Home > Kingsley State Bank > Income and Expense
Kingsley State Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 3,157 |
| Total interest expense | $489,000 | 2,337 |
| Net interest income | $1,344,000 | 3,374 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $99,000 | 3,945 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $31,000 | 3,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 3,685 |
| Total noninterest expense | $1,136,000 | 3,249 |
| Salaries and employee benefits | $799,000 | 2,863 |
| Premises and equipment expense | $60,000 | 4,302 |
| Additional noninterest expense | $277,000 | 3,707 |
| Pre-tax net operating income | $307,000 | 3,736 |
| Securities gains (losses) | $186,000 | 201 |
| Applicable income taxes | $25,000 | 3,045 |
| Income before extraordinary items | $468,000 | 2,988 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $468,000 | 2,986 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $468,000 | 2,987 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $291,300 | 3,662 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,406,000 | 3,066 |
| Total interest expense | $1,485,000 | 2,352 |
| Net interest income | $5,921,000 | 3,191 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $444,000 | 3,938 |
| Gross Fiduciary activities income | $54,000 | 814 |
| Service charges on deposit accounts | $138,000 | 3,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 3,862 |
| Total noninterest expense | $4,158,000 | 3,415 |
| Salaries and employee benefits | $3,142,000 | 2,871 |
| Premises and equipment expense | $363,000 | 3,711 |
| Additional noninterest expense | $653,000 | 4,497 |
| Pre-tax net operating income | $2,207,000 | 2,979 |
| Securities gains (losses) | $4,000 | 861 |
| Applicable income taxes | $215,000 | 2,635 |
| Income before extraordinary items | $1,996,000 | 2,945 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,996,000 | 2,944 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,996,000 | 2,944 |
| Net charge-offs | $-18,000 | 4,652 |
| Cash dividends | $3,244,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,992,400 | 2,942 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,558,000 | 3,073 |
| Total interest expense | $1,051,000 | 2,367 |
| Net interest income | $4,507,000 | 3,190 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $400,000 | 3,725 |
| Gross Fiduciary activities income | $54,000 | 790 |
| Service charges on deposit accounts | $100,000 | 3,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 3,597 |
| Total noninterest expense | $3,090,000 | 3,440 |
| Salaries and employee benefits | $2,353,000 | 2,879 |
| Premises and equipment expense | $265,000 | 3,790 |
| Additional noninterest expense | $472,000 | 4,586 |
| Pre-tax net operating income | $1,817,000 | 2,889 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $91,000 | 3,057 |
| Income before extraordinary items | $1,726,000 | 2,771 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,726,000 | 2,770 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,726,000 | 2,770 |
| Net charge-offs | $-16,000 | 4,600 |
| Cash dividends | $3,049,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,726,000 | 2,758 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 3,095 |
| Total interest expense | $657,000 | 2,394 |
| Net interest income | $2,974,000 | 3,213 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $277,000 | 3,701 |
| Gross Fiduciary activities income | $51,000 | 767 |
| Service charges on deposit accounts | $58,000 | 4,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 3,599 |
| Total noninterest expense | $2,074,000 | 3,440 |
| Salaries and employee benefits | $1,576,000 | 2,898 |
| Premises and equipment expense | $167,000 | 3,910 |
| Additional noninterest expense | $331,000 | 4,554 |
| Pre-tax net operating income | $1,177,000 | 2,901 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $56,000 | 3,090 |
| Income before extraordinary items | $1,121,000 | 2,780 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,121,000 | 2,779 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,121,000 | 2,779 |
| Net charge-offs | $-16,000 | 4,670 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,121,000 | 2,770 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 3,105 |
| Total interest expense | $310,000 | 2,410 |
| Net interest income | $1,503,000 | 3,208 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $111,000 | 3,982 |
| Gross Fiduciary activities income | $8,000 | 854 |
| Service charges on deposit accounts | $27,000 | 4,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 3,703 |
| Total noninterest expense | $1,048,000 | 3,452 |
| Salaries and employee benefits | $802,000 | 2,902 |
| Premises and equipment expense | $76,000 | 4,119 |
| Additional noninterest expense | $170,000 | 4,575 |
| Pre-tax net operating income | $566,000 | 2,918 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $28,000 | 3,066 |
| Income before extraordinary items | $538,000 | 2,779 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $538,000 | 2,779 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $538,000 | 2,779 |
| Net charge-offs | $-13,000 | 4,839 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $538,000 | 2,768 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,929,000 | 3,139 |
| Total interest expense | $1,058,000 | 2,458 |
| Net interest income | $5,871,000 | 3,219 |
| Provision for loan and lease losses | $275,000 | 2,060 |
| Total noninterest income | $548,000 | 3,826 |
| Gross Fiduciary activities income | $10,000 | 980 |
| Service charges on deposit accounts | $132,000 | 4,010 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $406,000 | 3,435 |
| Total noninterest expense | $3,927,000 | 3,582 |
| Salaries and employee benefits | $2,954,000 | 3,022 |
| Premises and equipment expense | $347,000 | 3,914 |
| Additional noninterest expense | $626,000 | 4,739 |
| Pre-tax net operating income | $2,217,000 | 2,953 |
| Securities gains (losses) | $38,000 | 1,020 |
| Applicable income taxes | $113,000 | 3,237 |
| Income before extraordinary items | $2,142,000 | 2,575 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,142,000 | 2,575 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,142,000 | 2,575 |
| Net charge-offs | $-14,000 | 4,879 |
| Cash dividends | $1,775,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,105,900 | 2,580 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 3,196 |
| Total interest expense | $771,000 | 2,483 |
| Net interest income | $4,359,000 | 3,262 |
| Provision for loan and lease losses | $100,000 | 2,645 |
| Total noninterest income | $432,000 | 3,774 |
| Gross Fiduciary activities income | $10,000 | 939 |
| Service charges on deposit accounts | $99,000 | 4,040 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $323,000 | 3,374 |
| Total noninterest expense | $2,832,000 | 3,672 |
| Salaries and employee benefits | $2,118,000 | 3,114 |
| Premises and equipment expense | $264,000 | 3,927 |
| Additional noninterest expense | $450,000 | 4,829 |
| Pre-tax net operating income | $1,859,000 | 2,822 |
| Securities gains (losses) | $38,000 | 1,005 |
| Applicable income taxes | $95,000 | 3,175 |
| Income before extraordinary items | $1,802,000 | 2,573 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,802,000 | 2,573 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,802,000 | 2,573 |
| Net charge-offs | $-7,000 | 4,638 |
| Cash dividends | $1,565,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,765,900 | 2,587 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 3,201 |
| Total interest expense | $506,000 | 2,462 |
| Net interest income | $2,886,000 | 3,272 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $270,000 | 3,882 |
| Gross Fiduciary activities income | $5,000 | 966 |
| Service charges on deposit accounts | $63,000 | 4,117 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $202,000 | 3,462 |
| Total noninterest expense | $1,882,000 | 3,696 |
| Salaries and employee benefits | $1,404,000 | 3,148 |
| Premises and equipment expense | $173,000 | 3,966 |
| Additional noninterest expense | $305,000 | 4,846 |
| Pre-tax net operating income | $1,224,000 | 2,811 |
| Securities gains (losses) | $12,000 | 1,188 |
| Applicable income taxes | $62,000 | 3,204 |
| Income before extraordinary items | $1,174,000 | 2,568 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,174,000 | 2,567 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,174,000 | 2,568 |
| Net charge-offs | $-10,000 | 4,795 |
| Cash dividends | $1,355,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,162,600 | 2,562 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 3,235 |
| Total interest expense | $242,000 | 2,513 |
| Net interest income | $1,426,000 | 3,302 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $108,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $32,000 | 4,113 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $76,000 | 3,848 |
| Total noninterest expense | $937,000 | 3,751 |
| Salaries and employee benefits | $709,000 | 3,173 |
| Premises and equipment expense | $87,000 | 4,004 |
| Additional noninterest expense | $141,000 | 4,987 |
| Pre-tax net operating income | $597,000 | 2,817 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $30,000 | 3,166 |
