Kish Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $73,365,000 | 679 |
| Total interest expense | $27,887,000 | 622 |
| Net interest income | $45,478,000 | 723 |
| Provision for loan and lease losses | $711,000 | 1,033 |
| Total noninterest income | $11,207,000 | 682 |
| Gross Fiduciary activities income | $274,000 | 654 |
| Service charges on deposit accounts | $2,228,000 | 505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,705,000 | 595 |
| Total noninterest expense | $37,506,000 | 732 |
| Salaries and employee benefits | $21,823,000 | 698 |
| Premises and equipment expense | $3,729,000 | 710 |
| Additional noninterest expense | $8,705,000 | 595 |
| Pre-tax net operating income | $18,468,000 | 732 |
| Securities gains (losses) | $-147,000 | 3,883 |
| Applicable income taxes | $3,110,000 | 731 |
| Income before extraordinary items | $15,211,000 | 730 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $15,211,000 | 741 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $15,211,000 | 733 |
| Net charge-offs | $44,000 | 1,858 |
| Cash dividends | $2,800,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $11,009,000 | 51 |
| Net operating income | $15,333,010 | 731 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $52,758,000 | 696 |
| Total interest expense | $19,064,000 | 629 |
| Net interest income | $33,694,000 | 739 |
| Provision for loan and lease losses | $137,000 | 1,928 |
| Total noninterest income | $8,634,000 | 675 |
| Gross Fiduciary activities income | $205,000 | 649 |
| Service charges on deposit accounts | $1,654,000 | 509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,775,000 | 589 |
| Total noninterest expense | $28,249,000 | 729 |
| Salaries and employee benefits | $16,743,000 | 685 |
| Premises and equipment expense | $2,798,000 | 718 |
| Additional noninterest expense | $6,775,000 | 589 |
| Pre-tax net operating income | $13,942,000 | 755 |
| Securities gains (losses) | $-376,000 | 4,326 |
| Applicable income taxes | $2,287,000 | 773 |
| Income before extraordinary items | $11,279,000 | 756 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $11,279,000 | 760 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,279,000 | 756 |
| Net charge-offs | $5,000 | 2,314 |
| Cash dividends | $2,100,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $7,508,000 | 55 |
| Net operating income | $11,591,080 | 749 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $33,707,000 | 696 |
| Total interest expense | $11,288,000 | 626 |
| Net interest income | $22,419,000 | 739 |
| Provision for loan and lease losses | $85,000 | 1,921 |
| Total noninterest income | $5,473,000 | 684 |
| Gross Fiduciary activities income | $126,000 | 652 |
| Service charges on deposit accounts | $1,096,000 | 501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,251,000 | 589 |
| Total noninterest expense | $18,635,000 | 721 |
| Salaries and employee benefits | $11,098,000 | 682 |
| Premises and equipment expense | $1,835,000 | 715 |
| Additional noninterest expense | $4,251,000 | 589 |
| Pre-tax net operating income | $9,172,000 | 755 |
| Securities gains (losses) | $-322,000 | 4,424 |
| Applicable income taxes | $1,464,000 | 796 |
| Income before extraordinary items | $7,386,000 | 762 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,386,000 | 774 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,386,000 | 762 |
| Net charge-offs | $5,000 | 2,026 |
| Cash dividends | $1,400,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $5,009,000 | 44 |
| Net operating income | $7,653,260 | 746 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $15,986,000 | 722 |
| Total interest expense | $4,894,000 | 623 |
| Net interest income | $11,092,000 | 757 |
| Provision for loan and lease losses | $-64,000 | 4,520 |
| Total noninterest income | $2,990,000 | 651 |
| Gross Fiduciary activities income | $57,000 | 685 |
| Service charges on deposit accounts | $534,000 | 524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,399,000 | 543 |
| Total noninterest expense | $9,356,000 | 731 |
| Salaries and employee benefits | $5,596,000 | 692 |
| Premises and equipment expense | $911,000 | 752 |
| Additional noninterest expense | $2,399,000 | 543 |
| Pre-tax net operating income | $4,790,000 | 745 |
| Securities gains (losses) | $-310,000 | 4,504 |
| Applicable income taxes | $738,000 | 815 |
| Income before extraordinary items | $3,742,000 | 779 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,742,000 | 778 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,742,000 | 778 |
| Net charge-offs | $3,000 | 1,707 |
| Cash dividends | $700,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $2,011,000 | 51 |
| Net operating income | $4,002,400 | 756 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $47,032,000 | 786 |
| Total interest expense | $7,463,000 | 576 |
| Net interest income | $39,569,000 | 832 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $10,945,000 | 721 |
| Gross Fiduciary activities income | $279,000 | 678 |
| Service charges on deposit accounts | $2,015,000 | 568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,651,000 | 623 |
| Total noninterest expense | $34,349,000 | 762 |
| Salaries and employee benefits | $20,780,000 | 719 |
| Premises and equipment expense | $4,481,000 | 611 |
| Additional noninterest expense | $8,651,000 | 623 |
| Pre-tax net operating income | $16,165,000 | 892 |
| Securities gains (losses) | $224,000 | 111 |
| Applicable income taxes | $2,655,000 | 897 |
| Income before extraordinary items | $13,734,000 | 869 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $13,734,000 | 870 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $13,734,000 | 870 |
| Net charge-offs | $225,000 | 878 |
| Cash dividends | $2,800,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $7,512,000 | 96 |
| Net operating income | $13,545,840 | 905 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $32,404,000 | 815 |
| Total interest expense | $3,975,000 | 571 |
| Net interest income | $28,429,000 | 850 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $8,309,000 | 728 |
| Gross Fiduciary activities income | $222,000 | 669 |
| Service charges on deposit accounts | $1,468,000 | 584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,619,000 | 629 |
| Total noninterest expense | $25,021,000 | 788 |
| Salaries and employee benefits | $15,240,000 | 734 |
| Premises and equipment expense | $3,378,000 | 607 |
| Additional noninterest expense | $6,619,000 | 629 |
| Pre-tax net operating income | $11,717,000 | 910 |
| Securities gains (losses) | $110,000 | 149 |
| Applicable income taxes | $1,909,000 | 918 |
| Income before extraordinary items | $9,918,000 | 899 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,918,000 | 899 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $9,918,000 | 899 |
| Net charge-offs | $-114,000 | 4,335 |
| Cash dividends | $2,100,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $5,999,000 | 84 |
| Net operating income | $9,825,600 | 920 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $20,021,000 | 836 |
| Total interest expense | $2,173,000 | 545 |
| Net interest income | $17,848,000 | 864 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $5,508,000 | 721 |
| Gross Fiduciary activities income | $127,000 | 648 |
| Service charges on deposit accounts | $947,000 | 596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,434,000 | 643 |
| Total noninterest expense | $16,232,000 | 790 |
| Salaries and employee benefits | $9,922,000 | 736 |
| Premises and equipment expense | $2,212,000 | 615 |
| Additional noninterest expense | $4,098,000 | 916 |
| Pre-tax net operating income | $7,124,000 | 932 |
| Securities gains (losses) | $-77,000 | 4,318 |
| Applicable income taxes | $1,099,000 | 953 |
| Income before extraordinary items | $5,948,000 | 915 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,948,000 | 915 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $5,948,000 | 915 |
| Net charge-offs | $-121,000 | 4,434 |
| Cash dividends | $1,400,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $6,012,680 | 923 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $9,525,000 | 844 |
| Total interest expense | $1,065,000 | 524 |
| Net interest income | $8,460,000 | 877 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $2,846,000 | 720 |
| Gross Fiduciary activities income | $59,000 | 654 |
| Service charges on deposit accounts | $445,000 | 624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,342,000 | 629 |
| Total noninterest expense | $7,939,000 | 806 |
| Salaries and employee benefits | $4,888,000 | 754 |
| Premises and equipment expense | $1,079,000 | 631 |
| Additional noninterest expense | $1,972,000 | 929 |
| Pre-tax net operating income | $3,367,000 | 927 |
| Securities gains (losses) | $21,000 | 292 |
| Applicable income taxes | $522,000 | 944 |
| Income before extraordinary items | $2,866,000 | 920 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,866,000 | 919 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,866,000 | 920 |
| Net charge-offs | $5,000 | 1,366 |
| Cash dividends | $700,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,848,150 | 930 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $39,463,000 | 842 |
| Total interest expense | $5,033,000 | 544 |
| Net interest income | $34,430,000 | 878 |
| Provision for loan and lease losses | $780,000 | 739 |
| Total noninterest income | $10,613,000 | 803 |
| Gross Fiduciary activities income | $268,000 | 643 |
| Service charges on deposit accounts | $1,695,000 | 615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,650,000 | 737 |
| Total noninterest expense | $32,064,000 | 794 |
| Salaries and employee benefits | $19,614,000 | 746 |
| Premises and equipment expense | $3,998,000 | 663 |
| Additional noninterest expense | $8,452,000 | 889 |
| Pre-tax net operating income | $12,199,000 | 1,116 |
| Securities gains (losses) | $212,000 | 594 |
| Applicable income taxes | $1,649,000 | 1,238 |
| Income before extraordinary items | $10,762,000 | 1,093 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,762,000 | 1,093 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $10,762,000 | 1,093 |
| Net charge-offs | $-9,000 | 3,637 |
| Cash dividends | $2,800,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $10,577,560 | 1,089 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $29,905,000 | 850 |
| Total interest expense | $3,894,000 | 553 |
| Net interest income | $26,011,000 | 884 |
| Provision for loan and lease losses | $780,000 | 561 |
| Total noninterest income | $8,367,000 | 790 |
| Gross Fiduciary activities income | $195,000 | 644 |
| Service charges on deposit accounts | $1,236,000 | 621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,936,000 | 731 |
| Total noninterest expense | $24,240,000 | 793 |
| Salaries and employee benefits | $14,773,000 | 749 |
| Premises and equipment expense | $2,956,000 | 685 |
| Additional noninterest expense | $6,511,000 | 876 |
| Pre-tax net operating income | $9,358,000 | 1,133 |
| Securities gains (losses) | $230,000 | 515 |
| Applicable income taxes | $1,442,000 | 1,184 |
| Income before extraordinary items | $8,146,000 | 1,114 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $8,146,000 | 1,115 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $8,146,000 | 1,115 |
| Net charge-offs | $-18,000 | 3,843 |
| Cash dividends | $2,100,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,950,500 | 1,121 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $20,363,000 | 825 |
| Total interest expense | $2,720,000 | 554 |
| Net interest income | $17,643,000 | 866 |
| Provision for loan and lease losses | $500,000 | 605 |
| Total noninterest income | $5,587,000 | 796 |
| Gross Fiduciary activities income | $120,000 | 652 |
| Service charges on deposit accounts | $796,000 | 620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,671,000 | 724 |
| Total noninterest expense | $16,230,000 | 791 |
| Salaries and employee benefits | $9,989,000 | 740 |
| Premises and equipment expense | $1,925,000 | 701 |
| Additional noninterest expense | $4,316,000 | 868 |
| Pre-tax net operating income | $6,500,000 | 1,082 |
| Securities gains (losses) | $231,000 | 435 |
| Applicable income taxes | $1,024,000 | 1,132 |
| Income before extraordinary items | $5,707,000 | 1,070 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,707,000 | 1,071 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,707,000 | 1,071 |
| Net charge-offs | $-5,000 | 3,551 |
| Cash dividends | $1,400,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,510,650 | 1,082 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $10,049,000 | 828 |
| Total interest expense | $1,431,000 | 551 |
| Net interest income | $8,618,000 | 871 |
| Provision for loan and lease losses | $180,000 | 863 |
| Total noninterest income | $2,653,000 | 820 |
| Gross Fiduciary activities income | $54,000 | 668 |
| Service charges on deposit accounts | $382,000 | 633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,217,000 | 758 |
| Total noninterest expense | $7,883,000 | 796 |
| Salaries and employee benefits | $4,982,000 | 736 |
