-offs$4,0002,717
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$11,934,000368
2020-03-31 (YTD Data)Rank
Total interest income$12,234,000704
Total interest expense$388,0002,652
Net interest income$11,846,000596
Provision for loan and lease losses$150,0001,627
Total noninterest income$1,842,000855
Gross Fiduciary activities income$0941
Service charges on deposit accounts$568,000537
Trading account gains and fees$0106
Additional Noninterest Income$1,274,000822
Total noninterest expense$9,749,000624
Salaries and employee benefits$6,364,000538
Premises and equipment expense$760,000843
Additional noninterest expense$2,625,000686
Pre-tax net operating income$3,789,000595
Securities gains (losses)$01,705
Applicable income taxes$629,000630
Income before extraordinary items$3,160,000617
Extraordinary gains, net$04
Net income$3,160,000618
Minority interest net income$056
Net income of bank and minority interests.$3,160,000617
Net charge-offs$3,0002,231
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,160,000605
2019-12-31 (YTD Data)Rank
Total interest income$50,005,000691
Total interest expense$1,454,0002,774
Net interest income$48,551,000581
Provision for loan and lease losses$600,0001,331
Total noninterest income$9,410,000730
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,558,000495
Trading account gains and fees$0135
Additional Noninterest Income$6,852,000674
Total noninterest expense$40,549,000580
Salaries and employee benefits$26,715,000482
Premises and equipment expense$3,139,000809
Additional noninterest expense$10,695,000659
Pre-tax net operating income$16,812,000697
Securities gains (losses)$195,000648
Applicable income taxes$1,084,0001,358
Income before extraordinary items$15,923,000643
Extraordinary gains, net$011
Net income$15,923,000645
Minority interest net income$076
Net income of bank and minority interests.$15,923,000644
Net charge-offs$75,0002,391
Cash dividends$14,526,000369
Sale, conversion, retirement of capital stock, net$0626
Net operating income$15,739,700631
2019-09-30 (YTD Data)Rank
Total interest income$37,315,000696
Total interest expense$1,054,0002,850
Net interest income$36,261,000585
Provision for loan and lease losses$450,0001,249
Total noninterest income$6,874,000736
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,946,000490
Trading account gains and fees$0129
Additional Noninterest Income$4,928,000692
Total noninterest expense$30,276,000580
Salaries and employee benefits$19,912,000488
Premises and equipment expense$2,386,000793
Additional noninterest expense$7,978,000661
Pre-tax net operating income$12,409,000712
Securities gains (losses)$177,000569
Applicable income taxes$299,0002,232
Income before extraordinary items$12,287,000630
Extraordinary gains, net$011
Net income$12,287,000631
Minority interest net income$072
Net income of bank and minority interests.$12,287,000630
Net charge-offs$46,0002,267
Cash dividends$1,281,0001,568
Sale, conversion, retirement of capital stock, net$0590
Net operating income$12,113,540621
2019-06-30 (YTD Data)Rank
Total interest income$24,649,000705
Total interest expense$689,0002,858
Net interest income$23,960,000595
Provision for loan and lease losses$300,0001,195
Total noninterest income$4,617,000721
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,296,000487
Trading account gains and fees$0131
Additional Noninterest Income$3,321,000679
Total noninterest expense$19,984,000585
Salaries and employee benefits$13,200,000488
Premises and equipment expense$1,561,000820
Additional noninterest expense$5,223,000678
Pre-tax net operating income$8,293,000691
Securities gains (losses)$177,000401
Applicable income taxes$-467,0005,281
Income before extraordinary items$8,937,000581
Extraordinary gains, net$011
Net income$8,937,000581
Minority interest net income$069
Net income of bank and minority interests.$8,937,000581
Net charge-offs$64,0001,664
Cash dividends$753,0001,702
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,760,000582
2019-03-31 (YTD Data)Rank
Total interest income$12,205,000702
Total interest expense$329,0002,903
Net interest income$11,876,000597
Provision for loan and lease losses$150,0001,133
Total noninterest income$2,222,000713
Gross Fiduciary activities income$0972
Service charges on deposit accounts$655,000466
Trading account gains and fees$0126
Additional Noninterest Income$1,567,000673
Total noninterest expense$10,120,000571
Salaries and employee benefits$6,566,000482
Premises and equipment expense$826,000784
Additional noninterest expense$2,728,000638
Pre-tax net operating income$3,828,000713
Securities gains (losses)$33,000474
Applicable income taxes$-1,185,0005,348
Income before extraordinary items$5,046,000517
Extraordinary gains, net$05
Net income$5,046,000516
Minority interest net income$052
Net income of bank and minority interests.$5,046,000516
Net charge-offs$12,0001,909
Cash dividends$275,0001,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,013,000508
2018-12-31 (YTD Data)Rank
Total interest income$46,220,000688
Total interest expense$875,0003,127
Net interest income$45,345,000606
Provision for loan and lease losses$480,0001,491
Total noninterest income$8,695,000755
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,791,000459
Trading account gains and fees$0126
Additional Noninterest Income$5,904,000727
Total noninterest expense$38,635,000587
Salaries and employee benefits$24,885,000497
Premises and equipment expense$3,155,000791
Additional noninterest expense$10,595,000666
Pre-tax net operating income$14,925,000755
Securities gains (losses)$-642,0005,285
Applicable income taxes$03,978
Income before extraordinary items$14,283,000672
Extraordinary gains, net$06
Net income$14,283,000670
Minority interest net income$072
Net income of bank and minority interests.$14,283,000671
Net charge-offs$-214,0005,183
Cash dividends$15,367,000313
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,925,000649
2018-09-30 (YTD Data)Rank
Total interest income$34,050,000690
Total interest expense$566,0003,291
Net interest income$33,484,000609
Provision for loan and lease losses$360,0001,414
Total noninterest income$6,595,000762
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,113,000457
Trading account gains and fees$0138
Additional Noninterest Income$4,482,000729
Total noninterest expense$28,827,000588
Salaries and employee benefits$18,772,000493
Premises and equipment expense$2,328,000807
Additional noninterest expense$7,727,000671
Pre-tax net operating income$10,892,000759
Securities gains (losses)$-42,0005,109
Applicable income taxes$04,032
Income before extraordinary items$10,850,000660
Extraordinary gains, net$05
Net income$10,850,000659
Minority interest net income$066
Net income of bank and minority interests.$10,850,000659
Net charge-offs$-380,0005,353
Cash dividends$3,480,000716
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,892,000655
2018-06-30 (YTD Data)Rank
Total interest income$22,130,000700
Total interest expense$332,0003,406
Net interest income$21,798,000618
Provision for loan and lease losses$240,0001,369
Total noninterest income$4,320,000775
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,403,000454
Trading account gains and fees$0130
Additional Noninterest Income$2,917,000733
Total noninterest expense$18,888,000596
Salaries and employee benefits$12,387,000503
Premises and equipment expense$1,528,000823
Additional noninterest expense$4,973,000690
Pre-tax net operating income$6,990,000781
Securities gains (losses)$45,000351
Applicable income taxes$04,018
Income before extraordinary items$7,035,000685
Extraordinary gains, net$06
Net income$7,035,000683
Minority interest net income$065
Net income of bank and minority interests.$7,035,000684
Net charge-offs$-164,0005,317
Cash dividends$2,297,000684
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,990,000686
2018-03-31 (YTD Data)Rank
Total interest income$10,891,000702
Total interest expense$137,0003,654
Net interest income$10,754,000625
Provision for loan and lease losses$120,0001,317
Total noninterest income$2,123,000753
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$706,000457
Trading account gains and fees$0123
Additional Noninterest Income$1,417,000737
Total noninterest expense$9,364,000601
Salaries and employee benefits$6,202,000499
Premises and equipment expense$786,000808
Additional noninterest expense$2,376,000709
Pre-tax net operating income$3,393,000767
Securities gains (losses)$45,000240
Applicable income taxes$03,948
Income before extraordinary items$3,438,000676
Extraordinary gains, net$07
Net income$3,438,000675
Minority interest net income$052
Net income of bank and minority interests.$3,438,000676
Net charge-offs$-161,0005,456
Cash dividends$1,351,000574
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,393,000680
2017-12-31 (YTD Data)Rank
Total interest income$41,853,000687
Total interest expense$572,0003,460
Net interest income$41,281,000613
Provision for loan and lease losses$360,0001,763
Total noninterest income$8,311,000786
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,736,000477
Trading account gains and fees$0151
Additional Noninterest Income$5,575,000762
Total noninterest expense$35,709,000615
Salaries and employee benefits$23,247,000513
Premises and equipment expense$3,093,000809
