Home > KFS Bank, F.S.B. > Assets and Liabilities
KFS Bank, F.S.B., Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 145 | 1,170 |
| Assets and Liabilities | ||
| Total Assets: | $509,647,000 | 1,096 |
| Cash and due from depository institutions | $34,349,000 | 1,170 |
| Interest-bearing balances | $22,892,000 | 328 |
| Securities | $66,977,000 | 1,897 |
| Federal funds sold & reverse repurchase agreements | $32,040,000 | 447 |
| Net loans & leases | $339,832,000 | 1,047 |
| Loan loss allowance | $3,039,000 | 1,517 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,772,000 | 755 |
| Other real estate owned | $367,000 | 1,170 |
| Goodwill and other intangibles | $4,646,000 | 741 |
| All other assets | $19,664,000 | 793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $509,647,000 | 1,096 |
| Total liabilities | $468,624,000 | 1,085 |
| Total deposits | $419,465,000 | 1,026 |
| Interest-bearing deposits | $419,465,000 | 891 |
| Deposits held in domestic offices | $419,465,000 | 1,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,400,000 | 771 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $29,200,000 | 1,237 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,559,000 | 2,337 |
| Total equity capital | $41,023,000 | 1,338 |
| Total bank equity capital | $41,023,000 | 1,338 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $17,000 | 8,069 |
| Surplus | $8,286,000 | 2,256 |
| Undivided profits | $32,720,000 | 1,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,416,000 | 620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,799,000 | 1,694 |
| Earning assets | $461,741,000 | 1,108 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $520,205,250 | 1,043 |
| Average Assets, quarterly | $513,593,000 | 1,082 |
| Volatile liabilities | $123,773,000 | 895 |
| Insider loans | $471,000 | 5,581 |
| FHLB advances | $29,200,000 | 1,131 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $54,065,000 | 1,384 |
| Tier 1 (core) risk-based capital | $36,043,000 | 1,427 |
| Tier 2 risk-based capital | $3,039,000 | 1,443 |
| Total risk weighted assets | $311,037,000 | 1,219 |
| Total unused commitments | $54,065,000 | 1,387 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 160 | 1,045 |
| Assets and Liabilities | ||
| Total Assets: | $517,539,000 | 1,071 |
| Cash and due from depository institutions | $40,227,000 | 1,045 |
| Interest-bearing balances | $26,242,000 | 316 |
| Securities | $68,952,000 | 1,808 |
| Federal funds sold & reverse repurchase agreements | $29,243,000 | 537 |
| Net loans & leases | $343,818,000 | 1,031 |
| Loan loss allowance | $2,983,000 | 1,524 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,824,000 | 742 |
| Other real estate owned | $182,000 | 1,045 |
| Goodwill and other intangibles | $4,267,000 | 756 |
| All other assets | $19,026,000 | 786 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $517,539,000 | 1,071 |
| Total liabilities | $476,974,000 | 1,052 |
| Total deposits | $427,632,000 | 1,008 |
| Interest-bearing deposits | $391,961,000 | 948 |
| Deposits held in domestic offices | $427,632,000 | 1,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,400,000 | 740 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $29,500,000 | 1,224 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,442,000 | 2,570 |
| Total equity capital | $40,565,000 | 1,345 |
| Total bank equity capital | $40,565,000 | 1,345 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $17,000 | 8,098 |
| Surplus | $8,286,000 | 2,213 |
| Undivided profits | $32,262,000 | 1,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,167,000 | 407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,829,000 | 1,549 |
| Earning assets | $468,255,000 | 1,080 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $523,724,670 | 1,031 |
| Average Assets, quarterly | $516,850,500 | 1,055 |
| Volatile liabilities | $126,891,000 | 867 |
| Insider loans | $564,000 | 5,203 |
| FHLB advances | $29,500,000 | 1,122 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $66,164,000 | 1,151 |
