Home > Kilgore National Bank > Income and Expense
Kilgore National Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $672,000 | 5,804 |
| Total interest expense | $34,000 | 5,835 |
| Net interest income | $638,000 | 5,787 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $136,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $42,000 | 5,142 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $94,000 | 4,851 |
| Total noninterest expense | $767,000 | 5,613 |
| Salaries and employee benefits | $469,000 | 5,523 |
| Premises and equipment expense | $73,000 | 5,552 |
| Additional noninterest expense | $225,000 | 5,655 |
| Pre-tax net operating income | $7,000 | 5,700 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-81,000 | 5,884 |
| Income before extraordinary items | $88,000 | 5,554 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $88,000 | 5,553 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $88,000 | 5,554 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $88,000 | 5,517 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 4,549 |
| Total interest expense | $94,000 | 5,129 |
| Net interest income | $1,646,000 | 4,423 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $217,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $97,000 | 3,642 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $120,000 | 4,247 |
| Total noninterest expense | $1,571,000 | 4,174 |
| Salaries and employee benefits | $800,000 | 4,311 |
| Premises and equipment expense | $191,000 | 3,906 |
| Additional noninterest expense | $580,000 | 3,954 |
| Pre-tax net operating income | $292,000 | 4,783 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $129,000 | 2,828 |
| Income before extraordinary items | $163,000 | 5,178 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 5,177 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $163,000 | 5,177 |
| Net charge-offs | $-6,000 | 4,802 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $163,000 | 5,114 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 4,579 |
| Total interest expense | $47,000 | 5,174 |
| Net interest income | $820,000 | 4,467 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $133,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $47,000 | 3,684 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $86,000 | 3,764 |
| Total noninterest expense | $771,000 | 4,256 |
| Salaries and employee benefits | $399,000 | 4,360 |
| Premises and equipment expense | $97,000 | 3,912 |
| Additional noninterest expense | $275,000 | 4,059 |
| Pre-tax net operating income | $182,000 | 4,538 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $62,000 | 2,824 |
| Income before extraordinary items | $120,000 | 4,841 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $120,000 | 4,841 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $120,000 | 4,841 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $120,000 | 4,781 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 4,559 |
| Total interest expense | $198,000 | 5,182 |
| Net interest income | $3,311,000 | 4,446 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $640,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $213,000 | 3,618 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $427,000 | 3,504 |
| Total noninterest expense | $3,386,000 | 4,080 |
| Salaries and employee benefits | $1,791,000 | 4,131 |
| Premises and equipment expense | $414,000 | 3,841 |
| Additional noninterest expense | $1,181,000 | 3,953 |
| Pre-tax net operating income | $565,000 | 4,806 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $192,000 | 2,967 |
| Income before extraordinary items | $373,000 | 5,078 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $373,000 | 5,082 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $373,000 | 5,082 |
| Net charge-offs | $49,000 | 3,261 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $373,000 | 5,034 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 4,612 |
| Total interest expense | $149,000 | 5,249 |
| Net interest income | $2,480,000 | 4,493 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $464,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $161,000 | 3,625 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $303,000 | 3,582 |
| Total noninterest expense | $2,555,000 | 4,087 |
| Salaries and employee benefits | $1,360,000 | 4,127 |
| Premises and equipment expense | $309,000 | 3,904 |
| Additional noninterest expense | $886,000 | 3,973 |
| Pre-tax net operating income | $389,000 | 5,012 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $132,000 | 3,110 |
| Income before extraordinary items | $257,000 | 5,249 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $257,000 | 5,254 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $257,000 | 5,255 |
| Net charge-offs | $37,000 | 2,992 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $257,000 | 5,200 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 4,693 |
| Total interest expense | $101,000 | 5,284 |
| Net interest income | $1,617,000 | 4,564 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $305,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $106,000 | 3,627 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $199,000 | 3,644 |
| Total noninterest expense | $1,704,000 | 4,128 |
| Salaries and employee benefits | $914,000 | 4,148 |
| Premises and equipment expense | $198,000 | 4,005 |
| Additional noninterest expense | $592,000 | 3,988 |
| Pre-tax net operating income | $218,000 | 5,169 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $74,000 | 3,208 |
| Income before extraordinary items | $144,000 | 5,403 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $144,000 | 5,402 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $144,000 | 5,405 |
| Net charge-offs | $20,000 | 2,945 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $144,000 | 5,355 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 4,745 |
| Total interest expense | $50,000 | 5,338 |
| Net interest income | $798,000 | 4,617 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $159,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $52,000 | 3,639 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $107,000 | 3,498 |
| Total noninterest expense | $841,000 | 4,192 |
| Salaries and employee benefits | $448,000 | 4,223 |
| Premises and equipment expense | $102,000 | 3,983 |
| Additional noninterest expense | $291,000 | 4,035 |
| Pre-tax net operating income | $116,000 | 5,087 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $39,000 | 3,167 |
