Home > King Southern Bank > Income and Expense
King Southern Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 2,676 |
| Total interest expense | $650,000 | 1,947 |
| Net interest income | $1,781,000 | 2,888 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $97,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $31,000 | 3,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 3,718 |
| Total noninterest expense | $1,198,000 | 3,149 |
| Salaries and employee benefits | $643,000 | 3,262 |
| Premises and equipment expense | $95,000 | 3,636 |
| Additional noninterest expense | $460,000 | 2,741 |
| Pre-tax net operating income | $680,000 | 2,618 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $680,000 | 2,403 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $680,000 | 2,402 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $680,000 | 2,402 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $500,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $680,000 | 2,389 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,585,000 | 2,612 |
| Total interest expense | $1,965,000 | 1,963 |
| Net interest income | $7,620,000 | 2,737 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $438,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $106,000 | 4,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 3,564 |
| Total noninterest expense | $4,744,000 | 3,157 |
| Salaries and employee benefits | $2,635,000 | 3,191 |
| Premises and equipment expense | $464,000 | 3,287 |
| Additional noninterest expense | $1,645,000 | 2,980 |
| Pre-tax net operating income | $3,314,000 | 2,362 |
| Securities gains (losses) | $129,000 | 269 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,443,000 | 2,112 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,443,000 | 2,110 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,443,000 | 2,111 |
| Net charge-offs | $-9,000 | 4,499 |
| Cash dividends | $2,100,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,314,000 | 2,169 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,076,000 | 2,628 |
| Total interest expense | $1,376,000 | 1,974 |
| Net interest income | $5,700,000 | 2,752 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $327,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $81,000 | 4,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 3,597 |
| Total noninterest expense | $3,590,000 | 3,141 |
| Salaries and employee benefits | $1,998,000 | 3,170 |
| Premises and equipment expense | $374,000 | 3,184 |
| Additional noninterest expense | $1,218,000 | 3,002 |
| Pre-tax net operating income | $2,437,000 | 2,428 |
| Securities gains (losses) | $129,000 | 258 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,566,000 | 2,135 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,566,000 | 2,133 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,566,000 | 2,134 |
| Net charge-offs | $-6,000 | 4,352 |
| Cash dividends | $1,200,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,437,000 | 2,212 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,666,000 | 2,635 |
| Total interest expense | $870,000 | 1,970 |
| Net interest income | $3,796,000 | 2,759 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $231,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $53,000 | 4,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 3,529 |
| Total noninterest expense | $2,437,000 | 3,133 |
| Salaries and employee benefits | $1,366,000 | 3,135 |
| Premises and equipment expense | $244,000 | 3,260 |
| Additional noninterest expense | $827,000 | 2,978 |
| Pre-tax net operating income | $1,590,000 | 2,431 |
| Securities gains (losses) | $129,000 | 215 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,719,000 | 2,105 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,719,000 | 2,102 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,719,000 | 2,104 |
| Net charge-offs | $-4,000 | 4,246 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,590,000 | 2,213 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 2,656 |
| Total interest expense | $414,000 | 1,972 |
| Net interest income | $1,892,000 | 2,780 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $108,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $27,000 | 4,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 3,623 |
| Total noninterest expense | $1,216,000 | 3,156 |
| Salaries and employee benefits | $687,000 | 3,154 |
| Premises and equipment expense | $114,000 | 3,419 |
| Additional noninterest expense | $415,000 | 2,993 |
| Pre-tax net operating income | $784,000 | 2,417 |
| Securities gains (losses) | $129,000 | 147 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $913,000 | 1,962 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $913,000 | 1,961 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $913,000 | 1,962 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $784,000 | 2,188 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,086,000 | 2,631 |
| Total interest expense | $1,412,000 | 2,024 |
| Net interest income | $7,674,000 | 2,724 |
| Provision for loan and lease losses | $277,000 | 2,058 |
| Total noninterest income | $591,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $130,000 | 4,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,255 |
| Total noninterest expense | $4,602,000 | 3,268 |
| Salaries and employee benefits | $2,613,000 | 3,247 |
| Premises and equipment expense | $405,000 | 3,628 |
| Additional noninterest expense | $1,584,000 | 3,117 |
| Pre-tax net operating income | $3,386,000 | 2,284 |
| Securities gains (losses) | $45,000 | 945 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,431,000 | 1,834 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,431,000 | 1,834 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,431,000 | 1,835 |
| Net charge-offs | $-11,000 | 4,818 |
| Cash dividends | $2,365,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,386,000 | 1,830 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 2,700 |
| Total interest expense | $1,037,000 | 2,032 |
| Net interest income | $5,560,000 | 2,802 |
| Provision for loan and lease losses | $210,000 | 1,978 |
| Total noninterest income | $472,000 | 3,653 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $97,000 | 4,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 3,180 |
| Total noninterest expense | $3,419,000 | 3,303 |
| Salaries and employee benefits | $1,934,000 | 3,291 |
| Premises and equipment expense | $306,000 | 3,654 |
| Additional noninterest expense | $1,179,000 | 3,138 |
| Pre-tax net operating income | $2,403,000 | 2,420 |
| Securities gains (losses) | $45,000 | 927 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,448,000 | 2,055 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,448,000 | 2,055 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,448,000 | 2,056 |
| Net charge-offs | $-9,000 | 4,713 |
| Cash dividends | $1,095,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,403,000 | 2,062 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 2,709 |
| Total interest expense | $680,000 | 2,007 |
| Net interest income | $3,677,000 | 2,808 |
| Provision for loan and lease losses | $120,000 | 2,050 |
| Total noninterest income | $366,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $67,000 | 4,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 2,941 |
| Total noninterest expense | $2,340,000 | 3,265 |
| Salaries and employee benefits | $1,305,000 | 3,284 |
| Premises and equipment expense | $224,000 | 3,511 |
| Additional noninterest expense | $811,000 | 3,079 |
| Pre-tax net operating income | $1,583,000 | 2,406 |
| Securities gains (losses) | $73,000 | 529 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,656,000 | 1,999 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,656,000 | 1,999 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,656,000 | 1,999 |
| Net charge-offs | $-5,000 | 4,564 |
| Cash dividends | $925,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,583,000 | 2,036 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 2,717 |
| Total interest expense | $338,000 | 1,993 |
| Net interest income | $1,824,000 | 2,818 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $163,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $35,000 | 3,988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 3,139 |
| Total noninterest expense | $1,167,000 | 3,297 |
| Salaries and employee benefits | $648,000 | 3,325 |
| Premises and equipment expense | $112,000 | 3,548 |
| Additional noninterest expense | $407,000 | 3,083 |
| Pre-tax net operating income | $790,000 | 2,309 |
| Securities gains (losses) | $73,000 | 282 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $863,000 | 1,863 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $863,000 | 1,863 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $863,000 | 1,863 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $425,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $790,000 | 1,978 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 2,699 |
