Home > Kinderhook State Bank > Income and Expense
Kinderhook State Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $148,000 | 6,890 |
| Total interest expense | $30,000 | 6,548 |
| Net interest income | $118,000 | 6,910 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $10,000 | 6,250 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,309 |
| Total noninterest expense | $164,000 | 6,794 |
| Salaries and employee benefits | $98,000 | 6,735 |
| Premises and equipment expense | $20,000 | 6,576 |
| Additional noninterest expense | $46,000 | 6,819 |
| Pre-tax net operating income | $-29,000 | 6,477 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-29,000 | 6,534 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-29,000 | 6,535 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-29,000 | 6,535 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-29,000 | 6,482 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $606,000 | 6,960 |
| Total interest expense | $138,000 | 6,672 |
| Net interest income | $468,000 | 6,971 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $87,000 | 6,380 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $50,000 | 6,225 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $37,000 | 6,021 |
| Total noninterest expense | $575,000 | 6,929 |
| Salaries and employee benefits | $314,000 | 6,908 |
| Premises and equipment expense | $87,000 | 6,624 |
| Additional noninterest expense | $174,000 | 6,926 |
| Pre-tax net operating income | $-20,000 | 6,193 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-20,000 | 6,343 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-20,000 | 6,336 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-20,000 | 6,338 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-20,000 | 6,208 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,066 |
| Total interest expense | $107,000 | 6,770 |
| Net interest income | $350,000 | 7,083 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $69,000 | 6,454 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $40,000 | 6,238 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 6,112 |
| Total noninterest expense | $404,000 | 7,042 |
| Salaries and employee benefits | $230,000 | 7,003 |
| Premises and equipment expense | $63,000 | 6,725 |
| Additional noninterest expense | $111,000 | 7,061 |
| Pre-tax net operating income | $15,000 | 6,232 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $15,000 | 6,367 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $15,000 | 6,366 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $15,000 | 6,366 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $15,000 | 6,236 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $301,000 | 7,130 |
| Total interest expense | $75,000 | 6,826 |
| Net interest income | $226,000 | 7,147 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $47,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $26,000 | 6,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,119 |
| Total noninterest expense | $260,000 | 7,111 |
| Salaries and employee benefits | $152,000 | 7,068 |
| Premises and equipment expense | $41,000 | 6,784 |
| Additional noninterest expense | $67,000 | 7,156 |
| Pre-tax net operating income | $13,000 | 6,262 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $13,000 | 6,410 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $13,000 | 6,410 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $13,000 | 6,410 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $13,000 | 6,275 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $153,000 | 7,190 |
| Total interest expense | $41,000 | 6,853 |
| Net interest income | $112,000 | 7,211 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $20,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $10,000 | 6,521 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,212 |
| Total noninterest expense | $130,000 | 7,176 |
| Salaries and employee benefits | $80,000 | 7,108 |
| Premises and equipment expense | $19,000 | 6,878 |
| Additional noninterest expense | $31,000 | 7,227 |
| Pre-tax net operating income | $2,000 | 6,403 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $2,000 | 6,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,000 | 6,503 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,000 | 6,502 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,000 | 6,394 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 7,219 |
| Total interest expense | $202,000 | 6,902 |
| Net interest income | $481,000 | 7,245 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $99,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $40,000 | 6,490 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $59,000 | 5,802 |
| Total noninterest expense | $627,000 | 7,169 |
| Salaries and employee benefits | $345,000 | 7,145 |
| Premises and equipment expense | $87,000 | 6,919 |
| Additional noninterest expense | $195,000 | 7,142 |
| Pre-tax net operating income | $-47,000 | 6,082 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-47,000 | 6,217 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-47,000 | 6,219 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-47,000 | 6,219 |
| Net charge-offs | $5,000 | 6,229 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-47,000 | 6,112 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $519,000 | 7,290 |
| Total interest expense | $156,000 | 6,976 |
| Net interest income | $363,000 | 7,317 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $85,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $31,000 | 6,501 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $54,000 | 5,722 |
