Home > Kit Carson State Bank > Income and Expense
Kit Carson State Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 5,372 |
| Total interest expense | $270,000 | 5,846 |
| Net interest income | $2,215,000 | 5,227 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $233,000 | 5,227 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $182,000 | 3,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $51,000 | 5,742 |
| Total noninterest expense | $1,801,000 | 5,303 |
| Salaries and employee benefits | $934,000 | 5,339 |
| Premises and equipment expense | $170,000 | 5,588 |
| Additional noninterest expense | $697,000 | 5,010 |
| Pre-tax net operating income | $647,000 | 4,341 |
| Securities gains (losses) | $81,000 | 2,123 |
| Applicable income taxes | $206,000 | 2,802 |
| Income before extraordinary items | $522,000 | 4,597 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $522,000 | 4,596 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $522,000 | 4,595 |
| Net charge-offs | $14,000 | 5,204 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $463,680 | 4,572 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 5,380 |
| Total interest expense | $187,000 | 5,892 |
| Net interest income | $1,499,000 | 5,209 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $146,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $121,000 | 3,940 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,001 |
| Total noninterest expense | $1,181,000 | 5,371 |
| Salaries and employee benefits | $629,000 | 5,352 |
| Premises and equipment expense | $117,000 | 5,544 |
| Additional noninterest expense | $435,000 | 5,178 |
| Pre-tax net operating income | $464,000 | 4,221 |
| Securities gains (losses) | $71,000 | 1,823 |
| Applicable income taxes | $153,000 | 2,695 |
| Income before extraordinary items | $382,000 | 4,444 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $382,000 | 4,450 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $382,000 | 4,448 |
| Net charge-offs | $15,000 | 4,782 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $331,590 | 4,474 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 5,411 |
| Total interest expense | $98,000 | 5,913 |
| Net interest income | $751,000 | 5,227 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $74,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $62,000 | 3,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $546,000 | 5,588 |
| Salaries and employee benefits | $321,000 | 5,339 |
| Premises and equipment expense | $51,000 | 5,812 |
| Additional noninterest expense | $174,000 | 5,657 |
| Pre-tax net operating income | $279,000 | 3,966 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $80,000 | 2,646 |
| Income before extraordinary items | $199,000 | 4,392 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $199,000 | 4,395 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $199,000 | 4,395 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $199,000 | 4,237 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,359,000 | 5,536 |
| Total interest expense | $494,000 | 5,872 |
| Net interest income | $2,865,000 | 5,367 |
| Provision for loan and lease losses | $70,000 | 5,626 |
| Total noninterest income | $436,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $247,000 | 3,992 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $189,000 | 4,538 |
| Total noninterest expense | $2,190,000 | 5,643 |
| Salaries and employee benefits | $1,210,000 | 5,497 |
| Premises and equipment expense | $213,000 | 5,898 |
| Additional noninterest expense | $767,000 | 5,486 |
| Pre-tax net operating income | $1,041,000 | 3,646 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $298,000 | 2,538 |
| Income before extraordinary items | $746,000 | 4,058 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $746,000 | 4,063 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $746,000 | 4,062 |
| Net charge-offs | $3,000 | 6,306 |
| Cash dividends | $200,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $743,870 | 3,928 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 5,556 |
| Total interest expense | $389,000 | 5,895 |
| Net interest income | $2,179,000 | 5,377 |
| Provision for loan and lease losses | $70,000 | 5,306 |
| Total noninterest income | $362,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $188,000 | 3,967 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $174,000 | 4,302 |
| Total noninterest expense | $1,634,000 | 5,679 |
| Salaries and employee benefits | $882,000 | 5,563 |
| Premises and equipment expense | $173,000 | 5,803 |
| Additional noninterest expense | $579,000 | 5,512 |
| Pre-tax net operating income | $837,000 | 3,629 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $241,000 | 2,489 |
| Income before extraordinary items | $599,000 | 4,030 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $599,000 | 4,033 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $599,000 | 4,033 |
| Net charge-offs | $3,000 | 6,024 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $596,870 | 3,925 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 5,589 |
| Total interest expense | $274,000 | 5,905 |
| Net interest income | $1,447,000 | 5,413 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $218,000 | 4,725 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $124,000 | 3,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 4,639 |
| Total noninterest expense | $1,065,000 | 5,788 |
| Salaries and employee benefits | $582,000 | 5,631 |
| Premises and equipment expense | $122,000 | 5,740 |
| Additional noninterest expense | $361,000 | 5,739 |