| Premises and equipment expense | $937,000 | 721 |
| Additional noninterest expense | $1,964,000 | 919 |
| Pre-tax net operating income | $3,208,000 | 1,089 |
| Securities gains (losses) | $162,000 | 366 |
| Applicable income taxes | $531,000 | 1,092 |
| Income before extraordinary items | $2,839,000 | 1,076 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,839,000 | 1,076 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,839,000 | 1,076 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $700,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,702,920 | 1,091 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $39,446,000 | 853 |
| Total interest expense | $7,681,000 | 633 |
| Net interest income | $31,765,000 | 888 |
| Provision for loan and lease losses | $2,268,000 | 963 |
| Total noninterest income | $10,240,000 | 783 |
| Gross Fiduciary activities income | $295,000 | 637 |
| Service charges on deposit accounts | $1,467,000 | 678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,478,000 | 727 |
| Total noninterest expense | $29,034,000 | 837 |
| Salaries and employee benefits | $17,575,000 | 800 |
| Premises and equipment expense | $3,018,000 | 857 |
| Additional noninterest expense | $8,441,000 | 844 |
| Pre-tax net operating income | $10,703,000 | 1,009 |
| Securities gains (losses) | $-185,000 | 4,959 |
| Applicable income taxes | $1,490,000 | 1,142 |
| Income before extraordinary items | $9,028,000 | 1,047 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,028,000 | 1,047 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,028,000 | 1,047 |
| Net charge-offs | $-4,000 | 4,089 |
| Cash dividends | $2,475,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $9,187,100 | 999 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $29,581,000 | 851 |
| Total interest expense | $6,056,000 | 645 |
| Net interest income | $23,525,000 | 896 |
| Provision for loan and lease losses | $1,718,000 | 976 |
| Total noninterest income | $7,419,000 | 776 |
| Gross Fiduciary activities income | $177,000 | 649 |
| Service charges on deposit accounts | $1,079,000 | 687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,163,000 | 711 |
| Total noninterest expense | $21,741,000 | 827 |
| Salaries and employee benefits | $12,709,000 | 810 |
| Premises and equipment expense | $2,307,000 | 822 |
| Additional noninterest expense | $6,725,000 | 789 |
| Pre-tax net operating income | $7,485,000 | 1,026 |
| Securities gains (losses) | $-326,000 | 4,981 |
| Applicable income taxes | $1,002,000 | 1,175 |
| Income before extraordinary items | $6,157,000 | 1,087 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,157,000 | 1,087 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,157,000 | 1,087 |
| Net charge-offs | $-9,000 | 4,226 |
| Cash dividends | $1,775,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $6,437,360 | 1,020 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $20,203,000 | 839 |
| Total interest expense | $3,941,000 | 703 |
| Net interest income | $16,262,000 | 867 |
| Provision for loan and lease losses | $1,268,000 | 936 |
| Total noninterest income | $4,713,000 | 761 |
| Gross Fiduciary activities income | $130,000 | 647 |
| Service charges on deposit accounts | $699,000 | 717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,884,000 | 687 |
| Total noninterest expense | $14,497,000 | 814 |
| Salaries and employee benefits | $8,359,000 | 812 |
| Premises and equipment expense | $1,537,000 | 818 |
| Additional noninterest expense | $4,601,000 | 773 |
| Pre-tax net operating income | $5,210,000 | 920 |
| Securities gains (losses) | $-333,000 | 4,991 |
| Applicable income taxes | $697,000 | 1,088 |
| Income before extraordinary items | $4,180,000 | 1,002 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,180,000 | 1,002 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,180,000 | 1,002 |
| Net charge-offs | $-9,000 | 4,288 |
| Cash dividends | $1,075,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,466,380 | 918 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $9,507,000 | 891 |
| Total interest expense | $2,237,000 | 706 |
| Net interest income | $7,270,000 | 933 |
| Provision for loan and lease losses | $318,000 | 1,148 |
| Total noninterest income | $2,447,000 | 711 |
| Gross Fiduciary activities income | $77,000 | 631 |
| Service charges on deposit accounts | $377,000 | 782 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,993,000 | 610 |
| Total noninterest expense | $7,126,000 | 833 |
| Salaries and employee benefits | $4,276,000 | 800 |
| Premises and equipment expense | $767,000 | 833 |
| Additional noninterest expense | $2,083,000 | 829 |
| Pre-tax net operating income | $2,273,000 | 946 |
| Securities gains (losses) | $-332,000 | 5,016 |
| Applicable income taxes | $275,000 | 1,143 |
| Income before extraordinary items | $1,666,000 | 1,089 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,666,000 | 1,087 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,666,000 | 1,089 |
| Net charge-offs | $-9,000 | 4,422 |
| Cash dividends | $375,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,951,520 | 948 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $38,063,000 | 887 |
| Total interest expense | $9,715,000 | 696 |
| Net interest income | $28,348,000 | 943 |
| Provision for loan and lease losses | $390,000 | 1,702 |
| Total noninterest income | $7,735,000 | 839 |
| Gross Fiduciary activities income | $245,000 | 667 |
| Service charges on deposit accounts | $1,624,000 | 760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,866,000 | 740 |
| Total noninterest expense | $27,154,000 | 843 |
| Salaries and employee benefits | $16,095,000 | 819 |
| Premises and equipment expense | $3,058,000 | 835 |
| Additional noninterest expense | $8,001,000 | 850 |
| Pre-tax net operating income | $8,539,000 | 1,187 |
| Securities gains (losses) | $324,000 | 490 |
| Applicable income taxes | $1,102,000 | 1,344 |
| Income before extraordinary items | $7,761,000 | 1,146 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,761,000 | 1,148 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,761,000 | 1,148 |
| Net charge-offs | $-467,000 | 5,106 |
| Cash dividends | $1,300,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $7,475,880 | 1,159 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $28,350,000 | 895 |
| Total interest expense | $7,279,000 | 703 |
| Net interest income | $21,071,000 | 956 |
| Provision for loan and lease losses | $390,000 | 1,371 |
| Total noninterest income | $5,533,000 | 864 |
| Gross Fiduciary activities income | $187,000 | 661 |
| Service charges on deposit accounts | $1,209,000 | 759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,137,000 | 768 |
| Total noninterest expense | $20,373,000 | 837 |
| Salaries and employee benefits | $12,144,000 | 809 |
| Premises and equipment expense | $2,299,000 | 832 |
| Additional noninterest expense | $5,930,000 | 850 |
| Pre-tax net operating income | $5,841,000 | 1,285 |
| Securities gains (losses) | $267,000 | 452 |
| Applicable income taxes | $640,000 | 1,609 |
| Income before extraordinary items | $5,468,000 | 1,219 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,468,000 | 1,221 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,468,000 | 1,221 |
| Net charge-offs | $-439,000 | 5,182 |
| Cash dividends | $975,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $5,227,700 | 1,241 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $18,742,000 | 897 |
| Total interest expense | $4,771,000 | 707 |
| Net interest income | $13,971,000 | 958 |
| Provision for loan and lease losses | $340,000 | 1,123 |
| Total noninterest income | $3,561,000 | 876 |
| Gross Fiduciary activities income | $138,000 | 655 |
| Service charges on deposit accounts | $792,000 | 767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,631,000 | 778 |
| Total noninterest expense | $13,528,000 | 840 |
| Salaries and employee benefits | $8,046,000 | 811 |
| Premises and equipment expense | $1,537,000 | 832 |
| Additional noninterest expense | $3,945,000 | 859 |
| Pre-tax net operating income | $3,664,000 | 1,321 |
| Securities gains (losses) | $203,000 | 373 |
| Applicable income taxes | $344,000 | 1,752 |
| Income before extraordinary items | $3,523,000 | 1,233 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,523,000 | 1,233 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,523,000 | 1,233 |
| Net charge-offs | $-366,000 | 5,229 |
| Cash dividends | $650,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,338,270 | 1,264 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $9,159,000 | 919 |
| Total interest expense | $2,255,000 | 721 |
| Net interest income | $6,904,000 | 971 |
| Provision for loan and lease losses | $240,000 | 816 |
| Total noninterest income | $1,626,000 | 895 |
| Gross Fiduciary activities income | $62,000 | 671 |
| Service charges on deposit accounts | $376,000 | 789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,188,000 | 800 |
| Total noninterest expense | $6,717,000 | 842 |
| Salaries and employee benefits | $3,967,000 | 815 |
| Premises and equipment expense | $794,000 | 814 |
| Additional noninterest expense | $1,956,000 | 853 |
| Pre-tax net operating income | $1,573,000 | 1,462 |
| Securities gains (losses) | $106,000 | 271 |
| Applicable income taxes | $140,000 | 1,892 |
| Income before extraordinary items | $1,539,000 | 1,327 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,539,000 | 1,326 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,539,000 | 1,326 |
| Net charge-offs | $-392,000 | 5,318 |
| Cash dividends | $325,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,441,480 | 1,375 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $33,920,000 | 927 |
| Total interest expense | $7,397,000 | 673 |
| Net interest income | $26,523,000 | 984 |
| Provision for loan and lease losses | $955,000 | 919 |
| Total noninterest income | $7,267,000 | 861 |
| Gross Fiduciary activities income | $224,000 | 701 |
| Service charges on deposit accounts | $1,578,000 | 783 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,465,000 | 763 |
| Total noninterest expense | $24,975,000 | 881 |
| Salaries and employee benefits | $15,130,000 | 828 |
| Premises and equipment expense | $2,933,000 | 849 |
| Additional noninterest expense | $6,912,000 | 975 |
| Pre-tax net operating income | $7,860,000 | 1,235 |
| Securities gains (losses) | $-178,000 | 5,134 |
| Applicable income taxes | $854,000 | 1,523 |
| Income before extraordinary items | $6,828,000 | 1,242 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,828,000 | 1,241 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,828,000 | 1,241 |
| Net charge-offs | $10,000 | 3,359 |
| Cash dividends | $2,600,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,986,420 | 1,217 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $24,949,000 | 935 |
| Total interest expense | $5,275,000 | 664 |
| Net interest income | $19,674,000 | 990 |
| Provision for loan and lease losses | $800,000 | 777 |
| Total noninterest income | $5,456,000 | 870 |
| Gross Fiduciary activities income | $175,000 | 688 |
| Service charges on deposit accounts | $1,166,000 | 791 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,115,000 | 762 |
| Total noninterest expense | $19,063,000 | 863 |
| Salaries and employee benefits | $11,284,000 | 833 |
| Premises and equipment expense | $2,245,000 | 838 |
| Additional noninterest expense | $5,534,000 | 893 |
| Pre-tax net operating income | $5,267,000 | 1,360 |
| Securities gains (losses) | $240,000 | 188 |
| Applicable income taxes | $510,000 | 1,764 |
| Income before extraordinary items | $4,997,000 | 1,281 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,997,000 | 1,279 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,997,000 | 1,280 |
| Net charge-offs | $-28,000 | 4,764 |
| Cash dividends | $1,950,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,778,600 | 1,304 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $16,217,000 | 945 |
| Total interest expense | $3,300,000 | 664 |
| Net interest income | $12,917,000 | 1,003 |
| Provision for loan and lease losses | $570,000 | 739 |
| Total noninterest income | $3,453,000 | 896 |
| Gross Fiduciary activities income | $109,000 | 696 |
| Service charges on deposit accounts | $768,000 | 800 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,576,000 | 797 |
| Total noninterest expense | $12,677,000 | 867 |
| Salaries and employee benefits | $7,508,000 | 838 |
| Premises and equipment expense | $1,512,000 | 832 |
| Additional noninterest expense | $3,657,000 | 897 |
| Pre-tax net operating income | $3,123,000 | 1,478 |
| Securities gains (losses) | $207,000 | 170 |
| Applicable income taxes | $233,000 | 2,078 |
| Income before extraordinary items | $3,097,000 | 1,328 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,097,000 | 1,327 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,097,000 | 1,327 |
| Net charge-offs | $-46,000 | 4,995 |
| Cash dividends | $1,300,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,904,490 | 1,375 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $7,906,000 | 953 |
