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Kirkpatrick Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$49,663,000942
Total interest expense$16,575,000900
Net interest income$33,088,000957
Provision for loan and lease losses$03,275
Total noninterest income$4,326,0001,301
Gross Fiduciary activities income$0981
Service charges on deposit accounts$333,0002,074
Trading account gains and feesNANA
Additional Noninterest Income$3,993,0001,030
Total noninterest expense$21,909,0001,122
Salaries and employee benefits$13,043,0001,087
Premises and equipment expense$3,029,000856
Additional noninterest expense$3,993,0001,030
Pre-tax net operating income$15,505,000832
Securities gains (losses)$-7,961,0004,519
Applicable income taxes$03,369
Income before extraordinary items$7,544,0001,266
Extraordinary gains, net$054
Net income$7,544,0001,281
Minority interest net income$088
Net income of bank and minority interests.$7,544,0001,269
Net charge-offs$-589,0004,549
Cash dividends$14,763,000372
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,505,000724
2023-09-30 (YTD Data)Rank
Total interest income$36,650,000937
Total interest expense$11,511,000901
Net interest income$25,139,000952
Provision for loan and lease losses$03,085
Total noninterest income$3,793,0001,189
Gross Fiduciary activities income$0950
Service charges on deposit accounts$249,0002,089
Trading account gains and feesNANA
Additional Noninterest Income$3,544,000927
Total noninterest expense$16,511,0001,111
Salaries and employee benefits$9,923,0001,077
Premises and equipment expense$2,256,000869
Additional noninterest expense$3,544,000927
Pre-tax net operating income$12,421,000821
Securities gains (losses)$-1,975,0004,512
Applicable income taxes$03,407
Income before extraordinary items$10,446,000806
Extraordinary gains, net$052
Net income$10,446,000810
Minority interest net income$081
Net income of bank and minority interests.$10,446,000806
Net charge-offs$-596,0004,572
Cash dividends$5,182,000588
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,421,000709
2023-06-30 (YTD Data)Rank
Total interest income$23,743,000931
Total interest expense$7,272,000858
Net interest income$16,471,000970
Provision for loan and lease losses$02,940
Total noninterest income$3,290,000951
Gross Fiduciary activities income$0931
Service charges on deposit accounts$167,0002,076
Trading account gains and feesNANA
Additional Noninterest Income$3,123,000722
Total noninterest expense$10,908,0001,117
Salaries and employee benefits$6,641,0001,061
Premises and equipment expense$1,476,000871
Additional noninterest expense$3,123,000722
Pre-tax net operating income$8,853,000769
Securities gains (losses)$-1,975,0004,562
Applicable income taxes$03,436
Income before extraordinary items$6,878,000815
Extraordinary gains, net$051
Net income$6,878,000826
Minority interest net income$081
Net income of bank and minority interests.$6,878,000815
Net charge-offs$-535,0004,607
Cash dividends$3,682,000558
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,853,000661
2023-03-31 (YTD Data)Rank
Total interest income$11,848,000919
Total interest expense$3,494,000798
Net interest income$8,354,000958
Provision for loan and lease losses$02,612
Total noninterest income$2,623,000710
Gross Fiduciary activities income$0913
Service charges on deposit accounts$84,0002,097
Trading account gains and feesNANA
Additional Noninterest Income$2,539,000523
Total noninterest expense$5,492,0001,125
Salaries and employee benefits$3,362,0001,068
Premises and equipment expense$754,000876
Additional noninterest expense$2,539,000523
Pre-tax net operating income$5,485,000674
Securities gains (losses)$-1,975,0004,614
Applicable income taxes$03,388
Income before extraordinary items$3,510,000821
Extraordinary gains, net$04
Net income$3,510,000820
Minority interest net income$048
Net income of bank and minority interests.$3,510,000820
Net charge-offs$-541,0004,651
Cash dividends$1,195,000725
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,485,000586
2022-12-31 (YTD Data)Rank
Total interest income$37,085,000948
Total interest expense$4,535,000847
Net interest income$32,550,000948
Provision for loan and lease losses$-1,408,0004,640
Total noninterest income$3,039,0001,618
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$293,0002,281
Trading account gains and feesNANA
Additional Noninterest Income$2,746,0001,335
Total noninterest expense$20,820,0001,149
Salaries and employee benefits$12,967,0001,079
Premises and equipment expense$3,107,000835
Additional noninterest expense$2,746,0001,335
Pre-tax net operating income$16,177,000889
Securities gains (losses)$-3,487,0004,609
Applicable income taxes$03,596
Income before extraordinary items$12,690,000927
Extraordinary gains, net$05
Net income$12,690,000928
Minority interest net income$063
Net income of bank and minority interests.$12,690,000928
Net charge-offs$-3,444,0004,698
Cash dividends$6,425,000639
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,177,000765
2022-09-30 (YTD Data)Rank
Total interest income$25,750,000973
Total interest expense$2,161,000947
Net interest income$23,589,000969
Provision for loan and lease losses$-1,411,0004,676
Total noninterest income$2,176,0001,687
Gross Fiduciary activities income$0968
Service charges on deposit accounts$233,0002,226
Trading account gains and feesNANA
Additional Noninterest Income$1,943,0001,399
Total noninterest expense$15,146,0001,182
Salaries and employee benefits$9,361,0001,104
Premises and equipment expense$2,299,000842
Additional noninterest expense$1,943,0001,399
Pre-tax net operating income$12,030,000887
Securities gains (losses)$35,000282
Applicable income taxes$03,603
Income before extraordinary items$12,065,000756
Extraordinary gains, net$04
Net income$12,065,000756
Minority interest net income$057
Net income of bank and minority interests.$12,065,000756
Net charge-offs$-3,446,0004,741
Cash dividends$6,075,000506
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,030,000767
2022-06-30 (YTD Data)Rank
Total interest income$15,931,0001,001
Total interest expense$1,020,0001,114
Net interest income$14,911,000990
Provision for loan and lease losses$-1,414,0004,689
Total noninterest income$1,232,0001,830
Gross Fiduciary activities income$0925
Service charges on deposit accounts$153,0002,246
Trading account gains and feesNANA
Additional Noninterest Income$1,079,0001,597
Total noninterest expense$9,871,0001,191
Salaries and employee benefits$6,180,0001,109
Premises and equipment expense$1,548,000824
Additional noninterest expense$2,143,0001,527
Pre-tax net operating income$7,686,000867
Securities gains (losses)$35,000251
Applicable income taxes$03,564
Income before extraordinary items$7,721,000736
Extraordinary gains, net$04
Net income$7,721,000736
Minority interest net income$060
Net income of bank and minority interests.$7,721,000736
Net charge-offs$-3,100,0004,762
Cash dividends$4,227,000477
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,686,000755
2022-03-31 (YTD Data)Rank
Total interest income$7,636,0001,018
Total interest expense$499,0001,099
Net interest income$7,137,0001,003
Provision for loan and lease losses$-1,417,0004,709
Total noninterest income$614,0001,850
Gross Fiduciary activities income$0892
Service charges on deposit accounts$77,0002,220
Trading account gains and feesNANA
Additional Noninterest Income$537,0001,600
Total noninterest expense$4,755,0001,215
Salaries and employee benefits$3,012,0001,133
Premises and equipment expense$791,000817
Additional noninterest expense$952,0001,633
Pre-tax net operating income$4,413,000761
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$4,413,000643
Extraordinary gains, net$04
Net income$4,413,000643
Minority interest net income$050
Net income of bank and minority interests.$4,413,000643
Net charge-offs$-1,490,0004,779
Cash dividends$2,212,000435
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,413,000650
2021-12-31 (YTD Data)Rank
Total interest income$31,068,0001,021
Total interest expense$2,248,0001,198
Net interest income$28,820,0001,010
Provision for loan and lease losses$239,0001,624
Total noninterest income$3,384,0001,668
Gross Fiduciary activities income$0994
Service charges on deposit accounts$300,0002,192
Trading account gains and feesNANA
Additional Noninterest Income$3,084,0001,459
Total noninterest expense$19,604,0001,178
Salaries and employee benefits$11,498,0001,166
Premises and equipment expense$3,258,000790
Additional noninterest expense$4,848,0001,371
Pre-tax net operating income$12,361,0001,106
Securities gains (losses)$55,0001,082
Applicable income taxes$03,710
Income before extraordinary items$12,416,000975
Extraordinary gains, net$010
Net income$12,416,000976
Minority interest net income$074
Net income of bank and minority interests.$12,416,000976
Net charge-offs$-78,0004,280
Cash dividends$7,575,000589
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,361,000962
2021-09-30 (YTD Data)Rank
Total interest income$23,457,0001,035
Total interest expense$1,743,0001,229
Net interest income$21,714,0001,015
Provision for loan and lease losses$188,0001,524
Total noninterest income$2,751,0001,627
Gross Fiduciary activities income$0957
Service charges on deposit accounts$222,0002,210
Trading account gains and feesNANA
Additional Noninterest Income$2,529,0001,436
Total noninterest expense$14,736,0001,190
Salaries and employee benefits$8,720,0001,157
Premises and equipment expense$2,437,000816
Additional noninterest expense$3,579,0001,390
Pre-tax net operating income$9,541,0001,120
Securities gains (losses)$55,0001,023
Applicable income taxes$03,719
Income before extraordinary items$9,596,000986
Extraordinary gains, net$08
Net income$9,596,000986
Minority interest net income$069
Net income of bank and minority interests.$9,596,000986
Net charge-offs$-87,0004,421
Cash dividends$6,282,000514
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,541,000975
2021-06-30 (YTD Data)Rank
Total interest income$15,841,0001,014
Total interest expense$1,255,0001,194
Net interest income$14,586,000993
Provision for loan and lease losses$137,0001,479
Total noninterest income$1,871,0001,590
Gross Fiduciary activities income$0951
Service charges on deposit accounts$141,0002,213
Trading account gains and feesNANA
Additional Noninterest Income$1,730,0001,405
Total noninterest expense$9,844,0001,174
Salaries and employee benefits$5,886,0001,144
Premises and equipment expense$1,608,000823
Additional noninterest expense$2,350,0001,393
Pre-tax net operating income$6,476,0001,088
Securities gains (losses)$35,0001,008
Applicable income taxes$03,702
Income before extraordinary items$6,511,000961
Extraordinary gains, net$06
Net income$6,511,000961
Minority interest net income$067
Net income of bank and minority interests.$6,511,000961
Net charge-offs$-34,0004,241
Cash dividends$5,134,000436
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,476,000946
2021-03-31 (YTD Data)Rank
Total interest income$8,191,000972
Total interest expense$671,0001,179
Net interest income$7,520,000959
Provision for loan and lease losses$86,0001,384
Total noninterest income$1,086,0001,448
Gross Fiduciary activities income$0922