| Income before extraordinary items | $567,000 | 2,558 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $567,000 | 2,557 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $567,000 | 2,558 |
| Net charge-offs | $-9,000 | 4,951 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $567,000 | 2,541 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,492,000 | 3,264 |
| Total interest expense | $911,000 | 2,578 |
| Net interest income | $5,581,000 | 3,337 |
| Provision for loan and lease losses | $250,000 | 2,175 |
| Total noninterest income | $621,000 | 3,761 |
| Gross Fiduciary activities income | $19,000 | 963 |
| Service charges on deposit accounts | $123,000 | 4,272 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $479,000 | 3,332 |
| Total noninterest expense | $3,643,000 | 3,834 |
| Salaries and employee benefits | $2,578,000 | 3,352 |
| Premises and equipment expense | $510,000 | 3,335 |
| Additional noninterest expense | $555,000 | 5,091 |
| Pre-tax net operating income | $2,309,000 | 2,811 |
| Securities gains (losses) | $125,000 | 1,191 |
| Applicable income taxes | $104,000 | 3,287 |
| Income before extraordinary items | $2,330,000 | 2,527 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,330,000 | 2,526 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,330,000 | 2,527 |
| Net charge-offs | $-102,000 | 5,528 |
| Cash dividends | $1,150,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,210,000 | 2,561 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 3,294 |
| Total interest expense | $649,000 | 2,669 |
| Net interest income | $4,188,000 | 3,347 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $479,000 | 3,750 |
| Gross Fiduciary activities income | $15,000 | 940 |
| Service charges on deposit accounts | $90,000 | 4,322 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $374,000 | 3,274 |
| Total noninterest expense | $2,671,000 | 3,898 |
| Salaries and employee benefits | $1,916,000 | 3,359 |
| Premises and equipment expense | $359,000 | 3,473 |
| Additional noninterest expense | $396,000 | 5,199 |
| Pre-tax net operating income | $1,996,000 | 2,626 |
| Securities gains (losses) | $91,000 | 1,328 |
| Applicable income taxes | $104,000 | 3,212 |
| Income before extraordinary items | $1,983,000 | 2,363 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,983,000 | 2,362 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,983,000 | 2,363 |
| Net charge-offs | $-97,000 | 5,564 |
| Cash dividends | $1,000,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,896,550 | 2,371 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 3,320 |
| Total interest expense | $423,000 | 2,725 |
| Net interest income | $2,798,000 | 3,362 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $284,000 | 3,924 |
| Gross Fiduciary activities income | $10,000 | 955 |
| Service charges on deposit accounts | $57,000 | 4,403 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $217,000 | 3,485 |
| Total noninterest expense | $1,779,000 | 3,930 |
| Salaries and employee benefits | $1,268,000 | 3,390 |
| Premises and equipment expense | $237,000 | 3,519 |
| Additional noninterest expense | $274,000 | 5,217 |
| Pre-tax net operating income | $1,303,000 | 2,627 |
| Securities gains (losses) | $91,000 | 1,024 |
| Applicable income taxes | $70,000 | 3,208 |
| Income before extraordinary items | $1,324,000 | 2,329 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,324,000 | 2,328 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,324,000 | 2,328 |
| Net charge-offs | $-73,000 | 5,611 |
| Cash dividends | $850,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,237,550 | 2,386 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 3,340 |
| Total interest expense | $211,000 | 2,738 |
| Net interest income | $1,386,000 | 3,384 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $115,000 | 4,225 |
| Gross Fiduciary activities income | $10,000 | 893 |
| Service charges on deposit accounts | $25,000 | 4,550 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $80,000 | 3,869 |
| Total noninterest expense | $919,000 | 3,886 |
| Salaries and employee benefits | $648,000 | 3,360 |
| Premises and equipment expense | $122,000 | 3,479 |
| Additional noninterest expense | $149,000 | 5,133 |
| Pre-tax net operating income | $582,000 | 2,777 |
| Securities gains (losses) | $63,000 | 721 |
| Applicable income taxes | $32,000 | 3,237 |
| Income before extraordinary items | $613,000 | 2,410 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $613,000 | 2,410 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $613,000 | 2,410 |
| Net charge-offs | $-64,000 | 5,795 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $553,150 | 2,539 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,250,000 | 3,359 |
| Total interest expense | $793,000 | 2,837 |
| Net interest income | $5,457,000 | 3,392 |
| Provision for loan and lease losses | $250,000 | 2,084 |
| Total noninterest income | $469,000 | 4,269 |
| Gross Fiduciary activities income | $44,000 | 906 |
| Service charges on deposit accounts | $106,000 | 4,634 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $319,000 | 3,898 |
| Total noninterest expense | $3,457,000 | 4,045 |
| Salaries and employee benefits | $2,430,000 | 3,482 |
| Premises and equipment expense | $502,000 | 3,471 |
| Additional noninterest expense | $525,000 | 5,339 |
| Pre-tax net operating income | $2,219,000 | 2,821 |
| Securities gains (losses) | $21,000 | 2,208 |
| Applicable income taxes | $86,000 | 3,400 |
| Income before extraordinary items | $2,154,000 | 2,589 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,154,000 | 2,590 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,154,000 | 2,591 |
| Net charge-offs | $-37,000 | 5,488 |
| Cash dividends | $614,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,133,840 | 2,557 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 3,407 |
| Total interest expense | $586,000 | 2,909 |
| Net interest income | $4,072,000 | 3,433 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $352,000 | 4,289 |
| Gross Fiduciary activities income | $41,000 | 884 |
| Service charges on deposit accounts | $74,000 | 4,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $237,000 | 3,944 |
| Total noninterest expense | $2,344,000 | 4,271 |
| Salaries and employee benefits | $1,630,000 | 3,746 |
| Premises and equipment expense | $366,000 | 3,573 |
| Additional noninterest expense | $348,000 | 5,527 |
| Pre-tax net operating income | $2,080,000 | 2,502 |
| Securities gains (losses) | $21,000 | 1,989 |
| Applicable income taxes | $105,000 | 3,248 |
| Income before extraordinary items | $1,996,000 | 2,267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,996,000 | 2,268 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,996,000 | 2,268 |
| Net charge-offs | $-28,000 | 5,435 |
| Cash dividends | $523,000 | 2,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,976,050 | 2,248 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 3,423 |
| Total interest expense | $381,000 | 2,969 |
| Net interest income | $2,709,000 | 3,454 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $242,000 | 4,266 |
| Gross Fiduciary activities income | $40,000 | 865 |
| Service charges on deposit accounts | $45,000 | 4,906 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $157,000 | 3,963 |
| Total noninterest expense | $1,590,000 | 4,274 |
| Salaries and employee benefits | $1,129,000 | 3,693 |
| Premises and equipment expense | $240,000 | 3,631 |
| Additional noninterest expense | $221,000 | 5,616 |
| Pre-tax net operating income | $1,361,000 | 2,511 |
| Securities gains (losses) | $21,000 | 1,689 |
| Applicable income taxes | $69,000 | 3,262 |
| Income before extraordinary items | $1,313,000 | 2,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,313,000 | 2,273 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,313,000 | 2,273 |
| Net charge-offs | $-19,000 | 5,456 |
| Cash dividends | $432,000 | 2,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,293,050 | 2,253 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 3,460 |
| Total interest expense | $187,000 | 3,032 |
| Net interest income | $1,337,000 | 3,484 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $83,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $19,000 | 5,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $64,000 | 4,225 |
| Total noninterest expense | $819,000 | 4,244 |
| Salaries and employee benefits | $578,000 | 3,672 |
| Premises and equipment expense | $124,000 | 3,584 |
| Additional noninterest expense | $117,000 | 5,614 |
| Pre-tax net operating income | $601,000 | 2,686 |
| Securities gains (losses) | $21,000 | 1,218 |
| Applicable income taxes | $31,000 | 3,307 |
| Income before extraordinary items | $591,000 | 2,417 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $591,000 | 2,420 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $591,000 | 2,419 |
| Net charge-offs | $-10,000 | 5,418 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $571,050 | 2,411 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,731,000 | 3,630 |
| Total interest expense | $666,000 | 3,409 |
| Net interest income | $5,065,000 | 3,608 |
| Provision for loan and lease losses | $750,000 | 1,065 |
| Total noninterest income | $382,000 | 4,698 |
| Gross Fiduciary activities income | $47,000 | 937 |
| Service charges on deposit accounts | $105,000 | 4,920 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $230,000 | 4,357 |