| Income before extraordinary items | $77,000 | 5,342 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $77,000 | 5,345 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $77,000 | 5,345 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $77,000 | 5,277 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 4,698 |
| Total interest expense | $195,000 | 5,518 |
| Net interest income | $3,386,000 | 4,554 |
| Provision for loan and lease losses | $20,000 | 4,238 |
| Total noninterest income | $569,000 | 4,079 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $231,000 | 3,676 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $338,000 | 3,858 |
| Total noninterest expense | $3,313,000 | 4,270 |
| Salaries and employee benefits | $1,757,000 | 4,277 |
| Premises and equipment expense | $401,000 | 4,087 |
| Additional noninterest expense | $1,155,000 | 4,126 |
| Pre-tax net operating income | $622,000 | 4,787 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $212,000 | 2,910 |
| Income before extraordinary items | $410,000 | 5,138 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $410,000 | 5,137 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $410,000 | 5,138 |
| Net charge-offs | $50,000 | 3,763 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $410,000 | 5,086 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 4,747 |
| Total interest expense | $147,000 | 5,584 |
| Net interest income | $2,540,000 | 4,595 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $419,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $172,000 | 3,741 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $247,000 | 3,930 |
| Total noninterest expense | $2,455,000 | 4,305 |
| Salaries and employee benefits | $1,311,000 | 4,292 |
| Premises and equipment expense | $285,000 | 4,254 |
| Additional noninterest expense | $859,000 | 4,174 |
| Pre-tax net operating income | $494,000 | 4,806 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $168,000 | 2,946 |
| Income before extraordinary items | $326,000 | 5,152 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $326,000 | 5,152 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $326,000 | 5,154 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $326,000 | 5,110 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 4,797 |
| Total interest expense | $99,000 | 5,634 |
| Net interest income | $1,680,000 | 4,619 |
| Provision for loan and lease losses | $5,000 | 4,053 |
| Total noninterest income | $280,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $109,000 | 3,796 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $171,000 | 3,870 |
| Total noninterest expense | $1,625,000 | 4,360 |
| Salaries and employee benefits | $875,000 | 4,327 |
| Premises and equipment expense | $184,000 | 4,355 |
| Additional noninterest expense | $566,000 | 4,230 |
| Pre-tax net operating income | $330,000 | 4,776 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $112,000 | 2,928 |
| Income before extraordinary items | $218,000 | 5,123 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $218,000 | 5,125 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $218,000 | 5,126 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $218,000 | 5,081 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $884,000 | 4,844 |
| Total interest expense | $51,000 | 5,674 |
| Net interest income | $833,000 | 4,678 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $128,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $53,000 | 3,826 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $75,000 | 3,997 |
| Total noninterest expense | $803,000 | 4,432 |
| Salaries and employee benefits | $437,000 | 4,376 |
| Premises and equipment expense | $91,000 | 4,427 |
| Additional noninterest expense | $275,000 | 4,306 |
| Pre-tax net operating income | $158,000 | 4,800 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $54,000 | 2,899 |
| Income before extraordinary items | $104,000 | 5,122 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $104,000 | 5,123 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $104,000 | 5,123 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $104,000 | 5,073 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 4,801 |
| Total interest expense | $230,000 | 5,752 |
| Net interest income | $3,488,000 | 4,604 |
| Provision for loan and lease losses | $75,000 | 3,934 |
| Total noninterest income | $589,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $243,000 | 3,754 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $346,000 | 3,892 |
| Total noninterest expense | $3,010,000 | 4,601 |
| Salaries and employee benefits | $1,748,000 | 4,386 |
| Premises and equipment expense | $356,000 | 4,494 |
| Additional noninterest expense | $906,000 | 4,801 |
| Pre-tax net operating income | $992,000 | 4,103 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $338,000 | 2,518 |
| Income before extraordinary items | $654,000 | 4,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $654,000 | 4,547 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $654,000 | 4,547 |
| Net charge-offs | $15,000 | 4,955 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $654,000 | 4,485 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 4,834 |
| Total interest expense | $176,000 | 5,829 |
| Net interest income | $2,624,000 | 4,629 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $431,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $185,000 | 3,753 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $246,000 | 4,040 |
| Total noninterest expense | $2,237,000 | 4,641 |
| Salaries and employee benefits | $1,333,000 | 4,363 |
| Premises and equipment expense | $271,000 | 4,482 |
| Additional noninterest expense | $633,000 | 4,966 |
| Pre-tax net operating income | $758,000 | 4,147 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $258,000 | 2,559 |
| Income before extraordinary items | $500,000 | 4,598 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $500,000 | 4,602 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $500,000 | 4,603 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $500,000 | 4,520 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 4,846 |
| Total interest expense | $119,000 | 5,870 |
| Net interest income | $1,756,000 | 4,635 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $292,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $124,000 | 3,720 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $168,000 | 4,053 |
| Total noninterest expense | $1,487,000 | 4,671 |
| Salaries and employee benefits | $921,000 | 4,308 |
| Premises and equipment expense | $176,000 | 4,543 |
| Additional noninterest expense | $390,000 | 5,153 |
| Pre-tax net operating income | $521,000 | 4,076 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $177,000 | 2,546 |