Service charges on deposit accounts$72,0002,179
Trading account gains and feesNANA
Additional Noninterest Income$1,014,0001,264
Total noninterest expense$4,788,0001,173
Salaries and employee benefits$2,902,0001,147
Premises and equipment expense$829,000809
Additional noninterest expense$1,057,0001,477
Pre-tax net operating income$3,732,000965
Securities gains (losses)$35,000755
Applicable income taxes$03,613
Income before extraordinary items$3,767,000851
Extraordinary gains, net$03
Net income$3,767,000851
Minority interest net income$055
Net income of bank and minority interests.$3,767,000851
Net charge-offs$-10,0004,067
Cash dividends$3,945,000286
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,732,000835
2020-12-31 (YTD Data)Rank
Total interest income$32,931,000980
Total interest expense$3,691,0001,256
Net interest income$29,240,000927
Provision for loan and lease losses$3,002,000797
Total noninterest income$4,489,0001,356
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$312,0002,187
Trading account gains and feesNANA
Additional Noninterest Income$4,177,0001,168
Total noninterest expense$18,465,0001,178
Salaries and employee benefits$10,833,0001,170
Premises and equipment expense$3,120,000824
Additional noninterest expense$4,512,0001,391
Pre-tax net operating income$12,262,000890
Securities gains (losses)$1,246,000312
Applicable income taxes$03,697
Income before extraordinary items$13,508,000728
Extraordinary gains, net$04
Net income$13,508,000728
Minority interest net income$072
Net income of bank and minority interests.$13,508,000728
Net charge-offs$1,238,000567
Cash dividends$8,123,000536
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,262,000759
2020-09-30 (YTD Data)Rank
Total interest income$25,406,000960
Total interest expense$2,936,0001,257
Net interest income$22,470,000918
Provision for loan and lease losses$2,535,000779
Total noninterest income$3,336,0001,326
Gross Fiduciary activities income$0981
Service charges on deposit accounts$233,0002,188
Trading account gains and feesNANA
Additional Noninterest Income$3,103,0001,132
Total noninterest expense$13,980,0001,157
Salaries and employee benefits$8,184,0001,152
Premises and equipment expense$2,305,000824
Additional noninterest expense$3,491,0001,340
Pre-tax net operating income$9,291,000853
Securities gains (losses)$831,000350
Applicable income taxes$03,696
Income before extraordinary items$10,122,000703
Extraordinary gains, net$04
Net income$10,122,000703
Minority interest net income$065
Net income of bank and minority interests.$10,122,000703
Net charge-offs$1,245,000449
Cash dividends$6,480,000486
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,291,000731
2020-06-30 (YTD Data)Rank
Total interest income$17,955,000921
Total interest expense$2,086,0001,278
Net interest income$15,869,000885
Provision for loan and lease losses$2,464,000636
Total noninterest income$2,238,0001,266
Gross Fiduciary activities income$0970
Service charges on deposit accounts$160,0002,180
Trading account gains and feesNANA
Additional Noninterest Income$2,078,0001,057
Total noninterest expense$9,320,0001,147
Salaries and employee benefits$5,328,0001,170
Premises and equipment expense$1,519,000834
Additional noninterest expense$2,473,0001,257
Pre-tax net operating income$6,323,000763
Securities gains (losses)$739,000284
Applicable income taxes$03,655
Income before extraordinary items$7,062,000613
Extraordinary gains, net$04
Net income$7,062,000613
Minority interest net income$065
Net income of bank and minority interests.$7,062,000613
Net charge-offs$1,264,000343
Cash dividends$5,149,000416
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,323,000657
2020-03-31 (YTD Data)Rank
Total interest income$8,344,000991
Total interest expense$1,131,0001,300
Net interest income$7,213,000938
Provision for loan and lease losses$51,0002,490
Total noninterest income$1,417,0001,020
Gross Fiduciary activities income$0941
Service charges on deposit accounts$94,0002,224
Trading account gains and feesNANA
Additional Noninterest Income$1,323,000805
Total noninterest expense$4,521,0001,189
Salaries and employee benefits$2,612,0001,195
Premises and equipment expense$782,000819
Additional noninterest expense$1,127,0001,383
Pre-tax net operating income$4,058,000564
Securities gains (losses)$482,000195
Applicable income taxes$03,513
Income before extraordinary items$4,540,000442
Extraordinary gains, net$04
Net income$4,540,000442
Minority interest net income$056
Net income of bank and minority interests.$4,540,000442
Net charge-offs$2,0002,313
Cash dividends$1,587,000589
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,058,000474
2019-12-31 (YTD Data)Rank
Total interest income$36,163,000929
Total interest expense$5,236,0001,198
Net interest income$30,927,000881
Provision for loan and lease losses$1,644,000610
Total noninterest income$2,561,0001,722
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$394,0002,232
Trading account gains and feesNANA
Additional Noninterest Income$2,167,0001,470
Total noninterest expense$18,534,0001,150
Salaries and employee benefits$10,704,0001,141
Premises and equipment expense$3,369,000749
Additional noninterest expense$4,461,0001,381
Pre-tax net operating income$13,310,000826
Securities gains (losses)$78,0001,058
Applicable income taxes$03,859
Income before extraordinary items$13,388,000739
Extraordinary gains, net$011
Net income$13,388,000740
Minority interest net income$076
Net income of bank and minority interests.$13,388,000740
Net charge-offs$2,368,000369
Cash dividends$7,967,000568
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,310,000725
2019-09-30 (YTD Data)Rank
Total interest income$27,576,000923
Total interest expense$4,088,0001,160
Net interest income$23,488,000872
Provision for loan and lease losses$780,000835
Total noninterest income$1,986,0001,684
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$293,0002,260
Trading account gains and feesNANA
Additional Noninterest Income$1,693,0001,424
Total noninterest expense$13,772,0001,159
Salaries and employee benefits$7,997,0001,147
Premises and equipment expense$2,545,000747
Additional noninterest expense$3,230,0001,425
Pre-tax net operating income$10,922,000791
Securities gains (losses)$-167,0005,186
Applicable income taxes$03,902
Income before extraordinary items$10,755,000700
Extraordinary gains, net$011
Net income$10,755,000702
Minority interest net income$072
Net income of bank and minority interests.$10,755,000701
Net charge-offs$-26,0004,671
Cash dividends$4,958,000625
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,922,000680
2019-06-30 (YTD Data)Rank
Total interest income$18,491,000916
Total interest expense$2,796,0001,113
Net interest income$15,695,000864
Provision for loan and lease losses$588,000766
Total noninterest income$1,203,0001,766
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$192,0002,267
Trading account gains and feesNANA
Additional Noninterest Income$1,011,0001,481
Total noninterest expense$8,923,0001,183
Salaries and employee benefits$5,170,0001,169
Premises and equipment expense$1,586,000805
Additional noninterest expense$2,167,0001,431
Pre-tax net operating income$7,387,000745
Securities gains (losses)$-167,0005,235
Applicable income taxes$03,901
Income before extraordinary items$7,220,000682
Extraordinary gains, net$011
Net income$7,220,000682
Minority interest net income$069
Net income of bank and minority interests.$7,220,000682
Net charge-offs$-20,0004,677
Cash dividends$3,349,000594
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,387,000654
2019-03-31 (YTD Data)Rank
Total interest income$8,917,000937
Total interest expense$1,439,0001,055
Net interest income$7,478,000902
Provision for loan and lease losses$19,0002,802
Total noninterest income$469,0001,985
Gross Fiduciary activities income$0972
Service charges on deposit accounts$95,0002,283
Trading account gains and feesNANA
Additional Noninterest Income$374,0001,726
Total noninterest expense$4,411,0001,191
Salaries and employee benefits$2,519,0001,198
Premises and equipment expense$785,000822
Additional noninterest expense$1,107,0001,394
Pre-tax net operating income$3,517,000769
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$3,517,000683
Extraordinary gains, net$05
Net income$3,517,000683
Minority interest net income$052
Net income of bank and minority interests.$3,517,000682
Net charge-offs$-12,0004,722
Cash dividends$1,456,000653
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,517,000670
2018-12-31 (YTD Data)Rank
Total interest income$32,273,000962
Total interest expense$4,307,0001,067
Net interest income$27,966,000940
Provision for loan and lease losses$638,0001,231
Total noninterest income$2,790,0001,626
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$381,0002,354
Trading account gains and feesNANA
Additional Noninterest Income$2,409,0001,323
Total noninterest expense$18,248,0001,144
Salaries and employee benefits$10,880,0001,102
Premises and equipment expense$3,016,000834
Additional noninterest expense$4,352,0001,396
Pre-tax net operating income$11,870,000917
Securities gains (losses)$-192,0005,145
Applicable income taxes$03,978
Income before extraordinary items$11,678,000810
Extraordinary gains, net$06
Net income$11,678,000808
Minority interest net income$072
Net income of bank and minority interests.$11,678,000809
Net charge-offs$-102,0005,046
Cash dividends$5,807,000653
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,870,000797
2018-09-30 (YTD Data)Rank
Total interest income$23,660,000967
Total interest expense$3,062,0001,050
Net interest income$20,598,000948
Provision for loan and lease losses$638,000939
Total noninterest income$2,180,0001,599
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$285,0002,377
Trading account gains and feesNANA
Additional Noninterest Income$1,895,0001,300
Total noninterest expense$13,476,0001,160
Salaries and employee benefits$8,088,0001,112
Premises and equipment expense$2,224,000844
Additional noninterest expense$3,164,0001,447
Pre-tax net operating income$8,664,000941
Securities gains (losses)$-7,0004,683
Applicable income taxes$04,032
Income before extraordinary items$8,657,000813
Extraordinary gains, net$05
Net income$8,657,000812
Minority interest net income$066
Net income of bank and minority interests.$8,657,000812
Net charge-offs$-88,0005,083
Cash dividends$4,417,000603
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,664,000810
2018-06-30 (YTD Data)Rank
Total interest income$15,441,000975
Total interest expense$1,979,0001,015
Net interest income$13,462,000959
Provision for loan and lease losses$638,000661
Total noninterest income$1,161,0001,837
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$189,0002,381
Trading account gains and feesNANA
Additional Noninterest Income$972,0001,550
Total noninterest expense$9,032,0001,157
Salaries and employee benefits$5,405,0001,114
Premises and equipment expense$1,467,000854
Additional noninterest expense$2,160,0001,415
Pre-tax net operating income$4,953,0001,030
Securities gains (losses)$-7,0004,923
Applicable income taxes$04,018
Income before extraordinary items$4,946,000919
Extraordinary gains, net$06
Net income$4,946,000917
Minority interest net income$065