| Tier 1 (core) risk-based capital | $35,207,000 | 1,434 |
| Tier 2 risk-based capital | $2,983,000 | 1,426 |
| Total risk weighted assets | $315,472,000 | 1,192 |
| Total unused commitments | $66,164,000 | 1,162 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 157 | 1,057 |
| Assets and Liabilities | ||
| Total Assets: | $516,162,000 | 1,045 |
| Cash and due from depository institutions | $19,322,000 | 1,057 |
| Interest-bearing balances | $6,753,000 | 1,194 |
| Securities | $80,522,000 | 1,552 |
| Federal funds sold & reverse repurchase agreements | $22,111,000 | 722 |
| Net loans & leases | $361,330,000 | 954 |
| Loan loss allowance | $2,498,000 | 1,765 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,439,000 | 953 |
| Other real estate owned | $133,000 | 1,057 |
| Goodwill and other intangibles | $4,567,000 | 714 |
| All other assets | $18,738,000 | 791 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $516,162,000 | 1,045 |
| Total liabilities | $473,725,000 | 1,035 |
| Total deposits | $422,841,000 | 986 |
| Interest-bearing deposits | $386,359,000 | 954 |
| Deposits held in domestic offices | $422,841,000 | 984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,400,000 | 722 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $29,800,000 | 1,159 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,684,000 | 1,646 |
| Total equity capital | $42,437,000 | 1,254 |
| Total bank equity capital | $42,437,000 | 1,254 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $17,000 | 8,139 |
| Surplus | $8,286,000 | 2,180 |
| Undivided profits | $34,134,000 | 933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,005,000 | 349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,299,000 | 1,221 |
| Earning assets | $470,716,000 | 1,054 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $526,817,500 | 1,021 |
| Average Assets, quarterly | $526,817,500 | 1,021 |
| Volatile liabilities | $121,571,000 | 874 |
| Insider loans | $810,000 | 4,402 |
| FHLB advances | $29,800,000 | 1,072 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $55,835,000 | 1,272 |
| Tier 1 (core) risk-based capital | $36,943,000 | 1,341 |
| Tier 2 risk-based capital | $2,498,000 | 1,640 |
| Total risk weighted assets | $322,934,000 | 1,131 |
| Total unused commitments | $55,835,000 | 1,282 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 158 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $537,473,000 | 1,000 |
| Cash and due from depository institutions | $16,577,000 | 1,035 |
| Interest-bearing balances | $4,013,000 | 1,646 |
| Securities | $86,341,000 | 1,427 |
| Federal funds sold & reverse repurchase agreements | $19,178,000 | 731 |
| Net loans & leases | $384,075,000 | 884 |
| Loan loss allowance | $3,059,000 | 1,436 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,612,000 | 914 |
| Other real estate owned | $303,000 | 1,035 |
| Goodwill and other intangibles | $4,804,000 | 681 |
| All other assets | $16,583,000 | 858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $537,473,000 | 1,000 |
| Total liabilities | $495,859,000 | 977 |
| Total deposits | $433,712,000 | 956 |
| Interest-bearing deposits | $403,178,000 | 896 |
| Deposits held in domestic offices | $433,712,000 | 953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,600,000 | 591 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $32,100,000 | 1,101 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,447,000 | 1,738 |
| Total equity capital | $41,614,000 | 1,258 |
| Total bank equity capital | $41,614,000 | 1,258 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $17,000 | 8,173 |
| Surplus | $8,286,000 | 2,142 |
| Undivided profits | $33,311,000 | 930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,273,000 | 368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,381,000 | 1,217 |
| Earning assets | $493,607,000 | 991 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $525,738,600 | 976 |
| Average Assets, quarterly | $539,880,500 | 991 |
| Volatile liabilities | $135,095,000 | 793 |
| Insider loans | $859,000 | 4,288 |