| Pre-tax net operating income | $540,000 | 3,663 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $155,000 | 2,477 |
| Income before extraordinary items | $388,000 | 4,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $388,000 | 4,032 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $388,000 | 4,034 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $385,870 | 3,952 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 5,583 |
| Total interest expense | $141,000 | 5,952 |
| Net interest income | $732,000 | 5,402 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $142,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $62,000 | 3,939 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $80,000 | 3,908 |
| Total noninterest expense | $550,000 | 5,752 |
| Salaries and employee benefits | $298,000 | 5,619 |
| Premises and equipment expense | $69,000 | 5,544 |
| Additional noninterest expense | $183,000 | 5,738 |
| Pre-tax net operating income | $294,000 | 3,564 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $85,000 | 2,355 |
| Income before extraordinary items | $212,000 | 3,885 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $212,000 | 3,884 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $212,000 | 3,885 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $209,870 | 3,857 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 5,684 |
| Total interest expense | $669,000 | 6,051 |
| Net interest income | $2,877,000 | 5,462 |
| Provision for loan and lease losses | $135,000 | 5,747 |
| Total noninterest income | $294,000 | 5,430 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $240,000 | 4,080 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $54,000 | 6,043 |
| Total noninterest expense | $2,232,000 | 5,762 |
| Salaries and employee benefits | $1,133,000 | 5,796 |
| Premises and equipment expense | $219,000 | 6,049 |
| Additional noninterest expense | $880,000 | 5,401 |
| Pre-tax net operating income | $804,000 | 3,721 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $212,000 | 2,673 |
| Income before extraordinary items | $592,000 | 4,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $592,000 | 4,089 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $592,000 | 4,090 |
| Net charge-offs | $58,000 | 5,812 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $592,000 | 3,955 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 5,773 |
| Total interest expense | $510,000 | 6,173 |
| Net interest income | $2,168,000 | 5,527 |
| Provision for loan and lease losses | $85,000 | 5,874 |
| Total noninterest income | $225,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $182,000 | 4,127 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $43,000 | 6,143 |
| Total noninterest expense | $1,495,000 | 6,057 |
| Salaries and employee benefits | $787,000 | 5,980 |
| Premises and equipment expense | $159,000 | 6,176 |
| Additional noninterest expense | $549,000 | 5,848 |
| Pre-tax net operating income | $813,000 | 3,433 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $226,000 | 2,430 |
| Income before extraordinary items | $587,000 | 3,821 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $587,000 | 3,821 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $587,000 | 3,822 |
| Net charge-offs | $16,000 | 6,096 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $587,000 | 3,675 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 5,869 |
| Total interest expense | $348,000 | 6,217 |
| Net interest income | $1,403,000 | 5,618 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $140,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $118,000 | 4,180 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 6,389 |
| Total noninterest expense | $970,000 | 6,155 |
| Salaries and employee benefits | $506,000 | 6,085 |
| Premises and equipment expense | $107,000 | 6,196 |
| Additional noninterest expense | $357,000 | 5,911 |
| Pre-tax net operating income | $523,000 | 3,550 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $145,000 | 2,434 |
| Income before extraordinary items | $378,000 | 3,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $378,000 | 3,874 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $378,000 | 3,875 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $378,000 | 3,766 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 6,007 |
| Total interest expense | $181,000 | 6,268 |
| Net interest income | $662,000 | 5,774 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $68,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $57,000 | 4,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $478,000 | 6,262 |
| Salaries and employee benefits | $242,000 | 6,263 |
| Premises and equipment expense | $59,000 | 6,092 |
| Additional noninterest expense | $177,000 | 5,973 |
| Pre-tax net operating income | $232,000 | 3,813 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $63,000 | 2,584 |
| Income before extraordinary items | $169,000 | 4,176 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $169,000 | 4,177 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $169,000 | 4,175 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $169,000 | 4,076 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 6,159 |
| Total interest expense | $911,000 | 6,221 |
| Net interest income | $2,376,000 | 5,960 |
| Provision for loan and lease losses | $165,000 | 5,976 |
| Total noninterest income | $301,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $222,000 | 4,452 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $79,000 | 5,931 |
| Total noninterest expense | $2,171,000 | 6,036 |
| Salaries and employee benefits | $981,000 | 6,280 |
| Premises and equipment expense | $223,000 | 6,297 |