| Total noninterest expense | $3,144,000 | 4,374 |
| Salaries and employee benefits | $2,063,000 | 3,919 |
| Premises and equipment expense | $461,000 | 3,814 |
| Additional noninterest expense | $620,000 | 5,334 |
| Pre-tax net operating income | $1,553,000 | 3,421 |
| Securities gains (losses) | $47,000 | 1,772 |
| Applicable income taxes | $75,000 | 3,541 |
| Income before extraordinary items | $1,525,000 | 3,219 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,525,000 | 3,219 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,525,000 | 3,220 |
| Net charge-offs | $-36,000 | 5,922 |
| Cash dividends | $444,000 | 2,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,480,350 | 3,210 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 3,706 |
| Total interest expense | $485,000 | 3,509 |
| Net interest income | $3,739,000 | 3,682 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $294,000 | 4,706 |
| Gross Fiduciary activities income | $45,000 | 906 |
| Service charges on deposit accounts | $83,000 | 4,910 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $166,000 | 4,449 |
| Total noninterest expense | $1,988,000 | 4,813 |
| Salaries and employee benefits | $1,371,000 | 4,200 |
| Premises and equipment expense | $300,000 | 4,145 |
| Additional noninterest expense | $317,000 | 5,886 |
| Pre-tax net operating income | $2,045,000 | 2,476 |
| Securities gains (losses) | $9,000 | 2,383 |
| Applicable income taxes | $103,000 | 3,266 |
| Income before extraordinary items | $1,951,000 | 2,258 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,951,000 | 2,259 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,951,000 | 2,258 |
| Net charge-offs | $-27,000 | 5,867 |
| Cash dividends | $373,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,942,450 | 2,219 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 3,866 |
| Total interest expense | $316,000 | 3,593 |
| Net interest income | $2,328,000 | 3,860 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $197,000 | 4,698 |
| Gross Fiduciary activities income | $40,000 | 888 |
| Service charges on deposit accounts | $54,000 | 4,951 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $103,000 | 4,528 |
| Total noninterest expense | $1,318,000 | 4,851 |
| Salaries and employee benefits | $924,000 | 4,207 |
| Premises and equipment expense | $188,000 | 4,305 |
| Additional noninterest expense | $206,000 | 5,955 |
| Pre-tax net operating income | $1,207,000 | 2,639 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $61,000 | 3,329 |
| Income before extraordinary items | $1,151,000 | 2,406 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,151,000 | 2,410 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,151,000 | 2,410 |
| Net charge-offs | $-18,000 | 5,841 |
| Cash dividends | $302,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,146,250 | 2,368 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 4,038 |
| Total interest expense | $154,000 | 3,726 |
| Net interest income | $1,086,000 | 4,050 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $111,000 | 4,471 |
| Gross Fiduciary activities income | $40,000 | 813 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $44,000 | 4,711 |
| Total noninterest expense | $606,000 | 5,065 |
| Salaries and employee benefits | $422,000 | 4,458 |
| Premises and equipment expense | $87,000 | 4,537 |
| Additional noninterest expense | $97,000 | 6,094 |
| Pre-tax net operating income | $591,000 | 2,595 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $30,000 | 3,289 |
| Income before extraordinary items | $561,000 | 2,379 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $561,000 | 2,380 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $561,000 | 2,381 |
| Net charge-offs | $-9,000 | 5,700 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $561,000 | 2,334 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 4,277 |
| Total interest expense | $761,000 | 3,556 |
| Net interest income | $3,898,000 | 4,337 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $503,000 | 4,395 |
| Gross Fiduciary activities income | $89,000 | 878 |
| Service charges on deposit accounts | $112,000 | 5,081 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $302,000 | 4,079 |
| Total noninterest expense | $2,693,000 | 4,852 |
| Salaries and employee benefits | $1,968,000 | 4,121 |
| Premises and equipment expense | $362,000 | 4,455 |
| Additional noninterest expense | $363,000 | 6,202 |
| Pre-tax net operating income | $1,708,000 | 3,155 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $83,000 | 3,514 |
| Income before extraordinary items | $1,634,000 | 3,001 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,634,000 | 3,003 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,634,000 | 3,004 |
| Net charge-offs | $-39,000 | 6,378 |
| Cash dividends | $1,010,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,625,450 | 2,948 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,446,000 | 4,348 |
| Total interest expense | $594,000 | 3,555 |
| Net interest income | $2,852,000 | 4,425 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $351,000 | 4,566 |
| Gross Fiduciary activities income | $37,000 | 935 |
| Service charges on deposit accounts | $88,000 | 5,047 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $226,000 | 4,159 |
| Total noninterest expense | $1,798,000 | 5,154 |
| Salaries and employee benefits | $1,275,000 | 4,464 |
| Premises and equipment expense | $265,000 | 4,533 |
| Additional noninterest expense | $258,000 | 6,293 |
| Pre-tax net operating income | $1,405,000 | 3,036 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $70,000 | 3,524 |
| Income before extraordinary items | $1,335,000 | 2,867 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,335,000 | 2,871 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,335,000 | 2,871 |
| Net charge-offs | $-28,000 | 6,340 |
| Cash dividends | $890,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,335,000 | 2,797 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 4,358 |
| Total interest expense | $412,000 | 3,531 |
| Net interest income | $1,884,000 | 4,458 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $266,000 | 4,418 |
| Gross Fiduciary activities income | $33,000 | 918 |
| Service charges on deposit accounts | $57,000 | 5,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $176,000 | 3,985 |
| Total noninterest expense | $1,190,000 | 5,185 |
| Salaries and employee benefits | $849,000 | 4,499 |
| Premises and equipment expense | $183,000 | 4,473 |
| Additional noninterest expense | $158,000 | 6,394 |
| Pre-tax net operating income | $960,000 | 2,977 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $48,000 | 3,529 |
| Income before extraordinary items | $912,000 | 2,827 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $912,000 | 2,831 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $912,000 | 2,831 |
| Net charge-offs | $-19,000 | 6,311 |
| Cash dividends | $770,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $912,000 | 2,725 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 4,395 |
| Total interest expense | $216,000 | 3,506 |
| Net interest income | $925,000 | 4,521 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $145,000 | 4,245 |
| Gross Fiduciary activities income | $33,000 | 843 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 4,006 |
| Total noninterest expense | $617,000 | 5,153 |
| Salaries and employee benefits | $427,000 | 4,518 |
| Premises and equipment expense | $93,000 | 4,465 |
| Additional noninterest expense | $97,000 | 6,272 |
| Pre-tax net operating income | $453,000 | 3,070 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $23,000 | 3,519 |
| Income before extraordinary items | $430,000 | 2,892 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $430,000 | 2,892 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $430,000 | 2,894 |
| Net charge-offs | $-11,000 | 6,232 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $430,000 | 2,803 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,846,000 | 4,391 |
| Total interest expense | $1,050,000 | 3,501 |
| Net interest income | $3,796,000 | 4,542 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $562,000 | 4,281 |
| Gross Fiduciary activities income | $58,000 | 955 |
| Service charges on deposit accounts | $108,000 | 5,326 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $396,000 | 3,648 |
| Total noninterest expense | $2,332,000 | 5,338 |
| Salaries and employee benefits | $1,652,000 | 4,614 |
| Premises and equipment expense | $374,000 | 4,454 |
| Additional noninterest expense | $306,000 | 6,617 |
| Pre-tax net operating income | $2,026,000 | 2,792 |
| Securities gains (losses) | $15,000 | 3,269 |
| Applicable income taxes | $107,000 | 3,466 |
| Income before extraordinary items | $1,934,000 | 2,640 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,934,000 | 2,643 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,934,000 | 2,641 |
| Net charge-offs | $-30,000 | 6,771 |
| Cash dividends | $944,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,919,750 | 2,544 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 4,452 |
| Total interest expense | $815,000 | 3,535 |
| Net interest income | $2,839,000 | 4,617 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $372,000 | 4,558 |