| Income before extraordinary items | $344,000 | 4,546 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $344,000 | 4,548 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $344,000 | 4,549 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $344,000 | 4,454 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 4,875 |
| Total interest expense | $59,000 | 5,958 |
| Net interest income | $878,000 | 4,659 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $147,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $61,000 | 3,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $86,000 | 3,976 |
| Total noninterest expense | $785,000 | 4,587 |
| Salaries and employee benefits | $467,000 | 4,317 |
| Premises and equipment expense | $90,000 | 4,538 |
| Additional noninterest expense | $228,000 | 4,854 |
| Pre-tax net operating income | $220,000 | 4,325 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $75,000 | 2,670 |
| Income before extraordinary items | $145,000 | 4,786 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $145,000 | 4,787 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $145,000 | 4,788 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $145,000 | 4,686 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 5,037 |
| Total interest expense | $292,000 | 6,011 |
| Net interest income | $3,449,000 | 4,787 |
| Provision for loan and lease losses | $75,000 | 4,908 |
| Total noninterest income | $596,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $250,000 | 3,847 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $346,000 | 3,843 |
| Total noninterest expense | $3,316,000 | 4,505 |
| Salaries and employee benefits | $1,843,000 | 4,336 |
| Premises and equipment expense | $375,000 | 4,449 |
| Additional noninterest expense | $1,098,000 | 4,572 |
| Pre-tax net operating income | $654,000 | 4,603 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $231,000 | 2,894 |
| Income before extraordinary items | $423,000 | 5,135 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $423,000 | 5,133 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $423,000 | 5,134 |
| Net charge-offs | $40,000 | 5,059 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $423,000 | 4,923 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 5,142 |
| Total interest expense | $226,000 | 6,108 |
| Net interest income | $2,551,000 | 4,903 |
| Provision for loan and lease losses | $60,000 | 4,806 |
| Total noninterest income | $456,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $185,000 | 3,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $271,000 | 3,826 |
| Total noninterest expense | $2,480,000 | 4,531 |
| Salaries and employee benefits | $1,375,000 | 4,371 |
| Premises and equipment expense | $286,000 | 4,466 |
| Additional noninterest expense | $819,000 | 4,612 |
| Pre-tax net operating income | $467,000 | 4,794 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $165,000 | 2,998 |
| Income before extraordinary items | $302,000 | 5,311 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $302,000 | 5,310 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $302,000 | 5,310 |
| Net charge-offs | $19,000 | 5,091 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $302,000 | 5,117 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 5,172 |
| Total interest expense | $156,000 | 6,154 |
| Net interest income | $1,692,000 | 4,940 |
| Provision for loan and lease losses | $45,000 | 4,652 |
| Total noninterest income | $297,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $123,000 | 3,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 3,862 |
| Total noninterest expense | $1,654,000 | 4,556 |
| Salaries and employee benefits | $919,000 | 4,384 |
| Premises and equipment expense | $194,000 | 4,443 |
| Additional noninterest expense | $541,000 | 4,640 |
| Pre-tax net operating income | $290,000 | 4,881 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $103,000 | 3,030 |
| Income before extraordinary items | $187,000 | 5,401 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $187,000 | 5,399 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $187,000 | 5,399 |
| Net charge-offs | $18,000 | 4,698 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $187,000 | 5,212 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $925,000 | 5,216 |
| Total interest expense | $83,000 | 6,160 |
| Net interest income | $842,000 | 4,975 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $142,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $61,000 | 3,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $81,000 | 4,014 |
| Total noninterest expense | $828,000 | 4,568 |
| Salaries and employee benefits | $458,000 | 4,418 |
| Premises and equipment expense | $96,000 | 4,486 |
| Additional noninterest expense | $274,000 | 4,614 |
| Pre-tax net operating income | $131,000 | 5,107 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $27,000 | 3,490 |
| Income before extraordinary items | $104,000 | 5,306 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $104,000 | 5,308 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $104,000 | 5,308 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $104,000 | 5,167 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,754,000 | 5,283 |
| Total interest expense | $341,000 | 6,422 |
| Net interest income | $3,413,000 | 4,967 |
| Provision for loan and lease losses | $188,000 | 4,692 |
| Total noninterest income | $591,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $229,000 | 4,136 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $362,000 | 3,572 |
| Total noninterest expense | $3,178,000 | 4,723 |
| Salaries and employee benefits | $1,763,000 | 4,518 |
| Premises and equipment expense | $338,000 | 4,959 |
| Additional noninterest expense | $1,077,000 | 4,731 |
| Pre-tax net operating income | $638,000 | 4,426 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $218,000 | 2,820 |
| Income before extraordinary items | $420,000 | 4,886 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $420,000 | 4,888 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $420,000 | 4,887 |
| Net charge-offs | $-9,000 | 7,007 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $420,000 | 4,754 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,832,000 | 5,330 |
| Total interest expense | $258,000 | 6,508 |
| Net interest income | $2,574,000 | 4,985 |
| Provision for loan and lease losses | $150,000 | 4,478 |
| Total noninterest income | $413,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $171,000 | 4,166 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $242,000 | 3,803 |
