Home > Kirkwood Bank & Trust Co. > Income and Expense

Kirkwood Bank & Trust Co., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$12,970,0002,494
Total interest expense$3,788,0002,340
Net interest income$9,182,0002,495
Provision for loan and lease losses$03,275
Total noninterest income$2,150,0001,934
Gross Fiduciary activities income$655,000566
Service charges on deposit accounts$85,0003,485
Trading account gains and feesNANA
Additional Noninterest Income$1,410,0001,947
Total noninterest expense$7,938,0002,344
Salaries and employee benefits$5,128,0002,160
Premises and equipment expense$1,001,0002,027
Additional noninterest expense$1,410,0001,947
Pre-tax net operating income$3,394,0002,366
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$3,394,0002,175
Extraordinary gains, net$054
Net income$3,394,0002,199
Minority interest net income$088
Net income of bank and minority interests.$3,394,0002,178
Net charge-offs$02,884
Cash dividends$3,388,0001,086
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,394,0002,204
2023-09-30 (YTD Data)Rank
Total interest income$9,412,0002,501
Total interest expense$2,486,0002,392
Net interest income$6,926,0002,503
Provision for loan and lease losses$03,085
Total noninterest income$1,689,0001,885
Gross Fiduciary activities income$490,000560
Service charges on deposit accounts$63,0003,520
Trading account gains and feesNANA
Additional Noninterest Income$1,136,0001,867
Total noninterest expense$6,028,0002,317
Salaries and employee benefits$3,934,0002,116
Premises and equipment expense$780,0001,990
Additional noninterest expense$1,136,0001,867
Pre-tax net operating income$2,587,0002,410
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$2,587,0002,221
Extraordinary gains, net$052
Net income$2,587,0002,243
Minority interest net income$081
Net income of bank and minority interests.$2,587,0002,223
Net charge-offs$-1,0003,402
Cash dividends$2,529,000997
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,587,0002,244
2023-06-30 (YTD Data)Rank
Total interest income$6,046,0002,524
Total interest expense$1,435,0002,398
Net interest income$4,611,0002,528
Provision for loan and lease losses$02,940
Total noninterest income$1,147,0001,810
Gross Fiduciary activities income$327,000555
Service charges on deposit accounts$40,0003,545
Trading account gains and feesNANA
Additional Noninterest Income$780,0001,769
Total noninterest expense$4,068,0002,288
Salaries and employee benefits$2,654,0002,104
Premises and equipment expense$547,0001,909
Additional noninterest expense$780,0001,767
Pre-tax net operating income$1,690,0002,461
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$1,690,0002,254
Extraordinary gains, net$051
Net income$1,690,0002,281
Minority interest net income$081
Net income of bank and minority interests.$1,690,0002,254
Net charge-offs$-1,0003,356
Cash dividends$1,479,0001,109
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,690,0002,272
2023-03-31 (YTD Data)Rank
Total interest income$2,917,0002,553
Total interest expense$548,0002,544
Net interest income$2,369,0002,511
Provision for loan and lease losses$02,612
Total noninterest income$641,0001,718
Gross Fiduciary activities income$157,000579
Service charges on deposit accounts$18,0003,640
Trading account gains and feesNANA
Additional Noninterest Income$466,0001,579
Total noninterest expense$2,062,0002,298
Salaries and employee benefits$1,349,0002,112
Premises and equipment expense$285,0001,879
Additional noninterest expense$466,0001,579
Pre-tax net operating income$948,0002,361
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$948,0002,167
Extraordinary gains, net$04
Net income$948,0002,167
Minority interest net income$048
Net income of bank and minority interests.$948,0002,167
Net charge-offs$-1,0003,238
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$948,0002,187
2022-12-31 (YTD Data)Rank
Total interest income$9,727,0002,559
Total interest expense$880,0002,588
Net interest income$8,847,0002,539
Provision for loan and lease losses$03,012
Total noninterest income$2,508,0001,813
Gross Fiduciary activities income$673,000578
Service charges on deposit accounts$72,0003,708
Trading account gains and feesNANA
Additional Noninterest Income$1,763,0001,743
Total noninterest expense$7,796,0002,337
Salaries and employee benefits$5,050,0002,163
Premises and equipment expense$983,0002,025
Additional noninterest expense$1,763,0001,743
Pre-tax net operating income$3,559,0002,444
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$3,559,0002,247
Extraordinary gains, net$05
Net income$3,559,0002,246
Minority interest net income$063
Net income of bank and minority interests.$3,559,0002,246
Net charge-offs$-1,0003,246
Cash dividends$1,869,0001,577
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,559,0002,276
2022-09-30 (YTD Data)Rank
Total interest income$6,829,0002,597
Total interest expense$566,0002,501
Net interest income$6,263,0002,590
Provision for loan and lease losses$02,835
Total noninterest income$1,919,0001,808
Gross Fiduciary activities income$518,000579
Service charges on deposit accounts$61,0003,641
Trading account gains and feesNANA
Additional Noninterest Income$1,340,0001,752
Total noninterest expense$5,787,0002,344
Salaries and employee benefits$3,794,0002,162
Premises and equipment expense$708,0002,090
Additional noninterest expense$1,340,0001,752
Pre-tax net operating income$2,395,0002,574
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$2,395,0002,353
Extraordinary gains, net$04
Net income$2,395,0002,352
Minority interest net income$057
Net income of bank and minority interests.$2,395,0002,352
Net charge-offs$-2,0003,205
Cash dividends$1,326,0001,434
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,395,0002,389
2022-06-30 (YTD Data)Rank
Total interest income$4,240,0002,675
Total interest expense$349,0002,457
Net interest income$3,891,0002,671
Provision for loan and lease losses$02,599
Total noninterest income$1,274,0001,799
Gross Fiduciary activities income$342,000543
Service charges on deposit accounts$39,0003,710
Trading account gains and feesNANA
Additional Noninterest Income$893,0001,793
Total noninterest expense$3,856,0002,333
Salaries and employee benefits$2,558,0002,144
Premises and equipment expense$461,0002,112
Additional noninterest expense$837,0002,909
Pre-tax net operating income$1,309,0002,717
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,309,0002,520
Extraordinary gains, net$04
Net income$1,309,0002,519
Minority interest net income$060
Net income of bank and minority interests.$1,309,0002,520
Net charge-offs$-2,0003,158
Cash dividends$1,026,0001,306
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,309,0002,549
2022-03-31 (YTD Data)Rank
Total interest income$2,011,0002,706
Total interest expense$179,0002,380
Net interest income$1,832,0002,719
Provision for loan and lease losses$02,285
Total noninterest income$660,0001,770
Gross Fiduciary activities income$172,000543
Service charges on deposit accounts$19,0003,727
Trading account gains and feesNANA
Additional Noninterest Income$469,0001,735
Total noninterest expense$1,928,0002,339
Salaries and employee benefits$1,288,0002,139
Premises and equipment expense$233,0002,121
Additional noninterest expense$407,0002,935
Pre-tax net operating income$564,0002,778
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$564,0002,614
Extraordinary gains, net$04
Net income$564,0002,611
Minority interest net income$050
Net income of bank and minority interests.$564,0002,614
Net charge-offs$-1,0003,005
Cash dividends$800,000877
Sale, conversion, retirement of capital stock, net$0453
Net operating income$564,0002,637
2021-12-31 (YTD Data)Rank
Total interest income$8,849,0002,653
Total interest expense$896,0002,376
Net interest income$7,953,0002,662
Provision for loan and lease losses$03,064
Total noninterest income$3,659,0001,594
Gross Fiduciary activities income$682,000539
Service charges on deposit accounts$80,0003,658
Trading account gains and feesNANA
Additional Noninterest Income$2,897,0001,521
Total noninterest expense$7,854,0002,312
Salaries and employee benefits$5,262,0002,106
Premises and equipment expense$913,0002,146
Additional noninterest expense$1,679,0002,906
Pre-tax net operating income$3,758,0002,408
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$3,758,0002,256
Extraordinary gains, net$010
Net income$3,758,0002,257
Minority interest net income$074
Net income of bank and minority interests.$3,758,0002,257
Net charge-offs$12,0002,234
Cash dividends$2,215,0001,431
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,758,0002,226
2021-09-30 (YTD Data)Rank
Total interest income$6,748,0002,674
Total interest expense$694,0002,417
Net interest income$6,054,0002,686
Provision for loan and lease losses$02,963
Total noninterest income$2,908,0001,587
Gross Fiduciary activities income$504,000533
Service charges on deposit accounts$51,0003,834
Trading account gains and feesNANA
Additional Noninterest Income$2,353,0001,496
Total noninterest expense$5,928,0002,313
Salaries and employee benefits$4,038,0002,082
Premises and equipment expense$678,0002,188
Additional noninterest expense$1,212,0002,973
Pre-tax net operating income$3,034,0002,412
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,034,0002,230
Extraordinary gains, net$08
Net income$3,034,0002,229
Minority interest net income$069
Net income of bank and minority interests.$3,034,0002,230
Net charge-offs$02,463
Cash dividends$1,000,0001,730
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,034,0002,202
2021-06-30 (YTD Data)Rank
Total interest income$4,359,0002,727
Total interest expense$477,0002,440
Net interest income$3,882,0002,735
Provision for loan and lease losses$02,862
Total noninterest income$2,010,0001,522
Gross Fiduciary activities income$332,000538
Service charges on deposit accounts$38,0003,721
Trading account gains and feesNANA
Additional Noninterest Income$1,640,0001,436
Total noninterest expense$3,972,0002,305
Salaries and employee benefits$2,694,0002,075
Premises and equipment expense$445,0002,199
Additional noninterest expense$833,0002,904
Pre-tax net operating income$1,920,0002,452
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$1,920,0002,278
Extraordinary gains, net$06
Net income$1,920,0002,276
Minority interest net income$067
Net income of bank and minority interests.$1,920,0002,278
Net charge-offs$02,245
Cash dividends$1,000,0001,368
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,920,0002,246
2021-03-31 (YTD Data)Rank
Total interest income$2,135,0002,746
Total interest expense$247,0002,463
Net interest income$1,888,0002,755
Provision for loan and lease losses$02,741
Total noninterest income$1,031,0001,488
Gross Fiduciary activities income$160,000539
Service charges on deposit accounts$20,0003,668
Trading account gains and feesNANA
Additional Noninterest Income$851,0001,411
Total noninterest expense$1,987,0002,278
Salaries and employee benefits$1,344,0002,066
Premises and equipment expense$221,0002,226
Additional noninterest expense$422,0002,843
Pre-tax net operating income$932,0002,467
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$932,0002,313
Extraordinary gains, net$03
Net income$932,0002,312
Minority interest net income$055
Net income of bank and minority interests.$932,0002,313
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$932,0002,260
2020-12-31 (YTD Data)Rank
Total interest income$9,421,0002,603
Total interest expense$1,297,0002,586