| Additional noninterest expense | $967,000 | 5,323 |
| Pre-tax net operating income | $341,000 | 4,384 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $63,000 | 3,140 |
| Income before extraordinary items | $278,000 | 4,542 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $278,000 | 4,542 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $278,000 | 4,543 |
| Net charge-offs | $200,000 | 5,006 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $278,000 | 4,476 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 6,241 |
| Total interest expense | $700,000 | 6,301 |
| Net interest income | $1,737,000 | 6,046 |
| Provision for loan and lease losses | $165,000 | 5,403 |
| Total noninterest income | $227,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $159,000 | 4,562 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $68,000 | 5,894 |
| Total noninterest expense | $1,623,000 | 6,055 |
| Salaries and employee benefits | $720,000 | 6,365 |
| Premises and equipment expense | $177,000 | 6,227 |
| Additional noninterest expense | $726,000 | 5,303 |
| Pre-tax net operating income | $176,000 | 5,023 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $22,000 | 3,755 |
| Income before extraordinary items | $154,000 | 5,063 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $154,000 | 5,063 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $154,000 | 5,063 |
| Net charge-offs | $200,000 | 4,244 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $154,000 | 5,014 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 6,389 |
| Total interest expense | $472,000 | 6,395 |
| Net interest income | $1,091,000 | 6,191 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $120,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $100,000 | 4,666 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $1,086,000 | 6,088 |
| Salaries and employee benefits | $458,000 | 6,525 |
| Premises and equipment expense | $128,000 | 6,102 |
| Additional noninterest expense | $500,000 | 5,250 |
| Pre-tax net operating income | $-10,000 | 5,837 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-26,000 | 6,899 |
| Income before extraordinary items | $16,000 | 5,824 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,000 | 5,822 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $16,000 | 5,822 |
| Net charge-offs | $201,000 | 3,411 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $16,000 | 5,734 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 6,467 |
| Total interest expense | $239,000 | 6,480 |
| Net interest income | $530,000 | 6,280 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $58,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $529,000 | 6,127 |
| Salaries and employee benefits | $227,000 | 6,602 |
| Premises and equipment expense | $73,000 | 5,857 |
| Additional noninterest expense | $229,000 | 5,195 |
| Pre-tax net operating income | $34,000 | 5,837 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $31,000 | 5,977 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $31,000 | 5,979 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $31,000 | 5,979 |
| Net charge-offs | $50,000 | 3,538 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $31,000 | 5,812 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 6,417 |
| Total interest expense | $1,172,000 | 6,485 |
| Net interest income | $2,150,000 | 6,265 |
| Provision for loan and lease losses | $325,000 | 4,487 |
| Total noninterest income | $285,000 | 5,908 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $227,000 | 4,556 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $58,000 | 6,606 |
| Total noninterest expense | $2,072,000 | 6,151 |
| Salaries and employee benefits | $942,000 | 6,545 |
| Premises and equipment expense | $214,000 | 6,562 |
| Additional noninterest expense | $916,000 | 5,097 |
| Pre-tax net operating income | $38,000 | 6,198 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-32,000 | 6,903 |
| Income before extraordinary items | $70,000 | 5,975 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $70,000 | 5,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 2,791 |
| Cash dividends | $85,000 | 5,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $70,000 | 6,122 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 6,469 |
| Total interest expense | $912,000 | 6,531 |
| Net interest income | $1,599,000 | 6,328 |
| Provision for loan and lease losses | $200,000 | 4,198 |
| Total noninterest income | $223,000 | 5,903 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $172,000 | 4,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 6,560 |
| Total noninterest expense | $1,532,000 | 6,167 |
| Salaries and employee benefits | $713,000 | 6,555 |
| Premises and equipment expense | $171,000 | 6,461 |
| Additional noninterest expense | $648,000 | 5,197 |
| Pre-tax net operating income | $90,000 | 6,445 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-4,000 | 7,264 |
| Income before extraordinary items | $94,000 | 6,214 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $94,000 | 6,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,923 |
| Cash dividends | $85,000 | 4,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $94,000 | 6,369 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 6,548 |
| Total interest expense | $647,000 | 6,532 |
| Net interest income | $1,009,000 | 6,464 |
| Provision for loan and lease losses | $200,000 | 3,141 |
| Total noninterest income | $141,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $111,000 | 4,642 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $30,000 | 6,778 |