| Gross Fiduciary activities income | $56,000 | 915 |
| Service charges on deposit accounts | $78,000 | 5,449 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $238,000 | 4,009 |
| Total noninterest expense | $1,501,000 | 5,697 |
| Salaries and employee benefits | $1,039,000 | 5,072 |
| Premises and equipment expense | $275,000 | 4,563 |
| Additional noninterest expense | $187,000 | 6,832 |
| Pre-tax net operating income | $1,710,000 | 2,651 |
| Securities gains (losses) | $15,000 | 2,991 |
| Applicable income taxes | $86,000 | 3,471 |
| Income before extraordinary items | $1,639,000 | 2,489 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,639,000 | 2,490 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,639,000 | 2,490 |
| Net charge-offs | $-21,000 | 6,760 |
| Cash dividends | $824,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,624,750 | 2,371 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 4,464 |
| Total interest expense | $564,000 | 3,545 |
| Net interest income | $1,887,000 | 4,653 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $232,000 | 4,654 |
| Gross Fiduciary activities income | $51,000 | 886 |
| Service charges on deposit accounts | $48,000 | 5,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $133,000 | 4,260 |
| Total noninterest expense | $989,000 | 5,760 |
| Salaries and employee benefits | $711,000 | 5,048 |
| Premises and equipment expense | $182,000 | 4,598 |
| Additional noninterest expense | $96,000 | 7,027 |
| Pre-tax net operating income | $1,130,000 | 2,623 |
| Securities gains (losses) | $14,000 | 2,626 |
| Applicable income taxes | $57,000 | 3,457 |
| Income before extraordinary items | $1,087,000 | 2,458 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,087,000 | 2,458 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,087,000 | 2,458 |
| Net charge-offs | $-12,000 | 6,677 |
| Cash dividends | $704,000 | 1,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,073,700 | 2,347 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 4,470 |
| Total interest expense | $283,000 | 3,642 |
| Net interest income | $962,000 | 4,645 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $129,000 | 4,523 |
| Gross Fiduciary activities income | $30,000 | 872 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $71,000 | 4,189 |
| Total noninterest expense | $475,000 | 5,875 |
| Salaries and employee benefits | $358,000 | 5,056 |
| Premises and equipment expense | $88,000 | 4,696 |
| Additional noninterest expense | $29,000 | 7,242 |
| Pre-tax net operating income | $616,000 | 2,484 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $31,000 | 3,411 |
| Income before extraordinary items | $585,000 | 2,302 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $585,000 | 2,304 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $585,000 | 2,305 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $585,000 | 2,186 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,190,000 | 4,472 |
| Total interest expense | $1,272,000 | 3,829 |
| Net interest income | $3,918,000 | 4,591 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $387,000 | 4,834 |
| Gross Fiduciary activities income | $46,000 | 934 |
| Service charges on deposit accounts | $125,000 | 5,190 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $216,000 | 4,363 |
| Total noninterest expense | $2,307,000 | 5,528 |
| Salaries and employee benefits | $1,545,000 | 4,886 |
| Premises and equipment expense | $400,000 | 4,566 |
| Additional noninterest expense | $362,000 | 6,671 |
| Pre-tax net operating income | $1,998,000 | 2,518 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $93,000 | 3,420 |
| Income before extraordinary items | $1,905,000 | 2,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,905,000 | 2,354 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,905,000 | 2,355 |
| Net charge-offs | $42,000 | 5,564 |
| Cash dividends | $1,187,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,905,000 | 2,273 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,747,000 | 4,618 |
| Total interest expense | $972,000 | 3,896 |
| Net interest income | $2,775,000 | 4,781 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $302,000 | 4,813 |
| Gross Fiduciary activities income | $46,000 | 885 |
| Service charges on deposit accounts | $107,000 | 5,008 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $149,000 | 4,533 |
| Total noninterest expense | $1,611,000 | 5,710 |
| Salaries and employee benefits | $1,011,000 | 5,243 |
| Premises and equipment expense | $281,000 | 4,771 |
| Additional noninterest expense | $319,000 | 6,521 |
| Pre-tax net operating income | $1,466,000 | 2,624 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $73,000 | 3,424 |
| Income before extraordinary items | $1,393,000 | 2,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,393,000 | 2,458 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,393,000 | 2,458 |
| Net charge-offs | $43,000 | 5,079 |
| Cash dividends | $1,067,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,393,000 | 2,360 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 4,601 |
| Total interest expense | $656,000 | 3,971 |
| Net interest income | $1,899,000 | 4,727 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $200,000 | 4,876 |
| Gross Fiduciary activities income | $43,000 | 866 |
| Service charges on deposit accounts | $65,000 | 5,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,668 |
| Total noninterest expense | $1,076,000 | 5,766 |
| Salaries and employee benefits | $693,000 | 5,204 |
| Premises and equipment expense | $168,000 | 5,076 |
| Additional noninterest expense | $215,000 | 6,589 |
| Pre-tax net operating income | $1,023,000 | 2,495 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $51,000 | 3,349 |
| Income before extraordinary items | $972,000 | 2,334 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $972,000 | 2,334 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $972,000 | 2,334 |
| Net charge-offs | $45,000 | 4,534 |
| Cash dividends | $948,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $972,000 | 2,252 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 4,524 |
| Total interest expense | $330,000 | 4,060 |
| Net interest income | $992,000 | 4,598 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $105,000 | 4,833 |
| Gross Fiduciary activities income | $23,000 | 861 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,538 |
| Total noninterest expense | $539,000 | 5,801 |
| Salaries and employee benefits | $345,000 | 5,264 |
| Premises and equipment expense | $81,000 | 5,194 |
| Additional noninterest expense | $113,000 | 6,585 |
| Pre-tax net operating income | $558,000 | 2,362 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $31,000 | 3,162 |
| Income before extraordinary items | $527,000 | 2,155 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $527,000 | 2,154 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $527,000 | 2,155 |
| Net charge-offs | $-9,000 | 6,970 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $527,000 | 2,109 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 4,534 |
| Total interest expense | $1,808,000 | 3,812 |
| Net interest income | $3,746,000 | 4,763 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $341,000 | 5,203 |
| Gross Fiduciary activities income | $8,000 | 1,178 |
| Service charges on deposit accounts | $126,000 | 5,189 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $207,000 | 4,545 |
| Total noninterest expense | $2,070,000 | 5,941 |
| Salaries and employee benefits | $1,340,000 | 5,363 |
| Premises and equipment expense | $363,000 | 4,981 |
| Additional noninterest expense | $367,000 | 6,896 |
| Pre-tax net operating income | $2,017,000 | 2,224 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $99,000 | 3,247 |
| Income before extraordinary items | $1,921,000 | 2,094 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,921,000 | 2,095 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,921,000 | 2,096 |
| Net charge-offs | $-26,000 | 7,525 |
| Cash dividends | $555,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,918,150 | 2,023 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 4,608 |
| Total interest expense | $1,448,000 | 3,790 |
| Net interest income | $2,730,000 | 4,903 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $225,000 | 5,485 |
| Gross Fiduciary activities income | $7,000 | 1,140 |
| Service charges on deposit accounts | $88,000 | 5,351 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $130,000 | 4,865 |
| Total noninterest expense | $1,447,000 | 6,126 |
| Salaries and employee benefits | $920,000 | 5,644 |
| Premises and equipment expense | $269,000 | 5,083 |
| Additional noninterest expense | $258,000 | 7,036 |
| Pre-tax net operating income | $1,508,000 | 2,363 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $75,000 | 3,308 |
| Income before extraordinary items | $1,436,000 | 2,224 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,436,000 | 2,225 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,436,000 | 2,227 |
| Net charge-offs | $-25,000 | 7,573 |
| Cash dividends | $473,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,433,150 | 2,130 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 4,611 |
| Total interest expense | $1,023,000 | 3,743 |