Net interest income$8,124,0002,598
Provision for loan and lease losses$04,319
Total noninterest income$3,551,0001,572
Gross Fiduciary activities income$586,000552
Service charges on deposit accounts$93,0003,627
Trading account gains and feesNANA
Additional Noninterest Income$2,872,0001,466
Total noninterest expense$7,704,0002,327
Salaries and employee benefits$5,242,0002,079
Premises and equipment expense$975,0002,067
Additional noninterest expense$1,487,0003,064
Pre-tax net operating income$3,971,0002,077
Securities gains (losses)$02,675
Applicable income taxes$674,0001,726
Income before extraordinary items$3,297,0002,167
Extraordinary gains, net$04
Net income$3,297,0002,167
Minority interest net income$072
Net income of bank and minority interests.$3,297,0002,167
Net charge-offs$03,443
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,297,0002,118
2020-09-30 (YTD Data)Rank
Total interest income$6,913,0002,662
Total interest expense$1,012,0002,615
Net interest income$5,901,0002,647
Provision for loan and lease losses$04,239
Total noninterest income$2,404,0001,614
Gross Fiduciary activities income$425,000551
Service charges on deposit accounts$65,0003,724
Trading account gains and feesNANA
Additional Noninterest Income$1,914,0001,531
Total noninterest expense$5,733,0002,316
Salaries and employee benefits$3,912,0002,070
Premises and equipment expense$751,0002,034
Additional noninterest expense$1,070,0003,111
Pre-tax net operating income$2,572,0002,248
Securities gains (losses)$02,494
Applicable income taxes$674,0001,493
Income before extraordinary items$1,898,0002,514
Extraordinary gains, net$04
Net income$1,898,0002,514
Minority interest net income$065
Net income of bank and minority interests.$1,898,0002,514
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,898,0002,465
2020-06-30 (YTD Data)Rank
Total interest income$5,070,0002,539
Total interest expense$697,0002,659
Net interest income$4,373,0002,491
Provision for loan and lease losses$04,134
Total noninterest income$1,321,0001,743
Gross Fiduciary activities income$279,000558
Service charges on deposit accounts$45,0003,709
Trading account gains and feesNANA
Additional Noninterest Income$997,0001,677
Total noninterest expense$3,722,0002,358
Salaries and employee benefits$2,576,0002,092
Premises and equipment expense$439,0002,206
Additional noninterest expense$707,0003,120
Pre-tax net operating income$1,972,0002,022
Securities gains (losses)$02,249
Applicable income taxes$674,0001,109
Income before extraordinary items$1,298,0002,439
Extraordinary gains, net$04
Net income$1,298,0002,437
Minority interest net income$065
Net income of bank and minority interests.$1,298,0002,439
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,298,0002,405
2020-03-31 (YTD Data)Rank
Total interest income$2,295,0002,700
Total interest expense$365,0002,726
Net interest income$1,930,0002,656
Provision for loan and lease losses$03,711
Total noninterest income$566,0001,822
Gross Fiduciary activities income$141,000560
Service charges on deposit accounts$27,0003,737
Trading account gains and feesNANA
Additional Noninterest Income$398,0001,738
Total noninterest expense$1,857,0002,377
Salaries and employee benefits$1,262,0002,142
Premises and equipment expense$231,0002,146
Additional noninterest expense$364,0003,109
Pre-tax net operating income$639,0002,471
Securities gains (losses)$01,705
Applicable income taxes$674,000601
Income before extraordinary items$-35,0004,799
Extraordinary gains, net$04
Net income$-35,0004,800
Minority interest net income$056
Net income of bank and minority interests.$-35,0004,799
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-35,0004,811
2019-12-31 (YTD Data)Rank
Total interest income$9,181,0002,720
Total interest expense$1,203,0003,050
Net interest income$7,978,0002,629
Provision for loan and lease losses$03,973
Total noninterest income$2,136,0001,907
Gross Fiduciary activities income$599,000557
Service charges on deposit accounts$107,0003,861
Trading account gains and feesNANA
Additional Noninterest Income$1,430,0001,846
Total noninterest expense$6,944,0002,462
Salaries and employee benefits$4,620,0002,214
Premises and equipment expense$816,0002,314
Additional noninterest expense$1,508,0003,079
Pre-tax net operating income$3,170,0002,376
Securities gains (losses)$02,379
Applicable income taxes$683,0001,733
Income before extraordinary items$2,487,0002,575
Extraordinary gains, net$011
Net income$2,487,0002,576
Minority interest net income$076
Net income of bank and minority interests.$2,487,0002,577
Net charge-offs$123,0002,057
Cash dividends$660,0002,748
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,487,0002,541
2019-09-30 (YTD Data)Rank
Total interest income$6,750,0002,793
Total interest expense$848,0003,164
Net interest income$5,902,0002,681
Provision for loan and lease losses$03,836
Total noninterest income$1,559,0001,934
Gross Fiduciary activities income$450,000550
Service charges on deposit accounts$80,0003,912
Trading account gains and feesNANA
Additional Noninterest Income$1,029,0001,883
Total noninterest expense$5,182,0002,486
Salaries and employee benefits$3,457,0002,231
Premises and equipment expense$628,0002,297
Additional noninterest expense$1,097,0003,158
Pre-tax net operating income$2,279,0002,508
Securities gains (losses)$02,167
Applicable income taxes$465,0001,856
Income before extraordinary items$1,814,0002,677
Extraordinary gains, net$011
Net income$1,814,0002,678
Minority interest net income$072
Net income of bank and minority interests.$1,814,0002,678
Net charge-offs$123,0001,632
Cash dividends$660,0002,231
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,814,0002,642
2019-06-30 (YTD Data)Rank
Total interest income$4,421,0002,830
Total interest expense$508,0003,290
Net interest income$3,913,0002,707
Provision for loan and lease losses$03,685
Total noninterest income$969,0001,987
Gross Fiduciary activities income$299,000553
Service charges on deposit accounts$50,0004,006
Trading account gains and feesNANA
Additional Noninterest Income$620,0001,973
Total noninterest expense$3,391,0002,530
Salaries and employee benefits$2,258,0002,268
Premises and equipment expense$395,0002,389
Additional noninterest expense$738,0003,170
Pre-tax net operating income$1,491,0002,516
Securities gains (losses)$01,702
Applicable income taxes$285,0001,902
Income before extraordinary items$1,206,0002,664
Extraordinary gains, net$011
Net income$1,206,0002,663
Minority interest net income$069
Net income of bank and minority interests.$1,206,0002,663
Net charge-offs$123,0001,281
Cash dividends$660,0001,820
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,206,0002,632
2019-03-31 (YTD Data)Rank
Total interest income$2,188,0002,866
Total interest expense$225,0003,447
Net interest income$1,963,0002,721
Provision for loan and lease losses$03,406
Total noninterest income$475,0001,972
Gross Fiduciary activities income$143,000562
Service charges on deposit accounts$24,0004,054
Trading account gains and feesNANA
Additional Noninterest Income$308,0001,943
Total noninterest expense$1,695,0002,542
Salaries and employee benefits$1,116,0002,309
Premises and equipment expense$187,0002,484
Additional noninterest expense$392,0003,045
Pre-tax net operating income$743,0002,487
Securities gains (losses)$01,087
Applicable income taxes$150,0001,832
Income before extraordinary items$593,0002,640
Extraordinary gains, net$05
Net income$593,0002,639
Minority interest net income$052
Net income of bank and minority interests.$593,0002,639
Net charge-offs$107,000862
Cash dividends$550,0001,257
Sale, conversion, retirement of capital stock, net$0529
Net operating income$593,0002,624
2018-12-31 (YTD Data)Rank
Total interest income$8,386,0002,849
Total interest expense$674,0003,511
Net interest income$7,712,0002,711
Provision for loan and lease losses$04,082
Total noninterest income$1,854,0002,071
Gross Fiduciary activities income$652,000545
Service charges on deposit accounts$109,0004,050
Trading account gains and feesNANA
Additional Noninterest Income$1,093,0002,152
Total noninterest expense$6,574,0002,562
Salaries and employee benefits$4,401,0002,298
Premises and equipment expense$735,0002,490
Additional noninterest expense$1,438,0003,246
Pre-tax net operating income$2,992,0002,505
Securities gains (losses)$01,125
Applicable income taxes$616,0001,809
Income before extraordinary items$2,376,0002,664
Extraordinary gains, net$06
Net income$2,376,0002,662
Minority interest net income$072
Net income of bank and minority interests.$2,376,0002,663
Net charge-offs$-90,0005,031
Cash dividends$810,0002,444
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,376,0002,658
2018-09-30 (YTD Data)Rank
Total interest income$6,207,0002,872
Total interest expense$485,0003,515
Net interest income$5,722,0002,733
Provision for loan and lease losses$03,948
Total noninterest income$1,405,0002,076
Gross Fiduciary activities income$485,000542
Service charges on deposit accounts$83,0004,080
Trading account gains and feesNANA
Additional Noninterest Income$837,0002,151
Total noninterest expense$4,943,0002,569
Salaries and employee benefits$3,306,0002,297
Premises and equipment expense$559,0002,487
Additional noninterest expense$1,078,0003,255
Pre-tax net operating income$2,184,0002,593
Securities gains (losses)$01,118
Applicable income taxes$469,0001,845
Income before extraordinary items$1,715,0002,782
Extraordinary gains, net$05
Net income$1,715,0002,781
Minority interest net income$066
Net income of bank and minority interests.$1,715,0002,781
Net charge-offs$-90,0005,090
Cash dividends$720,0002,013
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,715,0002,771
2018-06-30 (YTD Data)Rank
Total interest income$4,051,0002,904
Total interest expense$309,0003,510
Net interest income$3,742,0002,781
Provision for loan and lease losses$03,782
Total noninterest income$911,0002,120
Gross Fiduciary activities income$328,000541
Service charges on deposit accounts$56,0004,086
Trading account gains and feesNANA
Additional Noninterest Income$527,0002,216
Total noninterest expense$3,305,0002,578
Salaries and employee benefits$2,198,0002,319
Premises and equipment expense$373,0002,500
Additional noninterest expense$734,0003,231
Pre-tax net operating income$1,348,0002,684
Securities gains (losses)$0961
Applicable income taxes$278,0001,923
Income before extraordinary items$1,070,0002,852
Extraordinary gains, net$06
Net income$1,070,0002,853
Minority interest net income$065
Net income of bank and minority interests.$1,070,0002,852
Net charge-offs$-3,0004,144
Cash dividends$620,0001,739
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,070,0002,846
2018-03-31 (YTD Data)Rank
Total interest income$1,997,0002,931
Total interest expense$149,0003,532
Net interest income$1,848,0002,822
Provision for loan and lease losses$03,508
Total noninterest income$442,0002,137
Gross Fiduciary activities income$166,000552
Service charges on deposit accounts$30,0004,023
Trading account gains and feesNANA
Additional Noninterest Income$246,0002,243
Total noninterest expense$1,651,0002,605
Salaries and employee benefits$1,092,0002,357
Premises and equipment expense$180,0002,609
Additional noninterest expense$379,0003,185
Pre-tax net operating income$639,0002,709
Securities gains (losses)$0735
Applicable income taxes$142,0001,877
Income before extraordinary items$497,0002,907
Extraordinary gains, net$07
Net income$497,0002,907
Minority interest net income$052