| Total interest expense | $1,239,000 | 2,082 |
| Net interest income | $7,398,000 | 2,771 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $435,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $133,000 | 4,174 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $302,000 | 3,930 |
| Total noninterest expense | $4,894,000 | 3,222 |
| Salaries and employee benefits | $2,514,000 | 3,394 |
| Premises and equipment expense | $521,000 | 3,287 |
| Additional noninterest expense | $1,859,000 | 2,888 |
| Pre-tax net operating income | $2,939,000 | 2,433 |
| Securities gains (losses) | $6,000 | 2,819 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,945,000 | 2,147 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,945,000 | 2,145 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,945,000 | 2,146 |
| Net charge-offs | $488,000 | 1,095 |
| Cash dividends | $2,525,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,939,000 | 2,089 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,484,000 | 2,698 |
| Total interest expense | $930,000 | 2,081 |
| Net interest income | $5,554,000 | 2,777 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $564,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $96,000 | 4,251 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $468,000 | 2,988 |
| Total noninterest expense | $3,683,000 | 3,222 |
| Salaries and employee benefits | $1,920,000 | 3,350 |
| Premises and equipment expense | $447,000 | 3,039 |
| Additional noninterest expense | $1,316,000 | 3,010 |
| Pre-tax net operating income | $2,435,000 | 2,288 |
| Securities gains (losses) | $6,000 | 2,746 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,441,000 | 1,988 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,441,000 | 1,988 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,441,000 | 1,988 |
| Net charge-offs | $189,000 | 1,503 |
| Cash dividends | $1,625,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,435,000 | 1,930 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 2,689 |
| Total interest expense | $625,000 | 2,067 |
| Net interest income | $3,743,000 | 2,760 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $432,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $64,000 | 4,260 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $368,000 | 2,763 |
| Total noninterest expense | $2,407,000 | 3,283 |
| Salaries and employee benefits | $1,230,000 | 3,446 |
| Premises and equipment expense | $322,000 | 2,908 |
| Additional noninterest expense | $855,000 | 3,089 |
| Pre-tax net operating income | $1,768,000 | 2,132 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,772,000 | 1,839 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,772,000 | 1,838 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,772,000 | 1,838 |
| Net charge-offs | $192,000 | 1,151 |
| Cash dividends | $825,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,768,000 | 1,789 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 2,680 |
| Total interest expense | $319,000 | 2,043 |
| Net interest income | $1,882,000 | 2,749 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $244,000 | 3,056 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $31,000 | 4,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $213,000 | 2,540 |
| Total noninterest expense | $1,177,000 | 3,347 |
| Salaries and employee benefits | $611,000 | 3,484 |
| Premises and equipment expense | $159,000 | 2,961 |
| Additional noninterest expense | $407,000 | 3,189 |
| Pre-tax net operating income | $949,000 | 2,002 |
| Securities gains (losses) | $4,000 | 1,767 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $953,000 | 1,691 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $953,000 | 1,692 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $953,000 | 1,692 |
| Net charge-offs | $200,000 | 664 |
| Cash dividends | $425,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $949,000 | 1,662 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,965,000 | 2,601 |
| Total interest expense | $1,327,000 | 1,954 |
| Net interest income | $7,638,000 | 2,692 |
| Provision for loan and lease losses | $3,000 | 4,335 |
| Total noninterest income | $289,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $130,000 | 4,347 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $159,000 | 4,687 |
| Total noninterest expense | $4,638,000 | 3,395 |
| Salaries and employee benefits | $2,399,000 | 3,512 |
| Premises and equipment expense | $576,000 | 3,195 |
| Additional noninterest expense | $1,663,000 | 3,181 |
| Pre-tax net operating income | $3,286,000 | 2,169 |
| Securities gains (losses) | $-476,000 | 6,142 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,810,000 | 2,155 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,810,000 | 2,155 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,810,000 | 2,156 |
| Net charge-offs | $3,000 | 4,283 |
| Cash dividends | $2,500,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,286,000 | 1,856 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,777,000 | 2,604 |
| Total interest expense | $1,001,000 | 1,964 |
| Net interest income | $5,776,000 | 2,698 |
| Provision for loan and lease losses | $2,000 | 4,204 |
| Total noninterest income | $380,000 | 4,192 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $95,000 | 4,435 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $285,000 | 3,686 |
| Total noninterest expense | $3,562,000 | 3,365 |
| Salaries and employee benefits | $1,802,000 | 3,513 |
| Premises and equipment expense | $496,000 | 2,968 |
| Additional noninterest expense | $1,264,000 | 3,166 |
| Pre-tax net operating income | $2,592,000 | 2,138 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,592,000 | 1,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,592,000 | 1,839 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,592,000 | 1,839 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $1,850,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,592,000 | 1,802 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 2,607 |
| Total interest expense | $667,000 | 1,973 |
| Net interest income | $3,859,000 | 2,699 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $229,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $61,000 | 4,483 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $168,000 | 3,888 |
| Total noninterest expense | $2,333,000 | 3,428 |
| Salaries and employee benefits | $1,178,000 | 3,576 |
| Premises and equipment expense | $326,000 | 2,991 |
| Additional noninterest expense | $829,000 | 3,226 |
| Pre-tax net operating income | $1,755,000 | 2,092 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,755,000 | 1,803 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,755,000 | 1,808 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,755,000 | 1,808 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $1,200,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,755,000 | 1,764 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 2,609 |
| Total interest expense | $339,000 | 1,970 |
| Net interest income | $1,913,000 | 2,697 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $77,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 4,560 |
| Total noninterest expense | $1,165,000 | 3,449 |
| Salaries and employee benefits | $574,000 | 3,688 |
| Premises and equipment expense | $153,000 | 3,155 |
| Additional noninterest expense | $438,000 | 3,089 |
| Pre-tax net operating income | $825,000 | 2,162 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $825,000 | 1,884 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $825,000 | 1,886 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $825,000 | 1,886 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $400,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $825,000 | 1,817 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,218,000 | 2,589 |
| Total interest expense | $1,466,000 | 1,925 |
| Net interest income | $7,752,000 | 2,694 |
| Provision for loan and lease losses | $414,000 | 1,638 |
| Total noninterest income | $-64,000 | 6,439 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $156,000 | 4,322 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-220,000 | 6,428 |
| Total noninterest expense | $4,715,000 | 3,446 |
| Salaries and employee benefits | $2,402,000 | 3,571 |
| Premises and equipment expense | $598,000 | 3,240 |
| Additional noninterest expense | $1,715,000 | 3,230 |
| Pre-tax net operating income | $2,559,000 | 2,548 |
| Securities gains (losses) | $169,000 | 896 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,728,000 | 2,161 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,728,000 | 2,161 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,728,000 | 2,160 |
| Net charge-offs | $239,000 | 2,273 |
| Cash dividends | $1,600,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,559,000 | 2,215 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,851,000 | 2,624 |
| Total interest expense | $1,099,000 | 1,957 |
| Net interest income | $5,752,000 | 2,735 |