| Total noninterest expense | $991,000 | 6,289 |
| Salaries and employee benefits | $459,000 | 6,689 |
| Premises and equipment expense | $97,000 | 6,803 |
| Additional noninterest expense | $435,000 | 5,169 |
| Pre-tax net operating income | $-41,000 | 7,071 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-34,000 | 7,714 |
| Income before extraordinary items | $-7,000 | 7,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,000 | 7,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,168 |
| Cash dividends | $85,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-7,000 | 6,997 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,619 |
| Total interest expense | $352,000 | 6,501 |
| Net interest income | $485,000 | 6,575 |
| Provision for loan and lease losses | $200,000 | 1,810 |
| Total noninterest income | $71,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $54,000 | 4,649 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $458,000 | 6,525 |
| Salaries and employee benefits | $229,000 | 6,714 |
| Premises and equipment expense | $51,000 | 6,733 |
| Additional noninterest expense | $178,000 | 5,696 |
| Pre-tax net operating income | $-102,000 | 7,569 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-43,000 | 7,998 |
| Income before extraordinary items | $-59,000 | 7,538 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-59,000 | 7,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 1,270 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-59,000 | 7,477 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 6,580 |
| Total interest expense | $1,523,000 | 6,400 |
| Net interest income | $1,884,000 | 6,649 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $291,000 | 6,070 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $231,000 | 4,606 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $60,000 | 6,901 |
| Total noninterest expense | $1,716,000 | 6,592 |
| Salaries and employee benefits | $932,000 | 6,603 |
| Premises and equipment expense | $198,000 | 6,754 |
| Additional noninterest expense | $586,000 | 6,188 |
| Pre-tax net operating income | $459,000 | 6,107 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $107,000 | 4,432 |
| Income before extraordinary items | $352,000 | 6,232 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $352,000 | 6,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-178,000 | 8,435 |
| Cash dividends | $90,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $352,000 | 6,219 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 6,601 |
| Total interest expense | $1,156,000 | 6,405 |
| Net interest income | $1,418,000 | 6,683 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $225,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $183,000 | 4,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $42,000 | 6,996 |
| Total noninterest expense | $1,266,000 | 6,635 |
| Salaries and employee benefits | $707,000 | 6,579 |
| Premises and equipment expense | $155,000 | 6,668 |
| Additional noninterest expense | $404,000 | 6,376 |
| Pre-tax net operating income | $377,000 | 6,255 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $91,000 | 4,529 |
| Income before extraordinary items | $286,000 | 6,389 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $286,000 | 6,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-281,000 | 8,494 |
| Cash dividends | $90,000 | 4,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $286,000 | 6,385 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 6,702 |
| Total interest expense | $766,000 | 6,441 |
| Net interest income | $899,000 | 6,834 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $134,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $115,000 | 4,656 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $19,000 | 7,424 |
| Total noninterest expense | $833,000 | 6,717 |
| Salaries and employee benefits | $453,000 | 6,713 |
| Premises and equipment expense | $108,000 | 6,612 |
| Additional noninterest expense | $272,000 | 6,377 |
| Pre-tax net operating income | $200,000 | 6,632 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $45,000 | 4,839 |
| Income before extraordinary items | $155,000 | 6,709 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $155,000 | 6,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-283,000 | 8,550 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $155,000 | 6,699 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 6,779 |
| Total interest expense | $377,000 | 6,479 |
| Net interest income | $437,000 | 6,917 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $419,000 | 6,719 |
| Salaries and employee benefits | $226,000 | 6,759 |
| Premises and equipment expense | $58,000 | 6,480 |
| Additional noninterest expense | $135,000 | 6,400 |
| Pre-tax net operating income | $57,000 | 7,202 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $48,000 | 7,181 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $48,000 | 7,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $48,000 | 7,175 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 6,671 |
| Total interest expense | $1,340,000 | 6,350 |
| Net interest income | $1,797,000 | 6,803 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $252,000 | 6,515 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $203,000 | 4,955 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 7,272 |
| Total noninterest expense | $1,709,000 | 6,568 |
| Salaries and employee benefits | $937,000 | 6,565 |
| Premises and equipment expense | $180,000 | 6,924 |
| Additional noninterest expense | $592,000 | 6,096 |
| Pre-tax net operating income | $330,000 | 7,016 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $79,000 | 5,155 |