Net income of bank and minority interests.$497,0002,907
Net charge-offs$-2,0004,048
Cash dividends$520,0001,148
Sale, conversion, retirement of capital stock, net$0580
Net operating income$497,0002,895
2017-12-31 (YTD Data)Rank
Total interest income$7,634,0002,961
Total interest expense$445,0003,845
Net interest income$7,189,0002,836
Provision for loan and lease losses$-300,0005,466
Total noninterest income$1,893,0002,103
Gross Fiduciary activities income$597,000559
Service charges on deposit accounts$119,0004,154
Trading account gains and feesNANA
Additional Noninterest Income$1,177,0002,085
Total noninterest expense$6,453,0002,645
Salaries and employee benefits$4,209,0002,381
Premises and equipment expense$707,0002,643
Additional noninterest expense$1,537,0003,176
Pre-tax net operating income$2,929,0002,517
Securities gains (losses)$02,243
Applicable income taxes$1,104,0001,787
Income before extraordinary items$1,825,0002,837
Extraordinary gains, net$09
Net income$1,825,0002,836
Minority interest net income$076
Net income of bank and minority interests.$1,825,0002,837
Net charge-offs$-639,0005,593
Cash dividends$605,0002,759
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,825,0002,819
2017-09-30 (YTD Data)Rank
Total interest income$5,632,0003,008
Total interest expense$319,0003,920
Net interest income$5,313,0002,884
Provision for loan and lease losses$04,088
Total noninterest income$1,413,0002,128
Gross Fiduciary activities income$440,000562
Service charges on deposit accounts$92,0004,143
Trading account gains and feesNANA
Additional Noninterest Income$881,0002,123
Total noninterest expense$4,851,0002,648
Salaries and employee benefits$3,164,0002,394
Premises and equipment expense$533,0002,650
Additional noninterest expense$1,154,0003,187
Pre-tax net operating income$1,875,0002,811
Securities gains (losses)$02,274
Applicable income taxes$559,0001,980
Income before extraordinary items$1,316,0003,065
Extraordinary gains, net$09
Net income$1,316,0003,064
Minority interest net income$071
Net income of bank and minority interests.$1,316,0003,065
Net charge-offs$-638,0005,660
Cash dividends$605,0002,211
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,316,0003,040
2017-06-30 (YTD Data)Rank
Total interest income$3,662,0003,039
Total interest expense$206,0003,956
Net interest income$3,456,0002,924
Provision for loan and lease losses$03,871
Total noninterest income$986,0002,069
Gross Fiduciary activities income$291,000567
Service charges on deposit accounts$63,0004,117
Trading account gains and feesNANA
Additional Noninterest Income$632,0002,059
Total noninterest expense$3,253,0002,650
Salaries and employee benefits$2,110,0002,405
Premises and equipment expense$350,0002,684
Additional noninterest expense$793,0003,132
Pre-tax net operating income$1,189,0002,854
Securities gains (losses)$01,906
Applicable income taxes$339,0002,046
Income before extraordinary items$850,0003,080
Extraordinary gains, net$011
Net income$850,0003,079
Minority interest net income$071
Net income of bank and minority interests.$850,0003,080
Net charge-offs$-17,0004,958
Cash dividends$605,0001,778
Sale, conversion, retirement of capital stock, net$0659
Net operating income$850,0003,061
2017-03-31 (YTD Data)Rank
Total interest income$1,766,0003,121
Total interest expense$102,0003,979
Net interest income$1,664,0003,001
Provision for loan and lease losses$03,537
Total noninterest income$482,0002,102
Gross Fiduciary activities income$137,000587
Service charges on deposit accounts$33,0004,064
Trading account gains and feesNANA
Additional Noninterest Income$312,0002,045
Total noninterest expense$1,617,0002,689
Salaries and employee benefits$1,032,0002,469
Premises and equipment expense$184,0002,642
Additional noninterest expense$401,0003,109
Pre-tax net operating income$529,0002,989
Securities gains (losses)$01,153
Applicable income taxes$126,0002,262
Income before extraordinary items$403,0003,122
Extraordinary gains, net$08
Net income$403,0003,120
Minority interest net income$055
Net income of bank and minority interests.$403,0003,122
Net charge-offs$-7,0004,847
Cash dividends$60,0002,565
Sale, conversion, retirement of capital stock, net$0632
Net operating income$403,0003,104
2016-12-31 (YTD Data)Rank
Total interest income$7,138,0003,093
Total interest expense$386,0004,078
Net interest income$6,752,0002,957
Provision for loan and lease losses$120,0002,919
Total noninterest income$2,123,0002,050
Gross Fiduciary activities income$543,000578
Service charges on deposit accounts$120,0004,298
Trading account gains and fees$0170
Additional Noninterest Income$1,460,0001,931
Total noninterest expense$6,425,0002,715
Salaries and employee benefits$4,237,0002,391
Premises and equipment expense$698,0002,734
Additional noninterest expense$1,490,0003,361
Pre-tax net operating income$2,330,0002,792
Securities gains (losses)$5,0002,878
Applicable income taxes$641,0002,050
Income before extraordinary items$1,694,0003,070
Extraordinary gains, net$05
Net income$1,694,0003,069
Minority interest net income$082
Net income of bank and minority interests.$1,694,0003,069
Net charge-offs$759,000819
Cash dividends$230,0003,603
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,690,3503,021
2016-09-30 (YTD Data)Rank
Total interest income$5,396,0003,087
Total interest expense$285,0004,134
Net interest income$5,111,0002,951
Provision for loan and lease losses$120,0002,560
Total noninterest income$1,605,0002,035
Gross Fiduciary activities income$402,000577
Service charges on deposit accounts$89,0004,333
Trading account gains and fees$0169
Additional Noninterest Income$1,114,0001,910
Total noninterest expense$4,862,0002,694
Salaries and employee benefits$3,162,0002,388
Premises and equipment expense$530,0002,721
Additional noninterest expense$1,170,0003,277
Pre-tax net operating income$1,734,0002,855
Securities gains (losses)$5,0002,808
Applicable income taxes$451,0002,144
Income before extraordinary items$1,288,0003,069
Extraordinary gains, net$05
Net income$1,288,0003,069
Minority interest net income$071
Net income of bank and minority interests.$1,288,0003,069
Net charge-offs$760,000592
Cash dividends$170,0003,243
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,284,3003,021
2016-06-30 (YTD Data)Rank
Total interest income$3,612,0003,077
Total interest expense$187,0004,192
Net interest income$3,425,0002,942
Provision for loan and lease losses$90,0002,392
Total noninterest income$1,099,0001,984
Gross Fiduciary activities income$266,000586
Service charges on deposit accounts$62,0004,311
Trading account gains and fees$0157
Additional Noninterest Income$771,0001,829
Total noninterest expense$3,297,0002,677
Salaries and employee benefits$2,114,0002,394
Premises and equipment expense$356,0002,726
Additional noninterest expense$827,0003,154
Pre-tax net operating income$1,137,0002,851
Securities gains (losses)$5,0002,477
Applicable income taxes$276,0002,201
Income before extraordinary items$866,0003,033
Extraordinary gains, net$016
Net income$866,0003,031
Minority interest net income$071
Net income of bank and minority interests.$866,0003,032
Net charge-offs$743,000443
Cash dividends$170,0002,962
Sale, conversion, retirement of capital stock, net$0705
Net operating income$862,2002,986
2016-03-31 (YTD Data)Rank
Total interest income$1,798,0003,098
Total interest expense$92,0004,252
Net interest income$1,706,0002,958
Provision for loan and lease losses$45,0002,237
Total noninterest income$490,0002,092
Gross Fiduciary activities income$132,000590
Service charges on deposit accounts$33,0004,195
Trading account gains and fees$0142
Additional Noninterest Income$325,0001,997
Total noninterest expense$1,636,0002,696
Salaries and employee benefits$1,056,0002,416
Premises and equipment expense$191,0002,621
Additional noninterest expense$389,0003,290
Pre-tax net operating income$515,0002,992
Securities gains (losses)$02,077
Applicable income taxes$116,0002,322
Income before extraordinary items$399,0003,142
Extraordinary gains, net$012
Net income$399,0003,140
Minority interest net income$062
Net income of bank and minority interests.$399,0003,141
Net charge-offs$768,000253
Cash dividends$100,0002,368
Sale, conversion, retirement of capital stock, net$0659
Net operating income$399,0003,083
2015-12-31 (YTD Data)Rank
Total interest income$7,156,0003,058
Total interest expense$358,0004,355
Net interest income$6,798,0002,927
Provision for loan and lease losses$60,0003,437
Total noninterest income$2,543,0001,808
Gross Fiduciary activities income$554,000573
Service charges on deposit accounts$136,0004,281
Trading account gains and fees$0159
Additional Noninterest Income$1,853,0001,608
Total noninterest expense$6,532,0002,687
Salaries and employee benefits$4,113,0002,437
Premises and equipment expense$773,0002,624
Additional noninterest expense$1,646,0003,206
Pre-tax net operating income$2,749,0002,468
Securities gains (losses)$03,216
Applicable income taxes$844,0001,751
Income before extraordinary items$1,905,0002,820
Extraordinary gains, net$023
Net income$1,905,0002,822
Minority interest net income$081
Net income of bank and minority interests.$1,905,0002,823
Net charge-offs$120,0002,499
Cash dividends$560,0002,810
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,905,0002,768
2015-09-30 (YTD Data)Rank
Total interest income$5,341,0003,092
Total interest expense$269,0004,399
Net interest income$5,072,0002,962
Provision for loan and lease losses$15,0003,904
Total noninterest income$1,942,0001,791
Gross Fiduciary activities income$416,000574
Service charges on deposit accounts$101,0004,335
Trading account gains and fees$0153
Additional Noninterest Income$1,425,0001,586
Total noninterest expense$4,883,0002,700
Salaries and employee benefits$3,102,0002,424
Premises and equipment expense$590,0002,626
Additional noninterest expense$1,191,0003,298
Pre-tax net operating income$2,116,0002,461
Securities gains (losses)$03,031
Applicable income taxes$644,0001,782
Income before extraordinary items$1,472,0002,810
Extraordinary gains, net$021
Net income$1,472,0002,809
Minority interest net income$078
Net income of bank and minority interests.$1,472,0002,811
Net charge-offs$121,0001,984
Cash dividends$420,0002,495
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,472,0002,761
2015-06-30 (YTD Data)Rank
Total interest income$3,527,0003,116
Total interest expense$180,0004,429
Net interest income$3,347,0002,983
Provision for loan and lease losses$04,069
Total noninterest income$1,392,0001,698
Gross Fiduciary activities income$280,000580
Service charges on deposit accounts$68,0004,320
Trading account gains and fees$0157
Additional Noninterest Income$1,044,0001,507
Total noninterest expense$3,290,0002,707
Salaries and employee benefits$2,080,0002,424
Premises and equipment expense$400,0002,596
Additional noninterest expense$810,0003,282
Pre-tax net operating income$1,449,0002,394
Securities gains (losses)$02,636
Applicable income taxes$437,0001,757
Income before extraordinary items$1,012,0002,732
Extraordinary gains, net$022
Net income$1,012,0002,733
Minority interest net income$075
Net income of bank and minority interests.$1,012,0002,734
Net charge-offs$123,0001,542
Cash dividends$290,0002,467
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,012,0002,683
2015-03-31 (YTD Data)Rank
Total interest income$1,754,0003,145
Total interest expense$94,0004,406
Net interest income$1,660,0002,997
Provision for loan and lease losses$03,703
Total noninterest income$735,0001,604