| Total interest expense | $1,536,000 | 667 |
| Net interest income | $6,370,000 | 1,008 |
| Provision for loan and lease losses | $225,000 | 854 |
| Total noninterest income | $1,734,000 | 884 |
| Gross Fiduciary activities income | $50,000 | 715 |
| Service charges on deposit accounts | $382,000 | 810 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,302,000 | 769 |
| Total noninterest expense | $6,168,000 | 903 |
| Salaries and employee benefits | $3,662,000 | 867 |
| Premises and equipment expense | $772,000 | 821 |
| Additional noninterest expense | $1,734,000 | 937 |
| Pre-tax net operating income | $1,711,000 | 1,349 |
| Securities gains (losses) | $-81,000 | 5,452 |
| Applicable income taxes | $149,000 | 1,836 |
| Income before extraordinary items | $1,481,000 | 1,331 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,481,000 | 1,331 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,481,000 | 1,331 |
| Net charge-offs | $-276,000 | 5,515 |
| Cash dividends | $650,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,554,710 | 1,290 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $29,087,000 | 986 |
| Total interest expense | $5,280,000 | 645 |
| Net interest income | $23,807,000 | 1,052 |
| Provision for loan and lease losses | $600,000 | 1,276 |
| Total noninterest income | $6,108,000 | 960 |
| Gross Fiduciary activities income | $216,000 | 711 |
| Service charges on deposit accounts | $1,554,000 | 794 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $4,338,000 | 900 |
| Total noninterest expense | $23,440,000 | 918 |
| Salaries and employee benefits | $14,231,000 | 854 |
| Premises and equipment expense | $2,862,000 | 855 |
| Additional noninterest expense | $6,347,000 | 1,025 |
| Pre-tax net operating income | $5,875,000 | 1,489 |
| Securities gains (losses) | $102,000 | 621 |
| Applicable income taxes | $1,302,000 | 1,659 |
| Income before extraordinary items | $4,675,000 | 1,416 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,675,000 | 1,413 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,675,000 | 1,416 |
| Net charge-offs | $913,000 | 738 |
| Cash dividends | $2,600,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,595,440 | 1,422 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $21,361,000 | 1,005 |
| Total interest expense | $3,772,000 | 655 |
| Net interest income | $17,589,000 | 1,066 |
| Provision for loan and lease losses | $450,000 | 1,230 |
| Total noninterest income | $4,558,000 | 977 |
| Gross Fiduciary activities income | $163,000 | 709 |
| Service charges on deposit accounts | $1,153,000 | 811 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,242,000 | 916 |
| Total noninterest expense | $17,277,000 | 935 |
| Salaries and employee benefits | $10,653,000 | 858 |
| Premises and equipment expense | $2,125,000 | 871 |
| Additional noninterest expense | $4,499,000 | 1,075 |
| Pre-tax net operating income | $4,420,000 | 1,491 |
| Securities gains (losses) | $505,000 | 202 |
| Applicable income taxes | $896,000 | 1,563 |
| Income before extraordinary items | $4,029,000 | 1,363 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,029,000 | 1,363 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,029,000 | 1,363 |
| Net charge-offs | $80,000 | 2,102 |
| Cash dividends | $1,950,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,614,900 | 1,472 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $13,927,000 | 1,018 |
| Total interest expense | $2,386,000 | 672 |
| Net interest income | $11,541,000 | 1,078 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $3,015,000 | 983 |
| Gross Fiduciary activities income | $115,000 | 709 |
| Service charges on deposit accounts | $780,000 | 784 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $2,120,000 | 922 |
| Total noninterest expense | $11,574,000 | 935 |
| Salaries and employee benefits | $7,143,000 | 857 |
| Premises and equipment expense | $1,412,000 | 879 |
| Additional noninterest expense | $3,019,000 | 1,078 |
| Pre-tax net operating income | $2,682,000 | 1,608 |
| Securities gains (losses) | $255,000 | 245 |
| Applicable income taxes | $452,000 | 1,795 |
| Income before extraordinary items | $2,485,000 | 1,433 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,485,000 | 1,433 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,485,000 | 1,434 |
| Net charge-offs | $45,000 | 2,067 |
| Cash dividends | $1,300,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,268,250 | 1,524 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,824,000 | 1,026 |
| Total interest expense | $1,164,000 | 674 |
| Net interest income | $5,660,000 | 1,090 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $1,426,000 | 1,028 |
| Gross Fiduciary activities income | $57,000 | 719 |
| Service charges on deposit accounts | $397,000 | 776 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $972,000 | 975 |
| Total noninterest expense | $5,753,000 | 941 |
| Salaries and employee benefits | $3,522,000 | 871 |
| Premises and equipment expense | $719,000 | 874 |
| Additional noninterest expense | $1,512,000 | 1,057 |
| Pre-tax net operating income | $1,183,000 | 1,734 |
| Securities gains (losses) | $153,000 | 184 |
| Applicable income taxes | $204,000 | 1,851 |
| Income before extraordinary items | $1,132,000 | 1,525 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,132,000 | 1,525 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,132,000 | 1,525 |
| Net charge-offs | $36,000 | 1,539 |
| Cash dividends | $650,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,001,950 | 1,655 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $26,002,000 | 1,036 |
| Total interest expense | $4,455,000 | 662 |
| Net interest income | $21,547,000 | 1,099 |
| Provision for loan and lease losses | $530,000 | 1,412 |
| Total noninterest income | $6,046,000 | 1,008 |
| Gross Fiduciary activities income | $196,000 | 740 |
| Service charges on deposit accounts | $1,601,000 | 788 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,249,000 | 953 |
| Total noninterest expense | $21,667,000 | 984 |
| Salaries and employee benefits | $13,073,000 | 912 |
| Premises and equipment expense | $2,720,000 | 907 |
| Additional noninterest expense | $5,874,000 | 1,113 |
| Pre-tax net operating income | $5,396,000 | 1,523 |
| Securities gains (losses) | $773,000 | 298 |
| Applicable income taxes | $935,000 | 1,718 |
| Income before extraordinary items | $5,234,000 | 1,324 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,234,000 | 1,323 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,234,000 | 1,323 |
| Net charge-offs | $271,000 | 1,629 |
| Cash dividends | $2,600,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 136 |
| Net operating income | $4,576,950 | 1,457 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $19,296,000 | 1,043 |
| Total interest expense | $3,332,000 | 663 |
| Net interest income | $15,964,000 | 1,113 |
| Provision for loan and lease losses | $420,000 | 1,313 |
| Total noninterest income | $4,492,000 | 1,008 |
| Gross Fiduciary activities income | $140,000 | 741 |
| Service charges on deposit accounts | $1,188,000 | 801 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,164,000 | 951 |
| Total noninterest expense | $16,159,000 | 984 |
| Salaries and employee benefits | $9,733,000 | 913 |
| Premises and equipment expense | $2,048,000 | 902 |
| Additional noninterest expense | $4,378,000 | 1,126 |
| Pre-tax net operating income | $3,877,000 | 1,593 |
| Securities gains (losses) | $523,000 | 371 |
| Applicable income taxes | $603,000 | 1,890 |
| Income before extraordinary items | $3,797,000 | 1,391 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,797,000 | 1,392 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,797,000 | 1,392 |
| Net charge-offs | $-8,000 | 4,864 |
| Cash dividends | $1,950,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 102 |
| Net operating income | $3,347,220 | 1,500 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $12,740,000 | 1,055 |
| Total interest expense | $2,223,000 | 664 |
| Net interest income | $10,517,000 | 1,125 |
| Provision for loan and lease losses | $240,000 | 1,451 |
| Total noninterest income | $2,903,000 | 1,021 |
| Gross Fiduciary activities income | $90,000 | 747 |
| Service charges on deposit accounts | $778,000 | 801 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,035,000 | 950 |
| Total noninterest expense | $10,635,000 | 991 |
| Salaries and employee benefits | $6,454,000 | 916 |
| Premises and equipment expense | $1,358,000 | 905 |
| Additional noninterest expense | $2,823,000 | 1,153 |
| Pre-tax net operating income | $2,545,000 | 1,610 |
| Securities gains (losses) | $325,000 | 405 |
| Applicable income taxes | $391,000 | 1,899 |
| Income before extraordinary items | $2,479,000 | 1,410 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,479,000 | 1,409 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,479,000 | 1,410 |
| Net charge-offs | $6,000 | 3,264 |
| Cash dividends | $1,300,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 74 |
| Net operating income | $2,199,500 | 1,499 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,319,000 | 1,065 |
| Total interest expense | $1,106,000 | 664 |
| Net interest income | $5,213,000 | 1,130 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $1,412,000 | 1,006 |
| Gross Fiduciary activities income | $39,000 | 770 |
| Service charges on deposit accounts | $380,000 | 812 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $993,000 | 934 |
| Total noninterest expense | $5,211,000 | 1,012 |
| Salaries and employee benefits | $3,165,000 | 940 |
| Premises and equipment expense | $671,000 | 927 |
| Additional noninterest expense | $1,375,000 | 1,169 |
| Pre-tax net operating income | $1,314,000 | 1,543 |
| Securities gains (losses) | $97,000 | 545 |
| Applicable income taxes | $190,000 | 1,893 |
| Income before extraordinary items | $1,221,000 | 1,389 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,221,000 | 1,390 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,221,000 | 1,391 |
| Net charge-offs | $3,000 | 2,735 |
| Cash dividends | $650,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 42 |
| Net operating income | $1,136,610 | 1,433 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $24,523,000 | 1,058 |
| Total interest expense | $4,267,000 | 658 |
| Net interest income | $20,256,000 | 1,128 |
| Provision for loan and lease losses | $235,000 | 2,179 |
| Total noninterest income | $5,946,000 | 1,005 |
| Gross Fiduciary activities income | $168,000 | 773 |
| Service charges on deposit accounts | $1,586,000 | 811 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,192,000 | 915 |
| Total noninterest expense | $20,564,000 | 1,003 |
| Salaries and employee benefits | $12,548,000 | 899 |
| Premises and equipment expense | $2,722,000 | 902 |
| Additional noninterest expense | $5,294,000 | 1,209 |
| Pre-tax net operating income | $5,403,000 | 1,483 |
| Securities gains (losses) | $453,000 | 386 |
| Applicable income taxes | $884,000 | 1,704 |
| Income before extraordinary items | $4,972,000 | 1,364 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,972,000 | 1,363 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,972,000 | 1,364 |
| Net charge-offs | $492,000 | 1,177 |
| Cash dividends | $2,600,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,586,950 | 1,425 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $18,253,000 | 1,074 |
| Total interest expense | $3,160,000 | 667 |
| Net interest income | $15,093,000 | 1,136 |
| Provision for loan and lease losses | $235,000 | 1,764 |
| Total noninterest income | $4,449,000 | 1,010 |
| Gross Fiduciary activities income | $128,000 | 770 |
| Service charges on deposit accounts | $1,183,000 | 821 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,138,000 | 928 |
| Total noninterest expense | $15,117,000 | 1,035 |
| Salaries and employee benefits | $9,100,000 | 942 |
| Premises and equipment expense | $2,044,000 | 911 |
| Additional noninterest expense | $3,973,000 | 1,215 |
| Pre-tax net operating income | $4,190,000 | 1,470 |
| Securities gains (losses) | $317,000 | 457 |
| Applicable income taxes | $718,000 | 1,671 |
| Income before extraordinary items | $3,789,000 | 1,353 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,789,000 | 1,353 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,789,000 | 1,353 |
| Net charge-offs | $28,000 | 3,161 |
| Cash dividends | $1,950,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,522,720 | 1,407 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,068,000 | 1,077 |
| Total interest expense | $2,080,000 | 670 |
| Net interest income | $9,988,000 | 1,142 |
| Provision for loan and lease losses | $180,000 | 1,603 |
| Total noninterest income | $2,912,000 | 1,027 |
| Gross Fiduciary activities income | $75,000 | 790 |
| Service charges on deposit accounts | $778,000 | 824 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,059,000 | 947 |
| Total noninterest expense | $10,101,000 | 1,030 |
| Salaries and employee benefits | $6,054,000 | 939 |
| Premises and equipment expense | $1,366,000 | 903 |
| Additional noninterest expense | $2,681,000 | 1,192 |