| Income before extraordinary items | $251,000 | 7,095 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $251,000 | 7,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,479 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $251,000 | 7,089 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 6,745 |
| Total interest expense | $964,000 | 6,396 |
| Net interest income | $1,351,000 | 6,880 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $177,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $153,000 | 5,004 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,706 |
| Total noninterest expense | $1,267,000 | 6,620 |
| Salaries and employee benefits | $681,000 | 6,637 |
| Premises and equipment expense | $139,000 | 6,904 |
| Additional noninterest expense | $447,000 | 6,082 |
| Pre-tax net operating income | $251,000 | 7,220 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $62,000 | 5,295 |
| Income before extraordinary items | $189,000 | 7,277 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $189,000 | 7,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $189,000 | 7,271 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 6,818 |
| Total interest expense | $608,000 | 6,428 |
| Net interest income | $889,000 | 6,944 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $115,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $101,000 | 4,997 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $810,000 | 6,738 |
| Salaries and employee benefits | $446,000 | 6,705 |
| Premises and equipment expense | $96,000 | 6,851 |
| Additional noninterest expense | $268,000 | 6,392 |
| Pre-tax net operating income | $184,000 | 7,183 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $48,000 | 5,255 |
| Income before extraordinary items | $136,000 | 7,259 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $136,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,255 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $136,000 | 7,272 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $733,000 | 6,837 |
| Total interest expense | $288,000 | 6,465 |
| Net interest income | $445,000 | 6,968 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $52,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $410,000 | 6,719 |
| Salaries and employee benefits | $222,000 | 6,737 |
| Premises and equipment expense | $55,000 | 6,562 |
| Additional noninterest expense | $133,000 | 6,395 |
| Pre-tax net operating income | $77,000 | 7,349 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $56,000 | 7,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $56,000 | 7,436 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 6,627 |
| Total interest expense | $903,000 | 6,526 |
| Net interest income | $2,056,000 | 6,588 |
| Provision for loan and lease losses | $235,000 | 3,312 |
| Total noninterest income | $220,000 | 6,908 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $181,000 | 5,254 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,645 |
| Total noninterest expense | $1,761,000 | 6,464 |
| Salaries and employee benefits | $855,000 | 6,768 |
| Premises and equipment expense | $202,000 | 6,706 |
| Additional noninterest expense | $704,000 | 5,572 |
| Pre-tax net operating income | $280,000 | 7,466 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $80,000 | 5,540 |
| Income before extraordinary items | $200,000 | 7,588 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $200,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,688 |
| Cash dividends | $175,000 | 5,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $200,000 | 7,556 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 6,629 |
| Total interest expense | $639,000 | 6,586 |
| Net interest income | $1,574,000 | 6,547 |
| Provision for loan and lease losses | $335,000 | 2,015 |
| Total noninterest income | $171,000 | 6,872 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $139,000 | 5,232 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,572 |
| Total noninterest expense | $1,366,000 | 6,359 |
| Salaries and employee benefits | $639,000 | 6,758 |
| Premises and equipment expense | $145,000 | 6,792 |
| Additional noninterest expense | $582,000 | 5,218 |
| Pre-tax net operating income | $44,000 | 8,213 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,000 | 6,719 |
| Income before extraordinary items | $40,000 | 8,226 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $40,000 | 8,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,053 |
| Cash dividends | $175,000 | 4,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $40,000 | 8,196 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 6,606 |
| Total interest expense | $398,000 | 6,615 |
| Net interest income | $1,081,000 | 6,456 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $115,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $77,000 | 5,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $38,000 | 6,863 |
| Total noninterest expense | $912,000 | 6,355 |
| Salaries and employee benefits | $415,000 | 6,828 |
| Premises and equipment expense | $106,000 | 6,575 |
| Additional noninterest expense | $391,000 | 5,167 |
| Pre-tax net operating income | $184,000 | 7,309 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $52,000 | 5,486 |
| Income before extraordinary items | $132,000 | 7,491 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $132,000 | 7,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,991 |
| Cash dividends | $175,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $132,000 | 7,447 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $686,000 | 6,797 |