Gross Fiduciary activities income$137,000591
Service charges on deposit accounts$34,0004,324
Trading account gains and fees$0152
Additional Noninterest Income$564,0001,379
Total noninterest expense$1,673,0002,689
Salaries and employee benefits$1,051,0002,414
Premises and equipment expense$221,0002,448
Additional noninterest expense$401,0003,294
Pre-tax net operating income$722,0002,377
Securities gains (losses)$02,027
Applicable income taxes$220,0001,726
Income before extraordinary items$502,0002,720
Extraordinary gains, net$013
Net income$502,0002,723
Minority interest net income$064
Net income of bank and minority interests.$502,0002,723
Net charge-offs$24,0002,028
Cash dividends$140,0002,109
Sale, conversion, retirement of capital stock, net$0697
Net operating income$502,0002,640
2014-12-31 (YTD Data)Rank
Total interest income$6,808,0003,245
Total interest expense$408,0004,413
Net interest income$6,400,0003,091
Provision for loan and lease losses$180,0002,581
Total noninterest income$2,463,0001,825
Gross Fiduciary activities income$561,000586
Service charges on deposit accounts$146,0004,430
Trading account gains and fees$0180
Additional Noninterest Income$1,756,0001,611
Total noninterest expense$6,207,0002,842
Salaries and employee benefits$3,800,0002,608
Premises and equipment expense$784,0002,703
Additional noninterest expense$1,623,0003,370
Pre-tax net operating income$2,476,0002,610
Securities gains (losses)$03,259
Applicable income taxes$729,0001,852
Income before extraordinary items$1,747,0002,951
Extraordinary gains, net$017
Net income$1,747,0002,950
Minority interest net income$084
Net income of bank and minority interests.$1,747,0002,951
Net charge-offs$-144,0006,195
Cash dividends$445,0002,993
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,747,0002,908
2014-09-30 (YTD Data)Rank
Total interest income$4,978,0003,337
Total interest expense$313,0004,433
Net interest income$4,665,0003,186
Provision for loan and lease losses$135,0002,485
Total noninterest income$1,729,0001,921
Gross Fiduciary activities income$401,000592
Service charges on deposit accounts$107,0004,518
Trading account gains and fees$0174
Additional Noninterest Income$1,221,0001,698
Total noninterest expense$4,557,0002,901
Salaries and employee benefits$2,775,0002,664
Premises and equipment expense$602,0002,684
Additional noninterest expense$1,180,0003,452
Pre-tax net operating income$1,702,0002,800
Securities gains (losses)$02,980
Applicable income taxes$508,0001,973
Income before extraordinary items$1,194,0003,157
Extraordinary gains, net$015
Net income$1,194,0003,157
Minority interest net income$081
Net income of bank and minority interests.$1,194,0003,158
Net charge-offs$-9,0005,598
Cash dividends$445,0002,356
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,194,0003,114
2014-06-30 (YTD Data)Rank
Total interest income$3,241,0003,393
Total interest expense$218,0004,382
Net interest income$3,023,0003,255
Provision for loan and lease losses$90,0002,447
Total noninterest income$1,179,0001,866
Gross Fiduciary activities income$267,000596
Service charges on deposit accounts$64,0004,681
Trading account gains and fees$0172
Additional Noninterest Income$848,0001,631
Total noninterest expense$3,020,0002,928
Salaries and employee benefits$1,837,0002,694
Premises and equipment expense$399,0002,715
Additional noninterest expense$784,0003,462
Pre-tax net operating income$1,092,0002,806
Securities gains (losses)$02,580
Applicable income taxes$325,0001,975
Income before extraordinary items$767,0003,168
Extraordinary gains, net$020
Net income$767,0003,174
Minority interest net income$080
Net income of bank and minority interests.$767,0003,174
Net charge-offs$-9,0005,629
Cash dividends$320,0002,264
Sale, conversion, retirement of capital stock, net$0794
Net operating income$767,0003,132
2014-03-31 (YTD Data)Rank
Total interest income$1,573,0003,469
Total interest expense$117,0004,300
Net interest income$1,456,0003,349
Provision for loan and lease losses$45,0002,313
Total noninterest income$649,0001,690
Gross Fiduciary activities income$130,000610
Service charges on deposit accounts$30,0004,784
Trading account gains and fees$0147
Additional Noninterest Income$489,0001,436
Total noninterest expense$1,532,0002,931
Salaries and employee benefits$917,0002,714
Premises and equipment expense$200,0002,751
Additional noninterest expense$415,0003,323
Pre-tax net operating income$528,0002,794
Securities gains (losses)$01,715
Applicable income taxes$155,0001,971
Income before extraordinary items$373,0003,149
Extraordinary gains, net$016
Net income$373,0003,151
Minority interest net income$066
Net income of bank and minority interests.$373,0003,152
Net charge-offs$-12,0005,829
Cash dividends$60,0002,478
Sale, conversion, retirement of capital stock, net$0747
Net operating income$373,0003,114
2013-12-31 (YTD Data)Rank
Total interest income$6,324,0003,496
Total interest expense$628,0003,991
Net interest income$5,696,0003,384
Provision for loan and lease losses$110,0003,600
Total noninterest income$2,290,0001,960
Gross Fiduciary activities income$458,000620
Service charges on deposit accounts$123,0004,912
Trading account gains and fees$0184
Additional Noninterest Income$1,709,0001,705
Total noninterest expense$5,867,0003,042
Salaries and employee benefits$3,593,0002,734
Premises and equipment expense$716,0002,923
Additional noninterest expense$1,558,0003,559
Pre-tax net operating income$2,009,0002,846
Securities gains (losses)$03,182
Applicable income taxes$527,0002,096
Income before extraordinary items$1,482,0003,181
Extraordinary gains, net$029
Net income$1,482,0003,183
Minority interest net income$090
Net income of bank and minority interests.$1,482,0003,184
Net charge-offs$-231,0006,644
Cash dividends$225,0003,500
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,482,0003,128
2013-09-30 (YTD Data)Rank
Total interest income$4,696,0003,553
Total interest expense$491,0003,986
Net interest income$4,205,0003,445
Provision for loan and lease losses$65,0003,772
Total noninterest income$1,663,0002,063
Gross Fiduciary activities income$332,000626
Service charges on deposit accounts$92,0004,969
Trading account gains and fees$0180
Additional Noninterest Income$1,239,0001,787
Total noninterest expense$4,360,0003,058
Salaries and employee benefits$2,664,0002,769
Premises and equipment expense$547,0002,914
Additional noninterest expense$1,149,0003,608
Pre-tax net operating income$1,443,0002,990
Securities gains (losses)$03,040
Applicable income taxes$424,0002,081
Income before extraordinary items$1,019,0003,391
Extraordinary gains, net$025
Net income$1,019,0003,394
Minority interest net income$084
Net income of bank and minority interests.$1,019,0003,395
Net charge-offs$-220,0006,738
Cash dividends$175,0003,014
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,019,0003,316
2013-06-30 (YTD Data)Rank
Total interest income$3,085,0003,588
Total interest expense$339,0003,966
Net interest income$2,746,0003,504
Provision for loan and lease losses$20,0004,231
Total noninterest income$1,098,0002,099
Gross Fiduciary activities income$222,000628
Service charges on deposit accounts$59,0005,020
Trading account gains and fees$0157
Additional Noninterest Income$817,0001,830
Total noninterest expense$2,884,0003,085
Salaries and employee benefits$1,777,0002,783
Premises and equipment expense$356,0002,954
Additional noninterest expense$751,0003,645
Pre-tax net operating income$940,0003,007
Securities gains (losses)$02,791
Applicable income taxes$297,0002,031
Income before extraordinary items$643,0003,481
Extraordinary gains, net$022
Net income$643,0003,482
Minority interest net income$082
Net income of bank and minority interests.$643,0003,484
Net charge-offs$-203,0006,808
Cash dividends$75,0003,147
Sale, conversion, retirement of capital stock, net$0838
Net operating income$643,0003,385
2013-03-31 (YTD Data)Rank
Total interest income$1,559,0003,599
Total interest expense$182,0003,896
Net interest income$1,377,0003,510
Provision for loan and lease losses$45,0002,886
Total noninterest income$574,0002,018
Gross Fiduciary activities income$98,000664
Service charges on deposit accounts$31,0004,905
Trading account gains and fees$0148
Additional Noninterest Income$445,0001,711
Total noninterest expense$1,436,0003,115
Salaries and employee benefits$875,0002,837
Premises and equipment expense$177,0002,994
Additional noninterest expense$384,0003,612
Pre-tax net operating income$470,0002,985
Securities gains (losses)$01,966
Applicable income taxes$145,0002,017
Income before extraordinary items$325,0003,423
Extraordinary gains, net$010
Net income$325,0003,423
Minority interest net income$076
Net income of bank and minority interests.$325,0003,425
Net charge-offs$04,145
Cash dividends$50,0002,344
Sale, conversion, retirement of capital stock, net$0789
Net operating income$325,0003,323
2012-12-31 (YTD Data)Rank
Total interest income$6,334,0003,688
Total interest expense$697,0004,415
Net interest income$5,637,0003,520
Provision for loan and lease losses$332,0003,247
Total noninterest income$2,137,0002,090
Gross Fiduciary activities income$410,000646
Service charges on deposit accounts$114,0005,239
Trading account gains and fees$0166
Additional Noninterest Income$1,613,0001,773
Total noninterest expense$5,554,0003,209
Salaries and employee benefits$3,410,0002,853
Premises and equipment expense$786,0002,783
Additional noninterest expense$1,358,0004,030
Pre-tax net operating income$1,888,0002,916
Securities gains (losses)$03,810
Applicable income taxes$529,0002,133
Income before extraordinary items$1,359,0003,303
Extraordinary gains, net$029
Net income$1,359,0003,303
Minority interest net income$093
Net income of bank and minority interests.$1,359,0003,303
Net charge-offs$499,0002,650
Cash dividends$230,0003,509
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,359,0003,161
2012-09-30 (YTD Data)Rank
Total interest income$4,731,0003,769
Total interest expense$533,0004,497
Net interest income$4,198,0003,596
Provision for loan and lease losses$62,0004,788
Total noninterest income$1,515,0002,165
Gross Fiduciary activities income$309,000644
Service charges on deposit accounts$81,0005,392
Trading account gains and fees$0157
Additional Noninterest Income$1,125,0001,846
Total noninterest expense$4,114,0003,262
Salaries and employee benefits$2,547,0002,871
Premises and equipment expense$601,0002,771
Additional noninterest expense$966,0004,198
Pre-tax net operating income$1,537,0002,834
Securities gains (losses)$03,575
Applicable income taxes$432,0002,090
Income before extraordinary items$1,105,0003,238
Extraordinary gains, net$020
Net income$1,105,0003,240
Minority interest net income$086
Net income of bank and minority interests.$1,105,0003,239
Net charge-offs$61,0004,384
Cash dividends$100,0003,291
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,105,0003,096
2012-06-30 (YTD Data)Rank
Total interest income$3,140,0003,812
Total interest expense$368,0004,528
Net interest income$2,772,0003,631
Provision for loan and lease losses$17,0005,207
Total noninterest income$985,0002,179
Gross Fiduciary activities income$212,000645
Service charges on deposit accounts$51,0005,494
Trading account gains and fees$0153
Additional Noninterest Income$722,0001,881
Total noninterest expense$2,713,0003,319
Salaries and employee benefits$1,688,0002,891
Premises and equipment expense$399,0002,774
Additional noninterest expense$626,0004,286
