Home > Kingwood Bank > Income and Expense
Kingwood Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 10,490 |
| Total interest expense | $387,000 | 11,655 |
| Net interest income | $1,234,000 | 9,661 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $673,000 | 4,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $588,000 | 2,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $1,601,000 | 7,298 |
| Salaries and employee benefits | $611,000 | 8,539 |
| Premises and equipment expense | $283,000 | 5,959 |
| Additional noninterest expense | $707,000 | 6,267 |
| Pre-tax net operating income | $306,000 | 10,101 |
| Securities gains (losses) | $-333,000 | 12,144 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-27,000 | 12,077 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-27,000 | 12,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $306,000 | 9,151 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 11,254 |
| Total interest expense | $422,000 | 12,122 |
| Net interest income | $1,072,000 | 10,520 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $701,000 | 4,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $607,000 | 2,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,081 |
| Total noninterest expense | $1,753,000 | 7,032 |
| Salaries and employee benefits | $580,000 | 8,980 |
| Premises and equipment expense | $287,000 | 6,076 |
| Additional noninterest expense | $886,000 | 5,442 |
| Pre-tax net operating income | $20,000 | 12,308 |
| Securities gains (losses) | $-18,000 | 12,905 |
| Applicable income taxes | $-2,000 | 12,732 |
| Income before extraordinary items | $4,000 | 12,504 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,000 | 12,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,928 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,209 |
| Net operating income | $22,000 | 12,284 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 11,876 |
| Total interest expense | $512,000 | 12,714 |
| Net interest income | $1,023,000 | 11,016 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $728,000 | 4,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $621,000 | 2,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $1,653,000 | 7,394 |
| Salaries and employee benefits | $528,000 | 9,501 |
| Premises and equipment expense | $287,000 | 6,169 |
| Additional noninterest expense | $838,000 | 5,845 |
| Pre-tax net operating income | $98,000 | 12,043 |
| Securities gains (losses) | $303,000 | 1,532 |
| Applicable income taxes | $-12,000 | 13,402 |
| Income before extraordinary items | $413,000 | 8,078 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $413,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $110,000 | 11,494 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.