Home > Kingfisher Bank and Trust Co. > Income and Expense
Kingfisher Bank and Trust Co., Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $554,000 | 10,195 |
| Total interest expense | $282,000 | 10,089 |
| Net interest income | $272,000 | 10,230 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $50,000 | 9,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,437 |
| Total noninterest expense | $120,000 | 10,428 |
| Salaries and employee benefits | $70,000 | 10,407 |
| Premises and equipment expense | $14,000 | 10,370 |
| Additional noninterest expense | $36,000 | 10,425 |
| Pre-tax net operating income | $182,000 | 9,000 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $72,000 | 7,959 |
| Income before extraordinary items | $110,000 | 9,267 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $110,000 | 9,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $110,000 | 9,195 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,581,000 | 4,734 |
| Total interest expense | $3,369,000 | 4,259 |
| Net interest income | $3,212,000 | 5,042 |
| Provision for loan and lease losses | $320,000 | 2,457 |
| Total noninterest income | $418,000 | 5,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,914 |
| Total noninterest expense | $1,856,000 | 5,955 |
| Salaries and employee benefits | $1,102,000 | 5,461 |
| Premises and equipment expense | $262,000 | 5,895 |
| Additional noninterest expense | $492,000 | 6,565 |
| Pre-tax net operating income | $1,454,000 | 4,607 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $439,000 | 4,606 |
| Income before extraordinary items | $1,015,000 | 4,653 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,015,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,460 |
| Cash dividends | $523,000 | 3,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,015,000 | 4,586 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,408,000 | 4,925 |
| Total interest expense | $3,364,000 | 4,342 |
| Net interest income | $3,044,000 | 5,382 |
| Provision for loan and lease losses | $800,000 | 1,203 |
| Total noninterest income | $406,000 | 5,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 3,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $1,924,000 | 6,102 |
| Salaries and employee benefits | $1,096,000 | 5,595 |
| Premises and equipment expense | $304,000 | 5,535 |
| Additional noninterest expense | $524,000 | 6,883 |
| Pre-tax net operating income | $726,000 | 6,814 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $213,000 | 6,931 |
| Income before extraordinary items | $513,000 | 6,803 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $513,000 | 6,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $590,000 | 1,254 |
| Cash dividends | $1,036,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $513,000 | 6,749 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,583,000 | 4,802 |
| Total interest expense | $3,409,000 | 4,253 |
| Net interest income | $3,174,000 | 5,249 |
| Provision for loan and lease losses | $540,000 | 1,477 |
| Total noninterest income | $380,000 | 6,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $2,048,000 | 5,875 |
| Salaries and employee benefits | $1,137,000 | 5,455 |
| Premises and equipment expense | $293,000 | 5,735 |
| Additional noninterest expense | $618,000 | 6,413 |
| Pre-tax net operating income | $966,000 | 6,126 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $244,000 | 6,732 |
| Income before extraordinary items | $722,000 | 5,855 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $722,000 | 5,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 1,286 |
| Cash dividends | $618,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $722,000 | 5,835 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,213,000 | 4,714 |
| Total interest expense | $2,710,000 | 4,324 |
| Net interest income | $3,503,000 | 4,942 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $331,000 | 6,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,448 |
| Total noninterest expense | $2,260,000 | 5,611 |
| Salaries and employee benefits | $1,120,000 | 5,570 |
| Premises and equipment expense | $328,000 | 5,336 |
| Additional noninterest expense | $812,000 | 5,625 |
| Pre-tax net operating income | $1,334,000 | 4,839 |
| Securities gains (losses) | $-53,000 | 11,075 |
| Applicable income taxes | $344,000 | 5,344 |
| Income before extraordinary items | $937,000 | 4,744 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $937,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,342 |
| Cash dividends | $388,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $975,690 | 4,659 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 4,817 |
| Total interest expense | $2,555,000 | 4,723 |
| Net interest income | $3,633,000 | 4,794 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $400,000 | 6,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 6,217 |
| Total noninterest expense | $2,147,000 | 5,988 |
| Salaries and employee benefits | $1,057,000 | 5,836 |
| Premises and equipment expense | $348,000 | 5,260 |
| Additional noninterest expense | $742,000 | 6,287 |
| Pre-tax net operating income | $1,646,000 | 3,977 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $491,000 | 4,255 |
| Income before extraordinary items | $1,155,000 | 4,159 |
| Extraordinary gains, net | $162,000 | 1,172 |
| Net income | $1,317,000 | 3,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $670,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,155,000 | 3,955 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 4,924 |
| Total interest expense | $3,182,000 | 4,914 |
| Net interest income | $3,650,000 | 4,824 |
| Provision for loan and lease losses | $640,000 | 2,521 |
| Total noninterest income | $385,000 | 6,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $2,044,000 | 6,268 |
| Salaries and employee benefits | $936,000 | 6,414 |
| Premises and equipment expense | $291,000 | 6,103 |
| Additional noninterest expense | $817,000 | 5,965 |
| Pre-tax net operating income | $1,351,000 | 4,472 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $271,000 | 6,345 |
| Income before extraordinary items | $1,080,000 | 4,199 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,080,000 | 4,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 2,776 |
| Cash dividends | $447,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,080,000 | 3,892 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.