| Total interest expense | $190,000 | 6,677 |
| Net interest income | $496,000 | 6,732 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $53,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $467,000 | 6,328 |
| Salaries and employee benefits | $207,000 | 6,899 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $209,000 | 4,926 |
| Pre-tax net operating income | $82,000 | 7,464 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $22,000 | 5,594 |
| Income before extraordinary items | $60,000 | 7,587 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $60,000 | 7,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $60,000 | 7,562 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 6,562 |
| Total interest expense | $654,000 | 6,747 |
| Net interest income | $2,213,000 | 6,358 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $249,000 | 6,786 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $173,000 | 5,515 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,858 |
| Total noninterest expense | $1,716,000 | 6,510 |
| Salaries and employee benefits | $858,000 | 6,768 |
| Premises and equipment expense | $201,000 | 6,755 |
| Additional noninterest expense | $657,000 | 5,734 |
| Pre-tax net operating income | $726,000 | 6,026 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $239,000 | 4,508 |
| Income before extraordinary items | $490,000 | 6,400 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $490,000 | 6,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,315 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $487,990 | 6,336 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 6,545 |
| Total interest expense | $482,000 | 6,793 |
| Net interest income | $1,683,000 | 6,323 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $188,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $135,000 | 5,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 6,981 |
| Total noninterest expense | $1,288,000 | 6,477 |
| Salaries and employee benefits | $632,000 | 6,773 |
| Premises and equipment expense | $149,000 | 6,746 |
| Additional noninterest expense | $507,000 | 5,596 |
| Pre-tax net operating income | $563,000 | 6,049 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $183,000 | 4,578 |
| Income before extraordinary items | $380,000 | 6,443 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $380,000 | 6,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $380,000 | 6,363 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 6,628 |
| Total interest expense | $322,000 | 6,807 |
| Net interest income | $1,096,000 | 6,416 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $116,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $87,000 | 5,558 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $790,000 | 6,755 |
| Salaries and employee benefits | $423,000 | 6,801 |
| Premises and equipment expense | $81,000 | 7,205 |
| Additional noninterest expense | $286,000 | 6,123 |
| Pre-tax net operating income | $422,000 | 5,732 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $138,000 | 4,383 |
| Income before extraordinary items | $284,000 | 6,155 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 6,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,797 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $284,000 | 6,080 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $712,000 | 6,661 |
| Total interest expense | $165,000 | 6,825 |
| Net interest income | $547,000 | 6,439 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $54,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $409,000 | 6,702 |
| Salaries and employee benefits | $203,000 | 6,936 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $161,000 | 5,784 |
| Pre-tax net operating income | $192,000 | 5,914 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $61,000 | 4,556 |
| Income before extraordinary items | $131,000 | 6,322 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $131,000 | 6,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $131,000 | 6,205 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 6,506 |
| Total interest expense | $776,000 | 6,785 |
| Net interest income | $2,235,000 | 6,276 |
| Provision for loan and lease losses | $450,000 | 2,353 |
| Total noninterest income | $318,000 | 6,474 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $194,000 | 5,318 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $124,000 | 6,163 |
| Total noninterest expense | $1,649,000 | 6,611 |
| Salaries and employee benefits | $815,000 | 6,864 |
| Premises and equipment expense | $166,000 | 7,188 |
| Additional noninterest expense | $668,000 | 5,643 |
| Pre-tax net operating income | $454,000 | 6,824 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $121,000 | 5,524 |
| Income before extraordinary items | $333,000 | 7,115 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $333,000 | 7,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 2,143 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $333,000 | 6,971 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 6,434 |
| Total interest expense | $604,000 | 6,839 |
| Net interest income | $1,759,000 | 6,127 |
| Provision for loan and lease losses | $160,000 | 3,772 |
| Total noninterest income | $261,000 | 6,310 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $151,000 | 5,283 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $110,000 | 5,911 |
| Total noninterest expense | $1,243,000 | 6,583 |
| Salaries and employee benefits | $610,000 | 6,874 |
| Premises and equipment expense | $147,000 | 6,830 |
| Additional noninterest expense | $486,000 | 5,731 |