| Total noninterest expense | $476,000 | 7,216 |
| Salaries and employee benefits | $260,000 | 7,184 |
| Premises and equipment expense | $63,000 | 6,982 |
| Additional noninterest expense | $153,000 | 7,189 |
| Pre-tax net operating income | $-28,000 | 6,182 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-28,000 | 6,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-28,000 | 6,308 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-28,000 | 6,308 |
| Net charge-offs | $6,000 | 5,901 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-28,000 | 6,199 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $345,000 | 7,359 |
| Total interest expense | $107,000 | 7,038 |
| Net interest income | $238,000 | 7,383 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $59,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $20,000 | 6,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 5,709 |
| Total noninterest expense | $333,000 | 7,266 |
| Salaries and employee benefits | $181,000 | 7,236 |
| Premises and equipment expense | $41,000 | 7,066 |
| Additional noninterest expense | $111,000 | 7,206 |
| Pre-tax net operating income | $-36,000 | 6,299 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-36,000 | 6,390 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-36,000 | 6,389 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-36,000 | 6,390 |
| Net charge-offs | $7,000 | 5,446 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-36,000 | 6,333 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $178,000 | 7,414 |
| Total interest expense | $54,000 | 7,112 |
| Net interest income | $124,000 | 7,432 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 6,501 |
| Total noninterest expense | $149,000 | 7,374 |
| Salaries and employee benefits | $81,000 | 7,349 |
| Premises and equipment expense | $20,000 | 7,119 |
| Additional noninterest expense | $48,000 | 7,355 |
| Pre-tax net operating income | $-8,000 | 6,388 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-8,000 | 6,427 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-8,000 | 6,427 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-8,000 | 6,427 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-8,000 | 6,405 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 7,448 |
| Total interest expense | $273,000 | 7,146 |
| Net interest income | $525,000 | 7,490 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $-59,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 6,446 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-95,000 | 7,190 |
| Total noninterest expense | $854,000 | 7,222 |
| Salaries and employee benefits | $349,000 | 7,398 |
| Premises and equipment expense | $79,000 | 7,238 |
| Additional noninterest expense | $426,000 | 6,729 |
| Pre-tax net operating income | $-388,000 | 6,181 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-388,000 | 6,301 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-388,000 | 6,302 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-388,000 | 6,302 |
| Net charge-offs | $83,000 | 5,567 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-388,000 | 6,251 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $611,000 | 7,553 |
| Total interest expense | $215,000 | 7,235 |
| Net interest income | $396,000 | 7,598 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $-75,000 | 7,516 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $26,000 | 6,547 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-101,000 | 7,389 |
| Total noninterest expense | $714,000 | 7,195 |
| Salaries and employee benefits | $269,000 | 7,466 |
| Premises and equipment expense | $58,000 | 7,332 |
| Additional noninterest expense | $387,000 | 6,511 |
| Pre-tax net operating income | $-393,000 | 6,469 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-393,000 | 6,607 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-393,000 | 6,607 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-393,000 | 6,607 |
| Net charge-offs | $56,000 | 5,423 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-393,000 | 6,523 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $416,000 | 7,616 |
| Total interest expense | $155,000 | 7,245 |
| Net interest income | $261,000 | 7,663 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $-92,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-107,000 | 7,532 |
| Total noninterest expense | $547,000 | 7,101 |
| Salaries and employee benefits | $191,000 | 7,489 |
| Premises and equipment expense | $37,000 | 7,414 |
| Additional noninterest expense | $319,000 | 6,165 |
| Pre-tax net operating income | $-378,000 | 6,650 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-378,000 | 6,765 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-378,000 | 6,767 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-378,000 | 6,766 |
| Net charge-offs | $47,000 | 4,944 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-378,000 | 6,724 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $209,000 | 7,715 |
| Total interest expense | $81,000 | 7,320 |
| Net interest income | $128,000 | 7,767 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $-26,000 | 7,734 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-32,000 | 7,637 |
| Total noninterest expense | $197,000 | 7,527 |
| Salaries and employee benefits | $87,000 | 7,645 |
| Premises and equipment expense | $16,000 | 7,572 |
| Additional noninterest expense | $94,000 | 7,069 |
