Home > Kislak National Bank > Income and Expense
Kislak National Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $47,436,000 | 601 |
| Total interest expense | $18,669,000 | 455 |
| Net interest income | $28,767,000 | 682 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $3,026,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,102,000 | 1,592 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,924,000 | 1,361 |
| Total noninterest expense | $21,704,000 | 752 |
| Salaries and employee benefits | $12,963,000 | 654 |
| Premises and equipment expense | $2,344,000 | 976 |
| Additional noninterest expense | $6,397,000 | 791 |
| Pre-tax net operating income | $10,039,000 | 884 |
| Securities gains (losses) | $1,335,000 | 231 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $11,374,000 | 601 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,374,000 | 602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,385 |
| Cash dividends | $8,120,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $10,039,000 | 636 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $35,468,000 | 601 |
| Total interest expense | $13,602,000 | 457 |
| Net interest income | $21,866,000 | 674 |
| Provision for loan and lease losses | $120,000 | 3,974 |
| Total noninterest income | $2,055,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $832,000 | 1,581 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,223,000 | 1,541 |
| Total noninterest expense | $15,105,000 | 787 |
| Salaries and employee benefits | $9,055,000 | 701 |
| Premises and equipment expense | $1,694,000 | 1,019 |
| Additional noninterest expense | $4,356,000 | 851 |
| Pre-tax net operating income | $8,696,000 | 768 |
| Securities gains (losses) | $1,208,000 | 230 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $9,904,000 | 529 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,904,000 | 530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,687 |
| Cash dividends | $4,600,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,696,000 | 571 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $22,260,000 | 625 |
| Total interest expense | $8,674,000 | 467 |
| Net interest income | $13,586,000 | 708 |
| Provision for loan and lease losses | $192,000 | 2,280 |
| Total noninterest income | $1,435,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $550,000 | 1,588 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $885,000 | 1,450 |
| Total noninterest expense | $9,791,000 | 833 |
| Salaries and employee benefits | $6,018,000 | 704 |
| Premises and equipment expense | $1,116,000 | 1,039 |
| Additional noninterest expense | $2,657,000 | 939 |
| Pre-tax net operating income | $5,038,000 | 866 |
| Securities gains (losses) | $1,073,000 | 204 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $6,111,000 | 580 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,111,000 | 579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,202 |
| Cash dividends | $2,600,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,038,000 | 636 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,907,000 | 645 |
| Total interest expense | $4,225,000 | 487 |
| Net interest income | $6,682,000 | 726 |
| Provision for loan and lease losses | $-182,000 | 9,057 |
| Total noninterest income | $703,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $279,000 | 1,543 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $424,000 | 1,467 |
| Total noninterest expense | $5,015,000 | 804 |
| Salaries and employee benefits | $3,075,000 | 700 |
| Premises and equipment expense | $550,000 | 1,079 |
| Additional noninterest expense | $1,390,000 | 892 |
| Pre-tax net operating income | $2,552,000 | 847 |
| Securities gains (losses) | $682,000 | 210 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $3,234,000 | 551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,234,000 | 550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,552,000 | 616 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $40,513,000 | 691 |
| Total interest expense | $17,354,000 | 529 |
| Net interest income | $23,159,000 | 825 |
| Provision for loan and lease losses | $473,000 | 2,283 |
| Total noninterest income | $2,365,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,083,000 | 1,581 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,282,000 | 2,029 |
| Total noninterest expense | $16,516,000 | 993 |
| Salaries and employee benefits | $9,114,000 | 939 |
| Premises and equipment expense | $1,884,000 | 1,192 |
| Additional noninterest expense | $5,518,000 | 923 |
| Pre-tax net operating income | $8,535,000 | 981 |
| Securities gains (losses) | $883,000 | 523 |
| Applicable income taxes | $-7,000 | 8,748 |