Net income of bank and minority interests.$4,946,000918
Net charge-offs$-71,0005,115
Cash dividends$2,786,000602
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,953,000905
2018-03-31 (YTD Data)Rank
Total interest income$7,582,000983
Total interest expense$919,0001,023
Net interest income$6,663,000967
Provision for loan and lease losses$382,000573
Total noninterest income$485,0002,023
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$95,0002,377
Trading account gains and feesNANA
Additional Noninterest Income$390,0001,733
Total noninterest expense$4,444,0001,169
Salaries and employee benefits$2,689,0001,127
Premises and equipment expense$736,000859
Additional noninterest expense$1,019,0001,488
Pre-tax net operating income$2,322,0001,066
Securities gains (losses)$-7,0005,172
Applicable income taxes$03,948
Income before extraordinary items$2,315,000945
Extraordinary gains, net$07
Net income$2,315,000945
Minority interest net income$052
Net income of bank and minority interests.$2,315,000945
Net charge-offs$-35,0005,144
Cash dividends$1,330,000582
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,322,000937
2017-12-31 (YTD Data)Rank
Total interest income$29,900,000964
Total interest expense$3,275,000995
Net interest income$26,625,000945
Provision for loan and lease losses$-1,696,0005,627
Total noninterest income$2,268,0001,881
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$389,0002,428
Trading account gains and feesNANA
Additional Noninterest Income$1,879,0001,593
Total noninterest expense$18,390,0001,138
Salaries and employee benefits$11,018,0001,077
Premises and equipment expense$2,993,000826
Additional noninterest expense$4,379,0001,399
Pre-tax net operating income$12,199,000841
Securities gains (losses)$-15,0005,127
Applicable income taxes$04,135
Income before extraordinary items$12,184,000629
Extraordinary gains, net$09
Net income$12,184,000629
Minority interest net income$076
Net income of bank and minority interests.$12,184,000629
Net charge-offs$-396,0005,543
Cash dividends$5,896,000591
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,199,000623
2017-09-30 (YTD Data)Rank
Total interest income$22,194,000973
Total interest expense$2,404,0001,001
Net interest income$19,790,000949
Provision for loan and lease losses$304,0001,604
Total noninterest income$1,459,0002,093
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$284,0002,482
Trading account gains and feesNANA
Additional Noninterest Income$1,175,0001,783
Total noninterest expense$13,592,0001,147
Salaries and employee benefits$8,340,0001,080
Premises and equipment expense$2,201,000844
Additional noninterest expense$3,051,0001,489
Pre-tax net operating income$7,353,0001,021
Securities gains (losses)$20,0001,322
Applicable income taxes$04,172
Income before extraordinary items$7,373,000816
Extraordinary gains, net$09
Net income$7,373,000816
Minority interest net income$071
Net income of bank and minority interests.$7,373,000816
Net charge-offs$-346,0005,593
Cash dividends$4,653,000539
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,353,000807
2017-06-30 (YTD Data)Rank
Total interest income$14,600,000979
Total interest expense$1,536,0001,015
Net interest income$13,064,000959
Provision for loan and lease losses$304,0001,171
Total noninterest income$927,0002,149
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$183,0002,536
Trading account gains and feesNANA
Additional Noninterest Income$744,0001,862
Total noninterest expense$8,995,0001,162
Salaries and employee benefits$5,497,0001,091
Premises and equipment expense$1,477,000839
Additional noninterest expense$2,021,0001,498
Pre-tax net operating income$4,692,0001,041
Securities gains (losses)$5,0001,441
Applicable income taxes$04,189
Income before extraordinary items$4,697,000846
Extraordinary gains, net$011
Net income$4,697,000846
Minority interest net income$071
Net income of bank and minority interests.$4,697,000846
Net charge-offs$-274,0005,645
Cash dividends$3,351,000498
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,692,000835
2017-03-31 (YTD Data)Rank
Total interest income$7,023,0001,001
Total interest expense$710,0001,061
Net interest income$6,313,000990
Provision for loan and lease losses$228,000853
Total noninterest income$444,0002,189
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$90,0002,566
Trading account gains and feesNANA
Additional Noninterest Income$354,0001,878
Total noninterest expense$4,431,0001,188
Salaries and employee benefits$2,697,0001,116
Premises and equipment expense$725,000865
Additional noninterest expense$1,009,0001,492
Pre-tax net operating income$2,098,0001,127
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,098,000899
Extraordinary gains, net$08
Net income$2,098,000900
Minority interest net income$055
Net income of bank and minority interests.$2,098,000899
Net charge-offs$-160,0005,690
Cash dividends$1,787,000449
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,098,000886
2016-12-31 (YTD Data)Rank
Total interest income$26,069,0001,034
Total interest expense$2,406,0001,199
Net interest income$23,663,0001,023
Provision for loan and lease losses$3,193,000372
Total noninterest income$1,780,0002,261
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$374,0002,573
Trading account gains and fees$0170
Additional Noninterest Income$1,406,0001,968
Total noninterest expense$16,353,0001,227
Salaries and employee benefits$10,056,0001,148
Premises and equipment expense$2,769,000893
Additional noninterest expense$3,528,0001,718
Pre-tax net operating income$5,897,0001,420
Securities gains (losses)$1,573,000155
Applicable income taxes$04,278
Income before extraordinary items$7,470,0001,000
Extraordinary gains, net$05
Net income$7,470,000999
Minority interest net income$082
Net income of bank and minority interests.$7,470,000999
Net charge-offs$1,620,000451
Cash dividends$4,749,000713
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,897,0001,191
2016-09-30 (YTD Data)Rank
Total interest income$19,240,0001,048
Total interest expense$1,717,0001,259
Net interest income$17,523,0001,032
Provision for loan and lease losses$2,923,000300
Total noninterest income$1,238,0002,363
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$279,0002,589
Trading account gains and fees$0169
Additional Noninterest Income$959,0002,098
Total noninterest expense$12,032,0001,254
Salaries and employee benefits$7,416,0001,158
Premises and equipment expense$2,029,000911
Additional noninterest expense$2,587,0001,743
Pre-tax net operating income$3,806,0001,617
Securities gains (losses)$1,573,000126
Applicable income taxes$04,325
Income before extraordinary items$5,379,0001,043
Extraordinary gains, net$05
Net income$5,379,0001,043
Minority interest net income$071
Net income of bank and minority interests.$5,379,0001,043
Net charge-offs$03,952
Cash dividends$4,016,000595
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,806,0001,349
2016-06-30 (YTD Data)Rank
Total interest income$12,484,0001,074
Total interest expense$1,090,0001,312
Net interest income$11,394,0001,049
Provision for loan and lease losses$2,550,000236
Total noninterest income$733,0002,489
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$180,0002,619
Trading account gains and fees$0157
Additional Noninterest Income$553,0002,258
Total noninterest expense$7,807,0001,291
Salaries and employee benefits$4,869,0001,177
Premises and equipment expense$1,318,000932
Additional noninterest expense$1,620,0001,850
Pre-tax net operating income$1,770,0002,130
Securities gains (losses)$1,471,00099
Applicable income taxes$04,338
Income before extraordinary items$3,241,0001,126
Extraordinary gains, net$016
Net income$3,241,0001,126
Minority interest net income$071
Net income of bank and minority interests.$3,241,0001,126
Net charge-offs$03,689
Cash dividends$2,565,000630
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,770,0001,788
2016-03-31 (YTD Data)Rank
Total interest income$6,241,0001,076
Total interest expense$531,0001,340
Net interest income$5,710,0001,047
Provision for loan and lease losses$1,618,000205
Total noninterest income$336,0002,581
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$88,0002,636
Trading account gains and fees$0142
Additional Noninterest Income$248,0002,348
Total noninterest expense$3,828,0001,314
Salaries and employee benefits$2,329,0001,227
Premises and equipment expense$640,000967
Additional noninterest expense$859,0001,743
Pre-tax net operating income$600,0002,740
Securities gains (losses)$1,133,00064
Applicable income taxes$04,259
Income before extraordinary items$1,733,0001,036
Extraordinary gains, net$012
Net income$1,733,0001,037
Minority interest net income$062
Net income of bank and minority interests.$1,733,0001,037
Net charge-offs$03,094
Cash dividends$1,277,000603
Sale, conversion, retirement of capital stock, net$0659
Net operating income$600,0002,399
2015-12-31 (YTD Data)Rank
Total interest income$23,635,0001,087
Total interest expense$2,394,0001,163
Net interest income$21,241,0001,076
Provision for loan and lease losses$1,189,000696
Total noninterest income$1,322,0002,645
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$399,0002,515
Trading account gains and fees$0159
Additional Noninterest Income$923,0002,488
Total noninterest expense$15,384,0001,283
Salaries and employee benefits$8,886,0001,239
Premises and equipment expense$2,507,000960
Additional noninterest expense$3,991,0001,526
Pre-tax net operating income$5,990,0001,367
Securities gains (losses)$121,0001,053
Applicable income taxes$04,402
Income before extraordinary items$6,111,0001,144
Extraordinary gains, net$023
Net income$6,111,0001,144
Minority interest net income$081
Net income of bank and minority interests.$6,111,0001,144
Net charge-offs$1,150,000613
Cash dividends$3,727,000839
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,990,0001,154
2015-09-30 (YTD Data)Rank
Total interest income$17,480,0001,107
Total interest expense$1,870,0001,133
Net interest income$15,610,0001,099
Provision for loan and lease losses$675,000812
Total noninterest income$1,000,0002,665
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$302,0002,517
Trading account gains and fees$0153
Additional Noninterest Income$698,0002,484
Total noninterest expense$11,434,0001,298
Salaries and employee benefits$6,543,0001,267
Premises and equipment expense$1,781,0001,026
Additional noninterest expense$3,110,0001,479
Pre-tax net operating income$4,501,0001,387
Securities gains (losses)$91,0001,091
Applicable income taxes$04,489
Income before extraordinary items$4,592,0001,158
Extraordinary gains, net$021
Net income$4,592,0001,157
Minority interest net income$078
Net income of bank and minority interests.$4,592,0001,158
Net charge-offs$1,214,000421
Cash dividends$2,568,000810
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,501,0001,153
2015-06-30 (YTD Data)Rank
Total interest income$11,403,0001,130
Total interest expense$1,263,0001,123
Net interest income$10,140,0001,128
Provision for loan and lease losses$450,000841
Total noninterest income$694,0002,630
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$209,0002,420
Trading account gains and fees$0157