| Pre-tax net operating income | $-95,000 | 6,640 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-95,000 | 6,745 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-95,000 | 6,746 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-95,000 | 6,745 |
| Net charge-offs | $48,000 | 3,740 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-95,000 | 6,680 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 7,729 |
| Total interest expense | $409,000 | 7,337 |
| Net interest income | $555,000 | 7,799 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $57,000 | 7,339 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $34,000 | 6,723 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $23,000 | 6,887 |
| Total noninterest expense | $901,000 | 7,493 |
| Salaries and employee benefits | $352,000 | 7,722 |
| Premises and equipment expense | $88,000 | 7,482 |
| Additional noninterest expense | $461,000 | 6,913 |
| Pre-tax net operating income | $-289,000 | 5,795 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-289,000 | 5,910 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-289,000 | 5,909 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-289,000 | 5,909 |
| Net charge-offs | $17,000 | 6,721 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-289,000 | 5,907 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $726,000 | 7,817 |
| Total interest expense | $315,000 | 7,417 |
| Net interest income | $411,000 | 7,879 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $69,000 | 7,180 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $28,000 | 6,729 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $41,000 | 6,430 |
| Total noninterest expense | $568,000 | 7,721 |
| Salaries and employee benefits | $268,000 | 7,769 |
| Premises and equipment expense | $73,000 | 7,460 |
| Additional noninterest expense | $227,000 | 7,462 |
| Pre-tax net operating income | $-88,000 | 5,857 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-88,000 | 5,951 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-88,000 | 5,951 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-88,000 | 5,951 |
| Net charge-offs | $12,000 | 6,458 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-88,000 | 5,923 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $488,000 | 7,895 |
| Total interest expense | $216,000 | 7,502 |
| Net interest income | $272,000 | 7,956 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $33,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $17,000 | 6,819 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $368,000 | 7,810 |
| Salaries and employee benefits | $171,000 | 7,877 |
| Premises and equipment expense | $49,000 | 7,522 |
| Additional noninterest expense | $148,000 | 7,539 |
| Pre-tax net operating income | $-63,000 | 6,004 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-63,000 | 6,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-63,000 | 6,102 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-63,000 | 6,102 |
| Net charge-offs | $12,000 | 5,902 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-63,000 | 6,056 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $237,000 | 7,965 |
| Total interest expense | $108,000 | 7,586 |
| Net interest income | $129,000 | 8,033 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $17,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $168,000 | 7,911 |
| Salaries and employee benefits | $89,000 | 7,905 |
| Premises and equipment expense | $26,000 | 7,517 |
| Additional noninterest expense | $53,000 | 7,798 |
| Pre-tax net operating income | $-22,000 | 6,375 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-22,000 | 6,523 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-22,000 | 6,524 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-22,000 | 6,524 |
| Net charge-offs | $-18,000 | 7,976 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-22,000 | 6,401 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 7,978 |
| Total interest expense | $476,000 | 7,716 |
| Net interest income | $528,000 | 8,061 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $83,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 6,753 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $41,000 | 6,952 |
| Total noninterest expense | $782,000 | 7,817 |
| Salaries and employee benefits | $427,000 | 7,835 |
| Premises and equipment expense | $111,000 | 7,511 |
| Additional noninterest expense | $244,000 | 7,702 |
| Pre-tax net operating income | $-171,000 | 6,526 |
| Securities gains (losses) | $-4,000 | 6,940 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-175,000 | 6,451 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-175,000 | 6,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,964 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-171,000 | 6,593 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $791,000 | 8,047 |
| Total interest expense | $365,000 | 7,809 |
| Net interest income | $426,000 | 8,131 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $81,000 | 7,330 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $30,000 | 6,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 6,560 |
| Total noninterest expense | $605,000 | 7,824 |
| Salaries and employee benefits | $353,000 | 7,758 |
| Premises and equipment expense | $81,000 | 7,573 |
| Additional noninterest expense | $171,000 | 7,797 |
| Pre-tax net operating income | $-98,000 | 6,903 |