| Pre-tax net operating income | $2,619,000 | 1,524 |
| Securities gains (losses) | $164,000 | 606 |
| Applicable income taxes | $409,000 | 1,829 |
| Income before extraordinary items | $2,374,000 | 1,404 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,374,000 | 1,405 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,374,000 | 1,405 |
| Net charge-offs | $58,000 | 2,200 |
| Cash dividends | $1,300,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,234,600 | 1,441 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 1,064 |
| Total interest expense | $1,041,000 | 672 |
| Net interest income | $5,054,000 | 1,133 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $1,412,000 | 1,016 |
| Gross Fiduciary activities income | $44,000 | 783 |
| Service charges on deposit accounts | $377,000 | 824 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $991,000 | 932 |
| Total noninterest expense | $5,013,000 | 1,035 |
| Salaries and employee benefits | $2,967,000 | 953 |
| Premises and equipment expense | $691,000 | 908 |
| Additional noninterest expense | $1,355,000 | 1,171 |
| Pre-tax net operating income | $1,363,000 | 1,450 |
| Securities gains (losses) | $159,000 | 431 |
| Applicable income taxes | $253,000 | 1,599 |
| Income before extraordinary items | $1,269,000 | 1,304 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,269,000 | 1,305 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,269,000 | 1,306 |
| Net charge-offs | $-27,000 | 5,777 |
| Cash dividends | $650,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,137,030 | 1,387 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $23,578,000 | 1,088 |
| Total interest expense | $4,299,000 | 672 |
| Net interest income | $19,279,000 | 1,170 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $5,606,000 | 1,006 |
| Gross Fiduciary activities income | $165,000 | 798 |
| Service charges on deposit accounts | $1,638,000 | 821 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,803,000 | 936 |
| Total noninterest expense | $19,137,000 | 1,068 |
| Salaries and employee benefits | $11,211,000 | 969 |
| Premises and equipment expense | $2,612,000 | 932 |
| Additional noninterest expense | $5,314,000 | 1,228 |
| Pre-tax net operating income | $5,448,000 | 1,410 |
| Securities gains (losses) | $519,000 | 381 |
| Applicable income taxes | $1,059,000 | 1,492 |
| Income before extraordinary items | $4,908,000 | 1,332 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,908,000 | 1,331 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,908,000 | 1,331 |
| Net charge-offs | $219,000 | 2,364 |
| Cash dividends | $2,600,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,482,420 | 1,412 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $17,514,000 | 1,106 |
| Total interest expense | $3,225,000 | 674 |
| Net interest income | $14,289,000 | 1,185 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $4,265,000 | 996 |
| Gross Fiduciary activities income | $137,000 | 780 |
| Service charges on deposit accounts | $1,212,000 | 833 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,916,000 | 921 |
| Total noninterest expense | $14,407,000 | 1,066 |
| Salaries and employee benefits | $8,376,000 | 977 |
| Premises and equipment expense | $1,953,000 | 937 |
| Additional noninterest expense | $4,078,000 | 1,204 |
| Pre-tax net operating income | $4,047,000 | 1,440 |
| Securities gains (losses) | $300,000 | 476 |
| Applicable income taxes | $769,000 | 1,553 |
| Income before extraordinary items | $3,578,000 | 1,355 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,578,000 | 1,353 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,578,000 | 1,355 |
| Net charge-offs | $222,000 | 1,885 |
| Cash dividends | $1,950,000 | 982 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,332,000 | 1,418 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,547,000 | 1,114 |
| Total interest expense | $2,116,000 | 693 |
| Net interest income | $9,431,000 | 1,186 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $2,795,000 | 997 |
| Gross Fiduciary activities income | $102,000 | 772 |
| Service charges on deposit accounts | $778,000 | 858 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,915,000 | 918 |
| Total noninterest expense | $9,714,000 | 1,045 |
| Salaries and employee benefits | $5,678,000 | 957 |
| Premises and equipment expense | $1,312,000 | 936 |
| Additional noninterest expense | $2,724,000 | 1,188 |
| Pre-tax net operating income | $2,462,000 | 1,523 |
| Securities gains (losses) | $152,000 | 582 |
| Applicable income taxes | $423,000 | 1,714 |
| Income before extraordinary items | $2,191,000 | 1,416 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,191,000 | 1,418 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,191,000 | 1,418 |
| Net charge-offs | $223,000 | 1,494 |
| Cash dividends | $1,300,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,063,320 | 1,460 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 1,115 |
| Total interest expense | $1,042,000 | 707 |
| Net interest income | $4,693,000 | 1,196 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,348,000 | 994 |
| Gross Fiduciary activities income | $48,000 | 785 |
| Service charges on deposit accounts | $367,000 | 889 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $933,000 | 900 |
| Total noninterest expense | $4,765,000 | 1,074 |
| Salaries and employee benefits | $2,785,000 | 992 |
| Premises and equipment expense | $682,000 | 925 |
| Additional noninterest expense | $1,298,000 | 1,235 |
| Pre-tax net operating income | $1,276,000 | 1,433 |
| Securities gains (losses) | $-90,000 | 6,640 |
| Applicable income taxes | $180,000 | 1,838 |
| Income before extraordinary items | $1,006,000 | 1,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,006,000 | 1,490 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,006,000 | 1,490 |
| Net charge-offs | $-8,000 | 5,661 |
| Cash dividends | $650,000 | 849 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,082,500 | 1,376 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,328,000 | 1,156 |
| Total interest expense | $4,066,000 | 836 |
| Net interest income | $18,262,000 | 1,204 |
| Provision for loan and lease losses | $-900,000 | 6,661 |
| Total noninterest income | $5,848,000 | 1,013 |
| Gross Fiduciary activities income | $155,000 | 818 |
| Service charges on deposit accounts | $1,512,000 | 914 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,181,000 | 917 |
| Total noninterest expense | $19,386,000 | 1,063 |
| Salaries and employee benefits | $11,013,000 | 975 |
| Premises and equipment expense | $2,541,000 | 953 |
| Additional noninterest expense | $5,832,000 | 1,159 |
| Pre-tax net operating income | $5,624,000 | 1,304 |
| Securities gains (losses) | $342,000 | 626 |
| Applicable income taxes | $1,101,000 | 1,388 |
| Income before extraordinary items | $4,865,000 | 1,253 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,865,000 | 1,255 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,865,000 | 1,256 |
| Net charge-offs | $39,000 | 4,522 |
| Cash dividends | $1,650,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,584,560 | 1,303 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $16,517,000 | 1,169 |
| Total interest expense | $3,000,000 | 878 |
| Net interest income | $13,517,000 | 1,215 |
| Provision for loan and lease losses | $-300,000 | 6,674 |
| Total noninterest income | $4,294,000 | 1,050 |
| Gross Fiduciary activities income | $132,000 | 787 |
| Service charges on deposit accounts | $1,111,000 | 932 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,051,000 | 955 |
| Total noninterest expense | $14,658,000 | 1,046 |
| Salaries and employee benefits | $8,202,000 | 978 |
| Premises and equipment expense | $1,877,000 | 972 |
| Additional noninterest expense | $4,579,000 | 1,105 |
| Pre-tax net operating income | $3,453,000 | 1,553 |
| Securities gains (losses) | $374,000 | 535 |
| Applicable income taxes | $594,000 | 1,745 |
| Income before extraordinary items | $3,233,000 | 1,404 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,233,000 | 1,406 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,233,000 | 1,406 |
| Net charge-offs | $39,000 | 4,042 |
| Cash dividends | $1,100,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,918,840 | 1,501 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,794,000 | 1,181 |
| Total interest expense | $1,964,000 | 924 |
| Net interest income | $8,830,000 | 1,233 |
| Provision for loan and lease losses | $-150,000 | 6,712 |
| Total noninterest income | $2,779,000 | 1,085 |
| Gross Fiduciary activities income | $92,000 | 793 |
| Service charges on deposit accounts | $733,000 | 921 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,954,000 | 1,010 |
| Total noninterest expense | $9,807,000 | 1,035 |
| Salaries and employee benefits | $5,521,000 | 975 |
| Premises and equipment expense | $1,267,000 | 958 |
| Additional noninterest expense | $3,019,000 | 1,117 |
| Pre-tax net operating income | $1,952,000 | 1,763 |
| Securities gains (losses) | $272,000 | 600 |
| Applicable income taxes | $293,000 | 2,043 |
| Income before extraordinary items | $1,931,000 | 1,565 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,931,000 | 1,568 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,931,000 | 1,570 |
| Net charge-offs | $39,000 | 3,556 |
| Cash dividends | $550,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,694,360 | 1,680 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,220,000 | 1,231 |
| Total interest expense | $961,000 | 976 |
| Net interest income | $4,259,000 | 1,269 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,439,000 | 1,049 |
| Gross Fiduciary activities income | $33,000 | 843 |
| Service charges on deposit accounts | $360,000 | 918 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,046,000 | 964 |
| Total noninterest expense | $4,983,000 | 1,029 |
| Salaries and employee benefits | $2,744,000 | 997 |
| Premises and equipment expense | $643,000 | 953 |
| Additional noninterest expense | $1,596,000 | 1,058 |
| Pre-tax net operating income | $715,000 | 2,236 |
| Securities gains (losses) | $272,000 | 353 |
| Applicable income taxes | $114,000 | 2,270 |
| Income before extraordinary items | $873,000 | 1,661 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $873,000 | 1,663 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $873,000 | 1,663 |
| Net charge-offs | $8,000 | 3,541 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $633,640 | 2,077 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $22,196,000 | 1,201 |
| Total interest expense | $4,667,000 | 968 |
| Net interest income | $17,529,000 | 1,253 |
| Provision for loan and lease losses | $270,000 | 3,531 |
| Total noninterest income | $5,875,000 | 1,023 |
| Gross Fiduciary activities income | $160,000 | 822 |
| Service charges on deposit accounts | $1,489,000 | 966 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,226,000 | 923 |
| Total noninterest expense | $18,739,000 | 1,072 |
| Salaries and employee benefits | $10,065,000 | 1,046 |
| Premises and equipment expense | $2,416,000 | 983 |
| Additional noninterest expense | $6,258,000 | 1,112 |
| Pre-tax net operating income | $4,395,000 | 1,540 |
| Securities gains (losses) | $779,000 | 670 |
| Applicable income taxes | $884,000 | 1,589 |
| Income before extraordinary items | $4,290,000 | 1,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,290,000 | 1,373 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,290,000 | 1,373 |
| Net charge-offs | $445,000 | 2,801 |
| Cash dividends | $500,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,643,430 | 1,483 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,860,000 | 1,210 |
| Total interest expense | $3,645,000 | 968 |
| Net interest income | $13,215,000 | 1,260 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $4,439,000 | 1,014 |
| Gross Fiduciary activities income | $109,000 | 832 |
| Service charges on deposit accounts | $1,095,000 | 989 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,235,000 | 891 |
| Total noninterest expense | $13,978,000 | 1,067 |
| Salaries and employee benefits | $7,557,000 | 1,039 |
| Premises and equipment expense | $1,825,000 | 980 |
| Additional noninterest expense | $4,596,000 | 1,117 |
| Pre-tax net operating income | $3,326,000 | 1,562 |
| Securities gains (losses) | $416,000 | 870 |
| Applicable income taxes | $641,000 | 1,676 |
| Income before extraordinary items | $3,101,000 | 1,444 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,101,000 | 1,445 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,101,000 | 1,445 |
| Net charge-offs | $278,000 | 2,922 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,755,720 | 1,510 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,457,000 | 1,195 |
| Total interest expense | $2,512,000 | 977 |
| Net interest income | $8,945,000 | 1,249 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $2,726,000 | 1,064 |
| Gross Fiduciary activities income | $79,000 | 827 |
| Service charges on deposit accounts | $720,000 | 992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,927,000 | 944 |