Additional Noninterest Income$485,0002,445
Total noninterest expense$7,586,0001,306
Salaries and employee benefits$4,320,0001,283
Premises and equipment expense$1,123,0001,079
Additional noninterest expense$2,143,0001,450
Pre-tax net operating income$2,798,0001,461
Securities gains (losses)$31,0001,488
Applicable income taxes$04,497
Income before extraordinary items$2,829,0001,232
Extraordinary gains, net$022
Net income$2,829,0001,234
Minority interest net income$075
Net income of bank and minority interests.$2,829,0001,233
Net charge-offs$125,0001,527
Cash dividends$1,748,000800
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,798,0001,217
2015-03-31 (YTD Data)Rank
Total interest income$5,538,0001,156
Total interest expense$632,0001,126
Net interest income$4,906,0001,159
Provision for loan and lease losses$225,000816
Total noninterest income$385,0002,442
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$107,0002,356
Trading account gains and fees$0152
Additional Noninterest Income$278,0002,220
Total noninterest expense$3,689,0001,337
Salaries and employee benefits$2,106,0001,314
Premises and equipment expense$550,0001,104
Additional noninterest expense$1,033,0001,489
Pre-tax net operating income$1,377,0001,438
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,377,0001,220
Extraordinary gains, net$013
Net income$1,377,0001,220
Minority interest net income$064
Net income of bank and minority interests.$1,377,0001,221
Net charge-offs$-126,0006,166
Cash dividends$800,000798
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,377,0001,181
2014-12-31 (YTD Data)Rank
Total interest income$23,021,0001,114
Total interest expense$2,569,0001,147
Net interest income$20,452,0001,101
Provision for loan and lease losses$2,040,000458
Total noninterest income$2,090,0002,039
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$434,0002,531
Trading account gains and fees$0180
Additional Noninterest Income$1,656,0001,668
Total noninterest expense$12,729,0001,496
Salaries and employee benefits$7,750,0001,365
Premises and equipment expense$2,296,0001,049
Additional noninterest expense$2,683,0002,254
Pre-tax net operating income$7,773,0001,055
Securities gains (losses)$156,000950
Applicable income taxes$04,531
Income before extraordinary items$7,929,000839
Extraordinary gains, net$017
Net income$7,929,000838
Minority interest net income$084
Net income of bank and minority interests.$7,929,000838
Net charge-offs$651,0001,227
Cash dividends$3,859,000761
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,773,000833
2014-09-30 (YTD Data)Rank
Total interest income$17,293,0001,123
Total interest expense$1,968,0001,138
Net interest income$15,325,0001,104
Provision for loan and lease losses$1,530,000439
Total noninterest income$1,163,0002,494
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$323,0002,567
Trading account gains and fees$0174
Additional Noninterest Income$840,0002,186
Total noninterest expense$9,871,0001,459
Salaries and employee benefits$5,787,0001,371
Premises and equipment expense$1,462,0001,235
Additional noninterest expense$2,622,0001,755
Pre-tax net operating income$5,087,0001,201
Securities gains (losses)$83,0001,122
Applicable income taxes$04,583
Income before extraordinary items$5,170,000970
Extraordinary gains, net$015
Net income$5,170,000969
Minority interest net income$081
Net income of bank and minority interests.$5,170,000969
Net charge-offs$353,0001,458
Cash dividends$2,459,000801
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,087,000955
2014-06-30 (YTD Data)Rank
Total interest income$11,463,0001,119
Total interest expense$1,340,0001,116
Net interest income$10,123,0001,103
Provision for loan and lease losses$1,020,000446
Total noninterest income$840,0002,345
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$209,0002,603
Trading account gains and fees$0172
Additional Noninterest Income$631,0001,980
Total noninterest expense$6,501,0001,475
Salaries and employee benefits$3,869,0001,365
Premises and equipment expense$956,0001,262
Additional noninterest expense$1,676,0001,833
Pre-tax net operating income$3,442,0001,155
Securities gains (losses)$74,000947
Applicable income taxes$04,568
Income before extraordinary items$3,516,000921
Extraordinary gains, net$020
Net income$3,516,000919
Minority interest net income$080
Net income of bank and minority interests.$3,516,000921
Net charge-offs$352,0001,140
Cash dividends$1,115,0001,066
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,442,000929
2014-03-31 (YTD Data)Rank
Total interest income$5,636,0001,135
Total interest expense$663,0001,138
Net interest income$4,973,0001,125
Provision for loan and lease losses$510,000445
Total noninterest income$363,0002,519
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$103,0002,617
Trading account gains and fees$0147
Additional Noninterest Income$260,0002,206
Total noninterest expense$3,222,0001,494
Salaries and employee benefits$1,948,0001,376
Premises and equipment expense$465,0001,320
Additional noninterest expense$809,0001,874
Pre-tax net operating income$1,604,0001,182
Securities gains (losses)$3,0001,458
Applicable income taxes$04,445
Income before extraordinary items$1,607,000970
Extraordinary gains, net$016
Net income$1,607,000970
Minority interest net income$066
Net income of bank and minority interests.$1,607,000971
Net charge-offs$27,0002,305
Cash dividends$374,0001,283
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,604,000953
2013-12-31 (YTD Data)Rank
Total interest income$22,076,0001,165
Total interest expense$2,810,0001,205
Net interest income$19,266,0001,141
Provision for loan and lease losses$1,890,000651
Total noninterest income$794,0003,631
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$436,0002,644
Trading account gains and fees$0184
Additional Noninterest Income$358,0003,838
Total noninterest expense$12,578,0001,537
Salaries and employee benefits$7,187,0001,450
Premises and equipment expense$1,895,0001,246
Additional noninterest expense$3,496,0001,824
Pre-tax net operating income$5,592,0001,313
Securities gains (losses)$64,0001,628
Applicable income taxes$04,631
Income before extraordinary items$5,656,0001,094
Extraordinary gains, net$029
Net income$5,656,0001,097
Minority interest net income$090
Net income of bank and minority interests.$5,656,0001,097
Net charge-offs$1,652,000878
Cash dividends$3,303,000805
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,592,0001,081
2013-09-30 (YTD Data)Rank
Total interest income$16,402,0001,176
Total interest expense$2,146,0001,223
Net interest income$14,256,0001,154
Provision for loan and lease losses$1,470,000656
Total noninterest income$861,0003,022
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$329,0002,651
Trading account gains and fees$0180
Additional Noninterest Income$532,0002,926
Total noninterest expense$9,386,0001,545
Salaries and employee benefits$5,346,0001,468
Premises and equipment expense$1,394,0001,285
Additional noninterest expense$2,646,0001,791
Pre-tax net operating income$4,261,0001,316
Securities gains (losses)$15,0002,337
Applicable income taxes$04,713
Income before extraordinary items$4,276,0001,092
Extraordinary gains, net$025
Net income$4,276,0001,094
Minority interest net income$084
Net income of bank and minority interests.$4,276,0001,094
Net charge-offs$41,0004,008
Cash dividends$3,182,000610
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,261,0001,079
2013-06-30 (YTD Data)Rank
Total interest income$10,904,0001,171
Total interest expense$1,466,0001,218
Net interest income$9,438,0001,150
Provision for loan and lease losses$1,050,000653
Total noninterest income$503,0003,289
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$220,0002,611
Trading account gains and fees$0157
Additional Noninterest Income$283,0003,292
Total noninterest expense$6,303,0001,534
Salaries and employee benefits$3,557,0001,469
Premises and equipment expense$940,0001,270
Additional noninterest expense$1,806,0001,752
Pre-tax net operating income$2,588,0001,399
Securities gains (losses)$3,0002,553
Applicable income taxes$04,679
Income before extraordinary items$2,591,0001,176
Extraordinary gains, net$022
Net income$2,591,0001,178
Minority interest net income$082
Net income of bank and minority interests.$2,591,0001,179
Net charge-offs$40,0003,542
Cash dividends$1,855,000670
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,588,0001,130
2013-03-31 (YTD Data)Rank
Total interest income$5,468,0001,178
Total interest expense$769,0001,198
Net interest income$4,699,0001,159
Provision for loan and lease losses$525,000671
Total noninterest income$109,0004,710
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$113,0002,561
Trading account gains and fees$0148
Additional Noninterest Income$-4,0006,770
Total noninterest expense$3,074,0001,583
Salaries and employee benefits$1,748,0001,514
Premises and equipment expense$449,0001,357
Additional noninterest expense$877,0001,806
Pre-tax net operating income$1,209,0001,464
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,209,0001,236
Extraordinary gains, net$010
Net income$1,209,0001,238
Minority interest net income$076
Net income of bank and minority interests.$1,209,0001,238
Net charge-offs$22,0003,012
Cash dividends$899,000616
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,209,0001,182
2012-12-31 (YTD Data)Rank
Total interest income$22,716,0001,177
Total interest expense$3,974,0001,124
Net interest income$18,742,0001,176
Provision for loan and lease losses$3,055,000754
Total noninterest income$1,310,0002,825
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$532,0002,364
Trading account gains and fees$0166
Additional Noninterest Income$778,0002,725
Total noninterest expense$11,807,0001,635
Salaries and employee benefits$6,452,0001,569
Premises and equipment expense$1,830,0001,299
Additional noninterest expense$3,525,0001,867
Pre-tax net operating income$5,190,0001,327
Securities gains (losses)$354,0001,214
Applicable income taxes$04,751
Income before extraordinary items$5,544,0001,071
Extraordinary gains, net$029
Net income$5,544,0001,071
Minority interest net income$093
Net income of bank and minority interests.$5,544,0001,071
Net charge-offs$3,483,000766
Cash dividends$2,252,0001,109
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,190,0001,080
2012-09-30 (YTD Data)Rank
Total interest income$17,203,0001,184
Total interest expense$3,130,0001,126
Net interest income$14,073,0001,187
Provision for loan and lease losses$1,850,000904
Total noninterest income$934,0002,909
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$413,0002,334
Trading account gains and fees$0157
Additional Noninterest Income$521,0002,888
Total noninterest expense$8,552,0001,699
Salaries and employee benefits$4,834,0001,563
Premises and equipment expense$1,350,0001,333
Additional noninterest expense$2,368,0002,064
Pre-tax net operating income$4,605,0001,170
Securities gains (losses)$311,0001,082
Applicable income taxes$04,802
Income before extraordinary items$4,916,000936
Extraordinary gains, net$020
Net income$4,916,000936
Minority interest net income$086
Net income of bank and minority interests.$4,916,000936
Net charge-offs$1,724,0001,013