| Securities gains (losses) | $-4,000 | 7,251 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-102,000 | 6,783 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-102,000 | 6,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,783 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-98,000 | 6,949 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $538,000 | 8,102 |
| Total interest expense | $254,000 | 7,870 |
| Net interest income | $284,000 | 8,184 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $56,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $18,000 | 6,910 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $38,000 | 6,484 |
| Total noninterest expense | $392,000 | 7,907 |
| Salaries and employee benefits | $221,000 | 7,899 |
| Premises and equipment expense | $41,000 | 7,863 |
| Additional noninterest expense | $130,000 | 7,695 |
| Pre-tax net operating income | $-52,000 | 7,095 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-52,000 | 7,155 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-52,000 | 7,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-52,000 | 7,126 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,096 |
| Total interest expense | $131,000 | 7,928 |
| Net interest income | $165,000 | 8,131 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $16,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $8,000 | 6,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $214,000 | 7,855 |
| Salaries and employee benefits | $112,000 | 7,922 |
| Premises and equipment expense | $24,000 | 7,772 |
| Additional noninterest expense | $78,000 | 7,453 |
| Pre-tax net operating income | $-33,000 | 7,339 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-33,000 | 7,446 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-33,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,036 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-33,000 | 7,377 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 8,101 |
| Total interest expense | $595,000 | 7,811 |
| Net interest income | $583,000 | 8,209 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $74,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $36,000 | 6,943 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $38,000 | 7,341 |
| Total noninterest expense | $829,000 | 7,894 |
| Salaries and employee benefits | $431,000 | 7,984 |
| Premises and equipment expense | $97,000 | 7,786 |
| Additional noninterest expense | $301,000 | 7,533 |
| Pre-tax net operating income | $-172,000 | 7,626 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-28,000 | 7,875 |
| Income before extraordinary items | $-144,000 | 7,665 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-144,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,165 |
| Cash dividends | $62,000 | 5,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-144,000 | 7,647 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $933,000 | 8,124 |
| Total interest expense | $445,000 | 7,856 |
| Net interest income | $488,000 | 8,193 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $55,000 | 7,885 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,006 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 7,337 |
| Total noninterest expense | $593,000 | 7,923 |
| Salaries and employee benefits | $326,000 | 7,948 |
| Premises and equipment expense | $66,000 | 7,861 |
| Additional noninterest expense | $201,000 | 7,667 |
| Pre-tax net operating income | $-50,000 | 7,732 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-50,000 | 7,780 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-50,000 | 7,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,015 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-50,000 | 7,759 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $630,000 | 8,171 |
| Total interest expense | $296,000 | 7,907 |
| Net interest income | $334,000 | 8,246 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $35,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $15,000 | 7,097 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $388,000 | 8,003 |
| Salaries and employee benefits | $214,000 | 8,021 |
| Premises and equipment expense | $37,000 | 8,058 |
| Additional noninterest expense | $137,000 | 7,689 |
| Pre-tax net operating income | $-19,000 | 7,826 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-19,000 | 7,842 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-19,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,897 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-19,000 | 7,832 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 8,283 |
| Total interest expense | $146,000 | 7,957 |
| Net interest income | $144,000 | 8,394 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $16,000 | 8,027 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $8,000 | 7,097 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $202,000 | 7,995 |
| Salaries and employee benefits | $103,000 | 8,096 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $70,000 | 7,683 |
| Pre-tax net operating income | $-42,000 | 8,011 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-42,000 | 8,028 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-42,000 | 8,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-42,000 | 8,015 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 8,163 |
| Total interest expense | $557,000 | 7,807 |
| Net interest income | $602,000 | 8,322 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $87,000 | 7,875 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $31,000 | 7,158 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $56,000 | 7,129 |