Additional noninterest expense$9,369,000717
Pre-tax net operating income$13,523,000754
Securities gains (losses)$-121,0005,439
Applicable income taxes$04,135
Income before extraordinary items$13,402,000576
Extraordinary gains, net$09
Net income$13,402,000576
Minority interest net income$076
Net income of bank and minority interests.$13,402,000576
Net charge-offs$14,0003,567
Cash dividends$4,874,000703
Sale, conversion, retirement of capital stock, net$0711
Net operating income$13,523,000566
2017-09-30 (YTD Data)Rank
Total interest income$30,985,000694
Total interest expense$448,0003,397
Net interest income$30,537,000616
Provision for loan and lease losses$270,0001,724
Total noninterest income$6,106,000812
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,007,000489
Trading account gains and fees$0145
Additional Noninterest Income$4,099,000777
Total noninterest expense$26,452,000621
Salaries and employee benefits$17,332,000519
Premises and equipment expense$2,310,000814
Additional noninterest expense$6,810,000734
Pre-tax net operating income$9,921,000778
Securities gains (losses)$132,000486
Applicable income taxes$04,172
Income before extraordinary items$10,053,000619
Extraordinary gains, net$09
Net income$10,053,000619
Minority interest net income$071
Net income of bank and minority interests.$10,053,000619
Net charge-offs$56,0002,382
Cash dividends$3,759,000639
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,921,000621
2017-06-30 (YTD Data)Rank
Total interest income$20,276,000705
Total interest expense$316,0003,274
Net interest income$19,960,000624
Provision for loan and lease losses$180,0001,642
Total noninterest income$4,016,000813
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,313,000491
Trading account gains and fees$0139
Additional Noninterest Income$2,703,000790
Total noninterest expense$17,463,000630
Salaries and employee benefits$11,453,000527
Premises and equipment expense$1,565,000798
Additional noninterest expense$4,445,000750
Pre-tax net operating income$6,333,000795
Securities gains (losses)$132,000358
Applicable income taxes$04,189
Income before extraordinary items$6,465,000627
Extraordinary gains, net$011
Net income$6,465,000627
Minority interest net income$071
Net income of bank and minority interests.$6,465,000627
Net charge-offs$41,0002,135
Cash dividends$2,337,000673
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,333,000628
2017-03-31 (YTD Data)Rank
Total interest income$10,023,000711
Total interest expense$169,0003,157
Net interest income$9,854,000629
Provision for loan and lease losses$90,0001,522
Total noninterest income$2,000,000810
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$647,000502
Trading account gains and fees$0142
Additional Noninterest Income$1,353,000772
Total noninterest expense$8,756,000634
Salaries and employee benefits$5,737,000538
Premises and equipment expense$809,000790
Additional noninterest expense$2,210,000742
Pre-tax net operating income$3,008,000806
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,008,000658
Extraordinary gains, net$08
Net income$3,008,000658
Minority interest net income$055
Net income of bank and minority interests.$3,008,000658
Net charge-offs$-11,0005,031
Cash dividends$1,331,000569
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,008,000647
2016-12-31 (YTD Data)Rank
Total interest income$37,956,000709
Total interest expense$959,0002,496
Net interest income$36,997,000650
Provision for loan and lease losses$56,0003,592
Total noninterest income$8,509,000786
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,500,000515
Trading account gains and fees$0170
Additional Noninterest Income$6,009,000734
Total noninterest expense$33,827,000641
Salaries and employee benefits$21,549,000551
Premises and equipment expense$3,355,000741
Additional noninterest expense$8,923,000749
Pre-tax net operating income$11,623,000809
Securities gains (losses)$208,000851
Applicable income taxes$04,278
Income before extraordinary items$11,831,000657
Extraordinary gains, net$05
Net income$11,831,000656
Minority interest net income$082
Net income of bank and minority interests.$11,831,000656
Net charge-offs$-8,0004,943
Cash dividends$4,146,000794
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,623,000657
2016-09-30 (YTD Data)Rank
Total interest income$28,169,000710
Total interest expense$775,0002,369
Net interest income$27,394,000655
Provision for loan and lease losses$04,186
Total noninterest income$6,457,000778
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,847,000527
Trading account gains and fees$0169
Additional Noninterest Income$4,610,000729
Total noninterest expense$25,059,000646
Salaries and employee benefits$15,986,000558
Premises and equipment expense$2,456,000759
Additional noninterest expense$6,617,000750
Pre-tax net operating income$8,792,000808
Securities gains (losses)$326,000571
Applicable income taxes$04,325
Income before extraordinary items$9,118,000643
Extraordinary gains, net$05
Net income$9,118,000643
Minority interest net income$071
Net income of bank and minority interests.$9,118,000643
Net charge-offs$-15,0005,021
Cash dividends$3,070,000737
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,792,000641
2016-06-30 (YTD Data)Rank
Total interest income$18,476,000724
Total interest expense$558,0002,255
Net interest income$17,918,000666
Provision for loan and lease losses$04,017
Total noninterest income$4,280,000774
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,193,000539
Trading account gains and fees$0157
Additional Noninterest Income$3,087,000719
Total noninterest expense$16,414,000658
Salaries and employee benefits$10,456,000562
Premises and equipment expense$1,530,000820
Additional noninterest expense$4,428,000751
Pre-tax net operating income$5,784,000815
Securities gains (losses)$254,000490
Applicable income taxes$04,338
Income before extraordinary items$6,038,000645
Extraordinary gains, net$016
Net income$6,038,000643
Minority interest net income$071
Net income of bank and minority interests.$6,038,000644
Net charge-offs$-13,0005,063
Cash dividends$1,911,000802
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,784,000644
2016-03-31 (YTD Data)Rank
Total interest income$9,109,000733
Total interest expense$289,0002,201
Net interest income$8,820,000676
Provision for loan and lease losses$03,656
Total noninterest income$2,138,000760
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$594,000539
Trading account gains and fees$0142
Additional Noninterest Income$1,544,000688
Total noninterest expense$8,148,000664
Salaries and employee benefits$5,211,000570
Premises and equipment expense$778,000811
Additional noninterest expense$2,159,000756
Pre-tax net operating income$2,810,000807
Securities gains (losses)$67,000694
Applicable income taxes$04,259
Income before extraordinary items$2,877,000639
Extraordinary gains, net$012
Net income$2,877,000638
Minority interest net income$062
Net income of bank and minority interests.$2,877,000639
Net charge-offs$-1,0004,102
Cash dividends$1,274,000605
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,810,000642
2015-12-31 (YTD Data)Rank
Total interest income$32,206,000797
Total interest expense$1,535,0001,741
Net interest income$30,671,000731
Provision for loan and lease losses$04,380
Total noninterest income$8,190,000781
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,477,000538
Trading account gains and fees$0159
Additional Noninterest Income$5,713,000739
Total noninterest expense$30,184,000680
Salaries and employee benefits$18,699,000605
Premises and equipment expense$3,147,000780
Additional noninterest expense$8,338,000789
Pre-tax net operating income$8,677,0001,006
Securities gains (losses)$329,000510
Applicable income taxes$04,402
Income before extraordinary items$9,006,000805
Extraordinary gains, net$023
Net income$9,006,000805
Minority interest net income$081
Net income of bank and minority interests.$9,006,000805
Net charge-offs$-273,0005,913
Cash dividends$16,707,000261
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,677,000812
2015-09-30 (YTD Data)Rank
Total interest income$23,096,000840
Total interest expense$1,198,0001,707
Net interest income$21,898,000777
Provision for loan and lease losses$04,232
Total noninterest income$5,921,000825
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,806,000554
Trading account gains and fees$0153
Additional Noninterest Income$4,115,000769
Total noninterest expense$22,054,000714
Salaries and employee benefits$13,638,000643
Premises and equipment expense$2,301,000827
Additional noninterest expense$6,115,000809
Pre-tax net operating income$5,765,0001,127
Securities gains (losses)$217,000609
Applicable income taxes$04,489
Income before extraordinary items$5,982,000895
Extraordinary gains, net$021
Net income$5,982,000896
Minority interest net income$078
Net income of bank and minority interests.$5,982,000895
Net charge-offs$-339,0006,049
Cash dividends$2,086,000949
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,765,000900
2015-06-30 (YTD Data)Rank
Total interest income$15,131,000852
Total interest expense$833,0001,656
Net interest income$14,298,000791
Provision for loan and lease losses$04,069
Total noninterest income$3,905,000833
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,124,000577