| Provision for loan and lease losses | $365,000 | 1,454 |
| Total noninterest income | $140,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $128,000 | 4,231 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $12,000 | 6,166 |
| Total noninterest expense | $3,540,000 | 3,459 |
| Salaries and employee benefits | $1,811,000 | 3,562 |
| Premises and equipment expense | $454,000 | 3,260 |
| Additional noninterest expense | $1,275,000 | 3,256 |
| Pre-tax net operating income | $1,987,000 | 2,517 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,987,000 | 2,226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,987,000 | 2,226 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,987,000 | 2,225 |
| Net charge-offs | $240,000 | 1,808 |
| Cash dividends | $1,000,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,987,000 | 2,174 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 2,637 |
| Total interest expense | $730,000 | 1,977 |
| Net interest income | $3,816,000 | 2,740 |
| Provision for loan and lease losses | $127,000 | 2,075 |
| Total noninterest income | $49,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $82,000 | 4,281 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-33,000 | 6,526 |
| Total noninterest expense | $2,345,000 | 3,485 |
| Salaries and employee benefits | $1,215,000 | 3,572 |
| Premises and equipment expense | $291,000 | 3,364 |
| Additional noninterest expense | $839,000 | 3,302 |
| Pre-tax net operating income | $1,393,000 | 2,387 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,393,000 | 2,109 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,393,000 | 2,113 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,393,000 | 2,112 |
| Net charge-offs | $127,000 | 1,983 |
| Cash dividends | $700,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,393,000 | 2,043 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 2,702 |
| Total interest expense | $362,000 | 2,019 |
| Net interest income | $1,845,000 | 2,815 |
| Provision for loan and lease losses | $86,000 | 1,731 |
| Total noninterest income | $37,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $37,000 | 4,453 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $0 | 6,468 |
| Total noninterest expense | $1,144,000 | 3,570 |
| Salaries and employee benefits | $600,000 | 3,639 |
| Premises and equipment expense | $143,000 | 3,460 |
| Additional noninterest expense | $401,000 | 3,397 |
| Pre-tax net operating income | $652,000 | 2,438 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $652,000 | 2,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $652,000 | 2,128 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $652,000 | 2,128 |
| Net charge-offs | $105,000 | 1,346 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $652,000 | 2,081 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,309,000 | 2,595 |
| Total interest expense | $1,572,000 | 2,075 |
| Net interest income | $7,737,000 | 2,686 |
| Provision for loan and lease losses | $780,000 | 1,357 |
| Total noninterest income | $184,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $197,000 | 4,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-13,000 | 6,508 |
| Total noninterest expense | $4,760,000 | 3,524 |
| Salaries and employee benefits | $2,501,000 | 3,548 |
| Premises and equipment expense | $574,000 | 3,406 |
| Additional noninterest expense | $1,685,000 | 3,372 |
| Pre-tax net operating income | $2,381,000 | 2,543 |
| Securities gains (losses) | $258,000 | 760 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,639,000 | 2,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,639,000 | 2,112 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,639,000 | 2,112 |
| Net charge-offs | $955,000 | 1,313 |
| Cash dividends | $1,950,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,381,000 | 2,236 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,961,000 | 2,618 |
| Total interest expense | $1,206,000 | 2,095 |
| Net interest income | $5,755,000 | 2,714 |
| Provision for loan and lease losses | $471,000 | 1,584 |
| Total noninterest income | $99,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $142,000 | 4,226 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-43,000 | 6,678 |
| Total noninterest expense | $3,506,000 | 3,580 |
| Salaries and employee benefits | $1,859,000 | 3,585 |
| Premises and equipment expense | $455,000 | 3,316 |
| Additional noninterest expense | $1,192,000 | 3,515 |
| Pre-tax net operating income | $1,877,000 | 2,539 |
| Securities gains (losses) | $171,000 | 891 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,048,000 | 2,089 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,048,000 | 2,097 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,048,000 | 2,096 |
| Net charge-offs | $452,000 | 1,700 |
| Cash dividends | $1,550,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,877,000 | 2,178 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 2,607 |
| Total interest expense | $826,000 | 2,082 |
| Net interest income | $3,842,000 | 2,699 |
| Provision for loan and lease losses | $297,000 | 1,718 |
| Total noninterest income | $104,000 | 5,684 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $89,000 | 4,315 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 6,236 |
| Total noninterest expense | $2,304,000 | 3,632 |
| Salaries and employee benefits | $1,249,000 | 3,575 |
| Premises and equipment expense | $297,000 | 3,379 |
| Additional noninterest expense | $758,000 | 3,633 |
| Pre-tax net operating income | $1,345,000 | 2,392 |
| Securities gains (losses) | $113,000 | 1,035 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,458,000 | 1,964 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,458,000 | 1,970 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,458,000 | 1,970 |
| Net charge-offs | $297,000 | 1,702 |
| Cash dividends | $1,200,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,345,000 | 2,030 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 2,622 |
| Total interest expense | $427,000 | 2,069 |
| Net interest income | $1,895,000 | 2,743 |
| Provision for loan and lease losses | $214,000 | 1,305 |
| Total noninterest income | $62,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 5,492 |
| Total noninterest expense | $1,114,000 | 3,738 |
| Salaries and employee benefits | $622,000 | 3,625 |
| Premises and equipment expense | $141,000 | 3,529 |
| Additional noninterest expense | $351,000 | 3,834 |
| Pre-tax net operating income | $629,000 | 2,473 |
| Securities gains (losses) | $113,000 | 642 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $742,000 | 1,913 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $742,000 | 1,914 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $742,000 | 1,915 |
| Net charge-offs | $214,000 | 1,304 |
| Cash dividends | $400,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $629,000 | 2,085 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,536,000 | 2,676 |
| Total interest expense | $1,966,000 | 2,163 |
| Net interest income | $7,570,000 | 2,787 |
| Provision for loan and lease losses | $533,000 | 2,639 |
| Total noninterest income | $149,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $199,000 | 4,275 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-50,000 | 6,682 |
| Total noninterest expense | $4,876,000 | 3,533 |
| Salaries and employee benefits | $2,403,000 | 3,669 |
| Premises and equipment expense | $566,000 | 3,521 |
| Additional noninterest expense | $1,907,000 | 3,203 |
| Pre-tax net operating income | $2,310,000 | 2,545 |
| Securities gains (losses) | $301,000 | 1,361 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,611,000 | 2,093 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,611,000 | 2,092 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,611,000 | 2,094 |
| Net charge-offs | $233,000 | 3,607 |
| Cash dividends | $1,300,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,310,000 | 2,204 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,142,000 | 2,743 |
| Total interest expense | $1,507,000 | 2,204 |
| Net interest income | $5,635,000 | 2,846 |
| Provision for loan and lease losses | $498,000 | 2,285 |
| Total noninterest income | $250,000 | 5,129 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $145,000 | 4,380 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $105,000 | 5,071 |
| Total noninterest expense | $3,581,000 | 3,617 |
| Salaries and employee benefits | $1,771,000 | 3,718 |
| Premises and equipment expense | $433,000 | 3,520 |
| Additional noninterest expense | $1,377,000 | 3,320 |
| Pre-tax net operating income | $1,806,000 | 2,543 |
| Securities gains (losses) | $302,000 | 1,111 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,108,000 | 2,011 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,108,000 | 2,009 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,108,000 | 2,012 |
| Net charge-offs | $198,000 | 3,317 |
| Cash dividends | $1,000,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,806,000 | 2,165 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,740,000 | 2,778 |