Pre-tax net operating income$1,027,0002,794
Securities gains (losses)$03,178
Applicable income taxes$270,0002,158
Income before extraordinary items$757,0003,164
Extraordinary gains, net$019
Net income$757,0003,162
Minority interest net income$084
Net income of bank and minority interests.$757,0003,164
Net charge-offs$61,0003,852
Cash dividends$100,0002,979
Sale, conversion, retirement of capital stock, net$0928
Net operating income$757,0003,002
2012-03-31 (YTD Data)Rank
Total interest income$1,552,0003,883
Total interest expense$190,0004,556
Net interest income$1,362,0003,695
Provision for loan and lease losses$-28,0007,151
Total noninterest income$453,0002,304
Gross Fiduciary activities income$111,000633
Service charges on deposit accounts$26,0005,450
Trading account gains and fees$0148
Additional Noninterest Income$316,0002,040
Total noninterest expense$1,362,0003,312
Salaries and employee benefits$839,0002,917
Premises and equipment expense$201,0002,786
Additional noninterest expense$322,0004,194
Pre-tax net operating income$481,0002,953
Securities gains (losses)$02,210
Applicable income taxes$98,0002,468
Income before extraordinary items$383,0003,165
Extraordinary gains, net$019
Net income$383,0003,169
Minority interest net income$078
Net income of bank and minority interests.$383,0003,169
Net charge-offs$-74,0007,139
Cash dividends$50,0002,407
Sale, conversion, retirement of capital stock, net$0861
Net operating income$383,0003,003
2011-12-31 (YTD Data)Rank
Total interest income$6,148,0003,987
Total interest expense$1,017,0004,355
Net interest income$5,131,0003,841
Provision for loan and lease losses$180,0004,726
Total noninterest income$1,764,0002,195
Gross Fiduciary activities income$468,000567
Service charges on deposit accounts$119,0005,272
Trading account gains and fees$0146
Additional Noninterest Income$1,177,0001,934
Total noninterest expense$5,181,0003,435
Salaries and employee benefits$3,067,0003,066
Premises and equipment expense$829,0002,832
Additional noninterest expense$1,285,0004,264
Pre-tax net operating income$1,534,0002,991
Securities gains (losses)$03,838
Applicable income taxes$441,0002,150
Income before extraordinary items$1,093,0003,380
Extraordinary gains, net$029
Net income$1,093,0003,383
Minority interest net income$096
Net income of bank and minority interests.$1,093,0003,383
Net charge-offs$92,0005,057
Cash dividends$145,0003,589
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,093,0003,278
2011-09-30 (YTD Data)Rank
Total interest income$4,610,0004,029
Total interest expense$804,0004,350
Net interest income$3,806,0003,882
Provision for loan and lease losses$135,0004,615
Total noninterest income$1,274,0002,243
Gross Fiduciary activities income$373,000557
Service charges on deposit accounts$86,0005,354
Trading account gains and fees$0145
Additional Noninterest Income$815,0002,009
Total noninterest expense$3,875,0003,454
Salaries and employee benefits$2,302,0003,069
Premises and equipment expense$623,0002,851
Additional noninterest expense$950,0004,297
Pre-tax net operating income$1,070,0003,189
Securities gains (losses)$03,555
Applicable income taxes$290,0002,303
Income before extraordinary items$780,0003,558
Extraordinary gains, net$021
Net income$780,0003,559
Minority interest net income$087
Net income of bank and minority interests.$780,0003,559
Net charge-offs$92,0004,510
Cash dividends$70,0003,293
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$780,0003,444
2011-06-30 (YTD Data)Rank
Total interest income$3,056,0004,087
Total interest expense$559,0004,361
Net interest income$2,497,0003,939
Provision for loan and lease losses$90,0004,488
Total noninterest income$834,0002,271
Gross Fiduciary activities income$255,000558
Service charges on deposit accounts$61,0005,245
Trading account gains and fees$0153
Additional Noninterest Income$518,0002,043
Total noninterest expense$2,589,0003,482
Salaries and employee benefits$1,510,0003,125
Premises and equipment expense$414,0002,879
Additional noninterest expense$665,0004,235
Pre-tax net operating income$652,0003,307
Securities gains (losses)$02,914
Applicable income taxes$171,0002,380
Income before extraordinary items$481,0003,670
Extraordinary gains, net$015
Net income$481,0003,670
Minority interest net income$089
Net income of bank and minority interests.$481,0003,671
Net charge-offs$63,0004,277
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$481,0003,560
2011-03-31 (YTD Data)Rank
Total interest income$1,529,0004,105
Total interest expense$298,0004,313
Net interest income$1,231,0003,983
Provision for loan and lease losses$45,0004,252
Total noninterest income$397,0002,352
Gross Fiduciary activities income$131,000564
Service charges on deposit accounts$30,0005,223
Trading account gains and fees$0158
Additional Noninterest Income$236,0002,233
Total noninterest expense$1,283,0003,506
Salaries and employee benefits$738,0003,197
Premises and equipment expense$208,0002,895
Additional noninterest expense$337,0004,207
Pre-tax net operating income$300,0003,529
Securities gains (losses)$01,772
Applicable income taxes$85,0002,355
Income before extraordinary items$215,0003,857
Extraordinary gains, net$09
Net income$215,0003,855
Minority interest net income$086
Net income of bank and minority interests.$215,0003,857
Net charge-offs$-12,0007,063
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$215,0003,804
2010-12-31 (YTD Data)Rank
Total interest income$6,443,0004,120
Total interest expense$1,399,0004,440
Net interest income$5,044,0003,937
Provision for loan and lease losses$-377,0007,624
Total noninterest income$1,714,0002,315
Gross Fiduciary activities income$479,000559
Service charges on deposit accounts$134,0005,104
Trading account gains and fees$0175
Additional Noninterest Income$1,101,0002,066
Total noninterest expense$5,204,0003,495
Salaries and employee benefits$3,003,0003,119
Premises and equipment expense$857,0002,813
Additional noninterest expense$1,344,0004,310
Pre-tax net operating income$1,931,0002,305
Securities gains (losses)$03,793
Applicable income taxes$631,0001,677
Income before extraordinary items$1,300,0002,758
Extraordinary gains, net$029
Net income$1,300,0002,754
Minority interest net income$0111
Net income of bank and minority interests.$1,300,0002,759
Net charge-offs$-454,0007,645
Cash dividends$455,0002,467
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,300,0002,654
2010-09-30 (YTD Data)Rank
Total interest income$4,843,0004,193
Total interest expense$1,075,0004,516
Net interest income$3,768,0004,001
Provision for loan and lease losses$-422,0007,740
Total noninterest income$1,415,0002,179
Gross Fiduciary activities income$354,000559
Service charges on deposit accounts$101,0005,165
Trading account gains and fees$0165
Additional Noninterest Income$960,0001,846
Total noninterest expense$3,891,0003,506
Salaries and employee benefits$2,251,0003,136
Premises and equipment expense$670,0002,766
Additional noninterest expense$970,0004,387
Pre-tax net operating income$1,714,0002,141
Securities gains (losses)$03,651
Applicable income taxes$509,0001,655
Income before extraordinary items$1,205,0002,540
Extraordinary gains, net$023
Net income$1,205,0002,536
Minority interest net income$0110
Net income of bank and minority interests.$1,205,0002,541
Net charge-offs$-563,0007,755
Cash dividends$400,0002,009
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,205,0002,407
2010-06-30 (YTD Data)Rank
Total interest income$3,161,0004,284
Total interest expense$734,0004,554
Net interest income$2,427,0004,096
Provision for loan and lease losses$90,0005,248
Total noninterest income$908,0002,173
Gross Fiduciary activities income$242,000556
Service charges on deposit accounts$70,0005,108
Trading account gains and fees$0152
Additional Noninterest Income$596,0001,862
Total noninterest expense$2,565,0003,553
Salaries and employee benefits$1,476,0003,186
Premises and equipment expense$437,0002,837
Additional noninterest expense$652,0004,368
Pre-tax net operating income$680,0003,084
Securities gains (losses)$03,184
Applicable income taxes$212,0002,066
Income before extraordinary items$468,0003,523
Extraordinary gains, net$019
Net income$468,0003,520
Minority interest net income$0105
Net income of bank and minority interests.$468,0003,522
Net charge-offs$-6,0007,394
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$468,0003,415
2010-03-31 (YTD Data)Rank
Total interest income$1,563,0004,378
Total interest expense$387,0004,561
Net interest income$1,176,0004,220
Provision for loan and lease losses$45,0004,935
Total noninterest income$466,0002,143
Gross Fiduciary activities income$110,000588
Service charges on deposit accounts$33,0005,208
Trading account gains and fees$0175
Additional Noninterest Income$323,0001,754
Total noninterest expense$1,299,0003,547
Salaries and employee benefits$747,0003,197
Premises and equipment expense$221,0002,880
Additional noninterest expense$331,0004,321
Pre-tax net operating income$298,0003,362
Securities gains (losses)$02,284
Applicable income taxes$75,0002,410
Income before extraordinary items$223,0003,685
Extraordinary gains, net$016
Net income$223,0003,682
Minority interest net income$091
Net income of bank and minority interests.$223,0003,684
Net charge-offs$-6,0007,353
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$223,0003,556
2009-12-31 (YTD Data)Rank
Total interest income$6,828,0004,242
Total interest expense$1,827,0004,704
Net interest income$5,001,0003,954
Provision for loan and lease losses$3,007,0001,980
Total noninterest income$1,297,0002,828
Gross Fiduciary activities income$415,000591
Service charges on deposit accounts$162,0005,025
Trading account gains and fees$0211
Additional Noninterest Income$720,0002,611
Total noninterest expense$5,332,0003,486
Salaries and employee benefits$3,017,0003,162
Premises and equipment expense$1,007,0002,557
Additional noninterest expense$1,308,0004,489
Pre-tax net operating income$-2,041,0006,642
Securities gains (losses)$03,754
Applicable income taxes$-920,0007,248
Income before extraordinary items$-1,121,0006,418
Extraordinary gains, net$034
Net income$-1,121,0006,419
Minority interest net income$0115
Net income of bank and minority interests.$-1,121,0006,419
Net charge-offs$2,430,0001,824
Cash dividends$205,0003,615
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,121,0006,416
2009-09-30 (YTD Data)Rank
Total interest income$5,170,0004,275
Total interest expense$1,391,0004,794
Net interest income$3,779,0003,929
Provision for loan and lease losses$238,0004,923
Total noninterest income$1,435,0002,233
Gross Fiduciary activities income$307,000585
Service charges on deposit accounts$117,0005,112
Trading account gains and fees$0212
Additional Noninterest Income$1,011,0001,812
Total noninterest expense$4,038,0003,473
Salaries and employee benefits$2,306,0003,135
Premises and equipment expense$779,0002,521
Additional noninterest expense$953,0004,546
Pre-tax net operating income$938,0002,848
Securities gains (losses)$03,497
Applicable income taxes$278,0002,001
Income before extraordinary items$660,0003,223
Extraordinary gains, net$027
Net income$660,0003,220
Minority interest net income$0118
Net income of bank and minority interests.$660,0003,223
Net charge-offs$166,0004,478
Cash dividends$205,0003,040
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$660,0003,139
2009-06-30 (YTD Data)Rank
Total interest income$3,460,0004,297
Total interest expense$938,0004,889
Net interest income$2,522,0003,920