| FHLB advances | $32,100,000 | 997 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $50,207,000 | 1,335 |
| Tier 1 (core) risk-based capital | $35,726,000 | 1,353 |
| Tier 2 risk-based capital | $3,059,000 | 1,338 |
| Total risk weighted assets | $338,002,000 | 1,060 |
| Total unused commitments | $50,462,000 | 1,330 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 164 | 983 |
| Assets and Liabilities | ||
| Total Assets: | $488,281,000 | 1,051 |
| Cash and due from depository institutions | $15,432,000 | 983 |
| Interest-bearing balances | $3,965,000 | 1,500 |
| Securities | $50,493,000 | 2,180 |
| Federal funds sold & reverse repurchase agreements | $7,113,000 | 2,046 |
| Net loans & leases | $394,338,000 | 847 |
| Loan loss allowance | $2,558,000 | 1,598 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $8,213,000 | 1,040 |
| Other real estate owned | $438,000 | 983 |
| Goodwill and other intangibles | $4,858,000 | 643 |
| All other assets | $7,396,000 | 1,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $488,281,000 | 1,051 |
| Total liabilities | $448,863,000 | 1,035 |
| Total deposits | $417,085,000 | 954 |
| Interest-bearing deposits | $389,326,000 | 883 |
| Deposits held in domestic offices | $417,085,000 | 953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $30,000,000 | 1,055 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,778,000 | 2,207 |
| Total equity capital | $39,418,000 | 1,243 |
| Total bank equity capital | $39,418,000 | 1,243 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $17,000 | 8,392 |
| Surplus | $8,286,000 | 2,037 |
| Undivided profits | $31,115,000 | 904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,121,000 | 2,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,619,000 | 1,196 |
| Earning assets | $455,909,000 | 1,023 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $471,446,600 | 1,034 |
| Average Assets, quarterly | $483,070,000 | 1,046 |
| Volatile liabilities | $95,813,000 | 1,030 |
| Insider loans | $991,000 | 3,946 |
| FHLB advances | $30,000,000 | 953 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $58,464,000 | 1,125 |
| Tier 1 (core) risk-based capital | $33,522,000 | 1,370 |
| Tier 2 risk-based capital | $2,558,000 | 1,482 |
| Total risk weighted assets | $324,956,000 | 1,059 |
| Total unused commitments | $58,464,000 | 1,129 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 156 | 1,032 |
| Assets and Liabilities | ||
| Total Assets: | $457,763,000 | 1,064 |
| Cash and due from depository institutions | $18,708,000 | 1,032 |
| Interest-bearing balances | $7,211,000 | 635 |
| Securities | $77,917,000 | 1,417 |
| Federal funds sold & reverse repurchase agreements | $1,330,000 | 4,962 |
| Net loans & leases | $338,606,000 | 945 |
| Loan loss allowance | $2,157,000 | 1,784 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $8,321,000 | 983 |
| Other real estate owned | $433,000 | 1,032 |
| Goodwill and other intangibles | $5,163,000 | 588 |
| All other assets | $7,285,000 | 1,318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $457,763,000 | 1,064 |
| Total liabilities | $420,657,000 | 1,048 |
| Total deposits | $389,569,000 | 990 |
| Interest-bearing deposits | $362,305,000 | 924 |
| Deposits held in domestic offices | $389,569,000 | 988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $29,000,000 | 1,059 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,088,000 | 1,995 |
| Total equity capital | $37,106,000 | 1,239 |
| Total bank equity capital | $37,106,000 | 1,239 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $17,000 | 8,662 |
| Surplus | $8,286,000 | 1,978 |
| Undivided profits | $28,803,000 | 921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,570,000 | 987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,018,000 | 1,236 |
| Earning assets | $425,064,000 | 1,049 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $426,964,400 | 1,073 |
| Average Assets, quarterly | $451,361,000 | 1,065 |
| Volatile liabilities | $82,486,000 | 1,150 |
| Insider loans | $854,000 | 4,255 |