Cash dividends$1,963,000804
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,605,000949
2012-06-30 (YTD Data)Rank
Total interest income$11,417,0001,202
Total interest expense$2,095,0001,166
Net interest income$9,322,0001,198
Provision for loan and lease losses$1,050,0001,056
Total noninterest income$540,0003,094
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$288,0002,230
Trading account gains and fees$0153
Additional Noninterest Income$252,0003,331
Total noninterest expense$5,783,0001,677
Salaries and employee benefits$3,292,0001,534
Premises and equipment expense$893,0001,341
Additional noninterest expense$1,598,0002,041
Pre-tax net operating income$3,029,0001,175
Securities gains (losses)$298,000867
Applicable income taxes$04,770
Income before extraordinary items$3,327,000912
Extraordinary gains, net$019
Net income$3,327,000911
Minority interest net income$084
Net income of bank and minority interests.$3,327,000912
Net charge-offs$29,0004,426
Cash dividends$1,679,000626
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,029,000947
2012-03-31 (YTD Data)Rank
Total interest income$5,707,0001,207
Total interest expense$1,098,0001,156
Net interest income$4,609,0001,208
Provision for loan and lease losses$525,0001,016
Total noninterest income$149,0004,247
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$147,0002,173
Trading account gains and fees$0148
Additional Noninterest Income$2,0006,726
Total noninterest expense$2,934,0001,647
Salaries and employee benefits$1,646,0001,542
Premises and equipment expense$427,0001,397
Additional noninterest expense$861,0001,915
Pre-tax net operating income$1,299,0001,350
Securities gains (losses)$236,000536
Applicable income taxes$04,704
Income before extraordinary items$1,535,000972
Extraordinary gains, net$019
Net income$1,535,000974
Minority interest net income$078
Net income of bank and minority interests.$1,535,000973
Net charge-offs$40,0003,194
Cash dividends$660,000699
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,299,0001,076
2011-12-31 (YTD Data)Rank
Total interest income$22,305,0001,280
Total interest expense$4,690,0001,301
Net interest income$17,615,0001,259
Provision for loan and lease losses$2,743,0001,272
Total noninterest income$1,039,0003,053
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$652,0002,098
Trading account gains and fees$0146
Additional Noninterest Income$387,0003,488
Total noninterest expense$12,284,0001,596
Salaries and employee benefits$6,073,0001,613
Premises and equipment expense$1,887,0001,317
Additional noninterest expense$4,324,0001,575
Pre-tax net operating income$3,627,0001,550
Securities gains (losses)$909,000480
Applicable income taxes$04,719
Income before extraordinary items$4,536,0001,097
Extraordinary gains, net$029
Net income$4,536,0001,097
Minority interest net income$096
Net income of bank and minority interests.$4,536,0001,097
Net charge-offs$889,0002,505
Cash dividends$3,013,000655
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,627,0001,294
2011-09-30 (YTD Data)Rank
Total interest income$16,511,0001,314
Total interest expense$3,576,0001,335
Net interest income$12,935,0001,293
Provision for loan and lease losses$2,125,0001,187
Total noninterest income$993,0002,637
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$505,0002,059
Trading account gains and fees$0145
Additional Noninterest Income$488,0002,743
Total noninterest expense$9,325,0001,567
Salaries and employee benefits$4,514,0001,632
Premises and equipment expense$1,379,0001,363
Additional noninterest expense$3,432,0001,505
Pre-tax net operating income$2,478,0001,742
Securities gains (losses)$772,000443
Applicable income taxes$04,740
Income before extraordinary items$3,250,0001,187
Extraordinary gains, net$021
Net income$3,250,0001,187
Minority interest net income$087
Net income of bank and minority interests.$3,250,0001,187
Net charge-offs$1,556,0001,453
Cash dividends$1,799,000715
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,478,0001,451
2011-06-30 (YTD Data)Rank
Total interest income$10,727,0001,357
Total interest expense$2,392,0001,373
Net interest income$8,335,0001,332
Provision for loan and lease losses$900,0001,580
Total noninterest income$659,0002,642
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$342,0002,013
Trading account gains and fees$0153
Additional Noninterest Income$317,0002,783
Total noninterest expense$6,293,0001,565
Salaries and employee benefits$2,973,0001,668
Premises and equipment expense$906,0001,401
Additional noninterest expense$2,414,0001,454
Pre-tax net operating income$1,801,0001,593
Securities gains (losses)$98,0001,158
Applicable income taxes$04,697
Income before extraordinary items$1,899,0001,326
Extraordinary gains, net$015
Net income$1,899,0001,326
Minority interest net income$089
Net income of bank and minority interests.$1,899,0001,326
Net charge-offs$332,0002,572
Cash dividends$1,141,000727
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,801,0001,322
2011-03-31 (YTD Data)Rank
Total interest income$5,109,0001,437
Total interest expense$1,264,0001,344
Net interest income$3,845,0001,452
Provision for loan and lease losses$450,0001,516
Total noninterest income$332,0002,649
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$173,0001,965
Trading account gains and fees$0158
Additional Noninterest Income$159,0002,799
Total noninterest expense$3,205,0001,535
Salaries and employee benefits$1,509,0001,645
Premises and equipment expense$440,0001,459
Additional noninterest expense$1,256,0001,391
Pre-tax net operating income$522,0002,477
Securities gains (losses)$10,0001,304
Applicable income taxes$04,545
Income before extraordinary items$532,0002,143
Extraordinary gains, net$09
Net income$532,0002,142
Minority interest net income$086
Net income of bank and minority interests.$532,0002,143
Net charge-offs$20,0004,032
Cash dividends$487,000781
Sale, conversion, retirement of capital stock, net$0925
Net operating income$522,0002,131
2010-12-31 (YTD Data)Rank
Total interest income$20,904,0001,465
Total interest expense$5,013,0001,656
Net interest income$15,891,0001,403
Provision for loan and lease losses$2,640,0001,760
Total noninterest income$215,0005,854
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$709,0002,018
Trading account gains and fees$0175
Additional Noninterest Income$-494,0007,395
Total noninterest expense$11,332,0001,742
Salaries and employee benefits$5,541,0001,753
Premises and equipment expense$1,775,0001,444
Additional noninterest expense$4,016,0001,797
Pre-tax net operating income$2,134,0002,126
Securities gains (losses)$215,0001,528
Applicable income taxes$04,655
Income before extraordinary items$2,349,0001,753
Extraordinary gains, net$029
Net income$2,349,0001,754
Minority interest net income$0111
Net income of bank and minority interests.$2,349,0001,755
Net charge-offs$647,0003,291
Cash dividends$1,871,000874
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,134,0001,839
2010-09-30 (YTD Data)Rank
Total interest income$15,850,0001,489
Total interest expense$3,876,0001,671
Net interest income$11,974,0001,420
Provision for loan and lease losses$1,980,0001,670
Total noninterest income$626,0003,594
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$535,0002,071
Trading account gains and fees$0165
Additional Noninterest Income$91,0005,323
Total noninterest expense$9,223,0001,600
Salaries and employee benefits$4,404,0001,659
Premises and equipment expense$1,349,0001,446
Additional noninterest expense$3,470,0001,529
Pre-tax net operating income$1,397,0002,516
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,397,0002,281
Extraordinary gains, net$023
Net income$1,397,0002,281
Minority interest net income$0110
Net income of bank and minority interests.$1,397,0002,283
Net charge-offs$562,0002,922
Cash dividends$1,566,000687
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,397,0002,173
2010-06-30 (YTD Data)Rank
Total interest income$10,527,0001,519
Total interest expense$2,661,0001,690
Net interest income$7,866,0001,448
Provision for loan and lease losses$1,320,0001,649
Total noninterest income$286,0004,355
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$352,0002,089
Trading account gains and fees$0152
Additional Noninterest Income$-66,0007,484
Total noninterest expense$5,893,0001,670
Salaries and employee benefits$3,002,0001,641
Premises and equipment expense$896,0001,468
Additional noninterest expense$1,995,0001,764
Pre-tax net operating income$939,0002,496
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$939,0002,229
Extraordinary gains, net$019
Net income$939,0002,228
Minority interest net income$0105
Net income of bank and minority interests.$939,0002,231
Net charge-offs$398,0002,714
Cash dividends$1,062,000662
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$939,0002,154
2010-03-31 (YTD Data)Rank
Total interest income$5,145,0001,577
Total interest expense$1,372,0001,720
Net interest income$3,773,0001,526
Provision for loan and lease losses$660,0001,533
Total noninterest income$106,0004,943
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$178,0002,065
Trading account gains and fees$0175
Additional Noninterest Income$-72,0007,706
Total noninterest expense$2,955,0001,691
Salaries and employee benefits$1,581,0001,581
Premises and equipment expense$433,0001,559
Additional noninterest expense$941,0001,833
Pre-tax net operating income$264,0003,592
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$264,0003,380
Extraordinary gains, net$016
Net income$264,0003,378
Minority interest net income$091
Net income of bank and minority interests.$264,0003,380
Net charge-offs$363,0001,852
Cash dividends$277,0001,144
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$264,0003,262
2009-12-31 (YTD Data)Rank
Total interest income$21,617,0001,590
Total interest expense$6,886,0001,714
Net interest income$14,731,0001,529
Provision for loan and lease losses$3,389,0001,825
Total noninterest income$774,0003,834
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$833,0001,988
Trading account gains and fees$0211
Additional Noninterest Income$-59,0007,545
Total noninterest expense$11,915,0001,709
Salaries and employee benefits$5,525,0001,795
Premises and equipment expense$2,015,0001,347
Additional noninterest expense$4,375,0001,703
Pre-tax net operating income$201,0004,808
Securities gains (losses)$861,000563
Applicable income taxes$04,388
Income before extraordinary items$1,062,0002,674
Extraordinary gains, net$034
Net income$1,062,0002,673
Minority interest net income$0115
Net income of bank and minority interests.$1,062,0002,674
Net charge-offs$1,570,0002,320
Cash dividends$1,049,0001,578
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$201,0004,737
2009-09-30 (YTD Data)Rank
Total interest income$16,318,0001,597
Total interest expense$5,507,0001,685
Net interest income$10,811,0001,557
Provision for loan and lease losses$2,909,0001,510
Total noninterest income$783,0003,306
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$610,0002,028
Trading account gains and fees$0212
Additional Noninterest Income$173,0004,528
Total noninterest expense$9,118,0001,665
Salaries and employee benefits$4,204,0001,793
Premises and equipment expense$1,568,0001,310
