Home > King City Federal Savings Bank > Income and Expense
King City Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,498,000 | 2,633 |
| Total interest expense | $6,539,000 | 1,906 |
| Net interest income | $4,959,000 | 3,596 |
| Provision for loan and lease losses | $805,000 | 1,080 |
| Total noninterest income | $981,000 | 3,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $981,000 | 1,858 |
| Total noninterest expense | $6,847,000 | 2,082 |
| Salaries and employee benefits | $2,964,000 | 2,249 |
| Premises and equipment expense | $1,231,000 | 1,683 |
| Additional noninterest expense | $2,652,000 | 2,036 |
| Pre-tax net operating income | $-1,712,000 | 12,507 |
| Securities gains (losses) | $-811,000 | 12,361 |
| Applicable income taxes | $-362,000 | 12,451 |
| Income before extraordinary items | $-2,161,000 | 12,500 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,161,000 | 12,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,419 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 855 |
| Net operating income | $-1,463,540 | 12,467 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,187,000 | 2,530 |
| Total interest expense | $7,163,000 | 1,824 |
| Net interest income | $5,024,000 | 3,556 |
| Provision for loan and lease losses | $430,000 | 2,334 |
| Total noninterest income | $1,012,000 | 3,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,012,000 | 2,020 |
| Total noninterest expense | $4,459,000 | 3,139 |
| Salaries and employee benefits | $1,980,000 | 3,316 |
| Premises and equipment expense | $754,000 | 2,693 |
| Additional noninterest expense | $1,725,000 | 3,093 |
| Pre-tax net operating income | $1,147,000 | 5,346 |
| Securities gains (losses) | $136,000 | 2,097 |
| Applicable income taxes | $221,000 | 7,240 |
| Income before extraordinary items | $1,062,000 | 4,455 |
| Extraordinary gains, net | $457,000 | 508 |
| Net income | $1,519,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 1,639 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $307,000 | 697 |
| Net operating income | $949,120 | 4,663 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,932,000 | 2,353 |
| Total interest expense | $9,191,000 | 1,845 |
| Net interest income | $5,741,000 | 3,201 |
| Provision for loan and lease losses | $1,456,000 | 1,431 |
| Total noninterest income | $1,384,000 | 2,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,384,000 | 1,595 |
| Total noninterest expense | $4,157,000 | 3,385 |
| Salaries and employee benefits | $1,814,000 | 3,528 |
| Premises and equipment expense | $785,000 | 2,650 |
| Additional noninterest expense | $1,558,000 | 3,483 |
| Pre-tax net operating income | $1,512,000 | 4,017 |
| Securities gains (losses) | $73,000 | 3,512 |
| Applicable income taxes | $931,000 | 2,240 |
| Income before extraordinary items | $654,000 | 6,205 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $654,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $913,000 | 1,654 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 743 |
| Net operating income | $607,280 | 6,157 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.