| FHLB advances | $29,000,000 | 303 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $41,115,000 | 1,351 |
| Tier 1 (core) risk-based capital | $31,325,000 | 1,394 |
| Tier 2 risk-based capital | $2,157,000 | 1,669 |
| Total risk weighted assets | $284,345,000 | 1,152 |
| Total unused commitments | $41,115,000 | 1,352 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 160 | 1,051 |
| Assets and Liabilities | ||
| Total Assets: | $403,428,000 | 1,183 |
| Cash and due from depository institutions | $19,119,000 | 1,051 |
| Interest-bearing balances | $5,759,000 | 715 |
| Securities | $86,045,000 | 1,338 |
| Federal funds sold & reverse repurchase agreements | $6,322,000 | 1,517 |
| Net loans & leases | $269,932,000 | 1,153 |
| Loan loss allowance | $2,171,000 | 1,690 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,875,000 | 923 |
| Other real estate owned | $507,000 | 1,051 |
| Goodwill and other intangibles | $5,627,000 | 587 |
| All other assets | $7,001,000 | 1,358 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,428,000 | 1,183 |
| Total liabilities | $369,015,000 | 1,165 |
| Total deposits | $356,193,000 | 1,062 |
| Interest-bearing deposits | $333,189,000 | 976 |
| Deposits held in domestic offices | $356,193,000 | 1,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,200,000 | 1,877 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,622,000 | 2,233 |
| Total equity capital | $34,413,000 | 1,302 |
| Total bank equity capital | $34,413,000 | 1,302 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $17,000 | 8,967 |
| Surplus | $8,286,000 | 1,955 |
| Undivided profits | $26,110,000 | 959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,748,000 | 1,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,487,000 | 1,441 |
| Earning assets | $368,058,000 | 1,188 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $404,588,600 | 1,117 |
| Average Assets, quarterly | $401,757,000 | 1,171 |
| Volatile liabilities | $57,955,000 | 1,472 |
| Insider loans | $841,000 | 4,156 |
| FHLB advances | $11,200,000 | 448 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $43,023,000 | 1,344 |
| Tier 1 (core) risk-based capital | $29,525,000 | 1,470 |
| Tier 2 risk-based capital | $2,171,000 | 1,565 |
| Total risk weighted assets | $237,283,000 | 1,309 |
| Total unused commitments | $43,023,000 | 1,348 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 155 | 1,091 |
| Assets and Liabilities | ||
| Total Assets: | $407,499,000 | 1,146 |
| Cash and due from depository institutions | $15,175,000 | 1,091 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $103,729,000 | 1,109 |
| Federal funds sold & reverse repurchase agreements | $18,525,000 | 872 |
| Net loans & leases | $247,118,000 | 1,152 |
| Loan loss allowance | $2,288,000 | 1,569 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,395,000 | 885 |
| Other real estate owned | $1,881,000 | 1,091 |
| Goodwill and other intangibles | $5,898,000 | 520 |
| All other assets | $6,778,000 | 1,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $407,499,000 | 1,146 |
| Total liabilities | $372,631,000 | 1,126 |
| Total deposits | $348,113,000 | 1,064 |
| Interest-bearing deposits | $326,786,000 | 978 |
| Deposits held in domestic offices | $348,113,000 | 1,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,921,000 | 961 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,597,000 | 2,400 |
| Total equity capital | $34,868,000 | 1,291 |
| Total bank equity capital | $34,868,000 | 1,291 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $17,000 | 9,177 |
| Surplus | $8,286,000 | 1,870 |
| Undivided profits | $26,565,000 | 967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,481,000 | 1,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,294,000 | 1,683 |
| Earning assets | $369,372,000 | 1,158 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $388,108,200 | 1,138 |
| Average Assets, quarterly | $404,113,000 | 1,129 |
| Volatile liabilities | $67,062,000 | 1,108 |
| Insider loans | $832,000 | 4,021 |
| FHLB advances | $22,900,000 | 296 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $38,881,000 | 1,362 |