Trading account gains and fees$0157
Additional Noninterest Income$2,781,000754
Total noninterest expense$14,456,000722
Salaries and employee benefits$8,915,000646
Premises and equipment expense$1,529,000829
Additional noninterest expense$4,012,000828
Pre-tax net operating income$3,747,0001,137
Securities gains (losses)$217,000502
Applicable income taxes$04,497
Income before extraordinary items$3,964,000901
Extraordinary gains, net$022
Net income$3,964,000900
Minority interest net income$075
Net income of bank and minority interests.$3,964,000901
Net charge-offs$-198,0006,078
Cash dividends$1,311,000987
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,747,000921
2015-03-31 (YTD Data)Rank
Total interest income$7,486,000856
Total interest expense$449,0001,548
Net interest income$7,037,000799
Provision for loan and lease losses$03,703
Total noninterest income$1,808,000852
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$504,000623
Trading account gains and fees$0152
Additional Noninterest Income$1,304,000756
Total noninterest expense$7,228,000720
Salaries and employee benefits$4,404,000660
Premises and equipment expense$755,000838
Additional noninterest expense$2,069,000791
Pre-tax net operating income$1,617,0001,254
Securities gains (losses)$204,000357
Applicable income taxes$04,400
Income before extraordinary items$1,821,000937
Extraordinary gains, net$013
Net income$1,821,000938
Minority interest net income$064
Net income of bank and minority interests.$1,821,000938
Net charge-offs$-231,0006,261
Cash dividends$848,000775
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,617,0001,016
2014-12-31 (YTD Data)Rank
Total interest income$29,231,000856
Total interest expense$2,320,0001,246
Net interest income$26,911,000816
Provision for loan and lease losses$04,603
Total noninterest income$7,111,000853
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,234,000612
Trading account gains and fees$0180
Additional Noninterest Income$4,877,000772
Total noninterest expense$27,488,000741
Salaries and employee benefits$16,797,000656
Premises and equipment expense$3,086,000801
Additional noninterest expense$7,605,000861
Pre-tax net operating income$6,534,0001,220
Securities gains (losses)$391,000507
Applicable income taxes$04,531
Income before extraordinary items$6,925,000963
Extraordinary gains, net$017
Net income$6,925,000962
Minority interest net income$084
Net income of bank and minority interests.$6,925,000962
Net charge-offs$488,0001,487
Cash dividends$3,310,000850
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,534,000993
2014-09-30 (YTD Data)Rank
Total interest income$21,953,000860
Total interest expense$1,807,0001,221
Net interest income$20,146,000818
Provision for loan and lease losses$04,401
Total noninterest income$5,303,000854
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,717,000597
Trading account gains and fees$0174
Additional Noninterest Income$3,586,000786
Total noninterest expense$20,553,000738
Salaries and employee benefits$12,643,000652
Premises and equipment expense$2,303,000809
Additional noninterest expense$5,607,000867
Pre-tax net operating income$4,896,0001,245
Securities gains (losses)$396,000383
Applicable income taxes$04,583
Income before extraordinary items$5,292,000938
Extraordinary gains, net$015
Net income$5,292,000937
Minority interest net income$081
Net income of bank and minority interests.$5,292,000937
Net charge-offs$228,0001,862
Cash dividends$2,500,000782
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,896,000999
2014-06-30 (YTD Data)Rank
Total interest income$14,732,000850
Total interest expense$1,248,0001,194
Net interest income$13,484,000812
Provision for loan and lease losses$04,196
Total noninterest income$3,533,000842
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,143,000588
Trading account gains and fees$0172
Additional Noninterest Income$2,390,000757
Total noninterest expense$13,514,000747
Salaries and employee benefits$8,432,000649
Premises and equipment expense$1,454,000848
Additional noninterest expense$3,628,000892
Pre-tax net operating income$3,503,0001,132
Securities gains (losses)$-37,0006,456
Applicable income taxes$04,568
Income before extraordinary items$3,466,000939
Extraordinary gains, net$020
Net income$3,466,000939
Minority interest net income$080
Net income of bank and minority interests.$3,466,000939
Net charge-offs$174,0001,718
Cash dividends$1,725,000737
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,503,000905
2014-03-31 (YTD Data)Rank
Total interest income$7,306,000859
Total interest expense$634,0001,187
Net interest income$6,672,000818
Provision for loan and lease losses$03,817
Total noninterest income$1,726,000822
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$539,000613
Trading account gains and fees$0147
Additional Noninterest Income$1,187,000736
Total noninterest expense$6,660,000767
Salaries and employee benefits$4,200,000662
Premises and equipment expense$735,000864
Additional noninterest expense$1,725,000933
Pre-tax net operating income$1,738,0001,102
Securities gains (losses)$-37,0006,561
Applicable income taxes$04,445
Income before extraordinary items$1,701,000924
Extraordinary gains, net$016
Net income$1,701,000925
Minority interest net income$066
Net income of bank and minority interests.$1,701,000925
Net charge-offs$11,0002,795
Cash dividends$850,000695
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,738,000876
2013-12-31 (YTD Data)Rank
Total interest income$27,595,000914
Total interest expense$3,019,0001,111
Net interest income$24,576,000877
Provision for loan and lease losses$20,0004,711
Total noninterest income$7,232,000871
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,296,000602
Trading account gains and fees$0184
Additional Noninterest Income$4,936,000814
Total noninterest expense$26,922,000752
Salaries and employee benefits$16,367,000663
Premises and equipment expense$2,889,000841
Additional noninterest expense$7,666,000882
Pre-tax net operating income$4,866,0001,460
Securities gains (losses)$837,000278
Applicable income taxes$04,631
Income before extraordinary items$5,703,0001,089
Extraordinary gains, net$029
Net income$5,703,0001,091
Minority interest net income$090
Net income of bank and minority interests.$5,703,0001,091
Net charge-offs$118,0003,584
Cash dividends$3,144,000839
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,866,0001,229
2013-09-30 (YTD Data)Rank
Total interest income$20,378,000940
Total interest expense$2,333,0001,116
Net interest income$18,045,000900
Provision for loan and lease losses$25,0004,386
Total noninterest income$5,704,000847
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,711,000600
Trading account gains and fees$0180
Additional Noninterest Income$3,993,000782
Total noninterest expense$20,299,000754
Salaries and employee benefits$12,434,000654
Premises and equipment expense$2,139,000857
Additional noninterest expense$5,726,000885
Pre-tax net operating income$3,425,0001,565
Securities gains (losses)$519,000397
Applicable income taxes$04,713
Income before extraordinary items$3,944,0001,181
Extraordinary gains, net$025
Net income$3,944,0001,182
Minority interest net income$084
Net income of bank and minority interests.$3,944,0001,183
Net charge-offs$-293,0006,772
Cash dividends$2,387,000765
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,425,0001,304
2013-06-30 (YTD Data)Rank
Total interest income$13,602,000930
Total interest expense$1,598,0001,119
Net interest income$12,004,000889
Provision for loan and lease losses$31,0003,929
Total noninterest income$3,783,000851
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,129,000594
Trading account gains and fees$0157
Additional Noninterest Income$2,654,000806
Total noninterest expense$13,674,000745
Salaries and employee benefits$8,400,000649
Premises and equipment expense$1,407,000866
Additional noninterest expense$3,867,000879
Pre-tax net operating income$2,082,0001,667
Securities gains (losses)$519,000361
Applicable income taxes$04,679
Income before extraordinary items$2,601,0001,170
Extraordinary gains, net$022
Net income$2,601,0001,172
Minority interest net income$082
Net income of bank and minority interests.$2,601,0001,173
Net charge-offs$-167,0006,780
Cash dividends$1,750,000703
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,082,0001,397
2013-03-31 (YTD Data)Rank
Total interest income$6,898,000916
Total interest expense$835,0001,102
Net interest income$6,063,000881
Provision for loan and lease losses$9,0004,036
Total noninterest income$1,998,000830
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$576,000576
Trading account gains and fees$0148
Additional Noninterest Income$1,422,000775
Total noninterest expense$7,057,000728
Salaries and employee benefits$4,355,000634
Premises and equipment expense$755,000826
Additional noninterest expense$1,947,000867
Pre-tax net operating income$995,0001,709
Securities gains (losses)$283,000343
Applicable income taxes$04,602
Income before extraordinary items$1,278,0001,171
Extraordinary gains, net$010
Net income$1,278,0001,173
Minority interest net income$076
Net income of bank and minority interests.$1,278,0001,173
Net charge-offs$-8,0006,115
Cash dividends$850,000637
Sale, conversion, retirement of capital stock, net$0789