| Income before extraordinary items | $9,425,000 | 696 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,425,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $5,900,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,542,000 | 713 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,559,000 | 730 |
| Total interest expense | $13,153,000 | 547 |
| Net interest income | $16,406,000 | 894 |
| Provision for loan and lease losses | $340,000 | 2,302 |
| Total noninterest income | $1,747,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $809,000 | 1,600 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $938,000 | 2,139 |
| Total noninterest expense | $12,183,000 | 1,022 |
| Salaries and employee benefits | $6,438,000 | 1,009 |
| Premises and equipment expense | $1,350,000 | 1,260 |
| Additional noninterest expense | $4,395,000 | 882 |
| Pre-tax net operating income | $5,630,000 | 1,143 |
| Securities gains (losses) | $579,000 | 621 |
| Applicable income taxes | $-7,000 | 8,902 |
| Income before extraordinary items | $6,216,000 | 816 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,216,000 | 817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $3,900,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,637,000 | 827 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,386,000 | 710 |
| Total interest expense | $8,907,000 | 556 |
| Net interest income | $11,479,000 | 849 |
| Provision for loan and lease losses | $175,000 | 2,769 |
| Total noninterest income | $1,127,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $521,000 | 1,623 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $606,000 | 2,176 |
| Total noninterest expense | $7,820,000 | 1,041 |
| Salaries and employee benefits | $4,224,000 | 1,025 |
| Premises and equipment expense | $890,000 | 1,289 |
| Additional noninterest expense | $2,706,000 | 937 |
| Pre-tax net operating income | $4,611,000 | 951 |
| Securities gains (losses) | $47,000 | 2,063 |
| Applicable income taxes | $-7,000 | 8,971 |
| Income before extraordinary items | $4,665,000 | 739 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,665,000 | 740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $1,900,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,618,000 | 688 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,072,000 | 731 |
| Total interest expense | $4,392,000 | 574 |
| Net interest income | $5,680,000 | 861 |
| Provision for loan and lease losses | $-184,000 | 9,282 |
| Total noninterest income | $526,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $255,000 | 1,610 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $271,000 | 2,249 |
| Total noninterest expense | $4,102,000 | 990 |
| Salaries and employee benefits | $2,032,000 | 1,046 |
| Premises and equipment expense | $452,000 | 1,275 |
| Additional noninterest expense | $1,618,000 | 779 |
| Pre-tax net operating income | $2,288,000 | 973 |
| Securities gains (losses) | $40,000 | 1,513 |
| Applicable income taxes | $-7,000 | 9,047 |
| Income before extraordinary items | $2,335,000 | 731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,335,000 | 730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $900,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,295,000 | 684 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $35,834,000 | 848 |
| Total interest expense | $15,260,000 | 736 |
| Net interest income | $20,574,000 | 934 |
| Provision for loan and lease losses | $588,000 | 2,110 |
| Total noninterest income | $1,911,000 | 2,213 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,105,000 | 1,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $806,000 | 2,492 |
| Total noninterest expense | $14,684,000 | 1,056 |
| Salaries and employee benefits | $7,871,000 | 1,019 |
| Premises and equipment expense | $1,787,000 | 1,235 |
| Additional noninterest expense | $5,026,000 | 991 |
| Pre-tax net operating income | $7,213,000 | 1,170 |
| Securities gains (losses) | $1,031,000 | 411 |
| Applicable income taxes | $54,000 | 6,479 |
| Income before extraordinary items | $8,190,000 | 776 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,190,000 | 776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $694,000 | 1,294 |
| Cash dividends | $3,240,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,169,310 | 842 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $29,246,000 | 1,162 |
| Total interest expense | $12,495,000 | 1,308 |
| Net interest income | $16,751,000 | 1,065 |
| Provision for loan and lease losses | $1,771,000 | 777 |
| Total noninterest income | $4,623,000 | 1,060 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $811,000 | 1,879 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,812,000 | 796 |
| Total noninterest expense | $13,908,000 | 1,066 |
| Salaries and employee benefits | $7,538,000 | 993 |