| Total interest expense | $1,033,000 | 2,227 |
| Net interest income | $3,707,000 | 2,890 |
| Provision for loan and lease losses | $397,000 | 2,100 |
| Total noninterest income | $238,000 | 4,616 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $95,000 | 4,405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 4,143 |
| Total noninterest expense | $2,346,000 | 3,683 |
| Salaries and employee benefits | $1,172,000 | 3,760 |
| Premises and equipment expense | $285,000 | 3,552 |
| Additional noninterest expense | $889,000 | 3,415 |
| Pre-tax net operating income | $1,202,000 | 2,514 |
| Securities gains (losses) | $265,000 | 927 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,467,000 | 1,930 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,467,000 | 1,928 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,467,000 | 1,930 |
| Net charge-offs | $97,000 | 3,450 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,202,000 | 2,139 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 2,759 |
| Total interest expense | $537,000 | 2,223 |
| Net interest income | $1,871,000 | 2,879 |
| Provision for loan and lease losses | $301,000 | 1,494 |
| Total noninterest income | $130,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $42,000 | 4,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $88,000 | 3,889 |
| Total noninterest expense | $1,192,000 | 3,652 |
| Salaries and employee benefits | $569,000 | 3,861 |
| Premises and equipment expense | $142,000 | 3,600 |
| Additional noninterest expense | $481,000 | 3,194 |
| Pre-tax net operating income | $508,000 | 2,858 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $508,000 | 2,568 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $508,000 | 2,570 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $508,000 | 2,571 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $300,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $508,000 | 2,450 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,157,000 | 2,719 |
| Total interest expense | $2,569,000 | 2,250 |
| Net interest income | $7,588,000 | 2,866 |
| Provision for loan and lease losses | $824,000 | 2,700 |
| Total noninterest income | $317,000 | 5,113 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $178,000 | 4,593 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $139,000 | 4,935 |
| Total noninterest expense | $4,689,000 | 3,700 |
| Salaries and employee benefits | $2,400,000 | 3,679 |
| Premises and equipment expense | $531,000 | 3,874 |
| Additional noninterest expense | $1,758,000 | 3,471 |
| Pre-tax net operating income | $2,392,000 | 2,188 |
| Securities gains (losses) | $20,000 | 3,083 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,412,000 | 1,929 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,412,000 | 1,930 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,412,000 | 1,930 |
| Net charge-offs | $789,000 | 2,659 |
| Cash dividends | $900,000 | 1,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,392,000 | 1,853 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,603,000 | 2,752 |
| Total interest expense | $1,985,000 | 2,277 |
| Net interest income | $5,618,000 | 2,903 |
| Provision for loan and lease losses | $576,000 | 2,679 |
| Total noninterest income | $324,000 | 4,683 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $132,000 | 4,622 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $192,000 | 4,148 |
| Total noninterest expense | $3,578,000 | 3,664 |
| Salaries and employee benefits | $1,833,000 | 3,615 |
| Premises and equipment expense | $418,000 | 3,808 |
| Additional noninterest expense | $1,327,000 | 3,450 |
| Pre-tax net operating income | $1,788,000 | 2,276 |
| Securities gains (losses) | $20,000 | 2,810 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,808,000 | 1,998 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,808,000 | 1,998 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,808,000 | 1,998 |
| Net charge-offs | $491,000 | 2,683 |
| Cash dividends | $700,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,788,000 | 1,908 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,073,000 | 2,774 |
| Total interest expense | $1,358,000 | 2,296 |
| Net interest income | $3,715,000 | 2,927 |
| Provision for loan and lease losses | $361,000 | 2,721 |
| Total noninterest income | $270,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $86,000 | 4,669 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $184,000 | 3,629 |
| Total noninterest expense | $2,418,000 | 3,667 |
| Salaries and employee benefits | $1,251,000 | 3,579 |
| Premises and equipment expense | $282,000 | 3,810 |
| Additional noninterest expense | $885,000 | 3,501 |
| Pre-tax net operating income | $1,206,000 | 2,223 |
| Securities gains (losses) | $20,000 | 2,091 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,226,000 | 1,920 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,226,000 | 1,920 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,226,000 | 1,920 |
| Net charge-offs | $476,000 | 2,200 |
| Cash dividends | $700,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,206,000 | 1,879 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 2,830 |
| Total interest expense | $694,000 | 2,337 |
| Net interest income | $1,804,000 | 2,995 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $191,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 2,879 |
| Total noninterest expense | $1,213,000 | 3,666 |
| Salaries and employee benefits | $635,000 | 3,567 |
| Premises and equipment expense | $140,000 | 3,885 |
| Additional noninterest expense | $438,000 | 3,519 |
| Pre-tax net operating income | $662,000 | 2,059 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $662,000 | 1,764 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $662,000 | 1,764 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $662,000 | 1,764 |
| Net charge-offs | $259,000 | 1,887 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $662,000 | 1,714 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,325,000 | 2,879 |
| Total interest expense | $3,307,000 | 2,390 |
| Net interest income | $7,018,000 | 3,072 |
| Provision for loan and lease losses | $612,000 | 3,813 |
| Total noninterest income | $86,000 | 6,780 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $176,000 | 4,644 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-90,000 | 7,181 |
| Total noninterest expense | $4,364,000 | 3,972 |
| Salaries and employee benefits | $2,316,000 | 3,814 |
| Premises and equipment expense | $498,000 | 4,197 |
| Additional noninterest expense | $1,550,000 | 3,920 |
| Pre-tax net operating income | $2,128,000 | 2,132 |
| Securities gains (losses) | $276,000 | 1,335 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,404,000 | 1,712 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,404,000 | 1,713 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,404,000 | 1,714 |
| Net charge-offs | $607,000 | 3,383 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,128,000 | 1,844 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,736,000 | 2,941 |
| Total interest expense | $2,543,000 | 2,426 |
| Net interest income | $5,193,000 | 3,141 |
| Provision for loan and lease losses | $293,000 | 4,361 |
| Total noninterest income | $149,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $131,000 | 4,730 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $18,000 | 6,717 |
| Total noninterest expense | $3,205,000 | 4,039 |
| Salaries and employee benefits | $1,701,000 | 3,909 |
| Premises and equipment expense | $364,000 | 4,325 |
| Additional noninterest expense | $1,140,000 | 3,943 |
| Pre-tax net operating income | $1,844,000 | 2,024 |
| Securities gains (losses) | $276,000 | 1,141 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,120,000 | 1,561 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,120,000 | 1,564 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,120,000 | 1,564 |
| Net charge-offs | $403,000 | 3,345 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,844,000 | 1,696 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 2,967 |
| Total interest expense | $1,736,000 | 2,467 |
| Net interest income | $3,430,000 | 3,152 |
| Provision for loan and lease losses | $175,000 | 4,429 |
| Total noninterest income | $110,000 | 5,942 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $90,000 | 4,671 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 6,465 |
| Total noninterest expense | $2,049,000 | 4,171 |
| Salaries and employee benefits | $1,075,000 | 4,085 |
| Premises and equipment expense | $236,000 | 4,419 |
| Additional noninterest expense | $738,000 | 3,996 |
| Pre-tax net operating income | $1,316,000 | 1,906 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,316,000 | 1,666 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,316,000 | 1,665 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,316,000 | 1,666 |