Additional noninterest expense$3,346,0001,618
Pre-tax net operating income$-433,0006,268
Securities gains (losses)$742,000506
Applicable income taxes$04,592
Income before extraordinary items$309,0004,396
Extraordinary gains, net$027
Net income$309,0004,393
Minority interest net income$0118
Net income of bank and minority interests.$309,0004,396
Net charge-offs$1,377,0001,857
Cash dividends$1,049,0001,196
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-433,0006,359
2009-06-30 (YTD Data)Rank
Total interest income$10,880,0001,634
Total interest expense$3,941,0001,651
Net interest income$6,939,0001,624
Provision for loan and lease losses$960,0002,118
Total noninterest income$630,0002,943
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$392,0002,057
Trading account gains and fees$0193
Additional Noninterest Income$238,0003,378
Total noninterest expense$6,481,0001,600
Salaries and employee benefits$3,120,0001,641
Premises and equipment expense$1,101,0001,277
Additional noninterest expense$2,260,0001,615
Pre-tax net operating income$128,0005,046
Securities gains (losses)$249,000879
Applicable income taxes$04,657
Income before extraordinary items$377,0003,578
Extraordinary gains, net$021
Net income$377,0003,576
Minority interest net income$0112
Net income of bank and minority interests.$377,0003,577
Net charge-offs$395,0002,626
Cash dividends$677,0001,294
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$128,0004,926
2009-03-31 (YTD Data)Rank
Total interest income$5,344,0001,680
Total interest expense$2,072,0001,636
Net interest income$3,272,0001,689
Provision for loan and lease losses$480,0001,810
Total noninterest income$372,0002,637
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$201,0001,955
Trading account gains and fees$0171
Additional Noninterest Income$171,0002,733
Total noninterest expense$3,018,0001,658
Salaries and employee benefits$1,571,0001,648
Premises and equipment expense$484,0001,471
Additional noninterest expense$963,0001,687
Pre-tax net operating income$146,0004,553
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$146,0004,400
Extraordinary gains, net$015
Net income$146,0004,403
Minority interest net income$0102
Net income of bank and minority interests.$146,0004,403
Net charge-offs$-3,0007,537
Cash dividends$110,0002,164
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$146,0004,240
2008-12-31 (YTD Data)Rank
Total interest income$24,724,0001,567
Total interest expense$10,461,0001,546
Net interest income$14,263,0001,571
Provision for loan and lease losses$2,209,0001,692
Total noninterest income$1,521,0002,602
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$800,0002,128
Trading account gains and fees$0154
Additional Noninterest Income$721,0002,606
Total noninterest expense$10,722,0001,812
Salaries and employee benefits$5,293,0001,909
Premises and equipment expense$1,845,0001,500
Additional noninterest expense$3,584,0001,711
Pre-tax net operating income$2,853,0001,886
Securities gains (losses)$42,0001,720
Applicable income taxes$04,979
Income before extraordinary items$2,895,0001,413
Extraordinary gains, net$039
Net income$2,895,0001,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,462,0001,586
Cash dividends$1,427,0001,793
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,853,0001,528
2008-09-30 (YTD Data)Rank
Total interest income$19,180,0001,557
Total interest expense$8,518,0001,492
Net interest income$10,662,0001,582
Provision for loan and lease losses$579,0002,531
Total noninterest income$1,134,0002,682
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$578,0002,204
Trading account gains and fees$0148
Additional Noninterest Income$556,0002,645
Total noninterest expense$7,881,0001,835
Salaries and employee benefits$4,198,0001,852
Premises and equipment expense$1,341,0001,560
Additional noninterest expense$2,342,0001,885
Pre-tax net operating income$3,336,0001,471
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,336,0001,107
Extraordinary gains, net$031
Net income$3,336,0001,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,479
Cash dividends$1,427,0001,370
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,336,0001,190
2008-06-30 (YTD Data)Rank
Total interest income$13,010,0001,555
Total interest expense$6,104,0001,445
Net interest income$6,906,0001,630
Provision for loan and lease losses$489,0001,946
Total noninterest income$775,0002,658
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$375,0002,233
Trading account gains and fees$0149
Additional Noninterest Income$400,0002,592
Total noninterest expense$5,287,0001,820
Salaries and employee benefits$2,807,0001,867
Premises and equipment expense$899,0001,550
Additional noninterest expense$1,581,0001,828
Pre-tax net operating income$1,905,0001,750
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,905,0001,452
Extraordinary gains, net$021
Net income$1,905,0001,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,622
Cash dividends$810,0001,667
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,905,0001,421
2008-03-31 (YTD Data)Rank
Total interest income$6,736,0001,545
Total interest expense$3,319,0001,419
Net interest income$3,417,0001,624
Provision for loan and lease losses$90,0002,858
Total noninterest income$338,0002,886
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$178,0002,282
Trading account gains and fees$0158
Additional Noninterest Income$160,0002,933
Total noninterest expense$2,588,0001,855
Salaries and employee benefits$1,427,0001,843
Premises and equipment expense$459,0001,522
Additional noninterest expense$702,0002,006
Pre-tax net operating income$1,077,0001,665
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,077,0001,394
Extraordinary gains, net$015
Net income$1,077,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,318
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,077,0001,356
2007-12-31 (YTD Data)Rank
Total interest income$29,641,0001,451
Total interest expense$14,152,0001,413
Net interest income$15,489,0001,455
Provision for loan and lease losses$818,0001,651
Total noninterest income$1,442,0002,782
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$793,0002,148
Trading account gains and fees$0178
Additional Noninterest Income$649,0002,883
Total noninterest expense$9,966,0001,857
Salaries and employee benefits$5,237,0001,922
Premises and equipment expense$1,817,0001,472
Additional noninterest expense$2,912,0001,892
Pre-tax net operating income$6,147,0001,365
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$6,147,0001,057
Extraordinary gains, net$039
Net income$6,147,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,179,000909
Cash dividends$2,207,0001,503
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,147,0001,038
2007-09-30 (YTD Data)Rank
Total interest income$22,665,0001,430
Total interest expense$10,851,0001,386
Net interest income$11,814,0001,422
Provision for loan and lease losses$225,0002,782
Total noninterest income$1,080,0002,764
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$591,0002,146
Trading account gains and fees$0184
Additional Noninterest Income$489,0002,887
Total noninterest expense$7,759,0001,769
Salaries and employee benefits$4,247,0001,779
Premises and equipment expense$1,363,0001,463
Additional noninterest expense$2,149,0001,875
Pre-tax net operating income$4,910,0001,376
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$4,910,0001,071
Extraordinary gains, net$033
Net income$4,910,0001,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,022
Cash dividends$1,920,0001,267
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,910,0001,051
2007-06-30 (YTD Data)Rank
Total interest income$15,423,0001,406
Total interest expense$7,496,0001,331
Net interest income$7,927,0001,449
Provision for loan and lease losses$150,0002,579
Total noninterest income$700,0002,832
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$396,0002,140
Trading account gains and fees$0168
Additional Noninterest Income$304,0002,993
Total noninterest expense$5,158,0001,792
Salaries and employee benefits$2,785,0001,847
Premises and equipment expense$909,0001,467
Additional noninterest expense$1,464,0001,853
Pre-tax net operating income$3,319,0001,412
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$3,319,0001,087
Extraordinary gains, net$029
Net income$3,319,0001,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,518
Cash dividends$1,345,0001,222
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,319,0001,066
2007-03-31 (YTD Data)Rank
Total interest income$7,719,0001,390
Total interest expense$3,787,0001,311
Net interest income$3,932,0001,460
Provision for loan and lease losses$75,0002,404
Total noninterest income$350,0002,803
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$209,0001,981
Trading account gains and fees$0195
Additional Noninterest Income$141,0003,128
Total noninterest expense$2,455,0001,881
Salaries and employee benefits$1,386,0001,855
Premises and equipment expense$443,0001,510
Additional noninterest expense$626,0002,096
Pre-tax net operating income$1,752,0001,340
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,752,0001,004
Extraordinary gains, net$022
Net income$1,752,0001,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,563
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,752,000986
2006-12-31 (YTD Data)Rank
Total interest income$28,072,0001,422
Total interest expense$11,535,0001,458
Net interest income$16,537,0001,378
Provision for loan and lease losses$120,0004,374
Total noninterest income$1,541,0002,655
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$910,0001,893
Trading account gains and fees$0130
Additional Noninterest Income$631,0002,927
Total noninterest expense$9,615,0001,857
Salaries and employee benefits$5,145,0001,894
Premises and equipment expense$1,676,0001,536
Additional noninterest expense$2,794,0001,882
Pre-tax net operating income$8,343,0001,182
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$8,343,000907
Extraordinary gains, net$051
Net income$8,343,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,358
Cash dividends$3,679,000930
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,343,000894
2006-09-30 (YTD Data)Rank
Total interest income$20,538,0001,447
Total interest expense$8,219,0001,487
Net interest income$12,319,0001,406
Provision for loan and lease losses$90,0004,225
Total noninterest income$1,164,0002,645
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$674,0001,913
Trading account gains and fees$0126
Additional Noninterest Income$490,0002,879
Total noninterest expense$7,114,0001,871
Salaries and employee benefits$3,822,0001,904
Premises and equipment expense$1,227,0001,584
Additional noninterest expense$2,065,0001,890
Pre-tax net operating income$6,279,0001,229
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$6,279,000929
Extraordinary gains, net$045
Net income$6,279,000928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,782
Cash dividends$2,628,000921
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,279,000918
2006-06-30 (YTD Data)Rank
Total interest income$13,486,0001,439
Total interest expense$5,360,0001,447
Net interest income$8,126,0001,424