Net operating income$995,0001,435
2012-12-31 (YTD Data)Rank
Total interest income$32,214,000815
Total interest expense$4,265,0001,062
Net interest income$27,949,000769
Provision for loan and lease losses$378,0003,079
Total noninterest income$6,966,000892
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,431,000588
Trading account gains and fees$0166
Additional Noninterest Income$4,535,000878
Total noninterest expense$27,858,000724
Salaries and employee benefits$16,823,000624
Premises and equipment expense$3,172,000754
Additional noninterest expense$7,863,000884
Pre-tax net operating income$6,679,0001,070
Securities gains (losses)$1,111,000470
Applicable income taxes$04,751
Income before extraordinary items$7,790,000772
Extraordinary gains, net$029
Net income$7,790,000769
Minority interest net income$093
Net income of bank and minority interests.$7,790,000772
Net charge-offs$702,0002,229
Cash dividends$4,828,000590
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,679,000838
2012-09-30 (YTD Data)Rank
Total interest income$24,814,000808
Total interest expense$3,366,0001,059
Net interest income$21,448,000765
Provision for loan and lease losses$401,0002,578
Total noninterest income$4,998,000914
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,832,000591
Trading account gains and fees$0157
Additional Noninterest Income$3,166,000910
Total noninterest expense$20,980,000718
Salaries and employee benefits$12,446,000628
Premises and equipment expense$2,418,000754
Additional noninterest expense$6,116,000858
Pre-tax net operating income$5,065,0001,068
Securities gains (losses)$1,091,000367
Applicable income taxes$04,802
Income before extraordinary items$6,156,000744
Extraordinary gains, net$020
Net income$6,156,000742
Minority interest net income$086
Net income of bank and minority interests.$6,156,000744
Net charge-offs$333,0002,702
Cash dividends$3,503,000482
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,065,000842
2012-06-30 (YTD Data)Rank
Total interest income$16,850,000800
Total interest expense$2,313,0001,055
Net interest income$14,537,000751
Provision for loan and lease losses$403,0002,058
Total noninterest income$2,893,0001,012
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,201,000597
Trading account gains and fees$0153
Additional Noninterest Income$1,692,0001,046
Total noninterest expense$13,751,000728
Salaries and employee benefits$8,260,000629
Premises and equipment expense$1,622,000743
Additional noninterest expense$3,869,000894
Pre-tax net operating income$3,276,0001,090
Securities gains (losses)$686,000408
Applicable income taxes$04,770
Income before extraordinary items$3,962,000772
Extraordinary gains, net$019
Net income$3,962,000770
Minority interest net income$084
Net income of bank and minority interests.$3,962,000772
Net charge-offs$290,0002,358
Cash dividends$2,163,000491
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,276,000872
2012-03-31 (YTD Data)Rank
Total interest income$8,396,000809
Total interest expense$1,175,0001,081
Net interest income$7,221,000762
Provision for loan and lease losses$403,0001,242
Total noninterest income$1,662,000889
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$573,000618
Trading account gains and fees$0148
Additional Noninterest Income$1,089,000850
Total noninterest expense$6,755,000740
Salaries and employee benefits$4,009,000654
Premises and equipment expense$821,000736
Additional noninterest expense$1,925,000886
Pre-tax net operating income$1,725,0001,021
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,725,000868
Extraordinary gains, net$019
Net income$1,725,000868
Minority interest net income$078
Net income of bank and minority interests.$1,725,000869
Net charge-offs$278,0001,558
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,725,000815
2011-12-31 (YTD Data)Rank
Total interest income$35,782,000788
Total interest expense$6,156,000992
Net interest income$29,626,000738
Provision for loan and lease losses$2,398,0001,384
Total noninterest income$5,938,000910
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,472,000592
Trading account gains and fees$0146
Additional Noninterest Income$3,466,000936
Total noninterest expense$27,691,000714
Salaries and employee benefits$16,048,000603
Premises and equipment expense$3,377,000735
Additional noninterest expense$8,266,000863
Pre-tax net operating income$5,475,0001,092
Securities gains (losses)$2,025,000240
Applicable income taxes$04,719
Income before extraordinary items$7,500,000687
Extraordinary gains, net$029
Net income$7,500,000686
Minority interest net income$096
Net income of bank and minority interests.$7,500,000687
Net charge-offs$1,711,0001,713
Cash dividends$3,252,000619
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,475,000879
2011-09-30 (YTD Data)Rank
Total interest income$26,938,000804
Total interest expense$4,818,000997
Net interest income$22,120,000750
Provision for loan and lease losses$1,798,0001,348
Total noninterest income$4,111,000967
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,832,000604
Trading account gains and fees$0145
Additional Noninterest Income$2,279,0001,019
Total noninterest expense$19,935,000734
Salaries and employee benefits$11,570,000629
Premises and equipment expense$2,583,000732
Additional noninterest expense$5,782,000911
Pre-tax net operating income$4,498,0001,034
Securities gains (losses)$1,207,000286
Applicable income taxes$04,740
Income before extraordinary items$5,705,000693
Extraordinary gains, net$021
Net income$5,705,000691
Minority interest net income$087
Net income of bank and minority interests.$5,705,000693
Net charge-offs$869,0002,048
Cash dividends$2,532,000527
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,498,000813
2011-06-30 (YTD Data)Rank
Total interest income$17,907,000812
Total interest expense$3,289,0001,008
Net interest income$14,618,000761
Provision for loan and lease losses$1,192,0001,353
Total noninterest income$3,137,000885
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,232,000597
Trading account gains and fees$0153
Additional Noninterest Income$1,905,000866
Total noninterest expense$13,571,000726
Salaries and employee benefits$7,780,000628
Premises and equipment expense$1,763,000720
Additional noninterest expense$4,028,000901
Pre-tax net operating income$2,992,0001,013
Securities gains (losses)$601,000309
Applicable income taxes$04,697
Income before extraordinary items$3,593,000720
Extraordinary gains, net$015
Net income$3,593,000719
Minority interest net income$089
Net income of bank and minority interests.$3,593,000720
Net charge-offs$619,0001,921
Cash dividends$1,350,000625
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,992,000804
2011-03-31 (YTD Data)Rank
Total interest income$8,932,000819
Total interest expense$1,680,0001,023
Net interest income$7,252,000768
Provision for loan and lease losses$592,0001,295
Total noninterest income$1,773,000800
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$605,000594
Trading account gains and fees$0158
Additional Noninterest Income$1,168,000734
Total noninterest expense$7,147,000705
Salaries and employee benefits$3,885,000635
Premises and equipment expense$892,000726
Additional noninterest expense$2,370,000756
Pre-tax net operating income$1,286,0001,137
Securities gains (losses)$175,000378
Applicable income taxes$04,545
Income before extraordinary items$1,461,000842
Extraordinary gains, net$09
Net income$1,461,000840
Minority interest net income$086
Net income of bank and minority interests.$1,461,000842
Net charge-offs$334,0001,654
Cash dividends$800,000479
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,286,000919
2010-12-31 (YTD Data)Rank
Total interest income$37,893,000805
Total interest expense$8,709,000958
Net interest income$29,184,000756
Provision for loan and lease losses$4,422,0001,253
Total noninterest income$5,601,000988
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,441,000605
Trading account gains and fees$0175
Additional Noninterest Income$3,160,0001,021
Total noninterest expense$28,794,000697
Salaries and employee benefits$14,370,000675
Premises and equipment expense$3,647,000702
Additional noninterest expense$10,777,000702
Pre-tax net operating income$1,569,0002,657
Securities gains (losses)$1,072,000457
Applicable income taxes$04,655
Income before extraordinary items$2,641,0001,555
Extraordinary gains, net$029
Net income$2,408,0001,710
Minority interest net income$233,00058
Net income of bank and minority interests.$2,641,0001,557
Net charge-offs$7,673,000745
Cash dividends$1,310,0001,205
Sale, conversion, retirement of capital stock, net$3,225,000200
Net operating income$1,569,0002,337
2010-09-30 (YTD Data)Rank
Total interest income$28,747,000801
Total interest expense$6,806,000952
Net interest income$21,941,000753
Provision for loan and lease losses$3,624,0001,116
Total noninterest income$4,407,000928
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,817,000626
Trading account gains and fees$0165
Additional Noninterest Income$2,590,000926
Total noninterest expense$21,364,000697
Salaries and employee benefits$10,810,000662
Premises and equipment expense$2,759,000703
Additional noninterest expense$7,795,000701
Pre-tax net operating income$1,360,0002,566
Securities gains (losses)$482,000763
Applicable income taxes$04,726