| Total noninterest expense | $2,362,000 | 4,752 |
| Salaries and employee benefits | $1,307,000 | 4,548 |
| Premises and equipment expense | $258,000 | 4,972 |
| Additional noninterest expense | $797,000 | 4,790 |
| Pre-tax net operating income | $475,000 | 4,547 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $162,000 | 2,847 |
| Income before extraordinary items | $313,000 | 4,992 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 4,993 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $313,000 | 4,993 |
| Net charge-offs | $-9,000 | 6,987 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $313,000 | 4,881 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 5,397 |
| Total interest expense | $176,000 | 6,582 |
| Net interest income | $1,701,000 | 5,015 |
| Provision for loan and lease losses | $105,000 | 4,333 |
| Total noninterest income | $270,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $111,000 | 4,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 3,845 |
| Total noninterest expense | $1,565,000 | 4,826 |
| Salaries and employee benefits | $868,000 | 4,594 |
| Premises and equipment expense | $170,000 | 5,045 |
| Additional noninterest expense | $527,000 | 4,865 |
| Pre-tax net operating income | $301,000 | 4,610 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $103,000 | 2,841 |
| Income before extraordinary items | $198,000 | 5,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $198,000 | 5,033 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $198,000 | 5,033 |
| Net charge-offs | $-6,000 | 6,894 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $198,000 | 4,939 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 5,398 |
| Total interest expense | $90,000 | 6,646 |
| Net interest income | $861,000 | 4,984 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $144,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $53,000 | 4,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $91,000 | 3,718 |
| Total noninterest expense | $768,000 | 4,908 |
| Salaries and employee benefits | $429,000 | 4,664 |
| Premises and equipment expense | $89,000 | 4,984 |
| Additional noninterest expense | $250,000 | 5,009 |
| Pre-tax net operating income | $177,000 | 4,411 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $60,000 | 2,687 |
| Income before extraordinary items | $117,000 | 4,805 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $117,000 | 4,804 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $117,000 | 4,806 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $117,000 | 4,740 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 5,671 |
| Total interest expense | $484,000 | 6,571 |
| Net interest income | $3,087,000 | 5,281 |
| Provision for loan and lease losses | $176,000 | 5,497 |
| Total noninterest income | $643,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $306,000 | 3,598 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $337,000 | 3,786 |
| Total noninterest expense | $3,214,000 | 4,817 |
| Salaries and employee benefits | $1,692,000 | 4,706 |
| Premises and equipment expense | $393,000 | 4,796 |
| Additional noninterest expense | $1,129,000 | 4,761 |
| Pre-tax net operating income | $340,000 | 4,791 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $126,000 | 3,053 |
| Income before extraordinary items | $214,000 | 5,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $214,000 | 5,230 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $214,000 | 5,230 |
| Net charge-offs | $31,000 | 6,188 |
| Cash dividends | $165,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $214,000 | 5,091 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 5,805 |
| Total interest expense | $376,000 | 6,654 |
| Net interest income | $2,265,000 | 5,403 |
| Provision for loan and lease losses | $131,000 | 5,431 |
| Total noninterest income | $495,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $242,000 | 3,557 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $253,000 | 3,822 |
| Total noninterest expense | $2,402,000 | 4,844 |
| Salaries and employee benefits | $1,279,000 | 4,719 |
| Premises and equipment expense | $298,000 | 4,854 |
| Additional noninterest expense | $825,000 | 4,838 |
| Pre-tax net operating income | $227,000 | 5,148 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $85,000 | 3,227 |
| Income before extraordinary items | $142,000 | 5,547 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $142,000 | 5,548 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $142,000 | 5,548 |
| Net charge-offs | $25,000 | 5,919 |
| Cash dividends | $165,000 | 2,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $142,000 | 5,382 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 5,883 |
| Total interest expense | $256,000 | 6,718 |
| Net interest income | $1,483,000 | 5,472 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $331,000 | 4,053 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $168,000 | 3,485 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $163,000 | 3,845 |
| Total noninterest expense | $1,594,000 | 4,876 |
| Salaries and employee benefits | $856,000 | 4,735 |
| Premises and equipment expense | $193,000 | 4,959 |
| Additional noninterest expense | $545,000 | 4,854 |
| Pre-tax net operating income | $130,000 | 5,325 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $49,000 | 3,292 |
| Income before extraordinary items | $81,000 | 5,672 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $81,000 | 5,675 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $81,000 | 5,674 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $165,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $81,000 | 5,551 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 6,016 |
| Total interest expense | $131,000 | 6,802 |
| Net interest income | $710,000 | 5,616 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $153,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $82,000 | 3,542 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $71,000 | 4,108 |
| Total noninterest expense | $802,000 | 4,908 |
| Salaries and employee benefits | $436,000 | 4,744 |
| Premises and equipment expense | $96,000 | 5,057 |
| Additional noninterest expense | $270,000 | 4,891 |
| Pre-tax net operating income | $16,000 | 6,064 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $9,000 | 6,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,000 | 6,273 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $9,000 | 6,272 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $9,000 | 6,162 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,609,000 | 5,956 |
| Total interest expense | $767,000 | 6,549 |
| Net interest income | $2,842,000 | 5,531 |