| Net charge-offs | $135,000 | 3,937 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,316,000 | 1,587 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 3,018 |
| Total interest expense | $893,000 | 2,508 |
| Net interest income | $1,686,000 | 3,234 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $55,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $991,000 | 4,304 |
| Salaries and employee benefits | $512,000 | 4,280 |
| Premises and equipment expense | $119,000 | 4,489 |
| Additional noninterest expense | $360,000 | 4,068 |
| Pre-tax net operating income | $700,000 | 1,827 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $700,000 | 1,561 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $700,000 | 1,563 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $700,000 | 1,563 |
| Net charge-offs | $161,000 | 2,655 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $700,000 | 1,503 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,726,000 | 3,054 |
| Total interest expense | $4,556,000 | 2,456 |
| Net interest income | $6,170,000 | 3,388 |
| Provision for loan and lease losses | $1,546,000 | 2,849 |
| Total noninterest income | $-545,000 | 7,883 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $181,000 | 4,823 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-726,000 | 7,840 |
| Total noninterest expense | $3,570,000 | 4,654 |
| Salaries and employee benefits | $1,795,000 | 4,676 |
| Premises and equipment expense | $458,000 | 4,618 |
| Additional noninterest expense | $1,317,000 | 4,468 |
| Pre-tax net operating income | $509,000 | 3,978 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $509,000 | 3,838 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $509,000 | 3,837 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $509,000 | 3,838 |
| Net charge-offs | $326,000 | 4,380 |
| Cash dividends | $1,050,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $509,000 | 3,781 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,016,000 | 3,105 |
| Total interest expense | $3,544,000 | 2,486 |
| Net interest income | $4,472,000 | 3,486 |
| Provision for loan and lease losses | $546,000 | 3,672 |
| Total noninterest income | $-15,000 | 7,869 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $135,000 | 4,866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-150,000 | 7,848 |
| Total noninterest expense | $2,592,000 | 4,765 |
| Salaries and employee benefits | $1,338,000 | 4,717 |
| Premises and equipment expense | $354,000 | 4,577 |
| Additional noninterest expense | $900,000 | 4,727 |
| Pre-tax net operating income | $1,319,000 | 2,280 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,319,000 | 2,018 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,319,000 | 2,017 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,319,000 | 2,018 |
| Net charge-offs | $286,000 | 3,777 |
| Cash dividends | $650,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,319,000 | 1,979 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,272,000 | 3,167 |
| Total interest expense | $2,431,000 | 2,518 |
| Net interest income | $2,841,000 | 3,609 |
| Provision for loan and lease losses | $256,000 | 3,967 |
| Total noninterest income | $122,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $86,000 | 4,941 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $36,000 | 6,203 |
| Total noninterest expense | $1,688,000 | 4,881 |
| Salaries and employee benefits | $891,000 | 4,774 |
| Premises and equipment expense | $235,000 | 4,627 |
| Additional noninterest expense | $562,000 | 4,919 |
| Pre-tax net operating income | $1,019,000 | 2,079 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,019,000 | 1,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,019,000 | 1,816 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,019,000 | 1,818 |
| Net charge-offs | $-4,000 | 7,749 |
| Cash dividends | $400,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,019,000 | 1,767 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 3,226 |
| Total interest expense | $1,263,000 | 2,512 |
| Net interest income | $1,342,000 | 3,751 |
| Provision for loan and lease losses | $156,000 | 3,169 |
| Total noninterest income | $94,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $809,000 | 4,913 |
| Salaries and employee benefits | $441,000 | 4,860 |
| Premises and equipment expense | $119,000 | 4,641 |
| Additional noninterest expense | $249,000 | 4,964 |
| Pre-tax net operating income | $471,000 | 2,488 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $471,000 | 2,249 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $471,000 | 2,249 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $471,000 | 2,251 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $471,000 | 2,117 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,922,000 | 3,307 |
| Total interest expense | $5,843,000 | 2,576 |
| Net interest income | $5,079,000 | 3,914 |
| Provision for loan and lease losses | $270,000 | 4,804 |
| Total noninterest income | $133,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $196,000 | 4,828 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-63,000 | 8,103 |
| Total noninterest expense | $3,507,000 | 4,637 |
| Salaries and employee benefits | $1,743,000 | 4,891 |
| Premises and equipment expense | $473,000 | 4,610 |
| Additional noninterest expense | $1,291,000 | 4,037 |
| Pre-tax net operating income | $1,435,000 | 3,100 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,435,000 | 2,592 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,435,000 | 2,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 2,721 |
| Cash dividends | $1,475,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,435,000 | 2,740 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 3,348 |
| Total interest expense | $4,453,000 | 2,628 |
| Net interest income | $3,770,000 | 3,955 |
| Provision for loan and lease losses | $203,000 | 4,184 |
| Total noninterest income | $241,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $147,000 | 4,864 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 5,732 |
| Total noninterest expense | $2,657,000 | 4,587 |
| Salaries and employee benefits | $1,322,000 | 4,859 |
| Premises and equipment expense | $366,000 | 4,539 |
| Additional noninterest expense | $969,000 | 3,959 |
| Pre-tax net operating income | $1,151,000 | 3,393 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,151,000 | 2,827 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,151,000 | 2,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,958 |
| Cash dividends | $1,275,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,151,000 | 2,969 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,522,000 | 3,382 |
| Total interest expense | $3,022,000 | 2,694 |
| Net interest income | $2,500,000 | 3,971 |
| Provision for loan and lease losses | $143,000 | 3,748 |
| Total noninterest income | $210,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $94,000 | 4,946 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $116,000 | 4,793 |
| Total noninterest expense | $1,741,000 | 4,670 |
| Salaries and employee benefits | $892,000 | 4,865 |
| Premises and equipment expense | $243,000 | 4,586 |
| Additional noninterest expense | $606,000 | 4,160 |
| Pre-tax net operating income | $826,000 | 3,364 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $826,000 | 2,983 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $826,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,162 |
| Cash dividends | $875,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $826,000 | 2,943 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 3,428 |
| Total interest expense | $1,546,000 | 2,801 |
| Net interest income | $1,251,000 | 3,975 |
| Provision for loan and lease losses | $83,000 | 3,023 |
| Total noninterest income | $141,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $49,000 | 4,843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $92,000 | 3,930 |
| Total noninterest expense | $849,000 | 4,756 |
| Salaries and employee benefits | $447,000 | 4,911 |
| Premises and equipment expense | $130,000 | 4,415 |
| Additional noninterest expense | $272,000 | 4,425 |
| Pre-tax net operating income | $460,000 | 3,229 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $460,000 | 2,881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $460,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,335 |
| Cash dividends | $450,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $460,000 | 2,801 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,488,000 | 3,402 |
| Total interest expense | $6,267,000 | 2,902 |
| Net interest income | $5,221,000 | 3,862 |
| Provision for loan and lease losses | $267,000 | 3,396 |
| Total noninterest income | $399,000 | 5,501 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $223,000 | 4,682 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $176,000 | 5,305 |
| Total noninterest expense | $3,252,000 | 4,761 |
| Salaries and employee benefits | $1,783,000 | 4,774 |
| Premises and equipment expense | $542,000 | 4,131 |
| Additional noninterest expense | $927,000 | 4,884 |