| Tier 1 (core) risk-based capital | $27,832,000 | 1,515 |
| Tier 2 risk-based capital | $2,288,000 | 1,439 |
| Total risk weighted assets | $220,658,000 | 1,304 |
| Total unused commitments | $38,881,000 | 1,367 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 117 | 1,506 |
| Assets and Liabilities | ||
| Total Assets: | $339,481,000 | 1,360 |
| Cash and due from depository institutions | $10,736,000 | 1,506 |
| Interest-bearing balances | $8,345,000 | 537 |
| Securities | $66,807,000 | 1,717 |
| Federal funds sold & reverse repurchase agreements | $8,575,000 | 1,611 |
| Net loans & leases | $239,014,000 | 1,230 |
| Loan loss allowance | $2,130,000 | 1,689 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,287,000 | 1,481 |
| Other real estate owned | $1,323,000 | 1,506 |
| Goodwill and other intangibles | $2,245,000 | 918 |
| All other assets | $5,494,000 | 1,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,481,000 | 1,360 |
| Total liabilities | $306,022,000 | 1,362 |
| Total deposits | $281,231,000 | 1,316 |
| Interest-bearing deposits | $270,107,000 | 1,211 |
| Deposits held in domestic offices | $281,231,000 | 1,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,220,000 | 1,805 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $20,275,000 | 952 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,296,000 | 2,866 |
| Total equity capital | $33,459,000 | 1,338 |
| Total bank equity capital | $33,459,000 | 1,338 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $17,000 | 9,573 |
| Surplus | $8,286,000 | 1,834 |
| Undivided profits | $25,156,000 | 1,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,816,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,434,000 | 1,532 |
| Earning assets | $322,741,000 | 1,321 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $339,090,000 | 1,296 |
| Average Assets, quarterly | $337,044,000 | 1,349 |
| Volatile liabilities | $47,956,000 | 1,466 |
| Insider loans | $683,000 | 4,576 |
| FHLB advances | $20,275,000 | 306 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $26,889,000 | 1,709 |
| Tier 1 (core) risk-based capital | $30,259,000 | 1,411 |
| Tier 2 risk-based capital | $2,130,000 | 1,451 |
| Total risk weighted assets | $198,299,000 | 1,428 |
| Total unused commitments | $26,889,000 | 1,713 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 115 | 1,629 |
| Assets and Liabilities | ||
| Total Assets: | $346,520,000 | 1,361 |
| Cash and due from depository institutions | $4,291,000 | 1,629 |
| Interest-bearing balances | $1,446,000 | 1,976 |
| Securities | $86,846,000 | 1,388 |
| Federal funds sold & reverse repurchase agreements | $7,985,000 | 1,630 |
| Net loans & leases | $233,826,000 | 1,287 |
| Loan loss allowance | $2,360,000 | 1,632 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,645,000 | 1,711 |
| Other real estate owned | $169,000 | 1,629 |
| Goodwill and other intangibles | $2,432,000 | 840 |
| All other assets | $6,326,000 | 1,320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $346,520,000 | 1,361 |
| Total liabilities | $314,763,000 | 1,369 |
| Total deposits | $278,652,000 | 1,380 |
| Interest-bearing deposits | $269,696,000 | 1,238 |
| Deposits held in domestic offices | $278,652,000 | 1,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,820,000 | 820 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $14,725,000 | 1,088 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,566,000 | 2,471 |
| Total equity capital | $31,757,000 | 1,426 |
| Total bank equity capital | $31,757,000 | 1,426 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $17,000 | 10,036 |
| Surplus | $8,286,000 | 1,899 |
| Undivided profits | $23,454,000 | 1,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,873,000 | 893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,386,000 | 1,567 |
| Earning assets | $330,103,000 | 1,318 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $353,332,200 | 1,297 |
| Average Assets, quarterly | $347,731,000 | 1,344 |
| Volatile liabilities | $54,804,000 | 1,311 |