| Provision for loan and lease losses | $165,000 | 5,976 |
| Total noninterest income | $587,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $324,000 | 3,736 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $263,000 | 4,197 |
| Total noninterest expense | $2,813,000 | 5,360 |
| Salaries and employee benefits | $1,516,000 | 5,159 |
| Premises and equipment expense | $314,000 | 5,540 |
| Additional noninterest expense | $983,000 | 5,287 |
| Pre-tax net operating income | $451,000 | 4,106 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $154,000 | 2,586 |
| Income before extraordinary items | $297,000 | 4,476 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $297,000 | 4,476 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $297,000 | 4,477 |
| Net charge-offs | $44,000 | 6,278 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $297,000 | 4,406 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 5,954 |
| Total interest expense | $604,000 | 6,589 |
| Net interest income | $2,168,000 | 5,497 |
| Provision for loan and lease losses | $135,000 | 5,613 |
| Total noninterest income | $407,000 | 4,634 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $237,000 | 3,799 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $170,000 | 4,563 |
| Total noninterest expense | $2,064,000 | 5,424 |
| Salaries and employee benefits | $1,098,000 | 5,302 |
| Premises and equipment expense | $239,000 | 5,566 |
| Additional noninterest expense | $727,000 | 5,297 |
| Pre-tax net operating income | $376,000 | 4,270 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $128,000 | 2,696 |
| Income before extraordinary items | $248,000 | 4,637 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $248,000 | 4,635 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $248,000 | 4,638 |
| Net charge-offs | $32,000 | 5,988 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $248,000 | 4,576 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 5,993 |
| Total interest expense | $416,000 | 6,638 |
| Net interest income | $1,458,000 | 5,476 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $269,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $155,000 | 3,812 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $114,000 | 4,574 |
| Total noninterest expense | $1,373,000 | 5,480 |
| Salaries and employee benefits | $728,000 | 5,373 |
| Premises and equipment expense | $162,000 | 5,581 |
| Additional noninterest expense | $483,000 | 5,338 |
| Pre-tax net operating income | $264,000 | 4,321 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $90,000 | 2,712 |
| Income before extraordinary items | $174,000 | 4,708 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $174,000 | 4,704 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $174,000 | 4,704 |
| Net charge-offs | $30,000 | 5,342 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $174,000 | 4,615 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 6,038 |
| Total interest expense | $219,000 | 6,650 |
| Net interest income | $718,000 | 5,504 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $127,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $73,000 | 3,879 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $645,000 | 5,614 |
| Salaries and employee benefits | $356,000 | 5,492 |
| Premises and equipment expense | $85,000 | 5,522 |
| Additional noninterest expense | $204,000 | 5,553 |
| Pre-tax net operating income | $155,000 | 4,453 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $53,000 | 2,828 |
| Income before extraordinary items | $102,000 | 4,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 4,942 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $102,000 | 4,941 |
| Net charge-offs | $13,000 | 4,614 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $102,000 | 4,771 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 6,027 |
| Total interest expense | $1,008,000 | 6,764 |
| Net interest income | $2,955,000 | 5,455 |
| Provision for loan and lease losses | $135,000 | 5,687 |
| Total noninterest income | $584,000 | 4,532 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $326,000 | 3,862 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $258,000 | 4,371 |
| Total noninterest expense | $2,522,000 | 5,624 |
| Salaries and employee benefits | $1,309,000 | 5,734 |
| Premises and equipment expense | $329,000 | 5,578 |
| Additional noninterest expense | $884,000 | 5,190 |
| Pre-tax net operating income | $882,000 | 3,989 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $300,000 | 2,399 |
| Income before extraordinary items | $582,000 | 4,222 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $582,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,033 |
| Cash dividends | $190,000 | 4,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $582,000 | 4,377 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 6,082 |
| Total interest expense | $767,000 | 6,852 |
| Net interest income | $2,234,000 | 5,476 |
| Provision for loan and lease losses | $95,000 | 5,209 |
| Total noninterest income | $440,000 | 4,629 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $246,000 | 3,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $194,000 | 4,482 |
| Total noninterest expense | $1,886,000 | 5,638 |
| Salaries and employee benefits | $981,000 | 5,750 |
| Premises and equipment expense | $250,000 | 5,577 |
| Additional noninterest expense | $655,000 | 5,165 |
| Pre-tax net operating income | $693,000 | 4,363 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $236,000 | 2,739 |
| Income before extraordinary items | $457,000 | 4,593 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $457,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,309 |
| Cash dividends | $190,000 | 3,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $457,000 | 4,741 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 6,114 |
| Total interest expense | $542,000 | 6,879 |
| Net interest income | $1,484,000 | 5,501 |
| Provision for loan and lease losses | $65,000 | 4,825 |
| Total noninterest income | $295,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $164,000 | 3,882 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $131,000 | 4,538 |
| Total noninterest expense | $1,244,000 | 5,696 |
| Salaries and employee benefits | $655,000 | 5,794 |
| Premises and equipment expense | $165,000 | 5,639 |
| Additional noninterest expense | $424,000 | 5,245 |
| Pre-tax net operating income | $470,000 | 4,474 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $160,000 | 2,942 |
| Income before extraordinary items | $310,000 | 4,938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $310,000 | 4,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,966 |