| Total noninterest expense | $9,203,000 | 1,083 |
| Salaries and employee benefits | $4,981,000 | 1,050 |
| Premises and equipment expense | $1,223,000 | 984 |
| Additional noninterest expense | $2,999,000 | 1,150 |
| Pre-tax net operating income | $2,168,000 | 1,586 |
| Securities gains (losses) | $414,000 | 677 |
| Applicable income taxes | $434,000 | 1,639 |
| Income before extraordinary items | $2,148,000 | 1,383 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,148,000 | 1,383 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,148,000 | 1,383 |
| Net charge-offs | $75,000 | 3,685 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,804,380 | 1,536 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,763,000 | 1,197 |
| Total interest expense | $1,291,000 | 982 |
| Net interest income | $4,472,000 | 1,243 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $1,355,000 | 1,049 |
| Gross Fiduciary activities income | $32,000 | 863 |
| Service charges on deposit accounts | $355,000 | 995 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $968,000 | 925 |
| Total noninterest expense | $4,481,000 | 1,115 |
| Salaries and employee benefits | $2,451,000 | 1,058 |
| Premises and equipment expense | $576,000 | 1,030 |
| Additional noninterest expense | $1,454,000 | 1,170 |
| Pre-tax net operating income | $1,196,000 | 1,451 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $184,000 | 1,829 |
| Income before extraordinary items | $1,012,000 | 1,440 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,012,000 | 1,440 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,012,000 | 1,441 |
| Net charge-offs | $18,000 | 3,743 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,012,000 | 1,363 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,097,000 | 1,184 |
| Total interest expense | $6,058,000 | 1,005 |
| Net interest income | $18,039,000 | 1,230 |
| Provision for loan and lease losses | $800,000 | 2,741 |
| Total noninterest income | $6,485,000 | 842 |
| Gross Fiduciary activities income | $187,000 | 757 |
| Service charges on deposit accounts | $1,401,000 | 1,055 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,897,000 | 710 |
| Total noninterest expense | $19,383,000 | 1,007 |
| Salaries and employee benefits | $9,568,000 | 1,021 |
| Premises and equipment expense | $2,806,000 | 897 |
| Additional noninterest expense | $7,009,000 | 1,010 |
| Pre-tax net operating income | $4,341,000 | 1,341 |
| Securities gains (losses) | $828,000 | 525 |
| Applicable income taxes | $809,000 | 1,545 |
| Income before extraordinary items | $4,360,000 | 1,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,360,000 | 1,152 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,360,000 | 1,153 |
| Net charge-offs | $2,000 | 6,349 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,664,480 | 1,282 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,179,000 | 1,193 |
| Total interest expense | $4,660,000 | 1,022 |
| Net interest income | $13,519,000 | 1,244 |
| Provision for loan and lease losses | $650,000 | 2,545 |
| Total noninterest income | $5,136,000 | 822 |
| Gross Fiduciary activities income | $143,000 | 748 |
| Service charges on deposit accounts | $1,038,000 | 1,072 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,955,000 | 683 |
| Total noninterest expense | $14,618,000 | 1,013 |
| Salaries and employee benefits | $7,121,000 | 1,032 |
| Premises and equipment expense | $2,161,000 | 883 |
| Additional noninterest expense | $5,336,000 | 993 |
| Pre-tax net operating income | $3,387,000 | 1,334 |
| Securities gains (losses) | $624,000 | 542 |
| Applicable income taxes | $645,000 | 1,501 |
| Income before extraordinary items | $3,366,000 | 1,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,366,000 | 1,134 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,366,000 | 1,134 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,841,840 | 1,282 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,186,000 | 1,197 |
| Total interest expense | $3,159,000 | 1,046 |
| Net interest income | $9,027,000 | 1,239 |
| Provision for loan and lease losses | $500,000 | 2,302 |
| Total noninterest income | $3,125,000 | 889 |
| Gross Fiduciary activities income | $110,000 | 724 |
| Service charges on deposit accounts | $677,000 | 1,091 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,338,000 | 749 |
| Total noninterest expense | $9,694,000 | 1,040 |
| Salaries and employee benefits | $4,693,000 | 1,054 |
| Premises and equipment expense | $1,438,000 | 892 |
| Additional noninterest expense | $3,563,000 | 1,018 |
| Pre-tax net operating income | $1,958,000 | 1,483 |
| Securities gains (losses) | $393,000 | 439 |
| Applicable income taxes | $314,000 | 1,746 |
| Income before extraordinary items | $2,037,000 | 1,228 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,037,000 | 1,227 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,037,000 | 1,228 |
| Net charge-offs | $-6,000 | 6,894 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,695,090 | 1,393 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 1,183 |
| Total interest expense | $1,593,000 | 1,070 |
| Net interest income | $4,607,000 | 1,207 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $1,440,000 | 938 |
| Gross Fiduciary activities income | $42,000 | 790 |
| Service charges on deposit accounts | $326,000 | 1,114 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,072,000 | 787 |
| Total noninterest expense | $4,712,000 | 1,061 |
| Salaries and employee benefits | $2,312,000 | 1,094 |
| Premises and equipment expense | $712,000 | 928 |
| Additional noninterest expense | $1,688,000 | 1,053 |
| Pre-tax net operating income | $1,035,000 | 1,394 |
| Securities gains (losses) | $172,000 | 386 |
| Applicable income taxes | $163,000 | 1,712 |
| Income before extraordinary items | $1,044,000 | 1,174 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,044,000 | 1,174 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,044,000 | 1,174 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $896,080 | 1,308 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $25,186,000 | 1,224 |
| Total interest expense | $7,573,000 | 1,092 |
| Net interest income | $17,613,000 | 1,278 |
| Provision for loan and lease losses | $1,850,000 | 2,181 |
| Total noninterest income | $5,134,000 | 1,076 |
| Gross Fiduciary activities income | $246,000 | 714 |
| Service charges on deposit accounts | $1,338,000 | 1,120 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,550,000 | 943 |
| Total noninterest expense | $16,989,000 | 1,192 |
| Salaries and employee benefits | $8,355,000 | 1,180 |
| Premises and equipment expense | $2,171,000 | 1,194 |
| Additional noninterest expense | $6,463,000 | 1,143 |
| Pre-tax net operating income | $3,908,000 | 1,287 |
| Securities gains (losses) | $1,375,000 | 370 |
| Applicable income taxes | $906,000 | 1,322 |
| Income before extraordinary items | $4,377,000 | 988 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,377,000 | 990 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,377,000 | 991 |
| Net charge-offs | $1,002,000 | 2,679 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,235,750 | 1,273 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,904,000 | 1,247 |
| Total interest expense | $5,831,000 | 1,097 |
| Net interest income | $13,073,000 | 1,297 |
| Provision for loan and lease losses | $1,200,000 | 2,269 |
| Total noninterest income | $3,527,000 | 1,122 |
| Gross Fiduciary activities income | $129,000 | 780 |
| Service charges on deposit accounts | $1,004,000 | 1,155 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,394,000 | 975 |
| Total noninterest expense | $12,062,000 | 1,239 |
| Salaries and employee benefits | $6,221,000 | 1,178 |
| Premises and equipment expense | $1,606,000 | 1,222 |
| Additional noninterest expense | $4,235,000 | 1,275 |
| Pre-tax net operating income | $3,338,000 | 1,189 |
| Securities gains (losses) | $828,000 | 483 |
| Applicable income taxes | $777,000 | 1,234 |
| Income before extraordinary items | $3,389,000 | 1,014 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,389,000 | 1,017 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,389,000 | 1,017 |
| Net charge-offs | $308,000 | 3,698 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,718,320 | 1,186 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,587,000 | 1,258 |
| Total interest expense | $3,969,000 | 1,130 |
| Net interest income | $8,618,000 | 1,317 |
| Provision for loan and lease losses | $800,000 | 2,179 |
| Total noninterest income | $2,215,000 | 1,146 |
| Gross Fiduciary activities income | $81,000 | 797 |
| Service charges on deposit accounts | $676,000 | 1,159 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,458,000 | 995 |
| Total noninterest expense | $8,091,000 | 1,229 |
| Salaries and employee benefits | $4,113,000 | 1,193 |
| Premises and equipment expense | $1,084,000 | 1,225 |
| Additional noninterest expense | $2,894,000 | 1,234 |
| Pre-tax net operating income | $1,942,000 | 1,335 |
| Securities gains (losses) | $359,000 | 614 |
| Applicable income taxes | $341,000 | 1,606 |
| Income before extraordinary items | $1,960,000 | 1,139 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,960,000 | 1,138 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,960,000 | 1,140 |
| Net charge-offs | $95,000 | 4,299 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,654,850 | 1,292 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,207,000 | 1,299 |
| Total interest expense | $2,006,000 | 1,179 |
| Net interest income | $4,201,000 | 1,363 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $1,066,000 | 1,166 |
| Gross Fiduciary activities income | $33,000 | 839 |
| Service charges on deposit accounts | $329,000 | 1,189 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $704,000 | 1,002 |
| Total noninterest expense | $3,986,000 | 1,256 |
| Salaries and employee benefits | $2,033,000 | 1,218 |
| Premises and equipment expense | $551,000 | 1,236 |
| Additional noninterest expense | $1,402,000 | 1,261 |
| Pre-tax net operating income | $881,000 | 1,487 |
| Securities gains (losses) | $12,000 | 1,679 |
| Applicable income taxes | $122,000 | 1,925 |
| Income before extraordinary items | $771,000 | 1,426 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $771,000 | 1,428 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $771,000 | 1,428 |
| Net charge-offs | $87,000 | 3,229 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $760,680 | 1,400 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $25,388,000 | 1,346 |
| Total interest expense | $9,272,000 | 1,283 |
| Net interest income | $16,116,000 | 1,371 |
| Provision for loan and lease losses | $2,344,000 | 2,275 |
| Total noninterest income | $4,551,000 | 1,187 |
| Gross Fiduciary activities income | $188,000 | 773 |
| Service charges on deposit accounts | $1,380,000 | 1,246 |
| Trading account gains and fees | $-7,000 | 7,956 |
| Additional Noninterest Income | $2,990,000 | 1,046 |
| Total noninterest expense | $14,488,000 | 1,411 |
| Salaries and employee benefits | $7,575,000 | 1,308 |
| Premises and equipment expense | $1,950,000 | 1,403 |
| Additional noninterest expense | $4,963,000 | 1,502 |
| Pre-tax net operating income | $3,835,000 | 1,076 |
| Securities gains (losses) | $759,000 | 637 |
| Applicable income taxes | $727,000 | 1,207 |
| Income before extraordinary items | $3,867,000 | 896 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,867,000 | 895 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,867,000 | 895 |
| Net charge-offs | $252,000 | 4,712 |
| Cash dividends | $859,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,229,440 | 1,042 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,947,000 | 1,377 |
| Total interest expense | $7,132,000 | 1,321 |
| Net interest income | $11,815,000 | 1,412 |
| Provision for loan and lease losses | $2,143,000 | 1,827 |
| Total noninterest income | $3,324,000 | 1,220 |
| Gross Fiduciary activities income | $161,000 | 737 |
| Service charges on deposit accounts | $1,018,000 | 1,269 |
| Trading account gains and fees | $-73,000 | 8,068 |
| Additional Noninterest Income | $2,218,000 | 1,076 |
| Total noninterest expense | $10,770,000 | 1,418 |
| Salaries and employee benefits | $5,653,000 | 1,342 |
| Premises and equipment expense | $1,444,000 | 1,426 |
| Additional noninterest expense | $3,673,000 | 1,473 |
| Pre-tax net operating income | $2,226,000 | 1,460 |
| Securities gains (losses) | $49,000 | 2,314 |
| Applicable income taxes | $158,000 | 2,526 |
| Income before extraordinary items | $2,117,000 | 1,263 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,117,000 | 1,262 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,117,000 | 1,263 |
| Net charge-offs | $256,000 | 3,929 |
| Cash dividends | $859,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,071,430 | 1,264 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,531,000 | 1,418 |
| Total interest expense | $4,835,000 | 1,372 |
| Net interest income | $7,696,000 | 1,452 |
| Provision for loan and lease losses | $420,000 | 3,197 |
| Total noninterest income | $2,209,000 | 1,241 |