| Total noninterest expense | $855,000 | 7,932 |
| Salaries and employee benefits | $481,000 | 7,920 |
| Premises and equipment expense | $94,000 | 7,866 |
| Additional noninterest expense | $280,000 | 7,688 |
| Pre-tax net operating income | $-166,000 | 8,091 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $13,000 | 6,081 |
| Income before extraordinary items | $-179,000 | 8,129 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-179,000 | 8,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,548 |
| Cash dividends | $61,000 | 5,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-179,000 | 8,121 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 8,233 |
| Total interest expense | $406,000 | 7,862 |
| Net interest income | $454,000 | 8,393 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $71,000 | 7,872 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $25,000 | 7,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,042 |
| Total noninterest expense | $640,000 | 7,946 |
| Salaries and employee benefits | $380,000 | 7,850 |
| Premises and equipment expense | $74,000 | 7,855 |
| Additional noninterest expense | $186,000 | 7,879 |
| Pre-tax net operating income | $-115,000 | 8,237 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-115,000 | 8,259 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-115,000 | 8,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,763 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-115,000 | 8,251 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $590,000 | 8,262 |
| Total interest expense | $256,000 | 7,906 |
| Net interest income | $334,000 | 8,368 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $9,000 | 8,567 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-6,000 | 8,752 |
| Total noninterest expense | $402,000 | 8,044 |
| Salaries and employee benefits | $256,000 | 7,868 |
| Premises and equipment expense | $48,000 | 7,895 |
| Additional noninterest expense | $98,000 | 8,182 |
| Pre-tax net operating income | $-59,000 | 8,292 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-59,000 | 8,294 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-59,000 | 8,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-59,000 | 8,291 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,252 |
| Total interest expense | $127,000 | 7,874 |
| Net interest income | $175,000 | 8,370 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $-9,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-15,000 | 8,769 |
| Total noninterest expense | $213,000 | 8,001 |
| Salaries and employee benefits | $131,000 | 7,857 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $58,000 | 7,984 |
| Pre-tax net operating income | $-47,000 | 8,373 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-47,000 | 8,379 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-47,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-47,000 | 8,365 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 8,023 |
| Total interest expense | $520,000 | 7,561 |
| Net interest income | $847,000 | 8,160 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $121,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $43,000 | 7,182 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $78,000 | 6,787 |
| Total noninterest expense | $888,000 | 7,934 |
| Salaries and employee benefits | $515,000 | 7,847 |
| Premises and equipment expense | $108,000 | 7,776 |
| Additional noninterest expense | $265,000 | 7,841 |
| Pre-tax net operating income | $80,000 | 8,044 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $13,000 | 6,454 |
| Income before extraordinary items | $67,000 | 8,083 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $67,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,159 |
| Cash dividends | $55,000 | 5,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $67,000 | 8,054 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 8,027 |
| Total interest expense | $385,000 | 7,534 |
| Net interest income | $654,000 | 8,170 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $63,000 | 8,150 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 7,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,572 |
| Total noninterest expense | $644,000 | 7,970 |
| Salaries and employee benefits | $385,000 | 7,839 |
| Premises and equipment expense | $88,000 | 7,674 |
| Additional noninterest expense | $171,000 | 8,060 |
| Pre-tax net operating income | $73,000 | 8,109 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $73,000 | 8,088 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $73,000 | 8,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,099 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $73,000 | 8,058 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $710,000 | 8,005 |
| Total interest expense | $248,000 | 7,535 |
| Net interest income | $462,000 | 8,121 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $39,000 | 8,204 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $19,000 | 7,307 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $447,000 | 7,915 |
| Salaries and employee benefits | $291,000 | 7,665 |
| Premises and equipment expense | $49,000 | 7,887 |
| Additional noninterest expense | $107,000 | 8,130 |
| Pre-tax net operating income | $54,000 | 8,112 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $54,000 | 8,074 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $54,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,697 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $54,000 | 8,040 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,008 |