| Insider loans | $660,000 | 4,759 |
| FHLB advances | $14,725,000 | 384 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $20,361,000 | 2,024 |
| Tier 1 (core) risk-based capital | $28,908,000 | 1,488 |
| Tier 2 risk-based capital | $2,150,000 | 1,489 |
| Total risk weighted assets | $198,943,000 | 1,439 |
| Total unused commitments | $20,361,000 | 2,038 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 125 | 1,540 |
| Assets and Liabilities | ||
| Total Assets: | $353,607,000 | 1,352 |
| Cash and due from depository institutions | $9,138,000 | 1,540 |
| Interest-bearing balances | $5,270,000 | 898 |
| Securities | $86,002,000 | 1,454 |
| Federal funds sold & reverse repurchase agreements | $13,090,000 | 1,094 |
| Net loans & leases | $230,443,000 | 1,277 |
| Loan loss allowance | $2,388,000 | 1,664 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,826,000 | 1,600 |
| Other real estate owned | $834,000 | 1,540 |
| Goodwill and other intangibles | $2,602,000 | 750 |
| All other assets | $6,672,000 | 1,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $353,607,000 | 1,352 |
| Total liabilities | $319,347,000 | 1,360 |
| Total deposits | $287,778,000 | 1,359 |
| Interest-bearing deposits | $278,285,000 | 1,229 |
| Deposits held in domestic offices | $287,778,000 | 1,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,720,000 | 821 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $9,925,000 | 1,206 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,924,000 | 2,168 |
| Total equity capital | $34,260,000 | 1,325 |
| Total bank equity capital | $34,260,000 | 1,325 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $17,000 | 10,502 |
| Surplus | $8,286,000 | 1,881 |
| Undivided profits | $25,957,000 | 1,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,461,000 | 1,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,338,000 | 1,685 |
| Earning assets | $334,805,000 | 1,311 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $318,707,400 | 1,423 |
| Average Assets, quarterly | $335,726,000 | 1,401 |
| Volatile liabilities | $48,814,000 | 1,307 |
| Insider loans | $541,000 | 5,437 |
| FHLB advances | $9,925,000 | 430 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $21,422,000 | 1,909 |
| Tier 1 (core) risk-based capital | $30,745,000 | 1,397 |
| Tier 2 risk-based capital | $2,204,000 | 1,442 |
| Total risk weighted assets | $194,428,000 | 1,471 |
| Total unused commitments | $23,422,000 | 1,789 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 131 | 1,505 |
| Assets and Liabilities | ||
| Total Assets: | $305,449,000 | 1,512 |
| Cash and due from depository institutions | $11,663,000 | 1,505 |
| Interest-bearing balances | $5,981,000 | 598 |
| Securities | $63,086,000 | 2,086 |
| Federal funds sold & reverse repurchase agreements | $2,340,000 | 3,411 |
| Net loans & leases | $212,789,000 | 1,325 |
| Loan loss allowance | $2,251,000 | 1,785 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,267,000 | 1,734 |
| Other real estate owned | $682,000 | 1,505 |
| Goodwill and other intangibles | $784,000 | 1,206 |
| All other assets | $9,838,000 | 1,000 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,449,000 | 1,512 |
| Total liabilities | $273,020,000 | 1,545 |
| Total deposits | $267,980,000 | 1,420 |
| Interest-bearing deposits | $258,860,000 | 1,264 |
| Deposits held in domestic offices | $267,980,000 | 1,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,040,000 | 912 |
| Total equity capital | $32,429,000 | 1,279 |
| Total bank equity capital | $32,429,000 | 1,279 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $17,000 | 11,079 |
| Surplus | $8,073,000 | 1,857 |
| Undivided profits | $24,339,000 | 960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,582,000 | 1,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $966,000 | 2,061 |
| Earning assets | $284,196,000 | 1,487 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $290,984,800 | 1,542 |
| Average Assets, quarterly | $299,514,000 | 1,531 |
| Volatile liabilities | $21,987,000 | 2,344 |