| Pre-tax net operating income | $617,000 | 5,804 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $174,000 | 4,875 |
| Income before extraordinary items | $443,000 | 6,130 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $443,000 | 6,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $443,000 | 5,964 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 6,502 |
| Total interest expense | $419,000 | 6,853 |
| Net interest income | $1,146,000 | 6,211 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $194,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $104,000 | 5,180 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $90,000 | 5,513 |
| Total noninterest expense | $815,000 | 6,658 |
| Salaries and employee benefits | $398,000 | 6,954 |
| Premises and equipment expense | $93,000 | 6,939 |
| Additional noninterest expense | $324,000 | 5,723 |
| Pre-tax net operating income | $425,000 | 5,713 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $113,000 | 4,954 |
| Income before extraordinary items | $312,000 | 6,015 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $312,000 | 6,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $312,000 | 5,811 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 6,563 |
| Total interest expense | $217,000 | 6,851 |
| Net interest income | $561,000 | 6,280 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $378,000 | 6,886 |
| Salaries and employee benefits | $202,000 | 6,954 |
| Premises and equipment expense | $51,000 | 6,736 |
| Additional noninterest expense | $125,000 | 6,520 |
| Pre-tax net operating income | $188,000 | 5,985 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $50,000 | 5,100 |
| Income before extraordinary items | $138,000 | 6,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $138,000 | 6,036 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 6,400 |
| Total interest expense | $1,193,000 | 6,446 |
| Net interest income | $2,242,000 | 6,258 |
| Provision for loan and lease losses | $750,000 | 1,730 |
| Total noninterest income | $214,000 | 7,173 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $158,000 | 5,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,449 |
| Total noninterest expense | $1,401,000 | 7,058 |
| Salaries and employee benefits | $792,000 | 6,908 |
| Premises and equipment expense | $161,000 | 7,301 |
| Additional noninterest expense | $448,000 | 6,830 |
| Pre-tax net operating income | $305,000 | 7,522 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $70,000 | 6,284 |
| Income before extraordinary items | $235,000 | 7,648 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $235,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $724,000 | 1,236 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $235,000 | 7,556 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 6,846 |
| Total interest expense | $1,652,000 | 6,690 |
| Net interest income | $1,751,000 | 6,888 |
| Provision for loan and lease losses | $465,000 | 2,340 |
| Total noninterest income | $195,000 | 7,358 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $144,000 | 5,880 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $51,000 | 7,655 |
| Total noninterest expense | $1,363,000 | 7,089 |
| Salaries and employee benefits | $792,000 | 6,812 |
| Premises and equipment expense | $139,000 | 7,706 |
| Additional noninterest expense | $432,000 | 6,912 |
| Pre-tax net operating income | $118,000 | 8,251 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $96,000 | 8,359 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $96,000 | 8,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,024 |
| Cash dividends | $175,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $96,000 | 8,255 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 7,465 |
| Total interest expense | $1,492,000 | 7,182 |
| Net interest income | $1,457,000 | 7,529 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $209,000 | 7,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 5,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,243 |
| Total noninterest expense | $1,175,000 | 7,563 |
| Salaries and employee benefits | $692,000 | 7,238 |
| Premises and equipment expense | $116,000 | 8,175 |
| Additional noninterest expense | $367,000 | 7,427 |
| Pre-tax net operating income | $341,000 | 7,726 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $256,000 | 7,736 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $256,000 | 7,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,454 |
| Cash dividends | $225,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $256,000 | 7,734 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,618,000 | 7,777 |
| Total interest expense | $1,194,000 | 7,662 |
| Net interest income | $1,424,000 | 7,742 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $142,000 | 8,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,263 |
| Total noninterest expense | $1,036,000 | 8,017 |
| Salaries and employee benefits | $589,000 | 7,819 |
| Premises and equipment expense | $112,000 | 8,385 |
| Additional noninterest expense | $335,000 | 7,830 |
| Pre-tax net operating income | $485,000 | 7,205 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $121,000 | 6,636 |
| Income before extraordinary items | $365,000 | 7,190 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $365,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,770 |
| Cash dividends | $170,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $364,250 | 7,173 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 8,176 |
| Total interest expense | $1,203,000 | 7,906 |
| Net interest income | $1,225,000 | 8,273 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $113,000 | 8,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,437 |