| Cash dividends | $190,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $310,000 | 4,879 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 6,186 |
| Total interest expense | $296,000 | 6,860 |
| Net interest income | $720,000 | 5,605 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $136,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $79,000 | 3,905 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,793 |
| Total noninterest expense | $618,000 | 5,727 |
| Salaries and employee benefits | $327,000 | 5,848 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $207,000 | 5,273 |
| Pre-tax net operating income | $213,000 | 4,845 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $72,000 | 3,180 |
| Income before extraordinary items | $141,000 | 5,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $141,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $141,000 | 5,214 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 6,219 |
| Total interest expense | $1,249,000 | 6,793 |
| Net interest income | $2,766,000 | 5,703 |
| Provision for loan and lease losses | $116,000 | 4,724 |
| Total noninterest income | $419,000 | 5,398 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $291,000 | 4,139 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $128,000 | 5,841 |
| Total noninterest expense | $2,228,000 | 5,918 |
| Salaries and employee benefits | $1,145,000 | 6,102 |
| Premises and equipment expense | $294,000 | 5,823 |
| Additional noninterest expense | $789,000 | 5,394 |
| Pre-tax net operating income | $841,000 | 5,085 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $280,000 | 3,459 |
| Income before extraordinary items | $561,000 | 5,479 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $561,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,283 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $561,000 | 5,460 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 6,276 |
| Total interest expense | $923,000 | 6,836 |
| Net interest income | $2,055,000 | 5,760 |
| Provision for loan and lease losses | $91,000 | 4,243 |
| Total noninterest income | $308,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $212,000 | 4,222 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $96,000 | 5,873 |
| Total noninterest expense | $1,633,000 | 5,957 |
| Salaries and employee benefits | $830,000 | 6,199 |
| Premises and equipment expense | $223,000 | 5,808 |
| Additional noninterest expense | $580,000 | 5,405 |
| Pre-tax net operating income | $639,000 | 5,312 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $211,000 | 3,661 |
| Income before extraordinary items | $428,000 | 5,687 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $428,000 | 5,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $428,000 | 5,671 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 6,373 |
| Total interest expense | $598,000 | 6,917 |
| Net interest income | $1,337,000 | 5,861 |
| Provision for loan and lease losses | $46,000 | 4,481 |
| Total noninterest income | $195,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $130,000 | 4,398 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $65,000 | 5,877 |
| Total noninterest expense | $1,063,000 | 6,076 |
| Salaries and employee benefits | $544,000 | 6,295 |
| Premises and equipment expense | $147,000 | 5,868 |
| Additional noninterest expense | $372,000 | 5,513 |
| Pre-tax net operating income | $423,000 | 5,394 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $137,000 | 3,755 |
| Income before extraordinary items | $286,000 | 5,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $286,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $286,000 | 5,753 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $904,000 | 6,547 |
| Total interest expense | $271,000 | 7,105 |
| Net interest income | $633,000 | 6,018 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $96,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $31,000 | 5,926 |
| Total noninterest expense | $520,000 | 6,182 |
| Salaries and employee benefits | $271,000 | 6,345 |
| Premises and equipment expense | $74,000 | 5,891 |
| Additional noninterest expense | $175,000 | 5,662 |
| Pre-tax net operating income | $194,000 | 5,586 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $59,000 | 3,933 |
| Income before extraordinary items | $135,000 | 5,860 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $135,000 | 5,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $135,000 | 5,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,931,000 | 6,830 |
| Total interest expense | $844,000 | 7,242 |
| Net interest income | $2,087,000 | 6,461 |
| Provision for loan and lease losses | $63,000 | 5,280 |
| Total noninterest income | $346,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $241,000 | 4,583 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $105,000 | 6,245 |
| Total noninterest expense | $1,840,000 | 6,381 |
| Salaries and employee benefits | $910,000 | 6,630 |
| Premises and equipment expense | $274,000 | 5,968 |
| Additional noninterest expense | $656,000 | 5,819 |
| Pre-tax net operating income | $530,000 | 6,389 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $161,000 | 4,523 |
| Income before extraordinary items | $369,000 | 6,636 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $369,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,325 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $2,088,000 | 402 |
| Net operating income | $369,000 | 6,637 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 6,970 |
| Total interest expense | $605,000 | 7,308 |
| Net interest income | $1,493,000 | 6,635 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $245,000 | 6,058 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $175,000 | 4,704 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,429 |
| Total noninterest expense | $1,377,000 | 6,395 |
| Salaries and employee benefits | $661,000 | 6,704 |
| Premises and equipment expense | $226,000 | 5,764 |
| Additional noninterest expense | $490,000 | 5,823 |
| Pre-tax net operating income | $334,000 | 6,853 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $84,000 | 5,083 |
| Income before extraordinary items | $250,000 | 6,977 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $250,000 | 6,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $2,088,000 | 303 |
| Net operating income | $250,000 | 6,980 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 7,097 |
| Total interest expense | $387,000 | 7,337 |