Provision for loan and lease losses$90,0005,421
Total noninterest income$1,037,0002,120
Gross Fiduciary activities income$206,000591
Service charges on deposit accounts$78,0005,109
Trading account gains and fees$0193
Additional Noninterest Income$753,0001,725
Total noninterest expense$2,752,0003,452
Salaries and employee benefits$1,559,0003,127
Premises and equipment expense$534,0002,500
Additional noninterest expense$659,0004,439
Pre-tax net operating income$717,0002,718
Securities gains (losses)$03,136
Applicable income taxes$224,0001,843
Income before extraordinary items$493,0003,119
Extraordinary gains, net$021
Net income$493,0003,116
Minority interest net income$0112
Net income of bank and minority interests.$493,0003,118
Net charge-offs$166,0003,655
Cash dividends$155,0002,928
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$493,0003,018
2009-03-31 (YTD Data)Rank
Total interest income$1,753,0004,304
Total interest expense$473,0004,975
Net interest income$1,280,0003,868
Provision for loan and lease losses$45,0004,992
Total noninterest income$503,0002,130
Gross Fiduciary activities income$105,000589
Service charges on deposit accounts$37,0005,156
Trading account gains and fees$0171
Additional Noninterest Income$361,0001,731
Total noninterest expense$1,357,0003,408
Salaries and employee benefits$769,0003,207
Premises and equipment expense$280,0002,442
Additional noninterest expense$308,0004,335
Pre-tax net operating income$381,0002,900
Securities gains (losses)$02,434
Applicable income taxes$126,0001,949
Income before extraordinary items$255,0003,410
Extraordinary gains, net$015
Net income$255,0003,411
Minority interest net income$0102
Net income of bank and minority interests.$255,0003,411
Net charge-offs$8,0004,870
Cash dividends$90,0002,341
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$255,0003,256
2008-12-31 (YTD Data)Rank
Total interest income$8,142,0004,088
Total interest expense$2,867,0004,384
Net interest income$5,275,0003,800
Provision for loan and lease losses$2,655,0001,511
Total noninterest income$1,652,0002,456
Gross Fiduciary activities income$497,000571
Service charges on deposit accounts$163,0005,162
Trading account gains and fees$0154
Additional Noninterest Income$992,0002,130
Total noninterest expense$5,123,0003,497
Salaries and employee benefits$2,885,0003,364
Premises and equipment expense$988,0002,659
Additional noninterest expense$1,250,0004,157
Pre-tax net operating income$-851,0006,945
Securities gains (losses)$03,220
Applicable income taxes$-390,0007,401
Income before extraordinary items$-461,0006,686
Extraordinary gains, net$039
Net income$-461,0006,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,328,0001,172
Cash dividends$250,0004,276
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-461,0006,817
2008-09-30 (YTD Data)Rank
Total interest income$6,245,0004,087
Total interest expense$2,273,0004,342
Net interest income$3,972,0003,824
Provision for loan and lease losses$310,0003,488
Total noninterest income$1,102,0002,730
Gross Fiduciary activities income$393,000570
Service charges on deposit accounts$118,0005,254
Trading account gains and fees$0148
Additional Noninterest Income$591,0002,553
Total noninterest expense$3,768,0003,538
Salaries and employee benefits$2,214,0003,344
Premises and equipment expense$736,0002,682
Additional noninterest expense$818,0004,505
Pre-tax net operating income$996,0003,685
Securities gains (losses)$03,106
Applicable income taxes$320,0002,390
Income before extraordinary items$676,0003,888
Extraordinary gains, net$031
Net income$676,0003,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0002,435
Cash dividends$210,0003,815
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$676,0004,039
2008-06-30 (YTD Data)Rank
Total interest income$4,251,0004,080
Total interest expense$1,596,0004,339
Net interest income$2,655,0003,812
Provision for loan and lease losses$265,0002,737
Total noninterest income$705,0002,832
Gross Fiduciary activities income$265,000579
Service charges on deposit accounts$80,0005,243
Trading account gains and fees$0149
Additional Noninterest Income$360,0002,737
Total noninterest expense$2,525,0003,543
Salaries and employee benefits$1,468,0003,388
Premises and equipment expense$498,0002,648
Additional noninterest expense$559,0004,392
Pre-tax net operating income$570,0004,128
Securities gains (losses)$03,233
Applicable income taxes$207,0002,649
Income before extraordinary items$363,0004,665
Extraordinary gains, net$021
Net income$363,0004,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0001,689
Cash dividends$150,0003,727
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$363,0004,602
2008-03-31 (YTD Data)Rank
Total interest income$2,206,0004,061
Total interest expense$869,0004,286
Net interest income$1,337,0003,789
Provision for loan and lease losses$45,0003,899
Total noninterest income$309,0003,069
Gross Fiduciary activities income$133,000595
Service charges on deposit accounts$37,0005,370
Trading account gains and fees$0158
Additional Noninterest Income$139,0003,174
Total noninterest expense$1,229,0003,626
Salaries and employee benefits$715,0003,491
Premises and equipment expense$253,0002,646
Additional noninterest expense$261,0004,550
Pre-tax net operating income$372,0003,697
Securities gains (losses)$02,688
Applicable income taxes$117,0002,620
Income before extraordinary items$255,0004,160
Extraordinary gains, net$015
Net income$255,0004,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$100,0002,880
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$255,0004,056
2007-12-31 (YTD Data)Rank
Total interest income$9,162,0003,990
Total interest expense$3,953,0004,039
Net interest income$5,209,0003,873
Provision for loan and lease losses$230,0003,659
Total noninterest income$1,455,0002,760
Gross Fiduciary activities income$481,000601
Service charges on deposit accounts$173,0005,173
Trading account gains and fees$0178
Additional Noninterest Income$801,0002,556
Total noninterest expense$4,578,0003,707
Salaries and employee benefits$2,655,0003,557
Premises and equipment expense$916,0002,765
Additional noninterest expense$1,007,0004,645
Pre-tax net operating income$1,856,0003,475
Securities gains (losses)$02,146
Applicable income taxes$534,0002,652
Income before extraordinary items$1,322,0003,726
Extraordinary gains, net$039
Net income$1,322,0003,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,733
Cash dividends$370,0004,170
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,322,0003,715
2007-09-30 (YTD Data)Rank
Total interest income$6,744,0004,054
Total interest expense$2,952,0004,061
Net interest income$3,792,0003,974
Provision for loan and lease losses$135,0003,624
Total noninterest income$1,102,0002,735
Gross Fiduciary activities income$352,000600
Service charges on deposit accounts$127,0005,239
Trading account gains and fees$0184
Additional Noninterest Income$623,0002,504
Total noninterest expense$3,393,0003,724
Salaries and employee benefits$1,944,0003,608
Premises and equipment expense$690,0002,743
Additional noninterest expense$759,0004,557
Pre-tax net operating income$1,366,0003,663
Securities gains (losses)$01,655
Applicable income taxes$415,0002,762
Income before extraordinary items$951,0003,995
Extraordinary gains, net$033
Net income$951,0003,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,961
Cash dividends$270,0003,774
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$951,0003,975
2007-06-30 (YTD Data)Rank
Total interest income$4,351,0004,168
Total interest expense$1,915,0004,133
Net interest income$2,436,0004,119
Provision for loan and lease losses$90,0003,429
Total noninterest income$697,0002,844
Gross Fiduciary activities income$229,000614
Service charges on deposit accounts$85,0005,242
Trading account gains and fees$0168
Additional Noninterest Income$383,0002,635
Total noninterest expense$2,265,0003,747
Salaries and employee benefits$1,280,0003,681
Premises and equipment expense$456,0002,775
Additional noninterest expense$529,0004,416
Pre-tax net operating income$778,0004,080
Securities gains (losses)$01,444
Applicable income taxes$201,0003,264
Income before extraordinary items$577,0004,249
Extraordinary gains, net$029
Net income$577,0004,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,113
Cash dividends$225,0003,488
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$577,0004,237
2007-03-31 (YTD Data)Rank
Total interest income$2,140,0004,197
Total interest expense$926,0004,197
Net interest income$1,214,0004,115
Provision for loan and lease losses$45,0003,197
Total noninterest income$254,0003,486
Gross Fiduciary activities income$110,000637
Service charges on deposit accounts$41,0005,255
Trading account gains and fees$0195
Additional Noninterest Income$103,0003,716
Total noninterest expense$1,112,0003,798
Salaries and employee benefits$634,0003,732
Premises and equipment expense$232,0002,765
Additional noninterest expense$246,0004,596
Pre-tax net operating income$311,0004,575
Securities gains (losses)$01,187
Applicable income taxes$103,0003,229
Income before extraordinary items$208,0004,967
Extraordinary gains, net$022
Net income$208,0004,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,972
Cash dividends$135,0002,835
Sale, conversion, retirement of capital stock, net$0885
Net operating income$208,0004,954
2006-12-31 (YTD Data)Rank
Total interest income$8,042,0004,184
Total interest expense$3,158,0004,184
Net interest income$4,884,0004,075
Provision for loan and lease losses$180,0003,697
Total noninterest income$1,175,0003,168
Gross Fiduciary activities income$410,000627
Service charges on deposit accounts$174,0005,248
Trading account gains and fees$0130
Additional Noninterest Income$591,0003,045
Total noninterest expense$4,013,0003,990
Salaries and employee benefits$2,341,0003,795
Premises and equipment expense$856,0002,838
Additional noninterest expense$816,0005,175
Pre-tax net operating income$1,866,0003,796
Securities gains (losses)$01,687
Applicable income taxes$641,0002,789
Income before extraordinary items$1,225,0004,238
Extraordinary gains, net$051
Net income$1,225,0004,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$267,0004,624
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,225,0004,217
2006-09-30 (YTD Data)Rank
Total interest income$6,051,0004,156
Total interest expense$2,334,0004,141
Net interest income$3,717,0004,064
Provision for loan and lease losses$135,0003,558
Total noninterest income$899,0003,140
Gross Fiduciary activities income$304,000630
Service charges on deposit accounts$125,0005,396
Trading account gains and fees$0126
Additional Noninterest Income$470,0002,951
Total noninterest expense$3,002,0003,979
Salaries and employee benefits$1,759,0003,788
Premises and equipment expense$622,0002,912
Additional noninterest expense$621,0005,108
Pre-tax net operating income$1,479,0003,814
Securities gains (losses)$01,388
Applicable income taxes$490,0002,890
Income before extraordinary items$989,0004,192
Extraordinary gains, net$045
Net income$989,0004,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$200,0004,136
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$989,0004,183
2006-06-30 (YTD Data)Rank
Total interest income$4,016,0004,110
Total interest expense$1,489,0004,134
Net interest income$2,527,0004,016
Provision for loan and lease losses$90,0003,463
Total noninterest income$581,0003,185
Gross Fiduciary activities income$203,000634
Service charges on deposit accounts$84,0005,367