Income before extraordinary items$1,842,0001,787
Extraordinary gains, net$023
Net income$1,609,0002,034
Minority interest net income$233,00058
Net income of bank and minority interests.$1,842,0001,790
Net charge-offs$4,936,000789
Cash dividends$810,0001,258
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,360,0002,217
2010-06-30 (YTD Data)Rank
Total interest income$19,337,000796
Total interest expense$4,609,000973
Net interest income$14,728,000743
Provision for loan and lease losses$2,425,0001,102
Total noninterest income$3,060,000881
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,156,000662
Trading account gains and fees$0152
Additional Noninterest Income$1,904,000834
Total noninterest expense$14,293,000694
Salaries and employee benefits$7,118,000666
Premises and equipment expense$1,835,000717
Additional noninterest expense$5,340,000682
Pre-tax net operating income$1,070,0002,251
Securities gains (losses)$296,000719
Applicable income taxes$04,691
Income before extraordinary items$1,366,0001,602
Extraordinary gains, net$019
Net income$1,133,0001,896
Minority interest net income$233,00048
Net income of bank and minority interests.$1,366,0001,602
Net charge-offs$2,635,000921
Cash dividends$760,000921
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,070,0001,902
2010-03-31 (YTD Data)Rank
Total interest income$9,727,000809
Total interest expense$2,314,0001,015
Net interest income$7,413,000747
Provision for loan and lease losses$1,275,000991
Total noninterest income$1,522,000872
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$578,000662
Trading account gains and fees$0175
Additional Noninterest Income$944,000831
Total noninterest expense$7,259,000690
Salaries and employee benefits$3,633,000660
Premises and equipment expense$958,000698
Additional noninterest expense$2,668,000694
Pre-tax net operating income$401,0002,834
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$401,0002,547
Extraordinary gains, net$016
Net income$417,0002,485
Minority interest net income$-16,0007,918
Net income of bank and minority interests.$401,0002,547
Net charge-offs$1,627,000747
Cash dividends$430,000787
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$401,0002,456
2009-12-31 (YTD Data)Rank
Total interest income$42,915,000779
Total interest expense$12,422,000952
Net interest income$30,493,000702
Provision for loan and lease losses$11,359,000780
Total noninterest income$5,146,0001,071
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,196,000774
Trading account gains and fees$0211
Additional Noninterest Income$2,950,0001,060
Total noninterest expense$28,796,000735
Salaries and employee benefits$13,617,000711
Premises and equipment expense$3,739,000716
Additional noninterest expense$11,440,000706
Pre-tax net operating income$-4,516,0007,130
Securities gains (losses)$1,465,000355
Applicable income taxes$04,388
Income before extraordinary items$-3,051,0007,002
Extraordinary gains, net$034
Net income$-2,989,0006,992
Minority interest net income$-62,0007,997
Net income of bank and minority interests.$-3,051,0007,001
Net charge-offs$8,041,000806
Cash dividends$1,034,0001,590
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,516,0007,225
2009-09-30 (YTD Data)Rank
Total interest income$32,395,000790
Total interest expense$9,754,000957
Net interest income$22,641,000709
Provision for loan and lease losses$4,800,0001,081
Total noninterest income$3,868,0001,076
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,606,000795
Trading account gains and fees$0212
Additional Noninterest Income$2,262,0001,057
Total noninterest expense$21,155,000748
Salaries and employee benefits$10,349,000707
Premises and equipment expense$2,719,000751
Additional noninterest expense$8,087,000710
Pre-tax net operating income$554,0003,738
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$554,0003,513
Extraordinary gains, net$027
Net income$507,0003,664
Minority interest net income$47,00078
Net income of bank and minority interests.$554,0003,513
Net charge-offs$4,338,000916
Cash dividends$935,0001,330
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$554,0003,421
2009-06-30 (YTD Data)Rank
Total interest income$21,314,000821
Total interest expense$6,742,000977
Net interest income$14,572,000729
Provision for loan and lease losses$2,300,0001,288
Total noninterest income$2,520,0001,102
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,040,000808
Trading account gains and fees$0193
Additional Noninterest Income$1,480,0001,113
Total noninterest expense$13,608,000777
Salaries and employee benefits$6,827,000736
Premises and equipment expense$1,810,000777
Additional noninterest expense$4,971,000778
Pre-tax net operating income$1,184,0001,848
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,184,0001,575
Extraordinary gains, net$021
Net income$1,153,0001,612
Minority interest net income$31,00075
Net income of bank and minority interests.$1,184,0001,574
Net charge-offs$2,801,000903
Cash dividends$935,000989
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,184,0001,548
2009-03-31 (YTD Data)Rank
Total interest income$10,715,000820
Total interest expense$3,310,0001,047
Net interest income$7,405,000719
Provision for loan and lease losses$1,050,0001,142
Total noninterest income$1,159,0001,141
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$489,000838
Trading account gains and fees$0171
Additional Noninterest Income$670,0001,153
Total noninterest expense$6,554,000762
Salaries and employee benefits$3,397,000745
Premises and equipment expense$926,000769
Additional noninterest expense$2,231,000761
Pre-tax net operating income$960,0001,345
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$960,0001,135
Extraordinary gains, net$015
Net income$976,0001,118
Minority interest net income$-16,0008,230
Net income of bank and minority interests.$960,0001,137
Net charge-offs$1,165,000873
Cash dividends$585,000744
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$960,0001,054
2008-12-31 (YTD Data)Rank
Total interest income$47,576,000779
Total interest expense$16,477,000973
Net interest income$31,099,000696
Provision for loan and lease losses$1,650,0002,031
Total noninterest income$4,839,0001,088
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,006,000877
Trading account gains and fees$0154
Additional Noninterest Income$2,833,0001,014
Total noninterest expense$26,032,000767
Salaries and employee benefits$14,065,000706
Premises and equipment expense$3,750,000733
Additional noninterest expense$8,217,000804
Pre-tax net operating income$8,256,000668
Securities gains (losses)$252,000614
Applicable income taxes$04,979
Income before extraordinary items$8,508,000458
Extraordinary gains, net$039
Net income$8,508,000458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,403,0001,621
Cash dividends$4,204,000660
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,256,000496
2008-09-30 (YTD Data)Rank
Total interest income$36,068,000793
Total interest expense$12,731,000979
Net interest income$23,337,000719
Provision for loan and lease losses$775,0002,135
Total noninterest income$3,938,0001,058
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,479,000895
Trading account gains and fees$0148
Additional Noninterest Income$2,459,000945
Total noninterest expense$19,932,000740
Salaries and employee benefits$10,930,000693
Premises and equipment expense$2,836,000731
Additional noninterest expense$6,166,000762
Pre-tax net operating income$6,568,000766
Securities gains (losses)$133,000814
Applicable income taxes$05,372
Income before extraordinary items$6,701,000543
Extraordinary gains, net$031
Net income$6,701,000542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0002,311
Cash dividends$2,995,000725
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,568,000581
2008-06-30 (YTD Data)Rank
Total interest income$24,121,000804
Total interest expense$8,766,000980
Net interest income$15,355,000720
Provision for loan and lease losses$450,0002,016
Total noninterest income$2,661,0001,054
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$937,000935
Trading account gains and fees$0149
Additional Noninterest Income$1,724,000938
Total noninterest expense$13,143,000743
Salaries and employee benefits$7,198,000700
Premises and equipment expense$1,870,000742
Additional noninterest expense$4,075,000739
Pre-tax net operating income$4,423,000798
Securities gains (losses)$133,000797
Applicable income taxes$05,627
Income before extraordinary items$4,556,000606
Extraordinary gains, net$021
Net income$4,556,000605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,916
Cash dividends$2,075,000758
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,423,000608
2008-03-31 (YTD Data)Rank
Total interest income$12,288,000817
Total interest expense$4,578,0001,015
Net interest income$7,710,000710
Provision for loan and lease losses$225,0001,695
Total noninterest income$1,315,0001,065
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$465,000934
Trading account gains and fees$0158
Additional Noninterest Income$850,000955
Total noninterest expense$6,543,000730
Salaries and employee benefits$3,618,000700
Premises and equipment expense$950,000738
Additional noninterest expense$1,975,000734
Pre-tax net operating income$2,257,000844
Securities gains (losses)$133,000590