| Net interest income | $1,802,000 | 4,946 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $131,000 | 5,711 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $50,000 | 5,593 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $80,000 | 4,990 |
| Total noninterest expense | $953,000 | 6,184 |
| Salaries and employee benefits | $619,000 | 5,651 |
| Premises and equipment expense | $166,000 | 5,284 |
| Additional noninterest expense | $168,000 | 7,107 |
| Pre-tax net operating income | $980,000 | 2,419 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $48,000 | 3,304 |
| Income before extraordinary items | $935,000 | 2,239 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $935,000 | 2,238 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $935,000 | 2,241 |
| Net charge-offs | $-18,000 | 7,576 |
| Cash dividends | $391,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $932,150 | 2,168 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 4,645 |
| Total interest expense | $528,000 | 3,782 |
| Net interest income | $895,000 | 4,986 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $69,000 | 5,656 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 4,970 |
| Total noninterest expense | $485,000 | 6,227 |
| Salaries and employee benefits | $315,000 | 5,682 |
| Premises and equipment expense | $81,000 | 5,414 |
| Additional noninterest expense | $89,000 | 7,135 |
| Pre-tax net operating income | $479,000 | 2,488 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $24,000 | 3,330 |
| Income before extraordinary items | $458,000 | 2,292 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $458,000 | 2,291 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $458,000 | 2,292 |
| Net charge-offs | $-16,000 | 7,594 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $455,150 | 2,221 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 4,761 |
| Total interest expense | $2,373,000 | 4,035 |
| Net interest income | $3,336,000 | 5,095 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $371,000 | 5,248 |
| Gross Fiduciary activities income | $10,000 | 1,186 |
| Service charges on deposit accounts | $111,000 | 5,614 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $250,000 | 4,275 |
| Total noninterest expense | $2,045,000 | 6,176 |
| Salaries and employee benefits | $1,257,000 | 5,716 |
| Premises and equipment expense | $301,000 | 5,636 |
| Additional noninterest expense | $487,000 | 6,823 |
| Pre-tax net operating income | $1,662,000 | 2,209 |
| Securities gains (losses) | $-50,000 | 7,173 |
| Applicable income taxes | $61,000 | 3,161 |
| Income before extraordinary items | $1,551,000 | 2,060 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,551,000 | 2,057 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,551,000 | 2,059 |
| Net charge-offs | $-7,000 | 7,842 |
| Cash dividends | $988,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,599,000 | 1,974 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 4,860 |
| Total interest expense | $1,828,000 | 4,085 |
| Net interest income | $2,400,000 | 5,223 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $306,000 | 5,159 |
| Gross Fiduciary activities income | $7,000 | 1,163 |
| Service charges on deposit accounts | $88,000 | 5,573 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $211,000 | 4,193 |
| Total noninterest expense | $1,338,000 | 6,498 |
| Salaries and employee benefits | $877,000 | 5,922 |
| Premises and equipment expense | $178,000 | 6,213 |
| Additional noninterest expense | $283,000 | 7,200 |
| Pre-tax net operating income | $1,368,000 | 2,206 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $68,000 | 3,140 |
| Income before extraordinary items | $1,300,000 | 2,041 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,300,000 | 2,040 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,300,000 | 2,041 |
| Net charge-offs | $-4,000 | 7,775 |
| Cash dividends | $896,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,300,000 | 1,999 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 4,866 |
| Total interest expense | $1,254,000 | 4,134 |
| Net interest income | $1,599,000 | 5,227 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $229,000 | 4,987 |
| Gross Fiduciary activities income | $2,000 | 1,233 |
| Service charges on deposit accounts | $56,000 | 5,635 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $171,000 | 3,894 |
| Total noninterest expense | $849,000 | 6,645 |
| Salaries and employee benefits | $580,000 | 6,009 |
| Premises and equipment expense | $98,000 | 6,620 |
| Additional noninterest expense | $171,000 | 7,387 |
| Pre-tax net operating income | $979,000 | 2,148 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $49,000 | 3,169 |
| Income before extraordinary items | $930,000 | 1,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $930,000 | 1,964 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $930,000 | 1,965 |
| Net charge-offs | $-3,000 | 7,699 |
| Cash dividends | $804,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $930,000 | 1,902 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 4,833 |
| Total interest expense | $643,000 | 4,183 |
| Net interest income | $809,000 | 5,180 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $124,000 | 4,813 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $96,000 | 3,715 |
| Total noninterest expense | $417,000 | 6,663 |
| Salaries and employee benefits | $295,000 | 6,015 |
| Premises and equipment expense | $49,000 | 6,650 |
| Additional noninterest expense | $73,000 | 7,485 |
| Pre-tax net operating income | $516,000 | 2,321 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $26,000 | 3,394 |
| Income before extraordinary items | $490,000 | 2,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $490,000 | 2,170 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $490,000 | 2,172 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $490,000 | 2,030 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,112,000 | 4,877 |
| Total interest expense | $3,174,000 | 4,094 |
| Net interest income | $2,938,000 | 5,464 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $240,000 | 6,208 |
| Gross Fiduciary activities income | $19,000 | 1,114 |
| Service charges on deposit accounts | $133,000 | 5,513 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $88,000 | 6,092 |
| Total noninterest expense | $1,703,000 | 6,608 |
| Salaries and employee benefits | $1,223,000 | 5,924 |
| Premises and equipment expense | $228,000 | 6,435 |
| Additional noninterest expense | $252,000 | 7,665 |
| Pre-tax net operating income | $1,475,000 | 3,055 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $77,000 | 3,585 |
| Income before extraordinary items | $1,398,000 | 2,637 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,398,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 8,206 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,398,000 | 2,791 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,607,000 | 4,945 |
| Total interest expense | $2,466,000 | 4,114 |
| Net interest income | $2,141,000 | 5,596 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $182,000 | 6,296 |
| Gross Fiduciary activities income | $14,000 | 1,102 |
| Service charges on deposit accounts | $99,000 | 5,550 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 6,163 |
| Total noninterest expense | $1,151,000 | 6,823 |
| Salaries and employee benefits | $809,000 | 6,259 |
| Premises and equipment expense | $158,000 | 6,611 |
| Additional noninterest expense | $184,000 | 7,718 |
| Pre-tax net operating income | $1,172,000 | 3,366 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $59,000 | 4,002 |
| Income before extraordinary items | $1,113,000 | 2,887 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,113,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,243 |
| Cash dividends | $263,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,113,000 | 3,038 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,076,000 | 5,003 |
| Total interest expense | $1,691,000 | 4,171 |
| Net interest income | $1,385,000 | 5,704 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $142,000 | 6,069 |
| Gross Fiduciary activities income | $14,000 | 1,072 |
| Service charges on deposit accounts | $72,000 | 5,440 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $56,000 | 5,955 |
| Total noninterest expense | $765,000 | 6,888 |
| Salaries and employee benefits | $548,000 | 6,282 |
| Premises and equipment expense | $107,000 | 6,626 |
| Additional noninterest expense | $110,000 | 7,875 |
| Pre-tax net operating income | $762,000 | 3,541 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $38,000 | 4,270 |
| Income before extraordinary items | $724,000 | 3,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $724,000 | 3,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,029 |
| Cash dividends | $225,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $724,000 | 3,200 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 5,054 |
| Total interest expense | $861,000 | 4,306 |
| Net interest income | $694,000 | 5,716 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $55,000 | 6,514 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $385,000 | 6,904 |
| Salaries and employee benefits | $275,000 | 6,302 |
| Premises and equipment expense | $50,000 | 6,769 |
| Additional noninterest expense | $60,000 | 7,803 |