| Premises and equipment expense | $1,733,000 | 1,226 |
| Additional noninterest expense | $4,637,000 | 1,037 |
| Pre-tax net operating income | $5,695,000 | 1,297 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $5,694,000 | 963 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,694,000 | 964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,691 |
| Cash dividends | $3,000,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,695,000 | 925 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,504,000 | 1,478 |
| Total interest expense | $9,657,000 | 1,779 |
| Net interest income | $13,847,000 | 1,259 |
| Provision for loan and lease losses | $2,129,000 | 583 |
| Total noninterest income | $2,800,000 | 1,435 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $475,000 | 2,814 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,325,000 | 1,019 |
| Total noninterest expense | $12,702,000 | 1,097 |
| Salaries and employee benefits | $7,446,000 | 940 |
| Premises and equipment expense | $1,530,000 | 1,337 |
| Additional noninterest expense | $3,726,000 | 1,226 |
| Pre-tax net operating income | $1,816,000 | 3,548 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-15,000 | 9,358 |
| Income before extraordinary items | $1,831,000 | 2,768 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,831,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,917,000 | 487 |
| Cash dividends | $2,981,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,831,000 | 2,768 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,169,000 | 4,313 |
| Total interest expense | $2,412,000 | 5,321 |
| Net interest income | $4,757,000 | 3,611 |
| Provision for loan and lease losses | $585,000 | 1,560 |
| Total noninterest income | $3,628,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $264,000 | 4,365 |
| Trading account gains and fees | $220,000 | 105 |
| Additional Noninterest Income | $3,144,000 | 864 |
| Total noninterest expense | $4,577,000 | 2,941 |
| Salaries and employee benefits | $2,896,000 | 2,420 |
| Premises and equipment expense | $437,000 | 4,223 |
| Additional noninterest expense | $1,244,000 | 3,319 |
| Pre-tax net operating income | $3,223,000 | 2,257 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $-13,000 | 9,687 |
| Income before extraordinary items | $3,243,000 | 1,648 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,243,000 | 1,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $5,094,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,236,000 | 1,625 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,150,000 | 5,569 |
| Total interest expense | $1,074,000 | 8,215 |
| Net interest income | $4,076,000 | 4,055 |
| Provision for loan and lease losses | $327,000 | 2,425 |
| Total noninterest income | $2,084,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $219,000 | 4,881 |
| Trading account gains and fees | $-74,000 | 4,432 |
| Additional Noninterest Income | $1,939,000 | 1,186 |
| Total noninterest expense | $3,179,000 | 3,912 |
| Salaries and employee benefits | $1,991,000 | 3,349 |
| Premises and equipment expense | $459,000 | 3,939 |
| Additional noninterest expense | $729,000 | 4,998 |
| Pre-tax net operating income | $2,654,000 | 2,648 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-128,000 | 10,259 |
| Income before extraordinary items | $2,782,000 | 1,883 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,782,000 | 1,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $1,823,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,782,000 | 1,810 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,091,000 | 5,725 |
| Total interest expense | $745,000 | 9,422 |
| Net interest income | $4,346,000 | 3,929 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $1,612,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | $-82,000 | 4,485 |
| Additional Noninterest Income | $1,460,000 | 1,346 |
| Total noninterest expense | $4,492,000 | 2,825 |
| Salaries and employee benefits | $2,325,000 | 2,849 |
| Premises and equipment expense | $603,000 | 3,139 |
| Additional noninterest expense | $1,564,000 | 2,622 |
| Pre-tax net operating income | $1,460,000 | 4,591 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $429,000 | 4,670 |
| Income before extraordinary items | $1,033,000 | 4,592 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,033,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-8,494,000 | 10,914 |
| Net operating income | $1,031,580 | 4,537 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,976,000 | 4,591 |
| Total interest expense | $1,341,000 | 7,984 |
| Net interest income | $5,635,000 | 3,138 |
| Provision for loan and lease losses | $61,000 | 6,063 |
| Total noninterest income | $9,222,000 | 622 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $262,000 | 4,660 |