Applicable income taxes$05,622
Income before extraordinary items$2,390,000641
Extraordinary gains, net$015
Net income$2,390,000642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$1,100,000674
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,257,000658
2007-12-31 (YTD Data)Rank
Total interest income$50,453,000830
Total interest expense$18,571,0001,049
Net interest income$31,882,000695
Provision for loan and lease losses$840,0001,621
Total noninterest income$5,125,0001,079
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,803,000984
Trading account gains and fees$0178
Additional Noninterest Income$3,322,000937
Total noninterest expense$25,289,000740
Salaries and employee benefits$14,060,000688
Premises and equipment expense$3,544,000753
Additional noninterest expense$7,685,000750
Pre-tax net operating income$10,878,000778
Securities gains (losses)$02,146
Applicable income taxes$-7,0007,767
Income before extraordinary items$10,885,000604
Extraordinary gains, net$039
Net income$10,885,000602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,931
Cash dividends$5,725,000661
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,885,000595
2007-09-30 (YTD Data)Rank
Total interest income$37,778,000831
Total interest expense$13,785,0001,061
Net interest income$23,993,000695
Provision for loan and lease losses$630,0001,301
Total noninterest income$3,811,0001,084
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,346,000974
Trading account gains and fees$0184
Additional Noninterest Income$2,465,000947
Total noninterest expense$18,981,000730
Salaries and employee benefits$10,599,000683
Premises and equipment expense$2,654,000752
Additional noninterest expense$5,728,000739
Pre-tax net operating income$8,193,000851
Securities gains (losses)$01,655
Applicable income taxes$-7,0008,014
Income before extraordinary items$8,200,000644
Extraordinary gains, net$033
Net income$8,200,000642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,581
Cash dividends$4,559,000612
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,200,000631
2007-06-30 (YTD Data)Rank
Total interest income$24,833,000851
Total interest expense$8,962,0001,090
Net interest income$15,871,000714
Provision for loan and lease losses$420,0001,189
Total noninterest income$2,493,0001,124
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$898,000987
Trading account gains and fees$0168
Additional Noninterest Income$1,595,000999
Total noninterest expense$12,598,000750
Salaries and employee benefits$6,971,000709
Premises and equipment expense$1,734,000786
Additional noninterest expense$3,893,000733
Pre-tax net operating income$5,346,000897
Securities gains (losses)$01,444
Applicable income taxes$-7,0008,124
Income before extraordinary items$5,353,000685
Extraordinary gains, net$029
Net income$5,353,000684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,047
Cash dividends$3,459,000582
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,353,000673
2007-03-31 (YTD Data)Rank
Total interest income$12,232,000849
Total interest expense$4,339,0001,120
Net interest income$7,893,000711
Provision for loan and lease losses$210,0001,110
Total noninterest income$1,170,0001,158
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$446,000966
Trading account gains and fees$0195
Additional Noninterest Income$724,0001,054
Total noninterest expense$6,261,000751
Salaries and employee benefits$3,490,000717
Premises and equipment expense$847,000798
Additional noninterest expense$1,924,000723
Pre-tax net operating income$2,592,000909
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$2,592,000700
Extraordinary gains, net$022
Net income$2,592,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,225
Cash dividends$1,258,000667
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,592,000689
2006-12-31 (YTD Data)Rank
Total interest income$42,595,000916
Total interest expense$12,765,0001,319
Net interest income$29,830,000743
Provision for loan and lease losses$810,0001,261
Total noninterest income$5,239,0001,050
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,904,000926
Trading account gains and fees$0130
Additional Noninterest Income$3,335,000921
Total noninterest expense$23,401,000757
Salaries and employee benefits$13,032,000719
Premises and equipment expense$2,925,000863
Additional noninterest expense$7,444,000726
Pre-tax net operating income$10,858,000912
Securities gains (losses)$-25,0007,648
Applicable income taxes$06,600
Income before extraordinary items$10,833,000688
Extraordinary gains, net$051
Net income$10,833,000687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,569
Cash dividends$15,480,000280
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,858,000680
2006-09-30 (YTD Data)Rank
Total interest income$30,957,000950
Total interest expense$8,873,0001,372
Net interest income$22,084,000764
Provision for loan and lease losses$580,0001,248
Total noninterest income$3,950,0001,060
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,426,000931
Trading account gains and fees$0126
Additional Noninterest Income$2,524,000938
Total noninterest expense$17,121,000784
Salaries and employee benefits$9,815,000729
Premises and equipment expense$2,110,000902
Additional noninterest expense$5,196,000784
Pre-tax net operating income$8,333,000931
Securities gains (losses)$-25,0007,922
Applicable income taxes$06,687
Income before extraordinary items$8,308,000709
Extraordinary gains, net$045
Net income$8,308,000708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0001,851
Cash dividends$3,980,000656
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,333,000702
2006-06-30 (YTD Data)Rank
Total interest income$19,980,000954
Total interest expense$5,432,0001,420
Net interest income$14,548,000773
Provision for loan and lease losses$390,0001,192
Total noninterest income$2,591,0001,069
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$938,000936
Trading account gains and fees$0126
Additional Noninterest Income$1,653,000956
Total noninterest expense$11,394,000786
Salaries and employee benefits$6,607,000721
Premises and equipment expense$1,375,000920
Additional noninterest expense$3,412,000791
Pre-tax net operating income$5,355,000958
Securities gains (losses)$-25,0008,157
Applicable income taxes$06,706
Income before extraordinary items$5,330,000735
Extraordinary gains, net$039
Net income$5,330,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0001,435
Cash dividends$2,715,000631
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,355,000722
2006-03-31 (YTD Data)Rank
Total interest income$9,855,000942
Total interest expense$2,491,0001,473
Net interest income$7,364,000765
Provision for loan and lease losses$160,0001,352
Total noninterest income$1,246,0001,086
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$462,000915
Trading account gains and fees$0115
Additional Noninterest Income$784,000971
Total noninterest expense$5,998,000745
Salaries and employee benefits$3,618,000668
Premises and equipment expense$708,000894
Additional noninterest expense$1,672,000803
Pre-tax net operating income$2,452,0001,018
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$2,452,000773
Extraordinary gains, net$021
Net income$2,452,000772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,000758
Cash dividends$1,470,000550
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,452,000761
2005-12-31 (YTD Data)Rank
Total interest income$36,076,000918
Total interest expense$7,321,0001,550
Net interest income$28,755,000730
Provision for loan and lease losses$660,0001,506
Total noninterest income$5,152,0001,065
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,972,000882
Trading account gains and fees$0138
Additional Noninterest Income$3,180,000975
Total noninterest expense$23,148,000744
Salaries and employee benefits$13,960,000648
Premises and equipment expense$2,773,000852
Additional noninterest expense$6,415,000808
Pre-tax net operating income$10,099,000973
Securities gains (losses)$02,296
Applicable income taxes$-9,0008,459
Income before extraordinary items$10,108,000720
Extraordinary gains, net$046
Net income$10,108,000721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,191
Cash dividends$5,757,000585
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,108,000709
2005-09-30 (YTD Data)Rank
Total interest income$26,328,000915
Total interest expense$5,155,0001,559
Net interest income$21,173,000731
Provision for loan and lease losses$440,0001,593
Total noninterest income$3,860,0001,067
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,501,000872
Trading account gains and fees$0126
Additional Noninterest Income$2,359,000983
Total noninterest expense$17,289,000728
Salaries and employee benefits$10,560,000640
Premises and equipment expense$2,071,000848
Additional noninterest expense$4,658,000822
Pre-tax net operating income$7,304,0001,002
Securities gains (losses)$02,317
Applicable income taxes$-9,0008,599
Income before extraordinary items$7,313,000737
Extraordinary gains, net$035
Net income$7,313,000738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,186
Cash dividends$4,192,000556
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,313,000719
2005-06-30 (YTD Data)Rank
Total interest income$16,899,000927
Total interest expense$3,233,0001,554
Net interest income$13,666,000752