| Gross Fiduciary activities income | $122,000 | 719 |
| Service charges on deposit accounts | $660,000 | 1,288 |
| Trading account gains and fees | $-63,000 | 8,160 |
| Additional Noninterest Income | $1,490,000 | 1,097 |
| Total noninterest expense | $7,004,000 | 1,485 |
| Salaries and employee benefits | $3,761,000 | 1,383 |
| Premises and equipment expense | $958,000 | 1,465 |
| Additional noninterest expense | $2,285,000 | 1,601 |
| Pre-tax net operating income | $2,481,000 | 921 |
| Securities gains (losses) | $-87,000 | 7,667 |
| Applicable income taxes | $402,000 | 1,262 |
| Income before extraordinary items | $1,992,000 | 956 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,992,000 | 956 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,992,000 | 956 |
| Net charge-offs | $188,000 | 3,498 |
| Cash dividends | $859,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,064,210 | 886 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,247,000 | 1,440 |
| Total interest expense | $2,420,000 | 1,423 |
| Net interest income | $3,827,000 | 1,454 |
| Provision for loan and lease losses | $231,000 | 2,655 |
| Total noninterest income | $1,022,000 | 1,258 |
| Gross Fiduciary activities income | $31,000 | 848 |
| Service charges on deposit accounts | $313,000 | 1,315 |
| Trading account gains and fees | $-23,000 | 8,187 |
| Additional Noninterest Income | $701,000 | 1,116 |
| Total noninterest expense | $3,358,000 | 1,493 |
| Salaries and employee benefits | $1,858,000 | 1,408 |
| Premises and equipment expense | $467,000 | 1,525 |
| Additional noninterest expense | $1,033,000 | 1,565 |
| Pre-tax net operating income | $1,260,000 | 1,012 |
| Securities gains (losses) | $18,000 | 1,721 |
| Applicable income taxes | $229,000 | 1,308 |
| Income before extraordinary items | $1,049,000 | 1,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,049,000 | 1,032 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,049,000 | 1,034 |
| Net charge-offs | $174,000 | 2,268 |
| Cash dividends | $429,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,034,240 | 970 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $26,386,000 | 1,476 |
| Total interest expense | $11,767,000 | 1,386 |
| Net interest income | $14,619,000 | 1,530 |
| Provision for loan and lease losses | $299,000 | 4,652 |
| Total noninterest income | $3,740,000 | 1,336 |
| Gross Fiduciary activities income | $165,000 | 814 |
| Service charges on deposit accounts | $1,310,000 | 1,367 |
| Trading account gains and fees | $-1,000 | 8,175 |
| Additional Noninterest Income | $2,266,000 | 1,193 |
| Total noninterest expense | $12,393,000 | 1,581 |
| Salaries and employee benefits | $7,027,000 | 1,469 |
| Premises and equipment expense | $1,468,000 | 1,871 |
| Additional noninterest expense | $3,898,000 | 1,590 |
| Pre-tax net operating income | $5,667,000 | 988 |
| Securities gains (losses) | $-159,000 | 7,309 |
| Applicable income taxes | $1,137,000 | 1,079 |
| Income before extraordinary items | $4,371,000 | 936 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,371,000 | 935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $1,716,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,496,610 | 986 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,815,000 | 1,510 |
| Total interest expense | $9,051,000 | 1,403 |
| Net interest income | $10,764,000 | 1,572 |
| Provision for loan and lease losses | $230,000 | 3,971 |
| Total noninterest income | $2,968,000 | 1,318 |
| Gross Fiduciary activities income | $122,000 | 817 |
| Service charges on deposit accounts | $973,000 | 1,397 |
| Trading account gains and fees | $-23,000 | 8,282 |
| Additional Noninterest Income | $1,896,000 | 1,152 |
| Total noninterest expense | $9,358,000 | 1,557 |
| Salaries and employee benefits | $5,249,000 | 1,504 |
| Premises and equipment expense | $1,086,000 | 1,881 |
| Additional noninterest expense | $3,023,000 | 1,474 |
| Pre-tax net operating income | $4,144,000 | 1,214 |
| Securities gains (losses) | $-15,000 | 7,383 |
| Applicable income taxes | $872,000 | 1,283 |
| Income before extraordinary items | $3,257,000 | 1,125 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,257,000 | 1,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,031 |
| Cash dividends | $1,287,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,268,850 | 1,205 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,177,000 | 1,537 |
| Total interest expense | $6,246,000 | 1,411 |
| Net interest income | $6,931,000 | 1,620 |
| Provision for loan and lease losses | $92,000 | 4,373 |
| Total noninterest income | $1,941,000 | 1,358 |
| Gross Fiduciary activities income | $83,000 | 829 |
| Service charges on deposit accounts | $636,000 | 1,404 |
| Trading account gains and fees | $-29,000 | 8,358 |
| Additional Noninterest Income | $1,251,000 | 1,206 |
| Total noninterest expense | $6,193,000 | 1,565 |
| Salaries and employee benefits | $3,474,000 | 1,522 |
| Premises and equipment expense | $682,000 | 1,987 |
| Additional noninterest expense | $2,037,000 | 1,441 |
| Pre-tax net operating income | $2,587,000 | 1,340 |
| Securities gains (losses) | $225,000 | 565 |
| Applicable income taxes | $604,000 | 1,385 |
| Income before extraordinary items | $2,208,000 | 1,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,208,000 | 1,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,987 |
| Cash dividends | $858,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,030,250 | 1,337 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 1,556 |
| Total interest expense | $3,346,000 | 1,410 |
| Net interest income | $3,351,000 | 1,660 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $938,000 | 1,397 |
| Gross Fiduciary activities income | $36,000 | 867 |
| Service charges on deposit accounts | $307,000 | 1,426 |
| Trading account gains and fees | $-49,000 | 8,428 |
| Additional Noninterest Income | $644,000 | 1,185 |
| Total noninterest expense | $3,032,000 | 1,601 |
| Salaries and employee benefits | $1,690,000 | 1,576 |
| Premises and equipment expense | $330,000 | 2,053 |
| Additional noninterest expense | $1,012,000 | 1,420 |
| Pre-tax net operating income | $1,257,000 | 1,473 |
| Securities gains (losses) | $83,000 | 805 |
| Applicable income taxes | $278,000 | 1,560 |
| Income before extraordinary items | $1,062,000 | 1,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,062,000 | 1,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $430,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $996,430 | 1,443 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,824,000 | 1,672 |
| Total interest expense | $13,203,000 | 1,520 |
| Net interest income | $12,621,000 | 1,789 |
| Provision for loan and lease losses | $178,000 | 4,102 |
| Total noninterest income | $4,035,000 | 1,293 |
| Gross Fiduciary activities income | $185,000 | 821 |
| Service charges on deposit accounts | $1,289,000 | 1,386 |
| Trading account gains and fees | $108,000 | 117 |
| Additional Noninterest Income | $2,453,000 | 1,180 |
| Total noninterest expense | $11,026,000 | 1,675 |
| Salaries and employee benefits | $6,140,000 | 1,634 |
| Premises and equipment expense | $1,325,000 | 1,973 |
| Additional noninterest expense | $3,561,000 | 1,561 |
| Pre-tax net operating income | $5,452,000 | 1,526 |
| Securities gains (losses) | $-23,000 | 7,791 |
| Applicable income taxes | $1,122,000 | 1,725 |
| Income before extraordinary items | $4,307,000 | 1,487 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,307,000 | 1,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,316 |
| Cash dividends | $3,037,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,325,170 | 1,461 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,079,000 | 1,695 |
| Total interest expense | $9,760,000 | 1,545 |
| Net interest income | $9,319,000 | 1,829 |
| Provision for loan and lease losses | $178,000 | 3,234 |
| Total noninterest income | $2,920,000 | 1,327 |
| Gross Fiduciary activities income | $124,000 | 837 |
| Service charges on deposit accounts | $959,000 | 1,378 |
| Trading account gains and fees | $57,000 | 132 |
| Additional Noninterest Income | $1,780,000 | 1,221 |
| Total noninterest expense | $8,296,000 | 1,652 |
| Salaries and employee benefits | $4,499,000 | 1,676 |
| Premises and equipment expense | $1,003,000 | 1,936 |
| Additional noninterest expense | $2,794,000 | 1,450 |
| Pre-tax net operating income | $3,765,000 | 1,760 |
| Securities gains (losses) | $-18,000 | 7,926 |
| Applicable income taxes | $753,000 | 1,983 |
| Income before extraordinary items | $2,994,000 | 1,700 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,994,000 | 1,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,269 |
| Cash dividends | $2,607,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,008,400 | 1,677 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,467,000 | 1,740 |
| Total interest expense | $6,355,000 | 1,590 |
| Net interest income | $6,112,000 | 1,884 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $1,812,000 | 1,426 |
| Gross Fiduciary activities income | $93,000 | 828 |
| Service charges on deposit accounts | $647,000 | 1,363 |
| Trading account gains and fees | $-81,000 | 8,578 |
| Additional Noninterest Income | $1,153,000 | 1,265 |
| Total noninterest expense | $5,492,000 | 1,678 |
| Salaries and employee benefits | $2,981,000 | 1,722 |
| Premises and equipment expense | $672,000 | 1,944 |
| Additional noninterest expense | $1,839,000 | 1,488 |
| Pre-tax net operating income | $2,362,000 | 1,895 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $465,000 | 2,174 |
| Income before extraordinary items | $1,901,000 | 1,821 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,901,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,604 |
| Cash dividends | $2,607,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,897,800 | 1,807 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,064,000 | 1,776 |
| Total interest expense | $3,105,000 | 1,606 |
| Net interest income | $2,959,000 | 1,953 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,140,000 | 1,184 |
| Gross Fiduciary activities income | $49,000 | 817 |
| Service charges on deposit accounts | $262,000 | 1,639 |
| Trading account gains and fees | $155,000 | 100 |
| Additional Noninterest Income | $674,000 | 1,106 |
| Total noninterest expense | $2,800,000 | 1,654 |
| Salaries and employee benefits | $1,497,000 | 1,738 |
| Premises and equipment expense | $349,000 | 1,885 |
| Additional noninterest expense | $954,000 | 1,406 |
| Pre-tax net operating income | $1,299,000 | 1,763 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $277,000 | 1,960 |
| Income before extraordinary items | $1,024,000 | 1,681 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,024,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,247 |
| Cash dividends | $407,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,022,420 | 1,672 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,995,000 | 1,680 |
| Total interest expense | $11,671,000 | 1,442 |
| Net interest income | $12,324,000 | 1,875 |
| Provision for loan and lease losses | $348,000 | 2,542 |
| Total noninterest income | $3,788,000 | 1,338 |
| Gross Fiduciary activities income | $149,000 | 869 |
| Service charges on deposit accounts | $1,119,000 | 1,583 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,520,000 | 1,130 |
| Total noninterest expense | $10,741,000 | 1,657 |
| Salaries and employee benefits | $5,862,000 | 1,668 |
| Premises and equipment expense | $1,393,000 | 1,811 |
| Additional noninterest expense | $3,486,000 | 1,514 |
| Pre-tax net operating income | $5,023,000 | 1,870 |
| Securities gains (losses) | $190,000 | 395 |
| Applicable income taxes | $1,071,000 | 2,100 |
| Income before extraordinary items | $4,142,000 | 1,732 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,142,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,250 |
| Cash dividends | $2,531,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,991,900 | 1,773 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,732,000 | 1,690 |
| Total interest expense | $8,535,000 | 1,433 |
| Net interest income | $9,197,000 | 1,907 |
| Provision for loan and lease losses | $348,000 | 1,913 |
| Total noninterest income | $2,814,000 | 1,371 |
| Gross Fiduciary activities income | $99,000 | 880 |
| Service charges on deposit accounts | $834,000 | 1,597 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,881,000 | 1,147 |
| Total noninterest expense | $8,210,000 | 1,632 |
| Salaries and employee benefits | $4,399,000 | 1,675 |
| Premises and equipment expense | $1,084,000 | 1,756 |
| Additional noninterest expense | $2,727,000 | 1,451 |
| Pre-tax net operating income | $3,453,000 | 2,090 |
| Securities gains (losses) | $110,000 | 421 |
| Applicable income taxes | $670,000 | 2,436 |
| Income before extraordinary items | $2,893,000 | 1,894 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,893,000 | 1,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,508 |
| Cash dividends | $2,122,000 | 1,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,803,900 | 1,929 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,666,000 | 1,674 |