Provision for loan and lease losses$60,0004,062
Total noninterest income$795,0002,598
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$445,0001,920
Trading account gains and fees$0126
Additional Noninterest Income$350,0002,756
Total noninterest expense$4,762,0001,861
Salaries and employee benefits$2,490,0001,952
Premises and equipment expense$832,0001,559
Additional noninterest expense$1,440,0001,813
Pre-tax net operating income$4,099,0001,231
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$4,099,000941
Extraordinary gains, net$039
Net income$4,099,000942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$1,578,0001,000
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,099,000921
2006-03-31 (YTD Data)Rank
Total interest income$6,398,0001,479
Total interest expense$2,483,0001,480
Net interest income$3,915,0001,465
Provision for loan and lease losses$30,0003,822
Total noninterest income$422,0002,466
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$225,0001,852
Trading account gains and fees$0115
Additional Noninterest Income$197,0002,522
Total noninterest expense$2,328,0001,917
Salaries and employee benefits$1,212,0002,027
Premises and equipment expense$410,0001,591
Additional noninterest expense$706,0001,851
Pre-tax net operating income$1,979,0001,252
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,979,000966
Extraordinary gains, net$021
Net income$1,979,000965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,979,000944
2005-12-31 (YTD Data)Rank
Total interest income$20,068,0001,680
Total interest expense$6,125,0001,856
Net interest income$13,943,0001,575
Provision for loan and lease losses$346,0002,548
Total noninterest income$1,595,0002,588
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$936,0001,825
Trading account gains and fees$0138
Additional Noninterest Income$659,0002,879
Total noninterest expense$8,572,0001,955
Salaries and employee benefits$4,600,0002,002
Premises and equipment expense$1,465,0001,669
Additional noninterest expense$2,507,0002,014
Pre-tax net operating income$6,620,0001,443
Securities gains (losses)$101,000698
Applicable income taxes$06,964
Income before extraordinary items$6,721,0001,075
Extraordinary gains, net$046
Net income$6,721,0001,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,259
Cash dividends$3,653,000882
Sale, conversion, retirement of capital stock, net$4,000,000329
Net operating income$6,620,0001,078
2005-09-30 (YTD Data)Rank
Total interest income$14,594,0001,692
Total interest expense$4,273,0001,863
Net interest income$10,321,0001,577
Provision for loan and lease losses$270,0002,383
Total noninterest income$1,203,0002,575
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$708,0001,815
Trading account gains and fees$0126
Additional Noninterest Income$495,0002,905
Total noninterest expense$6,400,0001,948
Salaries and employee benefits$3,438,0001,981
Premises and equipment expense$1,093,0001,664
Additional noninterest expense$1,869,0001,986
Pre-tax net operating income$4,854,0001,475
Securities gains (losses)$42,000946
Applicable income taxes$06,976
Income before extraordinary items$4,896,0001,101
Extraordinary gains, net$035
Net income$4,896,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,419
Cash dividends$2,085,0001,021
Sale, conversion, retirement of capital stock, net$4,000,000241
Net operating income$4,854,0001,087
2005-06-30 (YTD Data)Rank
Total interest income$9,438,0001,696
Total interest expense$2,722,0001,844
Net interest income$6,716,0001,597
Provision for loan and lease losses$180,0002,307
Total noninterest income$752,0002,653
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$459,0001,825
Trading account gains and fees$0116
Additional Noninterest Income$293,0003,100
Total noninterest expense$4,261,0001,946
Salaries and employee benefits$2,296,0001,969
Premises and equipment expense$732,0001,638
Additional noninterest expense$1,233,0001,990
Pre-tax net operating income$3,027,0001,535
Securities gains (losses)$42,000858
Applicable income taxes$06,961
Income before extraordinary items$3,069,0001,146
Extraordinary gains, net$030
Net income$3,069,0001,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0002,744
Cash dividends$1,215,0001,105
Sale, conversion, retirement of capital stock, net$4,000,000155
Net operating income$3,027,0001,136
2005-03-31 (YTD Data)Rank
Total interest income$4,504,0001,734
Total interest expense$1,305,0001,825
Net interest income$3,199,0001,672
Provision for loan and lease losses$90,0002,180
Total noninterest income$333,0002,824
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$210,0001,924
Trading account gains and fees$0115
Additional Noninterest Income$123,0003,343
Total noninterest expense$2,086,0001,983
Salaries and employee benefits$1,147,0001,991
Premises and equipment expense$350,0001,711
Additional noninterest expense$589,0002,084
Pre-tax net operating income$1,356,0001,689
Securities gains (losses)$20,000797
Applicable income taxes$06,892
Income before extraordinary items$1,376,0001,252
Extraordinary gains, net$024
Net income$1,376,0001,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,412
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$4,000,00077
Net operating income$1,356,0001,252
2004-12-31 (YTD Data)Rank
Total interest income$16,099,0001,782
Total interest expense$3,999,0002,040
Net interest income$12,100,0001,678
Provision for loan and lease losses$926,0001,120
Total noninterest income$1,848,0002,331
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,057,0001,661
Trading account gains and fees$0138
Additional Noninterest Income$791,0002,517
Total noninterest expense$9,198,0001,757
Salaries and employee benefits$4,819,0001,820
Premises and equipment expense$1,621,0001,417
Additional noninterest expense$2,758,0001,763
Pre-tax net operating income$3,824,0002,129
Securities gains (losses)$9,0002,866
Applicable income taxes$07,185
Income before extraordinary items$3,833,0001,673
Extraordinary gains, net$034
Net income$3,833,0001,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,397
Cash dividends$1,989,0001,386
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,824,0001,628
2004-09-30 (YTD Data)Rank
Total interest income$11,771,0001,804
Total interest expense$2,856,0002,101
Net interest income$8,915,0001,691
Provision for loan and lease losses$600,0001,230
Total noninterest income$1,493,0002,220
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$810,0001,633
Trading account gains and fees$0134
Additional Noninterest Income$683,0002,305
Total noninterest expense$7,144,0001,687
Salaries and employee benefits$3,770,0001,740
Premises and equipment expense$1,256,0001,379
Additional noninterest expense$2,118,0001,700
Pre-tax net operating income$2,664,0002,265
Securities gains (losses)$9,0002,772
Applicable income taxes$07,220
Income before extraordinary items$2,673,0001,796
Extraordinary gains, net$026
Net income$2,673,0001,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,471
Cash dividends$1,564,0001,207
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,664,0001,750
2004-06-30 (YTD Data)Rank
Total interest income$7,559,0001,852
Total interest expense$1,808,0002,173
Net interest income$5,751,0001,734
Provision for loan and lease losses$330,0001,426
Total noninterest income$1,096,0002,061
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$543,0001,610
Trading account gains and fees$0130
Additional Noninterest Income$553,0002,034
Total noninterest expense$4,941,0001,637
Salaries and employee benefits$2,618,0001,684
Premises and equipment expense$875,0001,318
Additional noninterest expense$1,448,0001,662
Pre-tax net operating income$1,576,0002,483
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,576,0001,993
Extraordinary gains, net$021
Net income$1,576,0001,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$964,0001,332
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,576,0001,938
2004-03-31 (YTD Data)Rank
Total interest income$3,585,0001,955
Total interest expense$868,0002,273
Net interest income$2,717,0001,835
Provision for loan and lease losses$105,0002,016
Total noninterest income$676,0001,709
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$265,0001,608
Trading account gains and fees$0121
Additional Noninterest Income$411,0001,510
Total noninterest expense$2,597,0001,567
Salaries and employee benefits$1,448,0001,543
Premises and equipment expense$456,0001,281
Additional noninterest expense$693,0001,714
Pre-tax net operating income$691,0002,736
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$691,0002,203
Extraordinary gains, net$016
Net income$691,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,741
Cash dividends$500,0001,176
Sale, conversion, retirement of capital stock, net$0464
Net operating income$691,0002,127
2003-12-31 (YTD Data)Rank
Total interest income$14,369,0001,966
Total interest expense$3,415,0002,552
Net interest income$10,954,0001,785
Provision for loan and lease losses$336,0002,926
Total noninterest income$4,344,0001,256
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,122,0001,534
Trading account gains and fees$0160
Additional Noninterest Income$3,222,0001,027
Total noninterest expense$11,256,0001,435
Salaries and employee benefits$6,348,0001,356
Premises and equipment expense$1,763,0001,294
Additional noninterest expense$3,145,0001,572
Pre-tax net operating income$3,706,0002,105
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$3,706,0001,674
Extraordinary gains, net$054
Net income$3,706,0001,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,532
Cash dividends$650,0003,064
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,706,0001,593
2003-09-30 (YTD Data)Rank
Total interest income$10,883,0001,984
Total interest expense$2,615,0002,591
Net interest income$8,268,0001,769
Provision for loan and lease losses$252,0002,835
Total noninterest income$3,616,0001,181
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$841,0001,541
Trading account gains and fees$0153
Additional Noninterest Income$2,775,000974
Total noninterest expense$8,544,0001,420
Salaries and employee benefits$4,933,0001,325
Premises and equipment expense$1,311,0001,304
Additional noninterest expense$2,300,0001,594
Pre-tax net operating income$3,088,0002,002
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$3,088,0001,571
Extraordinary gains, net$040
Net income$3,088,0001,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,060
Cash dividends$400,0003,007
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,088,0001,498
2003-06-30 (YTD Data)Rank
Total interest income$7,126,0002,042
Total interest expense$1,823,0002,570
Net interest income$5,303,0001,845
Provision for loan and lease losses$168,0002,842
Total noninterest income$2,509,0001,150
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$562,0001,519
Trading account gains and fees$0150
Additional Noninterest Income$1,947,000931
Total noninterest expense$5,678,0001,415
Salaries and employee benefits$3,288,0001,323
Premises and equipment expense$858,0001,335
Additional noninterest expense$1,532,0001,585
Pre-tax net operating income$1,966,0002,071
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,966,0001,650
Extraordinary gains, net$030