| Net interest income | $927,000 | 6,848 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $155,000 | 6,175 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $107,000 | 4,870 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,430 |
| Total noninterest expense | $926,000 | 6,380 |
| Salaries and employee benefits | $433,000 | 6,786 |
| Premises and equipment expense | $151,000 | 5,755 |
| Additional noninterest expense | $342,000 | 5,683 |
| Pre-tax net operating income | $138,000 | 7,457 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $34,000 | 5,495 |
| Income before extraordinary items | $104,000 | 7,506 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $104,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $2,088,000 | 209 |
| Net operating income | $104,000 | 7,512 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 7,147 |
| Total interest expense | $190,000 | 7,320 |
| Net interest income | $446,000 | 6,964 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $69,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $445,000 | 6,505 |
| Salaries and employee benefits | $217,000 | 6,786 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $152,000 | 6,015 |
| Pre-tax net operating income | $61,000 | 7,560 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $46,000 | 7,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 7,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $46,000 | 7,599 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 7,377 |
| Total interest expense | $514,000 | 7,578 |
| Net interest income | $1,566,000 | 7,210 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $260,000 | 6,604 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $184,000 | 5,211 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,827 |
| Total noninterest expense | $1,526,000 | 6,839 |
| Salaries and employee benefits | $796,000 | 6,944 |
| Premises and equipment expense | $183,000 | 6,914 |
| Additional noninterest expense | $547,000 | 6,311 |
| Pre-tax net operating income | $264,000 | 7,513 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $10,000 | 6,543 |
| Income before extraordinary items | $254,000 | 7,360 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $254,000 | 7,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $254,000 | 7,338 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 7,478 |
| Total interest expense | $352,000 | 7,671 |
| Net interest income | $1,139,000 | 7,313 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $185,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $132,000 | 5,338 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,977 |
| Total noninterest expense | $1,080,000 | 6,983 |
| Salaries and employee benefits | $569,000 | 7,050 |
| Premises and equipment expense | $128,000 | 7,046 |
| Additional noninterest expense | $383,000 | 6,482 |
| Pre-tax net operating income | $217,000 | 7,566 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $217,000 | 7,352 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $217,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $217,000 | 7,325 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $967,000 | 7,519 |
| Total interest expense | $215,000 | 7,744 |
| Net interest income | $752,000 | 7,342 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $116,000 | 6,819 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $80,000 | 5,480 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $717,000 | 7,004 |
| Salaries and employee benefits | $374,000 | 7,094 |
| Premises and equipment expense | $85,000 | 7,031 |
| Additional noninterest expense | $258,000 | 6,435 |
| Pre-tax net operating income | $133,000 | 7,646 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $133,000 | 7,484 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $133,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $133,000 | 7,440 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $467,000 | 7,623 |
| Total interest expense | $97,000 | 7,881 |
| Net interest income | $370,000 | 7,424 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $59,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $38,000 | 5,561 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $358,000 | 7,047 |
| Salaries and employee benefits | $188,000 | 7,135 |
| Premises and equipment expense | $43,000 | 7,087 |
| Additional noninterest expense | $127,000 | 6,504 |
| Pre-tax net operating income | $62,000 | 7,747 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $62,000 | 7,556 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $62,000 | 7,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $62,000 | 7,530 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 7,706 |
| Total interest expense | $303,000 | 8,089 |
| Net interest income | $1,376,000 | 7,490 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $211,000 | 7,059 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $146,000 | 5,834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,078 |
| Total noninterest expense | $1,323,000 | 7,220 |
| Salaries and employee benefits | $693,000 | 7,314 |
| Premises and equipment expense | $168,000 | 7,138 |
| Additional noninterest expense | $462,000 | 6,785 |
| Pre-tax net operating income | $228,000 | 7,679 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $228,000 | 7,504 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $228,000 | 7,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,720 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $228,000 | 7,464 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 7,780 |
| Total interest expense | $221,000 | 8,152 |
| Net interest income | $1,009,000 | 7,562 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $151,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $108,000 | 5,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 7,253 |
| Total noninterest expense | $969,000 | 7,240 |
| Salaries and employee benefits | $501,000 | 7,338 |
| Premises and equipment expense | $127,000 | 7,085 |
| Additional noninterest expense | $341,000 | 6,792 |
| Pre-tax net operating income | $164,000 | 7,858 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $164,000 | 7,699 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $164,000 | 7,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,128 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $164,000 | 7,646 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $800,000 | 7,870 |
| Total interest expense | $145,000 | 8,237 |
| Net interest income | $655,000 | 7,643 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $97,000 | 7,299 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $69,000 | 5,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,329 |
| Total noninterest expense | $642,000 | 7,306 |