| Pre-tax net operating income | $2,101,000 | 3,208 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,101,000 | 2,714 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,101,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,821 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,101,000 | 2,702 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,569,000 | 3,432 |
| Total interest expense | $4,656,000 | 2,925 |
| Net interest income | $3,913,000 | 3,878 |
| Provision for loan and lease losses | $127,000 | 3,777 |
| Total noninterest income | $259,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $164,000 | 4,744 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $95,000 | 5,889 |
| Total noninterest expense | $2,392,000 | 4,790 |
| Salaries and employee benefits | $1,335,000 | 4,753 |
| Premises and equipment expense | $409,000 | 4,106 |
| Additional noninterest expense | $648,000 | 5,041 |
| Pre-tax net operating income | $1,653,000 | 3,257 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,653,000 | 2,776 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,653,000 | 2,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,432 |
| Cash dividends | $800,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,653,000 | 2,757 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,590,000 | 3,504 |
| Total interest expense | $3,020,000 | 2,994 |
| Net interest income | $2,570,000 | 3,941 |
| Provision for loan and lease losses | $62,000 | 3,964 |
| Total noninterest income | $166,000 | 5,946 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $108,000 | 4,782 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $58,000 | 6,055 |
| Total noninterest expense | $1,568,000 | 4,869 |
| Salaries and employee benefits | $885,000 | 4,815 |
| Premises and equipment expense | $272,000 | 4,133 |
| Additional noninterest expense | $411,000 | 5,212 |
| Pre-tax net operating income | $1,106,000 | 3,301 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,106,000 | 2,820 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,106,000 | 2,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,686 |
| Cash dividends | $525,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,106,000 | 2,799 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 3,569 |
| Total interest expense | $1,476,000 | 3,029 |
| Net interest income | $1,227,000 | 4,081 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $87,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $54,000 | 4,717 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $774,000 | 4,904 |
| Salaries and employee benefits | $433,000 | 4,898 |
| Premises and equipment expense | $130,000 | 4,270 |
| Additional noninterest expense | $211,000 | 5,096 |
| Pre-tax net operating income | $500,000 | 3,529 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $500,000 | 3,029 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $500,000 | 3,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $500,000 | 3,009 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,345,000 | 3,487 |
| Total interest expense | $5,219,000 | 2,930 |
| Net interest income | $5,126,000 | 3,933 |
| Provision for loan and lease losses | $242,000 | 3,151 |
| Total noninterest income | $464,000 | 5,296 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $205,000 | 4,930 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $259,000 | 4,582 |
| Total noninterest expense | $3,103,000 | 4,771 |
| Salaries and employee benefits | $1,731,000 | 4,741 |
| Premises and equipment expense | $490,000 | 4,331 |
| Additional noninterest expense | $882,000 | 4,925 |
| Pre-tax net operating income | $2,245,000 | 3,387 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,245,000 | 2,853 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,245,000 | 2,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,351 |
| Cash dividends | $1,100,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,245,000 | 2,840 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,583,000 | 3,526 |
| Total interest expense | $3,761,000 | 2,934 |
| Net interest income | $3,822,000 | 3,978 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $388,000 | 5,084 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $152,000 | 5,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 4,204 |
| Total noninterest expense | $2,326,000 | 4,760 |
| Salaries and employee benefits | $1,286,000 | 4,740 |
| Premises and equipment expense | $410,000 | 4,045 |
| Additional noninterest expense | $630,000 | 5,051 |
| Pre-tax net operating income | $1,749,000 | 3,422 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,749,000 | 2,851 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,749,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 1,527 |
| Cash dividends | $1,050,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,749,000 | 2,842 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,908,000 | 3,542 |
| Total interest expense | $2,409,000 | 2,910 |
| Net interest income | $2,499,000 | 4,050 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $280,000 | 4,896 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $80,000 | 5,471 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $200,000 | 3,748 |
| Total noninterest expense | $1,566,000 | 4,754 |
| Salaries and employee benefits | $870,000 | 4,728 |
| Premises and equipment expense | $274,000 | 4,046 |
| Additional noninterest expense | $422,000 | 5,024 |
| Pre-tax net operating income | $1,113,000 | 3,535 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,113,000 | 2,958 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,113,000 | 2,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,664 |
| Cash dividends | $675,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,113,000 | 2,948 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 3,500 |
| Total interest expense | $1,147,000 | 2,905 |
| Net interest income | $1,294,000 | 3,950 |
| Provision for loan and lease losses | $35,000 | 3,693 |
| Total noninterest income | $99,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,794 |
| Total noninterest expense | $762,000 | 4,840 |
| Salaries and employee benefits | $437,000 | 4,743 |
| Premises and equipment expense | $137,000 | 4,043 |
| Additional noninterest expense | $188,000 | 5,373 |
| Pre-tax net operating income | $596,000 | 3,330 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $596,000 | 2,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $596,000 | 2,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $375,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $596,000 | 2,740 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,431,000 | 3,603 |
| Total interest expense | $3,587,000 | 2,879 |
| Net interest income | $4,844,000 | 4,052 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $357,000 | 5,963 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $167,000 | 5,420 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $190,000 | 5,267 |
| Total noninterest expense | $2,729,000 | 5,081 |
| Salaries and employee benefits | $1,593,000 | 4,859 |
| Premises and equipment expense | $378,000 | 5,040 |
| Additional noninterest expense | $758,000 | 5,339 |
| Pre-tax net operating income | $2,292,000 | 3,357 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-9,000 | 8,459 |
| Income before extraordinary items | $2,301,000 | 2,760 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,301,000 | 2,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,539 |
| Cash dividends | $525,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,301,000 | 2,722 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,132,000 | 3,637 |
| Total interest expense | $2,525,000 | 2,913 |
| Net interest income | $3,607,000 | 4,066 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $259,000 | 6,077 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 5,541 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 5,313 |
| Total noninterest expense | $1,941,000 | 5,237 |
| Salaries and employee benefits | $1,165,000 | 4,915 |
| Premises and equipment expense | $280,000 | 5,061 |
| Additional noninterest expense | $496,000 | 5,724 |
| Pre-tax net operating income | $1,835,000 | 3,255 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-9,000 | 8,599 |
| Income before extraordinary items | $1,844,000 | 2,646 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,844,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,419 |
| Cash dividends | $525,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,844,000 | 2,607 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,926,000 | 3,692 |
| Total interest expense | $1,560,000 | 2,958 |
| Net interest income | $2,366,000 | 4,094 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $150,000 | 6,341 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $73,000 | 5,656 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $77,000 | 5,690 |
| Total noninterest expense | $1,249,000 | 5,341 |
| Salaries and employee benefits | $759,000 | 4,975 |