Net income$1,966,0001,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,391
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,966,0001,540
2003-03-31 (YTD Data)Rank
Total interest income$3,471,0002,120
Total interest expense$928,0002,592
Net interest income$2,543,0001,917
Provision for loan and lease losses$84,0002,689
Total noninterest income$1,125,0001,225
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$280,0001,492
Trading account gains and fees$0134
Additional Noninterest Income$845,0001,003
Total noninterest expense$2,746,0001,448
Salaries and employee benefits$1,578,0001,373
Premises and equipment expense$405,0001,430
Additional noninterest expense$763,0001,553
Pre-tax net operating income$838,0002,381
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$838,0001,886
Extraordinary gains, net$021
Net income$838,0001,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,022
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$838,0001,781
2002-12-31 (YTD Data)Rank
Total interest income$13,625,0002,259
Total interest expense$4,325,0002,570
Net interest income$9,300,0002,082
Provision for loan and lease losses$495,0002,398
Total noninterest income$3,924,0001,267
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,137,0001,424
Trading account gains and fees$0153
Additional Noninterest Income$2,787,0001,047
Total noninterest expense$9,680,0001,591
Salaries and employee benefits$5,451,0001,490
Premises and equipment expense$1,456,0001,528
Additional noninterest expense$2,773,0001,702
Pre-tax net operating income$3,049,0002,470
Securities gains (losses)$-2,0008,714
Applicable income taxes$07,681
Income before extraordinary items$3,047,0001,968
Extraordinary gains, net$070
Net income$3,047,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,440
Cash dividends$400,0003,806
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,049,0001,908
2001-12-31 (YTD Data)Rank
Total interest income$14,061,0002,444
Total interest expense$5,733,0002,784
Net interest income$8,328,0002,143
Provision for loan and lease losses$150,0004,756
Total noninterest income$3,358,0001,351
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,071,0001,390
Trading account gains and fees$0177
Additional Noninterest Income$2,287,0001,134
Total noninterest expense$7,770,0001,865
Salaries and employee benefits$4,479,0001,684
Premises and equipment expense$1,178,0001,827
Additional noninterest expense$2,113,0002,123
Pre-tax net operating income$3,766,0001,868
Securities gains (losses)$04,612
Applicable income taxes$125,0005,718
Income before extraordinary items$3,641,0001,477
Extraordinary gains, net$0105
Net income$3,641,0001,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,677
Cash dividends$2,508,0001,071
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,641,0001,422
2000-12-31 (YTD Data)Rank
Total interest income$14,677,0002,382
Total interest expense$6,569,0002,550
Net interest income$8,108,0002,188
Provision for loan and lease losses$50,0006,512
Total noninterest income$2,302,0001,689
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$790,0001,754
Trading account gains and fees$0180
Additional Noninterest Income$1,512,0001,373
Total noninterest expense$7,034,0001,975
Salaries and employee benefits$3,981,0001,805
Premises and equipment expense$1,093,0001,904
Additional noninterest expense$1,960,0002,209
Pre-tax net operating income$3,326,0002,172
Securities gains (losses)$-2,0007,578
Applicable income taxes$1,265,0001,739
Income before extraordinary items$2,059,0002,496
Extraordinary gains, net$038
Net income$2,059,0002,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,316
Cash dividends$1,400,0001,737
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,060,2802,497
1999-12-31 (YTD Data)Rank
Total interest income$13,759,0002,379
Total interest expense$5,418,0002,706
Net interest income$8,341,0002,113
Provision for loan and lease losses$180,0003,760
Total noninterest income$2,749,0001,454
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$673,0001,980
Trading account gains and fees$0173
Additional Noninterest Income$2,076,0001,124
Total noninterest expense$8,296,0001,663
Salaries and employee benefits$4,931,0001,403
Premises and equipment expense$1,077,0001,904
Additional noninterest expense$2,288,0001,904
Pre-tax net operating income$2,614,0002,704
Securities gains (losses)$03,155
Applicable income taxes$721,0002,851
Income before extraordinary items$1,893,0002,702
Extraordinary gains, net$035
Net income$1,893,0002,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,078
Cash dividends$500,0003,483
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,893,0002,671
1998-12-31 (YTD Data)Rank
Total interest income$13,213,0002,462
Total interest expense$5,670,0002,673
Net interest income$7,543,0002,262
Provision for loan and lease losses$240,0003,065
Total noninterest income$3,261,0001,265
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$740,0001,716
Trading account gains and fees$0224
Additional Noninterest Income$2,521,0001,017
Total noninterest expense$6,852,0001,896
Salaries and employee benefits$4,081,0001,633
Premises and equipment expense$712,0002,723
Additional noninterest expense$2,059,0002,068
Pre-tax net operating income$3,712,0001,957
Securities gains (losses)$3,0003,720
Applicable income taxes$1,393,0001,741
Income before extraordinary items$2,322,0002,240
Extraordinary gains, net$032
Net income$2,322,0002,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,401
Cash dividends$750,0002,706
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,320,0802,172
1997-12-31 (YTD Data)Rank
Total interest income$11,372,0002,872
Total interest expense$4,791,0003,101
Net interest income$6,581,0002,639
Provision for loan and lease losses$313,0002,507
Total noninterest income$2,238,0001,619
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$820,0001,586
Trading account gains and fees$0239
Additional Noninterest Income$1,418,0001,377
Total noninterest expense$5,405,0002,387
Salaries and employee benefits$2,988,0002,213
Premises and equipment expense$662,0002,884
Additional noninterest expense$1,755,0002,360
Pre-tax net operating income$3,101,0002,416
Securities gains (losses)$-4,0009,548
Applicable income taxes$1,184,0002,111
Income before extraordinary items$1,913,0002,689
Extraordinary gains, net$044
Net income$1,913,0002,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,126
Cash dividends$1,100,0002,008
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,915,5602,638
1996-12-31 (YTD Data)Rank
Total interest income$9,686,0003,375
Total interest expense$3,808,0003,886
Net interest income$5,878,0003,019
Provision for loan and lease losses$223,0003,174
Total noninterest income$1,102,0002,879
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$768,0001,750
Trading account gains and fees$0262
Additional Noninterest Income$334,0003,816
Total noninterest expense$3,938,0003,395
Salaries and employee benefits$2,032,0003,288
Premises and equipment expense$506,0003,743
Additional noninterest expense$1,400,0003,308
Pre-tax net operating income$2,819,0002,496
Securities gains (losses)$32,0001,648
Applicable income taxes$1,051,0002,246
Income before extraordinary items$1,800,0002,706
Extraordinary gains, net$053
Net income$1,800,0002,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,890
Cash dividends$1,410,0001,654
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,779,5202,683
1995-12-31 (YTD Data)Rank
Total interest income$8,512,0003,795
Total interest expense$3,302,0004,368
Net interest income$5,210,0003,397
Provision for loan and lease losses$67,0005,503
Total noninterest income$964,0003,192
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$752,0001,810
Trading account gains and feesNANA
Additional Noninterest Income$212,0004,962
Total noninterest expense$3,606,0003,637
Salaries and employee benefits$1,806,0003,629
Premises and equipment expense$468,0003,969
Additional noninterest expense$1,332,0003,415
Pre-tax net operating income$2,501,0002,849
Securities gains (losses)$-9,00010,045
Applicable income taxes$876,0002,671
Income before extraordinary items$1,616,0003,035
Extraordinary gains, net$065
Net income$1,616,0003,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,295
Cash dividends$1,506,0001,495
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,621,8502,997
1994-12-31 (YTD Data)Rank
Total interest income$6,786,0004,345
Total interest expense$2,099,0005,394
Net interest income$4,687,0003,781
Provision for loan and lease losses$70,0005,310
Total noninterest income$955,0003,216
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$788,0001,716
Trading account gains and feesNANA
Additional Noninterest Income$167,0005,866
Total noninterest expense$3,466,0003,880
Salaries and employee benefits$1,717,0003,795
Premises and equipment expense$474,0003,978
Additional noninterest expense$1,275,0003,843
Pre-tax net operating income$2,106,0003,288
Securities gains (losses)$3,0002,889
Applicable income taxes$688,0003,133
Income before extraordinary items$1,421,0003,323
Extraordinary gains, net$0249
Net income$1,421,0003,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,750
Cash dividends$441,0003,508
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,418,9903,357
1993-12-31 (YTD Data)Rank
Total interest income$6,435,0004,654
Total interest expense$2,114,0005,574
Net interest income$4,321,0004,104
Provision for loan and lease losses$55,0007,245
Total noninterest income$1,033,0003,257
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$845,0001,623
Trading account gains and feesNANA
Additional Noninterest Income$188,0005,866
Total noninterest expense$3,215,0004,239
Salaries and employee benefits$1,657,0003,914
Premises and equipment expense$459,0004,170
Additional noninterest expense$1,099,0004,536
Pre-tax net operating income$2,084,0003,176
Securities gains (losses)$07,477
Applicable income taxes$724,0003,020
Income before extraordinary items$1,360,0003,560
Extraordinary gains, net$03,149
Net income$1,360,0003,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0006,663
Cash dividends$904,0001,928
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,360,0003,360
1992-12-31 (YTD Data)Rank
Total interest income$6,822,0004,933
Total interest expense$2,655,0005,710
Net interest income$4,167,0004,285
Provision for loan and lease losses$54,0008,887
Total noninterest income$1,066,0003,147
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$867,0001,561
Trading account gains and feesNANA
Additional Noninterest Income$199,0005,690
Total noninterest expense$3,283,0004,176
Salaries and employee benefits$1,624,0003,939
Premises and equipment expense$439,0004,443
Additional noninterest expense$1,220,0004,282
Pre-tax net operating income$1,896,0003,268
Securities gains (losses)$08,369
Applicable income taxes$543,0003,729
Income before extraordinary items$1,353,0003,390
Extraordinary gains, net$01,422
Net income$1,353,0003,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0007,050
Cash dividends$341,0003,722
Sale, conversion, retirement of capital stock, net$1,000,000408
Net operating income$1,353,0003,146

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.