Home > Kirksville Federal Savings Bank > Income and Expense
Kirksville Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,978,000 | 3,740 |
| Total interest expense | $4,338,000 | 2,827 |
| Net interest income | $3,640,000 | 4,766 |
| Provision for loan and lease losses | $-47,000 | 11,979 |
| Total noninterest income | $255,000 | 7,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $255,000 | 4,538 |
| Total noninterest expense | $1,654,000 | 7,116 |
| Salaries and employee benefits | $944,000 | 6,394 |
| Premises and equipment expense | $158,000 | 8,341 |
| Additional noninterest expense | $552,000 | 7,407 |
| Pre-tax net operating income | $2,288,000 | 3,062 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $845,000 | 2,640 |
| Income before extraordinary items | $1,465,000 | 3,237 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,465,000 | 3,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,264 |
| Cash dividends | $1,297,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,450,920 | 3,293 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,929,000 | 3,849 |
| Total interest expense | $4,417,000 | 2,900 |
| Net interest income | $3,512,000 | 4,949 |
| Provision for loan and lease losses | $31,000 | 8,369 |
| Total noninterest income | $244,000 | 8,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $244,000 | 5,071 |
| Total noninterest expense | $1,572,000 | 7,587 |
| Salaries and employee benefits | $885,000 | 6,807 |
| Premises and equipment expense | $153,000 | 8,816 |
| Additional noninterest expense | $534,000 | 7,919 |
| Pre-tax net operating income | $2,153,000 | 3,079 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $761,000 | 2,867 |
| Income before extraordinary items | $1,406,000 | 3,433 |
| Extraordinary gains, net | $229,000 | 914 |
| Net income | $1,635,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $1,013,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,396,900 | 3,268 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,114,000 | 3,817 |
| Total interest expense | $5,591,000 | 2,975 |
| Net interest income | $3,523,000 | 4,979 |
| Provision for loan and lease losses | $121,000 | 6,692 |
| Total noninterest income | $295,000 | 7,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $295,000 | 4,481 |
| Total noninterest expense | $1,655,000 | 7,385 |
| Salaries and employee benefits | $903,000 | 6,604 |
| Premises and equipment expense | $161,000 | 8,809 |
| Additional noninterest expense | $591,000 | 7,594 |
| Pre-tax net operating income | $2,042,000 | 3,047 |
| Securities gains (losses) | $-28,000 | 13,571 |
| Applicable income taxes | $709,000 | 2,932 |
| Income before extraordinary items | $1,305,000 | 3,514 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,305,000 | 3,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $380,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,323,200 | 3,219 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.