| Trading account gains and fees | $-970,000 | 4,709 |
| Additional Noninterest Income | $9,930,000 | 428 |
| Total noninterest expense | $8,462,000 | 1,679 |
| Salaries and employee benefits | $2,303,000 | 2,901 |
| Premises and equipment expense | $455,000 | 4,071 |
| Additional noninterest expense | $5,704,000 | 1,022 |
| Pre-tax net operating income | $6,334,000 | 1,157 |
| Securities gains (losses) | $-54,000 | 11,055 |
| Applicable income taxes | $2,366,000 | 1,056 |
| Income before extraordinary items | $3,914,000 | 1,273 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,914,000 | 1,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,948,560 | 1,240 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,410,000 | 2,691 |
| Total interest expense | $5,333,000 | 2,861 |
| Net interest income | $7,077,000 | 2,533 |
| Provision for loan and lease losses | $-160,000 | 11,789 |
| Total noninterest income | $17,311,000 | 438 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $256,000 | 4,859 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $17,055,000 | 322 |
| Total noninterest expense | $19,094,000 | 814 |
| Salaries and employee benefits | $3,098,000 | 2,136 |
| Premises and equipment expense | $440,000 | 4,188 |
| Additional noninterest expense | $15,556,000 | 494 |
| Pre-tax net operating income | $5,454,000 | 1,405 |
| Securities gains (losses) | $-680,000 | 11,838 |
| Applicable income taxes | $1,611,000 | 1,544 |
| Income before extraordinary items | $3,163,000 | 1,614 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,163,000 | 1,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $332,000 | 4,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,611,800 | 1,414 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,379,000 | 2,129 |
| Total interest expense | $5,046,000 | 2,435 |
| Net interest income | $9,333,000 | 1,942 |
| Provision for loan and lease losses | $21,000 | 7,711 |
| Total noninterest income | $24,185,000 | 346 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $265,000 | 4,825 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $23,920,000 | 243 |
| Total noninterest expense | $26,683,000 | 642 |
| Salaries and employee benefits | $2,859,000 | 2,345 |
| Premises and equipment expense | $337,000 | 5,213 |
| Additional noninterest expense | $23,487,000 | 397 |
| Pre-tax net operating income | $6,814,000 | 1,110 |
| Securities gains (losses) | $177,000 | 535 |
| Applicable income taxes | $2,330,000 | 1,052 |
| Income before extraordinary items | $4,661,000 | 1,088 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,661,000 | 1,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,542,410 | 1,125 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,923,000 | 1,583 |
| Total interest expense | $4,810,000 | 2,673 |
| Net interest income | $15,113,000 | 1,201 |
| Provision for loan and lease losses | $145,000 | 4,744 |
| Total noninterest income | $17,521,000 | 411 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $213,000 | 5,731 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $17,308,000 | 300 |
| Total noninterest expense | $26,509,000 | 679 |
| Salaries and employee benefits | $2,466,000 | 2,680 |
| Premises and equipment expense | $329,000 | 5,469 |
| Additional noninterest expense | $23,714,000 | 410 |
| Pre-tax net operating income | $5,980,000 | 1,160 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $1,950,000 | 1,231 |
| Income before extraordinary items | $4,031,000 | 1,259 |
| Extraordinary gains, net | $-33,000 | 12,584 |
| Net income | $3,998,000 | 1,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,912 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,030,330 | 1,171 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,346,000 | 2,834 |
| Total interest expense | $2,735,000 | 5,577 |
| Net interest income | $9,611,000 | 1,906 |
| Provision for loan and lease losses | $208,000 | 5,117 |
| Total noninterest income | $13,934,000 | 479 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $186,000 | 6,270 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $13,748,000 | 355 |
| Total noninterest expense | $20,714,000 | 820 |
| Salaries and employee benefits | $2,072,000 | 3,118 |
| Premises and equipment expense | $320,000 | 5,717 |
| Additional noninterest expense | $18,322,000 | 486 |
| Pre-tax net operating income | $2,623,000 | 2,356 |
| Securities gains (losses) | $368,000 | 1,353 |
| Applicable income taxes | $778,000 | 2,687 |
| Income before extraordinary items | $2,213,000 | 2,077 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,213,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,940,680 | 2,191 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.