| Pre-tax net operating income | $364,000 | 3,746 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $18,000 | 4,432 |
| Income before extraordinary items | $346,000 | 3,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $346,000 | 3,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,107 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $346,000 | 3,403 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,958,000 | 5,252 |
| Total interest expense | $3,583,000 | 4,278 |
| Net interest income | $2,375,000 | 6,099 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $215,000 | 6,646 |
| Gross Fiduciary activities income | $6,000 | 1,314 |
| Service charges on deposit accounts | $144,000 | 5,494 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $65,000 | 6,796 |
| Total noninterest expense | $1,631,000 | 6,725 |
| Salaries and employee benefits | $1,202,000 | 5,979 |
| Premises and equipment expense | $218,000 | 6,546 |
| Additional noninterest expense | $211,000 | 7,974 |
| Pre-tax net operating income | $959,000 | 4,819 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $45,000 | 4,991 |
| Income before extraordinary items | $914,000 | 4,513 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $914,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,475 |
| Cash dividends | $150,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $914,000 | 4,502 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 5,309 |
| Total interest expense | $2,678,000 | 4,297 |
| Net interest income | $1,735,000 | 6,198 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $156,000 | 6,716 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $107,000 | 5,522 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $48,000 | 6,845 |
| Total noninterest expense | $1,114,000 | 6,926 |
| Salaries and employee benefits | $795,000 | 6,302 |
| Premises and equipment expense | $162,000 | 6,582 |
| Additional noninterest expense | $157,000 | 7,966 |
| Pre-tax net operating income | $777,000 | 4,898 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $39,000 | 5,110 |
| Income before extraordinary items | $738,000 | 4,519 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $738,000 | 4,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,289 |
| Cash dividends | $112,000 | 4,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $738,000 | 4,515 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 5,342 |
| Total interest expense | $1,770,000 | 4,336 |
| Net interest income | $1,164,000 | 6,229 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $109,000 | 6,709 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $75,000 | 5,454 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $33,000 | 6,866 |
| Total noninterest expense | $741,000 | 6,975 |
| Salaries and employee benefits | $537,000 | 6,327 |
| Premises and equipment expense | $104,000 | 6,694 |
| Additional noninterest expense | $100,000 | 8,051 |
| Pre-tax net operating income | $532,000 | 4,914 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $27,000 | 5,176 |
| Income before extraordinary items | $505,000 | 4,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $505,000 | 4,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $38,000 | 4,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $505,000 | 4,516 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 5,367 |
| Total interest expense | $863,000 | 4,381 |
| Net interest income | $590,000 | 6,203 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $49,000 | 6,849 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $35,000 | 5,544 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $383,000 | 6,935 |
| Salaries and employee benefits | $274,000 | 6,313 |
| Premises and equipment expense | $52,000 | 6,733 |
| Additional noninterest expense | $57,000 | 7,938 |
| Pre-tax net operating income | $256,000 | 4,996 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $13,000 | 5,188 |
| Income before extraordinary items | $243,000 | 4,633 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $243,000 | 4,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $243,000 | 4,619 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 5,452 |
| Total interest expense | $2,913,000 | 4,390 |
| Net interest income | $2,275,000 | 6,255 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $234,000 | 6,647 |
| Gross Fiduciary activities income | $5,000 | 1,355 |
| Service charges on deposit accounts | $145,000 | 5,588 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 6,607 |
| Total noninterest expense | $1,631,000 | 6,681 |
| Salaries and employee benefits | $1,177,000 | 5,974 |
| Premises and equipment expense | $217,000 | 6,552 |
| Additional noninterest expense | $237,000 | 7,918 |
| Pre-tax net operating income | $878,000 | 5,460 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $51,000 | 5,432 |
| Income before extraordinary items | $827,000 | 5,130 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $827,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,050 |
| Cash dividends | $520,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $827,000 | 5,129 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 5,503 |
| Total interest expense | $2,093,000 | 4,417 |
| Net interest income | $1,723,000 | 6,290 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $171,000 | 6,751 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $108,000 | 5,666 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,626 |
| Total noninterest expense | $1,104,000 | 6,958 |
| Salaries and employee benefits | $773,000 | 6,327 |
| Premises and equipment expense | $156,000 | 6,662 |
| Additional noninterest expense | $175,000 | 7,974 |
| Pre-tax net operating income | $790,000 | 5,247 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $40,000 | 5,574 |
| Income before extraordinary items | $750,000 | 4,854 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $750,000 | 4,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $305,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $750,000 | 4,841 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 5,502 |
| Total interest expense | $1,336,000 | 4,405 |
| Net interest income | $1,185,000 | 6,255 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $106,000 | 6,883 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $69,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 6,875 |
| Total noninterest expense | $728,000 | 7,021 |
| Salaries and employee benefits | $511,000 | 6,377 |
| Premises and equipment expense | $100,000 | 6,762 |
| Additional noninterest expense | $117,000 | 7,985 |
| Pre-tax net operating income | $563,000 | 5,144 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $28,000 | 5,612 |
| Income before extraordinary items | $535,000 | 4,719 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $535,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $240,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $535,000 | 4,707 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 5,433 |
| Total interest expense | $642,000 | 4,411 |
| Net interest income | $621,000 | 6,136 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $48,000 | 7,014 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $368,000 | 6,994 |
| Salaries and employee benefits | $264,000 | 6,301 |
| Premises and equipment expense | $51,000 | 6,714 |
| Additional noninterest expense | $53,000 | 8,099 |
| Pre-tax net operating income | $301,000 | 4,961 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $286,000 | 4,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $286,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $286,000 | 4,521 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,515,000 | 5,478 |
| Total interest expense | $2,206,000 | 4,144 |
| Net interest income | $2,309,000 | 6,248 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $205,000 | 7,023 |
| Gross Fiduciary activities income | $14,000 | 1,245 |
| Service charges on deposit accounts | $126,000 | 5,921 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,063 |
| Total noninterest expense | $1,585,000 | 6,743 |
| Salaries and employee benefits | $1,134,000 | 5,963 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $237,000 | 7,999 |
| Pre-tax net operating income | $729,000 | 6,078 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $41,000 | 5,981 |
| Income before extraordinary items | $688,000 | 5,707 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $688,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,354 |
| Cash dividends | $150,000 | 5,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $688,000 | 5,683 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,295,000 | 5,524 |
| Total interest expense | $1,607,000 | 4,102 |
| Net interest income | $1,688,000 | 6,357 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $146,000 | 7,127 |
| Gross Fiduciary activities income | $11,000 | 1,204 |
| Service charges on deposit accounts | $94,000 | 5,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,302 |
| Total noninterest expense | $1,061,000 | 7,032 |
| Salaries and employee benefits | $731,000 | 6,418 |
| Premises and equipment expense | $154,000 | 6,648 |
| Additional noninterest expense | $176,000 | 8,017 |
| Pre-tax net operating income | $773,000 | 5,407 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $39,000 | 5,953 |