Trading account gains and fees$0126
Additional Noninterest Income$294,0003,068
Total noninterest expense$1,986,0004,020
Salaries and employee benefits$1,189,0003,772
Premises and equipment expense$391,0003,062
Additional noninterest expense$406,0005,154
Pre-tax net operating income$1,032,0003,734
Securities gains (losses)$01,185
Applicable income taxes$349,0002,837
Income before extraordinary items$683,0004,132
Extraordinary gains, net$039
Net income$683,0004,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$145,0004,047
Sale, conversion, retirement of capital stock, net$0887
Net operating income$683,0004,121
2006-03-31 (YTD Data)Rank
Total interest income$2,031,0004,035
Total interest expense$757,0003,971
Net interest income$1,274,0003,995
Provision for loan and lease losses$45,0003,261
Total noninterest income$279,0003,227
Gross Fiduciary activities income$102,000639
Service charges on deposit accounts$39,0005,460
Trading account gains and fees$0115
Additional Noninterest Income$138,0003,119
Total noninterest expense$990,0004,042
Salaries and employee benefits$591,0003,807
Premises and equipment expense$192,0003,117
Additional noninterest expense$207,0005,076
Pre-tax net operating income$518,0003,653
Securities gains (losses)$0955
Applicable income taxes$171,0002,840
Income before extraordinary items$347,0004,040
Extraordinary gains, net$021
Net income$347,0004,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$66,0003,425
Sale, conversion, retirement of capital stock, net$0648
Net operating income$347,0004,023
2005-12-31 (YTD Data)Rank
Total interest income$6,875,0004,205
Total interest expense$2,209,0004,141
Net interest income$4,666,0004,158
Provision for loan and lease losses$215,0003,469
Total noninterest income$1,146,0003,237
Gross Fiduciary activities income$362,000651
Service charges on deposit accounts$155,0005,561
Trading account gains and fees$0138
Additional Noninterest Income$629,0002,974
Total noninterest expense$3,983,0003,871
Salaries and employee benefits$2,235,0003,802
Premises and equipment expense$845,0002,750
Additional noninterest expense$903,0004,756
Pre-tax net operating income$1,614,0004,211
Securities gains (losses)$1,0002,117
Applicable income taxes$588,0003,105
Income before extraordinary items$1,027,0004,768
Extraordinary gains, net$046
Net income$1,027,0004,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,230
Cash dividends$269,0004,568
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,026,3604,746
2005-09-30 (YTD Data)Rank
Total interest income$4,919,0004,294
Total interest expense$1,504,0004,282
Net interest income$3,415,0004,220
Provision for loan and lease losses$135,0003,636
Total noninterest income$852,0003,272
Gross Fiduciary activities income$267,000650
Service charges on deposit accounts$118,0005,565
Trading account gains and fees$0126
Additional Noninterest Income$467,0003,009
Total noninterest expense$2,986,0003,849
Salaries and employee benefits$1,662,0003,804
Premises and equipment expense$639,0002,710
Additional noninterest expense$685,0004,691
Pre-tax net operating income$1,146,0004,432
Securities gains (losses)$1,0002,135
Applicable income taxes$393,0003,356
Income before extraordinary items$754,0004,910
Extraordinary gains, net$035
Net income$754,0004,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,418
Cash dividends$197,0004,103
Sale, conversion, retirement of capital stock, net$0769
Net operating income$753,3404,871
2005-06-30 (YTD Data)Rank
Total interest income$3,130,0004,374
Total interest expense$933,0004,342
Net interest income$2,197,0004,315
Provision for loan and lease losses$90,0003,491
Total noninterest income$572,0003,212
Gross Fiduciary activities income$177,000659
Service charges on deposit accounts$77,0005,561
Trading account gains and fees$0116
Additional Noninterest Income$318,0002,962
Total noninterest expense$2,002,0003,808
Salaries and employee benefits$1,112,0003,779
Premises and equipment expense$416,0002,741
Additional noninterest expense$474,0004,557
Pre-tax net operating income$677,0004,706
Securities gains (losses)$1,0001,973
Applicable income taxes$230,0003,549
Income before extraordinary items$448,0005,160
Extraordinary gains, net$030
Net income$448,0005,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$134,0003,996
Sale, conversion, retirement of capital stock, net$0643
Net operating income$447,3405,118
2005-03-31 (YTD Data)Rank
Total interest income$1,511,0004,465
Total interest expense$451,0004,337
Net interest income$1,060,0004,436
Provision for loan and lease losses$45,0003,327
Total noninterest income$283,0003,189
Gross Fiduciary activities income$90,000663
Service charges on deposit accounts$37,0005,594
Trading account gains and fees$0115
Additional Noninterest Income$156,0002,904
Total noninterest expense$986,0003,882
Salaries and employee benefits$548,0003,823
Premises and equipment expense$208,0002,776
Additional noninterest expense$230,0004,642
Pre-tax net operating income$312,0004,893
Securities gains (losses)$1,0001,514
Applicable income taxes$107,0003,663
Income before extraordinary items$206,0005,344
Extraordinary gains, net$024
Net income$206,0005,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$64,0003,285
Sale, conversion, retirement of capital stock, net$0491
Net operating income$205,3405,321
2004-12-31 (YTD Data)Rank
Total interest income$5,257,0004,685
Total interest expense$1,063,0005,489
Net interest income$4,194,0004,332
Provision for loan and lease losses$85,0005,258
Total noninterest income$1,535,0002,642
Gross Fiduciary activities income$333,000667
Service charges on deposit accounts$158,0005,672
Trading account gains and fees$0138
Additional Noninterest Income$1,044,0002,084
Total noninterest expense$3,515,0004,165
Salaries and employee benefits$2,016,0003,974
Premises and equipment expense$683,0003,192
Additional noninterest expense$816,0005,023
Pre-tax net operating income$2,129,0003,372
Securities gains (losses)$03,819
Applicable income taxes$680,0002,814
Income before extraordinary items$1,449,0003,718
Extraordinary gains, net$034
Net income$1,449,0003,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,214
Cash dividends$237,0004,683
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,449,0003,661
2004-09-30 (YTD Data)Rank
Total interest income$3,840,0004,749
Total interest expense$741,0005,663
Net interest income$3,099,0004,374
Provision for loan and lease losses$55,0005,258
Total noninterest income$1,258,0002,494
Gross Fiduciary activities income$249,000661
Service charges on deposit accounts$119,0005,723
Trading account gains and fees$0134
Additional Noninterest Income$890,0001,930
Total noninterest expense$2,606,0004,170
Salaries and employee benefits$1,477,0003,999
Premises and equipment expense$549,0002,998
Additional noninterest expense$580,0005,153
Pre-tax net operating income$1,696,0003,299
Securities gains (losses)$03,710
Applicable income taxes$539,0002,778
Income before extraordinary items$1,157,0003,632
Extraordinary gains, net$026
Net income$1,157,0003,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,550
Cash dividends$207,0003,931
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,157,0003,565
2004-06-30 (YTD Data)Rank
Total interest income$2,538,0004,791
Total interest expense$453,0005,930
Net interest income$2,085,0004,347
Provision for loan and lease losses$33,0005,235
Total noninterest income$954,0002,274
Gross Fiduciary activities income$167,000670
Service charges on deposit accounts$76,0005,812
Trading account gains and fees$0130
Additional Noninterest Income$711,0001,698
Total noninterest expense$1,687,0004,289
Salaries and employee benefits$966,0004,095
Premises and equipment expense$368,0003,001
Additional noninterest expense$353,0005,491
Pre-tax net operating income$1,319,0002,875
Securities gains (losses)$03,413
Applicable income taxes$437,0002,418
Income before extraordinary items$882,0003,274
Extraordinary gains, net$021
Net income$882,0003,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,897
Cash dividends$167,0003,671
Sale, conversion, retirement of capital stock, net$0638
Net operating income$882,0003,186
2004-03-31 (YTD Data)Rank
Total interest income$1,241,0004,890
Total interest expense$208,0006,240
Net interest income$1,033,0004,383
Provision for loan and lease losses$15,0005,048
Total noninterest income$665,0001,732
Gross Fiduciary activities income$85,000675
Service charges on deposit accounts$37,0005,836
Trading account gains and fees$0121
Additional Noninterest Income$543,0001,220
Total noninterest expense$820,0004,400
Salaries and employee benefits$456,0004,303
Premises and equipment expense$182,0003,056
Additional noninterest expense$182,0005,402
Pre-tax net operating income$863,0002,283
Securities gains (losses)$02,934
Applicable income taxes$300,0001,932
Income before extraordinary items$563,0002,662
Extraordinary gains, net$016
Net income$563,0002,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$155,0002,446
Sale, conversion, retirement of capital stock, net$0464
Net operating income$563,0002,571
2003-12-31 (YTD Data)Rank
Total interest income$4,534,0005,210
Total interest expense$1,017,0006,071
Net interest income$3,517,0004,779
Provision for loan and lease losses$60,0005,969
Total noninterest income$1,915,0002,387
Gross Fiduciary activities income$290,000716
Service charges on deposit accounts$147,0005,895
Trading account gains and fees$0160
Additional Noninterest Income$1,478,0001,845
Total noninterest expense$3,591,0004,022
Salaries and employee benefits$2,063,0003,825
Premises and equipment expense$787,0002,802
Additional noninterest expense$741,0005,316
Pre-tax net operating income$1,781,0003,666
Securities gains (losses)$04,500
Applicable income taxes$681,0002,847
Income before extraordinary items$1,100,0004,383
Extraordinary gains, net$054
Net income$1,100,0004,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$188,0005,012
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,100,0004,200
2003-09-30 (YTD Data)Rank
Total interest income$3,358,0005,318
Total interest expense$801,0006,071
Net interest income$2,557,0004,896
Provision for loan and lease losses$45,0005,860
Total noninterest income$1,285,0002,638
Gross Fiduciary activities income$214,000723
Service charges on deposit accounts$109,0005,956
Trading account gains and fees$0153
Additional Noninterest Income$962,0002,110
Total noninterest expense$2,686,0004,017
Salaries and employee benefits$1,569,0003,772
Premises and equipment expense$593,0002,808
Additional noninterest expense$524,0005,488
Pre-tax net operating income$1,111,0004,285
Securities gains (losses)$04,204
Applicable income taxes$390,0003,461
Income before extraordinary items$721,0004,913
Extraordinary gains, net$040
Net income$721,0004,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$176,0004,215
Sale, conversion, retirement of capital stock, net$0722
Net operating income$721,0004,718
2003-06-30 (YTD Data)Rank
Total interest income$2,201,0005,417
Total interest expense$558,0006,059
Net interest income$1,643,0005,008
Provision for loan and lease losses$30,0005,740
Total noninterest income$854,0002,626
Gross Fiduciary activities income$139,000724
Service charges on deposit accounts$73,0005,939
Trading account gains and fees$0150
Additional Noninterest Income$642,0002,099
Total noninterest expense$1,786,0004,029
Salaries and employee benefits$1,059,0003,739
Premises and equipment expense$388,0002,847