Provision for loan and lease losses$290,0001,600
Total noninterest income$2,526,0001,062
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,004,000848
Trading account gains and fees$0116
Additional Noninterest Income$1,522,000999
Total noninterest expense$11,337,000737
Salaries and employee benefits$6,912,000643
Premises and equipment expense$1,374,000846
Additional noninterest expense$3,051,000834
Pre-tax net operating income$4,565,0001,035
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$4,565,000777
Extraordinary gains, net$030
Net income$4,565,000777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,718
Cash dividends$2,579,000578
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,565,000756
2005-03-31 (YTD Data)Rank
Total interest income$8,164,000935
Total interest expense$1,524,0001,565
Net interest income$6,640,000775
Provision for loan and lease losses$140,0001,548
Total noninterest income$1,249,0001,054
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$498,000820
Trading account gains and fees$0115
Additional Noninterest Income$751,000994
Total noninterest expense$5,683,000732
Salaries and employee benefits$3,437,000644
Premises and equipment expense$680,000864
Additional noninterest expense$1,566,000804
Pre-tax net operating income$2,066,0001,121
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$2,066,000847
Extraordinary gains, net$024
Net income$2,066,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$1,327,000516
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,066,000824
2004-12-31 (YTD Data)Rank
Total interest income$30,538,000920
Total interest expense$5,531,0001,485
Net interest income$25,007,000791
Provision for loan and lease losses$410,0002,317
Total noninterest income$5,461,0001,007
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,035,000851
Trading account gains and fees$0138
Additional Noninterest Income$3,426,000892
Total noninterest expense$21,409,000762
Salaries and employee benefits$12,913,000656
Premises and equipment expense$2,601,000862
Additional noninterest expense$5,895,000848
Pre-tax net operating income$8,649,0001,009
Securities gains (losses)$03,819
Applicable income taxes$33,0006,294
Income before extraordinary items$8,616,000766
Extraordinary gains, net$034
Net income$8,616,000767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,149
Cash dividends$5,137,000602
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,616,000735
2004-09-30 (YTD Data)Rank
Total interest income$22,565,000919
Total interest expense$4,071,0001,491
Net interest income$18,494,000797
Provision for loan and lease losses$290,0002,324
Total noninterest income$3,745,0001,087
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,504,000869
Trading account gains and fees$0134
Additional Noninterest Income$2,241,000992
Total noninterest expense$15,850,000762
Salaries and employee benefits$9,580,000657
Premises and equipment expense$1,942,000863
Additional noninterest expense$4,328,000854
Pre-tax net operating income$6,099,0001,087
Securities gains (losses)$03,710
Applicable income taxes$20,0006,511
Income before extraordinary items$6,079,000826
Extraordinary gains, net$026
Net income$6,079,000827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,489
Cash dividends$3,756,000586
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,079,000794
2004-06-30 (YTD Data)Rank
Total interest income$14,712,000929
Total interest expense$2,677,0001,488
Net interest income$12,035,000807
Provision for loan and lease losses$210,0002,090
Total noninterest income$2,406,0001,119
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$961,000892
Trading account gains and fees$0130
Additional Noninterest Income$1,445,0001,022
Total noninterest expense$10,424,000770
Salaries and employee benefits$6,333,000665
Premises and equipment expense$1,274,000879
Additional noninterest expense$2,817,000882
Pre-tax net operating income$3,807,0001,132
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$3,807,000855
Extraordinary gains, net$021
Net income$3,807,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,843
Cash dividends$2,483,000595
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,807,000819
2004-03-31 (YTD Data)Rank
Total interest income$7,141,000971
Total interest expense$1,369,0001,460
Net interest income$5,772,000861
Provision for loan and lease losses$105,0002,016
Total noninterest income$1,081,0001,188
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$431,000984
Trading account gains and fees$0121
Additional Noninterest Income$650,0001,067
Total noninterest expense$5,092,000795
Salaries and employee benefits$3,131,000687
Premises and equipment expense$642,000888
Additional noninterest expense$1,319,000940
Pre-tax net operating income$1,656,0001,277
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$1,656,000988
Extraordinary gains, net$016
Net income$1,656,000988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$1,354,000509
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,656,000938
2003-12-31 (YTD Data)Rank
Total interest income$30,343,000924
Total interest expense$6,192,0001,434
Net interest income$24,151,000793
Provision for loan and lease losses$1,080,0001,105
Total noninterest income$6,284,000939
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,846,000929
Trading account gains and fees$0160
Additional Noninterest Income$4,438,000830
Total noninterest expense$19,772,000817
Salaries and employee benefits$12,046,000706
Premises and equipment expense$2,474,000906
Additional noninterest expense$5,252,000969
Pre-tax net operating income$9,583,000889
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$9,583,000682
Extraordinary gains, net$054
Net income$9,583,000684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$762,0001,144
Cash dividends$6,649,000505
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,583,000638
2003-09-30 (YTD Data)Rank
Total interest income$23,021,000932
Total interest expense$4,738,0001,472
Net interest income$18,283,000795
Provision for loan and lease losses$960,000931
Total noninterest income$4,958,000934
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,387,000935
Trading account gains and fees$0153
Additional Noninterest Income$3,571,000818
Total noninterest expense$14,808,000830
Salaries and employee benefits$9,027,000722
Premises and equipment expense$1,844,000921
Additional noninterest expense$3,937,000975
Pre-tax net operating income$7,473,000895
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$7,473,000689
Extraordinary gains, net$040
Net income$7,473,000690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$719,000878
Cash dividends$4,974,000496
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,473,000644
2003-06-30 (YTD Data)Rank
Total interest income$15,461,000938
Total interest expense$3,259,0001,484
Net interest income$12,202,000799
Provision for loan and lease losses$700,000875
Total noninterest income$3,204,000954
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$924,000927
Trading account gains and fees$0150
Additional Noninterest Income$2,280,000840
Total noninterest expense$9,769,000838
Salaries and employee benefits$5,918,000742
Premises and equipment expense$1,205,000949
Additional noninterest expense$2,646,000957
Pre-tax net operating income$4,937,000895
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$4,937,000698
Extraordinary gains, net$030
Net income$4,937,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$641,000722
Cash dividends$3,307,000476
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,937,000642
2003-03-31 (YTD Data)Rank
Total interest income$7,644,000961
Total interest expense$1,682,0001,475
Net interest income$5,962,000815
Provision for loan and lease losses$300,000910
Total noninterest income$1,561,000943
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$457,000906
Trading account gains and fees$0134
Additional Noninterest Income$1,104,000836
Total noninterest expense$4,801,000851
Salaries and employee benefits$2,917,000746
Premises and equipment expense$589,000979
Additional noninterest expense$1,295,000949
Pre-tax net operating income$2,422,000919
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$2,422,000706
Extraordinary gains, net$021
Net income$2,422,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,000682
Cash dividends$1,647,000443
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,422,000652
2002-12-31 (YTD Data)Rank
Total interest income$31,741,000962
Total interest expense$7,769,0001,455
Net interest income$23,972,000794
Provision for loan and lease losses$1,120,0001,219
Total noninterest income$5,206,0001,018
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,962,000813
Trading account gains and fees$0153
Additional Noninterest Income$3,244,000948
Total noninterest expense$18,246,000861
Salaries and employee benefits$10,734,000752
Premises and equipment expense$2,437,000894
Additional noninterest expense$5,075,000983
Pre-tax net operating income$9,812,000885
Securities gains (losses)$04,537
Applicable income taxes$15,0007,161
Income before extraordinary items$9,797,000640
Extraordinary gains, net$070
Net income$9,797,000641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,0001,672
Cash dividends$7,567,000443