| Insider loans | $726,000 | 4,567 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $21,611,000 | 1,812 |
| Tier 1 (core) risk-based capital | $30,861,000 | 1,335 |
| Tier 2 risk-based capital | $2,171,000 | 1,467 |
| Total risk weighted assets | $179,082,000 | 1,560 |
| Total unused commitments | $21,611,000 | 1,824 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 129 | 1,622 |
| Assets and Liabilities | ||
| Total Assets: | $280,415,000 | 1,657 |
| Cash and due from depository institutions | $5,451,000 | 1,622 |
| Interest-bearing balances | $2,817,000 | 1,932 |
| Securities | $68,147,000 | 2,012 |
| Federal funds sold & reverse repurchase agreements | $1,060,000 | 7,612 |
| Net loans & leases | $191,823,000 | 1,441 |
| Loan loss allowance | $2,166,000 | 1,945 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,289,000 | 1,698 |
| Other real estate owned | $838,000 | 1,622 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $8,807,000 | 1,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,415,000 | 1,657 |
| Total liabilities | $249,669,000 | 1,711 |
| Total deposits | $245,213,000 | 1,612 |
| Interest-bearing deposits | $238,031,000 | 1,452 |
| Deposits held in domestic offices | $245,213,000 | 1,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,456,000 | 1,027 |
| Total equity capital | $30,746,000 | 1,332 |
| Total bank equity capital | $30,746,000 | 1,332 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $17,000 | 11,615 |
| Surplus | $8,286,000 | 1,734 |
| Undivided profits | $22,443,000 | 1,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 4,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $896,000 | 1,966 |
| Earning assets | $263,847,000 | 1,625 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $280,293,800 | 1,623 |
| Average Assets, quarterly | $279,693,000 | 1,659 |
| Volatile liabilities | $17,579,000 | 2,662 |
| Insider loans | $739,000 | 4,579 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,744,000 | 2,126 |
| Tier 1 (core) risk-based capital | $29,953,000 | 1,323 |
| Tier 2 risk-based capital | $2,012,000 | 1,570 |
| Total risk weighted assets | $160,965,000 | 1,702 |
| Total unused commitments | $16,744,000 | 2,146 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 131 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $281,794,000 | 1,709 |
| Cash and due from depository institutions | $13,714,000 | 1,652 |
| Interest-bearing balances | $10,396,000 | 718 |
| Securities | $58,514,000 | 2,311 |
| Federal funds sold & reverse repurchase agreements | $20,230,000 | 841 |
| Net loans & leases | $174,883,000 | 1,601 |
| Loan loss allowance | $2,390,000 | 1,830 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,092,000 | 1,800 |
| Other real estate owned | $418,000 | 1,652 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $9,943,000 | 992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,794,000 | 1,709 |
| Total liabilities | $254,655,000 | 1,749 |
| Total deposits | $250,419,000 | 1,670 |
| Interest-bearing deposits | $236,039,000 | 1,535 |
| Deposits held in domestic offices | $250,419,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,236,000 | 1,067 |
| Total equity capital | $27,139,000 | 1,438 |
| Total bank equity capital | $27,139,000 | 1,438 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $17,000 | 12,155 |
| Surplus | $8,286,000 | 1,672 |
| Undivided profits | $18,836,000 | 1,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,318,000 | 3,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $964,000 | 2,052 |
| Earning assets | $264,023,000 | 1,669 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $269,217,800 | 1,739 |
| Average Assets, quarterly | $273,051,000 | 1,747 |
| Volatile liabilities | $27,037,000 | 1,860 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $18,269,000 | 1,948 |
| Tier 1 (core) risk-based capital | $26,350,000 | 1,441 |
| Tier 2 risk-based capital | $1,891,000 | 1,684 |
| Total risk weighted assets | $151,266,000 | 1,870 |
| Total unused commitments | $18,269,000 | 1,965 |
| Derivatives | $0 | 651 |