Additional noninterest expense$339,0005,578
Pre-tax net operating income$681,0004,504
Securities gains (losses)$03,782
Applicable income taxes$239,0003,635
Income before extraordinary items$442,0005,135
Extraordinary gains, net$030
Net income$442,0005,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$168,0003,723
Sale, conversion, retirement of capital stock, net$0589
Net operating income$442,0004,931
2003-03-31 (YTD Data)Rank
Total interest income$1,086,0005,492
Total interest expense$283,0006,127
Net interest income$803,0005,082
Provision for loan and lease losses$15,0005,504
Total noninterest income$400,0002,685
Gross Fiduciary activities income$66,000747
Service charges on deposit accounts$37,0005,850
Trading account gains and fees$0134
Additional Noninterest Income$297,0002,121
Total noninterest expense$871,0004,097
Salaries and employee benefits$514,0003,825
Premises and equipment expense$185,0002,937
Additional noninterest expense$172,0005,511
Pre-tax net operating income$317,0004,650
Securities gains (losses)$02,891
Applicable income taxes$104,0003,866
Income before extraordinary items$213,0005,162
Extraordinary gains, net$021
Net income$213,0005,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$158,0002,468
Sale, conversion, retirement of capital stock, net$0419
Net operating income$213,0004,968
2002-12-31 (YTD Data)Rank
Total interest income$4,475,0005,546
Total interest expense$1,458,0005,825
Net interest income$3,017,0005,265
Provision for loan and lease losses$247,0003,895
Total noninterest income$1,399,0002,752
Gross Fiduciary activities income$282,000730
Service charges on deposit accounts$185,0005,388
Trading account gains and fees$0153
Additional Noninterest Income$932,0002,282
Total noninterest expense$3,039,0004,415
Salaries and employee benefits$1,808,0004,073
Premises and equipment expense$604,0003,400
Additional noninterest expense$627,0005,778
Pre-tax net operating income$1,130,0004,874
Securities gains (losses)$04,537
Applicable income taxes$419,0003,801
Income before extraordinary items$711,0005,518
Extraordinary gains, net$070
Net income$711,0005,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,0002,371
Cash dividends$199,0004,931
Sale, conversion, retirement of capital stock, net$0862
Net operating income$711,0005,375
2001-12-31 (YTD Data)Rank
Total interest income$5,008,0005,610
Total interest expense$2,165,0005,853
Net interest income$2,843,0005,271
Provision for loan and lease losses$60,0006,353
Total noninterest income$1,016,0003,306
Gross Fiduciary activities income$283,000736
Service charges on deposit accounts$144,0005,880
Trading account gains and fees$0177
Additional Noninterest Income$589,0002,861
Total noninterest expense$2,723,0004,664
Salaries and employee benefits$1,541,0004,423
Premises and equipment expense$579,0003,471
Additional noninterest expense$603,0005,817
Pre-tax net operating income$1,076,0004,703
Securities gains (losses)$04,612
Applicable income taxes$371,0003,875
Income before extraordinary items$705,0005,205
Extraordinary gains, net$0105
Net income$705,0005,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,531
Cash dividends$227,0004,815
Sale, conversion, retirement of capital stock, net$0922
Net operating income$705,0005,095
2000-12-31 (YTD Data)Rank
Total interest income$4,892,0005,816
Total interest expense$1,883,0006,456
Net interest income$3,009,0005,152
Provision for loan and lease losses$60,0006,179
Total noninterest income$736,0003,871
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$179,0005,372
Trading account gains and feesNANA
Additional Noninterest Income$557,0002,763
Total noninterest expense$2,583,0004,743
Salaries and employee benefits$1,437,0004,513
Premises and equipment expense$581,0003,358
Additional noninterest expense$565,0005,987
Pre-tax net operating income$1,102,0004,987
Securities gains (losses)$01,956
Applicable income taxes$385,0004,048
Income before extraordinary items$717,0005,351
Extraordinary gains, net$038
Net income$717,0005,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,027
Cash dividends$239,0004,873
Sale, conversion, retirement of capital stock, net$0969
Net operating income$717,0005,356
1999-12-31 (YTD Data)Rank
Total interest income$4,085,0006,294
Total interest expense$1,549,0006,857
Net interest income$2,536,0005,749
Provision for loan and lease losses$60,0006,124
Total noninterest income$836,0003,511
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$179,0005,408
Trading account gains and feesNANA
Additional Noninterest Income$657,0002,475
Total noninterest expense$2,469,0004,928
Salaries and employee benefits$1,343,0004,744
Premises and equipment expense$567,0003,418
Additional noninterest expense$559,0006,092
Pre-tax net operating income$843,0005,778
Securities gains (losses)$03,155
Applicable income taxes$321,0004,663
Income before extraordinary items$522,0006,290
Extraordinary gains, net$035
Net income$522,0006,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$238,0004,969
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$522,0006,271
1998-12-31 (YTD Data)Rank
Total interest income$3,879,0006,579
Total interest expense$1,536,0007,116
Net interest income$2,343,0006,078
Provision for loan and lease losses$75,0005,712
Total noninterest income$1,022,0003,018
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0006,148
Trading account gains and feesNANA
Additional Noninterest Income$885,0002,028
Total noninterest expense$2,334,0005,006
Salaries and employee benefits$1,195,0005,082
Premises and equipment expense$534,0003,514
Additional noninterest expense$605,0005,731
Pre-tax net operating income$956,0005,553
Securities gains (losses)$04,449
Applicable income taxes$328,0004,934
Income before extraordinary items$628,0005,916
Extraordinary gains, net$032
Net income$628,0005,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,871
Cash dividends$65,0006,687
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$628,0005,817
1997-12-31 (YTD Data)Rank
Total interest income$3,416,0007,263
Total interest expense$1,426,0007,526
Net interest income$1,990,0006,930
Provision for loan and lease losses$147,0004,197
Total noninterest income$802,0003,560
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$145,0006,257
Trading account gains and feesNANA
Additional Noninterest Income$657,0002,324
Total noninterest expense$2,143,0005,391
Salaries and employee benefits$1,098,0005,480
Premises and equipment expense$516,0003,607
Additional noninterest expense$529,0006,282
Pre-tax net operating income$502,0007,909
Securities gains (losses)$03,944
Applicable income taxes$163,0007,419
Income before extraordinary items$339,0008,084
Extraordinary gains, net$044
Net income$339,0008,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,227
Cash dividends$110,0006,354
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$339,0008,037
1996-12-31 (YTD Data)Rank
Total interest income$2,924,0008,090
Total interest expense$1,142,0008,554
Net interest income$1,782,0007,594
Provision for loan and lease losses$16,0008,168
Total noninterest income$684,0004,181
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$148,0006,499
Trading account gains and feesNANA
Additional Noninterest Income$536,0002,787
Total noninterest expense$1,796,0006,400
Salaries and employee benefits$889,0006,508
Premises and equipment expense$389,0004,641
Additional noninterest expense$518,0006,913
Pre-tax net operating income$654,0007,146
Securities gains (losses)$04,148
Applicable income taxes$204,0007,077
Income before extraordinary items$450,0007,237
Extraordinary gains, net$053
Net income$450,0007,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,845
Cash dividends$58,0007,411
Sale, conversion, retirement of capital stock, net$0953
Net operating income$450,0007,188
1995-12-31 (YTD Data)Rank
Total interest income$2,516,0008,943
Total interest expense$983,0009,315
Net interest income$1,533,0008,445
Provision for loan and lease losses$41,0006,593
Total noninterest income$679,0004,180
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$155,0006,557
Trading account gains and feesNANA
Additional Noninterest Income$524,0002,783
Total noninterest expense$1,506,0007,258
Salaries and employee benefits$698,0007,723
Premises and equipment expense$307,0005,528
Additional noninterest expense$501,0007,243
Pre-tax net operating income$665,0007,511
Securities gains (losses)$03,831
Applicable income taxes$248,0006,675
Income before extraordinary items$417,0007,903
Extraordinary gains, net$065
Net income$417,0007,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,018
Cash dividends$38,0008,029
Sale, conversion, retirement of capital stock, net$0809
Net operating income$417,0007,877
1994-12-31 (YTD Data)Rank
Total interest income$2,000,0009,803
Total interest expense$633,00010,439
Net interest income$1,367,0009,255
Provision for loan and lease losses$27,0007,330
Total noninterest income$422,0005,933
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$141,0007,101
Trading account gains and feesNANA
Additional Noninterest Income$281,0004,285
Total noninterest expense$1,244,0008,448
Salaries and employee benefits$578,0008,771
Premises and equipment expense$269,0006,192
Additional noninterest expense$397,0008,855
Pre-tax net operating income$518,0008,535
Securities gains (losses)$03,600
Applicable income taxes$174,0007,835
Income before extraordinary items$344,0008,680
Extraordinary gains, net$0249
Net income$344,0008,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,455
Cash dividends$48,0008,028
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$344,0008,746
1993-12-31 (YTD Data)Rank
Total interest income$1,953,00010,271
Total interest expense$684,00010,684
Net interest income$1,269,0009,841
Provision for loan and lease losses$-61,00012,795
Total noninterest income$490,0005,684
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0006,543
Trading account gains and feesNANA
Additional Noninterest Income$318,0004,324
Total noninterest expense$1,219,0008,821
Salaries and employee benefits$514,0009,535
Premises and equipment expense$284,0006,125
Additional noninterest expense$421,0009,020
Pre-tax net operating income$601,0007,937
Securities gains (losses)$12,0005,266
Applicable income taxes$215,0007,343
Income before extraordinary items$398,0008,456
Extraordinary gains, net$03,149
Net income$398,0008,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0009,554
Cash dividends$30,0008,419
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$390,2008,264
1992-12-31 (YTD Data)Rank
Total interest income$2,013,00010,872
Total interest expense$759,00011,524
Net interest income$1,254,00010,119
Provision for loan and lease losses$60,0008,535
Total noninterest income$221,0009,009
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$169,0006,633
Trading account gains and feesNANA
Additional Noninterest Income$52,00010,289
Total noninterest expense$1,013,0009,912
Salaries and employee benefits$419,00010,642
Premises and equipment expense$207,0007,676
Additional noninterest expense$387,0009,726
Pre-tax net operating income$402,0009,233
Securities gains (losses)$37,0004,622
Applicable income taxes$164,0008,298
Income before extraordinary items$275,0009,620
Extraordinary gains, net$01,422
Net income$275,0009,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,00010,714
Cash dividends$28,0008,296
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$251,3209,536

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.