| Salaries and employee benefits | $331,000 | 7,424 |
| Premises and equipment expense | $83,000 | 7,150 |
| Additional noninterest expense | $228,000 | 6,815 |
| Pre-tax net operating income | $92,000 | 7,982 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $92,000 | 7,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $92,000 | 7,796 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 7,941 |
| Total interest expense | $71,000 | 8,324 |
| Net interest income | $320,000 | 7,720 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $51,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 5,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $319,000 | 7,360 |
| Salaries and employee benefits | $163,000 | 7,505 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $114,000 | 6,822 |
| Pre-tax net operating income | $43,000 | 8,009 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $43,000 | 7,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $43,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $43,000 | 7,854 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 8,053 |
| Total interest expense | $320,000 | 8,399 |
| Net interest income | $1,202,000 | 7,815 |
| Provision for loan and lease losses | $49,000 | 6,327 |
| Total noninterest income | $197,000 | 7,384 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $148,000 | 5,881 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $49,000 | 7,593 |
| Total noninterest expense | $1,237,000 | 7,400 |
| Salaries and employee benefits | $627,000 | 7,592 |
| Premises and equipment expense | $180,000 | 7,024 |
| Additional noninterest expense | $420,000 | 7,039 |
| Pre-tax net operating income | $113,000 | 8,151 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $113,000 | 8,163 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $113,000 | 8,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $113,000 | 8,045 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 8,143 |
| Total interest expense | $250,000 | 8,471 |
| Net interest income | $894,000 | 7,890 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $142,000 | 7,487 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $108,000 | 5,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $915,000 | 7,428 |
| Salaries and employee benefits | $455,000 | 7,629 |
| Premises and equipment expense | $141,000 | 6,941 |
| Additional noninterest expense | $319,000 | 6,981 |
| Pre-tax net operating income | $81,000 | 8,322 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $81,000 | 8,343 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $81,000 | 8,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $81,000 | 8,224 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $757,000 | 8,211 |
| Total interest expense | $176,000 | 8,496 |
| Net interest income | $581,000 | 7,956 |
| Provision for loan and lease losses | $22,000 | 6,241 |
| Total noninterest income | $100,000 | 7,400 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $74,000 | 5,920 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $609,000 | 7,448 |
| Salaries and employee benefits | $304,000 | 7,658 |
| Premises and equipment expense | $95,000 | 6,893 |
| Additional noninterest expense | $210,000 | 7,008 |
| Pre-tax net operating income | $50,000 | 8,363 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $50,000 | 8,423 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $50,000 | 8,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $50,000 | 8,291 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $372,000 | 8,284 |
| Total interest expense | $91,000 | 8,542 |
| Net interest income | $281,000 | 8,067 |
| Provision for loan and lease losses | $11,000 | 6,010 |
| Total noninterest income | $47,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $299,000 | 7,524 |
| Salaries and employee benefits | $153,000 | 7,669 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $99,000 | 7,172 |
| Pre-tax net operating income | $18,000 | 8,479 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $18,000 | 8,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $18,000 | 8,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $18,000 | 8,395 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 8,578 |
| Total interest expense | $362,000 | 8,758 |
| Net interest income | $947,000 | 8,348 |
| Provision for loan and lease losses | $85,000 | 5,981 |
| Total noninterest income | $138,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $110,000 | 6,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $1,131,000 | 7,640 |
| Salaries and employee benefits | $586,000 | 7,758 |
| Premises and equipment expense | $175,000 | 7,092 |
| Additional noninterest expense | $370,000 | 7,346 |
| Pre-tax net operating income | $-131,000 | 8,789 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-13,000 | 8,877 |
| Income before extraordinary items | $-118,000 | 8,854 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-118,000 | 8,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-118,000 | 8,794 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 9,282 |
| Total interest expense | $290,000 | 9,302 |
| Net interest income | $497,000 | 9,195 |
| Provision for loan and lease losses | $106,000 | 5,492 |
| Total noninterest income | $59,000 | 9,059 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $37,000 | 7,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $22,000 | 8,652 |
| Total noninterest expense | $969,000 | 8,039 |
| Salaries and employee benefits | $539,000 | 7,982 |
| Premises and equipment expense | $148,000 | 7,555 |
| Additional noninterest expense | $282,000 | 7,986 |
| Pre-tax net operating income | $-519,000 | 9,174 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-519,000 | 9,244 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-519,000 | 9,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-519,000 | 9,207 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $78,000 | 9,869 |
| Total interest expense | $29,000 | 9,802 |
| Net interest income | $49,000 | 9,871 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $448,000 | 9,494 |
| Salaries and employee benefits | $244,000 | 9,483 |
| Premises and equipment expense | $49,000 | 9,385 |
| Additional noninterest expense | $155,000 | 9,195 |
| Pre-tax net operating income | $-409,000 | 9,483 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-61,000 | 9,515 |
| Income before extraordinary items | $-348,000 | 9,481 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-348,000 | 9,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $4,014,000 | 254 |
| Net operating income | $-348,000 | 9,484 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.