| Premises and equipment expense | $173,000 | 5,308 |
| Additional noninterest expense | $317,000 | 5,827 |
| Pre-tax net operating income | $1,207,000 | 3,234 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-9,000 | 8,624 |
| Income before extraordinary items | $1,216,000 | 2,621 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,216,000 | 2,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,216,000 | 2,579 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 3,774 |
| Total interest expense | $738,000 | 2,993 |
| Net interest income | $1,143,000 | 4,215 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $69,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $608,000 | 5,470 |
| Salaries and employee benefits | $373,000 | 5,064 |
| Premises and equipment expense | $82,000 | 5,496 |
| Additional noninterest expense | $153,000 | 5,937 |
| Pre-tax net operating income | $574,000 | 3,331 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-9,000 | 8,697 |
| Income before extraordinary items | $583,000 | 2,678 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $583,000 | 2,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $583,000 | 2,636 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,515,000 | 4,011 |
| Total interest expense | $2,375,000 | 3,177 |
| Net interest income | $4,140,000 | 4,372 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $327,000 | 6,224 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $144,000 | 5,867 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $183,000 | 5,292 |
| Total noninterest expense | $2,230,000 | 5,651 |
| Salaries and employee benefits | $1,226,000 | 5,628 |
| Premises and equipment expense | $292,000 | 5,749 |
| Additional noninterest expense | $712,000 | 5,470 |
| Pre-tax net operating income | $1,997,000 | 3,504 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-57,000 | 8,683 |
| Income before extraordinary items | $2,054,000 | 2,843 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,054,000 | 2,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $750,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,054,000 | 2,784 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,780,000 | 4,064 |
| Total interest expense | $1,733,000 | 3,195 |
| Net interest income | $3,047,000 | 4,416 |
| Provision for loan and lease losses | $175,000 | 3,272 |
| Total noninterest income | $265,000 | 6,091 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $106,000 | 5,948 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $159,000 | 4,995 |
| Total noninterest expense | $1,616,000 | 5,736 |
| Salaries and employee benefits | $886,000 | 5,703 |
| Premises and equipment expense | $220,000 | 5,708 |
| Additional noninterest expense | $510,000 | 5,580 |
| Pre-tax net operating income | $1,521,000 | 3,545 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-57,000 | 8,820 |
| Income before extraordinary items | $1,578,000 | 2,834 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,578,000 | 2,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $450,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,578,000 | 2,757 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 4,140 |
| Total interest expense | $1,130,000 | 3,227 |
| Net interest income | $1,971,000 | 4,518 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $170,000 | 6,193 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $71,000 | 5,950 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 5,168 |
| Total noninterest expense | $1,051,000 | 5,853 |
| Salaries and employee benefits | $583,000 | 5,782 |
| Premises and equipment expense | $143,000 | 5,814 |
| Additional noninterest expense | $325,000 | 5,725 |
| Pre-tax net operating income | $970,000 | 3,608 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-57,000 | 8,895 |
| Income before extraordinary items | $1,027,000 | 2,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,027,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,027,000 | 2,793 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 4,278 |
| Total interest expense | $559,000 | 3,298 |
| Net interest income | $936,000 | 4,688 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $102,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $71,000 | 4,413 |
| Total noninterest expense | $509,000 | 5,984 |
| Salaries and employee benefits | $285,000 | 5,888 |
| Premises and equipment expense | $72,000 | 5,806 |
| Additional noninterest expense | $152,000 | 5,957 |
| Pre-tax net operating income | $494,000 | 3,555 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-57,000 | 8,984 |
| Income before extraordinary items | $551,000 | 2,706 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $551,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $551,000 | 2,610 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 4,715 |
| Total interest expense | $2,053,000 | 3,949 |
| Net interest income | $3,213,000 | 5,084 |
| Provision for loan and lease losses | $203,000 | 4,002 |
| Total noninterest income | $290,000 | 6,667 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $135,000 | 6,073 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $155,000 | 5,766 |
| Total noninterest expense | $1,786,000 | 6,374 |
| Salaries and employee benefits | $1,000,000 | 6,263 |
| Premises and equipment expense | $267,000 | 6,000 |
| Additional noninterest expense | $519,000 | 6,432 |
| Pre-tax net operating income | $1,514,000 | 4,106 |
| Securities gains (losses) | $58,000 | 2,371 |
| Applicable income taxes | $521,000 | 3,304 |
| Income before extraordinary items | $1,051,000 | 4,501 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,051,000 | 4,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,532 |
| Cash dividends | $175,000 | 5,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,012,140 | 4,443 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 4,894 |
| Total interest expense | $1,506,000 | 4,125 |
| Net interest income | $2,304,000 | 5,258 |
| Provision for loan and lease losses | $108,000 | 4,539 |
| Total noninterest income | $171,000 | 7,164 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $99,000 | 6,150 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 6,652 |
| Total noninterest expense | $1,268,000 | 6,525 |
| Salaries and employee benefits | $739,000 | 6,295 |
| Premises and equipment expense | $191,000 | 6,116 |
| Additional noninterest expense | $338,000 | 6,822 |
| Pre-tax net operating income | $1,099,000 | 4,307 |
| Securities gains (losses) | $51,000 | 2,293 |
| Applicable income taxes | $376,000 | 3,514 |
| Income before extraordinary items | $774,000 | 4,694 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $774,000 | 4,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,212 |
| Cash dividends | $90,000 | 4,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $739,830 | 4,635 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 5,057 |
| Total interest expense | $1,001,000 | 4,252 |
| Net interest income | $1,446,000 | 5,445 |
| Provision for loan and lease losses | $68,000 | 4,566 |
| Total noninterest income | $105,000 | 7,308 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $63,000 | 6,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $42,000 | 6,875 |
| Total noninterest expense | $823,000 | 6,616 |
| Salaries and employee benefits | $480,000 | 6,405 |
| Premises and equipment expense | $125,000 | 6,160 |
| Additional noninterest expense | $218,000 | 6,923 |
| Pre-tax net operating income | $660,000 | 4,591 |
| Securities gains (losses) | $34,000 | 2,284 |
| Applicable income taxes | $236,000 | 3,657 |
| Income before extraordinary items | $458,000 | 5,032 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $458,000 | 5,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $70,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $435,560 | 4,978 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 5,149 |
| Total interest expense | $506,000 | 4,308 |
| Net interest income | $697,000 | 5,560 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $387,000 | 6,817 |
| Salaries and employee benefits | $218,000 | 6,718 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $107,000 | 6,979 |
| Pre-tax net operating income | $318,000 | 4,639 |
| Securities gains (losses) | $34,000 | 1,611 |
| Applicable income taxes | $119,000 | 3,639 |
| Income before extraordinary items | $233,000 | 4,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $30,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $210,560 | 5,011 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,283,000 | 5,697 |
| Total interest expense | $1,982,000 | 4,823 |
| Net interest income | $2,301,000 | 6,177 |
| Provision for loan and lease losses | $53,000 | 6,648 |
| Total noninterest income | $152,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $105,000 | 6,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,677 |
| Total noninterest expense | $1,303,000 | 7,241 |
| Salaries and employee benefits | $704,000 | 7,251 |
| Premises and equipment expense | $200,000 | 6,781 |
