Home > Kings River State Bank > Income and Expense
Kings River State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,917,000 | 3,417 |
| Total interest expense | $3,893,000 | 4,056 |
| Net interest income | $6,024,000 | 2,932 |
| Provision for loan and lease losses | $250,000 | 3,225 |
| Total noninterest income | $952,000 | 3,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 2,804 |
| Total noninterest expense | $5,002,000 | 2,719 |
| Salaries and employee benefits | $2,316,000 | 3,033 |
| Premises and equipment expense | $572,000 | 3,398 |
| Additional noninterest expense | $2,114,000 | 2,050 |
| Pre-tax net operating income | $1,724,000 | 3,671 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $781,000 | 2,565 |
| Income before extraordinary items | $943,000 | 4,547 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $943,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,541 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $943,000 | 4,542 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,087,000 | 4,349 |
| Total interest expense | $2,253,000 | 5,559 |
| Net interest income | $4,834,000 | 3,554 |
| Provision for loan and lease losses | $110,000 | 5,020 |
| Total noninterest income | $834,000 | 3,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 3,084 |
| Total noninterest expense | $3,674,000 | 3,565 |
| Salaries and employee benefits | $1,916,000 | 3,576 |
| Premises and equipment expense | $417,000 | 4,385 |
| Additional noninterest expense | $1,341,000 | 3,142 |
| Pre-tax net operating income | $1,884,000 | 3,483 |
| Securities gains (losses) | $36,000 | 1,115 |
| Applicable income taxes | $744,000 | 2,793 |
| Income before extraordinary items | $1,176,000 | 3,937 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,176,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,078 |
| Cash dividends | $354,000 | 4,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,152,960 | 3,960 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,061,000 | 4,969 |
| Total interest expense | $1,909,000 | 6,336 |
| Net interest income | $4,152,000 | 4,003 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $791,000 | 3,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 3,379 |
| Total noninterest expense | $2,931,000 | 4,210 |
| Salaries and employee benefits | $1,717,000 | 3,809 |
| Premises and equipment expense | $317,000 | 5,215 |
| Additional noninterest expense | $897,000 | 4,301 |
| Pre-tax net operating income | $1,862,000 | 3,536 |
| Securities gains (losses) | $103,000 | 1,252 |
| Applicable income taxes | $686,000 | 3,077 |
| Income before extraordinary items | $1,279,000 | 3,740 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,279,000 | 3,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $372,000 | 4,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,212,050 | 3,808 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 5,640 |
| Total interest expense | $1,480,000 | 7,396 |
| Net interest income | $3,719,000 | 4,506 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $662,000 | 4,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $380,000 | 3,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 4,072 |
| Total noninterest expense | $2,428,000 | 4,888 |
| Salaries and employee benefits | $1,410,000 | 4,478 |
| Premises and equipment expense | $278,000 | 5,688 |
| Additional noninterest expense | $740,000 | 5,004 |
| Pre-tax net operating income | $1,833,000 | 3,803 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $682,000 | 3,301 |
| Income before extraordinary items | $1,153,000 | 4,190 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,153,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,510 |
| Cash dividends | $559,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,151,720 | 4,138 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 6,109 |
| Total interest expense | $1,345,000 | 7,972 |
| Net interest income | $3,458,000 | 4,865 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $504,000 | 5,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,288 |
| Total noninterest expense | $2,090,000 | 5,749 |
| Salaries and employee benefits | $1,196,000 | 5,223 |
| Premises and equipment expense | $250,000 | 6,254 |
| Additional noninterest expense | $644,000 | 6,074 |
| Pre-tax net operating income | $1,772,000 | 3,784 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $708,000 | 3,149 |
| Income before extraordinary items | $1,065,000 | 4,254 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,065,000 | 4,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,887 |
| Cash dividends | $423,000 | 3,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,064,360 | 4,204 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 6,462 |
| Total interest expense | $1,225,000 | 8,509 |
| Net interest income | $3,275,000 | 5,137 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $468,000 | 5,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,433 |
| Total noninterest expense | $2,038,000 | 5,900 |
| Salaries and employee benefits | $1,153,000 | 5,399 |
| Premises and equipment expense | $232,000 | 6,634 |
| Additional noninterest expense | $653,000 | 6,173 |
| Pre-tax net operating income | $1,605,000 | 4,221 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $636,000 | 3,517 |
| Income before extraordinary items | $969,000 | 4,724 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $969,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,817 |
| Cash dividends | $123,000 | 6,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $969,000 | 4,704 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 7,101 |
| Total interest expense | $710,000 | 10,038 |
| Net interest income | $2,969,000 | 5,647 |
| Provision for loan and lease losses | $80,000 | 5,022 |
| Total noninterest income | $489,000 | 5,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,653 |
| Total noninterest expense | $2,085,000 | 5,997 |
| Salaries and employee benefits | $1,077,000 | 5,737 |
| Premises and equipment expense | $223,000 | 7,003 |
| Additional noninterest expense | $785,000 | 5,787 |
| Pre-tax net operating income | $1,292,000 | 4,964 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $530,000 | 3,886 |
| Income before extraordinary items | $763,000 | 5,537 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $763,000 | 5,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $99,000 | 6,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $763,000 | 5,611 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 7,782 |
| Total interest expense | $869,000 | 9,698 |
| Net interest income | $2,463,000 | 6,619 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $543,000 | 5,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $460,000 | 3,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,496 |
| Total noninterest expense | $1,899,000 | 6,625 |
| Salaries and employee benefits | $979,000 | 6,251 |
| Premises and equipment expense | $191,000 | 7,864 |
| Additional noninterest expense | $729,000 | 6,370 |
| Pre-tax net operating income | $947,000 | 6,126 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $375,000 | 5,243 |
| Income before extraordinary items | $572,000 | 6,998 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $572,000 | 7,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $97,000 | 7,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $572,000 | 6,733 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 8,478 |
| Total interest expense | $1,082,000 | 10,050 |
| Net interest income | $2,214,000 | 7,215 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $528,000 | 5,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $460,000 | 3,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $1,789,000 | 6,981 |
| Salaries and employee benefits | $921,000 | 6,501 |
| Premises and equipment expense | $166,000 | 8,671 |
| Additional noninterest expense | $702,000 | 6,732 |
| Pre-tax net operating income | $843,000 | 6,367 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $341,000 | 5,456 |
| Income before extraordinary items | $502,000 | 7,318 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $502,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $119,000 | 6,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $502,000 | 6,936 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.