| Total interest expense | $5,533,000 | 1,395 |
| Net interest income | $6,133,000 | 1,901 |
| Provision for loan and lease losses | $195,000 | 2,161 |
| Total noninterest income | $1,876,000 | 1,372 |
| Gross Fiduciary activities income | $67,000 | 887 |
| Service charges on deposit accounts | $535,000 | 1,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,274,000 | 1,129 |
| Total noninterest expense | $5,588,000 | 1,608 |
| Salaries and employee benefits | $2,975,000 | 1,664 |
| Premises and equipment expense | $722,000 | 1,756 |
| Additional noninterest expense | $1,891,000 | 1,407 |
| Pre-tax net operating income | $2,226,000 | 2,135 |
| Securities gains (losses) | $47,000 | 466 |
| Applicable income taxes | $400,000 | 2,617 |
| Income before extraordinary items | $1,873,000 | 1,944 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,873,000 | 1,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,225 |
| Cash dividends | $750,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,834,460 | 1,968 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,690,000 | 1,674 |
| Total interest expense | $2,722,000 | 1,356 |
| Net interest income | $2,968,000 | 1,959 |
| Provision for loan and lease losses | $92,000 | 2,109 |
| Total noninterest income | $940,000 | 1,342 |
| Gross Fiduciary activities income | $31,000 | 911 |
| Service charges on deposit accounts | $257,000 | 1,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $652,000 | 1,099 |
| Total noninterest expense | $2,815,000 | 1,596 |
| Salaries and employee benefits | $1,500,000 | 1,661 |
| Premises and equipment expense | $370,000 | 1,730 |
| Additional noninterest expense | $945,000 | 1,397 |
| Pre-tax net operating income | $1,001,000 | 2,273 |
| Securities gains (losses) | $23,000 | 452 |
| Applicable income taxes | $155,000 | 2,991 |
| Income before extraordinary items | $869,000 | 2,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $869,000 | 2,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $375,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $849,450 | 2,063 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,339,000 | 1,578 |
| Total interest expense | $9,762,000 | 1,154 |
| Net interest income | $11,577,000 | 1,912 |
| Provision for loan and lease losses | $384,000 | 2,351 |
| Total noninterest income | $3,851,000 | 1,320 |
| Gross Fiduciary activities income | $114,000 | 923 |
| Service charges on deposit accounts | $1,111,000 | 1,567 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,626,000 | 1,126 |
| Total noninterest expense | $10,696,000 | 1,601 |
| Salaries and employee benefits | $5,641,000 | 1,664 |
| Premises and equipment expense | $1,363,000 | 1,775 |
| Additional noninterest expense | $3,692,000 | 1,386 |
| Pre-tax net operating income | $4,348,000 | 2,088 |
| Securities gains (losses) | $329,000 | 385 |
| Applicable income taxes | $787,000 | 2,625 |
| Income before extraordinary items | $3,890,000 | 1,778 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,890,000 | 1,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $1,217,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,616,930 | 1,875 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,733,000 | 1,562 |
| Total interest expense | $7,109,000 | 1,118 |
| Net interest income | $8,624,000 | 1,905 |
| Provision for loan and lease losses | $346,000 | 1,964 |
| Total noninterest income | $2,961,000 | 1,309 |
| Gross Fiduciary activities income | $77,000 | 925 |
| Service charges on deposit accounts | $836,000 | 1,548 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,048,000 | 1,100 |
| Total noninterest expense | $8,130,000 | 1,569 |
| Salaries and employee benefits | $4,287,000 | 1,620 |
| Premises and equipment expense | $1,030,000 | 1,756 |
| Additional noninterest expense | $2,813,000 | 1,352 |
| Pre-tax net operating income | $3,109,000 | 2,172 |
| Securities gains (losses) | $329,000 | 364 |
| Applicable income taxes | $563,000 | 2,746 |
| Income before extraordinary items | $2,875,000 | 1,821 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,875,000 | 1,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,238 |
| Cash dividends | $839,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,598,640 | 1,962 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,233,000 | 1,553 |
| Total interest expense | $4,577,000 | 1,091 |
| Net interest income | $5,656,000 | 1,911 |
| Provision for loan and lease losses | $232,000 | 1,915 |
| Total noninterest income | $1,813,000 | 1,374 |
| Gross Fiduciary activities income | $55,000 | 925 |
| Service charges on deposit accounts | $548,000 | 1,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,210,000 | 1,171 |
| Total noninterest expense | $5,386,000 | 1,572 |
| Salaries and employee benefits | $2,853,000 | 1,620 |
| Premises and equipment expense | $675,000 | 1,773 |
| Additional noninterest expense | $1,858,000 | 1,342 |
| Pre-tax net operating income | $1,851,000 | 2,322 |
| Securities gains (losses) | $162,000 | 450 |
| Applicable income taxes | $276,000 | 3,245 |
| Income before extraordinary items | $1,737,000 | 1,962 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,737,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,991 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,597,680 | 2,085 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 1,564 |
| Total interest expense | $2,209,000 | 1,068 |
| Net interest income | $2,789,000 | 1,929 |
| Provision for loan and lease losses | $115,000 | 1,851 |
| Total noninterest income | $891,000 | 1,372 |
| Gross Fiduciary activities income | $24,000 | 954 |
| Service charges on deposit accounts | $263,000 | 1,543 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $604,000 | 1,168 |
| Total noninterest expense | $2,717,000 | 1,558 |
| Salaries and employee benefits | $1,455,000 | 1,586 |
| Premises and equipment expense | $339,000 | 1,773 |
| Additional noninterest expense | $923,000 | 1,342 |
| Pre-tax net operating income | $848,000 | 2,454 |
| Securities gains (losses) | $115,000 | 346 |
| Applicable income taxes | $121,000 | 3,455 |
| Income before extraordinary items | $842,000 | 1,995 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $842,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,145 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $741,950 | 2,185 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,036,000 | 1,523 |
| Total interest expense | $7,973,000 | 1,017 |
| Net interest income | $11,063,000 | 1,826 |
| Provision for loan and lease losses | $281,000 | 3,046 |
| Total noninterest income | $3,574,000 | 1,399 |
| Gross Fiduciary activities income | $82,000 | 970 |
| Service charges on deposit accounts | $1,156,000 | 1,518 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,336,000 | 1,191 |
| Total noninterest expense | $10,051,000 | 1,611 |
| Salaries and employee benefits | $5,446,000 | 1,617 |
| Premises and equipment expense | $1,252,000 | 1,835 |
| Additional noninterest expense | $3,353,000 | 1,481 |
| Pre-tax net operating income | $4,305,000 | 1,926 |
| Securities gains (losses) | $1,006,000 | 283 |
| Applicable income taxes | $1,052,000 | 2,068 |
| Income before extraordinary items | $4,259,000 | 1,514 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,259,000 | 1,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,694 |
| Cash dividends | $1,500,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,454,200 | 1,794 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,995,000 | 1,531 |
| Total interest expense | $5,865,000 | 1,014 |
| Net interest income | $8,130,000 | 1,854 |
| Provision for loan and lease losses | $251,000 | 2,563 |
| Total noninterest income | $2,746,000 | 1,387 |
| Gross Fiduciary activities income | $57,000 | 990 |
| Service charges on deposit accounts | $868,000 | 1,535 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,821,000 | 1,164 |
| Total noninterest expense | $7,678,000 | 1,581 |
| Salaries and employee benefits | $4,063,000 | 1,634 |
| Premises and equipment expense | $990,000 | 1,755 |
| Additional noninterest expense | $2,625,000 | 1,408 |
| Pre-tax net operating income | $2,947,000 | 2,103 |
| Securities gains (losses) | $953,000 | 280 |
| Applicable income taxes | $757,000 | 2,192 |
| Income before extraordinary items | $3,143,000 | 1,543 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,143,000 | 1,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,399 |
| Cash dividends | $1,000,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,371,070 | 1,933 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,171,000 | 1,542 |
| Total interest expense | $3,859,000 | 1,010 |
| Net interest income | $5,312,000 | 1,879 |
| Provision for loan and lease losses | $221,000 | 2,032 |
| Total noninterest income | $1,757,000 | 1,413 |
| Gross Fiduciary activities income | $34,000 | 1,021 |
| Service charges on deposit accounts | $562,000 | 1,565 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,161,000 | 1,195 |
| Total noninterest expense | $5,131,000 | 1,583 |
| Salaries and employee benefits | $2,712,000 | 1,631 |
| Premises and equipment expense | $666,000 | 1,734 |
| Additional noninterest expense | $1,753,000 | 1,381 |
| Pre-tax net operating income | $1,717,000 | 2,312 |
| Securities gains (losses) | $775,000 | 262 |
| Applicable income taxes | $488,000 | 2,244 |
| Income before extraordinary items | $2,004,000 | 1,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,004,000 | 1,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,184 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,384,000 | 2,160 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 1,550 |
| Total interest expense | $1,919,000 | 1,034 |
| Net interest income | $2,622,000 | 1,902 |
| Provision for loan and lease losses | $126,000 | 1,733 |
| Total noninterest income | $882,000 | 1,386 |
| Gross Fiduciary activities income | $16,000 | 1,031 |
| Service charges on deposit accounts | $265,000 | 1,608 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $601,000 | 1,144 |
| Total noninterest expense | $2,614,000 | 1,551 |
| Salaries and employee benefits | $1,374,000 | 1,624 |
| Premises and equipment expense | $334,000 | 1,742 |
| Additional noninterest expense | $906,000 | 1,336 |
| Pre-tax net operating income | $764,000 | 2,516 |
| Securities gains (losses) | $773,000 | 198 |
| Applicable income taxes | $353,000 | 1,714 |
| Income before extraordinary items | $1,184,000 | 1,357 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,184,000 | 1,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $588,790 | 2,461 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,335,000 | 1,569 |
| Total interest expense | $7,712,000 | 1,165 |
| Net interest income | $10,623,000 | 1,842 |
| Provision for loan and lease losses | $784,000 | 1,482 |
| Total noninterest income | $3,798,000 | 1,402 |
| Gross Fiduciary activities income | $81,000 | 1,000 |
| Service charges on deposit accounts | $1,047,000 | 1,643 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,670,000 | 1,176 |
| Total noninterest expense | $9,548,000 | 1,676 |
| Salaries and employee benefits | $4,919,000 | 1,746 |
| Premises and equipment expense | $1,123,000 | 2,035 |
| Additional noninterest expense | $3,506,000 | 1,397 |
| Pre-tax net operating income | $4,089,000 | 1,943 |
| Securities gains (losses) | $1,407,000 | 374 |
| Applicable income taxes | $1,032,000 | 2,131 |
| Income before extraordinary items | $4,464,000 | 1,414 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,464,000 | 1,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $853,000 | 1,037 |
| Cash dividends | $1,500,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,324,330 | 1,784 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,747,000 | 1,597 |
| Total interest expense | $5,816,000 | 1,201 |
| Net interest income | $7,931,000 | 1,864 |
| Provision for loan and lease losses | $593,000 | 1,429 |
| Total noninterest income | $3,023,000 | 1,362 |
| Gross Fiduciary activities income | $57,000 | 1,010 |
| Service charges on deposit accounts | $782,000 | 1,651 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,184,000 | 1,156 |
| Total noninterest expense | $6,956,000 | 1,732 |
| Salaries and employee benefits | $3,689,000 | 1,757 |
| Premises and equipment expense | $831,000 | 2,072 |
| Additional noninterest expense | $2,436,000 | 1,508 |
| Pre-tax net operating income | $3,405,000 | 1,834 |
| Securities gains (losses) | $1,182,000 | 397 |
| Applicable income taxes | $911,000 | 1,998 |
| Income before extraordinary items | $3,676,000 | 1,352 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,676,000 | 1,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $774,000 | 824 |
| Cash dividends | $1,000,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,730,400 | 1,672 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,143,000 | 1,609 |
| Total interest expense | $3,901,000 | 1,228 |
| Net interest income | $5,242,000 | 1,867 |
| Provision for loan and lease losses | $402,000 | 1,381 |
| Total noninterest income | $1,948,000 | 1,390 |
| Gross Fiduciary activities income | $34,000 | 1,032 |
