Home > Kilgore First National Bank > Income and Expense
Kilgore First National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,193,000 | 3,183 |
| Total interest expense | $3,549,000 | 4,096 |
| Net interest income | $6,644,000 | 2,616 |
| Provision for loan and lease losses | $1,322,000 | 797 |
| Total noninterest income | $1,378,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,020,000 | 1,258 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $358,000 | 3,532 |
| Total noninterest expense | $5,176,000 | 2,486 |
| Salaries and employee benefits | $2,336,000 | 2,832 |
| Premises and equipment expense | $763,000 | 2,529 |
| Additional noninterest expense | $2,077,000 | 2,018 |
| Pre-tax net operating income | $1,524,000 | 4,441 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $542,000 | 3,977 |
| Income before extraordinary items | $982,000 | 4,764 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $982,000 | 4,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,217,000 | 701 |
| Cash dividends | $2,400,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $982,000 | 4,701 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,015,000 | 2,983 |
| Total interest expense | $3,646,000 | 4,032 |
| Net interest income | $7,369,000 | 2,434 |
| Provision for loan and lease losses | $588,000 | 1,543 |
| Total noninterest income | $1,397,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,060,000 | 1,260 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $337,000 | 3,792 |
| Total noninterest expense | $4,890,000 | 2,796 |
| Salaries and employee benefits | $2,151,000 | 3,107 |
| Premises and equipment expense | $742,000 | 2,631 |
| Additional noninterest expense | $1,997,000 | 2,460 |
| Pre-tax net operating income | $3,288,000 | 2,178 |
| Securities gains (losses) | $28,000 | 1,737 |
| Applicable income taxes | $1,167,000 | 2,050 |
| Income before extraordinary items | $2,149,000 | 2,287 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,149,000 | 2,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,178 |
| Cash dividends | $2,300,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,130,800 | 2,256 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,096,000 | 2,991 |
| Total interest expense | $3,623,000 | 4,027 |
| Net interest income | $7,473,000 | 2,408 |
| Provision for loan and lease losses | $280,000 | 2,381 |
| Total noninterest income | $1,459,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,131,000 | 1,182 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $328,000 | 3,788 |
| Total noninterest expense | $5,007,000 | 2,717 |
| Salaries and employee benefits | $2,129,000 | 3,113 |
| Premises and equipment expense | $748,000 | 2,646 |
| Additional noninterest expense | $2,130,000 | 2,285 |
| Pre-tax net operating income | $3,645,000 | 2,014 |
| Securities gains (losses) | $-27,000 | 10,774 |
| Applicable income taxes | $1,309,000 | 1,856 |
| Income before extraordinary items | $2,309,000 | 2,187 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,309,000 | 2,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,514 |
| Cash dividends | $1,750,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,326,280 | 2,143 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 7,913 |
| Total interest expense | $951,000 | 8,903 |
| Net interest income | $2,134,000 | 7,239 |
| Provision for loan and lease losses | $-51,000 | 12,012 |
| Total noninterest income | $401,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $331,000 | 4,019 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $70,000 | 8,653 |
| Total noninterest expense | $1,572,000 | 7,373 |
| Salaries and employee benefits | $650,000 | 8,270 |
| Premises and equipment expense | $253,000 | 6,473 |
| Additional noninterest expense | $669,000 | 6,546 |
| Pre-tax net operating income | $1,014,000 | 5,891 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $359,000 | 5,167 |
| Income before extraordinary items | $655,000 | 6,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $655,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $655,000 | 6,260 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,976,000 | 3,428 |
| Total interest expense | $3,019,000 | 4,093 |
| Net interest income | $5,957,000 | 3,049 |
| Provision for loan and lease losses | $330,000 | 2,800 |
| Total noninterest income | $1,511,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,121,000 | 1,199 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $390,000 | 3,812 |
| Total noninterest expense | $5,002,000 | 2,855 |
| Salaries and employee benefits | $2,060,000 | 3,190 |
| Premises and equipment expense | $582,000 | 3,421 |
| Additional noninterest expense | $2,360,000 | 2,366 |
| Pre-tax net operating income | $2,136,000 | 3,108 |
| Securities gains (losses) | $159,000 | 1,923 |
| Applicable income taxes | $717,000 | 3,051 |
| Income before extraordinary items | $1,578,000 | 3,090 |
| Extraordinary gains, net | $225,000 | 928 |
| Net income | $1,803,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,338 |
| Cash dividends | $585,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,468,290 | 3,132 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,980,000 | 4,298 |
| Total interest expense | $3,150,000 | 4,950 |
| Net interest income | $4,830,000 | 3,768 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $940,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $702,000 | 1,925 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $238,000 | 5,127 |
| Total noninterest expense | $3,386,000 | 4,054 |
| Salaries and employee benefits | $1,395,000 | 4,518 |
| Premises and equipment expense | $343,000 | 5,446 |
| Additional noninterest expense | $1,648,000 | 3,320 |
| Pre-tax net operating income | $2,254,000 | 2,768 |
| Securities gains (losses) | $236,000 | 1,796 |
| Applicable income taxes | $750,000 | 2,772 |
| Income before extraordinary items | $1,740,000 | 2,644 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,740,000 | 2,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 5,843 |
| Cash dividends | $755,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,574,800 | 2,701 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.