| Income before extraordinary items | $734,000 | 4,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $734,000 | 4,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $734,000 | 4,921 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 5,407 |
| Total interest expense | $1,042,000 | 4,021 |
| Net interest income | $1,194,000 | 6,198 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $90,000 | 7,231 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $59,000 | 6,042 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $30,000 | 7,186 |
| Total noninterest expense | $727,000 | 6,976 |
| Salaries and employee benefits | $508,000 | 6,294 |
| Premises and equipment expense | $103,000 | 6,639 |
| Additional noninterest expense | $116,000 | 8,028 |
| Pre-tax net operating income | $557,000 | 5,196 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $27,000 | 5,937 |
| Income before extraordinary items | $530,000 | 4,745 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $530,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $530,000 | 4,692 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 5,386 |
| Total interest expense | $509,000 | 3,981 |
| Net interest income | $610,000 | 6,181 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $371,000 | 6,971 |
| Salaries and employee benefits | $255,000 | 6,315 |
| Premises and equipment expense | $50,000 | 6,770 |
| Additional noninterest expense | $66,000 | 7,893 |
| Pre-tax net operating income | $276,000 | 5,208 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $262,000 | 4,732 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $262,000 | 4,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $262,000 | 4,693 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 5,428 |
| Total interest expense | $1,888,000 | 3,821 |
| Net interest income | $2,279,000 | 6,276 |
| Provision for loan and lease losses | $200,000 | 3,677 |
| Total noninterest income | $221,000 | 6,985 |
| Gross Fiduciary activities income | $8,000 | 1,352 |
| Service charges on deposit accounts | $141,000 | 5,910 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,944 |
| Total noninterest expense | $1,435,000 | 7,005 |
| Salaries and employee benefits | $1,008,000 | 6,252 |
| Premises and equipment expense | $194,000 | 6,832 |
| Additional noninterest expense | $233,000 | 8,107 |
| Pre-tax net operating income | $865,000 | 5,599 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $39,000 | 6,193 |
| Income before extraordinary items | $826,000 | 5,188 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $826,000 | 5,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,359 |
| Cash dividends | $853,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $826,000 | 5,116 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,092,000 | 5,453 |
| Total interest expense | $1,400,000 | 3,809 |
| Net interest income | $1,692,000 | 6,303 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $165,000 | 7,021 |
| Gross Fiduciary activities income | $6,000 | 1,324 |
| Service charges on deposit accounts | $99,000 | 6,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 6,801 |
| Total noninterest expense | $917,000 | 7,366 |
| Salaries and employee benefits | $625,000 | 6,800 |
| Premises and equipment expense | $128,000 | 7,075 |
| Additional noninterest expense | $164,000 | 8,195 |
| Pre-tax net operating income | $940,000 | 4,753 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $47,000 | 6,002 |
| Income before extraordinary items | $893,000 | 4,294 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $893,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,051 |
| Cash dividends | $753,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $893,000 | 4,218 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 5,226 |
| Total interest expense | $925,000 | 3,841 |
| Net interest income | $1,287,000 | 5,910 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $112,000 | 7,039 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $63,000 | 6,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,000 | 6,492 |
| Total noninterest expense | $608,000 | 7,433 |
| Salaries and employee benefits | $426,000 | 6,783 |
| Premises and equipment expense | $86,000 | 7,074 |
| Additional noninterest expense | $96,000 | 8,397 |
| Pre-tax net operating income | $791,000 | 4,147 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $40,000 | 5,827 |
| Income before extraordinary items | $751,000 | 3,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $751,000 | 3,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,683 |
| Cash dividends | $553,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $751,000 | 3,602 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 5,086 |
| Total interest expense | $455,000 | 3,935 |
| Net interest income | $714,000 | 5,560 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $49,000 | 7,241 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $299,000 | 7,506 |
| Salaries and employee benefits | $205,000 | 6,912 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $51,000 | 8,372 |
| Pre-tax net operating income | $464,000 | 3,714 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $23,000 | 5,671 |
| Income before extraordinary items | $441,000 | 3,244 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $441,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $441,000 | 3,130 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,689,000 | 5,114 |
| Total interest expense | $2,038,000 | 3,975 |
| Net interest income | $2,651,000 | 5,705 |
| Provision for loan and lease losses | $200,000 | 4,016 |
| Total noninterest income | $252,000 | 6,936 |
| Gross Fiduciary activities income | $26,000 | 1,198 |
| Service charges on deposit accounts | $94,000 | 6,640 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $132,000 | 6,059 |
| Total noninterest expense | $1,453,000 | 6,976 |
| Salaries and employee benefits | $1,040,000 | 6,121 |
| Premises and equipment expense | $144,000 | 7,479 |
| Additional noninterest expense | $269,000 | 7,971 |
| Pre-tax net operating income | $1,250,000 | 4,575 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $21,000 | 6,768 |
| Income before extraordinary items | $1,229,000 | 4,079 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,229,000 | 4,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,392 |
| Cash dividends | $716,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,229,000 | 3,895 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 5,027 |
| Total interest expense | $1,575,000 | 3,992 |
| Net interest income | $2,090,000 | 5,579 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $199,000 | 6,879 |
| Gross Fiduciary activities income | $25,000 | 1,147 |
| Service charges on deposit accounts | $74,000 | 6,631 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 6,083 |
| Total noninterest expense | $926,000 | 7,390 |
| Salaries and employee benefits | $596,000 | 6,935 |
| Premises and equipment expense | $95,000 | 7,730 |
| Additional noninterest expense | $235,000 | 7,688 |
| Pre-tax net operating income | $1,363,000 | 3,733 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $68,000 | 5,959 |
| Income before extraordinary items | $1,295,000 | 3,296 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,295,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $592,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,295,000 | 3,143 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 5,079 |
| Total interest expense | $1,084,000 | 3,994 |
| Net interest income | $1,348,000 | 5,674 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $117,000 | 7,121 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $46,000 | 6,735 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $70,000 | 5,983 |
| Total noninterest expense | $660,000 | 7,262 |
| Salaries and employee benefits | $413,000 | 6,857 |
| Premises and equipment expense | $66,000 | 7,663 |
| Additional noninterest expense | $181,000 | 7,379 |
| Pre-tax net operating income | $805,000 | 4,036 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $40,000 | 6,096 |
| Income before extraordinary items | $765,000 | 3,633 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $765,000 | 3,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $530,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $765,000 | 3,431 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 5,103 |
| Total interest expense | $528,000 | 4,160 |
| Net interest income | $687,000 | 5,605 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $51,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $371,000 | 6,946 |
| Salaries and employee benefits | $187,000 | 7,132 |
| Premises and equipment expense | $41,000 | 7,269 |
| Additional noninterest expense | $143,000 | 6,099 |
| Pre-tax net operating income | $367,000 | 4,257 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $349,000 | 3,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $349,000 | 3,629 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 5,309 |
| Total interest expense | $2,488,000 | 4,118 |
| Net interest income | $2,318,000 | 6,153 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $118,000 | 8,183 |
| Gross Fiduciary activities income | $12,000 | 1,373 |
| Service charges on deposit accounts | $97,000 | 6,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,930 |
| Total noninterest expense | $1,019,000 | 7,889 |