| Total interest expense | $125,000 | 7,496 |
| Net interest income | $239,000 | 8,141 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $243,000 | 7,842 |
| Salaries and employee benefits | $154,000 | 7,601 |
| Premises and equipment expense | $23,000 | 8,021 |
| Additional noninterest expense | $66,000 | 7,893 |
| Pre-tax net operating income | $16,000 | 8,294 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $16,000 | 8,279 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $16,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $16,000 | 8,252 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 7,987 |
| Total interest expense | $520,000 | 7,235 |
| Net interest income | $905,000 | 8,167 |
| Provision for loan and lease losses | $634,000 | 1,567 |
| Total noninterest income | $126,000 | 7,840 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $60,000 | 7,117 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $66,000 | 7,054 |
| Total noninterest expense | $921,000 | 7,946 |
| Salaries and employee benefits | $504,000 | 7,962 |
| Premises and equipment expense | $105,000 | 7,910 |
| Additional noninterest expense | $312,000 | 7,636 |
| Pre-tax net operating income | $-524,000 | 8,672 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-125,000 | 8,759 |
| Income before extraordinary items | $-399,000 | 8,670 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-399,000 | 8,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,423 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $875,000 | 418 |
| Net operating income | $-399,000 | 8,641 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 7,999 |
| Total interest expense | $395,000 | 7,226 |
| Net interest income | $683,000 | 8,193 |
| Provision for loan and lease losses | $133,000 | 3,824 |
| Total noninterest income | $83,000 | 8,019 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $48,000 | 7,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $672,000 | 7,976 |
| Salaries and employee benefits | $370,000 | 7,979 |
| Premises and equipment expense | $77,000 | 7,932 |
| Additional noninterest expense | $225,000 | 7,706 |
| Pre-tax net operating income | $-39,000 | 8,540 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-39,000 | 8,567 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-39,000 | 8,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,698 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-39,000 | 8,538 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $722,000 | 8,029 |
| Total interest expense | $264,000 | 7,270 |
| Net interest income | $458,000 | 8,245 |
| Provision for loan and lease losses | $133,000 | 2,946 |
| Total noninterest income | $50,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $432,000 | 8,097 |
| Salaries and employee benefits | $245,000 | 8,039 |
| Premises and equipment expense | $49,000 | 8,015 |
| Additional noninterest expense | $138,000 | 7,878 |
| Pre-tax net operating income | $-57,000 | 8,640 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-57,000 | 8,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-57,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,149 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-57,000 | 8,641 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $361,000 | 8,073 |
| Total interest expense | $138,000 | 7,223 |
| Net interest income | $223,000 | 8,308 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $13,000 | 8,701 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $212,000 | 8,155 |
| Salaries and employee benefits | $116,000 | 8,166 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $74,000 | 7,797 |
| Pre-tax net operating income | $24,000 | 8,267 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $24,000 | 8,256 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $24,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $24,000 | 8,188 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 8,014 |
| Total interest expense | $718,000 | 6,971 |
| Net interest income | $843,000 | 8,346 |
| Provision for loan and lease losses | $65,000 | 5,903 |
| Total noninterest income | $112,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $52,000 | 7,399 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $60,000 | 7,309 |
| Total noninterest expense | $822,000 | 8,236 |
| Salaries and employee benefits | $456,000 | 8,228 |
| Premises and equipment expense | $102,000 | 8,040 |
| Additional noninterest expense | $264,000 | 8,011 |
| Pre-tax net operating income | $68,000 | 8,312 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $10,000 | 7,040 |
| Income before extraordinary items | $58,000 | 8,426 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $58,000 | 8,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,935 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $58,000 | 8,323 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 8,102 |
| Total interest expense | $557,000 | 7,045 |
| Net interest income | $618,000 | 8,452 |
| Provision for loan and lease losses | $65,000 | 5,417 |
| Total noninterest income | $80,000 | 8,292 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $38,000 | 7,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,445 |
| Total noninterest expense | $597,000 | 8,292 |
| Salaries and employee benefits | $340,000 | 8,244 |
| Premises and equipment expense | $69,000 | 8,186 |
| Additional noninterest expense | $188,000 | 8,103 |
| Pre-tax net operating income | $36,000 | 8,509 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $40,000 | 6,389 |