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,797,000610
2001-12-31 (YTD Data)Rank
Total interest income$33,328,0001,026
Total interest expense$11,939,0001,365
Net interest income$21,389,000821
Provision for loan and lease losses$405,0002,593
Total noninterest income$4,672,0001,054
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,920,000764
Trading account gains and fees$0177
Additional Noninterest Income$2,752,0001,008
Total noninterest expense$17,080,000876
Salaries and employee benefits$9,749,000761
Premises and equipment expense$2,388,000877
Additional noninterest expense$4,943,000985
Pre-tax net operating income$8,576,000888
Securities gains (losses)$04,612
Applicable income taxes$74,0006,348
Income before extraordinary items$8,502,000659
Extraordinary gains, net$0105
Net income$8,502,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,857
Cash dividends$6,036,000526
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,502,000634
2000-12-31 (YTD Data)Rank
Total interest income$33,203,0001,065
Total interest expense$12,365,0001,401
Net interest income$20,838,000838
Provision for loan and lease losses$265,0003,112
Total noninterest income$3,881,0001,093
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,838,000743
Trading account gains and fees$0180
Additional Noninterest Income$2,043,0001,114
Total noninterest expense$16,250,000875
Salaries and employee benefits$8,920,000783
Premises and equipment expense$2,682,000754
Additional noninterest expense$4,648,0001,012
Pre-tax net operating income$8,204,000945
Securities gains (losses)$65,000660
Applicable income taxes$2,468,000975
Income before extraordinary items$5,801,000910
Extraordinary gains, net$038
Net income$5,801,000910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-91,0009,727
Cash dividends$8,575,000428
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,755,500918
1999-12-31 (YTD Data)Rank
Total interest income$29,796,0001,099
Total interest expense$10,510,0001,425
Net interest income$19,286,000914
Provision for loan and lease losses$130,0004,573
Total noninterest income$3,853,0001,117
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,816,000731
Trading account gains and fees$0173
Additional Noninterest Income$2,037,0001,137
Total noninterest expense$15,724,000910
Salaries and employee benefits$8,608,000808
Premises and equipment expense$2,518,000802
Additional noninterest expense$4,598,0001,021
Pre-tax net operating income$7,285,0001,071
Securities gains (losses)$03,155
Applicable income taxes$2,056,0001,202
Income before extraordinary items$5,229,0001,053
Extraordinary gains, net$035
Net income$5,229,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,401
Cash dividends$1,452,0001,732
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,229,0001,037
1998-12-31 (YTD Data)Rank
Total interest income$30,501,0001,074
Total interest expense$12,405,0001,259
Net interest income$18,096,000931
Provision for loan and lease losses$206,0003,456
Total noninterest income$4,595,000995
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,849,000665
Trading account gains and fees$0224
Additional Noninterest Income$2,746,000950
Total noninterest expense$15,637,000900
Salaries and employee benefits$8,482,000785
Premises and equipment expense$2,472,000798
Additional noninterest expense$4,683,000993
Pre-tax net operating income$6,848,0001,103
Securities gains (losses)$04,449
Applicable income taxes$1,896,0001,330
Income before extraordinary items$4,952,0001,085
Extraordinary gains, net$032
Net income$4,952,0001,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0001,670
Cash dividends$810,0002,562
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,952,0001,044
1997-12-31 (YTD Data)Rank
Total interest income$31,919,0001,069
Total interest expense$13,066,0001,223
Net interest income$18,853,000948
Provision for loan and lease losses$424,0002,006
Total noninterest income$4,376,0001,013
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,901,000670
Trading account gains and fees$0239
Additional Noninterest Income$2,475,000950
Total noninterest expense$15,593,000904
Salaries and employee benefits$8,258,000816
Premises and equipment expense$2,483,000817
Additional noninterest expense$4,852,000985
Pre-tax net operating income$7,212,0001,118
Securities gains (losses)$-20,00010,368
Applicable income taxes$2,071,0001,279
Income before extraordinary items$5,121,0001,074
Extraordinary gains, net$044
Net income$5,121,0001,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,252
Cash dividends$735,0002,703
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,135,2001,044
1996-12-31 (YTD Data)Rank
Total interest income$26,626,0001,281
Total interest expense$11,870,0001,365
Net interest income$14,756,0001,219
Provision for loan and lease losses$411,0002,038
Total noninterest income$2,762,0001,445
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,682,000787
Trading account gains and fees$0262
Additional Noninterest Income$1,080,0001,712
Total noninterest expense$11,843,0001,218
Salaries and employee benefits$6,582,0001,019
Premises and equipment expense$1,926,0001,090
Additional noninterest expense$3,335,0001,579
Pre-tax net operating income$5,264,0001,365
Securities gains (losses)$04,148
Applicable income taxes$1,342,0001,784
Income before extraordinary items$3,922,0001,272
Extraordinary gains, net$053
Net income$3,922,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,292
Cash dividends$572,0003,155
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,922,0001,249
1995-12-31 (YTD Data)Rank
Total interest income$24,620,0001,391
Total interest expense$10,986,0001,484
Net interest income$13,634,0001,318
Provision for loan and lease losses$264,0002,470
Total noninterest income$2,107,0001,759
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,345,000994
Trading account gains and fees$0522
Additional Noninterest Income$762,0002,182
Total noninterest expense$10,375,0001,365
Salaries and employee benefits$5,493,0001,218
Premises and equipment expense$1,537,0001,337
Additional noninterest expense$3,345,0001,546
Pre-tax net operating income$5,102,0001,480
Securities gains (losses)$03,831
Applicable income taxes$1,311,0001,851
Income before extraordinary items$3,791,0001,366
Extraordinary gains, net$065
Net income$3,791,0001,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,382
Cash dividends$515,0003,246
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,791,0001,353
1994-12-31 (YTD Data)Rank
Total interest income$21,352,0001,446
Total interest expense$8,084,0001,576
Net interest income$13,268,0001,350
Provision for loan and lease losses$288,0002,356
Total noninterest income$2,087,0001,793
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,213,0001,097
Trading account gains and fees$0475
Additional Noninterest Income$874,0002,013
Total noninterest expense$10,023,0001,466
Salaries and employee benefits$5,076,0001,327
Premises and equipment expense$1,362,0001,527
Additional noninterest expense$3,585,0001,549
Pre-tax net operating income$5,044,0001,465
Securities gains (losses)$03,600
Applicable income taxes$1,396,0001,653
Income before extraordinary items$3,648,0001,370
Extraordinary gains, net$0249
Net income$3,648,0001,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,422
Cash dividends$459,0003,418
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,648,0001,382
1993-12-31 (YTD Data)Rank
Total interest income$20,199,0001,553
Total interest expense$7,966,0001,651
Net interest income$12,233,0001,481
Provision for loan and lease losses$325,0002,832
Total noninterest income$2,847,0001,527
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,269,0001,044
Trading account gains and fees$0532
Additional Noninterest Income$1,578,0001,490
Total noninterest expense$9,680,0001,568
Salaries and employee benefits$5,051,0001,324
Premises and equipment expense$1,137,0001,845
Additional noninterest expense$3,492,0001,687
Pre-tax net operating income$5,075,0001,388
Securities gains (losses)$7,0005,826
Applicable income taxes$1,460,0001,605
Income before extraordinary items$3,622,0001,407
Extraordinary gains, net$03,149
Net income$3,622,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,803
Cash dividends$402,0003,623
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,617,0301,323
1992-12-31 (YTD Data)Rank
Total interest income$19,386,0001,833
Total interest expense$7,935,0002,147
Net interest income$11,451,0001,620
Provision for loan and lease losses$499,0003,017
Total noninterest income$2,891,0001,484
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,131,0001,173
Trading account gains and fees$0504
Additional Noninterest Income$1,760,0001,358
Total noninterest expense$8,999,0001,686
Salaries and employee benefits$4,724,0001,402
Premises and equipment expense$1,123,0001,881
Additional noninterest expense$3,152,0001,921
Pre-tax net operating income$4,844,0001,313
Securities gains (losses)$43,0004,369
Applicable income taxes$1,826,0001,214
Income before extraordinary items$3,061,0001,514
Extraordinary gains, net$01,422
Net income$3,061,0001,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-251,00013,874
Cash dividends$346,0003,693
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,033,4801,416

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.