| Salaries and employee benefits | $793,000 | 6,906 |
| Premises and equipment expense | $86,000 | 8,359 |
| Additional noninterest expense | $140,000 | 8,956 |
| Pre-tax net operating income | $1,417,000 | 4,257 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $412,000 | 3,828 |
| Income before extraordinary items | $1,005,000 | 4,578 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,005,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,606 |
| Cash dividends | $271,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,005,000 | 4,460 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,231,000 | 5,466 |
| Total interest expense | $3,259,000 | 4,428 |
| Net interest income | $1,972,000 | 6,475 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $99,000 | 8,529 |
| Gross Fiduciary activities income | $3,000 | 1,597 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,000 | 9,354 |
| Total noninterest expense | $1,006,000 | 7,947 |
| Salaries and employee benefits | $786,000 | 6,851 |
| Premises and equipment expense | $76,000 | 8,695 |
| Additional noninterest expense | $144,000 | 9,099 |
| Pre-tax net operating income | $1,065,000 | 4,736 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $299,000 | 4,273 |
| Income before extraordinary items | $766,000 | 4,989 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $766,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,146 |
| Cash dividends | $640,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $766,000 | 4,877 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,862,000 | 5,845 |
| Total interest expense | $2,797,000 | 5,191 |
| Net interest income | $2,065,000 | 6,477 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $84,000 | 8,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 6,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $938,000 | 8,198 |
| Salaries and employee benefits | $735,000 | 7,034 |
| Premises and equipment expense | $72,000 | 8,949 |
| Additional noninterest expense | $131,000 | 9,407 |
| Pre-tax net operating income | $1,211,000 | 4,694 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $349,000 | 4,275 |
| Income before extraordinary items | $862,000 | 4,810 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $862,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $285,000 | 4,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $862,000 | 4,815 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 5,881 |
| Total interest expense | $2,537,000 | 5,148 |
| Net interest income | $2,026,000 | 6,594 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $94,000 | 8,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 6,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,956 |
| Total noninterest expense | $994,000 | 8,144 |
| Salaries and employee benefits | $779,000 | 6,842 |
| Premises and equipment expense | $76,000 | 9,102 |
| Additional noninterest expense | $139,000 | 9,614 |
| Pre-tax net operating income | $1,126,000 | 4,963 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $336,000 | 4,563 |
| Income before extraordinary items | $790,000 | 5,124 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $790,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $260,000 | 4,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $790,000 | 5,087 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 6,109 |
| Total interest expense | $2,570,000 | 5,262 |
| Net interest income | $1,867,000 | 6,908 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $98,000 | 9,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,199 |
| Total noninterest expense | $978,000 | 8,179 |
| Salaries and employee benefits | $772,000 | 6,808 |
| Premises and equipment expense | $86,000 | 9,014 |
| Additional noninterest expense | $120,000 | 9,956 |
| Pre-tax net operating income | $987,000 | 5,452 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $282,000 | 5,342 |
| Income before extraordinary items | $705,000 | 5,597 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $705,000 | 5,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,689 |
| Cash dividends | $260,000 | 4,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $705,000 | 5,480 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,323,000 | 6,368 |
| Total interest expense | $2,371,000 | 5,621 |
| Net interest income | $1,952,000 | 7,018 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $108,000 | 9,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $971,000 | 8,450 |
| Salaries and employee benefits | $753,000 | 7,007 |
| Premises and equipment expense | $78,000 | 9,482 |
| Additional noninterest expense | $140,000 | 10,120 |
| Pre-tax net operating income | $1,089,000 | 5,570 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $286,000 | 5,856 |
| Income before extraordinary items | $803,000 | 5,444 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $803,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,783 |
| Cash dividends | $260,000 | 4,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $803,000 | 5,390 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,089,000 | 6,775 |
| Total interest expense | $2,082,000 | 6,263 |
| Net interest income | $2,007,000 | 7,126 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $94,000 | 9,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,116 |
| Total noninterest expense | $938,000 | 8,931 |
| Salaries and employee benefits | $749,000 | 7,255 |
| Premises and equipment expense | $57,000 | 10,437 |
| Additional noninterest expense | $132,000 | 10,773 |
| Pre-tax net operating income | $1,163,000 | 5,230 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $348,000 | 5,346 |
| Income before extraordinary items | $815,000 | 5,238 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $815,000 | 5,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 11,093 |
| Cash dividends | $260,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $815,000 | 5,171 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 7,319 |
| Total interest expense | $1,914,000 | 6,660 |
| Net interest income | $1,777,000 | 7,825 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $99,000 | 10,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $1,021,000 | 8,854 |
| Salaries and employee benefits | $764,000 | 7,324 |
| Premises and equipment expense | $80,000 | 10,197 |
| Additional noninterest expense | $177,000 | 10,728 |
| Pre-tax net operating income | $855,000 | 6,624 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $177,000 | 7,810 |
| Income before extraordinary items | $678,000 | 6,128 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $678,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,245 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $678,000 | 6,105 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 7,536 |
| Total interest expense | $1,596,000 | 6,610 |
| Net interest income | $1,768,000 | 8,123 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $94,000 | 10,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,207 |
| Total noninterest expense | $1,070,000 | 9,082 |
| Salaries and employee benefits | $797,000 | 7,228 |
| Premises and equipment expense | $66,000 | 11,093 |
| Additional noninterest expense | $207,000 | 11,059 |
| Pre-tax net operating income | $792,000 | 6,911 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $170,000 | 7,925 |
| Income before extraordinary items | $622,000 | 6,381 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $622,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 11,755 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $622,000 | 6,451 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 7,622 |
| Total interest expense | $1,633,000 | 6,785 |
| Net interest income | $1,805,000 | 8,236 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $119,000 | 10,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $1,018,000 | 9,655 |
| Salaries and employee benefits | $726,000 | 7,814 |
| Premises and equipment expense | $80,000 | 11,146 |
| Additional noninterest expense | $212,000 | 11,570 |
| Pre-tax net operating income | $906,000 | 6,322 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $220,000 | 7,257 |
| Income before extraordinary items | $686,000 | 6,197 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $686,000 | 6,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,928 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $686,000 | 5,943 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,822,000 | 7,739 |
| Total interest expense | $1,909,000 | 7,325 |
| Net interest income | $1,913,000 | 7,993 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $111,000 | 11,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 9,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $980,000 | 10,071 |
| Salaries and employee benefits | $716,000 | 7,867 |
| Premises and equipment expense | $56,000 | 12,452 |
| Additional noninterest expense | $208,000 | 12,136 |
| Pre-tax net operating income | $1,044,000 | 5,459 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $299,000 | 5,935 |
| Income before extraordinary items | $762,000 | 5,564 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $762,000 | 5,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 13,789 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $749,760 | 5,294 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.