| Total noninterest expense | $860,000 | 8,569 |
| Salaries and employee benefits | $475,000 | 8,511 |
| Premises and equipment expense | $120,000 | 8,264 |
| Additional noninterest expense | $265,000 | 8,450 |
| Pre-tax net operating income | $318,000 | 8,291 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $82,000 | 7,796 |
| Income before extraordinary items | $238,000 | 8,327 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $238,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,285 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $236,520 | 8,263 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 8,762 |
| Total interest expense | $1,108,000 | 8,385 |
| Net interest income | $1,108,000 | 8,918 |
| Provision for loan and lease losses | $136,000 | 4,347 |
| Total noninterest income | $115,000 | 9,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $806,000 | 9,010 |
| Salaries and employee benefits | $417,000 | 9,152 |
| Premises and equipment expense | $120,000 | 8,493 |
| Additional noninterest expense | $269,000 | 8,638 |
| Pre-tax net operating income | $281,000 | 9,114 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $60,000 | 9,083 |
| Income before extraordinary items | $222,000 | 8,967 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $222,000 | 8,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,980 |
| Cash dividends | $230,000 | 5,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $221,210 | 8,946 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 9,456 |
| Total interest expense | $988,000 | 9,053 |
| Net interest income | $953,000 | 9,683 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $113,000 | 9,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,600 |
| Total noninterest expense | $680,000 | 9,874 |
| Salaries and employee benefits | $343,000 | 10,018 |
| Premises and equipment expense | $36,000 | 11,014 |
| Additional noninterest expense | $301,000 | 8,872 |
| Pre-tax net operating income | $376,000 | 8,652 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $78,000 | 9,192 |
| Income before extraordinary items | $299,000 | 8,440 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $299,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $320,000 | 4,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $298,210 | 8,392 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 9,928 |
| Total interest expense | $969,000 | 9,365 |
| Net interest income | $903,000 | 10,233 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $89,000 | 10,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,398 |
| Total noninterest expense | $523,000 | 10,921 |
| Salaries and employee benefits | $276,000 | 10,954 |
| Premises and equipment expense | $26,000 | 11,697 |
| Additional noninterest expense | $221,000 | 10,177 |
| Pre-tax net operating income | $369,000 | 9,269 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $60,000 | 9,978 |
| Income before extraordinary items | $302,000 | 8,921 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $302,000 | 8,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,213 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $307,810 | 8,832 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 10,390 |
| Total interest expense | $773,000 | 9,747 |
| Net interest income | $906,000 | 10,702 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $91,000 | 10,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $523,000 | 11,488 |
| Salaries and employee benefits | $273,000 | 11,448 |
| Premises and equipment expense | $25,000 | 12,337 |
| Additional noninterest expense | $225,000 | 10,833 |
| Pre-tax net operating income | $459,000 | 8,925 |
| Securities gains (losses) | $16,000 | 1,924 |
| Applicable income taxes | $105,000 | 9,245 |
| Income before extraordinary items | $370,000 | 8,459 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $370,000 | 8,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $357,520 | 8,625 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 10,813 |
| Total interest expense | $732,000 | 10,397 |
| Net interest income | $967,000 | 10,894 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $101,000 | 11,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $562,000 | 11,844 |
| Salaries and employee benefits | $258,000 | 12,095 |
| Premises and equipment expense | $26,000 | 12,948 |
| Additional noninterest expense | $278,000 | 10,714 |
| Pre-tax net operating income | $506,000 | 8,626 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $120,000 | 9,304 |
| Income before extraordinary items | $386,000 | 8,571 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $386,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $310,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $386,000 | 8,315 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 11,165 |
| Total interest expense | $877,000 | 10,967 |
| Net interest income | $987,000 | 11,147 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $66,000 | 12,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $522,000 | 12,511 |
| Salaries and employee benefits | $220,000 | 12,931 |
| Premises and equipment expense | $23,000 | 13,601 |
| Additional noninterest expense | $279,000 | 11,138 |
| Pre-tax net operating income | $511,000 | 8,330 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $118,000 | 9,428 |
| Income before extraordinary items | $402,000 | 8,198 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $402,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $395,070 | 7,910 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.