| Income before extraordinary items | $-4,000 | 8,734 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-4,000 | 8,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,987 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-4,000 | 8,642 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $780,000 | 8,174 |
| Total interest expense | $378,000 | 7,128 |
| Net interest income | $402,000 | 8,513 |
| Provision for loan and lease losses | $65,000 | 4,607 |
| Total noninterest income | $54,000 | 8,279 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $25,000 | 7,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $395,000 | 8,319 |
| Salaries and employee benefits | $227,000 | 8,282 |
| Premises and equipment expense | $46,000 | 8,198 |
| Additional noninterest expense | $122,000 | 8,146 |
| Pre-tax net operating income | $-4,000 | 8,692 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $26,000 | 6,437 |
| Income before extraordinary items | $-30,000 | 8,837 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-30,000 | 8,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-30,000 | 8,732 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 8,262 |
| Total interest expense | $189,000 | 7,238 |
| Net interest income | $190,000 | 8,633 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $192,000 | 8,406 |
| Salaries and employee benefits | $109,000 | 8,378 |
| Premises and equipment expense | $27,000 | 8,005 |
| Additional noninterest expense | $56,000 | 8,321 |
| Pre-tax net operating income | $-43,000 | 8,870 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-43,000 | 8,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-43,000 | 8,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,377 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-43,000 | 8,850 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 8,064 |
| Total interest expense | $905,000 | 7,192 |
| Net interest income | $904,000 | 8,416 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $136,000 | 7,997 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $57,000 | 7,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,904 |
| Total noninterest expense | $753,000 | 8,436 |
| Salaries and employee benefits | $426,000 | 8,412 |
| Premises and equipment expense | $95,000 | 8,237 |
| Additional noninterest expense | $232,000 | 8,312 |
| Pre-tax net operating income | $287,000 | 7,592 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $42,000 | 6,656 |
| Income before extraordinary items | $245,000 | 7,593 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $245,000 | 7,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,568 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $245,000 | 7,503 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 8,145 |
| Total interest expense | $1,256,000 | 7,500 |
| Net interest income | $816,000 | 8,634 |
| Provision for loan and lease losses | $197,000 | 4,179 |
| Total noninterest income | $117,000 | 8,275 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $56,000 | 7,471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $61,000 | 7,372 |
| Total noninterest expense | $715,000 | 8,648 |
| Salaries and employee benefits | $392,000 | 8,662 |
| Premises and equipment expense | $88,000 | 8,488 |
| Additional noninterest expense | $235,000 | 8,363 |
| Pre-tax net operating income | $21,000 | 8,645 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $32,000 | 7,036 |
| Income before extraordinary items | $-11,000 | 8,837 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-11,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,161 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-11,000 | 8,752 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 8,600 |
| Total interest expense | $1,007,000 | 8,208 |
| Net interest income | $820,000 | 8,852 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $102,000 | 8,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 7,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $662,000 | 8,927 |
| Salaries and employee benefits | $367,000 | 8,918 |
| Premises and equipment expense | $80,000 | 8,783 |
| Additional noninterest expense | $215,000 | 8,647 |
| Pre-tax net operating income | $230,000 | 8,238 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $50,000 | 7,236 |
| Income before extraordinary items | $180,000 | 8,197 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $180,000 | 8,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $180,000 | 8,203 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 9,097 |
| Total interest expense | $783,000 | 8,725 |
| Net interest income | $698,000 | 9,285 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $76,000 | 9,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 7,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,795 |
| Total noninterest expense | $526,000 | 9,550 |
| Salaries and employee benefits | $319,000 | 9,361 |
| Premises and equipment expense | $69,000 | 9,247 |
| Additional noninterest expense | $138,000 | 9,627 |
| Pre-tax net operating income | $178,000 | 8,680 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $43,000 | 7,758 |
| Income before extraordinary items | $135,000 | 8,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $135,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $135,000 | 8,706 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 9,546 |
| Total interest expense | $670,000 | 9,270 |
| Net interest income | $622,000 | 9,683 |
