Home > King George State Bank, Inc. > Income and Expense
King George State Bank, Inc., Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 5,506 |
| Total interest expense | $2,138,000 | 5,944 |
| Net interest income | $3,081,000 | 5,045 |
| Provision for loan and lease losses | $1,369,000 | 750 |
| Total noninterest income | $386,000 | 5,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,768 |
| Total noninterest expense | $1,830,000 | 5,922 |
| Salaries and employee benefits | $814,000 | 6,624 |
| Premises and equipment expense | $192,000 | 6,833 |
| Additional noninterest expense | $824,000 | 4,585 |
| Pre-tax net operating income | $268,000 | 8,575 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $12,000 | 9,035 |
| Income before extraordinary items | $256,000 | 8,213 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $256,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,854 |
| Cash dividends | $283,000 | 4,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $256,000 | 8,139 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,914,000 | 6,740 |
| Total interest expense | $1,567,000 | 7,195 |
| Net interest income | $2,347,000 | 6,298 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $189,000 | 7,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,733 |
| Total noninterest expense | $1,176,000 | 7,753 |
| Salaries and employee benefits | $640,000 | 7,663 |
| Premises and equipment expense | $141,000 | 8,004 |
| Additional noninterest expense | $395,000 | 7,397 |
| Pre-tax net operating income | $1,210,000 | 5,221 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $384,000 | 5,003 |
| Income before extraordinary items | $826,000 | 5,353 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $826,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,258 |
| Cash dividends | $461,000 | 3,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $826,000 | 5,299 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 7,085 |
| Total interest expense | $1,641,000 | 7,233 |
| Net interest income | $2,131,000 | 6,898 |
| Provision for loan and lease losses | $170,000 | 3,812 |
| Total noninterest income | $442,000 | 5,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 3,946 |
| Total noninterest expense | $1,234,000 | 7,889 |
| Salaries and employee benefits | $570,000 | 8,323 |
| Premises and equipment expense | $155,000 | 7,939 |
| Additional noninterest expense | $509,000 | 6,980 |
| Pre-tax net operating income | $1,169,000 | 5,213 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $266,000 | 6,233 |
| Income before extraordinary items | $905,000 | 4,854 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $905,000 | 4,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,737 |
| Cash dividends | $295,000 | 4,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $903,460 | 4,801 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,606,000 | 7,418 |
| Total interest expense | $1,571,000 | 7,502 |
| Net interest income | $2,035,000 | 7,223 |
| Provision for loan and lease losses | $403,000 | 1,850 |
| Total noninterest income | $183,000 | 8,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $1,133,000 | 8,449 |
| Salaries and employee benefits | $550,000 | 8,724 |
| Premises and equipment expense | $159,000 | 8,051 |
| Additional noninterest expense | $424,000 | 7,966 |
| Pre-tax net operating income | $682,000 | 7,409 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $169,000 | 7,942 |
| Income before extraordinary items | $506,000 | 7,206 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $506,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 1,427 |
| Cash dividends | $115,000 | 6,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $511,250 | 7,138 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,295,000 | 7,625 |
| Total interest expense | $1,380,000 | 7,270 |
| Net interest income | $1,915,000 | 7,767 |
| Provision for loan and lease losses | $505,000 | 1,522 |
| Total noninterest income | $191,000 | 8,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,327 |
| Total noninterest expense | $1,037,000 | 9,220 |
| Salaries and employee benefits | $464,000 | 9,723 |
| Premises and equipment expense | $130,000 | 9,091 |
| Additional noninterest expense | $443,000 | 8,382 |
| Pre-tax net operating income | $564,000 | 8,220 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $126,000 | 8,792 |
| Income before extraordinary items | $438,000 | 7,824 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $438,000 | 7,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 1,316 |
| Cash dividends | $112,000 | 6,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $438,000 | 7,876 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 7,703 |
| Total interest expense | $1,671,000 | 6,692 |
| Net interest income | $1,712,000 | 8,460 |
| Provision for loan and lease losses | $351,000 | 2,700 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $946,000 | 9,992 |
| Salaries and employee benefits | $356,000 | 11,083 |
| Premises and equipment expense | $150,000 | 8,908 |
| Additional noninterest expense | $440,000 | 8,822 |
| Pre-tax net operating income | $589,000 | 8,017 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $119,000 | 9,335 |
| Income before extraordinary items | $470,000 | 7,796 |
| Extraordinary gains, net | $-109,000 | 12,934 |
| Net income | $361,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 1,745 |
| Cash dividends | $110,000 | 6,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $470,000 | 7,538 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 8,038 |
| Total interest expense | $1,847,000 | 7,491 |
| Net interest income | $1,755,000 | 8,486 |
| Provision for loan and lease losses | $498,000 | 3,020 |
| Total noninterest income | $158,000 | 10,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $955,000 | 10,185 |
| Salaries and employee benefits | $373,000 | 11,185 |
| Premises and equipment expense | $173,000 | 8,493 |
| Additional noninterest expense | $409,000 | 9,451 |
| Pre-tax net operating income | $460,000 | 8,719 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $151,000 | 8,593 |
| Income before extraordinary items | $322,000 | 9,022 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $322,000 | 9,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 2,612 |
| Cash dividends | $105,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $313,160 | 8,756 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.