| Additional noninterest expense | $399,000 | 7,157 |
| Pre-tax net operating income | $1,097,000 | 4,965 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $377,000 | 4,005 |
| Income before extraordinary items | $720,000 | 5,484 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $720,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,538 |
| Cash dividends | $75,000 | 5,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $720,000 | 5,347 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 6,738 |
| Total interest expense | $1,847,000 | 6,348 |
| Net interest income | $1,703,000 | 6,974 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $130,000 | 8,097 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $107,000 | 6,451 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $1,031,000 | 7,878 |
| Salaries and employee benefits | $555,000 | 7,891 |
| Premises and equipment expense | $170,000 | 7,214 |
| Additional noninterest expense | $306,000 | 7,806 |
| Pre-tax net operating income | $782,000 | 5,548 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $271,000 | 4,470 |
| Income before extraordinary items | $521,000 | 5,964 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $521,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $115,000 | 5,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $514,400 | 5,884 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 7,557 |
| Total interest expense | $1,560,000 | 7,042 |
| Net interest income | $1,302,000 | 7,863 |
| Provision for loan and lease losses | $33,000 | 7,143 |
| Total noninterest income | $82,000 | 8,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $765,000 | 8,662 |
| Salaries and employee benefits | $421,000 | 8,643 |
| Premises and equipment expense | $124,000 | 8,022 |
| Additional noninterest expense | $220,000 | 8,601 |
| Pre-tax net operating income | $586,000 | 6,641 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $200,000 | 5,386 |
| Income before extraordinary items | $386,000 | 6,942 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $386,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,146 |
| Cash dividends | $105,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $386,000 | 6,946 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 8,138 |
| Total interest expense | $1,201,000 | 7,644 |
| Net interest income | $1,095,000 | 8,414 |
| Provision for loan and lease losses | $23,000 | 7,570 |
| Total noninterest income | $73,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,956 |
| Total noninterest expense | $651,000 | 9,167 |
| Salaries and employee benefits | $362,000 | 9,113 |
| Premises and equipment expense | $95,000 | 8,719 |
| Additional noninterest expense | $194,000 | 9,088 |
| Pre-tax net operating income | $494,000 | 7,167 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $167,000 | 6,075 |
| Income before extraordinary items | $327,000 | 7,420 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $327,000 | 7,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $45,000 | 6,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $327,000 | 7,394 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 8,880 |
| Total interest expense | $975,000 | 8,484 |
| Net interest income | $864,000 | 9,100 |
| Provision for loan and lease losses | $11,000 | 8,185 |
| Total noninterest income | $71,000 | 9,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $580,000 | 9,511 |
| Salaries and employee benefits | $342,000 | 9,346 |
| Premises and equipment expense | $63,000 | 9,508 |
| Additional noninterest expense | $175,000 | 9,400 |
| Pre-tax net operating income | $344,000 | 8,157 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $120,000 | 7,243 |
| Income before extraordinary items | $229,000 | 8,399 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $229,000 | 8,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $225,700 | 8,353 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 9,674 |
| Total interest expense | $748,000 | 9,414 |
| Net interest income | $745,000 | 9,818 |
| Provision for loan and lease losses | $19,000 | 7,970 |
| Total noninterest income | $76,000 | 9,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,849 |
| Total noninterest expense | $535,000 | 10,000 |
| Salaries and employee benefits | $298,000 | 9,966 |
| Premises and equipment expense | $54,000 | 10,109 |
| Additional noninterest expense | $183,000 | 9,625 |
| Pre-tax net operating income | $267,000 | 9,198 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $88,000 | 8,602 |
| Income before extraordinary items | $179,000 | 9,339 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $179,000 | 9,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $55,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $179,000 | 9,296 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 10,572 |
| Total interest expense | $577,000 | 10,346 |
| Net interest income | $589,000 | 10,688 |
| Provision for loan and lease losses | $7,000 | 8,718 |
| Total noninterest income | $67,000 | 10,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $448,000 | 10,800 |
| Salaries and employee benefits | $260,000 | 10,656 |
| Premises and equipment expense | $49,000 | 10,667 |
| Additional noninterest expense | $139,000 | 10,687 |
| Pre-tax net operating income | $201,000 | 9,785 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $62,000 | 9,472 |
| Income before extraordinary items | $139,000 | 9,894 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $139,000 | 9,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $85,000 | 6,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $139,000 | 9,838 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,091,000 | 11,127 |
| Total interest expense | $530,000 | 10,915 |
| Net interest income | $561,000 | 11,238 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $60,000 | 11,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $442,000 | 11,270 |
| Salaries and employee benefits | $235,000 | 11,267 |
| Premises and equipment expense | $46,000 | 11,193 |
| Additional noninterest expense | $161,000 | 10,923 |
| Pre-tax net operating income | $173,000 | 10,625 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $52,000 | 10,150 |
| Income before extraordinary items | $122,000 | 10,727 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $122,000 | 10,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $93,000 | 6,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $121,300 | 10,708 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $965,000 | 11,774 |
| Total interest expense | $382,000 | 11,679 |
| Net interest income | $583,000 | 11,765 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $53,000 | 11,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $439,000 | 11,875 |
| Salaries and employee benefits | $238,000 | 11,770 |
| Premises and equipment expense | $45,000 | 11,810 |
| Additional noninterest expense | $156,000 | 11,716 |
| Pre-tax net operating income | $197,000 | 10,915 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $59,000 | 10,250 |
| Income before extraordinary items | $138,000 | 10,961 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $138,000 | 10,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $61,000 | 7,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $138,000 | 11,018 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 12,475 |
| Total interest expense | $369,000 | 12,363 |
| Net interest income | $547,000 | 12,399 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $65,000 | 12,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $446,000 | 12,431 |
| Salaries and employee benefits | $231,000 | 12,370 |
| Premises and equipment expense | $43,000 | 12,433 |
| Additional noninterest expense | $172,000 | 12,128 |
| Pre-tax net operating income | $157,000 | 11,426 |
| Securities gains (losses) | $90,000 | 2,648 |
| Applicable income taxes | $79,000 | 10,245 |
| Income before extraordinary items | $168,000 | 10,998 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $168,000 | 11,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $85,000 | 7,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $106,800 | 11,540 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 13,019 |
| Total interest expense | $450,000 | 12,970 |
| Net interest income | $553,000 | 12,900 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $72,000 | 12,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $451,000 | 12,895 |
| Salaries and employee benefits | $226,000 | 12,873 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $182,000 | 12,493 |
| Pre-tax net operating income | $164,000 | 11,387 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $68,000 | 10,772 |
| Income before extraordinary items | $148,000 | 11,302 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $148,000 | 11,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $81,000 | 6,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $112,120 | 11,463 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.