| Provision for loan and lease losses | $31,000 | 7,285 |
| Total noninterest income | $84,000 | 9,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $583,000 | 9,498 |
| Salaries and employee benefits | $331,000 | 9,415 |
| Premises and equipment expense | $75,000 | 9,263 |
| Additional noninterest expense | $177,000 | 9,383 |
| Pre-tax net operating income | $92,000 | 9,446 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $16,000 | 8,961 |
| Income before extraordinary items | $76,000 | 9,485 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $76,000 | 9,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,253 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $76,000 | 9,419 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 10,204 |
| Total interest expense | $541,000 | 9,996 |
| Net interest income | $556,000 | 10,275 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $55,000 | 10,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $545,000 | 9,958 |
| Salaries and employee benefits | $308,000 | 9,897 |
| Premises and equipment expense | $74,000 | 9,594 |
| Additional noninterest expense | $163,000 | 9,847 |
| Pre-tax net operating income | $66,000 | 10,190 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $13,000 | 9,855 |
| Income before extraordinary items | $53,000 | 10,223 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $53,000 | 10,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $53,000 | 10,190 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 10,853 |
| Total interest expense | $493,000 | 10,613 |
| Net interest income | $486,000 | 10,919 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $44,000 | 10,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $462,000 | 10,741 |
| Salaries and employee benefits | $266,000 | 10,612 |
| Premises and equipment expense | $83,000 | 9,731 |
| Additional noninterest expense | $113,000 | 10,968 |
| Pre-tax net operating income | $68,000 | 10,518 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $8,000 | 10,393 |
| Income before extraordinary items | $60,000 | 10,521 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $60,000 | 10,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $60,000 | 10,473 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 11,449 |
| Total interest expense | $350,000 | 11,478 |
| Net interest income | $527,000 | 11,336 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $48,000 | 11,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 9,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $416,000 | 11,379 |
| Salaries and employee benefits | $283,000 | 10,893 |
| Premises and equipment expense | $50,000 | 11,093 |
| Additional noninterest expense | $83,000 | 11,745 |
| Pre-tax net operating income | $159,000 | 10,724 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $42,000 | 10,333 |
| Income before extraordinary items | $117,000 | 10,777 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $117,000 | 10,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $117,000 | 10,746 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $737,000 | 12,151 |
| Total interest expense | $259,000 | 12,184 |
| Net interest income | $478,000 | 12,071 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $54,000 | 11,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 10,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $415,000 | 11,972 |
| Salaries and employee benefits | $258,000 | 11,597 |
| Premises and equipment expense | $43,000 | 11,893 |
| Additional noninterest expense | $114,000 | 12,174 |
| Pre-tax net operating income | $117,000 | 11,514 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $15,000 | 11,265 |
| Income before extraordinary items | $102,000 | 11,371 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $102,000 | 11,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $102,000 | 11,407 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 12,736 |
| Total interest expense | $218,000 | 12,941 |
| Net interest income | $538,000 | 12,436 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $42,000 | 12,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 11,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $398,000 | 12,659 |
| Salaries and employee benefits | $235,000 | 12,320 |
| Premises and equipment expense | $45,000 | 12,369 |
| Additional noninterest expense | $118,000 | 12,785 |
| Pre-tax net operating income | $138,000 | 11,572 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $13,000 | 11,760 |
| Income before extraordinary items | $125,000 | 11,519 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $125,000 | 11,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $125,000 | 11,301 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 13,517 |
| Total interest expense | $364,000 | 13,316 |
| Net interest income | $316,000 | 13,594 |
| Provision for loan and lease losses | $121,000 | 6,692 |
| Total noninterest income | $7,000 | 13,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $281,000 | 13,617 |
| Salaries and employee benefits | $145,000 | 13,580 |
| Premises and equipment expense | $21,000 | 13,653 |
| Additional noninterest expense | $115,000 | 13,387 |
| Pre-tax net operating income | $-79,000 | 12,907 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-79,000 | 13,034 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-79,000 | 13,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 6,260 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-79,000 | 12,872 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.