| Service charges on deposit accounts | $513,000 | 1,644 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,401,000 | 1,193 |
| Total noninterest expense | $4,560,000 | 1,749 |
| Salaries and employee benefits | $2,427,000 | 1,770 |
| Premises and equipment expense | $545,000 | 2,092 |
| Additional noninterest expense | $1,588,000 | 1,532 |
| Pre-tax net operating income | $2,228,000 | 1,858 |
| Securities gains (losses) | $932,000 | 382 |
| Applicable income taxes | $640,000 | 1,956 |
| Income before extraordinary items | $2,520,000 | 1,309 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,520,000 | 1,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,374 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,774,400 | 1,693 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,578,000 | 1,618 |
| Total interest expense | $1,948,000 | 1,254 |
| Net interest income | $2,630,000 | 1,854 |
| Provision for loan and lease losses | $201,000 | 1,355 |
| Total noninterest income | $934,000 | 1,402 |
| Gross Fiduciary activities income | $17,000 | 1,042 |
| Service charges on deposit accounts | $250,000 | 1,634 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $667,000 | 1,202 |
| Total noninterest expense | $2,229,000 | 1,767 |
| Salaries and employee benefits | $1,204,000 | 1,770 |
| Premises and equipment expense | $269,000 | 2,118 |
| Additional noninterest expense | $756,000 | 1,565 |
| Pre-tax net operating income | $1,134,000 | 1,832 |
| Securities gains (losses) | $591,000 | 312 |
| Applicable income taxes | $383,000 | 1,687 |
| Income before extraordinary items | $1,342,000 | 1,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,342,000 | 1,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,497 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $881,020 | 1,688 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,506,000 | 1,580 |
| Total interest expense | $8,687,000 | 1,285 |
| Net interest income | $10,819,000 | 1,792 |
| Provision for loan and lease losses | $984,000 | 1,378 |
| Total noninterest income | $3,301,000 | 1,453 |
| Gross Fiduciary activities income | $92,000 | 1,010 |
| Service charges on deposit accounts | $906,000 | 1,775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,303,000 | 1,189 |
| Total noninterest expense | $8,197,000 | 1,845 |
| Salaries and employee benefits | $4,408,000 | 1,826 |
| Premises and equipment expense | $921,000 | 2,353 |
| Additional noninterest expense | $2,868,000 | 1,639 |
| Pre-tax net operating income | $4,939,000 | 1,650 |
| Securities gains (losses) | $513,000 | 645 |
| Applicable income taxes | $1,143,000 | 1,999 |
| Income before extraordinary items | $4,309,000 | 1,440 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,309,000 | 1,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,643 |
| Cash dividends | $2,550,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,903,730 | 1,511 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,347,000 | 1,672 |
| Total interest expense | $9,911,000 | 1,635 |
| Net interest income | $10,436,000 | 1,721 |
| Provision for loan and lease losses | $778,000 | 1,537 |
| Total noninterest income | $2,363,000 | 1,770 |
| Gross Fiduciary activities income | $98,000 | 1,002 |
| Service charges on deposit accounts | $607,000 | 2,412 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,658,000 | 1,422 |
| Total noninterest expense | $7,538,000 | 1,913 |
| Salaries and employee benefits | $4,105,000 | 1,823 |
| Premises and equipment expense | $892,000 | 2,391 |
| Additional noninterest expense | $2,541,000 | 1,804 |
| Pre-tax net operating income | $4,483,000 | 1,601 |
| Securities gains (losses) | $296,000 | 907 |
| Applicable income taxes | $1,144,000 | 1,892 |
| Income before extraordinary items | $3,635,000 | 1,480 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,635,000 | 1,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $473,000 | 1,618 |
| Cash dividends | $1,750,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,410,040 | 1,494 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,310,000 | 1,787 |
| Total interest expense | $9,797,000 | 1,753 |
| Net interest income | $9,513,000 | 1,856 |
| Provision for loan and lease losses | $410,000 | 2,238 |
| Total noninterest income | $1,800,000 | 2,031 |
| Gross Fiduciary activities income | $120,000 | 901 |
| Service charges on deposit accounts | $568,000 | 2,406 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,112,000 | 1,738 |
| Total noninterest expense | $6,878,000 | 2,011 |
| Salaries and employee benefits | $3,738,000 | 1,923 |
| Premises and equipment expense | $794,000 | 2,588 |
| Additional noninterest expense | $2,346,000 | 1,876 |
| Pre-tax net operating income | $4,025,000 | 1,814 |
| Securities gains (losses) | $-24,000 | 8,832 |
| Applicable income taxes | $997,000 | 2,129 |
| Income before extraordinary items | $3,004,000 | 1,755 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,004,000 | 1,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,659 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 356 |
| Net operating income | $3,022,000 | 1,737 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,396,000 | 1,979 |
| Total interest expense | $7,822,000 | 1,919 |
| Net interest income | $8,574,000 | 2,063 |
| Provision for loan and lease losses | $346,000 | 2,381 |
| Total noninterest income | $1,598,000 | 2,204 |
| Gross Fiduciary activities income | $125,000 | 954 |
| Service charges on deposit accounts | $480,000 | 2,729 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $993,000 | 1,881 |
| Total noninterest expense | $6,149,000 | 2,227 |
| Salaries and employee benefits | $3,387,000 | 2,072 |
| Premises and equipment expense | $686,000 | 2,912 |
| Additional noninterest expense | $2,076,000 | 2,095 |
| Pre-tax net operating income | $3,677,000 | 1,996 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $901,000 | 2,389 |
| Income before extraordinary items | $2,777,000 | 1,914 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,777,000 | 1,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,198 |
| Cash dividends | $510,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,776,240 | 1,883 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,913,000 | 2,194 |
| Total interest expense | $6,924,000 | 2,188 |
| Net interest income | $7,989,000 | 2,135 |
| Provision for loan and lease losses | $492,000 | 1,743 |
| Total noninterest income | $1,397,000 | 2,396 |
| Gross Fiduciary activities income | $96,000 | 1,019 |
| Service charges on deposit accounts | $431,000 | 2,930 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $870,000 | 2,052 |
| Total noninterest expense | $5,525,000 | 2,368 |
| Salaries and employee benefits | $3,136,000 | 2,160 |
| Premises and equipment expense | $541,000 | 3,475 |
| Additional noninterest expense | $1,848,000 | 2,264 |
| Pre-tax net operating income | $3,369,000 | 2,139 |
| Securities gains (losses) | $79,000 | 1,432 |
| Applicable income taxes | $885,000 | 2,527 |
| Income before extraordinary items | $2,563,000 | 2,038 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,563,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,914 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,504,540 | 2,011 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,026,000 | 2,717 |
| Total interest expense | $5,769,000 | 2,593 |
| Net interest income | $6,257,000 | 2,791 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $824,000 | 3,505 |
| Gross Fiduciary activities income | $73,000 | 1,110 |
| Service charges on deposit accounts | $385,000 | 3,331 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $366,000 | 3,487 |
| Total noninterest expense | $4,072,000 | 3,119 |
| Salaries and employee benefits | $2,306,000 | 2,873 |
| Premises and equipment expense | $408,000 | 4,385 |
| Additional noninterest expense | $1,358,000 | 2,989 |
| Pre-tax net operating income | $2,849,000 | 2,600 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $763,000 | 3,033 |
| Income before extraordinary items | $2,086,000 | 2,492 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,086,000 | 2,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $971,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 475 |
| Net operating income | $2,086,000 | 2,433 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,616,000 | 3,093 |
| Total interest expense | $4,907,000 | 3,057 |
| Net interest income | $5,709,000 | 3,097 |
| Provision for loan and lease losses | $118,000 | 4,759 |
| Total noninterest income | $577,000 | 4,689 |
| Gross Fiduciary activities income | $38,000 | 1,282 |
| Service charges on deposit accounts | $333,000 | 3,919 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $206,000 | 5,078 |
| Total noninterest expense | $3,474,000 | 3,795 |
| Salaries and employee benefits | $2,014,000 | 3,316 |
| Premises and equipment expense | $359,000 | 4,932 |
| Additional noninterest expense | $1,101,000 | 4,053 |
| Pre-tax net operating income | $2,694,000 | 2,595 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $783,000 | 2,902 |
| Income before extraordinary items | $1,912,000 | 2,542 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,912,000 | 2,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $761,000 | 2,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,911,290 | 2,502 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,016,000 | 3,279 |
| Total interest expense | $4,766,000 | 3,152 |
| Net interest income | $5,250,000 | 3,376 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $505,000 | 5,142 |
| Gross Fiduciary activities income | $6,000 | 1,507 |
| Service charges on deposit accounts | $291,000 | 4,406 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $208,000 | 5,016 |
| Total noninterest expense | $3,326,000 | 3,929 |
| Salaries and employee benefits | $1,926,000 | 3,422 |
| Premises and equipment expense | $320,000 | 5,351 |
| Additional noninterest expense | $1,080,000 | 4,090 |
| Pre-tax net operating income | $2,345,000 | 3,031 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $653,000 | 3,432 |
| Income before extraordinary items | $1,692,000 | 2,911 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,692,000 | 2,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $681,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,692,000 | 2,872 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,370,000 | 3,585 |
| Total interest expense | $3,560,000 | 3,401 |
| Net interest income | $4,810,000 | 3,688 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $458,000 | 5,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,349 |
| Total noninterest expense | $3,151,000 | 4,231 |
| Salaries and employee benefits | $1,810,000 | 3,597 |
| Premises and equipment expense | $280,000 | 6,002 |
| Additional noninterest expense | $1,061,000 | 4,484 |
| Pre-tax net operating income | $2,057,000 | 3,348 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $584,000 | 3,592 |
| Income before extraordinary items | $1,473,000 | 3,225 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,473,000 | 3,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $579,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,473,000 | 3,258 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,652,000 | 3,978 |
| Total interest expense | $3,174,000 | 3,928 |
| Net interest income | $4,478,000 | 3,959 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $446,000 | 6,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 5,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,682 |
| Total noninterest expense | $2,916,000 | 4,631 |
| Salaries and employee benefits | $1,631,000 | 3,959 |
| Premises and equipment expense | $257,000 | 6,565 |
| Additional noninterest expense | $1,028,000 | 4,799 |
| Pre-tax net operating income | $1,918,000 | 3,446 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $542,000 | 3,908 |
| Income before extraordinary items | $1,373,000 | 3,518 |
| Extraordinary gains, net | $67,000 | 1,943 |
| Net income | $1,440,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,927 |
| Cash dividends | $432,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,375,160 | 3,313 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,674,000 | 4,457 |
| Total interest expense | $3,445,000 | 4,598 |
| Net interest income | $4,229,000 | 4,226 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $377,000 | 6,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,572 |
| Total noninterest expense | $2,561,000 | 5,198 |
| Salaries and employee benefits | $1,414,000 | 4,457 |
| Premises and equipment expense | $192,000 | 8,030 |
| Additional noninterest expense | $955,000 | 5,247 |
| Pre-tax net operating income | $1,805,000 | 3,420 |
| Securities gains (losses) | $110,000 | 2,851 |
| Applicable income taxes | $501,000 | 3,994 |
| Income before extraordinary items | $1,414,000 | 3,244 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,414,000 | 3,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $356,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,332,600 | 3,196 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.